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C&F Financial Corporation(CFFI)Earnings, Financials & Key Ratios
CFFI•NASDAQ•Banking & Credit
9.5× P/E·Price updated Jun 19, 2026
AboutC&F Financial Corporation operates as a bank holding company for Citizens and Farmers Bank that provides banking services to individuals and businesses. The company's Retail Banking offers various banking services, including checking and savings deposit accounts, as well as business, real estate, development, mortgage, home equity, and installment loans. It also provides ATMs, Internet and mobile banking, and debit and credit cards, as well as safe deposit box rentals, notary public, electronic transfer, and other customary bank services. This segment offers its services through its main office in West Point, Virginia, as well as through 30 Virginia branches located 1 each in Albermarle, Goochland, Hanover, Middlesex, Powhatan, Stafford, York, Charlottesville, Hampton, Montross, Newport News, Richmond, Warsaw, and Williamsburg; 2 each in the counties of Cumberland, James City, King George, and New Kent; and four each in the counties of Chesterfield and Henrico. The company's Mortgage Banking segment provides various residential mortgage loans; originates conventional mortgage loans, mortgage loans insured by the Federal Housing Administration, and mortgage loans guaranteed by the United States Department of Agriculture and the Veterans Administration; and ancillary mortgage loan origination services for residential appraisals, as well as various mortgage origination functions to third parties. It provides mortgage loan origination services through 11 offices in Virginia, 1 office in Maryland, and 2 offices in North Carolina, as well as through 1 each in South Carolina and West Virginia. The company's Consumer Finance segment provides automobile loans through its offices in Richmond and Hampton, Virginia. It also offers brokerage and wealth management services; and insurance products. In addition, the company provides title and settlement agency, and insurance services. C&F Financial Corporation was founded in 1927 and is headquartered in West Point, Virginia.Show more
- Net Interest Income$106M+9.7%
- Total Revenue$186M+11.8%
- Net Income$27M+35.3%
- Return on Equity10.97%+22.9%
- Net Interest Margin3.84%+1.6%
- Efficiency Ratio51.7%-0.3%
- ROA1.01%+26.9%
- Equity / Assets9.48%+7.0%
- Book Value per Share81.03+17.8%
CFFI Key Insights
C&F Financial Corporation (CFFI) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Strong Piotroski F-Score: 8/9
- ✓Strong NIM of 3.8%
- ✓Efficient operations: 51.7% efficiency ratio
- ✓Healthy dividend yield of 2.3%
- ✓Trading near 52-week high
- ✓Trading at only 1.0x book value
✗Weaknesses
No significant weaknesses identified
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
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CFFI Price & Volume
C&F Financial Corporation (CFFI) stock price & volume — 10-year historical chart
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CFFI Growth Metrics
C&F Financial Corporation (CFFI) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years5.62%
5 Years4.66%
3 Years14.67%
TTM-
Profit CAGR
10 Years7.91%
5 Years3.94%
3 Years-2.73%
TTM35.3%
EPS CAGR
10 Years8.46%
5 Years6.47%
3 Years0%
TTM37.48%
Return on Capital
10 Years7.77%
5 Years8.68%
3 Years6.34%
Last Year2.13%
CFFI Recent Earnings
C&F Financial Corporation (CFFI) EPS & revenue vs analyst estimates — last 4 quarters
Q2 2026Latest
Apr 23, 2026Metric
Actual
Est
EPS
$2.08
—
Rev
$48M
—
Q1 2026
Jan 27, 2026Metric
Actual
Est
EPS
$2.07
—
Rev
$48M
—
Q4 2025
Oct 23, 2025Metric
Actual
Est
EPS
$2.18
—
Rev
$47M
—
Q3 2025
Jul 24, 2025Metric
Actual
Est
EPS
$2.37
—
Rev
$47M
—
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 23, 2026 | $2.08 | $48M |
| Q1 2026 | Jan 27, 2026 | $2.07 | $48M |
| Q4 2025 | Oct 23, 2025 | $2.18 | $47M |
| Q3 2025 | Jul 24, 2025 | $2.37 | $47M |
Based on last 12 quarters of dataView full earnings history →
CFFI Peer Comparison
C&F Financial Corporation (CFFI) competitors in Mortgage originators and servicers — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 NKSH | 224.8M | 35.30 | 14.18 | 7.88% | 18.57% | 9.04% | 0.01 | |
 CZWI | 205.47M | 21.34 | 14.62 | -9.41% | 16.01% | 7.81% | 0.28 | |
 MNSB | 175.75M | 23.86 | 13.56 | -1.44% | 11.53% | 7.26% | 0.32 | |
 FXNC | 265.44M | 29.36 | 14.98 | 27.11% | 15.35% | 9.98% | 0.23 | |
 LKFN | 1.56B | 59.86 | 14.93 | -1.93% | 24.51% | 14.19% | 0.24 | |
 FFIN | 4.7B | 32.78 | 18.52 | 11.71% | 30.71% | 14.16% | 0.01 | |
 HBCP | 519.47M | 66.28 | 11.29 | 4.93% | 22.01% | 11.03% | 0.13 | |
 CHMG | 341.44M | 70.97 | 22.67 | -6.46% | 10.79% | 6.27% | 0.02 |
Compare CFFI vs Peers
C&F Financial Corporation (CFFI) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
CFFI Income Statement
C&F Financial Corporation (CFFI) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
Net Interest Income | 79.99M | 81.52M | 80.45M | 83.53M | 85.37M | 93.46M | 97.71M | 96.78M | 106.21M |
NII Growth % | -0.6% | 1.91% | -1.31% | 3.82% | 2.2% | 9.48% | 4.54% | -0.95% | 9.75% |
Net Interest Margin % | 5.3% | 5.36% | 4.85% | 4% | 3.77% | 4.01% | 4.01% | 3.78% | 3.84% |
Interest Income | 89.59M | 92.55M | 95.01M | 96.91M | 93.73M | 101.35M | 124.14M | 139.59M | 151.5M |
Interest Expense | 9.6M | 11.03M | 14.56M | 13.38M | 8.36M | 7.89M | 26.43M | 42.82M | 45.29M |
Loan Loss Provision | 16.43M | 11.01M | 8.52M | 11.08M | 575K | 3.17M | 8.28M | 13.25M | 11.55M |
Non-Interest Income | 27.23M | 24.92M | 29.78M | 51.3M | 46.25M | 22.1M | 25.62M | 26.92M | 34.63M |
Non-Interest Income % | 23.31% | 21.22% | 23.86% | 34.61% | 33.04% | 17.9% | 17.11% | 16.17% | 18.61% |
Total Revenue | 116.83M▲ 0% | 117.47M▲ 0.6% | 124.79M▲ 6.2% | 148.21M▲ 18.8% | 139.97M▼ 5.6% | 123.45M▼ 11.8% | 149.76M▲ 21.3% | 166.51M▲ 11.2% | 186.13M▲ 11.8% |
Revenue Growth % | 1.16% | 0.55% | 6.23% | 18.77% | -5.56% | -11.81% | 21.31% | 11.19% | 11.78% |
Non-Interest Expense | 72.82M | 72.9M | 77.78M | 94.53M | 92.96M | 75.42M | 85.89M | 86.31M | 96.22M |
Efficiency Ratio | 62.34% | 62.06% | 62.33% | 63.78% | 66.41% | 61.1% | 57.35% | 51.83% | 51.7% |
Operating Income | 17.97M▲ 0% | 22.54M▲ 25.5% | 23.93M▲ 6.2% | 29.22M▲ 22.1% | 38.08M▲ 30.3% | 36.96M▼ 2.9% | 29.16M▼ 21.1% | 24.13M▼ 17.3% | 33.07M▲ 37.0% |
Operating Margin % | 15.38% | 19.19% | 19.18% | 19.71% | 27.21% | 29.94% | 19.47% | 14.49% | 17.77% |
Operating Income Growth % | 0.27% | 25.46% | 6.17% | 22.09% | 30.33% | -2.94% | -21.1% | -17.25% | 37.04% |
Pretax Income | 17.97M▲ 0% | 22.54M▲ 25.5% | 23.93M▲ 6.2% | 29.22M▲ 22.1% | 38.08M▲ 30.3% | 36.96M▼ 2.9% | 29.16M▼ 21.1% | 24.13M▼ 17.3% | 33.07M▲ 37.0% |
Pretax Margin % | 15.38% | 19.19% | 19.18% | 19.71% | 27.21% | 29.94% | 19.47% | 14.49% | 17.77% |
Income Tax | 11.39M | 4.52M | 5.08M | 6.79M | 8.96M | 7.59M | 5.42M | 4.21M | 6.08M |
Effective Tax Rate % | 63.42% | 20.06% | 21.24% | 23.26% | 23.53% | 20.55% | 18.58% | 17.47% | 18.38% |
Net Income | 6.57M▲ 0% | 18.02M▲ 174.2% | 18.86M▲ 4.7% | 22.12M▲ 17.3% | 28.67M▲ 29.6% | 29.16M▲ 1.7% | 23.6M▼ 19.1% | 19.83M▼ 16.0% | 26.84M▲ 35.3% |
Net Margin % | 5.63% | 15.34% | 15.11% | 14.92% | 20.48% | 23.62% | 15.76% | 11.91% | 14.42% |
Net Income Growth % | -51.17% | 174.19% | 4.66% | 17.28% | 29.62% | 1.72% | -19.05% | -15.97% | 35.3% |
Net Income (Continuing) | 6.57M | 18.02M | 18.85M | 22.42M | 29.12M | 29.37M | 23.75M | 19.92M | 26.99M |
EPS (Diluted) | 1.88▲ 0% | 5.15▲ 173.9% | 5.47▲ 6.2% | 6.06▲ 10.8% | 7.95▲ 31.2% | 8.29▲ 4.3% | 6.92▼ 16.5% | 6.01▼ 13.2% | 8.29▲ 37.9% |
EPS Growth % | -51.67% | 173.94% | 6.21% | 10.79% | 31.19% | 4.28% | -16.53% | -13.15% | 37.94% |
EPS (Basic) | 1.89 | 5.15 | 5.47 | 6.06 | 7.95 | 8.29 | 6.92 | 6.01 | 8.29 |
Diluted Shares Outstanding | 3.49M | 3.5M | 3.45M | 3.65M | 3.6M | 3.52M | 3.41M | 3.3M | 3.24M |
CFFI Balance Sheet
C&F Financial Corporation (CFFI) balance sheet — assets, liabilities & shareholders' equity
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
Cash & Short Term Investments | 338.4M | 329.92M | 355.17M | 373.06M | 640.82M | 539.25M | 537.6M | 132.04M | 471.73M |
Cash & Due from Banks | 119.42M | 115.01M | 165.43M | 86.67M | 267.75M | 26.66M | 75.16M | 65.59M | 13.62M |
Short Term Investments | 218.98M | 214.91M | 189.73M | 286.39M | 373.07M | 512.59M | 462.44M | 66.45M | 458.11M |
Total Investments | 1.27B | 1.28B | 1.36B | 1.81B | 1.83B | 2.12B | 2.18B | 2.32B | 2.38B |
Investments Growth % | 3.4% | 1.46% | 6.04% | 33.13% | 0.63% | 16.26% | 2.69% | 6.42% | 2.76% |
Long-Term Investments | 1.05B | 1.07B | 1.17B | 1.53B | 1.45B | 1.61B | 1.72B | 2.25B | 2.06B |
Accounts Receivables | 7.59M | 7.44M | 6.78M | 8.1M | 6.81M | 8.98M | 10.4M | 10.59M | 11.73M |
Goodwill & Intangibles | 16.02M | 15.57M | 15.34M | 27.48M | 27.17M | 26.87M | 26.6M | 26.34M | 26.1M |
Goodwill | 14.43M | 14.43M | 14.43M | 25.19M | 25.19M | 25.19M | 25.19M | 25.19M | 25.19M |
Intangible Assets | 1.59M | 1.14M | 912K | 2.29M | 1.98M | 1.68M | 1.41M | 1.15M | 909K |
PP&E (Net) | 36.97M | 37.1M | 35.26M | 44.13M | 44.8M | 43.85M | 41.91M | 40.12M | 0 |
Other Assets | 50.54M | 49.2M | 60.85M | 92.46M | 79.12M | 81.89M | 86.59M | 83.97M | -2B |
Total Current Assets | 345.99M | 337.36M | 361.94M | 381.16M | 647.63M | 548.23M | 548M | 142.63M | 483.46M |
Total Non-Current Assets | 1.16B | 1.18B | 1.3B | 1.71B | 1.62B | 1.78B | 1.89B | 2.42B | 79.34M |
Total Assets | 1.51B▲ 0% | 1.52B▲ 0.8% | 1.66B▲ 8.9% | 2.09B▲ 25.9% | 2.26B▲ 8.5% | 2.33B▲ 3.0% | 2.44B▲ 4.6% | 2.56B▲ 5.1% | 2.77B▲ 8.0% |
Asset Growth % | 3.93% | 0.82% | 8.94% | 25.88% | 8.54% | 2.99% | 4.55% | 5.12% | 8% |
Return on Assets (ROA) | 0.44% | 1.19% | 1.19% | 1.18% | 1.32% | 1.27% | 0.99% | 0.79% | 1.01% |
Accounts Payable | 838K | 920K | 1.29M | 1.11M | 715K | 950K | 3.49M | 4.4M | 3.75M |
Total Debt | 167.86M | 159.69M | 161.17M | 76.17M | 90.46M | 92.08M | 109.54M | 122.61M | 115.81M |
Net Debt | 48.44M | 44.68M | -4.26M | -10.5M | -177.28M | 65.42M | 34.38M | 57.02M | 102.19M |
Long-Term Debt | 147.24M | 144.77M | 144.81M | 55.71M | 55.73M | 55.49M | 51.32M | 93.61M | 85.49M |
Short-Term Debt | 20.62M | 14.92M | 16.36M | 20.45M | 34.73M | 36.59M | 58.22M | 28.99M | 21.17M |
Other Liabilities | 27.23M | 27.18M | 38.44M | 62.39M | 47.71M | 39.19M | 41.82M | 38.53M | 2.39B |
Total Current Liabilities | 1.19B | 1.2B | 1.31B | 1.77B | 1.95B | 2.04B | 2.13B | 2.2B | 20M |
Total Non-Current Liabilities | 174.47M | 171.96M | 183.25M | 118.1M | 103.43M | 94.68M | 93.14M | 132.15M | 2.49B |
Total Liabilities | 1.37B | 1.37B | 1.49B | 1.89B | 2.05B | 2.14B | 2.22B | 2.34B | 2.51B |
Total Equity | 141.7M▲ 0% | 151.96M▲ 7.2% | 165.28M▲ 8.8% | 194.47M▲ 17.7% | 211.02M▲ 8.5% | 196.23M▼ 7.0% | 217.52M▲ 10.8% | 226.97M▲ 4.3% | 262.35M▲ 15.6% |
Equity Growth % | 1.79% | 7.24% | 8.77% | 17.66% | 8.51% | -7.01% | 10.85% | 4.35% | 15.59% |
Equity / Assets (Capital Ratio) | 9.39% | 9.99% | 9.97% | 9.32% | 9.32% | 8.41% | 8.92% | 8.85% | 9.48% |
Return on Equity (ROE) | 4.68% | 12.27% | 11.89% | 12.3% | 14.14% | 14.32% | 11.41% | 8.92% | 10.97% |
Book Value per Share | 40.64 | 43.40 | 47.89 | 53.29 | 58.55 | 55.80 | 63.75 | 68.78 | 81.03 |
Tangible BV per Share | 36.05 | 38.96 | 43.45 | 45.76 | 51.01 | 48.16 | 55.95 | 60.80 | 72.97 |
Common Stock | 3.36M | 3.36M | 3.3M | 3.51M | 3.4M | 3.33M | 3.24M | 3.11M | 3.15M |
Additional Paid-in Capital | 12.8M | 12.75M | 9.5M | 21.43M | 15.19M | 12.05M | 6.57M | 36K | 1.08M |
Retained Earnings | 127.43M | 140.52M | 154.25M | 170.82M | 193.81M | 217.21M | 233.76M | 247.81M | 268.7M |
Accumulated OCI | -1.89M | -4.67M | -2.25M | -1.96M | -2.09M | -36.96M | -26.69M | -24.6M | -11.17M |
Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
CFFI Cash Flow Statement
C&F Financial Corporation (CFFI) cash flow — operating, investing & free cash flow history
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
Cash from Operations | 25.77M | 47.55M | -14.63M | -80.37M | 157.39M | 90.56M | 38.81M | 38.49M | 24.49M |
Operating CF Growth % | -4.46% | 84.5% | -130.77% | -449.3% | 295.82% | -42.46% | -57.14% | -0.83% | -36.37% |
Net Income | 6.57M | 18.02M | 18.85M | 22.42M | 29.12M | 29.37M | 23.75M | 19.92M | 26.99M |
Depreciation & Amortization | 3.45M | 3.67M | 3.87M | 4.19M | 4.74M | 4.36M | 3.88M | 3.86M | 0 |
Deferred Taxes | 9.4M | 632K | 354K | -817K | -90K | 708K | 902K | 474K | 0 |
Other Non-Cash Items | 12M | 19.95M | -40.55M | -114.93M | 125.82M | 63.55M | 9.49M | 5.31M | -3.56M |
Working Capital Changes | -7.1M | 3.93M | 1.38M | 7.31M | -3.9M | -9.4M | -1.2M | 7M | 1.06M |
Cash from Investing | -59.91M | -47.52M | -35.93M | -183.29M | -138.69M | -411.28M | -56.34M | -148.64M | -169.35M |
Purchase of Investments | -53.46M | -51.32M | -48.22M | -201.87M | -209.22M | -242.23M | -39.27M | -56.4M | 0 |
Sale/Maturity of Investments | 41.52M | 51.07M | 75.57M | 123.74M | 114.02M | 55.33M | 100.81M | 100.6M | 0 |
Net Investment Activity | -11.94M | -255K | 27.36M | -78.13M | -95.2M | -186.9M | 61.54M | 44.21M | 0 |
Acquisitions | 0 | 0 | 0 | 19.1M | 0 | 0 | 0 | 0 | 0 |
Other Investing | -43.79M | -43.89M | -60.58M | -114.03M | -38.7M | -220.99M | -116.42M | -189.36M | -169.35M |
Cash from Financing | 50.36M | -4.44M | 100.98M | 184.9M | 162.38M | 79.64M | 66.03M | 100.58M | 158.41M |
Dividends Paid | -4.64M | -4.93M | -5.13M | -5.55M | -5.67M | -5.76M | -5.99M | -5.78M | -5.95M |
Share Repurchases | 0 | -1.54M | -4.92M | -1.06M | -8.23M | -5.37M | -7.76M | -8.76M | -943K |
Stock Issued | 147K | 144K | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Net Stock Activity | 147K | -1.39M | -4.92M | -1.06M | -8.23M | -5.37M | -7.76M | -8.76M | -943K |
Debt Issuance (Net) | 1000K | -1000K | 1000K | -1000K | 1000K | 1000K | 1000K | 1000K | -1000K |
Other Financing | 51.74M | 10.23M | 109.58M | 289.21M | 162.01M | 88.91M | 62.14M | 104.35M | 174.3M |
Net Change in Cash | 16.22M▲ 0% | -4.41M▼ 127.2% | 50.42M▲ 1243.3% | -78.76M▼ 256.2% | 181.08M▲ 329.9% | -241.08M▼ 233.1% | 48.5M▲ 120.1% | -9.57M▼ 119.7% | 13.55M▲ 241.5% |
Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Cash at Beginning | 103.2M | 119.42M | 115.01M | 165.43M | 86.67M | 267.75M | 26.66M | 75.16M | 65.59M |
Cash at End | 119.42M | 115.01M | 165.43M | 86.67M | 267.75M | 26.66M | 75.16M | 65.59M | 79.13M |
Interest Paid | 9.43M | 10.91M | 14.15M | 14.17M | 9.08M | 7.7M | 23.86M | 41.87M | 45.91M |
Income Taxes Paid | 5.13M | 821K | 2.3M | 6.41M | 10.54M | 8.02M | 6.07M | 523K | 5.61M |
Free Cash Flow | 21.59M▲ 0% | 44.18M▲ 104.6% | -17.34M▼ 139.2% | -90.6M▼ 422.6% | 152.6M▲ 268.4% | 87.17M▼ 42.9% | 37.35M▼ 57.1% | 35M▼ 6.3% | 22.16M▼ 36.7% |
FCF Growth % | -11.02% | 104.58% | -139.24% | -422.56% | 268.43% | -42.88% | -57.15% | -6.29% | -36.69% |
CFFI Banking Ratios
C&F Financial Corporation (CFFI) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
Return on Equity (ROE) | 9.96% | 4.68% | 12.27% | 11.89% | 12.3% | 14.14% | 14.32% | 11.41% | 8.92% | 10.97% |
Return on Assets (ROA) | 0.94% | 0.44% | 1.19% | 1.19% | 1.18% | 1.32% | 1.27% | 0.99% | 0.79% | 1.01% |
Net Interest Margin | 5.54% | 5.3% | 5.36% | 4.85% | 4% | 3.77% | 4.01% | 4.01% | 3.78% | 3.84% |
Efficiency Ratio | 61.1% | 62.34% | 62.06% | 62.33% | 63.78% | 66.41% | 61.1% | 57.35% | 51.83% | 51.7% |
Equity / Assets | 9.59% | 9.39% | 9.99% | 9.97% | 9.32% | 9.32% | 8.41% | 8.92% | 8.85% | 9.48% |
Book Value / Share | 40.28 | 40.64 | 43.4 | 47.89 | 53.29 | 58.55 | 55.8 | 63.75 | 68.78 | 81.03 |
NII Growth | 2.7% | -0.6% | 1.91% | -1.31% | 3.82% | 2.2% | 9.48% | 4.54% | -0.95% | 9.75% |
Dividend Payout | 33.17% | 70.56% | 27.36% | 27.21% | 25.08% | 19.8% | 19.74% | 25.36% | 29.14% | 22.18% |
Related:CFFI Dividend History·CFFI Revenue History·CFFI Price History·CFFI P/E History·CFFI Financial Ratios·CFFI Institutional Holders
CFFI SEC Filings & Documents
C&F Financial Corporation (CFFI) SEC filings — annual & quarterly reports (10-K, 10-Q)
CFFI Frequently Asked Questions
C&F Financial Corporation (CFFI) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
C&F Financial Corporation (CFFI) grew revenue by 11.8% over the past year. This is steady growth.
Yes, C&F Financial Corporation (CFFI) is profitable, generating $26.8M in net income for fiscal year 2025 (14.4% net margin).
Dividend & Returns
Yes, C&F Financial Corporation (CFFI) pays a dividend with a yield of 2.35%. This makes it attractive for income-focused investors.
C&F Financial Corporation (CFFI) has a return on equity (ROE) of 11.0%. This is reasonable for most industries.
Industry Metrics
C&F Financial Corporation (CFFI) has a net interest margin (NIM) of 3.8%. This indicates healthy earnings from lending activities.
C&F Financial Corporation (CFFI) has an efficiency ratio of 51.7%. This is excellent, indicating strong cost control.