Comprehensive Stock Comparison
Compare Compass, Inc. (COMP) vs Tyler Technologies, Inc. (TYL) Stock
Analyze side-by-side fundamentals, valuation, growth, and profitability to decide which stock is the better buy.
Selected Stocks
Add up to 10 tickers. Use presets or search to get started.
Quick Verdict
| Category | Winner | Why |
|---|---|---|
| Growth | COMP | 104.0% revenue growth vs TYL's 9.5% |
| Value | TYL | Lower P/E (28.3x vs 56.2x) |
| Quality / Margins | TYL | 13.5% net margin vs COMP's -0.8% |
| Stability / Safety | TYL | Beta 0.68 vs COMP's 0.94, lower leverage |
| Dividends | Tie | Neither pays a meaningful dividend |
| Momentum (1Y) | COMP | +8.5% vs TYL's -41.7% |
| Efficiency (ROA) | TYL | 5.6% ROA vs COMP's -3.8%, ROIC 6.7% vs -7.7% |
Who Each Stock Is For
Income & stability
Growth exposure
Long-term compounding (10Y)
Sleep-well-at-night portfolio
Defensive / Recession hedge
Business Model
What each company does and how it makes money
Compass is a technology-powered real estate brokerage that operates a cloud-based platform for agents to manage their business and serve clients. It makes money primarily through real estate transaction commissions — typically a percentage of home sale prices — with its platform serving to attract and retain top-performing agents. Its key advantage is its integrated software suite that streamlines agent workflows, creating a technology moat that traditional brokerages lack.
Tyler Technologies is a software company that provides integrated information management solutions exclusively for the public sector — including government agencies, courts, schools, and utilities. It generates revenue primarily through enterprise software licensing and maintenance fees (roughly 70% of revenue), appraisal and tax software services (about 20%), and digital government services through its NIC segment (around 10%). The company's key competitive advantage is its deep specialization in public sector workflows — creating high switching costs through mission-critical, integrated systems that span entire government operations.
Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
Segment breakdown not available.
Financial Metrics Comparison
Side-by-side fundamentals across 2 stocks. BestLagging
Financial Scorecard
TYL leads in 2 of 6 categories (Financial Metrics, Profitability & Efficiency). COMP leads in 1 (Total Returns). 2 tied.
Financial Metrics (TTM)
COMP is the larger business by revenue, generating $7.0B annually — 3.0x TYL's $2.3B. TYL is the more profitable business, keeping 13.5% of every revenue dollar as net income compared to COMP's -0.8%. On growth, COMP holds the edge at +23.1% YoY revenue growth, suggesting stronger near-term business momentum.
| Metric | COMPCompass, Inc. | TYLTyler Technologie… |
|---|---|---|
| RevenueTrailing 12 months | $7.0B | $2.3B |
| EBITDAEarnings before interest/tax | $49M | $462M |
| Net IncomeAfter-tax profit | -$59M | $316M |
| Free Cash FlowCash after capex | $203M | $638M |
| Gross MarginGross profit ÷ Revenue | +18.4% | +45.3% |
| Operating MarginEBIT ÷ Revenue | -0.9% | +15.3% |
| Net MarginNet income ÷ Revenue | -0.8% | +13.5% |
| FCF MarginFCF ÷ Revenue | +2.9% | +27.3% |
| Rev. Growth (YoY)Latest quarter vs prior year | +23.1% | +6.3% |
| EPS Growth (YoY)Latest quarter vs prior year | +12.5% | +0.7% |
Valuation Metrics
On an enterprise value basis, COMP's 23.1x EV/EBITDA is more attractive than TYL's 33.5x.
| Metric | COMPCompass, Inc. | TYLTyler Technologie… |
|---|---|---|
| Market CapShares × price | $5.4B | $15.3B |
| Enterprise ValueMkt cap + debt − cash | $5.7B | $15.2B |
| Trailing P/EPrice ÷ TTM EPS | -28.68x | 58.63x |
| Forward P/EPrice ÷ next-FY EPS est. | 56.16x | 28.29x |
| PEG RatioP/E ÷ EPS growth rate | — | 5.51x |
| EV / EBITDAEnterprise value multiple | 23.15x | 33.54x |
| Price / SalesMarket cap ÷ Revenue | 0.47x | 7.14x |
| Price / BookPrice ÷ Book value/share | 7.08x | 4.55x |
| Price / FCFMarket cap ÷ FCF | 26.79x | 25.26x |
Profitability & Efficiency
TYL delivers a 5.6% return on equity — every $100 of shareholder capital generates $6 in annual profit, vs $-7 for COMP. TYL carries lower financial leverage with a 0.19x debt-to-equity ratio, signaling a more conservative balance sheet compared to COMP's 0.58x. On the Piotroski fundamental quality scale (0–9), TYL scores 7/9 vs COMP's 4/9, reflecting strong financial health.
| Metric | COMPCompass, Inc. | TYLTyler Technologie… |
|---|---|---|
| ROE (TTM)Return on equity | -7.4% | +5.6% |
| ROA (TTM)Return on assets | -3.8% | +5.6% |
| ROICReturn on invested capital | -7.7% | +6.7% |
| ROCEReturn on capital employed | -8.9% | +7.7% |
| Piotroski ScoreFundamental quality 0–9 | 4 | 7 |
| Debt / EquityFinancial leverage | 0.58x | 0.19x |
| Net DebtTotal debt minus cash | $255M | -$106M |
| Cash & Equiv.Liquid assets | $199M | $745M |
| Total DebtShort + long-term debt | $454M | $638M |
| Interest CoverageEBIT ÷ Interest expense | -3.44x | 124.09x |
Total Returns (with DRIP)
A $10,000 investment in TYL five years ago would be worth $7,435 today (with dividends reinvested), compared to $4,839 for COMP. Over the past 12 months, COMP leads with a +8.5% total return vs TYL's -41.7%. The 3-year compound annual growth rate (CAGR) favors COMP at 39.3% vs TYL's 3.4% — a key indicator of consistent wealth creation.
| Metric | COMPCompass, Inc. | TYLTyler Technologie… |
|---|---|---|
| YTD ReturnYear-to-date | -7.1% | -18.6% |
| 1-Year ReturnPast 12 months | +8.5% | -41.7% |
| 3-Year ReturnCumulative with dividends | +170.1% | +10.4% |
| 5-Year ReturnCumulative with dividends | -51.6% | -25.6% |
| 10-Year ReturnCumulative with dividends | -51.6% | +194.8% |
| CAGR (3Y)Annualised 3-year return | +39.3% | +3.4% |
Risk & Volatility
TYL is the less volatile stock with a 0.68 beta — it tends to amplify market swings less than COMP's 0.94 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. COMP currently trades 69.9% from its 52-week high vs TYL's 56.6% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | COMPCompass, Inc. | TYLTyler Technologie… |
|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 0.94x | 0.68x |
| 52-Week HighHighest price in past year | $13.96 | $626.56 |
| 52-Week LowLowest price in past year | $5.66 | $283.72 |
| % of 52W HighCurrent price vs 52-week peak | +69.9% | +56.6% |
| RSI (14)Momentum oscillator 0–100 | 38.0 | 48.7 |
| Avg Volume (50D)Average daily shares traded | 18.1M | 513K |
Analyst Outlook
Wall Street rates COMP as "Buy" and TYL as "Buy". Consensus price targets imply 53.8% upside for COMP (target: $15) vs 33.6% for TYL (target: $474).
| Metric | COMPCompass, Inc. | TYLTyler Technologie… |
|---|---|---|
| Analyst RatingConsensus buy/hold/sell | Buy | Buy |
| Price TargetConsensus 12-month target | $15.00 | $473.91 |
| # AnalystsCovering analysts | 10 | 35 |
| Dividend YieldAnnual dividend ÷ price | — | — |
| Dividend StreakConsecutive years of raises | — | 1 |
| Dividend / ShareAnnual DPS | — | — |
| Buyback YieldShare repurchases ÷ mkt cap | +0.1% | 0.0% |
Historical Charts
Charts are rendered on first load. Hover for details.
Chart 1Total Return — 5 Years (Rebased to 100)
| Stock | Apr 21 | Feb 26 | Change |
|---|---|---|---|
| Compass, Inc. (COMP) | 100 | 60.94 | -39.1% |
| Tyler Technologies,… (TYL) | 100 | 84.04 | -16.0% |
Tyler Technologies,… (TYL) returned -26% over 5 years vs Compass, Inc. (COMP)'s -52%.
Chart 2Revenue Growth — 10 Years
| Stock | 2016 | 2025 | Change |
|---|---|---|---|
| Compass, Inc. (COMP) | $885M | $11.5B | +1197.8% |
| Tyler Technologies,… (TYL) | $756M | $2.1B | +182.8% |
Chart 3Net Margin Trend — 10 Years
| Stock | 2016 | 2025 | Change |
|---|---|---|---|
| Compass, Inc. (COMP) | -25.3% | -2.0% | +91.9% |
| Tyler Technologies,… (TYL) | 14.5% | 12.3% | -15.3% |
Chart 4P/E Ratio History — 8 Years
| Stock | 2017 | 2024 | Change |
|---|---|---|---|
| Tyler Technologies,… (TYL) | 41 | 95.3 | +132.4% |
Tyler Technologies, Inc. has traded in a 41x–141x P/E range over 8 years; current trailing P/E is ~59x.
Chart 5EPS Growth — 10 Years
| Stock | 2016 | 2025 | Change |
|---|---|---|---|
| Compass, Inc. (COMP) | -0.63 | -0.34 | +46.0% |
| Tyler Technologies,… (TYL) | 2.92 | 6.05 | +107.2% |
Chart 6Free Cash Flow — 5 Years
Compass, Inc. generated $203M FCF in 2025 (+358% vs 2021). Tyler Technologies, Inc. generated $604M FCF in 2024 (+91% vs 2021).
COMP vs TYL: Frequently Asked Questions
9 questions · data-driven answers · updated daily
01Is COMP or TYL a better buy right now?
Tyler Technologies, Inc. (TYL) offers the better valuation at 58.6x trailing P/E (28.3x forward), making it the more compelling value choice. Analysts rate Compass, Inc. (COMP) a "Buy" — based on 10 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — COMP or TYL?
On forward P/E, Tyler Technologies, Inc. is actually cheaper at 28.3x.
03Which is the better long-term investment — COMP or TYL?
Over the past 5 years, Tyler Technologies, Inc. (TYL) delivered a total return of -25.6%, compared to -51.6% for Compass, Inc. (COMP). A $10,000 investment in TYL five years ago would be worth approximately $7K today (assuming dividends reinvested). Over 10 years, the gap is even starker: TYL returned +194.8% versus COMP's -51.6%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — COMP or TYL?
By beta (market sensitivity over 5 years), Tyler Technologies, Inc. (TYL) is the lower-risk stock at 0.68β versus Compass, Inc.'s 0.94β — meaning COMP is approximately 38% more volatile than TYL relative to the S&P 500. On balance sheet safety, Tyler Technologies, Inc. (TYL) carries a lower debt/equity ratio of 19% versus 58% for Compass, Inc. — giving it more financial flexibility in a downturn.
05Which has better profit margins — COMP or TYL?
Tyler Technologies, Inc. (TYL) is the more profitable company, earning 12.3% net margin versus -2.0% for Compass, Inc. — meaning it keeps 12.3% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: TYL leads at 14.0% versus -0.8% for COMP. At the gross margin level — before operating expenses — TYL leads at 41.0%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
06Is COMP or TYL more undervalued right now?
On forward earnings alone, Tyler Technologies, Inc. (TYL) trades at 28.3x forward P/E versus 56.2x for Compass, Inc. — 27.9x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for COMP: 53.8% to $15.00.
07Which pays a better dividend — COMP or TYL?
None of the stocks in this comparison currently pay a material dividend. All are effectively zero-yield and should be held for capital appreciation rather than income.
08Is COMP or TYL better for a retirement portfolio?
For long-horizon retirement investors, Tyler Technologies, Inc. (TYL) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0.68), +194.8% 10Y return). Both have compounded well over 10 years (TYL: +194.8%, COMP: -51.6%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
09What are the main differences between COMP and TYL?
Both stocks operate in the Technology sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
Find Stocks Like These
Explore pre-built screens for each stock's profile, or build a custom screen to find stocks that beat both.