Abacus Global Management, Inc. (ABL)
Valuation Overview•Is Abacus Global Management, Inc. Overvalued or Undervalued?
The market is pricing the stock in line with historical averages, assuming steady-state growth.
Fragile underlying quality score of 27/100; weak margins or elevated debt leverage warrant caution.
Analysts remain bullish, forecasting further upside expansion with consensus targets suggesting solid gains.
Verdict: Highly distressed profile flashing severe fundamental warning signs.
Wall Street is highly bullish, projecting significant upside alongside robust expected earnings growth. However, capital return yields remain modest, driven predominantly by aggressive share repurchases.
Returns capital exclusively via buybacks — no active dividend
ABL struggles with subpar profitability and pressured margins. This is paired with a moderately leveraged but stable balance sheet.
The company maintains stable top-line performance however, earnings have severely contracted over the same period.
| Financial Metric | Trend (12Q) | Latest Qtr | 1Y Growth | 3Y CAGR | 5Y CAGR | 10Y CAGR |
|---|---|---|---|---|---|---|
| Revenue | -$163.3M | -100.0% | — | — | — | |
| EBITDA | $27.1M | — | +47.2% | — | — | |
| Net Income | $7.2M | +252.4% | +4.9% | — | — | |
| EPS (Diluted) | $0.07 | +211.8% | -15.5% | +67.8% | — | |
| Free Cash Flow | -$29.8M | +99.6% | — | — | — |
| Metric | TTM | 3Y Avg | 5Y Avg | 10Y Avg |
|---|---|---|---|---|
| Gross Margin | — | 90.0% | 76.0% | 72.4% |
| Operating Margin | — | 17.8% | 28.7% | 45.1% |
| Net Margin | — | -3.5% | 17.0% | 24.5% |
| FCF Margin | — | -142.4% | -64.0% | -40.6% |
| Quarter | EPS Est. | EPS Act. | Surprise | EPS | Rev |
|---|---|---|---|---|---|
| Q1'26Latest | $0.20 | $0.07 | -62.5% | ||
| Q4'25 | $0.18 | $0.20 | +11.1% | ||
| Q3'25 | $0.16 | $0.22 | +37.5% | ||
| Q2'25 | $0.16 | $0.18 | +12.5% | ||
| Q1'25 | $0.13 | $0.16 | +23.1% | ||
| Q4'24 | $0.14 | $0.20 | +42.9% | ||
| Q3'24 | $0.13 | $0.18 | +38.5% | ||
| Q2'24 | — | $0.11 | — |
Total return is +52.1% (1Y), outperforming the benchmark by +31.3%
| Period | Total Return | vs S&P 500 (Alpha) | Dividend Contribution |
|---|---|---|---|
| YTD | +2.1% | -5.2% | — |
| 1Y | +52.1% | +31.3% | +3.7% |
| 3YCAGR | -5.8% | -26.2% | +2.0% |
| 5YCAGR | -3.3% | -14.9% | +2.0% |
| 10YCAGR | -1.6% | -15.3% | — |
The S&P 500 is at 31.0x trailing P/E — Expensive relative to historical averages.
Quick answers to common questions about Abacus Global Management, Inc. (ABL) valuation, health, and returns.
Based on peer relative multiples, Abacus Global Management, Inc. appears Fair versus peers compared to industry peers.
Abacus Global Management, Inc. has multiple valuation anchors: Peer Relative Fair Value: $8.02 | Wall Street Analyst Target: $12.13 (implying +49.9% upside). A convergence of these signals offers higher conviction.
Abacus Global Management, Inc. displays weak financial health with a composite quality score of 27/100, supported by a Piotroski F-Score of 2/9, Return on Invested Capital (ROIC) of 52.3%.
Abacus Global Management, Inc. returns capital via buybacks instead of dividends, carrying a 1.4% buyback yield and reducing outstanding shares by +36.6% in the last 12 months.
Abacus Global Management, Inc.'s current growth trajectory is Decelerating. The company achieved -100.0% 1Y revenue growth and +211.8% 1Y EPS growth, compared to its 3Y revenue CAGR of N/A.
Wall Street consensus is Buy based on 2 analysts, beating EPS expectations in 86% of recent quarters with a -1-quarter streak. The consensus price target represents a +49.9% change from current levels.
Investment risks for Abacus Global Management, Inc. include: -29.8% 1-year max drawdown. Volatility risk is characterized by a beta of 1.27x.
No. These computations are purely quantitative model outputs for informational purposes. They do not account for qualitative management shifts or macro events. Always consult a licensed RIA before buying or selling shares.
Disclaimer: This page is for informational purposes only and does not constitute financial advice. All valuation models, scores, and target estimates are automated computations under stated assumptions and should not be relied upon as the sole basis for any investment decision.