8-K Announcements
6Apr 22, 2026·SEC
Mar 2, 2026·SEC
Jan 21, 2026·SEC
Banner Corporation (BANR) fundamental analysis — strengths, weaknesses & financial health based on data analysis
No significant weaknesses identified
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
Banner Corporation (BANR) stock price & volume — 10-year historical chart
Banner Corporation (BANR) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Banner Corporation (BANR) EPS & revenue vs analyst estimates — last 4 quarters
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 22, 2026 | $1.59vs $1.38+15.2% | $169Mvs $170M-0.4% |
| Q1 2026 | Jan 21, 2026 | $1.55vs $1.46+6.2% | $172Mvs $173M-0.5% |
| Q4 2025 | Oct 15, 2025 | $1.52vs $1.40+8.6% | $171Mvs $172M-0.5% |
| Q3 2025 | Jul 16, 2025 | $1.35vs $1.32+2.3% | $162Mvs $172M-5.5% |
Banner Corporation (BANR) competitors in Community and retail regional banks — business model, growth, and fundamentals comparison
Banner Corporation (BANR) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Banner Corporation (BANR) annual income statement — 10-year revenue, gross profit & net income history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 393.03M | 430.99M | 468.92M | 481.3M | 496.89M | 553.18M | 576M | 541.72M | 587.92M |
| NII Growth % | 4.79% | 9.66% | 8.8% | 2.64% | 3.24% | 11.33% | 4.13% | -5.95% | 8.53% |
| Net Interest Margin % | 4.03% | 3.63% | 3.72% | 3.2% | 2.96% | 3.49% | 3.68% | 3.34% | 3.59% |
| Interest Income | 412.28M | 463.65M | 525.69M | 519.15M | 520.5M | 572.57M | 701.57M | 766.1M | 804.95M |
| Interest Expense | 19.25M | 32.66M | 56.77M | 37.84M | 23.61M | 19.39M | 125.57M | 224.39M | 217.04M |
| Loan Loss Provision | 8M | 8.5M | 10M | 67.88M | -33.39M | 10.36M | 10.79M | 7.58M | -45.26M |
| Non-Interest Income | 76.06M | 86.51M | 93.88M | 117.37M | 110.27M | 70.57M | 40.12M | 61.23M | 14.54M |
| Non-Interest Income % | 15.58% | 15.72% | 15.15% | 18.44% | 17.48% | 10.97% | 5.41% | 7.4% | 1.77% |
| Total Revenue | 488.34M▲ 0% | 550.15M▲ 12.7% | 619.57M▲ 12.6% | 636.51M▲ 2.7% | 630.77M▼ 0.9% | 643.14M▲ 2.0% | 741.69M▲ 15.3% | 827.33M▲ 11.5% | 819.49M▼ 0.9% |
| Revenue Growth % | 3.41% | 12.66% | 12.62% | 2.74% | -0.9% | 1.96% | 15.32% | 11.55% | -0.95% |
| Non-Interest Expense | 309.83M | 343.88M | 369.67M | 388.34M | 393.96M | 372.61M | 378.25M | 385.88M | 406.35M |
| Efficiency Ratio | 63.45% | 62.51% | 59.67% | 61.01% | 62.46% | 57.94% | 51% | 46.64% | 49.59% |
| Operating Income | 151.26M▲ 0% | 165.11M▲ 9.2% | 183.13M▲ 10.9% | 142.45M▼ 22.2% | 246.59M▲ 73.1% | 240.78M▼ 2.4% | 227.09M▼ 5.7% | 209.49M▼ 7.8% | 241.35M▲ 15.2% |
| Operating Margin % | 30.97% | 30.01% | 29.56% | 22.38% | 39.09% | 37.44% | 30.62% | 25.32% | 29.45% |
| Operating Income Growth % | 16.68% | 9.15% | 10.92% | -22.21% | 73.11% | -2.36% | -5.68% | -7.75% | 15.21% |
| Pretax Income | 151.26M▲ 0% | 165.11M▲ 9.2% | 183.13M▲ 10.9% | 142.45M▼ 22.2% | 246.59M▲ 73.1% | 240.78M▼ 2.4% | 227.09M▼ 5.7% | 209.49M▼ 7.8% | 238.91M▲ 14.0% |
| Pretax Margin % | 30.97% | 30.01% | 29.56% | 22.38% | 39.09% | 37.44% | 30.62% | 25.32% | 29.15% |
| Income Tax | 90.49M | 28.59M | 36.85M | 26.52M | 45.55M | 45.4M | 43.46M | 40.59M | 43.53M |
| Effective Tax Rate % | 59.82% | 17.32% | 20.12% | 18.62% | 18.47% | 18.85% | 19.14% | 19.37% | 18.22% |
| Net Income | 60.78M▲ 0% | 136.51M▲ 124.6% | 146.28M▲ 7.2% | 115.93M▼ 20.7% | 201.05M▲ 73.4% | 195.38M▼ 2.8% | 183.62M▼ 6.0% | 168.9M▼ 8.0% | 195.38M▲ 15.7% |
| Net Margin % | 12.45% | 24.81% | 23.61% | 18.21% | 31.87% | 30.38% | 24.76% | 20.41% | 23.84% |
| Net Income Growth % | -28.82% | 124.62% | 7.15% | -20.75% | 73.42% | -2.82% | -6.02% | -8.02% | 15.68% |
| Net Income (Continuing) | 60.78M | 136.51M | 146.28M | 115.93M | 201.05M | 195.38M | 183.62M | 168.9M | 195.38M |
| EPS (Diluted) | 1.84▲ 0% | 4.15▲ 125.5% | 4.18▲ 0.7% | 3.26▼ 22.0% | 5.76▲ 76.7% | 5.67▼ 1.6% | 5.33▼ 6.0% | 4.88▼ 8.4% | 5.64▲ 15.6% |
| EPS Growth % | -26.98% | 125.54% | 0.72% | -22.01% | 76.69% | -1.56% | -6% | -8.44% | 15.57% |
| EPS (Basic) | 1.85 | 4.16 | 4.20 | 3.29 | 5.81 | 5.70 | 5.35 | 4.90 | 5.67 |
| Diluted Shares Outstanding | 32.99M | 32.89M | 34.97M | 35.53M | 34.92M | 34.46M | 34.45M | 34.63M | 34.41M |
Banner Corporation (BANR) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 1.18B | 1.91B | 1.86B | 3.56B | 5.77B | 3.03B | 254.46M | 525.14M | 225.67M |
| Cash & Due from Banks | 261.2M | 272.2M | 307.74M | 1.23B | 2.13B | 243.06M | 254.46M | 501.86M | 182.77M |
| Short Term Investments | 919.49M | 1.64B | 1.55B | 2.32B | 3.64B | 2.79B | 0 | 23.29M | 42.9M |
| Total Investments | 8.73B | 10.63B | 11.2B | 12.69B | 13.21B | 13.97B | 14.1B | 14.34B | 14.5B |
| Investments Growth % | 0.51% | 21.75% | 5.39% | 13.29% | 4.08% | 5.75% | 0.97% | 1.65% | 1.11% |
| Long-Term Investments | 7.81B | 8.99B | 9.65B | 10.37B | 9.57B | 11.18B | 14.1B | 14.31B | 14.45B |
| Accounts Receivables | 31.26M | 38.59M | 37.96M | 46.62M | 42.92M | 57.28M | 63.1M | 60.88M | 60.52M |
| Goodwill & Intangibles | 265.31M | 372.08M | 402.28M | 394.55M | 387.98M | 382.56M | 378.81M | 376.18M | 374.61M |
| Goodwill | 242.66M | 339.15M | 373.12M | 373.12M | 373.12M | 373.12M | 373.12M | 373.12M | 373.12M |
| Intangible Assets | 22.66M | 32.92M | 29.16M | 21.43M | 14.86M | 9.44M | 5.68M | 3.06M | 1.49M |
| PP&E (Net) | 154.81M | 171.81M | 178.01M | 219.92M | 204.02M | 188.04M | 175.96M | 164.59M | 144.26M |
| Other Assets | 248.86M | 312.04M | 415.51M | 378.81M | 755.46M | 815.62M | 539.88M | 610.44M | 1.1B |
| Total Current Assets | 1.21B | 1.95B | 1.9B | 3.6B | 5.82B | 3.09B | 317.56M | 586.03M | 286.2M |
| Total Non-Current Assets | 8.55B | 9.92B | 10.71B | 11.43B | 10.99B | 12.74B | 15.35B | 15.61B | 16.07B |
| Total Assets | 9.76B▲ 0% | 11.87B▲ 21.6% | 12.6B▲ 6.2% | 15.03B▲ 19.3% | 16.8B▲ 11.8% | 15.83B▼ 5.8% | 15.67B▼ 1.0% | 16.2B▲ 3.4% | 16.35B▲ 1.0% |
| Asset Growth % | -0.31% | 21.59% | 6.17% | 19.26% | 11.8% | -5.78% | -1.03% | 3.38% | 0.95% |
| Return on Assets (ROA) | 0.62% | 1.26% | 1.2% | 0.84% | 1.26% | 1.2% | 1.17% | 1.06% | 1.2% |
| Accounts Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Debt | 194.77M | 773.27M | 687.78M | 609.3M | 592.63M | 511.81M | 713.8M | 606.48M | 372.62M |
| Net Debt | -66.43M | 501.08M | 380.04M | -624.88M | -1.54B | 268.75M | 459.34M | 104.63M | 189.85M |
| Long-Term Debt | 98.91M | 654.28M | 569.3M | 365.18M | 268.38M | 223.8M | 482.26M | 437.75M | 229.15M |
| Short-Term Debt | 95.86M | 119M | 118.47M | 184.78M | 264.49M | 232.8M | 182.88M | 125.26M | 107.72M |
| Other Liabilities | 41.04M | 40.34M | 45.69M | 45.46M | 46.68M | 44.29M | 274.4M | 304.83M | 0 |
| Total Current Liabilities | 8.35B | 9.7B | 10.4B | 12.9B | 14.74B | 14.05B | 13.21B | 13.64B | 14.14B |
| Total Non-Current Liabilities | 139.95M | 694.62M | 614.99M | 469.98M | 374.82M | 323.3M | 805.33M | 786.06M | 264.91M |
| Total Liabilities | 8.49B | 10.39B | 11.01B | 13.37B | 15.11B | 14.38B | 14.02B | 14.43B | 14.41B |
| Total Equity | 1.27B▲ 0% | 1.48B▲ 16.2% | 1.59B▲ 7.8% | 1.67B▲ 4.5% | 1.69B▲ 1.4% | 1.46B▼ 13.8% | 1.65B▲ 13.5% | 1.77B▲ 7.4% | 1.95B▲ 9.7% |
| Equity Growth % | -2.53% | 16.18% | 7.81% | 4.53% | 1.44% | -13.84% | 13.48% | 7.36% | 9.69% |
| Equity / Assets (Capital Ratio) | 13.03% | 12.46% | 12.65% | 11.09% | 10.06% | 9.2% | 10.55% | 10.95% | 11.9% |
| Return on Equity (ROE) | 4.71% | 9.92% | 9.52% | 7.11% | 11.98% | 12.42% | 11.81% | 9.86% | 10.5% |
| Book Value per Share | 38.58 | 44.95 | 45.59 | 46.90 | 48.41 | 42.26 | 47.97 | 51.24 | 56.56 |
| Tangible BV per Share | 30.54 | 33.64 | 34.08 | 35.79 | 37.30 | 31.16 | 36.98 | 40.38 | 45.68 |
| Common Stock | 1.19B | 1.34B | 1.37B | 1.35B | 1.3B | 1.29B | 1.3B | 1.31B | 1.28B |
| Additional Paid-in Capital | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Retained Earnings | 90.53M | 134.06M | 186.84M | 247.32M | 390.76M | 525.24M | 642.17M | 744.09M | 871.8M |
| Accumulated OCI | -5.04M | 7.1M | 33.26M | 69.07M | 184K | -362.77M | -289.13M | -277.27M | -208.01M |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Banner Corporation (BANR) cash flow — operating, investing & free cash flow history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 346.7M | 30.77M | 149.61M | 125.39M | 301.58M | 238.05M | 257.2M | 293.19M | 257.46M |
| Operating CF Growth % | 557.28% | -91.12% | 386.14% | -16.19% | 140.52% | -21.06% | 8.04% | 13.99% | -12.18% |
| Net Income | 60.78M | 136.51M | 146.28M | 115.93M | 201.05M | 195.38M | 183.62M | 168.9M | 51.25M |
| Depreciation & Amortization | 20.95M | 21.28M | 25.43M | 25.86M | 23.92M | 22.21M | 21.63M | 20.7M | 14.14M |
| Deferred Taxes | 53.3M | 440K | 7.9M | -16.16M | 12.71M | 15.87M | -1.66M | 7.06M | 4.74M |
| Other Non-Cash Items | 202.09M | -135.47M | -32.56M | 13.76M | 63.52M | 501K | 40.34M | 108.22M | 196.06M |
| Working Capital Changes | 3.63M | 1.46M | -4.58M | -23.17M | -8.88M | -4.78M | 4.1M | -21.72M | -26.22M |
| Cash from Investing | -393.29M | -976.22M | -143.11M | -1.45B | -1.02B | -1.44B | 191.93M | -371.17M | -224.74M |
| Purchase of Investments | -844.74M | -923.56M | -332.35M | -2.64B | -2.95B | -850.55M | -58.17M | -63.17M | -54.17M |
| Sale/Maturity of Investments | 721.46M | 421.21M | 458.56M | 1.72B | 1.44B | 639.39M | 600.41M | 369.86M | 86.61M |
| Net Investment Activity | -123.28M | -502.35M | 126.2M | -923.43M | -1.51B | -211.16M | 542.23M | 306.69M | 32.44M |
| Acquisitions | 113.22M | -1.57M | 26.94M | 0 | 0 | -168.14M | 0 | 0 | 0 |
| Other Investing | -370.99M | -449.2M | -271.56M | -518.39M | 505.25M | -1.05B | -335.65M | -664.11M | -253.82M |
| Cash from Financing | 60.07M | 956.44M | 29.04M | 2.26B | 1.61B | -684.73M | -437.73M | 325.38M | -111.94M |
| Dividends Paid | -65.76M | -59.28M | -56.07M | -94.08M | -57.62M | -61.08M | -66.77M | -66.73M | -67.53M |
| Share Repurchases | -31.05M | -34.4M | -53.92M | -31.77M | -56.53M | -10.96M | -3.48M | -2.17M | -34.99M |
| Stock Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Stock Activity | -31.05M | -34.4M | -53.92M | -31.77M | -56.53M | -10.96M | -3.48M | -2.17M | -34.99M |
| Debt Issuance (Net) | -1000K | 1000K | -1000K | -1000K | -1000K | -1000K | 1000K | -1000K | -1000K |
| Other Financing | 220.7M | 502.26M | 270.71M | 2.52B | 1.76B | -532M | -590.56M | 484.9M | 228.62M |
| Net Change in Cash | 13.48M▲ 0% | 11M▼ 18.4% | 35.54M▲ 223.2% | 926.45M▲ 2506.8% | 900.12M▼ 2.8% | -1.89B▼ 310.1% | 11.4M▲ 100.6% | 247.39M▲ 2069.7% | -432.85M▼ 275.0% |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -353.64M |
| Cash at Beginning | 247.72M | 261.2M | 272.2M | 307.74M | 1.23B | 2.13B | 243.06M | 254.46M | 501.86M |
| Cash at End | 261.2M | 272.2M | 307.74M | 1.23B | 2.13B | 243.06M | 254.46M | 501.86M | 69M |
| Interest Paid | 18.88M | 28.1M | 58.24M | 40.94M | 24.28M | 18.58M | 110.84M | 224.81M | 164.39M |
| Income Taxes Paid | 35.5M | 21.66M | 27.33M | 39.67M | 29.02M | 24.89M | 38.67M | 24.19M | 23.09M |
| Free Cash Flow | 334.46M▲ 0% | 7.68M▼ 97.7% | 124.91M▲ 1526.2% | 112.58M▼ 9.9% | 291.08M▲ 158.6% | 223.33M▼ 23.3% | 242.55M▲ 8.6% | 279.44M▲ 15.2% | 247.95M▼ 11.3% |
| FCF Growth % | 463.32% | -97.7% | 1526.21% | -9.87% | 158.55% | -23.28% | 8.61% | 15.21% | -11.27% |
Banner Corporation (BANR) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 6.55% | 4.71% | 9.92% | 9.52% | 7.11% | 11.98% | 12.42% | 11.81% | 9.86% | 10.5% |
| Return on Assets (ROA) | 0.87% | 0.62% | 1.26% | 1.2% | 0.84% | 1.26% | 1.2% | 1.17% | 1.06% | 1.2% |
| Net Interest Margin | 3.83% | 4.03% | 3.63% | 3.72% | 3.2% | 2.96% | 3.49% | 3.68% | 3.34% | 3.59% |
| Efficiency Ratio | 67.8% | 63.45% | 62.51% | 59.67% | 61.01% | 62.46% | 57.94% | 51% | 46.64% | 49.59% |
| Equity / Assets | 13.33% | 13.03% | 12.46% | 12.65% | 11.09% | 10.06% | 9.2% | 10.55% | 10.95% | 11.9% |
| Book Value / Share | 38.57 | 38.58 | 44.95 | 45.59 | 46.9 | 48.41 | 42.26 | 47.97 | 51.24 | 56.56 |
| NII Growth | 54.81% | 4.79% | 9.66% | 8.8% | 2.64% | 3.24% | 11.33% | 4.13% | -5.95% | 8.53% |
| Dividend Payout | 33.12% | 108.2% | 43.42% | 38.33% | 81.15% | 28.66% | 31.26% | 36.36% | 39.51% | 34.56% |
Banner Corporation (BANR) SEC filings — annual & quarterly reports (10-K, 10-Q)
Apr 22, 2026·SEC
Mar 2, 2026·SEC
Jan 21, 2026·SEC
Banner Corporation (BANR) stock FAQ — growth, dividends, profitability & financials explained
Banner Corporation (BANR) saw revenue decline by 0.9% over the past year.
Yes, Banner Corporation (BANR) is profitable, generating $195.4M in net income for fiscal year 2025 (23.8% net margin).
Yes, Banner Corporation (BANR) pays a dividend with a yield of 2.96%. This makes it attractive for income-focused investors.
Banner Corporation (BANR) has a return on equity (ROE) of 10.5%. This is reasonable for most industries.
Banner Corporation (BANR) has a net interest margin (NIM) of 3.6%. This indicates healthy earnings from lending activities.
Banner Corporation (BANR) has an efficiency ratio of 49.6%. This is excellent, indicating strong cost control.
Banner Corporation (BANR) financial analysis — history, returns, DCA and operating performance tools
Historical returns with dividends reinvested
Dollar cost averaging vs lump sum
Yield, growth, payout safety & DRIP
EPS trends, net income & profitability
Long-term charts & historical price data
Sales growth patterns & revenue breakdown
30 years of market, efficiency and balance-sheet ratios
DCF intrinsic value, peer multiples & estimates