UBFO Total Return Calculator with Dividends Reinvested

United Security Bancshares

$
Your Portfolio Value
$10,829.29
+$829.29 (+8.29%)
With DRIP$10,829.29
Without DRIP$10,266.67
Dividend Boost+$562.63

Reinvesting dividends added $562.63 extra to your United Security Bancshares investment over this period.

Dividends are reinvested at the closing price on ex-dividend date.
Total Return (DRIP)
+8.29%
With reinvested dividends
Price Only Return
+2.67%
Without dividends
Dividend Contribution
+5.63%
Extra from dividends
Total Dividends
$0.48
Per share (4 payments)
2025-01-152026-01-13

Price vs. Total Return Value

Price (normalized)
Total Return (DRIP)
Dividend Payments

Dividend Reinvestment History

Ex-DateDividendReinvest PriceShares Added
2025-04-07$0.12$7.86+0.015267
2025-07-07$0.12$8.88+0.013720
2025-10-03$0.12$9.17+0.013465
2025-12-26$0.12$10.13+0.012349

About UBFO Dividend Returns

United Security Bancshares (UBFO) is a dividend-paying stock. Over the past year, the company paid 4 dividends totaling $0.4800 per share. When these dividends are reinvested through a DRIP (Dividend Reinvestment Plan), they purchase additional shares, which then generate their own dividends—creating a compounding effect that can significantly boost long-term returns.

How We Calculate Total Return

Our total return calculator simulates dividend reinvestment (DRIP) by assuming each dividend payment is used to purchase additional shares at the closing price on the ex-dividend date. This methodology provides an accurate representation of how a dividend reinvestment plan would perform. The calculation accounts for the compounding effect where reinvested dividends generate their own future dividends.

Frequently Asked Questions

What is the total return of UBFO over the past year?

United Security Bancshares (UBFO) delivered a total return of 8.29% over the past year when dividends are reinvested. The price-only return was 2.67%, meaning dividends contributed an additional 5.63 percentage points to total returns.

How much would $10,000 invested in UBFO be worth today?

A $10,000 investment in United Security Bancshares one year ago would be worth $10,829 today with dividends reinvested (DRIP). Without reinvesting dividends, the same investment would be worth $10,267. Dividend reinvestment added $563 to the portfolio value.

Does UBFO pay dividends?

Yes, United Security Bancshares (UBFO) pays dividends. Over the past year, UBFO paid 4 dividends totaling $0.4800 per share. Reinvesting these dividends through a DRIP can significantly boost long-term returns.

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