8-K Announcements
4Apr 17, 2026·SEC
Mar 31, 2026·SEC
Mar 23, 2026·SEC
State Street Corporation (STT) fundamental analysis — strengths, weaknesses & financial health based on data analysis
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
State Street Corporation (STT) stock price & volume — 10-year historical chart
State Street Corporation (STT) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
State Street Corporation (STT) EPS & revenue vs analyst estimates — last 4 quarters
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 17, 2026 | $2.84vs $2.64+7.6% | $3.8Bvs $3.7B+3.6% |
| Q1 2026 | Jan 16, 2026 | $2.97vs $2.84+4.6% | $3.7Bvs $3.6B+1.8% |
| Q4 2025 | Oct 17, 2025 | $2.78vs $2.64+5.3% | $5.7Bvs $3.5B+66.1% |
| Q3 2025 | Jul 15, 2025 | $2.53vs $2.35+7.7% | $5.8Bvs $3.4B+72.8% |
State Street Corporation (STT) competitors in Asset servicing and custody banks — business model, growth, and fundamentals comparison
State Street Corporation (STT) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
State Street Corporation (STT) annual income statement — 10-year revenue, gross profit & net income history
| Line item | Dec'16 | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 2.08B | 2.3B | 2.67B | 2.57B | 2.2B | 1.91B | 2.54B | 2.76B | 2.92B | 2.91B |
| NII Growth % | -0.19% | 10.56% | 15.93% | -3.93% | -14.26% | -13.41% | 33.54% | 8.45% | 5.94% | 8.27% |
| Net Interest Margin % | 0.86% | 0.97% | 1.09% | 1.04% | 0.7% | 0.61% | 0.84% | 0.93% | 0.83% | 0.78% |
| Interest Income | 2.51B | 2.91B | 3.66B | 3.94B | 2.58B | 1.91B | 4.09B | 9.18B | 11.98B | 11.9B |
| Interest Expense | 428M | 604M | 991M | 1.38B | 375M | 3M | 1.54B | 6.42B | 9.05B | 9B |
| Loan Loss Provision | 10M | 2M | 15M | 10M | 88M | -33M | 20M | 46M | 75M | 63M |
| Non-Interest Income | 8.12B | 8.96B | 9.46B | 9.19B | 9.49B | 10.12B | 9.58B | 9.19B | 10B | 10.8B |
| Non-Interest Income % | 76.38% | 75.5% | 72.09% | 69.99% | 78.66% | 84.14% | 70.09% | 50.02% | 45.49% | 47.58% |
| Total Revenue | 10.63B▲ 0% | 11.87B▲ 11.6% | 13.12B▲ 10.5% | 13.13B▲ 0.1% | 12.07B▼ 8.1% | 12.03B▼ 0.3% | 13.67B▲ 13.6% | 18.37B▲ 34.4% | 21.97B▲ 19.6% | 22.71B▲ 0% |
| Revenue Growth % | -1.16% | 11.61% | 10.55% | 0.07% | -8.09% | -0.32% | 13.62% | 34.36% | 19.64% | 27.89% |
| Non-Interest Expense | 8.08B | 8.27B | 9.02B | 9.03B | 8.71B | 8.89B | 8.78B | 9.58B | 9.45B | 9.87B |
| Efficiency Ratio | 75.95% | 69.66% | 68.7% | 68.8% | 72.14% | 73.89% | 64.22% | 52.18% | 43% | 43.48% |
| Operating Income | 2.12B▲ 0% | 3B▲ 41.3% | 3.1B▲ 3.5% | 2.71B▼ 12.5% | 2.9B▲ 6.9% | 3.17B▲ 9.4% | 3.33B▲ 4.9% | 2.32B▼ 30.4% | 3.4B▲ 46.6% | 3.77B▲ 0% |
| Operating Margin % | 19.93% | 25.23% | 23.63% | 20.65% | 24.02% | 26.36% | 24.34% | 12.61% | 15.45% | 16.62% |
| Operating Income Growth % | -7.75% | 41.27% | 3.54% | -12.54% | 6.9% | 9.38% | 4.92% | -30.39% | 46.59% | - |
| Pretax Income | 2.12B▲ 0% | 3B▲ 41.3% | 3.1B▲ 3.5% | 2.71B▼ 12.5% | 2.9B▲ 6.9% | 3.17B▲ 9.4% | 3.33B▲ 4.9% | 2.32B▼ 30.4% | 3.4B▲ 46.6% | 3.77B▲ 0% |
| Pretax Margin % | 19.93% | 25.23% | 23.63% | 20.65% | 24.02% | 26.36% | 24.34% | 12.61% | 15.45% | 16.62% |
| Income Tax | -22M | 839M | 508M | 470M | 479M | 478M | 553M | 372M | 708M | 792M |
| Effective Tax Rate % | -1.04% | 28.01% | 16.38% | 17.33% | 16.52% | 15.07% | 16.62% | 16.06% | 20.85% | 20.99% |
| Net Income | 2.14B▲ 0% | 2.16B▲ 0.6% | 2.59B▲ 20.3% | 2.24B▼ 13.5% | 2.42B▲ 7.9% | 2.69B▲ 11.3% | 2.77B▲ 3.0% | 1.94B▼ 29.9% | 2.69B▲ 38.2% | 2.98B▲ 0% |
| Net Margin % | 20.15% | 18.16% | 19.76% | 17.07% | 20.05% | 22.39% | 20.29% | 10.58% | 12.23% | 13.13% |
| Net Income Growth % | 8.23% | 0.61% | 20.27% | -13.54% | 7.94% | 11.28% | 3.01% | -29.92% | 38.22% | 41.01% |
| Net Income (Continuing) | 2.14B | 2.16B | 2.59B | 2.24B | 2.42B | 2.69B | 2.77B | 1.94B | 2.69B | 2.98B |
| EPS (Diluted) | 4.97▲ 0% | 5.24▲ 5.4% | 6.40▲ 22.1% | 5.38▼ 15.9% | 6.32▲ 17.5% | 7.19▲ 13.8% | 7.19▲ 0.0% | 5.58▼ 22.4% | 8.21▲ 47.1% | 10.34▲ 0% |
| EPS Growth % | 11.19% | 5.43% | 22.14% | -15.94% | 17.47% | 13.77% | 0% | -22.39% | 47.13% | 49.29% |
| EPS (Basic) | 5.03 | 5.32 | 6.48 | 5.43 | 6.40 | 7.30 | 7.28 | 5.65 | 8.33 | - |
| Diluted Shares Outstanding | 396.09M | 380.21M | 376.48M | 373.67M | 357.11M | 357.96M | 370.11M | 326.57M | 302.23M | 288.16M |
State Street Corporation (STT) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'16 | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 137.36B | 130.91B | 127B | 128.54B | 183.45B | 183.45B | 146.2B | 136.24B | 134.55B | 494.77B |
| Cash & Due from Banks | 72.38B | 69.45B | 76.31B | 72.33B | 120.48B | 110.05B | 105.63B | 91.71B | 116.1B | 4.76B |
| Short Term Investments | 64.98B | 61.45B | 50.69B | 56.22B | 62.97B | 73.4B | 40.58B | 44.53B | 18.45B | 69.44B |
| Total Investments | 129.08B | 131.08B | 126.46B | 131.96B | 152.02B | 152.63B | 143.4B | 139.91B | 155.76B | 106.1B |
| Investments Growth % | -0.17% | 1.55% | -3.53% | 4.35% | 15.2% | 0.4% | -6.05% | -2.44% | 11.33% | 0.07% |
| Long-Term Investments | 64.11B | 69.63B | 75.77B | 75.74B | 89.05B | 79.23B | 102.82B | 95.38B | 137.31B | 457.35B |
| Accounts Receivables | 3.53B | 3.45B | 3.51B | 3.66B | 3.48B | 3.51B | 3.84B | 4.42B | 4.54B | 4.48B |
| Goodwill & Intangibles | 7.56B | 7.63B | 9.81B | 9.59B | 9.51B | 9.44B | 9.04B | 8.93B | 8.78B | 8.87B |
| Goodwill | 5.81B | 6.02B | 7.45B | 7.56B | 7.68B | 7.62B | 7.5B | 7.61B | 7.69B | 7.92B |
| Intangible Assets | 1.75B | 1.61B | 2.37B | 2.03B | 1.83B | 1.82B | 1.54B | 1.32B | 1.09B | 958M |
| PP&E (Net) | 2.06B | 2.19B | 2.21B | 3.14B | 2.87B | 2.8B | 2.81B | 3.2B | 3.53B | 3.08B |
| Other Assets | 5.68B | 23.46B | 25.02B | 23.68B | 24.77B | 34.25B | 34.43B | 46.13B | 62.88B | 6.18B |
| Total Current Assets | 163.08B | 135.4B | 131.66B | 133.24B | 188.26B | 188.65B | 151.22B | 142.58B | 140.03B | 78.67B |
| Total Non-Current Assets | 79.62B | 103.02B | 112.94B | 112.37B | 126.44B | 125.97B | 150.23B | 154.68B | 213.21B | 48.61B |
| Total Assets | 242.7B▲ 0% | 238.43B▼ 1.8% | 244.6B▲ 2.6% | 245.61B▲ 0.4% | 314.71B▲ 28.1% | 314.62B▼ 0.0% | 301.45B▼ 4.2% | 297.26B▼ 1.4% | 353.24B▲ 18.8% | 371.07B▲ 0% |
| Asset Growth % | -1% | -1.76% | 2.59% | 0.41% | 28.13% | -0.03% | -4.19% | -1.39% | 18.83% | 54.42% |
| Return on Assets (ROA) | 0.88% | 0.9% | 1.07% | 0.91% | 0.86% | 0.86% | 0.9% | 0.65% | 0.83% | 0.8% |
| Accounts Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Debt | 17.41B | 15.61B | 15.27B | 14.45B | 21.2B | 15.18B | 18.27B | 24.37B | 36.79B | 34.51B |
| Net Debt | -54.97B | -53.85B | -61.04B | -57.88B | -99.28B | -94.87B | -87.36B | -67.35B | -79.31B | 29.76B |
| Long-Term Debt | 11.14B | 11.37B | 10.9B | 12.37B | 13.7B | 10.77B | 12.66B | 17.68B | 23.16B | 24.69B |
| Short-Term Debt | 5.99B | 3.99B | 4.17B | 1.94B | 7.4B | 4.25B | 5.43B | 6.5B | 13.52B | 9.82B |
| Other Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 28.12B | 29.2B | 308.92B |
| Total Current Liabilities | 210.05B | 204.49B | 208.77B | 208.67B | 274.7B | 276.33B | 263.42B | 227.47B | 275.44B | 9.82B |
| Total Non-Current Liabilities | 11.43B | 11.62B | 11.09B | 12.51B | 13.8B | 10.93B | 12.84B | 45.98B | 52.47B | 333.6B |
| Total Liabilities | 221.48B | 216.11B | 219.86B | 221.18B | 288.51B | 287.26B | 276.26B | 273.46B | 327.91B | 343.43B |
| Total Equity | 21.22B▲ 0% | 22.32B▲ 5.2% | 24.74B▲ 10.8% | 24.43B▼ 1.2% | 26.2B▲ 7.2% | 27.36B▲ 4.4% | 25.19B▼ 7.9% | 23.8B▼ 5.5% | 25.33B▲ 6.4% | 27.64B▲ 0% |
| Equity Growth % | 0.4% | 5.17% | 10.84% | -1.24% | 7.24% | 4.44% | -7.94% | -5.53% | 6.42% | 32.96% |
| Equity / Assets (Capital Ratio) | 8.74% | 9.36% | 10.11% | 9.95% | 8.33% | 8.7% | 8.36% | 8.01% | 7.17% | 7.45% |
| Return on Equity (ROE) | 10.12% | 9.9% | 11.02% | 9.12% | 9.56% | 10.06% | 10.56% | 7.94% | 10.94% | 10.78% |
| Book Value per Share | 53.57 | 58.70 | 65.71 | 65.38 | 73.37 | 76.44 | 68.06 | 72.88 | 83.80 | 95.92 |
| Tangible BV per Share | 34.47 | 38.62 | 39.64 | 39.73 | 46.74 | 50.08 | 43.64 | 45.53 | 54.75 | 65.13 |
| Common Stock | 504M | 504M | 504M | 504M | 504M | 504M | 504M | 504M | 504M | 504M |
| Additional Paid-in Capital | 9.78B | 9.8B | 10.06B | 10.13B | 10.21B | 10.79B | 10.73B | 10.74B | 10.72B | 10.98B |
| Retained Earnings | 17.46B | 18.86B | 20.55B | 21.92B | 23.44B | 25.24B | 27.03B | 27.96B | 29.58B | 30.94B |
| Accumulated OCI | -2.04B | -1.01B | -1.36B | -876M | 187M | -1.13B | -3.71B | -2.35B | -2.1B | -1.17B |
| Treasury Stock | -7.68B | -9.03B | -8.71B | -10.21B | -10.61B | -10.01B | -11.34B | -15.03B | -16.2B | -16.84B |
| Preferred Stock | 3.2B | 3.2B | 3.69B | 2.96B | 2.47B | 1.98B | 1.98B | 1.98B | 2.82B | 3.23B |
State Street Corporation (STT) cash flow — operating, investing & free cash flow history
| Line item | Dec'16 | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 2.29B | 6.93B | 10.18B | 5.69B | 3.53B | -6.71B | 11.95B | 690M | -13.21B | -13.21B |
| Operating CF Growth % | 263.22% | 202.75% | 46.76% | -44.08% | -37.93% | -289.98% | 278.15% | -94.23% | -2014.49% | 287.56% |
| Net Income | 2.14B | 2.18B | 2.59B | 2.24B | 2.42B | 2.69B | 2.77B | 1.94B | 2.69B | 2.98B |
| Depreciation & Amortization | 679M | 1.08B | 1.2B | 1.34B | 1.51B | 1.56B | 1.16B | 882M | 605M | 346M |
| Deferred Taxes | -358M | 95M | -136M | -130M | -194M | -162M | -62M | -184M | 0 | -120M |
| Other Non-Cash Items | 736M | 88M | -198M | 421M | 445M | 368M | 307M | 597M | 609M | 9.12B |
| Working Capital Changes | -923M | 3.23B | 6.41B | 1.82B | -649M | -11.17B | 7.52B | -2.55B | -17.11B | -17.9B |
| Cash from Investing | 4.23B | 48M | -4.5B | -2.63B | -65.53B | -2.17B | 6.82B | 12.74B | -39.48B | -26.07B |
| Purchase of Investments | -39.23B | -43.85B | -39.79B | -45.16B | -82.53B | -62.33B | -26.84B | -24.81B | -1.2B | -53.42B |
| Sale/Maturity of Investments | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 4M |
| Net Investment Activity | -39.23B | -43.85B | -39.79B | -45.16B | -82.53B | -62.33B | -26.84B | -24.81B | -1.2B | -53.41B |
| Acquisitions | -437M | 0 | -2.6B | -54M | 0 | -333M | 0 | -61M | -194M | 0 |
| Other Investing | 5.1B | -986M | -8.52B | 6.88B | -49.89B | 6.11B | 2.73B | 8.33B | -47.08B | -21.83B |
| Cash from Financing | -6.41B | -6.19B | -4.47B | -2.97B | 62.17B | 9.05B | -18.43B | -13.35B | 51.79B | 43.46B |
| Dividends Paid | -723M | -768M | -828M | -930M | -889M | -866M | -972M | -970M | -1.03B | -1.1B |
| Share Repurchases | -1.49B | -1.42B | -474M | -2.42B | -1.09B | -1.44B | -1.62B | -3.88B | -2.9B | -1.45B |
| Stock Issued | 493M | 0 | 1.15B | 0 | 0 | 1.9B | 0 | 0 | 2.32B | 743M |
| Net Stock Activity | -994M | -1.42B | 676M | -2.42B | -1.09B | 461M | -1.62B | -3.88B | -579M | -709M |
| Debt Issuance (Net) | -1000K | -1000K | -1000K | -1000K | 1000K | -1000K | 1000K | 1000K | 1000K | 0 |
| Other Financing | -4.48B | -2.26B | -4.54B | 1.53B | 60.24B | 13.41B | -19.97B | -12.74B | 42.75B | 44.03B |
| Net Change in Cash | 107M▲ 0% | 793M▲ 641.1% | 1.21B▲ 52.3% | 90M▼ 92.5% | 165M▲ 83.3% | 164M▼ 0.6% | 339M▲ 106.7% | 77M▼ 77.3% | -902M▼ 1271.4% | 1.56B▲ 0% |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -1000K |
| Cash at Beginning | 1.21B | 1.31B | 2B | 3.21B | 3.3B | 3.47B | 3.63B | 3.97B | 4.05B | 3.15B |
| Cash at End | 1.31B | 2.11B | 3.21B | 3.3B | 3.47B | 3.63B | 3.97B | 4.05B | 3.15B | 4.76B |
| Interest Paid | 441M | 593M | 981M | 1.38B | 375M | 37M | 1.35B | 6.18B | 8.95B | 9.14B |
| Income Taxes Paid | 371M | 345M | 549M | 510M | 403M | 559M | 436M | 423M | 451M | 106M |
| Free Cash Flow | 1.68B▲ 0% | 6.3B▲ 275.4% | 9.57B▲ 51.9% | 4.96B▼ 48.1% | 2.97B▼ 40.1% | -7.52B▼ 353.1% | 11.22B▲ 249.2% | -126M▼ 101.1% | -14.14B▼ 11119.0% | -6.14B▲ 0% |
| FCF Growth % | 179.63% | 275.43% | 51.94% | -48.15% | -40.08% | -353.06% | 249.18% | -101.12% | -11119.05% | -135.87% |
State Street Corporation (STT) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 10.12% | 9.9% | 11.02% | 9.12% | 9.56% | 10.06% | 10.56% | 7.94% | 10.94% | 10.78% |
| Return on Assets (ROA) | 0.88% | 0.9% | 1.07% | 0.91% | 0.86% | 0.86% | 0.9% | 0.65% | 0.83% | 0.8% |
| Net Interest Margin | 0.86% | 0.97% | 1.09% | 1.04% | 0.7% | 0.61% | 0.84% | 0.93% | 0.83% | 0.78% |
| Efficiency Ratio | 75.95% | 69.66% | 68.7% | 68.8% | 72.14% | 73.89% | 64.22% | 52.18% | 43% | 43.48% |
| Equity / Assets | 8.74% | 9.36% | 10.11% | 9.95% | 8.33% | 8.7% | 8.36% | 8.01% | 7.17% | 7.45% |
| Book Value / Share | 53.57 | 58.7 | 65.71 | 65.38 | 73.37 | 76.44 | 68.06 | 72.88 | 83.8 | 95.92 |
| NII Growth | -0.19% | 10.56% | 15.93% | -3.93% | -14.26% | -13.41% | 33.54% | 8.45% | 5.94% | 1.93% |
| Dividend Payout | 33.74% | 35.62% | 31.93% | 41.48% | 36.74% | 27.92% | 35.04% | 49.9% | 38.44% | 33.48% |
State Street Corporation (STT) SEC filings — annual & quarterly reports (10-K, 10-Q)
Apr 17, 2026·SEC
Mar 31, 2026·SEC
Mar 23, 2026·SEC
Feb 19, 2026·SEC
State Street Corporation (STT) stock FAQ — growth, dividends, profitability & financials explained
State Street Corporation (STT) grew revenue by 19.6% over the past year. This is strong growth.
Yes, State Street Corporation (STT) is profitable, generating $2.98B in net income for fiscal year 2024 (12.2% net margin).
Yes, State Street Corporation (STT) pays a dividend with a yield of 2.30%. This makes it attractive for income-focused investors.
State Street Corporation (STT) has a return on equity (ROE) of 10.9%. This is reasonable for most industries.
State Street Corporation (STT) has a net interest margin (NIM) of 0.8%. NIM has been under pressure due to interest rate environment.
State Street Corporation (STT) has an efficiency ratio of 43.0%. This is excellent, indicating strong cost control.
State Street Corporation (STT) financial analysis — history, returns, DCA and operating performance tools
Analyst verdict, bull/bear case, risk factors and peer comparison
Historical returns with dividends reinvested
Dollar cost averaging vs lump sum
Yield, growth, payout safety & DRIP
EPS trends, net income & profitability
Long-term charts & historical price data
Sales growth patterns & revenue breakdown
30 years of market, efficiency and balance-sheet ratios
DCF intrinsic value, peer multiples & estimates