Zacks Investment Research·1d ago
Root Extends Carvana Deal Through 2028 to Support Embedded GrowthRoot extends its exclusive Carvana insurance deal through at least August 2028, strengthening embedded distribution as Direct competition intensifies.
Root's investment thesis has deteriorated significantly, with its hyper-growth phase appearing to conclude as revenue growth has decelerated from 165.1% to 1.6% year-over-year. The company's core insurance economics are severely strained, evidenced by an alarm...
Price trend, volume and key moving averages
Trailing total returns as of 9/24/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).
Check whether operating performance supports the current valuation.
Recent results and news deserve attention only when they alter the forward view.
| Quarter | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|
Q3 2026Latest Aug 5, 2026 | $1.49+80.0% vs $0.83 | $389M-1.5% vs $395M |
Q2 2026 May 6, 2026 | $2.09+148.8% vs $0.84 | $394M-1.2% vs $398M |
Q1 2026 Feb 25, 2026 | $0.31+933.3% vs $0.03 | $397M+3.6% vs $383M |
Q4 2025 Nov 5, 2025 | -$0.35+18.6% vs -$0.43 | $388M+1.6% vs $382M |
Root extends its exclusive Carvana insurance deal through at least August 2028, strengthening embedded distribution as Direct competition intensifies.
ROOT's underwriting and EBITDA improved in the first half of 2026, but slower premium growth and rising loss costs complicate its profitable growth path.
ROOT shares fell 12% in a month as premium growth slowed and loss costs rose, while profitability held up and a new pricing model targets 2027.
Root, Inc. (NASDAQ: ROOT - Get Free Report) has been assigned a consensus rating of "Hold" from the seven brokerages that are currently covering the firm, Marketbeat.com reports. One equities research analyst has rated the stock with a sell rating, five have issued a hold rating and one has given a buy rating to the company.
Benchmark ROOT against direct peers instead of judging its metrics in isolation.
Key metrics vs top competitors for Root, Inc. (ROOT)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $46.76 | $655.58M | 20.88 | 28.95% | 2.66% | 11.32% | — | |
| $44.36 | $3.41B | -19.29 | 40.15% | -14.87% | -26.78% | — | |
| $29.71 | $773.53M | 13.38 | 25.93% | 23.92% | 27.38% | — | |
| $30.53 | $7.92B | -18.07 | 27.5% | 3.6% | 38.45% | — | |
| $203.13 | $119.22B | 10.56 | 16.32% | 12.93% | 35.45% | — | |
| $103.51 | $1.52B | 15.45 | 13.01% | 5.36% | 7.79% | — |
Root, Inc. (ROOT) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Verify the primary filings, follow material updates, and answer the remaining questions.
Root, Inc. (ROOT) SEC filings — annual & quarterly reports (10-K, 10-Q)
Aug 5, 2026·SEC
Jun 8, 2026·SEC
May 6, 2026·SEC
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Root, Inc. (ROOT) stock FAQ — growth, dividends, profitability & financials explained
Root, Inc. (ROOT) grew revenue by 29.0% over the past year. This is strong growth.
Yes, Root, Inc. (ROOT) is profitable, generating $59.9M in net income for fiscal year 2025 (2.7% net margin).
Root, Inc. (ROOT) has a return on equity (ROE) of 11.3%. This is reasonable for most industries.
Root, Inc. (ROOT) has a combined ratio of 97.3%. A ratio below 100% indicates underwriting profitability.
