Comprehensive Stock Comparison
Compare Yalla Group Limited (YALA) vs SAP SE (SAP) Stock
Analyze side-by-side fundamentals, valuation, growth, and profitability to decide which stock is the better buy.
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Quick Verdict
| Category | Winner | Why |
|---|---|---|
| Growth | YALA | 6.5% revenue growth vs SAP's 3.4% |
| Value | YALA | Lower P/E (8.0x vs 27.8x), PEG 0.29 vs 4.20 |
| Quality / Margins | YALA | 42.3% net margin vs SAP's 19.9% |
| Stability / Safety | YALA | Beta 0.62 vs SAP's 0.86, lower leverage |
| Dividends | SAP | 1.3% yield; 2-year raise streak; YALA pays no meaningful dividend |
| Momentum (1Y) | YALA | +79.7% vs SAP's -25.8% |
| Efficiency (ROA) | YALA | 17.0% ROA vs SAP's 10.4%, ROIC 39.3% vs 16.1% |
Who Each Stock Is For
Income & stability
Growth exposure
Long-term compounding (10Y)
Sleep-well-at-night portfolio
Valuation efficiency (growth/$)
Defensive / Recession hedge
Business Model
What each company does and how it makes money
Yalla Group operates a voice-centric social networking and entertainment platform primarily serving the Middle East and North Africa region. It generates revenue through in-app purchases of virtual items and premium features within its chat rooms and casual games — with the social entertainment segment contributing the majority of sales. The company's key advantage is its deep cultural understanding and localization for Arabic-speaking users, creating a sticky ecosystem where voice-based social interaction drives engagement.
SAP is a global enterprise software company that provides business applications, technology platforms, and cloud services for organizations worldwide. It generates revenue primarily through software licenses and cloud subscriptions — with cloud services now representing over 40% of total revenue — along with consulting and support services. The company's key advantage is its deep integration across business functions — from finance to supply chain to HR — creating switching costs and network effects within its large enterprise customer base.
Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
Financial Metrics Comparison
Side-by-side fundamentals across 2 stocks. BestLagging
Financial Scorecard
YALA leads in 3 of 6 categories (Valuation Metrics, Profitability & Efficiency). SAP leads in 2 (Total Returns, Analyst Outlook). 1 tied.
Financial Metrics (TTM)
SAP is the larger business by revenue, generating $36.7B annually — 105.2x YALA's $349M. YALA is the more profitable business, keeping 42.3% of every revenue dollar as net income compared to SAP's 19.9%.
| Metric | YALAYalla Group Limit… | SAPSAP SE |
|---|---|---|
| RevenueTrailing 12 months | $349M | $36.7B |
| EBITDAEarnings before interest/tax | $127M | $11.5B |
| Net IncomeAfter-tax profit | $148M | $7.3B |
| Free Cash FlowCash after capex | $0 | $8.4B |
| Gross MarginGross profit ÷ Revenue | +66.6% | +73.3% |
| Operating MarginEBIT ÷ Revenue | +36.0% | +27.0% |
| Net MarginNet income ÷ Revenue | +42.3% | +19.9% |
| FCF MarginFCF ÷ Revenue | +50.6% | +22.9% |
| Rev. Growth (YoY)Latest quarter vs prior year | +0.8% | +2.3% |
| EPS Growth (YoY)Latest quarter vs prior year | +4.5% | +14.7% |
Valuation Metrics
At 9.6x trailing earnings, YALA trades at a 66% valuation discount to SAP's 28.5x P/E. Adjusting for growth (PEG ratio), YALA offers better value at 0.35x vs SAP's 4.32x — a lower PEG means you pay less per unit of expected earnings growth.
| Metric | YALAYalla Group Limit… | SAPSAP SE |
|---|---|---|
| Market CapShares × price | $175M | $234.7B |
| Enterprise ValueMkt cap + debt − cash | -$312M | $234.5B |
| Trailing P/EPrice ÷ TTM EPS | 9.57x | 28.52x |
| Forward P/EPrice ÷ next-FY EPS est. | 8.05x | 27.77x |
| PEG RatioP/E ÷ EPS growth rate | 0.35x | 4.32x |
| EV / EBITDAEnterprise value multiple | -2.54x | 17.84x |
| Price / SalesMarket cap ÷ Revenue | 0.52x | 5.63x |
| Price / BookPrice ÷ Book value/share | 1.86x | 4.44x |
| Price / FCFMarket cap ÷ FCF | 1.02x | 25.07x |
Profitability & Efficiency
YALA delivers a 19.0% return on equity — every $100 of shareholder capital generates $19 in annual profit, vs $16 for SAP. YALA carries lower financial leverage with a 0.00x debt-to-equity ratio, signaling a more conservative balance sheet compared to SAP's 0.18x. On the Piotroski fundamental quality scale (0–9), SAP scores 9/9 vs YALA's 5/9, reflecting strong financial health.
| Metric | YALAYalla Group Limit… | SAPSAP SE |
|---|---|---|
| ROE (TTM)Return on equity | +19.0% | +16.2% |
| ROA (TTM)Return on assets | +17.0% | +10.4% |
| ROICReturn on invested capital | +39.3% | +16.1% |
| ROCEReturn on capital employed | +19.2% | +18.3% |
| Piotroski ScoreFundamental quality 0–9 | 5 | 9 |
| Debt / EquityFinancial leverage | 0.00x | 0.18x |
| Net DebtTotal debt minus cash | -$487M | -$149M |
| Cash & Equiv.Liquid assets | $488M | $8.2B |
| Total DebtShort + long-term debt | $1M | $8.1B |
| Interest CoverageEBIT ÷ Interest expense | — | 8.94x |
Total Returns (with DRIP)
A $10,000 investment in SAP five years ago would be worth $17,166 today (with dividends reinvested), compared to $2,750 for YALA. Over the past 12 months, YALA leads with a +79.7% total return vs SAP's -25.8%. The 3-year compound annual growth rate (CAGR) favors SAP at 22.4% vs YALA's 17.6% — a key indicator of consistent wealth creation.
| Metric | YALAYalla Group Limit… | SAPSAP SE |
|---|---|---|
| YTD ReturnYear-to-date | +0.3% | -14.9% |
| 1-Year ReturnPast 12 months | +79.7% | -25.8% |
| 3-Year ReturnCumulative with dividends | +62.8% | +83.4% |
| 5-Year ReturnCumulative with dividends | -72.5% | +71.7% |
| 10-Year ReturnCumulative with dividends | +1.1% | +193.8% |
| CAGR (3Y)Annualised 3-year return | +17.6% | +22.4% |
Risk & Volatility
YALA is the less volatile stock with a 0.62 beta — it tends to amplify market swings less than SAP's 0.86 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. YALA currently trades 76.2% from its 52-week high vs SAP's 64.3% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | YALAYalla Group Limit… | SAPSAP SE |
|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 0.62x | 0.86x |
| 52-Week HighHighest price in past year | $9.29 | $313.28 |
| 52-Week LowLowest price in past year | $3.83 | $189.22 |
| % of 52W HighCurrent price vs 52-week peak | +76.2% | +64.3% |
| RSI (14)Momentum oscillator 0–100 | 54.4 | 45.3 |
| Avg Volume (50D)Average daily shares traded | 233K | 2.4M |
Analyst Outlook
Wall Street rates YALA as "Buy" and SAP as "Buy". SAP is the only dividend payer here at 1.31% yield — a key consideration for income-focused portfolios.
| Metric | YALAYalla Group Limit… | SAPSAP SE |
|---|---|---|
| Analyst RatingConsensus buy/hold/sell | Buy | Buy |
| Price TargetConsensus 12-month target | — | $415.33 |
| # AnalystsCovering analysts | 2 | 43 |
| Dividend YieldAnnual dividend ÷ price | — | +1.3% |
| Dividend StreakConsecutive years of raises | 0 | 2 |
| Dividend / ShareAnnual DPS | — | $2.24 |
| Buyback YieldShare repurchases ÷ mkt cap | +7.9% | +0.9% |
Historical Charts
Charts are rendered on first load. Hover for details.
Chart 1Total Return — 5 Years (Rebased to 100)
| Stock | Sep 20 | Feb 26 | Change |
|---|---|---|---|
| Yalla Group Limited (YALA) | 100 | 100.14 | +0.1% |
| SAP SE (SAP) | 100 | 132.15 | +32.1% |
SAP SE (SAP) returned +72% over 5 years vs Yalla Group Limited (YALA)'s -73%. A $10,000 investment in SAP 5 years ago would be worth $17,166 today (including dividends reinvested).
Chart 2Revenue Growth — 10 Years
| Stock | 2016 | 2025 | Change |
|---|---|---|---|
| Yalla Group Limited (YALA) | $42M | $340M | +701.7% |
| SAP SE (SAP) | $22.1B | $35.3B | +60.2% |
SAP SE's revenue grew from $22.1B (2016) to $35.3B (2025) — a 5.4% CAGR.
Chart 3Net Margin Trend — 10 Years
| Stock | 2016 | 2025 | Change |
|---|---|---|---|
| Yalla Group Limited (YALA) | 47.8% | 39.9% | -16.4% |
| SAP SE (SAP) | 16.5% | 19.9% | +20.6% |
SAP SE's net margin went from 17% (2016) to 20% (2025).
Chart 4P/E Ratio History — 9 Years
| Stock | 2017 | 2025 | Change |
|---|---|---|---|
| Yalla Group Limited (YALA) | 14.6 | 5.5 | -62.3% |
| SAP SE (SAP) | 33.5 | 40.6 | +21.2% |
Yalla Group Limited has traded in a 6x–15x P/E range over 4 years; current trailing P/E is ~10x. SAP SE has traded in a 29x–93x P/E range over 9 years; current trailing P/E is ~29x.
Chart 5EPS Growth — 10 Years
| Stock | 2016 | 2025 | Change |
|---|---|---|---|
| Yalla Group Limited (YALA) | 0.27 | 0.74 | +174.1% |
| SAP SE (SAP) | 3.03 | 5.99 | +97.7% |
SAP SE's EPS grew from $3.03 (2016) to $5.99 (2025) — a 8% CAGR.
Chart 6Free Cash Flow — 5 Years
Yalla Group Limited generated $172M FCF in 2024 (+20% vs 2021). SAP SE generated $8B FCF in 2025 (+44% vs 2021).
YALA vs SAP: Frequently Asked Questions
9 questions · data-driven answers · updated daily
01Is YALA or SAP a better buy right now?
Yalla Group Limited (YALA) offers the better valuation at 9.6x trailing P/E (8.0x forward), making it the more compelling value choice. Analysts rate Yalla Group Limited (YALA) a "Buy" — based on 2 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — YALA or SAP?
On trailing P/E, Yalla Group Limited (YALA) is the cheapest at 9.6x versus SAP SE at 28.5x. On forward P/E, Yalla Group Limited is actually cheaper at 8.0x. The PEG ratio (P/E divided by earnings growth rate) is the most growth-adjusted single valuation metric: Yalla Group Limited wins at 0.29x versus SAP SE's 4.20x — a PEG below 1.0 traditionally signals the market is underpricing earnings growth.
03Which is the better long-term investment — YALA or SAP?
Over the past 5 years, SAP SE (SAP) delivered a total return of +71.7%, compared to -72.5% for Yalla Group Limited (YALA). A $10,000 investment in SAP five years ago would be worth approximately $17K today (assuming dividends reinvested). Over 10 years, the gap is even starker: SAP returned +193.8% versus YALA's +1.1%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — YALA or SAP?
By beta (market sensitivity over 5 years), Yalla Group Limited (YALA) is the lower-risk stock at 0.62β versus SAP SE's 0.86β — meaning SAP is approximately 38% more volatile than YALA relative to the S&P 500. On balance sheet safety, Yalla Group Limited (YALA) carries a lower debt/equity ratio of 0% versus 18% for SAP SE — giving it more financial flexibility in a downturn.
05Which has better profit margins — YALA or SAP?
Yalla Group Limited (YALA) is the more profitable company, earning 39.9% net margin versus 19.9% for SAP SE — meaning it keeps 39.9% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: YALA leads at 35.7% versus 28.0% for SAP. At the gross margin level — before operating expenses — SAP leads at 73.5%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
06Is YALA or SAP more undervalued right now?
The PEG ratio (forward P/E divided by expected earnings growth rate) is the most precise measure of undervaluation relative to growth potential. By this metric, Yalla Group Limited (YALA) is the more undervalued stock at a PEG of 0.29x versus SAP SE's 4.20x. A PEG below 1.0 is traditionally considered the threshold for growth-adjusted undervaluation. On forward earnings alone, Yalla Group Limited (YALA) trades at 8.0x forward P/E versus 27.8x for SAP SE — 19.7x cheaper on a one-year earnings basis.
07Which pays a better dividend — YALA or SAP?
In this comparison, SAP (1.3% yield) pays a dividend. YALA does not pay a meaningful dividend and should not be held primarily for income.
08Is YALA or SAP better for a retirement portfolio?
For long-horizon retirement investors, SAP SE (SAP) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0.86), 1.3% yield, +193.8% 10Y return). Both have compounded well over 10 years (SAP: +193.8%, YALA: +1.1%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
09What are the main differences between YALA and SAP?
Both stocks operate in the Technology sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both. In terms of investment character: YALA is a small-cap deep-value stock; SAP is a large-cap quality compounder stock. SAP pays a dividend while YALA does not, making them suitable for different income and tax situations. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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