Value Line, Inc. (VALU) 10-Year Financial Performance & Capital Metrics

VALU • • Banking & Credit

Financial ServicesFinancial Data & ExchangesFinancial Data & AnalyticsInvestment Research & Advisory Services

AboutValue Line, Inc., together with its subsidiaries, produces and sells investment periodicals and related publications primarily in the United States. Its investment periodicals and related publications cover a range of investments, including stocks, mutual funds, exchange traded funds (ETFs), and options. The company's research services include The Value Line Investment Survey, The Value Line Investment Survey - Small and Mid-Cap, The Value Line 600, and The Value Line Fund Advisor Plus that provide statistical and text coverage of various investment securities, with an emphasis placed on its proprietary research, analysis, and statistical ranks. It also provides niche newsletters comprising Value Line Select, Value Line Select: Dividend Income & Growth, Value Line Select: ETFs, The Value Line Special Situations Service, The Value Line Climate Change Investing Service, and The Value Line Information You Should Know Wealth Newsletter that offer information on a less comprehensive basis for securities that are of particular interest to subscribers; digital versions of its products through its Website, www.valueline.com; The Value Line Research Center online platform; and investment analysis software, such as The Value Line Investment Analyzer, which includes data sorting and filtering tools. In addition, the company offers current and historical financial databases comprising DataFile, estimates and projections, and mutual funds; and copyright products, which include unit investment trusts, variable annuities, managed accounts, and EFTs. Further, it places advertising on behalf of the company's publications; and provides subscription fulfillment and subscriber relation services. The company serves individual and professional investors, as well as institutions, including municipal and university libraries, and investment firms. Value Line, Inc. was founded in 1931 and is headquartered in New York, New York. Value Line, Inc. is a subsidiary of Arnold Bernhard & Co, Inc.Show more

Net Interest Income $2M +9.9%
Total Revenue $35M -6.4%
Net Income $21M +8.8%
Return on Equity 21.72% -0.4%
Net Interest Margin 1.47% +3.5%
Efficiency Ratio 41.73% +15.9%
ROA 14.75% +3.6%
Equity / Assets 68.97% +3.3%
Book Value per Share 10.58 +9.9%
Tangible BV/Share 10.58 +9.9%
Debt/Equity 0.04 -31.9%

Technical Analysis

Key Insights

Based on financial data analysis

✓Strengths

✓Company is almost debt free
✓Excellent 3Y average ROE of 21.9%
✓Efficient operations: 41.7% efficiency ratio
✓Well capitalized: 69.0% equity/assets
✓Healthy dividend yield of 3.2%
✓Diversified revenue: 93.9% from non-interest income

✗Weaknesses

✗Weak NIM of 1.5%

Price & Volume

Loading chart...

Growth Metrics

Revenue CAGR

10Y-0.13%

5Y-2.74%

3Y-4.7%

TTM-

Profit (Net Income) CAGR

10Y10.99%

5Y6.72%

3Y-4.6%

TTM-4.43%

EPS CAGR

10Y11.51%

5Y7.26%

3Y-4.17%

TTM-4.24%

ROCE

10Y Avg8.36%

5Y Avg8.72%

3Y Avg8.04%

Latest5.1%

Peer Comparison

Investment Research & Advisory Services

Name	Market Cap	Current Price	P/E Ratio	Revenue Growth 1Y	Net Margin	ROE	FCF Yield	Debt/Equity
MORNMorningstar, Inc.	8.87B	215.64	25.13	11.6%	16.26%	24.83%	5.06%	0.56
VALUValue Line, Inc.	349.58M	37.23	16.92	-6.42%	58.97%	20.15%	5.72%	0.04

Profit & Loss

	Apr 2016	Apr 2017	Apr 2018	Apr 2019	Apr 2020	Apr 2021	Apr 2022	Apr 2023	Apr 2024	Apr 2025
Net Interest Income+	0	0	0	201K	279K	137K	18K	706K	1.93M	2.13M
NII Growth %	-	-	-	-	0.39%	-0.51%	-0.87%	38.22%	1.74%	0.1%
Net Interest Margin %	-	-	-	-	-	-	-	-	-	-
Interest Income	0	0	0	201K	279K	137K	18K	706K	1.93M	2.13M
Interest Expense	0	0	0	0	0	0	0	0	0	0
Loan Loss Provision	15.7M	17.48M	18.49M	17.78M	18.19M	18.86M	17.32M	15.2M	14.85M	14.46M
Non-Interest Income+	34.55M	34.57M	35.87M	36.06M	40.02M	40.26M	40.51M	38.99M	35.55M	32.95M
Non-Interest Income %	-	-	-	-	-	-	-	-	-	-
Total Revenue+	34.55M	34.57M	35.87M	36.26M	40.3M	40.39M	40.52M	39.7M	37.49M	35.08M
Revenue Growth %	-0.03%	0%	0.04%	0.01%	0.11%	0%	0%	-0.02%	-0.06%	-0.06%
Non-Interest Expense	16.96M	9.64M	14.81M	13.06M	13.02M	13.99M	12.4M	13.02M	13.49M	14.64M
Efficiency Ratio	-	-	-	-	-	-	-	-	-	-
Operating Income+	1.88M	7.46M	2.57M	5.41M	9.09M	7.54M	10.8M	11.47M	9.14M	5.99M
Operating Margin %	-	-	-	-	-	-	-	-	-	-
Operating Income Growth %	-0.22%	2.97%	-0.66%	1.1%	0.68%	-0.17%	0.43%	0.06%	-0.2%	-0.35%
Pretax Income+	10.01M	15.48M	11.9M	16.31M	20.65M	30.28M	30.64M	23.77M	25.19M	27.54M
Pretax Margin %	-	-	-	-	-	-	-	-	-	-
Income Tax+	2.72M	5.12M	-2.84M	4.3M	5.71M	7M	6.82M	5.71M	6.17M	6.86M
Effective Tax Rate %	-	-	-	-	-	-	-	-	-	-
Net Income+	7.29M	10.37M	14.74M	12.01M	14.94M	23.28M	23.82M	18.07M	19.02M	20.69M
Net Margin %	-	-	-	-	-	-	-	-	-	-
Net Income Growth %	-0%	0.42%	0.42%	-0.19%	0.24%	0.56%	0.02%	-0.24%	0.05%	0.09%
Net Income (Continuing)	7.29M	10.37M	14.74M	12.01M	14.94M	23.28M	23.82M	18.07M	19.02M	20.69M
EPS (Diluted)+	0.75	1.07	1.52	1.15	1.55	2.43	2.50	1.91	2.02	2.20
EPS Growth %	0.01%	0.43%	0.42%	-0.24%	0.35%	0.57%	0.03%	-0.24%	0.06%	0.09%
EPS (Basic)	0.75	1.07	1.52	1.15	1.55	2.43	2.50	1.91	2.02	2.20
Diluted Shares Outstanding	9.78M	9.72M	9.7M	9.68M	9.65M	9.6M	9.54M	9.46M	9.43M	9.42M

Balance Sheet

	Apr 2016	Apr 2017	Apr 2018	Apr 2019	Apr 2020	Apr 2021	Apr 2022	Apr 2023	Apr 2024	Apr 2025
Cash & Short Term Investments+	1000K	1000K	1000K	1000K	1000K	1000K	1000K	1000K	1000K	1000K
Cash & Due from Banks	13.12M	6.56M	5.94M	6.49M	4.95M	19.17M	29.7M	7.59M	4.39M	34.08M
Short Term Investments	1000K	1000K	1000K	1000K	1000K	1000K	1000K	1000K	1000K	1000K
Total Investments+	61.58M	74.8M	76.08M	80.45M	88.37M	87.16M	88.09M	113.25M	124.09M	104.12M
Investments Growth %	-0.09%	0.21%	0.02%	0.06%	0.1%	-0.01%	0.01%	0.29%	0.1%	-0.16%
Long-Term Investments	57.94M	58.22M	58.23M	58.63M	59.16M	60.98M	59.97M	58.77M	60.13M	60.81M
Accounts Receivables	1000K	1000K	1000K	1000K	1000K	1000K	1000K	1000K	1000K	1000K
Goodwill & Intangibles+	-	-	-	-	-	-	-	-	-	-
Goodwill	0	0	0	0	0	0	0	0	0	0
Intangible Assets	0	0	0	0	0	143K	71K	0	0	0
PP&E (Net)	3.62M	1.24M	1.37M	1.15M	9.5M	8.31M	7.06M	5.79M	4.44M	3.48M
Other Assets	0	469K	469K	469K	469K	469K	305K	305K	305K	305K
Total Current Assets	19.95M	25.79M	26.56M	31.41M	40.52M	51.24M	61.34M	66.08M	71.02M	79.88M
Total Non-Current Assets	66.56M	60.93M	60.23M	60.37M	69.2M	69.9M	67.41M	65M	65.01M	64.65M
Total Assets+	86.51M	86.72M	86.79M	91.79M	109.73M	121.14M	128.74M	131.08M	136.03M	144.53M
Asset Growth %	-0.01%	0%	0%	0.06%	0.2%	0.1%	0.06%	0.02%	0.04%	0.06%
Return on Assets (ROA)	0.08%	0.12%	0.17%	0.13%	0.15%	0.2%	0.19%	0.14%	0.14%	0.15%
Accounts Payable	2.67M	1.26M	1.93M	2.07M	2.06M	2.08M	1.31M	1.26M	1.43M	1.53M
Total Debt+	0	0	0	0	11.75M	10.79M	7.37M	6.13M	4.78M	3.58M
Net Debt	-13.12M	-6.56M	-5.94M	-6.49M	6.79M	-8.38M	-22.34M	-1.46M	394K	-30.5M
Long-Term Debt	0	0	0	0	2.14M	0	0	0	0	0
Short-Term Debt	0	0	0	0	194K	2.33M	0	0	0	0
Other Liabilities	0	432K	854K	765K	0	0	0	0	0	0
Total Current Liabilities	26.3M	24.59M	24.87M	25.4M	26.82M	27.92M	23.76M	23.29M	22.25M	23.65M
Total Non-Current Liabilities	25.61M	24.28M	18.38M	18.86M	29.36M	26.2M	25.34M	24.11M	22.99M	21.2M
Total Liabilities	51.91M	48.87M	43.25M	44.26M	56.19M	54.12M	49.1M	47.4M	45.24M	44.85M
Total Equity+	34.6M	37.85M	43.54M	47.52M	53.54M	67.01M	79.64M	83.67M	90.79M	99.68M
Equity Growth %	0%	0.09%	0.15%	0.09%	0.13%	0.25%	0.19%	0.05%	0.09%	0.1%
Equity / Assets (Capital Ratio)	-	-	-	-	-	-	-	-	-	-
Return on Equity (ROE)	0.21%	0.29%	0.36%	0.26%	0.3%	0.39%	0.32%	0.22%	0.22%	0.22%
Book Value per Share	3.54	3.89	4.49	4.91	5.55	6.98	8.34	8.85	9.63	10.58
Tangible BV per Share	-	-	-	-	-	-	-	-	-	-
Common Stock	1M	1M	1M	1M	1M	1M	1M	1M	1M	1M
Additional Paid-in Capital	991K	991K	991K	991K	991K	991K	991K	991K	991K	991K
Retained Earnings	35.52M	39.19M	44.9M	48.6M	57.37M	72.5M	87.64M	95.98M	104.25M	113.4M
Accumulated OCI	125K	458K	783K	1.68M	131K	3K	-24K	374K	-253K	-66K
Treasury Stock	-3.04M	-3.78M	-4.13M	-4.74M	-5.96M	-7.48M	-9.97M	-14.67M	-15.19M	-15.65M
Preferred Stock	0	0	0	0	0	0	0	0	0	0

Cash Flow

	Apr 2016	Apr 2017	Apr 2018	Apr 2019	Apr 2020	Apr 2021	Apr 2022	Apr 2023	Apr 2024	Apr 2025
Cash from Operations+	2M	4.04M	9.91M	11.83M	13.74M	16.41M	24.65M	18.18M	17.93M	20.24M
Operating CF Growth %	0.42%	1.01%	1.45%	0.19%	0.16%	0.19%	0.5%	-0.26%	-0.01%	0.13%
Net Income	7.29M	10.37M	14.74M	11.15M	15.66M	23.28M	23.82M	18.07M	19.02M	20.69M
Depreciation & Amortization	3.82M	4.62M	1.13M	367K	266K	1.29M	1.34M	1.35M	1.41M	1.27M
Deferred Taxes	-1.3M	-1.71M	-7.06M	512K	267K	543K	-89K	20K	92K	283K
Other Non-Cash Items	-8.18M	-7.92M	260K	-144K	99K	-7.48M	-638K	81K	-2.99M	-2.44M
Working Capital Changes	377K	-1.32M	842K	-54K	-2.59M	-1.22M	587K	-1.34M	405K	440K
Cash from Investing+	12.21M	-2.77M	-1.24M	-3.31M	-8.66M	7.38M	-3.39M	-26.12M	-10.05M	21.2M
Purchase of Investments	-3.85M	-13.23M	-4.37M	-11.2M	-21.7M	-15.55M	-17.91M	-40.59M	-48.21M	-7.22M
Sale/Maturity of Investments	1000K	803K	1000K	1000K	1000K	1000K	1000K	1000K	1000K	1000K
Net Investment Activity	-	-	-	-	-	-	-	-	-	-
Acquisitions	0	-7.71M	-8.79M	-9.31M	12.4M	0	12.04M	0	0	0
Other Investing	6.08M	18.64M	8.79M	8.97M	-12.4M	-145K	-12.04M	-110K	-77K	-18.3M
Cash from Financing+	-6.96M	-7.36M	-9.28M	-7.97M	-6.63M	-9.57M	-10.89M	-14.18M	-11.08M	-11.76M
Dividends Paid	-6.17M	-6.62M	-8.93M	-7.36M	-7.72M	-8.07M	-8.4M	-9.47M	-10.56M	-11.3M
Share Repurchases	-796K	-741K	-354K	-608K	-1.21M	-1.53M	-2.48M	-4.7M	-523K	-453K
Stock Issued	0	0	0	0	0	0	0	0	0	0
Net Stock Activity	-	-	-	-	-	-	-	-	-	-
Debt Issuance (Net)	0	0	0	0	1000K	0	0	0	0	0
Other Financing	0	0	0	0	-20K	20K	0	0	0	0
Net Change in Cash+	7.25M	-6.1M	-616K	552K	-1.54M	14.22M	10.37M	-22.11M	-3.2M	29.69M
Exchange Rate Effect	0	0	0	0	0	0	0	0	0	0
Cash at Beginning	5.87M	13.12M	7.03M	6.41M	6.96M	5.42M	19.64M	30.01M	7.89M	4.7M
Cash at End	13.12M	7.03M	6.41M	6.96M	5.42M	19.64M	30.01M	7.89M	4.7M	34.38M
Interest Paid	0	0	0	0	0	0	0	0	0	0
Income Taxes Paid	0	0	0	0	0	0	0	0	0	0
Free Cash Flow+	42K	2.35M	9.5M	11.71M	13.74M	16.23M	24.64M	18.04M	17.86M	20.01M
FCF Growth %	1.04%	55%	3.04%	0.23%	0.17%	0.18%	0.52%	-0.27%	-0.01%	0.12%

Banking Ratios

Metric	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025
Return on Equity (ROE)	21.12%	28.62%	36.21%	26.37%	29.57%	38.62%	32.49%	22.13%	21.8%	21.72%
Return on Assets (ROA)	8.38%	11.97%	16.99%	13.45%	14.83%	20.17%	19.07%	13.91%	14.24%	14.75%
Net Interest Margin	0%	0%	0%	0.22%	0.25%	0.11%	0.01%	0.54%	1.42%	1.47%
Efficiency Ratio	49.11%	27.88%	41.28%	36.03%	32.31%	34.64%	30.6%	32.81%	36%	41.73%
Equity / Assets	40%	43.65%	50.17%	51.78%	48.79%	55.32%	61.86%	63.84%	66.74%	68.97%
Book Value / Share	3.54	3.89	4.49	4.91	5.55	6.98	8.34	8.85	9.63	10.58
NII Growth	-	-	-	-	38.81%	-50.9%	-86.86%	3822.22%	173.94%	9.93%
Dividend Payout	84.58%	63.82%	60.58%	61.3%	51.69%	34.66%	35.28%	52.42%	55.54%	54.64%

Revenue by Segment

	2018	2019	2020	2021	2022	2023	2024	2025
Subscription and Circulation	-	-	-	-	27.14M	26.23M	25.42M	24.68M
Subscription and Circulation Growth	-	-	-	-	-	-3.36%	-3.10%	-2.90%
License	6.37M	7.44M	12.67M	12.76M	13.38M	13.46M	12.07M	10.4M
License Growth	-	16.84%	70.38%	0.73%	4.83%	0.62%	-10.37%	-13.84%

Frequently Asked Questions

Valuation & Price

Value Line, Inc. (VALU) has a price-to-earnings (P/E) ratio of 16.9x. This is roughly in line with market averages.

Growth & Financials

Value Line, Inc. (VALU) saw revenue decline by 6.4% over the past year.

Yes, Value Line, Inc. (VALU) is profitable, generating $21.3M in net income for fiscal year 2025 (59.0% net margin).

Dividend & Returns

Yes, Value Line, Inc. (VALU) pays a dividend with a yield of 3.22%. This makes it attractive for income-focused investors.

Value Line, Inc. (VALU) has a return on equity (ROE) of 21.7%. This is excellent, indicating efficient use of shareholder capital.

Industry Metrics

Value Line, Inc. (VALU) has a net interest margin (NIM) of 1.5%. NIM has been under pressure due to interest rate environment.

Value Line, Inc. (VALU) has an efficiency ratio of 41.7%. This is excellent, indicating strong cost control.

US Stock Screener

...