Comprehensive Stock Comparison

Compare Marathon Digital Holdings, Inc. (MARA) vs Cipher Mining Inc. (CIFR) Stock

Analyze side-by-side fundamentals, valuation, growth, and profitability to decide which stock is the better buy.

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Quick Verdict

CategoryWinnerWhy
GrowthCIFR48.0% revenue growth vs MARA's 38.2%
Quality / MarginsMARA-144.6% net margin vs CIFR's -367.2%
Stability / SafetyMARABeta 2.26 vs CIFR's 2.81
DividendsTieNeither pays a meaningful dividend
Momentum (1Y)CIFR+282.4% vs MARA's -35.8%
Efficiency (ROA)MARA-17.1% ROA vs CIFR's -19.2%, ROIC -74.2% vs -15.8%
Bottom line: MARA leads in 3 of 6 categories, making it the stronger pick for investors who prioritize profitability and margin quality and capital preservation and lower volatility. Cipher Mining Inc. is the better choice for growth and revenue expansion and recent price momentum and sentiment. As direct sector peers, they can serve as alternatives in the same portfolio allocation.

Who Each Stock Is For

Income & stability

Growth exposure

Long-term compounding (10Y)

Sleep-well-at-night portfolio

Defensive / Recession hedge

Business Model

What each company does and how it makes money

MARAMarathon Digital Holdings, Inc.
Financial Services

Marathon Digital Holdings is a Bitcoin mining company that operates large-scale data centers to validate transactions and secure the Bitcoin network. It generates revenue primarily from block rewards — newly minted Bitcoin earned for solving complex cryptographic puzzles — and secondarily from transaction fees, with nearly all revenue coming from Bitcoin mining operations. The company's competitive advantage lies in its scale, low-cost energy contracts, and strategic geographic positioning which provide cost efficiency in an industry where electricity is the primary operational expense.

CIFRCipher Mining Inc.
Financial Services

Cipher Mining is a Bitcoin mining company that operates large-scale data centers to validate transactions and earn newly minted Bitcoin. It generates revenue primarily from Bitcoin mining rewards — which account for nearly all its income — with a small portion from transaction fees. The company's competitive advantage lies in its strategic access to low-cost renewable energy in Texas and its vertically integrated operations that control both mining hardware and infrastructure.

Revenue Breakdown by Segment

How each company's revenue is distributed across its business units

MARAMarathon Digital Holdings, Inc.
FY 2024
Hosting Services
100.0%$32M
CIFRCipher Mining Inc.
FY 2025
Bitcoin Mining
100.0%$224M

Financial Metrics Comparison

Side-by-side fundamentals across 2 stocks. BestLagging

Financial Scorecard

CIFR 2MARA 1
Financial MetricsMARA2/3 metrics
Valuation MetricsTie1/2 metrics
Profitability & EfficiencyCIFR4/7 metrics
Total ReturnsCIFR6/6 metrics
Risk & VolatilityTie1/2 metrics
Analyst Outlook0/0 metrics

CIFR leads in 2 of 6 categories (Profitability & Efficiency, Total Returns). MARA leads in 1 (Financial Metrics). 2 tied.

Financial Metrics (TTM)

MARA is the larger business by revenue, generating $907M annually — 4.1x CIFR's $224M. Profitability is closely matched — net margins range from -144.6% (MARA) to -3.7% (CIFR).

MetricMARAMarathon Digital …CIFRCipher Mining Inc.
RevenueTrailing 12 months$907M$224M
EBITDAEarnings before interest/tax-$451M$29M
Net IncomeAfter-tax profit-$1.3B-$822M
Free Cash FlowCash after capex-$821M-$696M
Gross MarginGross profit ÷ Revenue-60.5%
Operating MarginEBIT ÷ Revenue-135.0%-76.7%
Net MarginNet income ÷ Revenue-144.6%-3.7%
FCF MarginFCF ÷ Revenue-3.1%
Rev. Growth (YoY)Latest quarter vs prior year
EPS Growth (YoY)Latest quarter vs prior year-100.0%-36.6%
MARA leads this category, winning 2 of 3 comparable metrics.

Valuation Metrics

MetricMARAMarathon Digital …CIFRCipher Mining Inc.
Market CapShares × price$3.4B$6.3B
Enterprise ValueMkt cap + debt − cash$3.4B$5.7B
Trailing P/EPrice ÷ TTM EPS-2.42x-7.26x
Forward P/EPrice ÷ next-FY EPS est.
PEG RatioP/E ÷ EPS growth rate
EV / EBITDAEnterprise value multiple199.04x
Price / SalesMarket cap ÷ Revenue3.73x28.21x
Price / BookPrice ÷ Book value/share7.12x
Price / FCFMarket cap ÷ FCF
Evenly matched — MARA and CIFR each lead in 1 of 2 comparable metrics.

Profitability & Efficiency

On the Piotroski fundamental quality scale (0–9), CIFR scores 3/9 vs MARA's 2/9, reflecting mixed financial health.

MetricMARAMarathon Digital …CIFRCipher Mining Inc.
ROE (TTM)Return on equity-98.4%
ROA (TTM)Return on assets-17.1%-19.2%
ROICReturn on invested capital-74.2%-15.8%
ROCEReturn on capital employed-17.6%-8.0%
Piotroski ScoreFundamental quality 0–923
Debt / EquityFinancial leverage0.07x
Net DebtTotal debt minus cash$0-$573M
Cash & Equiv.Liquid assets$0$628M
Total DebtShort + long-term debt$0$55M
Interest CoverageEBIT ÷ Interest expense17.60x-5.25x
CIFR leads this category, winning 4 of 7 comparable metrics.

Total Returns (with DRIP)

A $10,000 investment in CIFR five years ago would be worth $15,072 today (with dividends reinvested), compared to $2,322 for MARA. Over the past 12 months, CIFR leads with a +282.4% total return vs MARA's -35.8%. The 3-year compound annual growth rate (CAGR) favors CIFR at 117.3% vs MARA's 8.0% — a key indicator of consistent wealth creation.

MetricMARAMarathon Digital …CIFRCipher Mining Inc.
YTD ReturnYear-to-date-9.8%-3.7%
1-Year ReturnPast 12 months-35.8%+282.4%
3-Year ReturnCumulative with dividends+25.9%+926.3%
5-Year ReturnCumulative with dividends-76.8%+50.7%
10-Year ReturnCumulative with dividends-74.6%+57.6%
CAGR (3Y)Annualised 3-year return+8.0%+117.3%
CIFR leads this category, winning 6 of 6 comparable metrics.

Risk & Volatility

MARA is the less volatile stock with a 2.26 beta — it tends to amplify market swings less than CIFR's 2.81 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. CIFR currently trades 61.1% from its 52-week high vs MARA's 38.1% drawdown — a narrower gap to the peak suggests stronger recent price momentum.

MetricMARAMarathon Digital …CIFRCipher Mining Inc.
Beta (5Y)Sensitivity to S&P 5002.26x2.81x
52-Week HighHighest price in past year$23.45$25.52
52-Week LowLowest price in past year$6.66$1.86
% of 52W HighCurrent price vs 52-week peak+38.1%+61.1%
RSI (14)Momentum oscillator 0–10047.951.0
Avg Volume (50D)Average daily shares traded36.2M25.2M
Evenly matched — MARA and CIFR each lead in 1 of 2 comparable metrics.

Analyst Outlook

Wall Street rates MARA as "Buy" and CIFR as "Buy". Consensus price targets imply 101.3% upside for MARA (target: $18) vs 68.7% for CIFR (target: $26).

MetricMARAMarathon Digital …CIFRCipher Mining Inc.
Analyst RatingConsensus buy/hold/sellBuyBuy
Price TargetConsensus 12-month target$18.00$26.31
# AnalystsCovering analysts1812
Dividend YieldAnnual dividend ÷ price
Dividend StreakConsecutive years of raises
Dividend / ShareAnnual DPS
Buyback YieldShare repurchases ÷ mkt cap0.0%+1.4%
Insufficient data to determine a leader in this category.

Historical Charts

Charts are rendered on first load. Hover for details.

Chart 1Total Return — 5 Years (Rebased to 100)

StockNov 20Feb 26Change
Marathon Digital Ho… (MARA)100434.29+334.3%
Cipher Mining Inc. (CIFR)100159.7+59.7%

Cipher Mining Inc. (CIFR) returned +51% over 5 years vs Marathon Digital Ho… (MARA)'s -77%. A $10,000 investment in CIFR 5 years ago would be worth $15,072 today (including dividends reinvested).

Chart 2Revenue Growth — 10 Years

Stock20162025Change
Marathon Digital Ho… (MARA)$37M$907M+2376.4%
Cipher Mining Inc. (CIFR)$0.00$224M

Marathon Digital Holdings, Inc.'s revenue grew from $37M (2016) to $907M (2025) — a 42.8% CAGR.

Chart 3Net Margin Trend — 10 Years

Stock20162025Change
Marathon Digital Ho… (MARA)-78.3%-144.6%-84.8%
Cipher Mining Inc. (CIFR)-12.9%-3.7%+71.4%

Marathon Digital Holdings, Inc.'s net margin went from -78% (2016) to -145% (2025).

Chart 4EPS Growth — 10 Years

Stock20162025Change
Marathon Digital Ho… (MARA)-30.22-3.69+87.8%
Cipher Mining Inc. (CIFR)-0.01-2.15-42900.0%

Marathon Digital Holdings, Inc.'s EPS grew from $-30.22 (2016) to $-3.69 (2025).

Chart 5Free Cash Flow — 5 Years

2021
$-727M
$-37M
2022
$-218M
$-249M
2023
$-343M
$-149M
2024
$-930M
$-227M
2025
$0M
$-696M
Marathon Digital Ho… (MARA)Cipher Mining Inc. (CIFR)

Marathon Digital Holdings, Inc. generated $0M FCF in 2025 (+100% vs 2021). Cipher Mining Inc. generated $-696M FCF in 2025 (-1792% vs 2021).

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MARA vs CIFR: Frequently Asked Questions

7 questions · data-driven answers · updated daily

01

Is MARA or CIFR a better buy right now?

Analysts rate Marathon Digital Holdings, Inc. (MARA) a "Buy" — based on 18 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.

02

Which is the better long-term investment — MARA or CIFR?

Over the past 5 years, Cipher Mining Inc. (CIFR) delivered a total return of +50.7%, compared to -76.8% for Marathon Digital Holdings, Inc. (MARA). A $10,000 investment in CIFR five years ago would be worth approximately $15K today (assuming dividends reinvested). Over 10 years, the gap is even starker: CIFR returned +57.6% versus MARA's -74.6%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.

03

Which is safer — MARA or CIFR?

By beta (market sensitivity over 5 years), Marathon Digital Holdings, Inc. (MARA) is the lower-risk stock at 2.26β versus Cipher Mining Inc.'s 2.81β — meaning CIFR is approximately 24% more volatile than MARA relative to the S&P 500.

04

Which has better profit margins — MARA or CIFR?

Marathon Digital Holdings, Inc. (MARA) is the more profitable company, earning -144.6% net margin versus -367.2% for Cipher Mining Inc. — meaning it keeps -144.6% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: CIFR leads at -76.7% versus -135.0% for MARA. At the gross margin level — before operating expenses — MARA leads at 0.0%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.

05

Which pays a better dividend — MARA or CIFR?

None of the stocks in this comparison currently pay a material dividend. All are effectively zero-yield and should be held for capital appreciation rather than income.

06

Is MARA or CIFR better for a retirement portfolio?

For long-horizon retirement investors, Cipher Mining Inc. (CIFR) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding. Marathon Digital Holdings, Inc. (MARA) carries a higher beta of 2.26 — meaning larger drawdowns in market downturns, which matters significantly when you cannot wait years for a recovery. Both have compounded well over 10 years (CIFR: +57.6%, MARA: -74.6%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.

07

What are the main differences between MARA and CIFR?

Both stocks operate in the Financial Services sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.

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  • Market Cap > $100B
  • Revenue Growth > 24%
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