8-K Announcements
6Material company update
Jan 2, 2026·SEC
Material company update
Dec 9, 2025·SEC
Material company update
Dec 8, 2025·SEC
Synovus Financial Corp.(SNV)Earnings, Financials & Key Ratios
SNV•NYSE•Banking & Credit
$50.05
$6.95B mkt cap·16.5× P/E·Price updated Apr 24, 2026
AboutSynovus Financial Corp. operates as the bank holding company for Synovus Bank that provides commercial and retail banking products and services. It operates through three segments: Community Banking, Wholesale Banking, and Financial Management Services. The company's commercial banking services include treasury management, asset management, capital market, and institutional trust services, as well as commercial, financial, and real estate loans. Its retail banking services comprise accepting customary types of demand and savings deposits accounts; mortgage, installment, and other consumer loans; investment and brokerage services; safe deposit services; automated banking services; automated fund transfers; Internet-based banking services; and bank credit and debit card services. The company also offers various other financial services, including portfolio management for fixed-income securities, investment banking, execution of securities transactions as a broker/dealer, and financial planning services, as well as provides individual investment advice on equity and other securities. As of December 31, 2020, it operated through 289 branches and 389 ATMs in Alabama, Florida, Georgia, South Carolina, and Tennessee. The company was founded in 1888 and is headquartered in Columbus, Georgia.Show more
- Net Interest Income$1.75B-3.7%
- Total Revenue$3.42B+1.2%
- Net Income$482M-11.3%
- Return on Equity9.27%-18.0%
- Net Interest Margin2.9%-4.4%
- Efficiency Ratio36.18%-4.3%
- ROA0.8%-11.6%
- Equity / Assets8.74%+1.7%
- Book Value per Share36.32+3.6%
- Tangible BV/Share32.77+4.1%
- Debt/Equity0.35+28.1%
SNV Key Insights
Synovus Financial Corp. (SNV) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Efficient operations: 36.2% efficiency ratio
- ✓Healthy dividend yield of 3.0%
- ✓Trading at only 1.4x book value
✗Weaknesses
No significant weaknesses identified
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
SNV Price & Volume
Synovus Financial Corp. (SNV) stock price & volume — 10-year historical chart
Loading chart...
SNV Growth Metrics
Synovus Financial Corp. (SNV) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years11.22%
5 Years7.31%
3 Years17.64%
TTM-
Profit CAGR
10 Years9.47%
5 Years-3.07%
3 Years-14.07%
TTM120.81%
EPS CAGR
10 Years8.58%
5 Years-2.68%
3 Years-14.8%
TTM142.08%
Return on Capital
10 Years9.08%
5 Years8.88%
3 Years8.32%
Last Year6.77%
SNV Recent Earnings
Synovus Financial Corp. (SNV) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 8/12 qtrs (67%)●Beat Revenue 4/12 qtrs (36%)
Q1 2026Latest
Jan 21, 2026EPS
$1.25
Est $1.41
-11.3%
Revenue
—
Est $615M
Q4 2025
Oct 15, 2025EPS
$1.46
Est $1.36
+7.4%
Revenue
$615M
Est $604M
+1.8%
Q3 2025
Jul 16, 2025EPS
$1.48
Est $1.25
+18.4%
Revenue
$594M
Est $586M
+1.3%
Q2 2025
Apr 16, 2025EPS
$1.30
Est $1.12
+16.1%
Revenue
$569M
Est $570M
-0.2%
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q1 2026Latest | Jan 21, 2026 | $1.25vs $1.41-11.3% | —vs $615M |
| Q4 2025 | Oct 15, 2025 | $1.46vs $1.36+7.4% | $615Mvs $604M+1.8% |
| Q3 2025 | Jul 16, 2025 | $1.48vs $1.25+18.4% | $594Mvs $586M+1.3% |
| Q2 2025 | Apr 16, 2025 | $1.30vs $1.12+16.1% | $569Mvs $570M-0.2% |
Based on last 12 quarters of dataView full earnings history →
SNV Peer Comparison
Synovus Financial Corp. (SNV) competitors in Banks with large fee businesses — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 UMBF | 9.98B | 131.06 | 14.35 | 68.52% | 15.81% | 11.67% | 9.8% | 0.49 |
 WTFC | 10.08B | 150.46 | 13.02 | 6.66% | 19.48% | 11.35% | 9.03% | 0.62 |
 CBSH | 7.66B | 52.13 | 12.78 | 2.23% | 26.46% | 15.34% | 7.74% | 0.79 |
 FHN | 12.02B | 24.78 | 13.18 | 0.97% | 19.72% | 10.74% | 5.23% | 0.50 |
 HBAN | 25.97B | 16.41 | 11.81 | 4.38% | 17.71% | 10.04% | 8.77% | 0.76 |
 CFG | 27.77B | 64.36 | 21.24 | 1.31% | 12.22% | 6.6% | 6.77% | 0.51 |
 BOKF | 10.38B | 134.76 | 16.56 | 10.4% | 15.57% | 8.91% | 13.78% | 0.80 |
 SFNC | 3.1B | 21.42 | -7.26 | -56.66% | -63.43% | -11.63% | 14.5% | 0.19 |
Compare SNV vs Peers
Synovus Financial Corp. (SNV) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
SNV Income Statement
Synovus Financial Corp. (SNV) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Dec'16 | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 899.18M | 1.02B | 1.15B | 1.6B | 1.51B | 1.53B | 1.8B | 1.82B | 1.75B | 1.84B |
| NII Growth % | 8.69% | 13.8% | 12.23% | 38.96% | -5.2% | 1.34% | 17.22% | 1.1% | -3.69% | 25.9% |
| Net Interest Margin % | 2.99% | 3.28% | 3.52% | 3.31% | 2.78% | 2.67% | 3.01% | 3.04% | 2.9% | 3.05% |
| Interest Income | 1.02B | 1.16B | 1.34B | 2.05B | 1.8B | 1.65B | 2.08B | 3.05B | 3.19B | 3.13B |
| Interest Expense | 123.62M | 139.19M | 195.89M | 454.83M | 291.75M | 120.4M | 278.89M | 1.23B | 1.44B | 1.29B |
| Loan Loss Provision | 28M | 67.19M | 51.7M | 87.72M | 355.02M | -106.25M | 84.55M | 175.95M | 136.69M | -251.7M |
| Non-Interest Income | 273.19M | 345.33M | 280.09M | 355.9M | 506.51M | 450.07M | 403.34M | 334.96M | 230.9M | 194.26M |
| Non-Interest Income % | 21.08% | 22.9% | 17.24% | 14.79% | 21.92% | 21.4% | 16.27% | 9.89% | 6.74% | 5.84% |
| Total Revenue | 1.3B▲ 0% | 1.51B▲ 16.3% | 1.62B▲ 7.7% | 2.41B▲ 48.1% | 2.31B▼ 4.0% | 2.1B▼ 9.0% | 2.48B▲ 17.9% | 3.39B▲ 36.6% | 3.42B▲ 1.2% | 3.33B▲ 0% |
| Revenue Growth % | 6.89% | 16.34% | 7.73% | 48.15% | -3.97% | -8.98% | 17.86% | 36.55% | 1.16% | 8.25% |
| Non-Interest Expense | 755.92M | 821.31M | 829.46M | 1.1B | 1.18B | 1.1B | 1.15B | 1.28B | 1.24B | 1.28B |
| Efficiency Ratio | 58.33% | 54.47% | 51.06% | 45.67% | 51.04% | 52.29% | 46.45% | 37.8% | 36.18% | 38.46% |
| Operating Income | 388.45M▲ 0% | 480.14M▲ 23.6% | 547.35M▲ 14.0% | 765.01M▲ 39.8% | 484.67M▼ 36.6% | 989.36M▲ 104.1% | 964.18M▼ 2.5% | 696.16M▼ 27.8% | 604.95M▼ 13.1% | 1.01B▲ 0% |
| Operating Margin % | 29.97% | 31.84% | 33.7% | 31.79% | 20.97% | 47.04% | 38.89% | 20.56% | 17.67% | 30.36% |
| Operating Income Growth % | 8.33% | 23.6% | 14% | 39.77% | -36.65% | 104.13% | -2.55% | -27.8% | -13.1% | - |
| Pretax Income | 388.45M▲ 0% | 480.14M▲ 23.6% | 547.35M▲ 14.0% | 765.01M▲ 39.8% | 484.67M▼ 36.6% | 989.36M▲ 104.1% | 964.18M▼ 2.5% | 696.16M▼ 27.8% | 604.95M▼ 13.1% | 1.01B▲ 0% |
| Pretax Margin % | 29.97% | 31.84% | 33.7% | 31.79% | 20.97% | 47.04% | 38.89% | 20.56% | 17.67% | 30.36% |
| Income Tax | 141.67M | 204.66M | 118.88M | 201.24M | 110.97M | 228.89M | 206.28M | 154.02M | 125.5M | 212.15M |
| Effective Tax Rate % | 36.47% | 42.63% | 21.72% | 26.3% | 22.9% | 23.14% | 21.39% | 22.12% | 20.75% | 21% |
| Net Income | 246.78M▲ 0% | 275.47M▲ 11.6% | 428.48M▲ 55.5% | 563.78M▲ 31.6% | 373.69M▼ 33.7% | 760.47M▲ 103.5% | 757.9M▼ 0.3% | 543.71M▼ 28.3% | 482.46M▼ 11.3% | 800.15M▲ 0% |
| Net Margin % | 19.04% | 18.27% | 26.38% | 23.43% | 16.17% | 36.15% | 30.57% | 16.06% | 14.09% | 24.05% |
| Net Income Growth % | 9.16% | 11.63% | 55.54% | 31.58% | -33.72% | 103.5% | -0.34% | -28.26% | -11.26% | 120.81% |
| Net Income (Continuing) | 246.78M | 275.47M | 428.48M | 563.78M | 373.69M | 760.47M | 757.9M | 542.14M | 479.45M | 797.87M |
| EPS (Diluted) | 1.89▲ 0% | 2.17▲ 14.8% | 3.47▲ 59.9% | 3.47▲ 0.0% | 2.30▼ 33.7% | 4.90▲ 113.0% | 4.95▲ 1.0% | 3.46▼ 30.1% | 3.03▼ 12.4% | 5.70▲ 0% |
| EPS Growth % | 16.67% | 14.81% | 59.91% | 0% | -33.72% | 113.04% | 1.02% | -30.1% | -12.43% | 142.08% |
| EPS (Basic) | 1.90 | 2.19 | 3.49 | 3.50 | 2.31 | 4.95 | 4.99 | 3.48 | 3.05 | - |
| Diluted Shares Outstanding | 125.08M | 122.01M | 118.38M | 156.06M | 148.21M | 148.5M | 146.48M | 146.73M | 145M | 140.29M |
SNV Balance Sheet
Synovus Financial Corp. (SNV) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'16 | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 4.66B | 4.87B | 5.12B | 7.89B | 12.1B | 13.86B | 11.62B | 12.2B | 10.53B | 36.38B |
| Cash & Due from Banks | 940.99M | 885.09M | 1.13B | 1.11B | 4.14B | 2.94B | 1.94B | 2.41B | 2.98B | 2.24B |
| Short Term Investments | 3.72B | 3.99B | 3.99B | 6.78B | 7.96B | 10.92B | 9.68B | 9.79B | 7.55B | 2.45B |
| Total Investments | 27.46B | 28.67B | 29.86B | 44.42B | 47.07B | 51.23B | 53.98B | 53.57B | 53.32B | 2.45B |
| Investments Growth % | 6.07% | 4.39% | 4.14% | 48.78% | 5.97% | 8.83% | 5.38% | -0.77% | -0.47% | -94.03% |
| Long-Term Investments | 23.74B | 24.68B | 25.86B | 37.64B | 39.11B | 40.31B | 44.3B | 43.78B | 45.76B | 136.18B |
| Accounts Receivables | 100.21M | 123.91M | 146.76M | 204.83M | 266.15M | 226.98M | 378.67M | 480.03M | 699.77M | 0 |
| Goodwill & Intangibles | 72.9M | 68.57M | 67.19M | 552.94M | 497.5M | 487.99M | 479.51M | 526.37M | 514.76M | 506.88M |
| Goodwill | 59.68M | 57.31M | 57.31M | 497.27M | 452.39M | 452.39M | 452.39M | 480.44M | 480.44M | 480.44M |
| Intangible Assets | 13.22M | 11.25M | 9.88M | 55.67M | 45.11M | 35.6M | 27.12M | 45.93M | 34.32M | 26.44M |
| PP&E (Net) | 417.49M | 426.81M | 434.31M | 868.66M | 844.34M | 818.71M | 792.11M | 838.88M | 813.18M | 376.01M |
| Other Assets | 677.09M | 803.36M | 820.3M | 1.22B | 1.15B | 995.1M | 1.32B | 1.17B | 1.2B | 0 |
| Total Current Assets | 4.8B | 5.08B | 5.34B | 8.17B | 12.43B | 14.14B | 12.06B | 12.75B | 11.28B | 4.69B |
| Total Non-Current Assets | 25.07B | 25.94B | 27.12B | 39.67B | 41.97B | 42.94B | 47.67B | 46.82B | 48.77B | 882.89M |
| Total Assets | 30.1B▲ 0% | 31.22B▲ 3.7% | 32.67B▲ 4.6% | 48.2B▲ 47.5% | 54.39B▲ 12.8% | 57.32B▲ 5.4% | 59.73B▲ 4.2% | 59.81B▲ 0.1% | 60.23B▲ 0.7% | 60.49B▲ 0% |
| Asset Growth % | 4.55% | 3.71% | 4.64% | 47.55% | 12.84% | 5.37% | 4.21% | 0.13% | 0.71% | 5.49% |
| Return on Assets (ROA) | 0.84% | 0.9% | 1.34% | 1.39% | 0.73% | 1.36% | 1.29% | 0.91% | 0.8% | 1.32% |
| Accounts Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Debt | 2.32B | 1.87B | 2.54B | 4.07B | 1.43B | 1.47B | 1.58B | 1.42B | 1.86B | 3.07B |
| Net Debt | 1.38B | 982.24M | 1.42B | 2.96B | -2.71B | -1.47B | -358.21M | -992.5M | -1.11B | 830.75M |
| Long-Term Debt | 2.16B | 1.6B | 1.66B | 2.15B | 1.2B | 1.2B | 834.6M | 1.23B | 1.73B | 3.01B |
| Short-Term Debt | 159.7M | 261.19M | 887.69M | 1.92B | 227.92M | 264.13M | 746.6M | 189.07M | 131.73M | 62.47M |
| Other Liabilities | 207.44M | 245.04M | 270.42M | 782.94M | 1.1B | 1.12B | 4.8B | 2.5B | 2.01B | 51.58B |
| Total Current Liabilities | 24.81B | 26.41B | 27.61B | 40.32B | 46.93B | 49.69B | 49.62B | 50.93B | 51.23B | 62.47M |
| Total Non-Current Liabilities | 2.37B | 1.85B | 1.93B | 2.94B | 2.31B | 2.33B | 5.63B | 3.73B | 3.74B | 54.58B |
| Total Liabilities | 27.18B | 28.26B | 29.54B | 43.26B | 49.23B | 52.02B | 55.26B | 54.67B | 54.97B | 54.65B |
| Total Equity | 2.93B▲ 0% | 2.96B▲ 1.1% | 3.13B▲ 5.8% | 4.94B▲ 57.7% | 5.16B▲ 4.4% | 5.3B▲ 2.6% | 4.48B▼ 15.5% | 5.14B▲ 14.9% | 5.27B▲ 2.4% | 5.84B▲ 0% |
| Equity Growth % | -2.41% | 1.15% | 5.81% | 57.7% | 4.44% | 2.62% | -15.5% | 14.93% | 2.37% | 29.37% |
| Equity / Assets (Capital Ratio) | 9.73% | 9.49% | 9.59% | 10.25% | 9.49% | 9.24% | 7.49% | 8.6% | 8.74% | 9.65% |
| Return on Equity (ROE) | 8.33% | 9.35% | 14.06% | 13.96% | 7.4% | 14.54% | 15.51% | 11.3% | 9.27% | 13.7% |
| Book Value per Share | 23.41 | 24.27 | 26.47 | 31.67 | 34.82 | 35.67 | 30.56 | 35.06 | 36.32 | 41.62 |
| Tangible BV per Share | 22.83 | 23.71 | 25.90 | 28.12 | 31.47 | 32.38 | 27.28 | 31.47 | 32.77 | 38.01 |
| Common Stock | 142.03M | 142.68M | 143.3M | 166.8M | 168.13M | 169.38M | 170.14M | 171.36M | 172.19M | 172.73M |
| Additional Paid-in Capital | 3.03B | 3.04B | 3.06B | 3.82B | 3.85B | 3.89B | 3.92B | 3.96B | 3.99B | 4B |
| Retained Earnings | 351.77M | 544.21M | 843.77M | 1.07B | 1.18B | 1.71B | 2.23B | 2.52B | 2.74B | 3.15B |
| Accumulated OCI | -55.66M | -54.75M | -94.42M | 65.64M | 158.63M | -82.32M | -1.44B | -1.12B | -970.76M | -676.8M |
| Treasury Stock | -664.6M | -839.67M | -1.01B | -715.56M | -731.81M | -931.5M | -944.48M | -944.48M | -1.22B | -1.36B |
| Preferred Stock | 125.98M | 125.98M | 195.14M | 537.14M | 537.14M | 537.14M | 537.14M | 537.14M | 537.14M | 537.14M |
SNV Cash Flow Statement
Synovus Financial Corp. (SNV) cash flow — operating, investing & free cash flow history
| Line item | Dec'16 | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 465.89M | 631.2M | 538.05M | 621.05M | 17.03M | 794.02M | 1.19B | 1.28B | 821.03M | 821.03M |
| Operating CF Growth % | 4.7% | 35.48% | -14.76% | 15.43% | -97.26% | 4561.91% | 50.06% | 7.65% | -35.99% | 59.25% |
| Net Income | 246.78M | 275.47M | 428.48M | 563.78M | 373.69M | 760.47M | 757.9M | 542.14M | 479.45M | 800.15M |
| Depreciation & Amortization | 58.23M | 59.12M | 55.17M | 8.08M | 69.63M | 113.55M | 69.17M | 93.46M | 60.41M | 54.66M |
| Deferred Taxes | 128.84M | 231.06M | 36.22M | 86.63M | -86.19M | 45M | 10.87M | 16.84M | 19.37M | 12.46M |
| Other Non-Cash Items | 32.26M | 96.81M | 63.3M | 22.64M | -265.45M | -96.83M | 417.69M | 639.45M | 353.65M | -177.85M |
| Working Capital Changes | -13.84M | -45.44M | -61.76M | -84.57M | -93.28M | -55.97M | -92.05M | -41.49M | -123.9M | -17.09M |
| Cash from Investing | -1.42B | -1.47B | -1.34B | -2.15B | -2.35B | -4.38B | -4.86B | 323.97M | 177.57M | -556.49M |
| Purchase of Investments | -2.05B | -1.73B | -700.19M | -4.3B | -6.04B | -6.88B | -2.29B | -2.15B | -2.64B | -752.5M |
| Sale/Maturity of Investments | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 4M |
| Net Investment Activity | -2.05B | -1.73B | -699.19M | -4.3B | -6.04B | -6.88B | -2.29B | -2.15B | -2.64B | -748.5M |
| Acquisitions | 6.15M | 0 | 0 | 201.1M | 0 | 0 | 0 | 8.36M | 0 | 0 |
| Other Investing | -1.2B | -1.14B | -1.22B | -2.02B | -1.23B | -1.1B | -4.51B | 258.76M | 707M | -673.86M |
| Cash from Financing | 665.91M | 776.59M | 1.01B | 1.58B | 5.4B | 2.35B | 2.63B | -1.13B | -456.04M | 275.41M |
| Dividends Paid | -69.66M | -64.91M | -120.2M | -185.66M | -223.13M | -227.84M | -229.31M | -252.01M | -260.82M | -262.17M |
| Share Repurchases | -263.08M | -175.08M | -175.07M | -725.4M | -16.25M | -199.93M | -12.99M | 0 | -272.34M | -191.97M |
| Stock Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Stock Activity | -263.08M | -175.08M | -175.07M | -725.4M | -16.25M | -199.93M | -12.99M | 0 | -272.34M | -191.97M |
| Debt Issuance (Net) | -1000K | -1000K | 1000K | 1000K | -1000K | -1000K | 1000K | -1000K | -1000K | 0 |
| Other Financing | 1.39B | 1.5B | 640.81M | 701.84M | 8.35B | 2.78B | -651.86M | 1.9B | 283.83M | -242.24M |
| Net Change in Cash | -285.14M▲ 0% | -66.11M▲ 76.8% | 210.63M▲ 418.6% | 43.35M▼ 79.4% | 3.07B▲ 6972.0% | -1.24B▼ 140.5% | -1.03B▲ 17.0% | 473.65M▲ 145.9% | 542.56M▲ 14.5% | 420.6M▲ 0% |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 1.28B | 999.04M | 932.93M | 1.14B | 1.19B | 4.25B | 3.01B | 1.98B | 2.45B | 2.85B |
| Cash at End | 999.04M | 932.93M | 1.14B | 1.19B | 4.25B | 3.01B | 1.98B | 2.45B | 2.99B | 2.27B |
| Interest Paid | 123.56M | 143.24M | 180.24M | 464.71M | 319.28M | 132.92M | 242.04M | 1.11B | 1.47B | 982.95M |
| Income Taxes Paid | 9.34M | 18.04M | 41.01M | 101.78M | 110.83M | 204.21M | 175.68M | 69.75M | 47.27M | 75.5M |
| Free Cash Flow | 431.57M▲ 0% | 580.1M▲ 34.4% | 484.89M▼ 16.4% | 559.84M▲ 15.5% | -13.07M▼ 102.3% | 768.06M▲ 5976.5% | 1.16B▲ 51.2% | 1.25B▲ 7.7% | 764.88M▼ 38.8% | 689.91M▲ 0% |
| FCF Growth % | 3.59% | 34.42% | -16.41% | 15.46% | -102.33% | 5976.53% | 51.21% | 7.67% | -38.83% | -10.45% |
SNV Banking Ratios
Synovus Financial Corp. (SNV) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 8.33% | 9.35% | 14.06% | 13.96% | 7.4% | 14.54% | 15.51% | 11.3% | 9.27% | 13.7% |
| Return on Assets (ROA) | 0.84% | 0.9% | 1.34% | 1.39% | 0.73% | 1.36% | 1.29% | 0.91% | 0.8% | 1.32% |
| Net Interest Margin | 2.99% | 3.28% | 3.52% | 3.31% | 2.78% | 2.67% | 3.01% | 3.04% | 2.9% | 3.05% |
| Efficiency Ratio | 58.33% | 54.47% | 51.06% | 45.67% | 51.04% | 52.29% | 46.45% | 37.8% | 36.18% | 38.46% |
| Equity / Assets | 9.73% | 9.49% | 9.59% | 10.25% | 9.49% | 9.24% | 7.49% | 8.6% | 8.74% | 9.65% |
| Book Value / Share | 23.41 | 24.27 | 26.47 | 31.67 | 34.82 | 35.67 | 30.56 | 35.06 | 36.32 | 41.62 |
| NII Growth | 8.69% | 13.8% | 12.23% | 38.96% | -5.2% | 1.34% | 17.22% | 1.1% | -3.69% | 6.46% |
| Dividend Payout | 24.08% | 19.85% | 24.79% | 29.79% | 50.83% | 25.6% | 25.88% | 39.74% | 45.63% | 27.05% |
SNV SEC Filings & Documents
Synovus Financial Corp. (SNV) SEC filings — annual & quarterly reports (10-K, 10-Q)
SNV Frequently Asked Questions
Synovus Financial Corp. (SNV) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
Synovus Financial Corp. (SNV) grew revenue by 1.2% over the past year. Growth has been modest.
Yes, Synovus Financial Corp. (SNV) is profitable, generating $800.1M in net income for fiscal year 2024 (14.1% net margin).
Dividend & Returns
Yes, Synovus Financial Corp. (SNV) pays a dividend with a yield of 3.03%. This makes it attractive for income-focused investors.
Synovus Financial Corp. (SNV) has a return on equity (ROE) of 9.3%. This is below average, suggesting room for improvement.
Industry Metrics
Synovus Financial Corp. (SNV) has a net interest margin (NIM) of 2.9%. NIM has been under pressure due to interest rate environment.
Synovus Financial Corp. (SNV) has an efficiency ratio of 36.2%. This is excellent, indicating strong cost control.
Explore More SNV
Synovus Financial Corp. (SNV) financial analysis — history, returns, DCA and operating performance tools
Total Return Calculator
Historical returns with dividends reinvested
DCA Calculator
Dollar cost averaging vs lump sum
Dividend History
Yield, growth, payout safety & DRIP
Earnings History
EPS trends, net income & profitability
Price History
Long-term charts & historical price data
Revenue History
Sales growth patterns & revenue breakdown
Financial Ratios
30 years of market, efficiency and balance-sheet ratios
Valuation
DCF intrinsic value, peer multiples & estimates