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4Apr 17, 2026·SEC
Mar 31, 2026·SEC
Mar 23, 2026·SEC
State Street Corporation (STT) fundamental analysis — strengths, weaknesses & financial health based on data analysis
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State Street Corporation (STT) stock price & volume — 10-year historical chart
State Street Corporation (STT) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
State Street Corporation (STT) EPS & revenue vs analyst estimates — last 4 quarters
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 17, 2026 | $2.84vs $2.64+7.6% | $3.8Bvs $3.7B+3.6% |
| Q1 2026 | Jan 16, 2026 | $2.97vs $2.84+4.6% | $3.7Bvs $3.6B+1.8% |
| Q4 2025 | Oct 17, 2025 | $2.78vs $2.64+5.3% | $5.7Bvs $3.5B+66.1% |
| Q3 2025 | Jul 15, 2025 | $2.53vs $2.35+7.7% | $5.8Bvs $3.4B+72.8% |
State Street Corporation (STT) competitors in Asset servicing and custody banks — business model, growth, and fundamentals comparison
State Street Corporation (STT) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
State Street Corporation (STT) annual income statement — 10-year revenue, gross profit & net income history
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
Net Interest Income | 2.3B | 2.67B | 2.57B | 2.2B | 1.91B | 2.54B | 2.76B | 2.92B | 2.96B |
NII Growth % | 10.56% | 15.93% | -3.93% | -14.26% | -13.41% | 33.54% | 8.45% | 5.94% | 1.27% |
Net Interest Margin % | 0.97% | 1.09% | 1.04% | 0.7% | 0.61% | 0.84% | 0.93% | 0.83% | 0.81% |
Interest Income | 2.91B | 3.66B | 3.94B | 2.58B | 1.91B | 4.09B | 9.18B | 11.98B | 11.64B |
Interest Expense | 604M | 991M | 1.38B | 375M | 3M | 1.54B | 6.42B | 9.05B | 8.68B |
Loan Loss Provision | 2M | 15M | 10M | 88M | -33M | 20M | 46M | 75M | 59M |
Non-Interest Income | 8.96B | 9.46B | 9.19B | 9.49B | 10.12B | 9.58B | 9.19B | 10B | 10.98B |
Non-Interest Income % | 75.5% | 72.09% | 69.99% | 78.66% | 84.14% | 70.09% | 50.02% | 45.49% | 48.54% |
Total Revenue | 11.87B▲ 0% | 13.12B▲ 10.5% | 13.13B▲ 0.1% | 12.07B▼ 8.1% | 12.03B▼ 0.3% | 13.67B▲ 13.6% | 18.37B▲ 34.4% | 21.97B▲ 19.6% | 22.63B▲ 3.0% |
Revenue Growth % | 11.61% | 10.55% | 0.07% | -8.09% | -0.32% | 13.62% | 34.36% | 19.64% | 2.98% |
Non-Interest Expense | 8.27B | 9.02B | 9.03B | 8.71B | 8.89B | 8.78B | 9.58B | 9.45B | 10.15B |
Efficiency Ratio | 69.66% | 68.7% | 68.8% | 72.14% | 73.89% | 64.22% | 52.18% | 43% | 44.87% |
Operating Income | 3B▲ 0% | 3.1B▲ 3.5% | 2.71B▼ 12.5% | 2.9B▲ 6.9% | 3.17B▲ 9.4% | 3.33B▲ 4.9% | 2.32B▼ 30.4% | 3.4B▲ 46.6% | 3.73B▲ 9.9% |
Operating Margin % | 25.23% | 23.63% | 20.65% | 24.02% | 26.36% | 24.34% | 12.61% | 15.45% | 16.49% |
Operating Income Growth % | 41.27% | 3.54% | -12.54% | 6.9% | 9.38% | 4.92% | -30.39% | 46.59% | 9.9% |
Pretax Income | 3B▲ 0% | 3.1B▲ 3.5% | 2.71B▼ 12.5% | 2.9B▲ 6.9% | 3.17B▲ 9.4% | 3.33B▲ 4.9% | 2.32B▼ 30.4% | 3.4B▲ 46.6% | 3.73B▲ 9.9% |
Pretax Margin % | 25.23% | 23.63% | 20.65% | 24.02% | 26.36% | 24.34% | 12.61% | 15.45% | 16.49% |
Income Tax | 839M | 508M | 470M | 479M | 478M | 553M | 372M | 708M | 786M |
Effective Tax Rate % | 28.01% | 16.38% | 17.33% | 16.52% | 15.07% | 16.62% | 16.06% | 20.85% | 21.07% |
Net Income | 2.16B▲ 0% | 2.59B▲ 20.3% | 2.24B▼ 13.5% | 2.42B▲ 7.9% | 2.69B▲ 11.3% | 2.77B▲ 3.0% | 1.94B▼ 29.9% | 2.69B▲ 38.2% | 2.94B▲ 9.6% |
Net Margin % | 18.16% | 19.76% | 17.07% | 20.05% | 22.39% | 20.29% | 10.58% | 12.23% | 13.01% |
Net Income Growth % | 0.61% | 20.27% | -13.54% | 7.94% | 11.28% | 3.01% | -29.92% | 38.22% | 9.6% |
Net Income (Continuing) | 2.16B | 2.59B | 2.24B | 2.42B | 2.69B | 2.77B | 1.94B | 2.69B | 2.94B |
EPS (Diluted) | 5.24▲ 0% | 6.40▲ 22.1% | 5.38▼ 15.9% | 6.32▲ 17.5% | 7.19▲ 13.8% | 7.19▲ 0.0% | 5.58▼ 22.4% | 8.21▲ 47.1% | 9.40▲ 14.5% |
EPS Growth % | 5.43% | 22.14% | -15.94% | 17.47% | 13.77% | 0% | -22.39% | 47.13% | 14.49% |
EPS (Basic) | 5.32 | 6.48 | 5.43 | 6.40 | 7.30 | 7.28 | 5.65 | 8.33 | 9.55 |
Diluted Shares Outstanding | 380.21M | 376.48M | 373.67M | 357.11M | 357.96M | 370.11M | 326.57M | 302.23M | 289.02M |
State Street Corporation (STT) balance sheet — assets, liabilities & shareholders' equity
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
Cash & Short Term Investments | 130.91B | 127B | 128.54B | 183.45B | 183.45B | 146.2B | 136.24B | 134.55B | 146.02B |
Cash & Due from Banks | 69.45B | 76.31B | 72.33B | 120.48B | 110.05B | 105.63B | 91.71B | 116.1B | 131.36B |
Short Term Investments | 61.45B | 50.69B | 56.22B | 62.97B | 73.4B | 40.58B | 44.53B | 18.45B | 14.65B |
Total Investments | 131.08B | 126.46B | 131.96B | 152.02B | 152.63B | 143.4B | 139.91B | 155.76B | 147.84B |
Investments Growth % | 1.55% | -3.53% | 4.35% | 15.2% | 0.4% | -6.05% | -2.44% | 11.33% | -5.09% |
Long-Term Investments | 69.63B | 75.77B | 75.74B | 89.05B | 79.23B | 102.82B | 95.38B | 137.31B | 133.19B |
Accounts Receivables | 3.45B | 3.51B | 3.66B | 3.48B | 3.51B | 3.84B | 4.42B | 4.54B | 5.02B |
Goodwill & Intangibles | 7.63B | 9.81B | 9.59B | 9.51B | 9.44B | 9.04B | 8.93B | 8.78B | 9.09B |
Goodwill | 6.02B | 7.45B | 7.56B | 7.68B | 7.62B | 7.5B | 7.61B | 7.69B | 8.16B |
Intangible Assets | 1.61B | 2.37B | 2.03B | 1.83B | 1.82B | 1.54B | 1.32B | 1.09B | 935M |
PP&E (Net) | 2.19B | 2.21B | 3.14B | 2.87B | 2.8B | 2.81B | 3.2B | 3.53B | 3.17B |
Other Assets | 23.46B | 25.02B | 23.68B | 24.77B | 34.25B | 34.43B | 46.13B | 62.88B | 29B |
Total Current Assets | 135.4B | 131.66B | 133.24B | 188.26B | 188.65B | 151.22B | 142.58B | 140.03B | 190.1B |
Total Non-Current Assets | 103.02B | 112.94B | 112.37B | 126.44B | 125.97B | 150.23B | 154.68B | 213.21B | 175.94B |
Total Assets | 238.43B▲ 0% | 244.6B▲ 2.6% | 245.61B▲ 0.4% | 314.71B▲ 28.1% | 314.62B▼ 0.0% | 301.45B▼ 4.2% | 297.26B▼ 1.4% | 353.24B▲ 18.8% | 366.05B▲ 3.6% |
Asset Growth % | -1.76% | 2.59% | 0.41% | 28.13% | -0.03% | -4.19% | -1.39% | 18.83% | 3.63% |
Return on Assets (ROA) | 0.9% | 1.07% | 0.91% | 0.86% | 0.86% | 0.9% | 0.65% | 0.83% | 0.82% |
Accounts Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Total Debt | 15.61B | 15.27B | 14.45B | 21.2B | 15.18B | 18.27B | 24.37B | 36.79B | 29.8B |
Net Debt | -53.85B | -61.04B | -57.88B | -99.28B | -94.87B | -87.36B | -67.35B | -79.31B | -101.56B |
Long-Term Debt | 11.37B | 10.9B | 12.37B | 13.7B | 10.77B | 12.66B | 17.68B | 23.16B | 25.02B |
Short-Term Debt | 3.99B | 4.17B | 1.94B | 7.4B | 4.25B | 5.43B | 6.5B | 13.52B | 4.66B |
Other Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 28.12B | 29.2B | 34.05B |
Total Current Liabilities | 204.49B | 208.77B | 208.67B | 274.7B | 276.33B | 263.42B | 227.47B | 275.44B | 279.01B |
Total Non-Current Liabilities | 11.62B | 11.09B | 12.51B | 13.8B | 10.93B | 12.84B | 45.98B | 52.47B | 59.19B |
Total Liabilities | 216.11B | 219.86B | 221.18B | 288.51B | 287.26B | 276.26B | 273.46B | 327.91B | 338.21B |
Total Equity | 22.32B▲ 0% | 24.74B▲ 10.8% | 24.43B▼ 1.2% | 26.2B▲ 7.2% | 27.36B▲ 4.4% | 25.19B▼ 7.9% | 23.8B▼ 5.5% | 25.33B▲ 6.4% | 27.84B▲ 9.9% |
Equity Growth % | 5.17% | 10.84% | -1.24% | 7.24% | 4.44% | -7.94% | -5.53% | 6.42% | 9.93% |
Equity / Assets (Capital Ratio) | 9.36% | 10.11% | 9.95% | 8.33% | 8.7% | 8.36% | 8.01% | 7.17% | 7.61% |
Return on Equity (ROE) | 9.9% | 11.02% | 9.12% | 9.56% | 10.06% | 10.56% | 7.94% | 10.94% | 11.08% |
Book Value per Share | 58.70 | 65.71 | 65.38 | 73.37 | 76.44 | 68.06 | 72.88 | 83.80 | 96.33 |
Tangible BV per Share | 38.62 | 39.64 | 39.73 | 46.74 | 50.08 | 43.64 | 45.53 | 54.75 | 64.86 |
Common Stock | 504M | 504M | 504M | 504M | 504M | 504M | 504M | 504M | 504M |
Additional Paid-in Capital | 9.8B | 10.06B | 10.13B | 10.21B | 10.79B | 10.73B | 10.74B | 10.72B | 10.71B |
Retained Earnings | 18.86B | 20.55B | 21.92B | 23.44B | 25.24B | 27.03B | 27.96B | 29.58B | 31.39B |
Accumulated OCI | -1.01B | -1.36B | -876M | 187M | -1.13B | -3.71B | -2.35B | -2.1B | -1.04B |
Treasury Stock | -9.03B | -8.71B | -10.21B | -10.61B | -10.01B | -11.34B | -15.03B | -16.2B | -17.28B |
Preferred Stock | 3.2B | 3.69B | 2.96B | 2.47B | 1.98B | 1.98B | 1.98B | 2.82B | 3.56B |
State Street Corporation (STT) cash flow — operating, investing & free cash flow history
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
Cash from Operations | 6.93B | 10.18B | 5.69B | 3.53B | -6.71B | 11.95B | 690M | -13.21B | 5.35B |
Operating CF Growth % | 202.75% | 46.76% | -44.08% | -37.93% | -289.98% | 278.15% | -94.23% | -2014.49% | 140.47% |
Net Income | 2.18B | 2.59B | 2.24B | 2.42B | 2.69B | 2.77B | 1.94B | 2.69B | 2.94B |
Depreciation & Amortization | 1.08B | 1.2B | 1.34B | 1.51B | 1.56B | 1.16B | 882M | 605M | 554M |
Deferred Taxes | 95M | -136M | -130M | -194M | -162M | -62M | -184M | 0 | 0 |
Other Non-Cash Items | 88M | -198M | 421M | 445M | 368M | 307M | 597M | 609M | 5.19B |
Working Capital Changes | 3.23B | 6.41B | 1.82B | -649M | -11.17B | 7.52B | -2.55B | -17.11B | -3.63B |
Cash from Investing | 48M | -4.5B | -2.63B | -65.53B | -2.17B | 6.82B | 12.74B | -39.48B | -13.05B |
Purchase of Investments | -43.85B | -39.79B | -45.16B | -82.53B | -62.33B | -26.84B | -24.81B | -44.45B | -50.44B |
Sale/Maturity of Investments | 45.52B | 47.02B | 36.44B | 67.45B | 55.19B | 31.66B | 30.09B | 38.82B | 54.9B |
Net Investment Activity | 1.67B | 7.23B | -8.72B | -15.08B | -7.14B | 4.82B | 5.29B | -5.63B | 4.46B |
Acquisitions | 0 | -2.6B | -54M | 0 | -333M | 0 | -61M | -194M | -286M |
Other Investing | -986M | -8.52B | 6.88B | -49.89B | 6.11B | 2.73B | 8.33B | -32.73B | -15.01B |
Cash from Financing | -6.19B | -4.47B | -2.97B | 62.17B | 9.05B | -18.43B | -13.35B | 51.79B | 8.99B |
Dividends Paid | -768M | -828M | -930M | -889M | -866M | -972M | -970M | -1.03B | -1.12B |
Share Repurchases | -1.42B | -474M | -2.42B | -1.09B | -1.44B | -1.62B | -3.88B | -2.9B | -1.31B |
Stock Issued | 0 | 1.15B | 0 | 0 | 1.9B | 0 | 0 | 2.32B | 743M |
Net Stock Activity | -1.42B | 676M | -2.42B | -1.09B | 461M | -1.62B | -3.88B | -579M | -563M |
Debt Issuance (Net) | -1000K | -1000K | -1000K | 1000K | -1000K | 1000K | 1000K | 1000K | -1000K |
Other Financing | -2.26B | -4.54B | 1.53B | 60.24B | 13.41B | -19.97B | -12.74B | 42.75B | 17.95B |
Net Change in Cash | 793M▲ 0% | 1.21B▲ 52.3% | 90M▼ 92.5% | 165M▲ 83.3% | 164M▼ 0.6% | 339M▲ 106.7% | 77M▼ 77.3% | -902M▼ 1271.4% | 1.29B▲ 242.8% |
Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Cash at Beginning | 1.31B | 2B | 3.21B | 3.3B | 3.47B | 3.63B | 3.97B | 4.05B | 3.15B |
Cash at End | 2.11B | 3.21B | 3.3B | 3.47B | 3.63B | 3.97B | 4.05B | 3.15B | 4.43B |
Interest Paid | 593M | 981M | 1.38B | 375M | 37M | 1.35B | 6.18B | 8.95B | 8.8B |
Income Taxes Paid | 345M | 549M | 510M | 403M | 559M | 436M | 423M | 451M | 0 |
Free Cash Flow | 6.3B▲ 0% | 9.57B▲ 51.9% | 4.96B▼ 48.1% | 2.97B▼ 40.1% | -7.52B▼ 353.1% | 11.22B▲ 249.2% | -126M▼ 101.1% | -14.14B▼ 11119.0% | 4.29B▲ 130.4% |
FCF Growth % | 275.43% | 51.94% | -48.15% | -40.08% | -353.06% | 249.18% | -101.12% | -11119.05% | 130.36% |
State Street Corporation (STT) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
Return on Equity (ROE) | 10.12% | 9.9% | 11.02% | 9.12% | 9.56% | 10.06% | 10.56% | 7.94% | 10.94% | 11.08% |
Return on Assets (ROA) | 0.88% | 0.9% | 1.07% | 0.91% | 0.86% | 0.86% | 0.9% | 0.65% | 0.83% | 0.82% |
Net Interest Margin | 0.86% | 0.97% | 1.09% | 1.04% | 0.7% | 0.61% | 0.84% | 0.93% | 0.83% | 0.81% |
Efficiency Ratio | 75.95% | 69.66% | 68.7% | 68.8% | 72.14% | 73.89% | 64.22% | 52.18% | 43% | 44.87% |
Equity / Assets | 8.74% | 9.36% | 10.11% | 9.95% | 8.33% | 8.7% | 8.36% | 8.01% | 7.17% | 7.61% |
Book Value / Share | 53.57 | 58.7 | 65.71 | 65.38 | 73.37 | 76.44 | 68.06 | 72.88 | 83.8 | 96.33 |
NII Growth | -0.19% | 10.56% | 15.93% | -3.93% | -14.26% | -13.41% | 33.54% | 8.45% | 5.94% | 1.27% |
Dividend Payout | 33.74% | 35.62% | 31.93% | 41.48% | 36.74% | 27.92% | 35.04% | 49.9% | 38.44% | 30.36% |
State Street Corporation (STT) SEC filings — annual & quarterly reports (10-K, 10-Q)
Apr 17, 2026·SEC
Mar 31, 2026·SEC
Mar 23, 2026·SEC
Feb 19, 2026·SEC
State Street Corporation (STT) stock FAQ — growth, dividends, profitability & financials explained
State Street Corporation (STT) grew revenue by 3.0% over the past year. Growth has been modest.
Yes, State Street Corporation (STT) is profitable, generating $2.94B in net income for fiscal year 2025 (13.0% net margin).
Yes, State Street Corporation (STT) pays a dividend with a yield of 1.84%. This makes it attractive for income-focused investors.
State Street Corporation (STT) has a return on equity (ROE) of 11.1%. This is reasonable for most industries.
State Street Corporation (STT) has a net interest margin (NIM) of 0.8%. NIM has been under pressure due to interest rate environment.
State Street Corporation (STT) has an efficiency ratio of 44.9%. This is excellent, indicating strong cost control.