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Heritage Financial Corporation(HFWA)Earnings, Financials & Key Ratios
HFWA•NASDAQ•Banking & Credit
$27.46
$934M mkt cap·14.0× P/E·Price updated May 6, 2026
SectorFinancial ServicesIndustryRegional BanksSub-IndustryCommercial and middle-market focused banks
AboutHeritage Financial Corporation operates as the bank holding company for Heritage Bank that provides various financial services to small and medium sized businesses and individuals in the United States. The company accepts various deposit products, such as noninterest demand deposits, interest bearing demand deposits, money market accounts, savings accounts, personal checking accounts, and certificates of deposit. Its loan portfolio includes commercial and industrial loans, owner-occupied and non-owner occupied commercial real estate loans, one-to-four family residential loans, real estate construction and land development loans, consumer loans, commercial business loans, lines of credit, term equipment financing, and term real estate loans, as well as commercial business loans to a range of businesses in industries that include real estate and rental and leasing, healthcare, accommodation and food services, retail trade, and construction. The company also originates loans that are guaranteed by the U.S. Small Business Administration; and offers trust services, as well as objective advice. As of January 27, 2022, it had a network of 49 banking offices located in Washington and Oregon. The company was formerly known as Heritage Financial Corporation, M.H.C. and changed its name to Heritage Financial Corporation in 1998. Heritage Financial Corporation was founded in 1927 and is headquartered in Olympia, Washington.Show more
- Net Interest Income$224M+7.2%
- Total Revenue$336M+5.9%
- Net Income$68M+56.1%
- Return on Equity7.57%+50.1%
- Net Interest Margin3.22%+9.3%
- Efficiency Ratio49.28%-1.3%
- ROA0.96%+58.4%
- Equity / Assets13.23%+8.8%
- Book Value per Share26.78+8.2%
- Tangible BV/Share19.72+11.1%
- Debt/Equity0.05-90.2%
HFWA Key Insights
Heritage Financial Corporation (HFWA) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Company is almost debt free
- ✓Strong Piotroski F-Score: 9/9
- ✓Efficient operations: 49.3% efficiency ratio
- ✓Well capitalized: 13.2% equity/assets
- ✓Healthy dividend yield of 3.5%
- ✓Trading near 52-week high
✗Weaknesses
No significant weaknesses identified
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
HFWA Price & Volume
Heritage Financial Corporation (HFWA) stock price & volume — 10-year historical chart
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HFWA Growth Metrics
Heritage Financial Corporation (HFWA) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years7.18%
5 Years5.96%
3 Years9.34%
TTM-
Profit CAGR
10 Years6.06%
5 Years7.72%
3 Years-6.22%
TTM56.11%
EPS CAGR
10 Years4.6%
5 Years8.73%
3 Years-5.33%
TTM56.8%
Return on Capital
10 Years8.49%
5 Years7.89%
3 Years4.55%
Last Year4.08%
HFWA Recent Earnings
Heritage Financial Corporation (HFWA) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 10/12 qtrs (91%)●Beat Revenue 3/12 qtrs (27%)
Q2 2026Latest
Apr 23, 2026EPS
$0.59
Est $0.57
+3.5%
Revenue
$78M
Est $80M
-3.2%
Q1 2026
Feb 27, 2026EPS
$0.65
Revenue
$87M
Q1 2026
Jan 22, 2026EPS
$0.66
Est $0.57
+15.8%
Revenue
$66M
Est $66M
+0.4%
Q4 2025
Oct 23, 2025EPS
$0.56
Est $0.55
+2.4%
Revenue
$66M
Est $66M
-0.8%
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 23, 2026 | $0.59vs $0.57+3.5% | $78Mvs $80M-3.2% |
| Q1 2026 | Feb 27, 2026 | $0.65 | $87M |
| Q1 2026 | Jan 22, 2026 | $0.66vs $0.57+15.8% | $66Mvs $66M+0.4% |
| Q4 2025 | Oct 23, 2025 | $0.56vs $0.55+2.4% | $66Mvs $66M-0.8% |
Based on last 12 quarters of dataView full earnings history →
HFWA Peer Comparison
Heritage Financial Corporation (HFWA) competitors in Commercial and middle-market focused banks — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 COLB | 7.19B | 30.20 | 13.13 | 8.35% | 8.39% | 0.51 | ||
 WAFD | 2.72B | 35.64 | 13.55 | -1.58% | 8.02% | 0.60 | ||
 HOMB | 5.32B | 27.03 | 13.45 | 9.47% | 10.86% | 0.30 | ||
 NWBI | 2.06B | 14.08 | 15.30 | 16.3% | 7.18% | 0.24 | ||
 CVBF | 2.8B | 20.63 | 13.57 | -2.33% | 9.25% | 0.43 | ||
 GBCI | 6.47B | 49.75 | 25 | 14.48% | 6.53% | 0.69 | ||
 SFNC | 3.13B | 21.59 | -7.32 | -56.66% | -11.63% | 0.19 | ||
 FFIN | 4.64B | 32.60 | 20.90 | 18.79% | 13.25% | 0.12 |
Compare HFWA vs Peers
Heritage Financial Corporation (HFWA) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
HFWA Income Statement
Heritage Financial Corporation (HFWA) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 139.36M | 186.99M | 199.68M | 201M | 205.79M | 219.38M | 225.16M | 209.36M | 224.41M |
| NII Growth % | 5.17% | 34.18% | 6.79% | 0.66% | 2.38% | 6.61% | 2.63% | -7.01% | 7.18% |
| Net Interest Margin % | 3.39% | 3.52% | 3.6% | 3.04% | 2.77% | 3.14% | 3.14% | 2.95% | 3.22% |
| Interest Income | 147.71M | 199.41M | 217.85M | 214.32M | 212.83M | 227.46M | 284.46M | 309.71M | 314.24M |
| Interest Expense | 8.35M | 12.41M | 18.17M | 13.32M | 7.04M | 8.07M | 59.31M | 100.35M | 89.83M |
| Loan Loss Provision | 4.22M | 5.13M | 4.31M | 36.11M | -29.37M | -1.43M | 4.28M | 6.28M | 2.78M |
| Non-Interest Income | 35.58M | 31.62M | 32.46M | 37.23M | 34.62M | 29.59M | 18.66M | 7.47M | 21.73M |
| Non-Interest Income % | 19.41% | 13.69% | 12.97% | 14.8% | 13.99% | 11.51% | 6.16% | 2.36% | 6.47% |
| Total Revenue | 183.29M▲ 0% | 231.02M▲ 26.0% | 250.31M▲ 8.3% | 251.55M▲ 0.5% | 247.45M▼ 1.6% | 257.05M▲ 3.9% | 303.13M▲ 17.9% | 317.19M▲ 4.6% | 335.97M▲ 5.9% |
| Revenue Growth % | 7.73% | 26.04% | 8.35% | 0.49% | -1.63% | 3.88% | 17.93% | 4.64% | 5.92% |
| Non-Interest Expense | 110.58M | 149.19M | 146.79M | 148.94M | 149.27M | 150.97M | 166.62M | 158.3M | 165.57M |
| Efficiency Ratio | 60.33% | 64.58% | 58.64% | 59.21% | 60.32% | 58.73% | 54.97% | 49.91% | 49.28% |
| Operating Income | 60.15M▲ 0% | 64.3M▲ 6.9% | 81.05M▲ 26.1% | 53.18M▼ 34.4% | 120.51M▲ 126.6% | 99.44M▼ 17.5% | 72.92M▼ 26.7% | 52.26M▼ 28.3% | 77.79M▲ 48.9% |
| Operating Margin % | 32.82% | 27.83% | 32.38% | 21.14% | 48.7% | 38.68% | 24.05% | 16.48% | 23.15% |
| Operating Income Growth % | 14.09% | 6.9% | 26.05% | -34.38% | 126.6% | -17.49% | -26.67% | -28.33% | 48.85% |
| Pretax Income | 60.15M▲ 0% | 64.3M▲ 6.9% | 81.05M▲ 26.1% | 53.18M▼ 34.4% | 120.51M▲ 126.6% | 99.44M▼ 17.5% | 72.92M▼ 26.7% | 52.26M▼ 28.3% | 78.6M▲ 50.4% |
| Pretax Margin % | 32.82% | 27.83% | 32.38% | 21.14% | 48.7% | 38.68% | 24.05% | 16.48% | 23.4% |
| Income Tax | 18.36M | 11.24M | 13.49M | 6.61M | 22.47M | 17.56M | 11.16M | 9M | 11.07M |
| Effective Tax Rate % | 30.52% | 17.48% | 16.64% | 12.43% | 18.65% | 17.66% | 15.31% | 17.22% | 14.08% |
| Net Income | 41.79M▲ 0% | 53.06M▲ 27.0% | 67.56M▲ 27.3% | 46.57M▼ 31.1% | 98.03M▲ 110.5% | 81.88M▼ 16.5% | 61.76M▼ 24.6% | 43.26M▼ 30.0% | 67.53M▲ 56.1% |
| Net Margin % | 22.8% | 22.97% | 26.99% | 18.51% | 39.62% | 31.85% | 20.37% | 13.64% | 20.1% |
| Net Income Growth % | 7.38% | 26.96% | 27.33% | -31.07% | 110.51% | -16.48% | -24.57% | -29.95% | 56.11% |
| Net Income (Continuing) | 41.79M | 53.06M | 67.56M | 46.57M | 98.03M | 81.88M | 61.76M | 43.26M | 67.53M |
| EPS (Diluted) | 1.29▲ 0% | 1.50▲ 16.3% | 1.83▲ 22.0% | 1.29▼ 29.5% | 2.73▲ 111.6% | 2.31▼ 15.4% | 1.75▼ 24.2% | 1.24▼ 29.1% | 1.96▲ 58.1% |
| EPS Growth % | -0.77% | 16.28% | 22% | -29.51% | 111.63% | -15.38% | -24.24% | -29.14% | 58.06% |
| EPS (Basic) | 1.29 | 1.49 | 1.84 | 1.29 | 2.75 | 2.33 | 1.76 | 1.26 | 1.99 |
| Diluted Shares Outstanding | 29.85M | 35.37M | 36.99M | 36.17M | 35.97M | 35.46M | 35.26M | 34.9M | 34.41M |
HFWA Balance Sheet
Heritage Financial Corporation (HFWA) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 913.54M | 1.14B | 1.18B | 1.55B | 2.62B | 1.44B | 1.36B | 881.49M | 660.11M |
| Cash & Due from Banks | 103.02M | 161.91M | 228.57M | 743.32M | 1.72B | 103.59M | 224.97M | 117.1M | 52.59M |
| Short Term Investments | 810.53M | 976.1M | 952.31M | 802.16M | 894.34M | 1.33B | 1.13B | 764.39M | 607.52M |
| Total Investments | 3.63B | 4.6B | 4.69B | 5.21B | 5.05B | 6.11B | 6.16B | 6.22B | 607.52M |
| Investments Growth % | 6.26% | 26.64% | 2.02% | 11% | -2.94% | 20.85% | 0.91% | 0.91% | -90.23% |
| Long-Term Investments | 2.82B | 3.62B | 3.74B | 4.4B | 4.16B | 4.77B | 5.03B | 5.45B | 0 |
| Accounts Receivables | 12.24M | 15.4M | 14.45M | 19.42M | 14.66M | 18.55M | 19.52M | 19.48M | 4.75B |
| Goodwill & Intangibles | 125.12M | 261.55M | 257.55M | 254.03M | 250.92M | 248.17M | 245.73M | 244.09M | 242.92M |
| Goodwill | 119.03M | 240.94M | 240.94M | 240.94M | 240.94M | 240.94M | 240.94M | 240.94M | 240.94M |
| Intangible Assets | 6.09M | 20.61M | 16.61M | 13.09M | 9.98M | 7.23M | 4.79M | 3.15M | 1.98M |
| PP&E (Net) | 60.33M | 81.1M | 87.89M | 85.45M | 79.37M | 76.93M | 74.9M | 71.58M | 74.69M |
| Other Assets | 83.44M | 101.67M | 110.83M | 114.24M | 128.13M | 130.97M | 448.41M | 436.69M | 0 |
| Total Current Assets | 1.03B | 1.25B | 1.36B | 1.76B | 2.82B | 1.75B | 1.38B | 900.98M | 5.41B |
| Total Non-Current Assets | 3.09B | 4.06B | 4.19B | 4.86B | 4.62B | 5.23B | 5.8B | 6.21B | 317.61M |
| Total Assets | 4.11B▲ 0% | 5.32B▲ 29.3% | 5.55B▲ 4.4% | 6.62B▲ 19.1% | 7.43B▲ 12.4% | 6.98B▼ 6.1% | 7.17B▲ 2.8% | 7.11B▼ 1.0% | 6.97B▼ 2.0% |
| Asset Growth % | 6.04% | 29.26% | 4.44% | 19.13% | 12.35% | -6.09% | 2.79% | -0.96% | -1.96% |
| Return on Assets (ROA) | 1.05% | 1.13% | 1.24% | 0.77% | 1.4% | 1.14% | 0.87% | 0.61% | 0.96% |
| Accounts Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Debt | 144.33M | 51.79M | 40.76M | 56.57M | 72.02M | 68.07M | 521.76M | 405.06M | 42.35M |
| Net Debt | 41.31M | -110.12M | -187.8M | -686.75M | -1.65B | -35.52M | 296.79M | 287.96M | -10.24M |
| Long-Term Debt | 112.51M | 20.3M | 20.59M | 20.89M | 21.18M | 21.47M | 521.76M | 405.06M | 22.35M |
| Short-Term Debt | 31.82M | 31.49M | 20.17M | 35.68M | 50.84M | 46.6M | 0 | 0 | 20M |
| Other Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 200.06M | 153.08M | 1.44B |
| Total Current Liabilities | 3.49B | 4.54B | 4.72B | 5.77B | 6.56B | 6.16B | 5.6B | 5.68B | 4.58B |
| Total Non-Current Liabilities | 112.51M | 20.3M | 20.59M | 20.89M | 21.18M | 21.47M | 721.82M | 558.14M | 1.47B |
| Total Liabilities | 3.6B | 4.56B | 4.74B | 5.79B | 6.58B | 6.18B | 6.32B | 6.24B | 6.05B |
| Total Equity | 508.31M▲ 0% | 760.72M▲ 49.7% | 809.31M▲ 6.4% | 820.44M▲ 1.4% | 854.43M▲ 4.1% | 797.89M▼ 6.6% | 853.26M▲ 6.9% | 863.53M▲ 1.2% | 921.5M▲ 6.7% |
| Equity Growth % | 5.51% | 49.66% | 6.39% | 1.38% | 4.14% | -6.62% | 6.94% | 1.2% | 6.71% |
| Equity / Assets (Capital Ratio) | 12.36% | 14.31% | 14.57% | 12.4% | 11.5% | 11.43% | 11.89% | 12.15% | 13.23% |
| Return on Equity (ROE) | 8.44% | 8.36% | 8.61% | 5.71% | 11.71% | 9.91% | 7.48% | 5.04% | 7.57% |
| Book Value per Share | 17.03 | 21.51 | 21.88 | 22.68 | 23.75 | 22.50 | 24.20 | 24.74 | 26.78 |
| Tangible BV per Share | 12.84 | 14.11 | 14.92 | 15.66 | 16.78 | 15.50 | 17.23 | 17.75 | 19.72 |
| Common Stock | 360.59M | 591.81M | 586.46M | 571.02M | 551.8M | 552.4M | 549.75M | 531.67M | 531.1M |
| Additional Paid-in Capital | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Retained Earnings | 149.01M | 176.37M | 212.47M | 224.4M | 293.24M | 345.35M | 375.99M | 387.1M | 421.62M |
| Accumulated OCI | -1.3M | -7.46M | 10.38M | 25.02M | 9.4M | -99.85M | -72.48M | -55.24M | -31.21M |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
HFWA Cash Flow Statement
Heritage Financial Corporation (HFWA) cash flow — operating, investing & free cash flow history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 73.51M | 90.41M | 92.49M | 70.33M | 69.53M | 94.46M | 109.52M | 64.48M | 94.82M |
| Operating CF Growth % | 36.19% | 22.99% | 2.3% | -23.96% | -1.14% | 35.85% | 15.95% | -41.12% | 47.04% |
| Net Income | 41.79M | 53.06M | 67.56M | 46.57M | 98.03M | 81.88M | 61.76M | 43.26M | 67.53M |
| Depreciation & Amortization | 11.99M | 21.44M | 18.11M | -87K | -18.63M | 3.09M | 5.6M | 3.23M | 0 |
| Deferred Taxes | 0 | 0 | 0 | 0 | 0 | 871K | -13.2M | -15.29M | 0 |
| Other Non-Cash Items | 7M | 2.97M | -3.23M | 31.44M | -13.54M | 4.82M | 51.04M | 24.58M | 17.18M |
| Working Capital Changes | 10.63M | 10.2M | 6.82M | -11.15M | 0 | 0 | 0 | 4.36M | 5.17M |
| Cash from Investing | -241.39M | -109.6M | -125.3M | -538.55M | 163.76M | -1.21B | -93.45M | -85.9M | 186.75M |
| Purchase of Investments | -149.91M | -342.14M | -242.78M | -152.62M | -756.41M | -1.2B | -178.4M | -33.13M | 0 |
| Sale/Maturity of Investments | 129.92M | 248.58M | 286.31M | 319.25M | 266.81M | 240.17M | 424.62M | 439.36M | 0 |
| Net Investment Activity | -19.99M | -93.56M | 43.53M | 166.63M | -489.6M | -963.53M | 246.22M | 406.23M | 0 |
| Acquisitions | -206.28M | 105.97M | 0 | 0 | 0 | 0 | -13.83M | 0 | 0 |
| Other Investing | -218.34M | -98.74M | -155.79M | -698.19M | 656.38M | -240.23M | -315.47M | -488.67M | 186.75M |
| Cash from Financing | 167.15M | 78.08M | 99.47M | 982.97M | 746.68M | -506.38M | 105.31M | -86.45M | -165.58M |
| Dividends Paid | -18.3M | -25.79M | -30.91M | -28.86M | -28.94M | -29.49M | -30.82M | -31.78M | -32.65M |
| Share Repurchases | -737K | -1.7M | -8.64M | -19.12M | -22.89M | -3.2M | -6.97M | -22.42M | -5.52M |
| Stock Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Stock Activity | -737K | -1.7M | -8.64M | -19.12M | -22.89M | -3.2M | -6.97M | -22.42M | -5.52M |
| Debt Issuance (Net) | 1000K | -1000K | 0 | 0 | 0 | 0 | 1000K | -1000K | -1000K |
| Other Financing | 173.29M | 214.08M | 139.01M | 1.03B | 798.5M | -473.69M | -356.9M | 84.74M | 235.59M |
| Net Change in Cash | -730K▲ 0% | 58.9M▲ 8167.8% | 66.66M▲ 13.2% | 514.75M▲ 672.2% | 979.97M▲ 90.4% | -1.62B▼ 265.3% | 121.38M▲ 107.5% | -107.87M▼ 188.9% | 2.27M▲ 102.1% |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 103.75M | 103.02M | 161.91M | 228.57M | 743.32M | 1.72B | 103.59M | 224.97M | 4.73M |
| Cash at End | 103.02M | 161.91M | 228.57M | 743.32M | 1.72B | 103.59M | 224.97M | 117.1M | 7M |
| Interest Paid | 8.4M | 12.38M | 17.87M | 13.14M | 6.79M | 7.71M | 46.13M | 112.22M | 90.14M |
| Income Taxes Paid | 2.04M | 5.63M | 7.53M | 13.43M | 9.89M | 5.04M | 2.97M | 1.5M | 2.69M |
| Free Cash Flow | 70.45M▲ 0% | 67.15M▼ 4.7% | 79.45M▲ 18.3% | 63.33M▼ 20.3% | 66.51M▲ 5.0% | 90.44M▲ 36.0% | 99.15M▲ 9.6% | 61.02M▼ 38.5% | 85.66M▲ 40.4% |
| FCF Growth % | 49.08% | -4.69% | 18.32% | -20.28% | 5.02% | 35.98% | 9.63% | -38.45% | 40.38% |
HFWA Banking Ratios
Heritage Financial Corporation (HFWA) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 8.18% | 8.44% | 8.36% | 8.61% | 5.71% | 11.71% | 9.91% | 7.48% | 5.04% | 7.57% |
| Return on Assets (ROA) | 1.03% | 1.05% | 1.13% | 1.24% | 0.77% | 1.4% | 1.14% | 0.87% | 0.61% | 0.96% |
| Net Interest Margin | 3.42% | 3.39% | 3.52% | 3.6% | 3.04% | 2.77% | 3.14% | 3.14% | 2.95% | 3.22% |
| Efficiency Ratio | 62.58% | 60.33% | 64.58% | 58.64% | 59.21% | 60.32% | 58.73% | 54.97% | 49.91% | 49.28% |
| Equity / Assets | 12.42% | 12.36% | 14.31% | 14.57% | 12.4% | 11.5% | 11.43% | 11.89% | 12.15% | 13.23% |
| Book Value / Share | 16.23 | 17.03 | 21.51 | 21.88 | 22.68 | 23.75 | 22.5 | 24.2 | 24.74 | 26.78 |
| NII Growth | 2.23% | 5.17% | 34.18% | 6.79% | 0.66% | 2.38% | 6.61% | 2.63% | -7.01% | 7.18% |
| Dividend Payout | 55.42% | 43.8% | 48.61% | 45.75% | 61.97% | 29.52% | 36.02% | 49.91% | 73.46% | 48.35% |
HFWA SEC Filings & Documents
Heritage Financial Corporation (HFWA) SEC filings — annual & quarterly reports (10-K, 10-Q)
HFWA Frequently Asked Questions
Heritage Financial Corporation (HFWA) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
Heritage Financial Corporation (HFWA) grew revenue by 5.9% over the past year. This is steady growth.
Yes, Heritage Financial Corporation (HFWA) is profitable, generating $67.5M in net income for fiscal year 2025 (20.1% net margin).
Dividend & Returns
Yes, Heritage Financial Corporation (HFWA) pays a dividend with a yield of 3.46%. This makes it attractive for income-focused investors.
Heritage Financial Corporation (HFWA) has a return on equity (ROE) of 7.6%. This is below average, suggesting room for improvement.
Industry Metrics
Heritage Financial Corporation (HFWA) has a net interest margin (NIM) of 3.2%. This indicates healthy earnings from lending activities.
Heritage Financial Corporation (HFWA) has an efficiency ratio of 49.3%. This is excellent, indicating strong cost control.
Explore More HFWA
Heritage Financial Corporation (HFWA) financial analysis — history, returns, DCA and operating performance tools
Total Return Calculator
Historical returns with dividends reinvested
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Dividend History
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Earnings History
EPS trends, net income & profitability
Price History
Long-term charts & historical price data
Revenue History
Sales growth patterns & revenue breakdown
Financial Ratios
30 years of market, efficiency and balance-sheet ratios
Valuation
DCF intrinsic value, peer multiples & estimates