8-K Announcements
6Mar 30, 2026·SEC
Mar 23, 2026·SEC
Mar 16, 2026·SEC
SiriusPoint Ltd. (SPNT) fundamental analysis — strengths, weaknesses & financial health based on data analysis
No significant weaknesses identified
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
SiriusPoint Ltd. (SPNT) stock price & volume — 10-year historical chart
SiriusPoint Ltd. (SPNT) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
SiriusPoint Ltd. (SPNT) EPS & revenue vs analyst estimates — last 4 quarters
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q1 2026Latest | Feb 18, 2026 | $0.70vs $0.54+29.6% | $898Mvs $706M+27.3% |
| Q4 2025 | Oct 30, 2025 | $0.72vs $0.51+41.2% | $754Mvs $564M+33.6% |
| Q3 2025 | Aug 4, 2025 | $0.66vs $0.56+17.9% | $748Mvs $739M+1.2% |
| Q2 2025 | May 5, 2025 | $0.49vs $0.26+88.5% | $79Mvs $697M-88.7% |
SiriusPoint Ltd. (SPNT) competitors in Property and casualty reinsurers — business model, growth, and fundamentals comparison
SiriusPoint Ltd. (SPNT) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
SiriusPoint Ltd. (SPNT) annual income statement — 10-year revenue, gross profit & net income history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 926.71M | 377.51M | 979M | 884.5M | 2.22B | 2.17B | 2.7B | 2.61B | 3.21B |
| Revenue Growth % | 30.79% | -59.26% | 159.33% | -9.65% | 151.52% | -2.39% | 24.44% | -3.28% | 22.62% |
| Medical Costs & Claims | 571.64M | 654.52M | 699.1M | 652.4M | 1.71B | 2.05B | 1.85B | 1.89B | 1.52B |
| Medical Cost Ratio % | 61.68% | 173.38% | 71.41% | 73.76% | 77.06% | 94.41% | 68.61% | 72.13% | 47.41% |
| Gross Profit | 355.07M▲ 0% | -277.01M▼ 178.0% | 279.9M▲ 201.0% | 232.1M▼ 17.1% | 510.4M▲ 119.9% | 121.3M▼ 76.2% | 848.4M▲ 599.4% | 728.4M▼ 14.1% | 1.69B▲ 131.4% |
| Gross Margin % | 38.32% | -73.38% | 28.59% | 26.24% | 22.94% | 5.59% | 31.39% | 27.87% | 52.59% |
| Gross Profit Growth % | 332.66% | -178.01% | 201.04% | -17.08% | 119.91% | -76.23% | 599.42% | -14.14% | 131.41% |
| Operating Expenses | 61.33M | 44.47M | 78.6M | 80.2M | 465.3M | 544M | 529.7M | 495.3M | 1.14B |
| OpEx / Revenue % | 6.62% | 11.78% | 8.03% | 9.07% | 20.92% | 25.05% | 19.6% | 18.95% | 35.7% |
| Depreciation & Amortization | 0 | 0 | 0 | 0 | 5.9M | 8.1M | 11.1M | 11.9M | 1.5M |
| Combined Ratio % | 68.3% | 185.16% | 79.44% | 82.83% | 97.97% | 119.46% | 88.21% | 91.08% | 83.11% |
| Operating Income | 293.75M▲ 0% | -321.48M▼ 209.4% | 201.3M▲ 162.6% | 151.9M▼ 24.5% | 45.1M▼ 70.3% | -422.7M▼ 1037.3% | 318.7M▲ 175.4% | 233.1M▼ 26.9% | 541.3M▲ 132.2% |
| Operating Margin % | 31.7% | -85.16% | 20.56% | 17.17% | 2.03% | -19.46% | 11.79% | 8.92% | 16.89% |
| Operating Income Growth % | 752.21% | -209.44% | 162.62% | -24.54% | -70.31% | -1037.25% | 175.4% | -26.86% | 132.22% |
| EBITDA | 301.97M | -313.25M | 209.5M | 160.1M | 51M | -414.6M | 329.8M | 245M | 542.8M |
| EBITDA Margin % | 32.59% | -82.98% | 21.4% | 18.1% | 2.29% | -19.09% | 12.2% | 9.37% | 16.94% |
| Interest Expense | 8.22M | 8.23M | 8.2M | 8.2M | 34M | 38.6M | 64.1M | 69.6M | 79.7M |
| Non-Operating Income | -8.22M | -8.23M | -8.2M | -8.2M | -34M | -38.6M | -64.1M | -69.6M | -79.7M |
| Pretax Income | 293.75M▲ 0% | -321.48M▼ 209.4% | 201.3M▲ 162.6% | 151.9M▼ 24.5% | 45.1M▼ 70.3% | -422.7M▼ 1037.3% | 318.7M▲ 175.4% | 233.1M▼ 26.9% | 541.3M▲ 132.2% |
| Pretax Margin % | 31.7% | -85.16% | 20.56% | 17.17% | 2.03% | -19.46% | 11.79% | 8.92% | 16.89% |
| Income Tax | 11.98M | -4.01M | 700K | 8.1M | -10.7M | -36.7M | -45M | 30.7M | 81.2M |
| Effective Tax Rate % | 4.08% | 1.25% | 0.35% | 5.33% | -23.73% | 8.68% | -14.12% | 13.17% | 15% |
| Net Income | 277.8M▲ 0% | -317.69M▼ 214.4% | 200.6M▲ 163.1% | 143.8M▼ 28.3% | 58.1M▼ 59.6% | -386.8M▼ 765.7% | 354.8M▲ 191.7% | 199.9M▼ 43.7% | 459.6M▲ 129.9% |
| Net Margin % | 29.98% | -84.15% | 20.49% | 16.26% | 2.61% | -17.81% | 13.13% | 7.65% | 14.34% |
| Net Income Growth % | 905.24% | -214.36% | 163.14% | -28.32% | -59.6% | -765.75% | 191.73% | -43.66% | 129.91% |
| EPS (Diluted) | 2.64▲ 0% | -3.27▼ 223.9% | 2.16▲ 166.1% | 1.53▼ 29.2% | 0.27▼ 82.4% | -2.51▼ 1029.6% | 1.85▲ 173.7% | 1.04▼ 43.8% | 3.65▲ 251.0% |
| EPS Growth % | 915.38% | -223.86% | 166.06% | -29.17% | -82.35% | -1029.63% | 173.71% | -43.78% | 250.96% |
| EPS (Basic) | 2.71 | -3.27 | 2.18 | 1.54 | 0.28 | -2.51 | 1.93 | 1.06 | 3.81 |
| Diluted Shares Outstanding | 105.23M | 97.05M | 92.65M | 92.96M | 150.16M | 160.23M | 169.61M | 169.47M | 121.65M |
SiriusPoint Ltd. (SPNT) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Total Assets | 4.67B | 3.09B | 3.44B | 3.54B | 10.62B | 11.04B | 12.87B | 12.52B | 121.2M |
| Asset Growth % | 19.92% | -33.94% | 11.45% | 2.78% | 200.36% | 3.94% | 16.63% | -2.69% | -99.03% |
| Total Investment Assets | 2.96B | 1.52B | 989.7M | 1.16B | 4.53B | 8.77B | 6.08B | 5.71B | 5.6B |
| Long-Term Investments | 2.96B | 1.52B | 125.07M | 105.3M | 1.37B | 5.15B | 6.08B | 5.71B | 5.6B |
| Short-Term Investments | 0 | 0 | 0 | 0 | 1.08B | 3.62B | 0 | 3.12B | 0 |
| Total Current Assets | 11.76M | 711.39M | 0 | 0 | 8.55B | 5.26B | 969.2M | 0 | 0 |
| Cash & Equivalents | 8.2M | 104.18M | 639.41M | 526M | 999.8M | 705.3M | 969.2M | 682M | 902.4M |
| Receivables | 0 | 0 | 603.82M | 552.1M | 3.2B | 3.3B | 4.31B | 4.42B | 2.27B |
| Other Current Assets | 0 | 0 | -1.26B | -1.1B | 3.04B | 3.62B | 5.3B | -8.69B | -3.17B |
| Goodwill & Intangibles | 258.79M | 203.84M | 0 | 0 | 390.7M | 163.8M | 152.7M | 468.3M | 121.2M |
| Goodwill | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Intangible Assets | 258.79M | 203.84M | 0 | 0 | 390.7M | 163.8M | 152.7M | 468.3M | 121.2M |
| PP&E (Net) | 0 | 0 | 0 | 0 | 0 | 25.9M | 25.6M | 0 | 0 |
| Other Assets | -258.79M | -203.84M | -125.07M | -105.3M | 308.7M | -5.17B | -435.2M | 6.35B | -5.6B |
| Total Liabilities | 2.9B | 1.88B | 2.03B | 1.97B | 8.12B | 8.95B | 10.34B | 10.59B | 7.51B |
| Total Debt | 113.73M | 113.91M | 114.09M | 114.3M | 816.7M | 778M | 786.2M | 639.1M | 688.6M |
| Net Debt | 105.54M | 9.73M | -525.33M | -411.7M | -183.1M | 72.7M | -183M | -42.9M | -213.8M |
| Long-Term Debt | 113.73M | 113.91M | 114.09M | 114.3M | 816.7M | 778M | 786.2M | 639.1M | 688.6M |
| Short-Term Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Current Liabilities | 846.45M | 76.96M | 0 | 0 | 4.34B | 4.89B | 6.2M | 5.94B | 0 |
| Accounts Payable | 846.45M | 76.96M | 99.76M | 95.7M | 924.6M | 1.08B | 2.02B | 1.8B | 1.45B |
| Deferred Revenue | 816.83M | 0 | 0 | 0 | 0 | -18M | 0 | 0 | 1.37B |
| Other Current Liabilities | -1.66B | -79.26M | -102.81M | -98.78M | 3.42B | 3.83B | -2.01B | 4.15B | -2.82B |
| Deferred Taxes | -1000K | -1000K | 0 | 0 | 1000K | 1000K | 1000K | 1000K | 1000K |
| Other Liabilities | 827.79M | 0 | -114.26M | -115.3M | 2.86B | 3.23B | 9.45B | 3.92B | 6.75B |
| Total Equity | 1.77B▲ 0% | 4.46B▲ 152.2% | 1.41B▼ 68.3% | 1.57B▲ 10.7% | 2.5B▲ 59.9% | 2.08B▼ 16.8% | 2.53B▲ 21.5% | 1.94B▼ 23.4% | 2.47B▲ 27.4% |
| Equity Growth % | 22.07% | 152.19% | -68.32% | 10.69% | 59.92% | -16.81% | 21.51% | -23.39% | 27.44% |
| Shareholders Equity | 1.66B | 1.2B | 1.41B | 1.56B | 2.5B | 2.07B | 2.51B | 1.94B | 2.47B |
| Minority Interest | 113.63M | 3.26B | 0 | 1.4M | -400K | 7.9M | 16.7M | 1.4M | 1.1M |
| Retained Earnings | 594.02M | 276.33M | 476.95M | 620.4M | 665M | 262.2M | 601M | 784.9M | 1.23B |
| Common Stock | 10.72M | 9.36M | 9.42M | 9.6M | 16.2M | 16.2M | 16.8M | 11.6M | 11.7M |
| Accumulated OCI | 0 | 0 | 0 | 0 | -200K | -45M | 3.1M | -4.1M | 61.9M |
| Return on Equity (ROE) | 17.26% | -10.19% | 6.83% | 9.65% | 2.86% | -16.87% | 15.38% | 8.95% | 20.84% |
| Return on Assets (ROA) | 6.49% | -8.19% | 6.15% | 4.12% | 0.82% | -3.57% | 2.97% | 1.57% | 7.27% |
| Equity / Assets | 37.88% | 144.61% | 41.11% | 44.28% | 23.58% | 18.87% | 19.66% | 15.48% | 2038.7% |
| Debt / Equity | 0.06x | 0.03x | 0.08x | 0.07x | 0.33x | 0.37x | 0.31x | 0.33x | 0.28x |
| Book Value per Share | 16.82 | 45.99 | 15.26 | 16.84 | 16.67 | 13.00 | 14.92 | 11.44 | 20.31 |
| Tangible BV per Share | 14.36 | 43.89 | 15.26 | 16.84 | 14.07 | 11.98 | 14.02 | 8.68 | 19.32 |
SiriusPoint Ltd. (SPNT) cash flow — operating, investing & free cash flow history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | -78.54M | 13.39M | 141.11M | 73.36M | 1.6M | 293.3M | 581.3M | 74.7M | 96.1M |
| Operating CF Growth % | -1746.11% | 117.05% | 954.1% | -48.02% | -97.82% | 18231.25% | 98.19% | -87.15% | 28.65% |
| Operating CF / Revenue % | -8.47% | 3.55% | 14.41% | 8.29% | 0.07% | 13.51% | 21.51% | 2.86% | 3% |
| Net Income | 281.77M | -317.47M | 200.62M | 143.86M | 55.8M | -386M | 363.7M | 202.4M | 459.6M |
| Depreciation & Amortization | 4.94M | 4.94M | 3.96M | -4.01M | 5.9M | 13.9M | 11.1M | 11.9M | 1.5M |
| Stock-Based Compensation | 3.6M | 4.96M | 7M | 6.6M | 11.4M | 30.5M | 21.4M | 20.7M | 35.9M |
| Deferred Taxes | -8.91M | -5.16M | -3.96M | 4.01M | 0 | -53.9M | -60.2M | 0 | -15.6M |
| Other Non-Cash Items | -460.5M | 242.28M | -243.96M | -255.21M | -413.9M | 393.6M | 83.1M | 7.3M | -185.4M |
| Working Capital Changes | 100.57M | 83.84M | 177.45M | 178.11M | 342.4M | 295.2M | 162.2M | -167.6M | -199.9M |
| Cash from Investing | 23.05M | 377.56M | 786.86M | 6.11M | 208.6M | -1.3B | -332.2M | 343.6M | 423.4M |
| Capital Expenditures | 0 | 0 | 0 | 0 | 0 | -800K | 0 | 0 | 0 |
| Acquisitions | 73.98M | -97.95M | 0 | 0 | 652.4M | 800K | 0 | 0 | 0 |
| Purchase of Investments | -3.89B | -4.34B | -418.46M | -446.96M | -3.41B | -6.16B | -4.97B | -2.73B | 0 |
| Sale/Maturity of Investments | 4.28B | 4.28B | 1.21B | 547.97M | 2.89B | 4.85B | 4.63B | 3.07B | 0 |
| Other Investing | -362.48M | 432.31M | -886K | -94.9M | 77.9M | 4.5M | 5.5M | 6.2M | 423.4M |
| Cash from Financing | 53.73M | -226.94M | 12.65M | -19.48M | 24.3M | -23.7M | -61.5M | -625M | -512.2M |
| Dividends Paid | -3.22M | -3.22M | -2.72M | -1.29M | -12.2M | -16M | -16M | -16M | -16M |
| Share Repurchases | -40.86M | -138.71M | 0 | -300K | 0 | -12.1M | 0 | -299.7M | -490.8M |
| Stock Issued | 1.5M | 0 | 1.9M | 0 | 50.8M | 0 | 27.8M | 18.4M | 900K |
| Debt Issuance (Net) | 0 | 0 | 0 | 0 | 0 | 1000K | -1000K | -1000K | 0 |
| Other Financing | 97.82M | -84.94M | 13.47M | -17.89M | -14.3M | -13.2M | -55.3M | -203.7M | -6.3M |
| Net Change in Cash | -1.75M▲ 0% | 164M▲ 9450.3% | 940.62M▲ 473.5% | 59.98M▼ 93.6% | 234.5M▲ 291.0% | -1.03B▼ 541.2% | 187.6M▲ 118.1% | -206.7M▼ 210.2% | 7.8M▲ 103.8% |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 9.95M | 549.33M | 713.34M | 1.65B | 1.71B | 1.95B | 913.7M | 1.1B | 894.6M |
| Cash at End | 8.2M | 713.34M | 1.65B | 1.71B | 1.95B | 913.7M | 1.1B | 894.6M | 902.4M |
| Free Cash Flow | -78.54M▲ 0% | 13.39M▲ 117.0% | 141.11M▲ 954.1% | 73.36M▼ 48.0% | 1.6M▼ 97.8% | 292.5M▲ 18181.3% | 581.3M▲ 98.7% | 74.7M▼ 87.1% | 514M▲ 588.1% |
| FCF Growth % | -1746.11% | 117.05% | 954.1% | -48.02% | -97.82% | 18181.25% | 98.73% | -87.15% | 588.09% |
| FCF Margin % | -8.47% | 3.55% | 14.41% | 8.29% | 0.07% | 13.47% | 21.51% | 2.86% | 16.04% |
| FCF per Share | -0.75 | 0.14 | 1.52 | 0.79 | 0.01 | 1.83 | 3.43 | 0.44 | 4.23 |
SiriusPoint Ltd. (SPNT) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Combined Ratio | 95.14% | 68.3% | 185.16% | 79.44% | 82.83% | 97.97% | 119.46% | 88.21% | 91.08% | 83.11% |
| Medical Cost Ratio | 88.42% | 61.68% | 173.38% | 71.41% | 73.76% | 77.06% | 94.41% | 68.61% | 72.13% | 47.41% |
| Return on Equity (ROE) | 1.94% | 17.26% | -10.19% | 6.83% | 9.65% | 2.86% | -16.87% | 15.38% | 8.95% | 20.84% |
| Return on Assets (ROA) | 0.74% | 6.49% | -8.19% | 6.15% | 4.12% | 0.82% | -3.57% | 2.97% | 1.57% | 7.27% |
| Equity / Assets | 37.21% | 37.88% | 144.61% | 41.11% | 44.28% | 23.58% | 18.87% | 19.66% | 15.48% | 2038.7% |
| Book Value / Share | 13.73 | 16.82 | 45.99 | 15.26 | 16.84 | 16.67 | 13 | 14.92 | 11.44 | 20.31 |
| Debt / Equity | 0.08x | 0.06x | 0.03x | 0.08x | 0.07x | 0.33x | 0.37x | 0.31x | 0.33x | 0.28x |
| Revenue Growth | 22.6% | 30.79% | -59.26% | 159.33% | -9.65% | 151.52% | -2.39% | 24.44% | -3.28% | 22.62% |
SiriusPoint Ltd. (SPNT) SEC filings — annual & quarterly reports (10-K, 10-Q)
Mar 30, 2026·SEC
Mar 23, 2026·SEC
Mar 16, 2026·SEC
SiriusPoint Ltd. (SPNT) stock FAQ — growth, dividends, profitability & financials explained
SiriusPoint Ltd. (SPNT) grew revenue by 22.6% over the past year. This is strong growth.
Yes, SiriusPoint Ltd. (SPNT) is profitable, generating $459.6M in net income for fiscal year 2025 (14.3% net margin).
Yes, SiriusPoint Ltd. (SPNT) pays a dividend with a yield of 0.56%. This makes it attractive for income-focused investors.
SiriusPoint Ltd. (SPNT) has a return on equity (ROE) of 20.8%. This is excellent, indicating efficient use of shareholder capital.
SiriusPoint Ltd. (SPNT) has a combined ratio of 83.1%. A ratio below 100% indicates underwriting profitability.
SiriusPoint Ltd. (SPNT) financial analysis — history, returns, DCA and operating performance tools
Historical returns with dividends reinvested
Dollar cost averaging vs lump sum
Yield, growth, payout safety & DRIP
EPS trends, net income & profitability
Long-term charts & historical price data
Sales growth patterns & revenue breakdown
30 years of market, efficiency and balance-sheet ratios
DCF intrinsic value, peer multiples & estimates