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VOYAVoya Financial, Inc.
$97.37$8.8B
Overview & Tools
OverviewChart Terminal ↗Visualize
Valuation & Forecasts
Valuation ModelsEstimatesDCF Model
Price & Analyst Data
Analyst TargetsPrice History
Financial Statements
Income StatementBalance SheetCash FlowRatios & Margins
Performance
P/E HistoryRevenue HistoryEarnings HistoryDividend HistoryTotal Return
Discovery & Screens
Live BreakoutsStock ScreenerOwnership
VOYA logo

Voya Financial, Inc.

VOYA
NYSE · Financial Conglomerates
$97.37
At close - Sep 23, 4:00 PM EDT - USD
Market Cap$8.83B
P/E15.4x
52W High$105.64
Volume798.85K
OverviewTerminalAnalysisFinancialsValuationEarningsBreakoutsOwnership
VCP Research Verdict2026Q2

Fee-Centric Model Faces Negative Equity and Margin Drag

Voya Financial's revenue is almost entirely fee-driven, with non-interest income comprising 100% of total revenue in 2026Q2, yet the company's net interest income remains persistently negative at -$33M, and the net interest margin has deteriorated to -2.1%. Th...

GrowthMixed
ProfitabilityStrained
ValuationExpensive
TechnicalsMixed
Explore valuation models
MARKET ACTION

VOYA price & volume

Price trend, volume and key moving averages

Launch Terminal
Loading chart...
Decision Checklist4 Core Signals

What matters now

The signals most likely to change the investment case.

01

Earnings momentum

8/12 Beats

EPS beat 8 of last 12 quarters

02

Valuation risk

+10% Peers

P/E is 10% above peer median

03

Market leadership

RS 83 · Leader

High momentum (Outperforming 83% of market)

04

Mixed Trend

Mixed

Price < 50DMA but > 200DMA

Next CatalystEstimated earnings · Nov 4

Market performance

Price History →

Trailing total returns as of 9/24/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).

YTD Return
VOYA+30.66%
S&P 500 (^GSPC)+12.39%
1-Year Return
VOYA+30.32%
S&P 500 (^GSPC)+15.77%
3-Year Return
VOYA+49.95%
S&P 500 (^GSPC)+76.28%
5-Year Return
VOYA+70.45%
S&P 500 (^GSPC)+67.49%
02

Test the fundamentals

Check whether operating performance supports the current valuation.

VALUATION & INTRINSIC VALUE

Valuation Scenarios

Valuation Analysis
Trailing P/E5Y High
15.4x
Forward P/EExpansion
10.7x
EV/EBITDA100th %ile
37.2x
FCF YieldCash Flow
14.6%

Valuation vs 5-Year History

Multiple Range
Metric
Current
5Y Median
Historical Range
Percentile
P/E
15.4x
11.8x
100th· High
EV/EBITDA
37.2x
10.5x
100th· High
Price/FCF
6.9x
5.6x
60th· Fair
Current Multiple
5Y Median (50th %ile)

Intrinsic Value Scenarios

DCF Projection
Bear$12.10-87.6%
Base (Fair)$27.84-72.6%
Bull$38.14-60.8%
$12.10 Bear$27.84 Base$38.14 Bull
Current Market Price: $97.37
Trades at a 249.7% premium to Base DCF ($27.84)
Open DCF & Valuation Models →Chart Terminal ↗

Growth & profitability

Annual revenue & EPS trend
Revenue
$7.38B-4.8% YoY
Net income
$654M-1.9% YoY
Free cash flow
$1.29B+41.4% YoY
Operating margin
3.5%-6.4 pts YoY
ROIC (TTM)2.1%
Avg ROIC 5Y-
ROE (TTM)10%
Piotroski Score6 / 9
Financial Statements →
03

Monitor what changed

Recent results and news deserve attention only when they alter the forward view.

OPERATING RESULTS

Recent Earnings

Earnings History
EPS Beat Rate8/12 (67%)
Revenue Beat Rate8/12 (67%)
QuarterEPS (Act vs Est)Revenue (Act vs Est)
Q3 2026Latest
Aug 4, 2026
$1.51-23.7%
vs $1.98
$1.9B-0.1%
vs $1.9B
Q2 2026
May 5, 2026
$2.26+11.9%
vs $2.02
$2.0B+2.7%
vs $2.0B
Q1 2026
Feb 3, 2026
$1.94-8.1%
vs $2.11
$2.1B+6.1%
vs $2.0B
Q4 2025
Nov 4, 2025
$2.45+7.9%
vs $2.27
$2.1B+7.1%
vs $2.0B
Historical baseline: 12 quarters analyzedGAAP / Adjusted
MARKET COVERAGE

Latest News

5 Stories
Business Wire·Sep 15, 2026
VOYA GLOBAL EQUITY DIVIDEND AND PREMIUM OPPORTUNITY FUND, VOYA GLOBAL ADVANTAGE AND PREMIUM OPPORTUNITY FUND & VOYA INFRASTRUCTURE, INDUSTRIALS AND MATERIALS FUND ANNOUNCES PAYMENT OF MONTHLY DISTRIBUTION

SCOTTSDALE, Ariz.--(BUSINESS WIRE)--Voya Global Advantage and Premium Opportunity Fund (NYSE: IGA), Voya Global Equity Dividend and Premium Opportunity Fund (NYSE: IGD) and Voya Infrastructure, Industrials and Materials Fund (NYSE: IDE) (the “Funds”) today announced important information concerning the Funds' distributions declared in August 2026. This press release is issued as required by the Funds' Managed Distribution Plan (the “Plan") and an exemptive order received from the U.S. Securities and Exchange Commission. The Board of Trustees has approved the implementation of the Plan to make monthly cash distributions to common shareholders, stated in terms of a fixed amount per common share. This information is sent to you for informational purposes only and is an estimate of the sources of the September distribution. It is not determinative of the tax character of the Funds' distributions for the 2026 calendar year. Shareholders should note that the Funds' total regular distribution amount is subject to change as a result of market conditions or other factors.

Business Wire·Sep 15, 2026
Voya Equity Closed End Funds Declare Distributions

SCOTTSDALE, Ariz.--(BUSINESS WIRE)--Voya Investment Management, the asset management business of Voya Financial, Inc. (NYSE: VOYA), announced today the distributions on the common shares of five of its closed-end funds: Voya Global Advantage and Premium Opportunity Fund (NYSE: IGA), Voya Global Equity Dividend and Premium Opportunity Fund (NYSE: IGD), Voya Infrastructure, Industrials and Materials Fund (NYSE: IDE), Voya Asia Pacific High Dividend Equity Income Fund (NYSE: IAE), and Voya Emergin.

Defense World·Sep 8, 2026
Voya Financial (NYSE:VOYA) & Solana (NASDAQ:HSDT) Critical Comparison

Solana (NASDAQ: HSDT - Get Free Report) and Voya Financial (NYSE: VOYA - Get Free Report) are both finance companies, but which is the better stock? We will contrast the two companies based on the strength of their institutional ownership, risk, dividends, valuation, analyst recommendations, profitability and earnings. Insider and Institutional Ownership 18.6% of Solana shares are

Zacks Investment Research·Sep 3, 2026
Why Is Voya (VOYA) Up 2.3% Since Last Earnings Report?

Voya (VOYA) reported earnings 30 days ago. What's next for the stock?

Filtered for Voya Financial, Inc.More Headlines
04

Compare before deciding

Benchmark VOYA against direct peers instead of judging its metrics in isolation.

Peers Comparison

Key metrics vs top competitors for Voya Financial, Inc. (VOYA)

Full Screener →
CompanyPriceMarket CapP/E RatioRev Growth (1Y)Net MarginROEDiv Yield
VOYA logoVOYAVoya Financial, Inc.Current
$97.37$8.83B15.41-4.8%8.72%10.03%1.88%
PFG logoPFGPrincipal Financial Group, Inc.
$113.92$24.61B21.70-3.11%9.86%12.44%—
LNC logoLNCLincoln National Corporation
$41.08$7.86B7.031.24%12.18%21.99%—
RGA logoRGAReinsurance Group of America, Incorporated
$246.75$16.17B13.953.39%5.87%11.21%—
BHF logoBHFBrighthouse Financial, Inc.
$51.99$2.99B8.9842.16%13.22%13.03%—
EQH logoEQHEquitable Holdings, Inc.
$52.27$14.27B-10.82-6.21%-8.72%-51.38%—

Compare VOYA vs Peers

Voya Financial, Inc. (VOYA) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.

Closest Rival

vs PFG

Most directly comparable listed peer for VOYA.

Scale Benchmark

vs BLK

Larger-name benchmark to compare VOYA against a more recognizable public peer.

Peer Set

Compare Top 5

vs PFG, LNC, RGA, BHF

05

Keep researching

Verify the primary filings, follow material updates, and answer the remaining questions.

VOYA SEC Filings & Documents

Voya Financial, Inc. (VOYA) SEC filings — annual & quarterly reports (10-K, 10-Q)

8-K Announcements

6
Material company update

Aug 4, 2026·SEC

Material company update

Jul 21, 2026·SEC

Material company update

Jul 8, 2026·SEC

10-K Annual Reports

2
FY 2026

Feb 20, 2026·SEC

FY 2025

Feb 21, 2025·SEC

10-Q Quarterly Reports

6
FY 2026

Aug 6, 2026·SEC

FY 2026

May 7, 2026·SEC

FY 2025

Nov 6, 2025·SEC

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VOYA Frequently Asked Questions

Voya Financial, Inc. (VOYA) stock FAQ — growth, dividends, profitability & financials explained

Growth & Financials
How fast is Voya Financial, Inc. growing?

Voya Financial, Inc. (VOYA) saw revenue decline by 4.8% over the past year.

Is VOYA profitable?

Yes, Voya Financial, Inc. (VOYA) is profitable, generating $608.0M in net income for fiscal year 2025 (8.7% net margin).

Dividend & Returns
Does VOYA pay dividends?

Yes, Voya Financial, Inc. (VOYA) pays a dividend with a yield of 1.88%. This makes it attractive for income-focused investors.

What is VOYA's return on equity?

Voya Financial, Inc. (VOYA) has a return on equity (ROE) of 10.0%. This is reasonable for most industries.

Industry Metrics
What is Voya Financial, Inc.'s net interest margin?

Voya Financial, Inc. (VOYA) has a net interest margin (NIM) of -0.1%. NIM has been under pressure due to interest rate environment.

What is Voya Financial, Inc.'s efficiency ratio?

Voya Financial, Inc. (VOYA) has an efficiency ratio of 48.4%. This is excellent, indicating strong cost control.

What if you invested $1,000 in VOYA back in 2010?

Total return calculator · dividends reinvested · 16+ years of data

See returns →