VCP ScannerFree US Stock Screener & Financial AnalysisFree US Stock Screener
ScreenerThemesMarketEarningsCompareWatchlistInsider
SYBTStock Yards Bancorp, Inc.
$73.18$2.2B
Research
Overview
Valuation
ValuationTargetsPrice
Financials
RevenueEarningsP/ERatiosDividend
Ownership
Holders
Tools
Total ReturnDCA Calculator
← Back to Screener
VCP ScannerFree US Stock Screener & Financial Analysis

Find stocks. Verify deeply. Act with conviction.

Data updated daily

Product

  • Screener
  • Themes
  • Valuation
  • Total Return
  • DCA Calculator
  • News
  • Earnings

Resources

  • Market Valuation
  • Compare
  • Insider Activity
  • Methodology
  • How It Works
  • Glossary
  • Learn

Get Ideas

Get weekly stock ideas — free

Follow VCP Scanner on XFollow VCP Scanner on LinkedIn
© 2026 VCP Scanner
AboutPrivacyTerms
Not financial advice. Do your own research.
ScreenerNewsCompareWatchlist

SYBT logoStock Yards Bancorp, Inc.(SYBT)Earnings, Financials & Key Ratios

SYBT•NASDAQ•Banking & Credit
15.4× P/E·Price updated Jun 19, 2026
SectorFinancial ServicesIndustryRegional BanksSub-IndustryBanks with large fee businesses
AboutStock Yards Bancorp, Inc. operates as a holding company for Stock Yards Bank & Trust Company that provides various financial services for individuals, corporations, and others in the United States. It operates in two segments, Commercial Banking, and WM&T. The Commercial Banking segment offers mortgage banking and deposit services; retail, commercial, and commercial real estate lending services; and online banking, mobile banking, private banking, leasing, treasury management, merchant, international banking, correspondent banking, and other banking services. This segment also provides securities brokerage services through an arrangement with a third party broker-dealer. The WM&T segment provides investment management, financial and retirement planning, and trust and estate services, as well as retirement plan management for businesses and corporations. The company operates through 73 full service banking center locations in Louisville, central, eastern and northern Kentucky, as well as Indianapolis, Indiana and Cincinnati, Ohio metropolitan markets. Stock Yards Bancorp, Inc. was founded in 1904 and is headquartered in Louisville, Kentucky.Show more
  • Net Interest Income$300M+16.8%
  • Total Revenue$565M+12.7%
  • Net Income$140M+22.4%
  • Return on Equity13.9%+9.2%
  • Net Interest Margin3.15%+8.6%
  • Efficiency Ratio37.62%-1.3%
  • ROA1.52%+13.3%
  • Equity / Assets11.28%+6.3%
  • Book Value per Share36.46+14.0%

SYBT Key Insights

Stock Yards Bancorp, Inc. (SYBT) fundamental analysis — strengths, weaknesses & financial health based on data analysis

✓Strengths

  • ✓Strong 5Y profit CAGR of 18.9%
  • ✓Strong Piotroski F-Score: 7/9
  • ✓Efficient operations: 37.6% efficiency ratio
  • ✓16 consecutive years of dividend growth
  • ✓Well capitalized: 11.3% equity/assets

✗Weaknesses

No significant weaknesses identified

* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.

Get notified when SYBT posts new earnings or crosses analyst targets

Free. No account needed. Unsubscribe any time.

Free. Unsubscribe any time.

SYBT Price & Volume

Stock Yards Bancorp, Inc. (SYBT) stock price & volume — 10-year historical chart

Loading chart...

SYBT Growth Metrics

Stock Yards Bancorp, Inc. (SYBT) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR

Revenue CAGR

10 Years15.54%
5 Years23.42%
3 Years19.53%
TTM-

Profit CAGR

10 Years14.19%
5 Years18.94%
3 Years14.66%
TTM22.36%

EPS CAGR

10 Years11.15%
5 Years12.9%
3 Years13.95%
TTM22.11%

Return on Capital

10 Years13.21%
5 Years12.33%
3 Years11.15%
Last Year11.32%

SYBT Recent Earnings

Stock Yards Bancorp, Inc. (SYBT) EPS & revenue vs analyst estimates — last 4 quarters

Full history →
●Beat EPS 11/12 qtrs (92%)●Beat Revenue 5/12 qtrs (42%)
Q2 2026Latest
Apr 22, 2026
Metric
Actual
Est
EPS
$1.24+0.8%
$1.23
Rev
$103M+0.2%
$103M
Q1 2026
Jan 27, 2026
Metric
Actual
Est
EPS
$1.24+3.3%
$1.20
Rev
$104M+1.9%
$102M
Q4 2025
Oct 29, 2025
Metric
Actual
Est
EPS
$1.23+7.0%
$1.15
Rev
$100M-2.8%
$102M
Q3 2025
Jul 23, 2025
Metric
Actual
Est
EPS
$1.15+9.5%
$1.05
Rev
$98M-2.0%
$100M
QuarterDateEPS (Act vs Est)Revenue (Act vs Est)
Q2 2026LatestApr 22, 2026
$1.24vs $1.23+0.8%
$103Mvs $103M+0.2%
Q1 2026Jan 27, 2026
$1.24vs $1.20+3.3%
$104Mvs $102M+1.9%
Q4 2025Oct 29, 2025
$1.23vs $1.15+7.0%
$100Mvs $102M-2.8%
Q3 2025Jul 23, 2025
$1.15vs $1.05+9.5%
$98Mvs $100M-2.0%
Based on last 12 quarters of dataView full earnings history →

SYBT Peer Comparison

Stock Yards Bancorp, Inc. (SYBT) competitors in Banks with large fee businesses — business model, growth, and fundamentals comparison

Select Columns
Stock Universe
Valuation
Growth
Profitability
Financial Health
Dividends & Buybacks
Price Performance
Technical
Fundamentals ($)
Sector-Specific
Institutional Holdings
CompanyMarket CapStock PriceP/E Ratio (TTM)Revenue Growth 1YNet MarginReturn on Equity (ROE)FCF YieldDebt / Equity
HOMB logoHOMBHome Bancshares, Inc.Direct Competitor5.47B27.6511.47-5.35%34.59%11.43%0.22
SFNC logoSFNCSimmons First National CorporationDirect Competitor3.18B21.90-7.42-56.66%-64.33%-11.48%0.19
FFIN logoFFINFirst Financial Bankshares, Inc.Direct Competitor4.7B32.7818.5211.71%30.71%14.16%0.01
UBSI logoUBSIUnited Bankshares, Inc.Direct Competitor6.2B44.4213.5812.33%25.52%8.6%0.17
WSFS logoWSFSWSFS Financial CorporationDirect Competitor3.91B74.1414.57-3.05%21.14%10.65%0.11
IBCP logoIBCPIndependent Bank CorporationDirect Competitor706.3M34.3110.49-0.3%22.12%14.2%0.23
NBTB logoNBTBNBT Bancorp Inc.Product Competitor2.44B46.6814.0210.36%18.76%9.51%0.17
FULT logoFULTFulton Financial CorporationProduct Competitor4.41B22.9011.015.03%20.7%11.6%0.37

Compare SYBT vs Peers

Stock Yards Bancorp, Inc. (SYBT) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.

Closest Rival

vs HOMB

Most directly comparable listed peer for SYBT.

Scale Benchmark

vs V

Larger-name benchmark to compare SYBT against a more recognizable public peer.

Peer Set

Compare Top 5

vs HOMB, SFNC, FFIN, UBSI

SYBT Income Statement

Stock Yards Bancorp, Inc. (SYBT) annual income statement — 10-year revenue, gross profit & net income history

10Y historyFree accessUpdated daily
MetricDec'17Dec'18Dec'19Dec'20Dec'21Dec'22Dec'23Dec'24Dec'25
Net Interest Income
103.65M114.58M125.35M135.92M171.07M233.38M247.33M257.04M300.31M
NII Growth %
6.54%10.54%9.4%8.43%25.86%36.42%5.98%3.93%16.83%
Net Interest Margin %
3.2%3.47%3.37%2.95%2.57%3.11%3.03%2.9%3.15%
Interest Income
110.9M129.93M147.76M147.87M177.08M251.65M346.7M412.88M467.59M
Interest Expense
7.25M15.36M22.54M11.95M6M18.27M99.36M155.84M167.28M
Loan Loss Provision
2.55M2.71M1M18.42M-753K10.26M13.8M9.72M6.7M
Non-Interest Income
44.5M42.74M47.06M49.29M61.43M78.9M85.77M88.07M96.95M
Non-Interest Income %
28.64%24.75%24.16%25%25.76%23.87%19.83%17.58%17.17%
Total Revenue
155.4M▲ 0%
172.67M▲ 11.1%
194.83M▲ 12.8%
197.16M▲ 1.2%
238.51M▲ 21.0%
330.55M▲ 38.6%
432.46M▲ 30.8%
500.95M▲ 15.8%
564.54M▲ 12.7%
Revenue Growth %
7.08%11.11%12.83%1.2%20.97%38.59%30.83%15.84%12.69%
Non-Interest Expense
90.42M87.06M95.62M99.05M137.86M181.54M181.38M191.02M212.36M
Efficiency Ratio
58.19%50.42%49.08%50.24%57.8%54.92%41.94%38.13%37.62%
Operating Income
55.18M▲ 0%
67.55M▲ 22.4%
75.66M▲ 12.0%
67.74M▼ 10.5%
95.4M▲ 40.8%
120.48M▲ 26.3%
137.93M▲ 14.5%
144.37M▲ 4.7%
178.2M▲ 23.4%
Operating Margin %
35.51%39.12%38.83%34.36%40%36.45%31.89%28.82%31.56%
Operating Income Growth %
-1.94%22.41%12.01%-10.46%40.82%26.3%14.48%4.67%23.43%
Pretax Income
55.18M▲ 0%
67.55M▲ 22.4%
75.66M▲ 12.0%
67.74M▼ 10.5%
95.4M▲ 40.8%
120.48M▲ 26.3%
137.93M▲ 14.5%
144.37M▲ 4.7%
178.2M▲ 23.4%
Pretax Margin %
35.51%39.12%38.83%34.36%40%36.45%31.89%28.82%31.56%
Income Tax
17.14M12.03M9.59M8.87M20.75M27.19M30.18M29.83M38.05M
Effective Tax Rate %
31.06%17.81%12.68%13.1%21.75%22.57%21.88%20.66%21.35%
Net Income
38.04M▲ 0%
55.52M▲ 45.9%
66.07M▲ 19.0%
58.87M▼ 10.9%
74.64M▲ 26.8%
92.97M▲ 24.6%
107.75M▲ 15.9%
114.54M▲ 6.3%
140.15M▲ 22.4%
Net Margin %
24.48%32.15%33.91%29.86%31.3%28.13%24.91%22.86%24.83%
Net Income Growth %
-7.27%45.93%19%-10.9%26.8%24.55%15.89%6.3%22.36%
Net Income (Continuing)
38.04M55.52M66.07M58.87M74.64M93.29M107.75M114.54M140.15M
EPS (Diluted)
1.66▲ 0%
2.42▲ 45.8%
2.89▲ 19.4%
2.59▼ 10.4%
2.97▲ 14.7%
3.21▲ 8.1%
3.67▲ 14.3%
3.89▲ 6.0%
4.75▲ 22.1%
EPS Growth %
-7.78%45.78%19.42%-10.38%14.67%8.08%14.33%5.99%22.11%
EPS (Basic)
1.692.452.922.613.003.243.693.914.77
Diluted Shares Outstanding
22.98M22.94M22.86M22.77M25.16M28.92M29.34M29.42M29.51M

SYBT Balance Sheet

Stock Yards Bancorp, Inc. (SYBT) balance sheet — assets, liabilities & shareholders' equity

MetricDec'17Dec'18Dec'19Dec'20Dec'21Dec'22Dec'23Dec'24Dec'25
Cash & Short Term Investments
616.51M488.89M517.6M630.16M1.24B1.23B1.13B1.07B886.38M
Cash & Due from Banks
41.98M51.89M46.86M43.18M62.3M82.52M94.47M78.92M70.06M
Short Term Investments
574.52M437M470.74M586.98M1.18B1.14B1.03B990.11M816.32M
Total Investments
2.97B2.97B3.3B4.1B5.31B6.77B7.34B7.99B8.9B
Investments Growth %
3.61%0.06%11%24.42%29.33%27.56%8.41%8.85%11.43%
Long-Term Investments
2.39B2.53B2.83B3.52B4.12B5.62B6.3B6.99B8.08B
Accounts Receivables
8.37M8.36M8.53M13.09M13.74M22.16M26.83M27.7M28.78M
Goodwill & Intangibles
2.78M2.76M16.17M17.18M145.95M234.28M227.46M221.22M206.23M
Goodwill
682K682K12.51M12.51M135.83M194.07M194.07M194.07M194.07M
Intangible Assets
2.1M2.08M3.66M4.67M10.12M40.21M33.39M27.15M12.16M
PP&E (Net)
41.66M44.76M58.62M58.02M76.89M101.61M101.17M112.74M0
Other Assets
161.98M209.56M261.66M333.03M996.9M212.31M311.43M360.09M362.32M
Total Current Assets
629.95M502.26M546.88M662.9M1.28B1.27B1.18B1.12B886.38M
Total Non-Current Assets
2.61B2.8B3.18B3.95B5.37B6.22B6.99B7.74B8.65B
Total Assets
3.24B▲ 0%
3.3B▲ 2.0%
3.72B▲ 12.8%
4.61B▲ 23.7%
6.65B▲ 44.2%
7.5B▲ 12.8%
8.17B▲ 9.0%
8.86B▲ 8.5%
9.54B▲ 7.6%
Asset Growth %
6.59%1.95%12.75%23.75%44.21%12.79%8.99%8.49%7.59%
Return on Assets (ROA)
1.21%1.7%1.88%1.41%1.33%1.31%1.38%1.34%1.52%
Accounts Payable
232K762K640K391K300K660K2.09M1.91M1.74M
Total Debt
281.28M94.52M122.73M91.08M85.84M218.47M392.58M496.3M479.54M
Net Debt
239.3M42.63M75.87M47.9M23.54M135.96M298.12M417.37M409.48M
Long-Term Debt
49.46M48.18M79.95M31.64M076.34M226.74M326.81M326.81M
Short-Term Debt
231.82M46.34M42.78M59.44M85.84M142.13M165.84M169.49M123.9M
Other Liabilities
46.19M46.79M60.59M87.82M96.5M125.44M246.57M258.33M7.98B
Total Current Liabilities
2.81B2.84B3.18B4.05B5.87B6.53B6.84B7.34B7.91B
Total Non-Current Liabilities
95.65M94.97M140.54M119.46M96.5M201.79M473.31M585.14M8.36B
Total Liabilities
2.91B2.94B3.32B4.17B5.97B6.74B7.31B7.92B8.46B
Total Equity
333.64M▲ 0%
366.5M▲ 9.8%
406.3M▲ 10.9%
440.7M▲ 8.5%
675.87M▲ 53.4%
760.43M▲ 12.5%
858.1M▲ 12.8%
940.48M▲ 9.6%
1.08B▲ 14.4%
Equity Growth %
6.3%9.85%10.86%8.47%53.36%12.51%12.84%9.6%14.38%
Equity / Assets (Capital Ratio)
10.3%11.1%10.91%9.56%10.17%10.14%10.5%10.61%11.28%
Return on Equity (ROE)
11.75%15.86%17.1%13.9%13.37%12.95%13.31%12.74%13.9%
Book Value per Share
14.5215.9717.7719.3626.8726.2929.2431.9736.46
Tangible BV per Share
14.4015.8517.0618.6021.0718.1921.4924.4529.47
Common Stock
36.46M36.69M36.21M36.5M49.5M58.37M58.6M58.94M59.09M
Additional Paid-in Capital
31.92M36.8M35.71M41.89M243.11M377.7M385.95M395.08M402.82M
Retained Earnings
267.19M298.16M333.7M353.57M391.2M439.9M506.34M577.61M675.06M
Accumulated OCI
-1.93M-5.14M677K8.74M-7.94M-115.54M-92.8M-91.15M-61.27M
Treasury Stock
000000000
Preferred Stock
000000000

SYBT Cash Flow Statement

Stock Yards Bancorp, Inc. (SYBT) cash flow — operating, investing & free cash flow history

MetricDec'17Dec'18Dec'19Dec'20Dec'21Dec'22Dec'23Dec'24Dec'25
Cash from Operations
53.68M65.89M58.44M77.13M102.1M108.74M106.7M142.87M166.05M
Operating CF Growth %
-15.15%22.75%-11.31%31.98%32.38%6.51%-1.88%33.89%16.22%
Net Income
38.04M55.52M66.07M58.87M74.64M92.97M107.75M114.54M140.15M
Depreciation & Amortization
13.64M5.78M4.88M9.74M11.33M20.66M21.94M13.35M7.79M
Deferred Taxes
3.97M-268K-5.85M-7.51M5.4M1.82M-435K-3.12M-2.83M
Other Non-Cash Items
278K2.16M-7.54M3.4M13.77M13M7.57M5.92M3.49M
Working Capital Changes
-5.15M-1.33M-2.7M9.36M-7.61M-24.42M-34.58M8.39M13.04M
Cash from Investing
-114.7M-11.57M-163.17M-804.72M-78.87M-384.43M-424.05M-677.06M-106.5M
Purchase of Investments
-661.09M-768.41M-702.44M-455.37M-504.78M-655.67M-6.03M-396.66M-594.55M
Sale/Maturity of Investments
652.83M901.51M690.47M348.74M302.19M317.51M180.49M504.81M1.08B
Net Investment Activity
-8.25M133.1M-11.97M-106.63M-202.59M-338.16M174.47M108.15M489.89M
Acquisitions
00-24.69M024.98M354.45M000
Other Investing
-103.67M-137.62M-121.41M-692.63M103.32M-382.27M-590.79M-775.36M-584.35M
Cash from Financing
152.3M5.37M155.52M795.81M620.02M-518.14M415.94M559.25M535.81M
Dividends Paid
-18.08M-21.77M-23.54M-24.48M-28.2M-33.3M-34.58M-35.84M-37.11M
Share Repurchases
-2.39M-2M-11.82M-2.27M-3.83M-4.81M-2.69M-4.22M-2.09M
Stock Issued
000000000
Net Stock Activity
-2.39M-2M-11.82M-2.27M-3.83M-4.81M-2.69M-4.22M-2.09M
Debt Issuance (Net)
-1000K-1000K-1000K-1000K-1000K1000K1000K1000K-1000K
Other Financing
174.39M30.42M208.52M871.05M774.79M-526.84M303.21M499.3M624.74M
Net Change in Cash
91.28M▲ 0%
59.69M▼ 34.6%
50.78M▼ 14.9%
68.22M▲ 34.3%
643.25M▲ 842.9%
-793.83M▼ 223.4%
98.59M▲ 112.4%
25.06M▼ 74.6%
595.36M▲ 2275.6%
Exchange Rate Effect
000000000
Cash at Beginning
47.97M139.25M198.94M249.72M317.94M961.19M167.37M265.96M291.02M
Cash at End
139.25M198.94M249.72M317.94M961.19M167.37M265.96M291.02M886.38M
Interest Paid
7.16M14.83M22.2M12.2M6.09M17.91M97.93M156.02M167.45M
Income Taxes Paid
15.84M7.23M13.94M12.47M14.26M20.89M35.33M19.43M21.2M
Free Cash Flow
50.89M▲ 0%
58.83M▲ 15.6%
53.34M▼ 9.3%
71.67M▲ 34.4%
97.52M▲ 36.1%
90.3M▼ 7.4%
98.97M▲ 9.6%
133.02M▲ 34.4%
154M▲ 15.8%
FCF Growth %
-10.62%15.61%-9.34%34.36%36.07%-7.4%9.6%34.4%15.78%

SYBT Banking Ratios

Stock Yards Bancorp, Inc. (SYBT) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios

Metric2016201720182019202020212022202320242025
Return on Equity (ROE)
13.67%11.75%15.86%17.1%13.9%13.37%12.95%13.31%12.74%13.9%
Return on Assets (ROA)
1.4%1.21%1.7%1.88%1.41%1.33%1.31%1.38%1.34%1.52%
Net Interest Margin
3.2%3.2%3.47%3.37%2.95%2.57%3.11%3.03%2.9%3.15%
Efficiency Ratio
55.77%58.19%50.42%49.08%50.24%57.8%54.92%41.94%38.13%37.62%
Equity / Assets
10.33%10.3%11.1%10.91%9.56%10.17%10.14%10.5%10.61%11.28%
Book Value / Share
13.7714.5215.9717.7719.3626.8726.2929.2431.9736.46
NII Growth
10.16%6.54%10.54%9.4%8.43%25.86%36.42%5.98%3.93%16.83%
Dividend Payout
39.23%47.52%39.21%35.63%41.59%37.78%35.82%32.09%31.29%26.48%
Related:SYBT Dividend History·SYBT Revenue History·SYBT Price History·SYBT P/E History·SYBT Financial Ratios·SYBT Institutional Holders

SYBT SEC Filings & Documents

Stock Yards Bancorp, Inc. (SYBT) SEC filings — annual & quarterly reports (10-K, 10-Q)

8-K Announcements

6
Material company update

Apr 22, 2026·SEC

Material company update

Jan 27, 2026·SEC

Material company update

Jan 27, 2026·SEC

10-K Annual Reports

2
FY 2026

Feb 26, 2026·SEC

FY 2025

Feb 27, 2025·SEC

10-Q Quarterly Reports

4
FY 2025

Nov 5, 2025·SEC

FY 2025

Aug 5, 2025·SEC

FY 2025

May 6, 2025·SEC

SYBT Frequently Asked Questions

Stock Yards Bancorp, Inc. (SYBT) stock FAQ — growth, dividends, profitability & financials explained

Growth & Financials

Stock Yards Bancorp, Inc. (SYBT) grew revenue by 12.7% over the past year. This is steady growth.

Yes, Stock Yards Bancorp, Inc. (SYBT) is profitable, generating $140.2M in net income for fiscal year 2025 (24.8% net margin).

Dividend & Returns

Yes, Stock Yards Bancorp, Inc. (SYBT) pays a dividend with a yield of 1.72%. This makes it attractive for income-focused investors.

Stock Yards Bancorp, Inc. (SYBT) has a return on equity (ROE) of 13.9%. This is reasonable for most industries.

Industry Metrics

Stock Yards Bancorp, Inc. (SYBT) has a net interest margin (NIM) of 3.1%. This indicates healthy earnings from lending activities.

Stock Yards Bancorp, Inc. (SYBT) has an efficiency ratio of 37.6%. This is excellent, indicating strong cost control.

What if you invested $1,000 in SYBT back in 1996?

Total return calculator · dividends reinvested · 30+ years of data

See returns →

How much would $100/month in SYBT be worth today?

Dollar cost averaging calculator · DCA vs lump sum

Calculate →