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Riskified Ltd. (RSKD) 10-Year Financial Performance & Capital Metrics

RSKD • • Industrial / General
TechnologyApplication SoftwareSecurity & Identity ManagementBiometric Security
AboutRiskified Ltd. operates an e-commerce risk management platform that allows online merchants to create trusted relationships with their consumers in the United States, Europe, the Middle East, Africa, and internationally. It offers Chargeback Guarantee that approves or denies online orders; Policy Protect and Account Secure, which identifies and blocks consumers that may be taking advantage of the merchant's terms and conditions or that may be trying to gain unauthorized access to another consumer's account; Deco and PSD2, a optimize products that help merchants to avoid bank authorization failures and abandoned shopping carts resulting from the secure customer authentication process. The company was incorporated in 2012 and is headquartered in Tel Aviv, Israel.Show more
  • Revenue $328M +10.0%
  • EBITDA -$43M +40.1%
  • Net Income -$35M +40.8%
  • EPS (Diluted) -0.20 +39.4%
  • Gross Margin 52.19% +1.8%
  • EBITDA Margin -13.12% +45.6%
  • Operating Margin -14.61% +43.4%
  • Net Margin -10.66% +46.2%
  • ROE -7.99% +33.3%
  • ROIC -59.34% -119.0%
  • Debt/Equity 0.07 +13.1%
  • Interest Coverage -
Technical Analysis

Key Insights

Based on financial data analysis

✓Strengths

  • ✓Company is almost debt free
  • ✓Strong 5Y sales CAGR of 20.2%
  • ✓Share count reduced 3.3% through buybacks

✗Weaknesses

No significant weaknesses identified

* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.

Price & Volume

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Growth Metrics

Revenue CAGR

10Y-
5Y20.2%
3Y12.64%
TTM6.54%

Profit (Net Income) CAGR

10Y-
5Y-
3Y-
TTM-9.69%

EPS CAGR

10Y-
5Y-
3Y-
TTM-18.83%

ROCE

10Y Avg-14.57%
5Y Avg-13.67%
3Y Avg-14.93%
Latest-10%

Peer Comparison

Biometric Security
Select Columns
Size & Scale
Valuation
Per Share
Growth
Profitability
Quality & Returns
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TTM Growth
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Momentum & Returns
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Technical
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Sector-Specific
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YOUClear Secure, Inc.3.33B34.1321.8825.57%20.97%109.45%8.53%0.51
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SSTISoundThinking, Inc.102.1M8.04-11.1710.05%-10.44%-14.59%15.46%0.08
RSKDRiskified Ltd.775.98M4.73-23.6510.05%-11.04%-11.83%5.03%0.07
IDNIntellicheck, Inc.122.24M6.05-127.375.77%0.95%1.11%

Profit & Loss

Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024
Sales/Revenue+130.56M169.74M229.14M261.25M297.61M327.52M
Revenue Growth %-0.3%0.35%0.14%0.14%0.1%
Cost of Goods Sold+64.87M76.92M106.17M126.15M145.09M156.58M
COGS % of Revenue0.5%0.45%0.46%0.48%0.49%0.48%
Gross Profit+65.69M92.82M122.97M135.1M152.52M170.94M
Gross Margin %0.5%0.55%0.54%0.52%0.51%0.52%
Gross Profit Growth %-0.41%0.32%0.1%0.13%0.12%
Operating Expenses+79.56M99.63M178.91M244.45M229.37M218.79M
OpEx % of Revenue0.61%0.59%0.78%0.94%0.77%0.67%
Selling, General & Admin54.52M62.99M123.61M172.43M157.79M150.73M
SG&A % of Revenue0.42%0.37%0.54%0.66%0.53%0.46%
Research & Development25.04M36.64M55.3M72.01M71.58M68.06M
R&D % of Revenue0.19%0.22%0.24%0.28%0.24%0.21%
Other Operating Expenses0004K00
Operating Income+-13.88M-6.81M-55.94M-109.35M-76.85M-47.85M
Operating Margin %-0.11%-0.04%-0.24%-0.42%-0.26%-0.15%
Operating Income Growth %-0.51%-7.22%-0.95%0.3%0.38%
EBITDA+-13.16M-5.45M-53.95M-105.74M-71.75M-42.97M
EBITDA Margin %-0.1%-0.03%-0.24%-0.4%-0.24%-0.13%
EBITDA Growth %-0.59%-8.9%-0.96%0.32%0.4%
D&A (Non-Cash Add-back)715K1.36M1.99M3.61M5.1M4.88M
EBIT-13.88M-6.81M-55.94M-109.35M-76.85M-47.85M
Net Interest Income+53K145K591K10.18M22.77M20.17M
Interest Income53K145K591K10.18M22.77M20.17M
Interest Expense000000
Other Income/Expense175K-3.46M-121.93M10.69M23.61M19.35M
Pretax Income+-13.7M-10.27M-177.87M-98.66M-53.24M-28.5M
Pretax Margin %-0.1%-0.06%-0.78%-0.38%-0.18%-0.09%
Income Tax+475K1.07M1.56M6.04M5.8M6.42M
Effective Tax Rate %1.03%1.1%1.01%1.06%1.11%1.23%
Net Income+-14.18M-11.35M-179.43M-104.7M-59.03M-34.92M
Net Margin %-0.11%-0.07%-0.78%-0.4%-0.2%-0.11%
Net Income Growth %-0.2%-14.81%0.42%0.44%0.41%
Net Income (Continuing)-14.18M-11.35M-179.43M-104.7M-59.03M-34.92M
Discontinued Operations000000
Minority Interest000000
EPS (Diluted)+-0.16-0.13-2.34-0.62-0.33-0.20
EPS Growth %-0.19%-17%0.74%0.47%0.39%
EPS (Basic)-0.16-0.13-2.34-0.62-0.33-0.20
Diluted Shares Outstanding88.72M88.72M76.46M167.67M176.77M170.91M
Basic Shares Outstanding88.72M88.72M76.46M167.67M176.77M170.91M
Dividend Payout Ratio------

Balance Sheet

Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024
Total Current Assets+100.88M163.5M565.07M529.93M532.3M433.7M
Cash & Short-Term Investments72.71M117.62M503.27M475.67M474.81M376.06M
Cash Only72.71M103.61M418.14M188.67M440.84M371.06M
Short-Term Investments014.01M85.13M287M33.97M5M
Accounts Receivable25.21M37.19M35.48M37.55M46.89M47.8M
Days Sales Outstanding70.4979.9856.5152.4657.553.27
Inventory000000
Days Inventory Outstanding------
Other Current Assets157K3.05M7.23M2.35M10.61M9.83M
Total Non-Current Assets+9.18M17.06M35.56M77.05M69.63M62.16M
Property, Plant & Equipment4.08M4.64M16.97M53.74M45.38M38.01M
Fixed Asset Turnover32.01x36.58x13.50x4.86x6.56x8.62x
Goodwill000000
Intangible Assets758K2.1M3.5M5M3.5M0
Long-Term Investments000000
Other Non-Current Assets4.35M10.32M15.09M18.31M20.75M24.15M
Total Assets+110.07M180.56M600.63M606.98M601.93M495.86M
Asset Turnover1.19x0.94x0.38x0.43x0.49x0.66x
Asset Growth %-0.64%2.33%0.01%-0.01%-0.18%
Total Current Liabilities+37.3M51.92M62.41M72.61M69.81M70.54M
Accounts Payable2.74M1.51M228K2.11M2.57M2.31M
Days Payables Outstanding15.437.150.786.116.475.38
Short-Term Debt000000
Deferred Revenue (Current)000000
Other Current Liabilities25.71M31.79M29.88M33.98M33.06M49.89M
Current Ratio2.70x3.15x9.05x7.30x7.62x6.15x
Quick Ratio2.70x3.15x9.05x7.30x7.62x6.15x
Cash Conversion Cycle------
Total Non-Current Liabilities+8.02M3.3M9.36M39.94M40.4M43.02M
Long-Term Debt000000
Capital Lease Obligations00031.2M25.69M21.94M
Deferred Tax Liabilities000014.71M0
Other Non-Current Liabilities6.11M3.3M9.36M8.73M021.08M
Total Liabilities45.31M55.22M71.77M112.55M110.21M113.56M
Total Debt+00037.42M31.31M27.53M
Net Debt-72.71M-103.61M-418.14M-151.25M-409.53M-343.53M
Debt / Equity---0.08x0.06x0.07x
Debt / EBITDA------
Net Debt / EBITDA------
Interest Coverage------
Total Equity+64.75M125.34M528.86M494.44M491.72M382.3M
Equity Growth %-0.94%3.22%-0.07%-0.01%-0.22%
Book Value per Share0.731.416.922.952.782.24
Total Shareholders' Equity64.75M125.34M528.86M494.44M491.72M382.3M
Common Stock4K4K0000
Retained Earnings-56.33M-67.68M-246.56M-352.53M-411.57M-446.49M
Treasury Stock0000-13.15M-154.22M
Accumulated OCI00176K-1.64M74K887K
Minority Interest000000

Cash Flow

Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024
Cash from Operations+3.84M-3.12M-20.28M-26.25M7.28M39.7M
Operating CF Margin %0.03%-0.02%-0.09%-0.1%0.02%0.12%
Operating CF Growth %--1.81%-5.5%-0.29%1.28%4.45%
Net Income-14.18M-11.35M-179.43M-104.7M-59.03M-34.92M
Depreciation & Amortization715K1.36M2.44M4.27M5.1M4.88M
Stock-Based Compensation11.24M7.95M33.36M67.47M62.41M57.83M
Deferred Taxes000000
Other Non-Cash Items1.55M8.17M128.65M5.58M17.81M22.87M
Working Capital Changes4.52M-9.25M-5.29M1.14M-19.01M-10.97M
Change in Receivables-3.28M-12.57M1.44M-1.72M-9.69M-1.85M
Change in Inventory000000
Change in Payables2.68M-3.71M-832K1.93M373K-203K
Cash from Investing+-2.15M-16.96M-84.44M-210.01M251.56M27.75M
Capital Expenditures-2.11M-1.51M-12.25M-6.13M-1.35M-637K
CapEx % of Revenue0.02%0.01%0.05%0.02%0%0%
Acquisitions------
Investments------
Other Investing-40K-1.45M-1.25M-1.89M091K
Cash from Financing+45.81M54.02M423.19M3.85M-9.31M-136.82M
Debt Issued (Net)------
Equity Issued (Net)------
Dividends Paid000000
Share Repurchases------
Other Financing237K466K4.13M3.85M3.84M4.24M
Net Change in Cash------
Free Cash Flow+1.31M-6.08M-33.78M-34.26M5.92M39.06M
FCF Margin %0.01%-0.04%-0.15%-0.13%0.02%0.12%
FCF Growth %--5.64%-4.56%-0.01%1.17%5.59%
FCF per Share0.01-0.07-0.44-0.200.030.23
FCF Conversion (FCF/Net Income)-0.27x0.27x0.11x0.25x-0.12x-1.14x
Interest Paid18K4K0000
Taxes Paid01.18M647K18K17K54K

Key Ratios

Metric201920202021202220232024
Return on Equity (ROE)-21.89%-11.94%-54.85%-20.46%-11.97%-7.99%
Return on Invested Capital (ROIC)--74.13%-63.35%-36.14%-27.1%-59.34%
Gross Margin50.31%54.69%53.67%51.71%51.25%52.19%
Net Margin-10.86%-6.68%-78.31%-40.08%-19.84%-10.66%
Debt / Equity---0.08x0.06x0.07x
FCF Conversion-0.27x0.27x0.11x0.25x-0.12x-1.14x
Revenue Growth-30.01%35%14.01%13.92%10.05%

Revenue by Segment

2021202220232024
Fraud Service Revenue132.26M156.04M167.28M188.26M
Fraud Service Revenue Growth-17.98%7.20%12.55%
Indemnification Service Revenue96.88M105.21M130.33M139.25M
Indemnification Service Revenue Growth-8.60%23.88%6.84%

Revenue by Geography

2021202220232024
UNITED STATES163.68M163.92M182.81M198.8M
UNITED STATES Growth-0.15%11.52%8.75%
EMEA-71.44M80.55M86.79M
EMEA Growth--12.74%7.75%
Asia Pacific-12.01M16.7M22.37M
Asia Pacific Growth--39.10%33.97%
Americas-13.88M17.56M19.56M
Americas Growth--26.51%11.38%
ISRAEL2.35M3.3M1.3M3.3M
ISRAEL Growth-40.25%-60.61%153.85%

Frequently Asked Questions

Growth & Financials

Riskified Ltd. (RSKD) reported $338.8M in revenue for fiscal year 2024. This represents a 160% increase from $130.6M in 2019.

Riskified Ltd. (RSKD) grew revenue by 10.0% over the past year. This is steady growth.

Riskified Ltd. (RSKD) reported a net loss of $37.4M for fiscal year 2024.

Dividend & Returns

Riskified Ltd. (RSKD) has a return on equity (ROE) of -8.0%. Negative ROE indicates the company is unprofitable.

Riskified Ltd. (RSKD) generated $32.9M in free cash flow for fiscal year 2024. Positive FCF indicates the company can fund dividends, buybacks, or reinvestment.

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