Root, Inc.

Root, Inc. ( ROOT ) Q3 2026 Earnings Call November 4, 2026 5:00 PM EST Company Participants Matthew LaMalva - Head of Investor Relations Alexander Timm - Founder, CEO & Chairman Megan Binkley - Chief Financial Officer Conference Call Participants Thomas Mcjoynt-Griffith - Keefe, Bruyette, & Woods, Inc., Research Division Andrew Andersen - Jefferies LLC, Research Division Elyse Greenspan - Wells Fargo Securities, LLC, Research Division Presentation Operator Greetings. Welcome to the Root Inc. 3Q '26 Earnings Conference Call.

Root NASDAQ: ROOT reported a profit in the third quarter of 2026 even as revenue and premiums declined, with executives saying they held back spending on direct customer acquisition amid intensifying competition in personal auto insurance.

COLUMBUS, Ohio, Nov. 04, 2026 (GLOBE NEWSWIRE) -- Root, Inc. (NASDAQ: ROOT), the leading technology company in car insurance, today announced financial results for the third quarter. Root's third quarter financial results and management commentary can be found in the shareholder letter posted to the company's investor relations website. An updated version of the company's investor presentation will also be available. Both can be found on  ir.joinroot.com .

In a new op-ed, Timm shares how always on AI shopping could challenge brand loyalty, give drivers more power to compare prices, and change how insurers compete In a new op-ed, Timm shares how always on AI shopping could challenge brand loyalty, give drivers more power to compare prices, and change how insurers compete