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6Apr 30, 2026·SEC
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American International Group, Inc. (AIG) fundamental analysis — strengths, weaknesses & financial health based on data analysis
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
American International Group, Inc. (AIG) stock price & volume — 10-year historical chart
American International Group, Inc. (AIG) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
American International Group, Inc. (AIG) EPS & revenue vs analyst estimates — last 4 quarters
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 30, 2026 | $2.11vs $1.89+11.6% | $7.0Bvs $7.0B-0.2% |
| Q1 2026 | Feb 10, 2026 | $1.96vs $1.90+3.2% | $6.7Bvs $6.9B-2.5% |
| Q4 2025 | Nov 4, 2025 | $2.20vs $1.72+27.9% | $6.4Bvs $6.8B-6.0% |
| Q3 2025 | Aug 6, 2025 | $1.81vs $1.60+13.1% | $7.0Bvs $6.8B+3.8% |
American International Group, Inc. (AIG) competitors in Commercial and specialty P&C insurers — business model, growth, and fundamentals comparison
American International Group, Inc. (AIG) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
American International Group, Inc. (AIG) annual income statement — 10-year revenue, gross profit & net income history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 49.93B | 47.48B | 49.79B | 43.84B | 51.98B | 29.98B | 27.96B | 27.27B | 26.77B | 26.65B |
| Revenue Growth % | -5.35% | -4.9% | 4.87% | -11.96% | 18.58% | -42.34% | -6.73% | -2.46% | -1.82% | -2.28% |
| Medical Costs & Claims | 0 | 0 | 0 | 0 | 31.88B | 22.71B | 23.59B | 17.99B | 17.53B | 16.39B |
| Medical Cost Ratio % | 0% | 0% | 0% | 0% | 61.32% | 75.78% | 84.37% | 65.98% | 65.49% | 61.5% |
| Gross Profit | 49.93B▲ 0% | 47.48B▼ 4.9% | 49.79B▲ 4.9% | 43.84B▼ 12.0% | 20.11B▼ 54.1% | 7.26B▼ 63.9% | 4.37B▼ 39.8% | 9.28B▲ 112.3% | 9.24B▼ 0.4% | 10.26B▲ 0% |
| Gross Margin % | 100% | 100% | 100% | 100% | 38.68% | 24.22% | 15.63% | 34.02% | 34.51% | 38.5% |
| Gross Profit Growth % | -5.35% | -4.9% | 4.87% | -11.96% | -54.14% | -63.89% | -39.79% | 112.26% | -0.4% | - |
| Operating Expenses | 48.46B | 47.22B | 44.51B | 51.13B | 6.76B | 3.49B | 1.51B | 5.41B | 5.36B | 6.25B |
| OpEx / Revenue % | 97.06% | 99.46% | 89.38% | 116.64% | 13% | 11.65% | 5.39% | 19.85% | 20.03% | 23.47% |
| Depreciation & Amortization | 3.87B | 5.36B | 5.01B | 4.12B | 4.54B | 3.86B | 3.84B | 3.6B | 3.46B | 2.59B |
| Combined Ratio % | 97.06% | 99.46% | 89.38% | 116.64% | 74.33% | 87.43% | 89.76% | 85.82% | 85.51% | 84.97% |
| Operating Income | 1.47B▲ 0% | 257M▼ 82.5% | 5.29B▲ 1957.2% | -7.29B▼ 237.9% | 13.35B▲ 283.0% | 3.77B▼ 71.8% | 2.86B▼ 24.0% | 3.87B▲ 35.0% | 3.88B▲ 0.3% | 4.01B▲ 0% |
| Operating Margin % | 2.94% | 0.54% | 10.62% | -16.64% | 25.67% | 12.57% | 10.24% | 14.18% | 14.49% | 15.03% |
| Operating Income Growth % | 2081.08% | -82.47% | 1957.2% | -237.94% | 283.01% | -71.78% | -24% | 35.03% | 0.34% | - |
| EBITDA | 5.34B | 5.62B | 10.29B | -3.17B | 17.89B | 7.63B | 6.7B | 7.46B | 7.33B | 6.59B |
| EBITDA Margin % | 10.69% | 11.83% | 20.67% | -7.24% | 34.41% | 25.45% | 23.98% | 27.37% | 27.39% | 24.75% |
| Interest Expense | 1.17B | 1.31B | 1.42B | 1.46B | 1.3B | 603M | 516M | 462M | 396M | 404M |
| Non-Operating Income | 0 | 0 | 0 | 0 | -1.3B | -608M | -520M | -466M | -396M | -304M |
| Pretax Income | 1.47B▲ 0% | 257M▼ 82.5% | 5.29B▲ 1957.2% | -7.29B▼ 237.9% | 13.35B▲ 283.0% | 3.77B▼ 71.7% | 2.87B▼ 24.0% | 3.87B▲ 35.0% | 3.88B▲ 0.2% | 3.91B▲ 0% |
| Pretax Margin % | 2.94% | 0.54% | 10.62% | -16.64% | 25.67% | 12.58% | 10.25% | 14.19% | 14.49% | 14.66% |
| Income Tax | 7.53B | 154M | 1.17B | -1.46B | 2.44B | 882M | 126M | 1.17B | 782M | 744M |
| Effective Tax Rate % | 513.37% | 59.92% | 22.05% | 20.02% | 18.29% | 23.38% | 4.39% | 30.23% | 20.16% | 19.05% |
| Net Income | -6.08B▲ 0% | -6M▲ 99.9% | 3.35B▲ 55900.0% | -5.94B▼ 277.5% | 10.37B▲ 274.4% | 10.23B▼ 1.4% | 3.64B▼ 64.4% | -1.4B▼ 138.5% | 3.1B▲ 320.5% | 3.16B▲ 0% |
| Net Margin % | -12.19% | -0.01% | 6.72% | -13.56% | 19.94% | 34.12% | 13.03% | -5.15% | 11.56% | 11.86% |
| Net Income Growth % | -616.61% | 99.9% | 55900% | -277.54% | 274.41% | -1.35% | -64.38% | -138.54% | 320.51% | 264.46% |
| EPS (Diluted) | -6.54▲ 0% | -0.01▲ 99.9% | 3.74▲ 56766.7% | -6.84▼ 282.9% | 11.95▲ 274.7% | 12.94▲ 8.3% | 4.98▼ 61.5% | 3.35▼ 32.7% | 5.43▲ 62.1% | 5.83▲ 0% |
| EPS Growth % | -738.46% | 99.9% | - | -282.89% | 274.71% | 8.28% | -61.51% | -32.73% | 62.09% | 345.95% |
| EPS (Basic) | -6.54 | -0.01 | 3.79 | -6.84 | 12.10 | 13.10 | 5.02 | 3.38 | 5.48 | - |
| Diluted Shares Outstanding | 930.56M | 910.14M | 889.51M | 869.31M | 864.88M | 787.94M | 725.23M | 657.28M | 570.3M | 542.2M |
American International Group, Inc. (AIG) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | 498.3B | 491.98B | 525.06B | 586.48B | 596.11B | 522.23B | 539.31B | 161.32B | 161.25B | 161.54B |
| Asset Growth % | 0.01% | -1.27% | 6.72% | 11.7% | 1.64% | -12.39% | 3.27% | -70.09% | -0.04% | -4.94% |
| Total Investment Assets | 322.29B | 314.21B | 337.62B | 360.67B | 359.29B | 309.15B | 90.24B | 93.56B | 92.94B | 4M |
| Long-Term Investments | 264.45B | 251.73B | 271.84B | 296.05B | 68.73B | 70.62B | 12.14B | 15.14B | 55.81B | 174.23B |
| Short-Term Investments | 249.38B | 239.06B | 264.32B | 289.7B | 290.56B | 238.53B | 78.11B | 78.41B | 37.13B | 8.2B |
| Total Current Assets | 0 | 0 | 0 | 0 | 381.72B | 325.95B | 129.36B | 128.89B | 87.61B | 12.46B |
| Cash & Equivalents | 2.36B | 2.87B | 2.86B | 2.83B | 2.2B | 2.04B | 1.54B | 1.3B | 1.27B | 1.45B |
| Receivables | 10.25B | 11.01B | 10.27B | 11.33B | 88.93B | 85.34B | 49.68B | 49.11B | 49.13B | 155.49B |
| Other Current Assets | -261.99B | -252.95B | -277.45B | -303.86B | 32M | 33M | 32M | 70M | 71M | 0 |
| Goodwill & Intangibles | 1.59B | 4.08B | 4.04B | 4.07B | 14.57B | 16.78B | 5.87B | 5.44B | 5.54B | 20.14B |
| Goodwill | 1.59B | 4.08B | 4.04B | 4.07B | 4.06B | 3.93B | 3.75B | 3.37B | 3.44B | 3.42B |
| Intangible Assets | 0 | 0 | 0 | 0 | 10.51B | 12.86B | 2.12B | 2.06B | 2.11B | 0 |
| PP&E (Net) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Assets | -266.04B | -255.81B | -275.88B | -300.12B | 119.37B | 94.07B | 385.76B | 6.89B | 7.2B | 0 |
| Total Liabilities | 432.59B | 434.68B | 457.64B | 519.28B | 527.2B | 478.77B | 488B | 118.77B | 120.09B | 121.11B |
| Total Debt | 31.64B | 34.54B | 35.35B | 37.53B | 30.16B | 27.18B | 10.86B | 8.92B | 9.19B | 9B |
| Net Debt | 29.28B | 31.67B | 32.49B | 34.71B | 27.96B | 25.14B | 9.32B | 7.62B | 7.92B | 7.55B |
| Long-Term Debt | 31.64B | 34.54B | 35.35B | 37.53B | 30.16B | 25.68B | 10.61B | 8.92B | 9.19B | 9B |
| Short-Term Debt | 0 | 0 | 0 | 0 | 0 | 1.5B | 250M | 0 | 0 | 0 |
| Total Current Liabilities | 0 | 0 | 0 | 0 | 98.34B | 99.74B | 102.42B | 101.04B | 102.66B | 1.49B |
| Accounts Payable | 0 | 0 | 0 | 0 | 0 | 0 | 6.22B | 6.05B | 5.45B | 0 |
| Deferred Revenue | 0 | 0 | 0 | 0 | 19.31B | 18.34B | 17.38B | 17.23B | 17.99B | 0 |
| Other Current Liabilities | 0 | 0 | 0 | -43.06B | 79.03B | 79.9B | 73.35B | 72.6B | 73.96B | 1.49B |
| Deferred Taxes | 0 | 0 | 0 | 0 | 0 | 0 | 1000K | 1000K | 0 | 0 |
| Other Liabilities | -31.64B | -34.54B | -35.35B | -37.53B | 398.7B | 353.35B | 374.63B | 8.39B | 8.25B | 110.62B |
| Total Equity | 65.71B▲ 0% | 57.31B▼ 12.8% | 67.43B▲ 17.7% | 67.2B▼ 0.3% | 68.91B▲ 2.5% | 43.45B▼ 36.9% | 51.3B▲ 18.1% | 42.55B▼ 17.1% | 41.16B▼ 3.3% | 40.43B▲ 0% |
| Equity Growth % | -14.51% | -12.78% | 17.66% | -0.34% | 2.55% | -36.94% | 18.06% | -17.06% | -3.26% | -21.15% |
| Shareholders Equity | 65.17B | 56.36B | 65.67B | 66.36B | 65.96B | 40.97B | 45.35B | 42.52B | 41.14B | 40.41B |
| Minority Interest | 537M | 948M | 1.75B | 837M | 2.96B | 2.48B | 5.95B | 29M | 23M | 24M |
| Retained Earnings | 21.46B | 20.88B | 23.08B | 15.5B | 23.79B | 34.89B | 37.52B | 35.08B | 37.19B | 37.7B |
| Common Stock | 4.77B | 4.77B | 4.77B | 4.77B | 4.77B | 4.77B | 4.77B | 4.77B | 4.77B | 4.77B |
| Accumulated OCI | 5.46B | -1.41B | 4.98B | 13.51B | 6.69B | -22.62B | -14.04B | -7.1B | -4.99B | -5.71B |
| Return on Equity (ROE) | -8.54% | -0.01% | 5.37% | -8.83% | 15.23% | 18.2% | 7.69% | -2.99% | 7.4% | 7.7% |
| Return on Assets (ROA) | -1.22% | -0% | 0.66% | -1.07% | 1.75% | 1.83% | 0.69% | -0.4% | 1.92% | 1.94% |
| Equity / Assets | 13.19% | 11.65% | 12.84% | 11.46% | 11.56% | 8.32% | 9.51% | 26.38% | 25.53% | 25.03% |
| Debt / Equity | 0.48x | 0.60x | 0.52x | 0.56x | 0.44x | 0.63x | 0.21x | 0.21x | 0.22x | 0.22x |
| Book Value per Share | 70.61 | 62.97 | 75.80 | 77.30 | 79.68 | 55.15 | 70.74 | 64.74 | 72.18 | 74.56 |
| Tangible BV per Share | 68.90 | 58.48 | 71.26 | 72.62 | 62.83 | 33.85 | 62.65 | 56.46 | 62.46 | 68.26 |
American International Group, Inc. (AIG) cash flow — operating, investing & free cash flow history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | -7.82B | -394M | -1.81B | 1.04B | 6.22B | 4.13B | 6.24B | 3.27B | 3.31B | 3.31B |
| Operating CF Growth % | -323.24% | 94.96% | -358.63% | 157.44% | 499.52% | -33.57% | 51.02% | -47.57% | 1.25% | 814.2% |
| Operating CF / Revenue % | -15.66% | -0.83% | -3.63% | 2.37% | 11.97% | 13.79% | 22.33% | 12% | 12.38% | 12.44% |
| Net Income | -6.08B | 103M | 4.12B | -5.83B | 10.91B | 11.27B | 3.88B | 2.7B | 3.1B | 3.16B |
| Depreciation & Amortization | 3.87B | 5.36B | 5.01B | 4.12B | 4.54B | 4.41B | 4.21B | 3.6B | 3.46B | 3.44B |
| Stock-Based Compensation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Deferred Taxes | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Cash Items | 650M | 669M | -1.5B | 6.97B | -7B | 819M | 1.7B | -667M | 519M | -3.36B |
| Working Capital Changes | -6.26B | -6.53B | -9.43B | -4.22B | -2.22B | -12.37B | -3.55B | -2.36B | -3.76B | 282M |
| Cash from Investing | 14.04B | -223M | -5.47B | -6.2B | -3.28B | -3.63B | -7.02B | 1.67B | 3.19B | 1.27B |
| Capital Expenditures | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Acquisitions | 792M | -5.71B | 2M | 2.17B | 4.68B | 0 | 3.31B | 0 | 0 | 0 |
| Purchase of Investments | -53.88B | -48.27B | -63.03B | -67.35B | -79.41B | -44.95B | -30.21B | -25.35B | 0 | -5.79B |
| Sale/Maturity of Investments | 72.9B | 59.56B | 59.74B | 57.15B | 73.18B | 46.69B | 44.56B | 30.14B | 8.9B | 3.77B |
| Other Investing | -5.77B | -5.81B | -2.19B | 1.82B | -1.74B | -5.37B | -24.69B | -3.11B | -5.71B | 3.29B |
| Cash from Financing | -5.7B | 1.25B | 7.26B | 5.06B | -3.68B | -602M | 782M | -5.06B | -6.54B | -4.67B |
| Dividends Paid | -1.17B | -1.14B | -1.14B | -1.13B | -1.11B | -1.01B | -1.03B | -1.02B | -976M | -983M |
| Share Repurchases | -6.28B | -1.74B | 0 | -500M | -2.59B | -5.2B | -2.96B | -7.14B | -5.84B | -4.12B |
| Stock Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Debt Issuance (Net) | -1000K | 1000K | 1000K | 1000K | -1000K | -1000K | -1000K | -1000K | 1000K | -1000K |
| Other Financing | 2.09B | 3.06B | 7.23B | 5.07B | 4.22B | 6.41B | 6.72B | 4.49B | 129M | -463M |
| Net Change in Cash | 630M▲ 0% | 621M▼ 1.4% | -71M▼ 111.4% | -57M▲ 19.7% | -803M▼ 1308.8% | -211M▲ 73.7% | -643M▼ 204.7% | -201M▲ 68.7% | -27M▲ 86.6% | 120M▲ 0% |
| Exchange Rate Effect | -29M | -11M | -47M | 49M | -67M | -117M | -647M | -83M | 12M | -12M |
| Cash at Beginning | 2.11B | 2.74B | 3.36B | 3.29B | 3.23B | 2.43B | 2.22B | 1.57B | 1.37B | 1.34B |
| Cash at End | 2.74B | 3.36B | 3.29B | 3.23B | 2.43B | 2.22B | 1.57B | 1.37B | 1.34B | 1.53B |
| Free Cash Flow | -7.82B▲ 0% | -394M▲ 95.0% | -1.81B▼ 358.6% | 1.04B▲ 157.4% | 6.22B▲ 499.5% | 4.13B▼ 33.6% | 6.24B▲ 51.0% | 3.27B▼ 47.6% | 3.31B▲ 1.3% | 3.52B▲ 0% |
| FCF Growth % | -323.24% | 94.96% | -358.63% | 157.44% | 499.52% | -33.57% | 51.02% | -47.57% | 1.25% | 30.65% |
| FCF Margin % | -15.66% | -0.83% | -3.63% | 2.37% | 11.97% | 13.79% | 22.33% | 12% | 12.38% | 13.23% |
| FCF per Share | -8.4 | -0.43 | -2.03 | 1.19 | 7.2 | 5.25 | 8.61 | 4.98 | 5.81 | 5.81 |
American International Group, Inc. (AIG) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Combined Ratio | 97.06% | 99.46% | 89.38% | 116.64% | 74.33% | 87.43% | 89.76% | 85.82% | 85.51% | 84.97% |
| Medical Cost Ratio | 0% | 0% | 0% | 0% | 61.32% | 75.78% | 84.37% | 65.98% | 65.49% | 61.5% |
| Return on Equity (ROE) | -8.54% | -0.01% | 5.37% | -8.83% | 15.23% | 18.2% | 7.69% | -2.99% | 7.4% | 7.7% |
| Return on Assets (ROA) | -1.22% | -0% | 0.66% | -1.07% | 1.75% | 1.83% | 0.69% | -0.4% | 1.92% | 1.94% |
| Equity / Assets | 13.19% | 11.65% | 12.84% | 11.46% | 11.56% | 8.32% | 9.51% | 26.38% | 25.53% | 25.03% |
| Book Value / Share | 70.61 | 62.97 | 75.8 | 77.3 | 79.68 | 55.15 | 70.74 | 64.74 | 72.18 | 74.56 |
| Debt / Equity | 0.48x | 0.60x | 0.52x | 0.56x | 0.44x | 0.63x | 0.21x | 0.21x | 0.22x | 0.22x |
| Revenue Growth | -5.35% | -4.9% | 4.87% | -11.96% | 18.58% | -42.34% | -6.73% | -2.46% | -1.82% | -2.28% |
American International Group, Inc. (AIG) SEC filings — annual & quarterly reports (10-K, 10-Q)
Apr 30, 2026·SEC
Apr 27, 2026·SEC
Mar 16, 2026·SEC
Feb 12, 2026·SEC
American International Group, Inc. (AIG) stock FAQ — growth, dividends, profitability & financials explained
American International Group, Inc. (AIG) saw revenue decline by 1.8% over the past year.
Yes, American International Group, Inc. (AIG) is profitable, generating $3.16B in net income for fiscal year 2025 (11.6% net margin).
Yes, American International Group, Inc. (AIG) pays a dividend with a yield of 2.18%. This makes it attractive for income-focused investors.
American International Group, Inc. (AIG) has a return on equity (ROE) of 7.4%. This is below average, suggesting room for improvement.
American International Group, Inc. (AIG) has a combined ratio of 85.5%. A ratio below 100% indicates underwriting profitability.
American International Group, Inc. (AIG) financial analysis — history, returns, DCA and operating performance tools
Analyst verdict, bull/bear case, risk factors and peer comparison
Historical returns with dividends reinvested
Dollar cost averaging vs lump sum
Yield, growth, payout safety & DRIP
EPS trends, net income & profitability
Long-term charts & historical price data
Sales growth patterns & revenue breakdown
30 years of market, efficiency and balance-sheet ratios
DCF intrinsic value, peer multiples & estimates