Credicorp's investment thesis is anchored by accelerating net interest income growth, which reached 13.2% year-over-year in Q2 2026, driven by strong loan demand and favorable repricing dynamics. This top-line momentum is supported by a strategic shift toward ...
Price trend, volume and key moving averages
Start with the evidence for owning the stock and the risks that can break the thesis.
Net interest income growth accelerated to 13.2% year-over-year in Q2 2026, while the net interest margin stabilized at 1.4% following a dip to 1.1% in Q3 2025, indicating effective asset-liability management despite a volatile rate environment.
The consensus among analysts is largely positive, with many recommending a 'Buy' or 'Strong Buy' rating. One analysis shows 10 Buy, 4 Hold, and 0 Sell ratings, indicating strong market confidence.
Credicorp has demonstrated robust performance, doubling its stock price since mid-2023, fueled by rising commodity prices and financial momentum in emerging markets. This growth is complemented by a favorable Price-to-Earnings (P/E) ratio compared to its peers.
The company's digital wallet and payments business, Yape, has exceeded investor expectations and is viewed as a significant growth area. This focus on digital transformation and financial inclusion positions Credicorp well for future expansion.
Trailing total returns as of 9/23/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).
Check whether operating performance supports the current valuation.
Recent results and news deserve attention only when they alter the forward view.
| Quarter | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|
Q3 2026Latest Aug 13, 2026 | $7.29-0.3% vs $7.31 | $1.8B+1.4% vs $1.8B |
Q2 2026 May 14, 2026 | $7.65+10.5% vs $6.92 | $1.7B-0.1% vs $1.7B |
Q1 2026 Feb 12, 2026 | $5.88-9.5% vs $6.50 | $1.8B+1.8% vs $1.7B |
Q4 2025 Nov 13, 2025 | $6.28-0.2% vs $6.29 | $1.7B+2.1% vs $1.6B |
As the Federal Reserve prepares to move on rates and oil prices surge past $105, Wednesday's top analyst calls reveal which travel giants, homebuilders, and financial stocks Wall Street is quietly repositioning around before the dust settles.
California State Teachers Retirement System raised its position in Credicorp Ltd. (NYSE: BAP) by 39,776.2% in the undefined quarter, according to its most recent Form 13F filing with the SEC. The institutional investor owned 4,111,238 shares of the bank's stock after purchasing an additional 4,100,928 shares during the period. California State Teachers Retirement
Lima, Aug. 26, 2026 (GLOBE NEWSWIRE) -- Lima, Peru, August 26, 2026 – Credicorp Ltd. (“Credicorp”) (NYSE: BAP | BVL: BAP), Peru's leading financial services holding company with operations in Chile, Colombia, Bolivia, Panama, and the United States, announces that it will host its 2026 Strategic Update on Tuesday, November 17, 2026.
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Credicorp (BAP) have what it takes?
Benchmark BAP against direct peers instead of judging its metrics in isolation.
Key metrics vs top competitors for Credicorp Ltd. (BAP)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $393.22 | $31.24B | 15.29 | 12.99% | 28.85% | 19.15% | 2.83% | |
| $8.43 | $92.91B | 10.96 | 4.21% | 12.29% | 21.05% | — | |
| $3.57 | $37.76B | 8.33 | 44.49% | 15.21% | 13.29% | — | |
| $5.84 | $43.73B | 18.30 | -3.79% | 21.61% | 11.41% | — | |
| $42.96 | $38.45B | 10.90 | 68.77% | 35.34% | 85.27% | — | |
| $14.13 | $2.89B | 13.87 | -11.01% | 10.23% | 10.25% | — |
Credicorp Ltd. (BAP) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
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Credicorp Ltd. (BAP) stock FAQ — growth, dividends, profitability & financials explained
Credicorp Ltd. (BAP) grew revenue by 13.0% over the past year. This is steady growth.
Yes, Credicorp Ltd. (BAP) is profitable, generating $7.34B in net income for fiscal year 2025 (28.9% net margin).
Yes, Credicorp Ltd. (BAP) pays a dividend with a yield of 2.83%. This makes it attractive for income-focused investors.
Credicorp Ltd. (BAP) has a return on equity (ROE) of 19.2%. This is reasonable for most industries.
Credicorp Ltd. (BAP) has a net interest margin (NIM) of 5.2%. This indicates healthy earnings from lending activities.
Credicorp Ltd. (BAP) has an efficiency ratio of 47.4%. This is excellent, indicating strong cost control.
