| Name | Market Cap | Current Price | P/E Ratio | Revenue Growth 1Y | Net Margin | ROE | FCF Yield | Debt/Equity |
|---|---|---|---|---|---|---|---|---|
| RKTRocket Companies, Inc. | 22.67B | 23.44 | 111.62 | 34.84% | 0.54% | -1.15% | 1.55 | |
| BETRBetter Home & Finance Holding Company | 361.49M | 36.68 | -2.69 | 35.65% | -171.83% | -362.58% | ||
| LDIloanDepot, Inc. | 337.47M | 2.67 | -5.04 | 7.04% | -8.8% | -16.94% | 10.72 |
| Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | |
|---|---|---|---|---|---|---|---|
| Net Interest Income | -28.42M | -21.02M | -102.23M | -61.8M | 30.61M | -32.53M | -56.07M |
| NII Growth % | - | 0.26% | -3.86% | 0.4% | 1.5% | -2.06% | -0.72% |
| Net Interest Margin % | - | - | - | - | - | - | - |
| Interest Income | 200.93M | 250.75M | 329.59M | 430.09M | 350.59M | 327.45M | 413.16M |
| Interest Expense | 229.35M | 271.77M | 431.82M | 491.89M | 319.98M | 359.97M | 469.23M |
| Loan Loss Provision | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Non-Interest Income | 4.11B | 4.95B | 15.57B | 12.75B | 5.65B | 3.68B | 4.99B |
| Non-Interest Income % | - | - | - | - | - | - | - |
| Total Revenue | 4.31B | 5.2B | 15.9B | 13.18B | 6B | 4.01B | 5.4B |
| Revenue Growth % | - | 0.21% | 2.05% | -0.17% | -0.54% | -0.33% | 0.35% |
| Non-Interest Expense | 3.46B | 4.03B | 5.93B | 6.5B | 4.94B | 4.05B | 4.26B |
| Efficiency Ratio | - | - | - | - | - | - | - |
| Operating Income | 618.1M | 904.44M | 9.53B | 6.18B | 741.91M | -402.9M | 668.05M |
| Operating Margin % | - | - | - | - | - | - | - |
| Operating Income Growth % | - | 0.46% | 9.54% | -0.35% | -0.88% | -1.54% | 2.66% |
| Pretax Income | 618.1M | 904.44M | 9.53B | 6.18B | 741.91M | -402.9M | 668.05M |
| Pretax Margin % | - | - | - | - | - | - | - |
| Income Tax | 3.24M | 7.31M | 132.38M | 112.74M | 41.98M | -12.82M | 32.22M |
| Effective Tax Rate % | - | - | - | - | - | - | - |
| Net Income | 0 | 0 | 197.95M | 308.21M | 46.42M | -15.51M | 29.37M |
| Net Margin % | - | - | - | - | - | - | - |
| Net Income Growth % | - | - | - | 0.56% | -0.85% | -1.33% | 2.89% |
| Net Income (Continuing) | 614.86M | 897.13M | 9.4B | 6.07B | 699.93M | -390.08M | 635.83M |
| EPS (Diluted) | 6.06 | 0.00 | 1.76 | 2.32 | 0.02 | -0.01 | 0.21 |
| EPS Growth % | - | -1% | - | 0.32% | -0.99% | -1.33% | - |
| EPS (Basic) | 6.11 | 0.00 | 1.77 | 2.36 | 0.39 | -0.12 | 0.21 |
| Diluted Shares Outstanding | 101.21M | 101.21M | 116.24M | 1.99B | 1.97B | 1.98B | 141.04M |
| Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | |
|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K |
| Cash & Due from Banks | 1.05B | 1.39B | 1.97B | 2.13B | 722.29M | 1.11B | 1.27B |
| Short Term Investments | 1000K | 1000K | 1000K | 1000K | 0 | 0 | 0 |
| Total Investments | 6.57B | 14.75B | 30.48B | 21.84B | 7.5B | 6.9B | 9.52B |
| Investments Growth % | - | 1.25% | 1.07% | -0.28% | -0.66% | -0.08% | 0.38% |
| Long-Term Investments | 6.03B | 13.99B | 24.78B | 19.92B | 7.5B | 6.9B | 9.52B |
| Accounts Receivables | 1000K | 0 | 1000K | 0 | 1000K | 0 | 0 |
| Goodwill & Intangibles | - | - | - | - | - | - | - |
| Goodwill | 46.98M | 40.26M | 47.23M | 1.3B | 1.26B | 1.24B | 1.23B |
| Intangible Assets | 3.18B | 2.87B | 2.86B | 5.39B | 6.95B | 6.44B | 7.63B |
| PP&E (Net) | 202.56M | 455.37M | 449.71M | 682.27M | 640.38M | 598.55M | 495.62M |
| Other Assets | 180.81M | 208.83M | 619.01M | 180.36M | 1.85B | 1.72B | 3.06B |
| Total Current Assets | 1.91B | 2.55B | 8.25B | 4.74B | 1.35B | 1.78B | 2.06B |
| Total Non-Current Assets | 9.64B | 17.57B | 29.28B | 28.04B | 18.73B | 17.45B | 22.45B |
| Total Assets | 11.55B | 20.08B | 37.53B | 32.77B | 20.08B | 19.23B | 24.51B |
| Asset Growth % | - | 0.74% | 0.87% | -0.13% | -0.39% | -0.04% | 0.27% |
| Return on Assets (ROA) | - | - | 0.01% | 0.01% | 0% | -0% | 0% |
| Accounts Payable | 92.68M | 157.4M | 251.96M | 271.54M | 116.33M | 171.35M | 181.71M |
| Total Debt | 8.11B | 15.96B | 27.65B | 21.18B | 10.35B | 9.56B | 13.98B |
| Net Debt | 7.06B | 14.56B | 25.68B | 19.05B | 9.63B | 8.45B | 12.7B |
| Long-Term Debt | 3.87B | 5.2B | 7.05B | 9.22B | 4.85B | 4.53B | 4.76B |
| Short-Term Debt | 4.24B | 10.44B | 20.33B | 11.48B | 5.07B | 4.63B | 8.89B |
| Other Liabilities | 567.58M | 493.97M | 1.75B | 1.56B | 1.14B | 1.2B | 1.31B |
| Total Current Liabilities | 4.33B | 10.6B | 20.58B | 11.75B | 5.19B | 4.81B | 9.08B |
| Total Non-Current Liabilities | 4.44B | 6.01B | 9.07B | 11.26B | 6.42B | 6.12B | 6.39B |
| Total Liabilities | 8.77B | 16.57B | 29.65B | 23.02B | 11.61B | 10.93B | 15.47B |
| Total Equity | 2.78B | 3.5B | 7.88B | 9.76B | 8.48B | 8.3B | 9.04B |
| Equity Growth % | - | 0.26% | 1.25% | 0.24% | -0.13% | -0.02% | 0.09% |
| Equity / Assets (Capital Ratio) | - | - | - | - | - | - | - |
| Return on Equity (ROE) | - | - | 0.03% | 0.03% | 0.01% | -0% | 0% |
| Book Value per Share | 27.48 | 34.61 | 67.81 | 4.91 | 4.30 | 4.19 | 64.12 |
| Tangible BV per Share | - | - | - | - | - | - | - |
| Common Stock | 2.78B | 3.51B | 20K | 20K | 20K | 20K | 20K |
| Additional Paid-in Capital | 0 | 0 | 282.74M | 287.56M | 276.22M | 340.53M | 389.69M |
| Retained Earnings | 0 | 0 | 207.42M | 378M | 300.39M | 284.3M | 312.83M |
| Accumulated OCI | -868K | -151K | 317K | 81K | 69K | 52K | -48K |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | |
|---|---|---|---|---|---|---|---|
| Cash from Operations | 1.43B | -6.98B | -1.68B | 7.74B | 10.82B | 110.33M | -2.63B |
| Operating CF Growth % | - | -5.88% | 0.76% | 5.62% | 0.4% | -0.99% | -24.83% |
| Net Income | 614.86M | 897.13M | 9.4B | 6.07B | 699.93M | -15.51M | 635.83M |
| Depreciation & Amortization | 76.92M | 74.95M | 74.32M | 74.71M | 94.02M | 110.27M | 112.92M |
| Deferred Taxes | -1.97B | 0 | 66.53M | 48.32M | 36.17M | -17.78M | 29.35M |
| Other Non-Cash Items | 2.79B | -8.03B | -11.21B | 1.25B | 10.23B | 26.41M | -3.69B |
| Working Capital Changes | -113.16M | 35.48M | -138.76M | 136.65M | -452.61M | -173.19M | 133.17M |
| Cash from Investing | -94.48M | 71.89M | 517.2M | -664.85M | 578.74M | 861.15M | -495.47M |
| Purchase of Investments | -28.15M | 0 | -2.5M | -39.9M | -14.64M | -5.47M | 0 |
| Sale/Maturity of Investments | 1000K | 1000K | 1000K | 0 | 1000K | 1000K | 0 |
| Net Investment Activity | - | - | - | - | - | - | - |
| Acquisitions | -28.15M | 0 | -565.53M | -1.23B | 14.64M | 0 | 0 |
| Other Investing | -1.33M | -16.08M | 626.05M | 727.73M | 684.45M | 920.48M | -427.96M |
| Cash from Financing | -1.67B | 7.23B | 1.76B | -6.92B | -12.82B | -623.56M | 3.28B |
| Dividends Paid | 0 | 0 | 0 | 0 | -2B | 0 | 0 |
| Share Repurchases | 0 | 0 | 0 | -231.58M | -177.7M | 0 | 0 |
| Stock Issued | 0 | 0 | 1.75B | 41.98M | 37.76M | 24.88M | 40.6M |
| Net Stock Activity | - | - | - | - | - | - | - |
| Debt Issuance (Net) | -1000K | 1000K | 1000K | -1000K | -1000K | -1000K | 1000K |
| Other Financing | -706.85M | 114.24M | -6.74B | -3.99B | -182.77M | 2.37M | 9.17M |
| Net Change in Cash | -337.06M | 319.4M | 598.38M | 157.49M | -1.42B | 347.73M | 152.49M |
| Exchange Rate Effect | -1000K | 877K | 885K | -115K | -949K | -191K | -1000K |
| Cash at Beginning | 1.47B | 1.14B | 1.46B | 2.05B | 2.21B | 789.1M | 1.14B |
| Cash at End | 1.14B | 1.46B | 2.05B | 2.21B | 789.1M | 1.14B | 1.29B |
| Interest Paid | 1.68M | 261.39M | 3.49M | 429.76M | 6.41M | 0 | 1.73M |
| Income Taxes Paid | 515K | 10.97M | 55.7M | 76.63M | 12.54M | 0 | 5.66M |
| Free Cash Flow | 1.37B | -7.03B | -1.78B | 7.44B | 10.72B | 49.99M | -3.43B |
| FCF Growth % | - | -6.14% | 0.75% | 5.17% | 0.44% | -1% | -69.7% |
| Metric | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | - | - | 3.48% | 3.49% | 0.51% | -0.18% | 0.34% |
| Return on Assets (ROA) | - | - | 0.69% | 0.88% | 0.18% | -0.08% | 0.13% |
| Net Interest Margin | -0.25% | -0.1% | -0.27% | -0.19% | 0.15% | -0.17% | -0.23% |
| Efficiency Ratio | 80.33% | 77.4% | 37.32% | 49.32% | 82.32% | 101.07% | 78.94% |
| Equity / Assets | 24.07% | 17.45% | 21% | 29.78% | 42.2% | 43.17% | 36.9% |
| Book Value / Share | 27.48 | 34.61 | 67.81 | 4.91 | 4.3 | 4.19 | 64.12 |
| NII Growth | - | 26.04% | -386.37% | 39.55% | 149.53% | -206.27% | -72.39% |
| 2020 | 2021 | 2022 | 2023 | 2024 | |
|---|---|---|---|---|---|
| Direct To Customer | 13.01B | 10.58B | 4.78B | 2.99B | 3.89B |
| Direct To Customer Growth | - | -18.67% | -54.83% | -37.46% | 30.22% |
| Partner Network | 3.18B | 1.77B | 638.61M | 438.85M | 669.83M |
| Partner Network Growth | - | -44.49% | -63.83% | -31.28% | 52.63% |
Rocket Companies, Inc. (RKT) has a price-to-earnings (P/E) ratio of 111.6x. This suggests investors expect higher future growth.
Rocket Companies, Inc. (RKT) grew revenue by 34.8% over the past year. This is strong growth.
Rocket Companies, Inc. (RKT) reported a net loss of $102.2M for fiscal year 2024.
Rocket Companies, Inc. (RKT) has a return on equity (ROE) of 0.3%. This is below average, suggesting room for improvement.
Rocket Companies, Inc. (RKT) has a net interest margin (NIM) of -0.2%. NIM has been under pressure due to interest rate environment.
Rocket Companies, Inc. (RKT) has an efficiency ratio of 78.9%. This is higher than peers, suggesting room for cost optimization.