Comprehensive Stock Comparison
Compare Agilysys, Inc. (AGYS) vs Tyler Technologies, Inc. (TYL) Stock
Analyze side-by-side fundamentals, valuation, growth, and profitability to decide which stock is the better buy.
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Quick Verdict
| Category | Winner | Why |
|---|---|---|
| Growth | AGYS | 16.1% revenue growth vs TYL's 9.5% |
| Value | TYL | Lower P/E (28.3x vs 43.6x) |
| Quality / Margins | TYL | 13.5% net margin vs AGYS's 9.8% |
| Stability / Safety | TYL | Beta 0.68 vs AGYS's 1.04 |
| Dividends | Tie | Neither pays a meaningful dividend |
| Momentum (1Y) | AGYS | -10.9% vs TYL's -41.7% |
| Efficiency (ROA) | AGYS | 6.4% ROA vs TYL's 5.6%, ROIC 9.5% vs 6.7% |
Who Each Stock Is For
Income & stability
Growth exposure
Long-term compounding (10Y)
Sleep-well-at-night portfolio
Defensive / Recession hedge
Business Model
What each company does and how it makes money
Agilysys is a technology provider that develops and markets hardware and software solutions specifically for the hospitality industry. It generates revenue through software license sales, subscription services, maintenance contracts, and professional services — with recurring revenue from subscriptions and support forming a significant portion. The company's competitive advantage lies in its deep specialization in hospitality technology, offering integrated solutions that span point-of-sale, property management, inventory, and payments systems tailored to this specific vertical.
Tyler Technologies is a software company that provides integrated information management solutions exclusively for the public sector — including government agencies, courts, schools, and utilities. It generates revenue primarily through enterprise software licensing and maintenance fees (roughly 70% of revenue), appraisal and tax software services (about 20%), and digital government services through its NIC segment (around 10%). The company's key competitive advantage is its deep specialization in public sector workflows — creating high switching costs through mission-critical, integrated systems that span entire government operations.
Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
Financial Metrics Comparison
Side-by-side fundamentals across 2 stocks. BestLagging
Financial Scorecard
TYL leads in 3 of 6 categories (Valuation Metrics, Risk & Volatility). AGYS leads in 1 (Profitability & Efficiency). 2 tied.
Financial Metrics (TTM)
TYL is the larger business by revenue, generating $2.3B annually — 7.5x AGYS's $311M. Profitability is closely matched — net margins range from 13.5% (TYL) to 9.8% (AGYS). On growth, AGYS holds the edge at +15.6% YoY revenue growth, suggesting stronger near-term business momentum.
| Metric | AGYSAgilysys, Inc. | TYLTyler Technologie… |
|---|---|---|
| RevenueTrailing 12 months | $311M | $2.3B |
| EBITDAEarnings before interest/tax | $43M | $462M |
| Net IncomeAfter-tax profit | $30M | $316M |
| Free Cash FlowCash after capex | $59M | $638M |
| Gross MarginGross profit ÷ Revenue | +60.9% | +45.3% |
| Operating MarginEBIT ÷ Revenue | +10.6% | +15.3% |
| Net MarginNet income ÷ Revenue | +9.8% | +13.5% |
| FCF MarginFCF ÷ Revenue | +19.1% | +27.3% |
| Rev. Growth (YoY)Latest quarter vs prior year | +15.6% | +6.3% |
| EPS Growth (YoY)Latest quarter vs prior year | +150.0% | +0.7% |
Valuation Metrics
At 58.6x trailing earnings, TYL trades at a 33% valuation discount to AGYS's 88.0x P/E. On an enterprise value basis, TYL's 33.5x EV/EBITDA is more attractive than AGYS's 65.4x.
| Metric | AGYSAgilysys, Inc. | TYLTyler Technologie… |
|---|---|---|
| Market CapShares × price | $2.0B | $15.3B |
| Enterprise ValueMkt cap + debt − cash | $2.0B | $15.2B |
| Trailing P/EPrice ÷ TTM EPS | 88.01x | 58.63x |
| Forward P/EPrice ÷ next-FY EPS est. | 43.62x | 28.29x |
| PEG RatioP/E ÷ EPS growth rate | — | 5.51x |
| EV / EBITDAEnterprise value multiple | 65.44x | 33.54x |
| Price / SalesMarket cap ÷ Revenue | 7.36x | 7.14x |
| Price / BookPrice ÷ Book value/share | 7.67x | 4.55x |
| Price / FCFMarket cap ÷ FCF | 38.74x | 25.26x |
Profitability & Efficiency
AGYS delivers a 9.7% return on equity — every $100 of shareholder capital generates $10 in annual profit, vs $6 for TYL. AGYS carries lower financial leverage with a 0.18x debt-to-equity ratio, signaling a more conservative balance sheet compared to TYL's 0.19x. On the Piotroski fundamental quality scale (0–9), TYL scores 7/9 vs AGYS's 4/9, reflecting strong financial health.
| Metric | AGYSAgilysys, Inc. | TYLTyler Technologie… |
|---|---|---|
| ROE (TTM)Return on equity | +9.7% | +5.6% |
| ROA (TTM)Return on assets | +6.4% | +5.6% |
| ROICReturn on invested capital | +9.5% | +6.7% |
| ROCEReturn on capital employed | +7.7% | +7.7% |
| Piotroski ScoreFundamental quality 0–9 | 4 | 7 |
| Debt / EquityFinancial leverage | 0.18x | 0.19x |
| Net DebtTotal debt minus cash | -$26M | -$106M |
| Cash & Equiv.Liquid assets | $73M | $745M |
| Total DebtShort + long-term debt | $47M | $638M |
| Interest CoverageEBIT ÷ Interest expense | 55.21x | 124.09x |
Total Returns (with DRIP)
A $10,000 investment in AGYS five years ago would be worth $11,472 today (with dividends reinvested), compared to $7,435 for TYL. Over the past 12 months, AGYS leads with a -10.9% total return vs TYL's -41.7%. The 3-year compound annual growth rate (CAGR) favors TYL at 3.4% vs AGYS's -3.3% — a key indicator of consistent wealth creation.
| Metric | AGYSAgilysys, Inc. | TYLTyler Technologie… |
|---|---|---|
| YTD ReturnYear-to-date | -37.5% | -18.6% |
| 1-Year ReturnPast 12 months | -10.9% | -41.7% |
| 3-Year ReturnCumulative with dividends | -9.7% | +10.4% |
| 5-Year ReturnCumulative with dividends | +14.7% | -25.6% |
| 10-Year ReturnCumulative with dividends | +590.6% | +194.8% |
| CAGR (3Y)Annualised 3-year return | -3.3% | +3.4% |
Risk & Volatility
TYL is the less volatile stock with a 0.68 beta — it tends to amplify market swings less than AGYS's 1.04 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. TYL currently trades 56.6% from its 52-week high vs AGYS's 49.7% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | AGYSAgilysys, Inc. | TYLTyler Technologie… |
|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 1.04x | 0.68x |
| 52-Week HighHighest price in past year | $145.25 | $626.56 |
| 52-Week LowLowest price in past year | $63.71 | $283.72 |
| % of 52W HighCurrent price vs 52-week peak | +49.7% | +56.6% |
| RSI (14)Momentum oscillator 0–100 | 28.0 | 48.7 |
| Avg Volume (50D)Average daily shares traded | 271K | 513K |
Analyst Outlook
Wall Street rates AGYS as "Buy" and TYL as "Buy". Consensus price targets imply 92.3% upside for AGYS (target: $139) vs 33.6% for TYL (target: $474).
| Metric | AGYSAgilysys, Inc. | TYLTyler Technologie… |
|---|---|---|
| Analyst RatingConsensus buy/hold/sell | Buy | Buy |
| Price TargetConsensus 12-month target | $138.75 | $473.91 |
| # AnalystsCovering analysts | 8 | 35 |
| Dividend YieldAnnual dividend ÷ price | — | — |
| Dividend StreakConsecutive years of raises | 0 | 1 |
| Dividend / ShareAnnual DPS | — | — |
| Buyback YieldShare repurchases ÷ mkt cap | +0.1% | 0.0% |
Historical Charts
Charts are rendered on first load. Hover for details.
Chart 1Total Return — 5 Years (Rebased to 100)
| Stock | Mar 20 | Feb 26 | Change |
|---|---|---|---|
| Agilysys, Inc. (AGYS) | 100 | 275.46 | +175.5% |
| Tyler Technologies,… (TYL) | 100 | 109.41 | +9.4% |
Agilysys, Inc. (AGYS) returned +15% over 5 years vs Tyler Technologies,… (TYL)'s -26%. A $10,000 investment in AGYS 5 years ago would be worth $11,472 today (including dividends reinvested).
Chart 2Revenue Growth — 10 Years
| Stock | 2015 | 2024 | Change |
|---|---|---|---|
| Agilysys, Inc. (AGYS) | $120M | $276M | +129.0% |
| Tyler Technologies,… (TYL) | $591M | $2.1B | +261.7% |
Agilysys, Inc.'s revenue grew from $120M (2015) to $276M (2024) — a 9.6% CAGR. Tyler Technologies, Inc.'s revenue grew from $591M (2015) to $2.1B (2024) — a 15.4% CAGR.
Chart 3Net Margin Trend — 10 Years
| Stock | 2015 | 2024 | Change |
|---|---|---|---|
| Agilysys, Inc. (AGYS) | -3.1% | 8.4% | +369.4% |
| Tyler Technologies,… (TYL) | 11.0% | 12.3% | +12.1% |
Agilysys, Inc.'s net margin went from -3% (2015) to 8% (2024). Tyler Technologies, Inc.'s net margin went from 11% (2015) to 12% (2024).
Chart 4P/E Ratio History — 8 Years
| Stock | 2017 | 2024 | Change |
|---|---|---|---|
| Agilysys, Inc. (AGYS) | 247 | 160.6 | -35.0% |
| Tyler Technologies,… (TYL) | 41 | 95.3 | +132.4% |
Agilysys, Inc. has traded in a 27x–247x P/E range over 4 years; current trailing P/E is ~88x. Tyler Technologies, Inc. has traded in a 41x–141x P/E range over 8 years; current trailing P/E is ~59x.
Chart 5EPS Growth — 10 Years
| Stock | 2015 | 2024 | Change |
|---|---|---|---|
| Agilysys, Inc. (AGYS) | -0.17 | 0.82 | +582.4% |
| Tyler Technologies,… (TYL) | 1.77 | 6.05 | +241.8% |
Agilysys, Inc.'s EPS grew from $-0.17 (2015) to $0.82 (2024). Tyler Technologies, Inc.'s EPS grew from $1.77 (2015) to $6.05 (2024) — a 15% CAGR.
Chart 6Free Cash Flow — 5 Years
Agilysys, Inc. generated $52M FCF in 2024 (+92% vs 2021). Tyler Technologies, Inc. generated $604M FCF in 2024 (+91% vs 2021).
AGYS vs TYL: Frequently Asked Questions
9 questions · data-driven answers · updated daily
01Is AGYS or TYL a better buy right now?
Tyler Technologies, Inc. (TYL) offers the better valuation at 58.6x trailing P/E (28.3x forward), making it the more compelling value choice. Analysts rate Agilysys, Inc. (AGYS) a "Buy" — based on 8 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — AGYS or TYL?
On trailing P/E, Tyler Technologies, Inc. (TYL) is the cheapest at 58.6x versus Agilysys, Inc. at 88.0x. On forward P/E, Tyler Technologies, Inc. is actually cheaper at 28.3x.
03Which is the better long-term investment — AGYS or TYL?
Over the past 5 years, Agilysys, Inc. (AGYS) delivered a total return of +14.7%, compared to -25.6% for Tyler Technologies, Inc. (TYL). A $10,000 investment in AGYS five years ago would be worth approximately $11K today (assuming dividends reinvested). Over 10 years, the gap is even starker: AGYS returned +590.6% versus TYL's +194.8%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — AGYS or TYL?
By beta (market sensitivity over 5 years), Tyler Technologies, Inc. (TYL) is the lower-risk stock at 0.68β versus Agilysys, Inc.'s 1.04β — meaning AGYS is approximately 52% more volatile than TYL relative to the S&P 500. On balance sheet safety, Agilysys, Inc. (AGYS) carries a lower debt/equity ratio of 18% versus 19% for Tyler Technologies, Inc. — giving it more financial flexibility in a downturn.
05Which has better profit margins — AGYS or TYL?
Tyler Technologies, Inc. (TYL) is the more profitable company, earning 12.3% net margin versus 8.4% for Agilysys, Inc. — meaning it keeps 12.3% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: TYL leads at 14.0% versus 8.2% for AGYS. At the gross margin level — before operating expenses — AGYS leads at 62.4%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
06Is AGYS or TYL more undervalued right now?
On forward earnings alone, Tyler Technologies, Inc. (TYL) trades at 28.3x forward P/E versus 43.6x for Agilysys, Inc. — 15.3x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for AGYS: 92.3% to $138.75.
07Which pays a better dividend — AGYS or TYL?
None of the stocks in this comparison currently pay a material dividend. All are effectively zero-yield and should be held for capital appreciation rather than income.
08Is AGYS or TYL better for a retirement portfolio?
For long-horizon retirement investors, Tyler Technologies, Inc. (TYL) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0.68), +194.8% 10Y return). Both have compounded well over 10 years (TYL: +194.8%, AGYS: +590.6%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
09What are the main differences between AGYS and TYL?
Both stocks operate in the Technology sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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