Shinhan Financial Group Co., Ltd.(SHG)Earnings, Financials & Key Ratios
SHG•NYSE•Banking & Credit
10.4× P/E·Price updated Jun 19, 2026
AboutShinhan Financial Group Co., Ltd. provides financial products and services in South Korea and internationally. The company operates through six segments: Banking, Credit Card, Securities, Life Insurance, Credit, and Others. It offers retail banking services, including demand, savings, and fixed deposit-taking; checking accounts; mortgage and home equity, and retail lending; electronic banking and automatic teller machines (ATM); and bill paying, payroll and check-cashing, currency exchange, and wire fund transfer services. The company also provides corporate banking services, such as investment banking, real estate financing, overseas real estate and development project financing, infrastructure and structured financing, equity/venture investments, mergers and acquisitions consulting; securitization and derivatives services comprising securities and derivative products, and foreign exchange trading; and working capital loans and facilities loans. In addition, it is involved in treasury and investment activities in international capital markets consisting of foreign currency-denominated securities trading, foreign exchange trading and services, trade-related financial services, international factoring services, and foreign banking operations. Further, the company offers trust account management, securities brokerage, and asset management services, as well as leasing and equipment financing, savings banking, loan collection and credit reporting, collective investment administration, private equity investment, and financial system development services. As of December 31, 2021, it operated a network of 784 service centers; 5,234 ATMs; 7 cash dispensers; and 85 digital kiosks. Shinhan Financial Group Co., Ltd. was founded in 1982 and is headquartered in Seoul, South Korea.Show more
- Net Interest Income$12065.55B+5.8%
- Total Revenue$34685.18B-2.0%
- Net Income$4971.56B+11.7%
- Return on Equity8.69%+12.4%
- Net Interest Margin1.54%-0.4%
- Efficiency Ratio27.44%+1.7%
- ROA0.65%+4.8%
- Equity / Assets7.08%-11.0%
- Book Value per Share112018.42-3.6%
SHG Key Insights
Shinhan Financial Group Co., Ltd. (SHG) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Strong Piotroski F-Score: 7/9
- ✓Efficient operations: 27.4% efficiency ratio
- ✓Trading at only 0.9x book value
✗Weaknesses
- ✗High debt to equity ratio of 2.8x
- ✗Weak NIM of 1.5%
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
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SHG Price & Volume
Shinhan Financial Group Co., Ltd. (SHG) stock price & volume — 10-year historical chart
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SHG Growth Metrics
Shinhan Financial Group Co., Ltd. (SHG) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years9.97%
5 Years6.16%
3 Years12.19%
TTM-
Profit CAGR
10 Years7.7%
5 Years7.8%
3 Years2.14%
TTM10.59%
EPS CAGR
10 Years7.44%
5 Years8.08%
3 Years4.91%
TTM16.79%
Return on Capital
10 Years3.09%
5 Years2.21%
3 Years2.02%
Last Year1.41%
SHG Recent Earnings
Shinhan Financial Group Co., Ltd. (SHG) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 8/12 qtrs (73%)●Beat Revenue 10/12 qtrs (100%)
Q2 2026Latest
May 15, 2026Metric
Actual
Est
EPS
$2.21-2.6%
$2.27
Rev
$2.8B+0.0%
$2.8B
Q2 2026
Apr 23, 2026Metric
Actual
Est
EPS
$2.21+2.8%
$2.15
Rev
$2.8B+1.4%
$2.8B
Q2 2026
Mar 3, 2026Metric
Actual
Est
EPS
$0.68-17.4%
$0.82
Rev
$6.6B+144.5%
$2.7B
Q1 2026
Feb 5, 2026Metric
Actual
Est
EPS
$0.68-17.4%
$0.82
Rev
$2.5B+2.9%
$2.4B
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | May 15, 2026 | $2.21vs $2.27-2.6% | $2.8Bvs $2.8B+0.0% |
| Q2 2026 | Apr 23, 2026 | $2.21vs $2.15+2.8% | $2.8Bvs $2.8B+1.4% |
| Q2 2026 | Mar 3, 2026 | $0.68vs $0.82-17.4% | $6.6Bvs $2.7B+144.5% |
| Q1 2026 | Feb 5, 2026 | $0.68vs $0.82-17.4% | $2.5Bvs $2.4B+2.9% |
Based on last 12 quarters of dataView full earnings history →
SHG Peer Comparison
Shinhan Financial Group Co., Ltd. (SHG) competitors in Non-US regional and universal banks — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 KB | 37.87B | 106.77 | 10.69 | 34.2% | 11.53% | 9.59% | ||
 WF | 15.24B | 62.55 | 7.36 | 9.44% | 14.19% | 8.76% | 2.77 | |
 HDB | 128.54B | 25.06 | 17.03 | 19.15% | 15.89% | 11.11% | 0.86 | |
 IBN | 101.23B | 27.94 | 18.50 | 25.19% | 17.52% | 16.55% | 0.62 | |
 MFG | 125.58B | 10.30 | 15.45 | 10.35% | 12.61% | 9.66% | 5.84 | |
 SMFG | 96.3B | 25.23 | 15.46 | 12.08% | 15.56% | 15.65% | 3.67 | |
 BAC | 424.14B | 56.20 | 14.71 | -0.45% | 15.93% | 10.15% | 1.21 | |
 C | 266.52B | 143.09 | 20.47 | -1.41% | 8.48% | 6.67% | 3.35 |
Compare SHG vs Peers
Shinhan Financial Group Co., Ltd. (SHG) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
SHG Income Statement
Shinhan Financial Group Co., Ltd. (SHG) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
Net Interest Income | 7.84T | 8.58T | 9.74T | 9.88T | 10.77T | 10.6T | 10.82T | 11.4T | 12.07T | 12.23T |
NII Growth % | 8.85% | 9.4% | 13.49% | 1.49% | 8.97% | -1.6% | 2.09% | 5.4% | 5.82% | 27.49% |
Net Interest Margin % | 1.84% | 1.87% | 1.76% | 1.63% | 1.68% | 1.59% | 1.56% | 1.54% | 1.54% | 1.5% |
Interest Income | 11.8T | 13.57T | 15.71T | 14.77T | 14.72T | 20.11T | 27.58T | 29.21T | 28.58T | 28.59T |
Interest Expense | 3.96T | 4.99T | 5.97T | 4.89T | 3.95T | 9.5T | 16.76T | 17.81T | 16.52T | 16.35T |
Loan Loss Provision | -3.96T | -4.99T | 968.7B | 1.36T | 962.65B | 1.29T | 2.16T | 1.99T | 1.72T | 1.83T |
Non-Interest Income | 2.8T | 2.32T | 10.79T | 10.95T | 11.03T | 4.45T | 6.22T | 6.17T | 6.1T | 6.21T |
Non-Interest Income % | 19.17% | 14.58% | 40.72% | 42.56% | 42.83% | 18.14% | 18.41% | 17.43% | 17.6% | 17.86% |
Total Revenue | 14.6T▲ 0% | 15.89T▲ 8.9% | 26.5T▲ 66.8% | 25.72T▼ 2.9% | 25.75T▲ 0.1% | 24.56T▼ 4.6% | 33.8T▲ 37.6% | 35.38T▲ 4.7% | 34.69T▼ 2.0% | 34.8T▲ 0% |
Revenue Growth % | 8.18% | 8.86% | 66.75% | -2.92% | 0.12% | -4.62% | 37.61% | 4.66% | -1.95% | -5.11% |
Non-Interest Expense | 9.41T | 9.2T | 14.65T | 14.72T | 15.25T | 7.42T | 8.91T | 9.55T | 9.52T | 9.47T |
Efficiency Ratio | 64.48% | 57.89% | 55.28% | 57.22% | 59.22% | 30.19% | 26.37% | 26.98% | 27.44% | 27.21% |
Operating Income | 4.49T▲ 0% | 9.42T▲ 109.7% | 4.91T▼ 47.8% | 4.75T▼ 3.2% | 5.58T▲ 17.5% | 6.37T▲ 14.0% | 5.96T▼ 6.3% | 6.03T▲ 1.1% | 6.93T▲ 14.9% | 7.14T▲ 0% |
Operating Margin % | 30.76% | 59.27% | 18.54% | 18.48% | 21.68% | 25.92% | 17.65% | 17.04% | 19.98% | 20.53% |
Operating Income Growth % | -37.21% | 109.72% | -47.85% | -3.21% | 17.46% | 14.02% | -6.31% | 1.08% | 14.93% | - |
Pretax Income | 3.8T▲ 0% | 4.47T▲ 17.7% | 4.91T▲ 10.0% | 4.75T▼ 3.2% | 5.58T▲ 17.5% | 6.37T▲ 14.0% | 5.96T▼ 6.3% | 6.03T▲ 1.1% | 6.93T▲ 14.9% | 7.14T▲ 0% |
Pretax Margin % | 26.01% | 28.11% | 18.54% | 18.48% | 21.68% | 25.92% | 17.65% | 17.04% | 19.98% | 20.53% |
Income Tax | 848.13B | 1.27T | 1.27T | 1.26T | 1.47T | 1.61T | 1.49T | 1.47T | 1.84T | 1.93T |
Effective Tax Rate % | 22.34% | 28.4% | 25.84% | 26.42% | 26.35% | 25.31% | 24.93% | 24.4% | 26.62% | 26.99% |
Net Income | 2.92T▲ 0% | 3.16T▲ 8.2% | 3.4T▲ 7.8% | 3.41T▲ 0.3% | 4.02T▲ 17.7% | 4.67T▲ 16.1% | 4.37T▼ 6.4% | 4.45T▲ 1.9% | 4.97T▲ 11.7% | 5.11T▲ 0% |
Net Margin % | 19.99% | 19.87% | 12.85% | 13.27% | 15.61% | 18.99% | 12.92% | 12.58% | 14.33% | 14.67% |
Net Income Growth % | 5.15% | 8.19% | 7.82% | 0.33% | 17.71% | 16.08% | -6.38% | 1.88% | 11.72% | 10.59% |
Net Income (Continuing) | 2.95T | 3.2T | 3.64T | 3.5T | 4.11T | 4.76T | 4.48T | 4.56T | 5.08T | 5.22T |
EPS (Diluted) | 6118.00▲ 0% | 6664.69▲ 8.9% | 7000.16▲ 5.0% | 6653.97▼ 4.9% | 7308.05▲ 9.8% | 8498.00▲ 16.3% | 8047.57▼ 5.3% | 8441.26▲ 4.9% | 9812.00▲ 16.2% | 10583.46▲ 0% |
EPS Growth % | 6.66% | 8.94% | 5.03% | -4.95% | 9.83% | 16.28% | -5.3% | 4.89% | 16.24% | 16.79% |
EPS (Basic) | 6118.00 | 6664.69 | 7000.16 | 6653.97 | 7308.05 | 9123.81 | 8048.00 | 8441.00 | 9812.00 | - |
Diluted Shares Outstanding | 474.2M | 473.65M | 477.35M | 500.34M | 534.05M | 508.78M | 519.21M | 506.23M | 496.53M | 482.43M |
SHG Balance Sheet
Shinhan Financial Group Co., Ltd. (SHG) balance sheet — assets, liabilities & shareholders' equity
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
Cash & Short Term Investments | 65.94T | 56.82T | 88.99T | 92.87T | 119.94T | 116.54T | 126.08T | 135.48T | 27.68T | 456.87T |
Cash & Due from Banks | 23.83T | 18.5T | 29.61T | 34.56T | 29.05T | 31.07T | 35.77T | 41.67T | 21.14T | 40.8T |
Short Term Investments | 42.12T | 38.31T | 59.38T | 58.32T | 90.89T | 85.47T | 90.31T | 93.81T | 6.54T | 104.19T |
Total Investments | 350.29T | 412.41T | 485.68T | 529.26T | 576.79T | 597.64T | 616.26T | 665.41T | 706.96T | 702.63T |
Investments Growth % | 8.36% | 17.73% | 17.77% | 8.97% | 8.98% | 3.62% | 3.12% | 7.98% | 6.24% | 17.62% |
Long-Term Investments | 308.17T | 374.09T | 426.3T | 470.94T | 485.9T | 512.17T | 525.95T | 571.61T | 700.43T | 2432.85T |
Accounts Receivables | 6.3T | 7.67T | 9.36T | 12.51T | 0 | 11.49T | 17.05T | 13.61T | 27.44T | 0 |
Goodwill & Intangibles | 4.27T | 4.32T | 5.56T | 5.48T | 5.64T | 5.81T | 6.22T | 6.12T | 5.89T | 5.99T |
Goodwill | 3.9T | 3.9T | 4.69T | 4.69T | 4.67T | 4.68T | 4.68T | 4.67T | 4.66T | 5.99T |
Intangible Assets | 372.06B | 416.62B | 868.66B | 790.83B | 974.65B | 1.12T | 1.54T | 1.45T | 1.24T | 0 |
PP&E (Net) | 3.02T | 3T | 4.08T | 5.01T | 4.05T | 5.94T | 6.05T | 4.16T | 6.04T | 4.17T |
Other Assets | 35.97T | 10.52T | 14.7T | 15.21T | 25.49T | 7.18T | 5.65T | 3.85T | 45.73T | 59.2T |
Total Current Assets | 74.27T | 67.23T | 101.56T | 108.38T | 120.66T | 132.41T | 147.78T | 153.82T | 27.68T | 148.7T |
Total Non-Current Assets | 352.03T | 392.37T | 450.86T | 496.86T | 521.21T | 532.02T | 544.02T | 585.94T | 758.3T | 668.01T |
Total Assets | 426.31T▲ 0% | 459.6T▲ 7.8% | 552.42T▲ 20.2% | 605.23T▲ 9.6% | 641.86T▲ 6.1% | 664.43T▲ 3.5% | 691.8T▲ 4.1% | 739.76T▲ 6.9% | 785.98T▲ 6.2% | 816.72T▲ 0% |
Asset Growth % | 7.74% | 7.81% | 20.2% | 9.56% | 6.05% | 3.52% | 4.12% | 6.93% | 6.25% | 24.17% |
Return on Assets (ROA) | 0.71% | 0.71% | 0.67% | 0.59% | 0.64% | 0.71% | 0.64% | 0.62% | 0.65% | 0.65% |
Accounts Payable | 8.52T | 9.75T | 11.89T | 14.57T | 14.04T | 12.34T | 18.92T | 15.14T | 29.03T | 0 |
Total Debt | 110.57T | 93.72T | 114.25T | 117.06T | 134.68T | 128.72T | 143.78T | 150.26T | 154.21T | 145.3T |
Net Debt | 86.74T | 75.21T | 84.64T | 82.5T | 105.63T | 97.65T | 108.02T | 108.59T | 133.07T | 104.5T |
Long-Term Debt | 82.99T | 86.02T | 103.97T | 105.33T | 123.32T | 118.5T | 125.82T | 137.8T | 75.99T | 132.87T |
Short-Term Debt | 27.59T | 7.69T | 9.18T | 11.14T | 10.75T | 9.59T | 17.35T | 11.57T | 77.71T | 12.43T |
Other Liabilities | 9.4T | 40.14T | 72.04T | 84.48T | 64.39T | 69.16T | 74.59T | 76.3T | 575.26T | 138.33T |
Total Current Liabilities | 299.69T | 296.39T | 332.45T | 367.42T | 402.33T | 421.28T | 433.24T | 464.88T | 77.71T | 483.23T |
Total Non-Current Liabilities | 92.91T | 126.56T | 178.04T | 191.46T | 189.31T | 189.73T | 202.24T | 216.06T | 652.65T | 272.02T |
Total Liabilities | 392.6T | 422.95T | 510.49T | 558.88T | 591.65T | 611.01T | 635.47T | 680.94T | 730.36T | 755.24T |
Total Equity | 33.7T▲ 0% | 36.65T▲ 8.7% | 41.93T▲ 14.4% | 46.36T▲ 10.6% | 50.22T▲ 8.3% | 53.42T▲ 6.4% | 56.32T▲ 5.4% | 58.82T▲ 4.4% | 55.62T▼ 5.4% | 61.47T▲ 0% |
Equity Growth % | 6.17% | 8.75% | 14.4% | 10.56% | 8.32% | 6.39% | 5.43% | 4.44% | -5.44% | 5.73% |
Equity / Assets (Capital Ratio) | 7.91% | 7.97% | 7.59% | 7.66% | 7.82% | 8.04% | 8.14% | 7.95% | 7.08% | 7.53% |
Return on Equity (ROE) | 8.92% | 8.97% | 8.66% | 7.74% | 8.32% | 9% | 7.96% | 7.73% | 8.69% | 8.59% |
Book Value per Share | 71074.69 | 77380.99 | 87840.46 | 92650.16 | 94028.56 | 105003.47 | 108476.50 | 116193.83 | 112018.42 | 127425.70 |
Tangible BV per Share | 62063.05 | 68260.03 | 76195.44 | 81696.43 | 83458.79 | 93588.22 | 96500.67 | 104104.24 | 100150.16 | 115002.77 |
Common Stock | 2.37T | 2.37T | 2.37T | 2.61T | 2.97T | 2.61T | 2.7T | 2.7T | 2.7T | 2.7T |
Additional Paid-in Capital | 9.89T | 9.9T | 10.57T | 12.23T | 12.1T | 12.1T | 12.09T | 12.09T | 12.1T | 2.23T |
Retained Earnings | 20.79T | 22.96T | 25.53T | 27.78T | 31.14T | 33.96T | 36.39T | 39.02T | 41.79T | 52.02T |
Accumulated OCI | -529.73B | -753.22B | -260.16B | -404.18B | -905.22B | -1.91T | -1.07T | -1.82T | -2.47T | -2.11T |
Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -1.18T | 0 |
Preferred Stock | 274.06B | 274.06B | 361.46B | 361.46B | 361.46B | 361.46B | 274.06B | 274.06B | 274.06B | 274.06B |
SHG Cash Flow Statement
Shinhan Financial Group Co., Ltd. (SHG) cash flow — operating, investing & free cash flow history
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
Cash from Operations | 1.02T | -6.32T | 7.18T | -4.41T | 11.08T | 7.59T | 529.85B | 4.63T | 4.48B | 194.97B |
Operating CF Growth % | -73.1% | -718.82% | 213.59% | -161.42% | 351.29% | -31.48% | -93.02% | 773.14% | -99.9% | -265.11% |
Net Income | 3.8T | 4.47T | 4.91T | 4.75T | 5.58T | 4.76T | 4.48T | 4.56T | 3.36B | 5.11T |
Depreciation & Amortization | 253.34B | 301.92B | 677.15B | 768.49B | 902.69B | 999.68B | 1.19T | 1.28T | 0 | 1.28T |
Deferred Taxes | 0 | 0 | -37.3B | 4.21B | 1.47T | 1.61T | 1.49T | 1.47T | 0 | 1.43T |
Other Non-Cash Items | 3.07T | 1.53T | 2.14T | 1.16T | 40.44T | 28.1T | 2.2T | 2.61T | 3.31B | 523.91B |
Working Capital Changes | -6.1T | -12.62T | -544.94B | -11.1T | -37.31T | -27.88T | -8.82T | -5.31T | -2.18B | -8.23T |
Cash from Investing | -10.7T | -5.51T | -22.69T | -3.03T | -12.03T | -11.03T | -4.27T | 148.53B | -10.9T | -16.56T |
Purchase of Investments | -42.14T | -36.42T | -66.7T | -66.25T | -50.97T | -43.41T | -49.02T | 0 | -54.82B | -56.22T |
Sale/Maturity of Investments | 31.6T | 31.58T | 46.95T | 63.8T | 39.98T | 32.6T | 45.26T | 0 | 45.3B | 43.28T |
Net Investment Activity | -10.54T | -4.84T | -19.75T | -2.45T | -11T | -10.82T | -3.76T | 0 | -9.52B | -12.95T |
Acquisitions | 83.63B | -4.5B | -2.25T | -73.08B | -527.42B | -27.84B | 0 | 0 | -679.17M | -1.09T |
Other Investing | -87.74B | -521.47B | -104.03B | 135.85B | 382.5B | 755.09B | -246.58B | 412.37B | -10.89T | -2.26T |
Cash from Financing | 10.33T | 13.81T | 15.88T | 7.88T | 4.96T | 3.39T | 9.76T | -182.65B | 1.25T | 13.88T |
Dividends Paid | -706.57B | -714.71B | -830.77B | -968.85B | -1.22T | -1.54T | -1.46T | -1.27T | -910.37M | -1.3T |
Share Repurchases | 0 | -151.99B | -444.08B | -150.18B | -79M | -300.06B | -486.03B | -700.1B | -879.53M | -1.82T |
Stock Issued | 0 | 0 | 0 | 161.86B | 23.59B | 0 | 0 | 297M | -48.55K | 0 |
Net Stock Activity | 0 | -151.99B | -444.08B | 11.68B | 23.51B | -300.06B | -486.03B | -699.8B | -879.58M | -1.82T |
Debt Issuance (Net) | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 0 |
Other Financing | 207.03B | 1.1T | 456.29B | 2.18T | 1.17T | 1.61T | -49.05B | 710.15B | -2.84T | 16.44T |
Net Change in Cash | 604.11B▲ 0% | 1.94T▲ 221.6% | 399.42B▼ 79.4% | 383.81B▼ 3.9% | 4.12T▲ 973.7% | -102.02B▼ 102.5% | 6T▲ 5984.2% | 4.83T▼ 19.5% | 47.58B▼ 99.0% | -2.21T▲ 0% |
Exchange Rate Effect | -46.03B | -30.64B | 29.43B | -61.52B | 109.55B | -57.84B | -15.36B | 238.48B | -26.86B | 271.83B |
Cash at Beginning | 5.63T | 6.24T | 8.18T | 8.58T | 8.96T | 24.1T | 24.41T | 30.42T | 35.25T | 35.3T |
Cash at End | 6.24T | 8.18T | 8.58T | 8.96T | 13.08T | 24T | 30.42T | 35.25T | 35.3T | 36.19T |
Interest Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 15.22T | 0 | 3.34T |
Income Taxes Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Free Cash Flow | 754.89B▲ 0% | -6.62T▼ 977.0% | 6.59T▲ 199.5% | -5.05T▼ 176.7% | 10.19T▲ 301.7% | 6.65T▼ 34.7% | -186.39B▼ 102.8% | 3.85T▲ 2164.2% | 4.3B▼ 99.9% | -521.67B▲ 0% |
FCF Growth % | -78.16% | -976.99% | 199.54% | -176.66% | 301.72% | -34.74% | -102.8% | 2164.21% | -99.89% | -107.6% |
SHG Banking Ratios
Shinhan Financial Group Co., Ltd. (SHG) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
Return on Equity (ROE) | 8.92% | 8.97% | 8.66% | 7.74% | 8.32% | 9% | 7.96% | 7.73% | 8.69% | 8.59% |
Return on Assets (ROA) | 0.71% | 0.71% | 0.67% | 0.59% | 0.64% | 0.71% | 0.64% | 0.62% | 0.65% | 0.65% |
Net Interest Margin | 1.84% | 1.87% | 1.76% | 1.63% | 1.68% | 1.59% | 1.56% | 1.54% | 1.54% | 1.5% |
Efficiency Ratio | 64.48% | 57.89% | 55.28% | 57.22% | 59.22% | 30.19% | 26.37% | 26.98% | 27.44% | 27.21% |
Equity / Assets | 7.91% | 7.97% | 7.59% | 7.66% | 7.82% | 8.04% | 8.14% | 7.95% | 7.08% | 7.53% |
Book Value / Share | 71.07K | 77.38K | 87.84K | 92.65K | 94.03K | 105K | 108.48K | 116.19K | 112.02K | 127.43K |
NII Growth | 8.85% | 9.4% | 13.49% | 1.49% | 8.97% | -1.6% | 2.09% | 5.4% | 5.82% | 6.94% |
Dividend Payout | 24.22% | 22.64% | 24.41% | 28.37% | 30.32% | 33.03% | 33.46% | 28.47% | 0.02% | 25.42% |
Related:SHG Dividend History·SHG Revenue History·SHG Price History·SHG P/E History·SHG Financial Ratios·SHG Institutional Holders
SHG Frequently Asked Questions
Shinhan Financial Group Co., Ltd. (SHG) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
Shinhan Financial Group Co., Ltd. (SHG) saw revenue decline by 2.0% over the past year.
Yes, Shinhan Financial Group Co., Ltd. (SHG) is profitable, generating $5.11T in net income for fiscal year 2025 (14.3% net margin).
Dividend & Returns
Shinhan Financial Group Co., Ltd. (SHG) does not currently pay a meaningful dividend. The company may be reinvesting profits for growth.
Shinhan Financial Group Co., Ltd. (SHG) has a return on equity (ROE) of 8.7%. This is below average, suggesting room for improvement.
Industry Metrics
Shinhan Financial Group Co., Ltd. (SHG) has a net interest margin (NIM) of 1.5%. NIM has been under pressure due to interest rate environment.
Shinhan Financial Group Co., Ltd. (SHG) has an efficiency ratio of 27.4%. This is excellent, indicating strong cost control.