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Toppoint Holdings Inc. (TOPP) 10-Year Financial Performance & Capital Metrics

TOPP • • Industrial / General
IndustrialsTruckingSpecialized & Dedicated ServicesDedicated Fleet Services
AboutToppoint Holdings Inc., through its subsidiary, Toppoint Inc., provides truckload services and solutions focused on the recycling export supply chain in the United States. The company transports food waste, wastepaper, scrap metal, logs, batteries, and wood products; and manages 20', 40', and 45' containers, including refrigerated and Hazmat cargo. It also coordinates import brokers to customer's docks. In addition, the company offers trucking services for plastic and other commodities; and logistics brokerage solutions. It serves waste and recycling companies, recycling centers, and commodity traders. Toppoint Holdings Inc. was founded in 2014 and is based in North Wales, Pennsylvania.Show more
  • Revenue $16M -11.1%
  • EBITDA -$218K -117.0%
  • Net Income $175K -67.8%
  • EPS (Diluted) 0.01 -67.7%
  • Gross Margin 14.58% -0.8%
  • EBITDA Margin -1.36% -119.2%
  • Operating Margin -4.03% -193.8%
  • Net Margin 1.09% -63.7%
  • ROE 7.12% -72.5%
  • ROIC -18.21% -161.6%
  • Debt/Equity 0.67 +123.9%
  • Interest Coverage -4.62 -106.1%
Technical Analysis

Key Insights

Based on financial data analysis

✓Strengths

  • ✓Excellent 3Y average ROE of 41.9%
  • ✓Efficient asset utilization: 3.2x turnover

✗Weaknesses

  • ✗Weak Piotroski F-Score: 2/9
  • ✗Negative free cash flow
  • ✗Weak momentum: RS Rating 5 (bottom 5%)
  • ✗Trading more than 30% below 52-week high

* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.

Price & Volume

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Growth Metrics

Revenue CAGR

10Y-
5Y-
3Y-
TTM1.72%

Profit (Net Income) CAGR

10Y-
5Y-
3Y-
TTM-2197.96%

EPS CAGR

10Y-
5Y-
3Y-
TTM-1867.34%

ROCE

10Y Avg25.87%
5Y Avg25.87%
3Y Avg25.87%
Latest-19.67%

Peer Comparison

Dedicated Fleet Services
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Sector-Specific
NameMarket CapCurrent PriceP/E RatioRevenue Growth 1YNet MarginROEFCF YieldDebt/Equity
TOPPToppoint Holdings Inc.14.59M0.7564.27-11.07%-38.77%-68.32%0.67
CVLGCovenant Logistics Group, Inc.531.47M26.1220.092.53%2.81%7.6%0.68

Profit & Loss

Dec 2022Dec 2023Dec 2024
Sales/Revenue+21.49M18.04M16.04M
Revenue Growth %--0.16%-0.11%
Cost of Goods Sold+16.46M15.39M13.7M
COGS % of Revenue0.77%0.85%0.85%
Gross Profit+5.03M2.65M2.34M
Gross Margin %0.23%0.15%0.15%
Gross Profit Growth %--0.47%-0.12%
Operating Expenses+2.58M1.87M2.98M
OpEx % of Revenue0.12%0.1%0.19%
Selling, General & Admin2.58M1.87M2.98M
SG&A % of Revenue0.12%0.1%0.19%
Research & Development000
R&D % of Revenue---
Other Operating Expenses000
Operating Income+2.45M774.32K-645.75K
Operating Margin %0.11%0.04%-0.04%
Operating Income Growth %--0.68%-1.83%
EBITDA+2.55M1.28M-218.43K
EBITDA Margin %0.12%0.07%-0.01%
EBITDA Growth %--0.5%-1.17%
D&A (Non-Cash Add-back)96.47K507.57K427.32K
EBIT2.51M930.54K205.11K
Net Interest Income+-20.41K-10.26K-139.66K
Interest Income000
Interest Expense20.41K10.26K139.66K
Other Income/Expense42.49K145.97K711.2K
Pretax Income+2.49M920.28K65.45K
Pretax Margin %0.12%0.05%0%
Income Tax+804.13K377.93K-109.42K
Effective Tax Rate %0.68%0.59%2.67%
Net Income+1.69M542.35K174.87K
Net Margin %0.08%0.03%0.01%
Net Income Growth %--0.68%-0.68%
Net Income (Continuing)1.69M542.35K174.87K
Discontinued Operations000
Minority Interest000
EPS (Diluted)+0.140.040.01
EPS Growth %--0.74%-0.68%
EPS (Basic)0.140.040.01
Diluted Shares Outstanding12.18M15M15M
Basic Shares Outstanding12.19M15M17.5M
Dividend Payout Ratio0.22%--

Balance Sheet

Dec 2022Dec 2023Dec 2024
Total Current Assets+2.56M2.83M2.25M
Cash & Short-Term Investments744.85K1.46M557.62K
Cash Only744.85K1.46M557.62K
Short-Term Investments000
Accounts Receivable1.82M1.17M1.29M
Days Sales Outstanding30.8823.729.38
Inventory000
Days Inventory Outstanding---
Other Current Assets750206.62K398.51K
Total Non-Current Assets+2.21M2.12M2.74M
Property, Plant & Equipment2.21M1.12M1.95M
Fixed Asset Turnover9.70x16.15x8.23x
Goodwill000
Intangible Assets0798.61K739.4K
Long-Term Investments000
Other Non-Current Assets0207.02K50K
Total Assets+4.78M4.96M4.99M
Asset Turnover4.50x3.64x3.22x
Asset Growth %-0.04%0.01%
Total Current Liabilities+1.47M1.6M1.78M
Accounts Payable74.19K335.6K402.55K
Days Payables Outstanding1.657.9610.72
Short-Term Debt3.15K3.15K1.1M
Deferred Revenue (Current)862.84K862.84K0
Other Current Liabilities000
Current Ratio1.75x1.77x1.26x
Quick Ratio1.75x1.77x1.26x
Cash Conversion Cycle---
Total Non-Current Liabilities+1.48M991.36K665.69K
Long-Term Debt146.75K146.75K146.75K
Capital Lease Obligations928K462.39K331.83K
Deferred Tax Liabilities409.83K382.22K187.11K
Other Non-Current Liabilities000
Total Liabilities2.95M2.59M2.44M
Total Debt+1.22M712.25K1.71M
Net Debt479.23K-743.73K1.15M
Debt / Equity0.67x0.30x0.67x
Debt / EBITDA0.48x0.56x-
Net Debt / EBITDA0.19x-0.58x-
Interest Coverage120.10x75.46x-4.62x
Total Equity+1.82M2.37M2.54M
Equity Growth %-0.3%0.07%
Book Value per Share0.150.160.17
Total Shareholders' Equity1.82M2.37M2.54M
Common Stock1.5K1.5K1.5K
Retained Earnings1.68M2.23M2.4M
Treasury Stock000
Accumulated OCI000
Minority Interest000

Cash Flow

Dec 2022Dec 2023Dec 2024
Cash from Operations+888.84K2.01M-593.73K
Operating CF Margin %0.04%0.11%-0.04%
Operating CF Growth %-1.26%-1.3%
Net Income1.69M542.35K174.87K
Depreciation & Amortization96.47K507.57K427.32K
Stock-Based Compensation000
Deferred Taxes409.83K-27.61K-195.11K
Other Non-Cash Items0433.57K341.88K
Working Capital Changes-1.31M552.34K-1.34M
Change in Receivables-1.27M646.63K-243.29K
Change in Inventory000
Change in Payables-114.08K261.4K66.95K
Cash from Investing+-65.38K-1.09M-1.21M
Capital Expenditures-65.38K-85.6K-1.2M
CapEx % of Revenue0%0%0.08%
Acquisitions---
Investments---
Other Investing0-1.01M-8K
Cash from Financing+-518.55K-205.87K907.36K
Debt Issued (Net)---
Equity Issued (Net)---
Dividends Paid-377.05K00
Share Repurchases---
Other Financing0-205.87K-192.64K
Net Change in Cash---
Free Cash Flow+823.46K1.12M-1.81M
FCF Margin %0.04%0.06%-0.11%
FCF Growth %-0.36%-2.61%
FCF per Share0.070.07-0.12
FCF Conversion (FCF/Net Income)0.53x3.70x-3.40x
Interest Paid20.41K20.41K5.85K
Taxes Paid00240K

Key Ratios

Metric202220232024
Return on Equity (ROE)92.58%25.88%7.12%
Return on Invested Capital (ROIC)79.78%29.58%-18.21%
Gross Margin23.39%14.69%14.58%
Net Margin7.86%3.01%1.09%
Debt / Equity0.67x0.30x0.67x
Interest Coverage120.10x75.46x-4.62x
FCF Conversion0.53x3.70x-3.40x
Revenue Growth--16.06%-11.07%

Revenue by Segment

2024
Insurance Member1.05M
Insurance Member Growth-

Frequently Asked Questions

Valuation & Price

Toppoint Holdings Inc. (TOPP) has a price-to-earnings (P/E) ratio of 64.3x. This suggests investors expect higher future growth.

Growth & Financials

Toppoint Holdings Inc. (TOPP) reported $16.1M in revenue for fiscal year 2024. This represents a 25% decrease from $21.5M in 2022.

Toppoint Holdings Inc. (TOPP) saw revenue decline by 11.1% over the past year.

Toppoint Holdings Inc. (TOPP) reported a net loss of $6.3M for fiscal year 2024.

Dividend & Returns

Toppoint Holdings Inc. (TOPP) has a return on equity (ROE) of 7.1%. This is below average, suggesting room for improvement.

Toppoint Holdings Inc. (TOPP) had negative free cash flow of $3.5M in fiscal year 2024, likely due to heavy capital investments.

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