Comprehensive Stock Comparison
Compare BJ's Wholesale Club Holdings, Inc. (BJ) vs Walmart Inc. (WMT) Stock
Analyze side-by-side fundamentals, valuation, growth, and profitability to decide which stock is the better buy.
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Quick Verdict
| Category | Winner | Why |
|---|---|---|
| Growth | WMT | 4.7% revenue growth vs BJ's 2.7% |
| Value | BJ | Lower P/E (22.6x vs 43.8x), PEG 0.93 vs 3.98 |
| Quality / Margins | WMT | 3.3% net margin vs BJ's 2.7% |
| Stability / Safety | WMT | Lower D/E ratio (67.2% vs 153.9%) |
| Dividends | WMT | 0.7% yield; 37-year raise streak; BJ pays no meaningful dividend |
| Momentum (1Y) | WMT | +30.7% vs BJ's -2.4% |
| Efficiency (ROA) | WMT | 7.9% ROA vs BJ's 7.6%, ROIC 14.7% vs 12.8% |
Who Each Stock Is For
Income & stability
Growth exposure
Long-term compounding (10Y)
Sleep-well-at-night portfolio
Valuation efficiency (growth/$)
Defensive / Recession hedge
Business Model
What each company does and how it makes money
BJ's Wholesale Club operates a chain of membership-based warehouse clubs primarily on the U.S. East Coast, offering bulk groceries, general merchandise, and gasoline. It generates revenue through membership fees — which provide predictable recurring income — and merchandise sales, with gasoline representing a significant traffic driver and revenue stream. The company's competitive advantage lies in its membership model that creates customer loyalty and its strategic East Coast footprint that limits direct competition from larger national warehouse clubs.
Walmart is the world's largest retailer operating a vast network of physical stores and e-commerce platforms. It generates revenue primarily through retail sales — with Walmart U.S. contributing about 65% of total revenue, Walmart International around 20%, and Sam's Club membership warehouse clubs roughly 15%. Its key competitive advantage is massive scale and supply chain efficiency, enabling everyday low prices that competitors struggle to match.
Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
Financial Metrics Comparison
Side-by-side fundamentals across 2 stocks. BestLagging
Financial Scorecard
WMT leads in 3 of 6 categories (Financial Metrics, Total Returns). BJ leads in 2 (Valuation Metrics, Profitability & Efficiency). 1 tied.
Financial Metrics (TTM)
WMT is the larger business by revenue, generating $703.1B annually — 33.2x BJ's $21.2B. Profitability is closely matched — net margins range from 3.3% (WMT) to 2.7% (BJ).
| Metric | BJBJ's Wholesale Cl… | WMTWalmart Inc. |
|---|---|---|
| RevenueTrailing 12 months | $21.2B | $703.1B |
| EBITDAEarnings before interest/tax | $1.1B | $42.8B |
| Net IncomeAfter-tax profit | $575M | $22.9B |
| Free Cash FlowCash after capex | $256M | $15.3B |
| Gross MarginGross profit ÷ Revenue | +18.6% | +24.9% |
| Operating MarginEBIT ÷ Revenue | +3.9% | +4.1% |
| Net MarginNet income ÷ Revenue | +2.7% | +3.3% |
| FCF MarginFCF ÷ Revenue | +1.2% | +2.2% |
| Rev. Growth (YoY)Latest quarter vs prior year | +4.9% | +5.8% |
| EPS Growth (YoY)Latest quarter vs prior year | -1.7% | +35.1% |
Valuation Metrics
At 24.7x trailing earnings, BJ trades at a 47% valuation discount to WMT's 46.9x P/E. Adjusting for growth (PEG ratio), BJ offers better value at 1.02x vs WMT's 4.26x — a lower PEG means you pay less per unit of expected earnings growth.
| Metric | BJBJ's Wholesale Cl… | WMTWalmart Inc. |
|---|---|---|
| Market CapShares × price | $13.0B | $1.02T |
| Enterprise ValueMkt cap + debt − cash | $15.8B | $1.08T |
| Trailing P/EPrice ÷ TTM EPS | 24.70x | 46.87x |
| Forward P/EPrice ÷ next-FY EPS est. | 22.63x | 43.76x |
| PEG RatioP/E ÷ EPS growth rate | 1.02x | 4.26x |
| EV / EBITDAEnterprise value multiple | 15.30x | 24.44x |
| Price / SalesMarket cap ÷ Revenue | 0.63x | 1.43x |
| Price / BookPrice ÷ Book value/share | 7.14x | 10.27x |
| Price / FCFMarket cap ÷ FCF | 41.56x | 24.53x |
Profitability & Efficiency
BJ delivers a 26.5% return on equity — every $100 of shareholder capital generates $26 in annual profit, vs $22 for WMT. WMT carries lower financial leverage with a 0.67x debt-to-equity ratio, signaling a more conservative balance sheet compared to BJ's 1.54x. On the Piotroski fundamental quality scale (0–9), BJ scores 7/9 vs WMT's 6/9, reflecting strong financial health.
| Metric | BJBJ's Wholesale Cl… | WMTWalmart Inc. |
|---|---|---|
| ROE (TTM)Return on equity | +26.5% | +22.3% |
| ROA (TTM)Return on assets | +7.6% | +7.9% |
| ROICReturn on invested capital | +12.8% | +14.7% |
| ROCEReturn on capital employed | +17.7% | +17.5% |
| Piotroski ScoreFundamental quality 0–9 | 7 | 6 |
| Debt / EquityFinancial leverage | 1.54x | 0.67x |
| Net DebtTotal debt minus cash | $2.8B | $56.4B |
| Cash & Equiv.Liquid assets | $28M | $10.7B |
| Total DebtShort + long-term debt | $2.8B | $67.1B |
| Interest CoverageEBIT ÷ Interest expense | 18.96x | 11.85x |
Total Returns (with DRIP)
A $10,000 investment in WMT five years ago would be worth $30,135 today (with dividends reinvested), compared to $24,822 for BJ. Over the past 12 months, WMT leads with a +30.7% total return vs BJ's -2.4%. The 3-year compound annual growth rate (CAGR) favors WMT at 40.2% vs BJ's 11.2% — a key indicator of consistent wealth creation.
| Metric | BJBJ's Wholesale Cl… | WMTWalmart Inc. |
|---|---|---|
| YTD ReturnYear-to-date | +7.5% | +13.5% |
| 1-Year ReturnPast 12 months | -2.4% | +30.7% |
| 3-Year ReturnCumulative with dividends | +37.6% | +175.4% |
| 5-Year ReturnCumulative with dividends | +148.2% | +201.3% |
| 10-Year ReturnCumulative with dividends | +349.0% | +512.5% |
| CAGR (3Y)Annualised 3-year return | +11.2% | +40.2% |
Risk & Volatility
BJ is the less volatile stock with a -0.10 beta — it tends to amplify market swings less than WMT's 0.53 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. WMT currently trades 95.0% from its 52-week high vs BJ's 81.6% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | BJBJ's Wholesale Cl… | WMTWalmart Inc. |
|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | -0.10x | 0.53x |
| 52-Week HighHighest price in past year | $121.10 | $134.69 |
| 52-Week LowLowest price in past year | $86.68 | $79.81 |
| % of 52W HighCurrent price vs 52-week peak | +81.6% | +95.0% |
| RSI (14)Momentum oscillator 0–100 | 48.8 | 49.9 |
| Avg Volume (50D)Average daily shares traded | 1.5M | 29.5M |
Analyst Outlook
Wall Street rates BJ as "Hold" and WMT as "Buy". Consensus price targets imply 6.5% upside for WMT (target: $136) vs 1.2% for BJ (target: $100). WMT is the only dividend payer here at 0.73% yield — a key consideration for income-focused portfolios.
| Metric | BJBJ's Wholesale Cl… | WMTWalmart Inc. |
|---|---|---|
| Analyst RatingConsensus buy/hold/sell | Hold | Buy |
| Price TargetConsensus 12-month target | $100.00 | $136.31 |
| # AnalystsCovering analysts | 27 | 64 |
| Dividend YieldAnnual dividend ÷ price | +0.0% | +0.7% |
| Dividend StreakConsecutive years of raises | 4 | 37 |
| Dividend / ShareAnnual DPS | $0.00 | $0.94 |
| Buyback YieldShare repurchases ÷ mkt cap | +1.7% | +0.8% |
Historical Charts
Charts are rendered on first load. Hover for details.
Chart 1Total Return — 5 Years (Rebased to 100)
| Stock | Mar 20 | Feb 26 | Change |
|---|---|---|---|
| BJ's Wholesale Club… (BJ) | 100 | 438.27 | +338.3% |
| Walmart Inc. (WMT) | 100 | 321.15 | +221.1% |
Walmart Inc. (WMT) returned +201% over 5 years vs BJ's Wholesale Club… (BJ)'s +148%. A $10,000 investment in WMT 5 years ago would be worth $30,135 today (including dividends reinvested).
Chart 2Revenue Growth — 10 Years
| Stock | 2017 | 2026 | Change |
|---|---|---|---|
| BJ's Wholesale Club… (BJ) | $12.8B | $20.5B | +60.7% |
| Walmart Inc. (WMT) | $485.9B | $713.2B | +46.8% |
Walmart Inc.'s revenue grew from $485.9B (2017) to $713.2B (2026) — a 4.4% CAGR.
Chart 3Net Margin Trend — 10 Years
| Stock | 2017 | 2026 | Change |
|---|---|---|---|
| BJ's Wholesale Club… (BJ) | 0.4% | 2.6% | +560.9% |
| Walmart Inc. (WMT) | 2.8% | 3.1% | +9.3% |
Walmart Inc.'s net margin went from 3% (2017) to 3% (2026).
Chart 4P/E Ratio History — 10 Years
| Stock | 2017 | 2026 | Change |
|---|---|---|---|
| BJ's Wholesale Club… (BJ) | 21.1 | 22.3 | +5.7% |
| Walmart Inc. (WMT) | 22.5 | 46.9 | +108.4% |
BJ's Wholesale Club Holdings, Inc. has traded in a 12x–22x P/E range over 7 years; current trailing P/E is ~25x. Walmart Inc. has traded in a 23x–53x P/E range over 10 years; current trailing P/E is ~47x.
Chart 5EPS Growth — 10 Years
| Stock | 2017 | 2026 | Change |
|---|---|---|---|
| BJ's Wholesale Club… (BJ) | 0.38 | 4 | +952.6% |
| Walmart Inc. (WMT) | 1.46 | 2.73 | +87.0% |
Walmart Inc.'s EPS grew from $1.46 (2017) to $2.73 (2026) — a 7% CAGR.
Chart 6Free Cash Flow — 5 Years
BJ's Wholesale Club Holdings, Inc. generated $313M FCF in 2024 (-41% vs 2021). Walmart Inc. generated $42B FCF in 2026 (+61% vs 2021).
BJ vs WMT: Frequently Asked Questions
9 questions · data-driven answers · updated daily
01Is BJ or WMT a better buy right now?
BJ's Wholesale Club Holdings, Inc. (BJ) offers the better valuation at 24.7x trailing P/E (22.6x forward), making it the more compelling value choice. Analysts rate Walmart Inc. (WMT) a "Buy" — based on 64 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — BJ or WMT?
On trailing P/E, BJ's Wholesale Club Holdings, Inc. (BJ) is the cheapest at 24.7x versus Walmart Inc. at 46.9x. On forward P/E, BJ's Wholesale Club Holdings, Inc. is actually cheaper at 22.6x. The PEG ratio (P/E divided by earnings growth rate) is the most growth-adjusted single valuation metric: BJ's Wholesale Club Holdings, Inc. wins at 0.93x versus Walmart Inc.'s 3.98x — a PEG below 1.0 traditionally signals the market is underpricing earnings growth.
03Which is the better long-term investment — BJ or WMT?
Over the past 5 years, Walmart Inc. (WMT) delivered a total return of +201.3%, compared to +148.2% for BJ's Wholesale Club Holdings, Inc. (BJ). A $10,000 investment in WMT five years ago would be worth approximately $30K today (assuming dividends reinvested). Over 10 years, the gap is even starker: WMT returned +512.5% versus BJ's +349.0%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — BJ or WMT?
By beta (market sensitivity over 5 years), BJ's Wholesale Club Holdings, Inc. (BJ) is the lower-risk stock at -0.10β versus Walmart Inc.'s 0.53β — meaning WMT is approximately -640% more volatile than BJ relative to the S&P 500. On balance sheet safety, Walmart Inc. (WMT) carries a lower debt/equity ratio of 67% versus 154% for BJ's Wholesale Club Holdings, Inc. — giving it more financial flexibility in a downturn.
05Which has better profit margins — BJ or WMT?
Walmart Inc. (WMT) is the more profitable company, earning 3.1% net margin versus 2.6% for BJ's Wholesale Club Holdings, Inc. — meaning it keeps 3.1% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: WMT leads at 4.2% versus 3.8% for BJ. At the gross margin level — before operating expenses — WMT leads at 24.9%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
06Is BJ or WMT more undervalued right now?
The PEG ratio (forward P/E divided by expected earnings growth rate) is the most precise measure of undervaluation relative to growth potential. By this metric, BJ's Wholesale Club Holdings, Inc. (BJ) is the more undervalued stock at a PEG of 0.93x versus Walmart Inc.'s 3.98x. A PEG below 1.0 is traditionally considered the threshold for growth-adjusted undervaluation. On forward earnings alone, BJ's Wholesale Club Holdings, Inc. (BJ) trades at 22.6x forward P/E versus 43.8x for Walmart Inc. — 21.1x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for WMT: 6.5% to $136.31.
07Which pays a better dividend — BJ or WMT?
In this comparison, WMT (0.7% yield) pays a dividend. BJ does not pay a meaningful dividend and should not be held primarily for income.
08Is BJ or WMT better for a retirement portfolio?
For long-horizon retirement investors, Walmart Inc. (WMT) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0.53), 0.7% yield, +512.5% 10Y return). Both have compounded well over 10 years (WMT: +512.5%, BJ: +349.0%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
09What are the main differences between BJ and WMT?
Both stocks operate in the Consumer Defensive sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both. WMT pays a dividend while BJ does not, making them suitable for different income and tax situations. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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