| Name | Market Cap | Current Price | P/E Ratio | Revenue Growth 1Y | Net Margin | ROE | FCF Yield | Debt/Equity |
|---|---|---|---|---|---|---|---|---|
| CHAICore AI Holdings | 44.83M | 2.25 | -0.01 | 41.25% | -217.3% | -141.79% | 1.12 |
| Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | |
|---|---|---|---|---|---|
| Net Interest Income | -1.76M | -1.98M | -181.41K | -841.82K | -3.54M |
| NII Growth % | - | -0.13% | 0.91% | -3.64% | -3.21% |
| Net Interest Margin % | - | - | - | - | - |
| Interest Income | 26.82K | 6K | 0 | 0 | 0 |
| Interest Expense | 1.79M | 1.99M | 181.41K | 841.82K | 3.54M |
| Loan Loss Provision | 3.9M | 4.7M | 6.05M | 6.49M | 7.63M |
| Non-Interest Income | 5.96M | 7.54M | 6.48M | 8.23M | 11.63M |
| Non-Interest Income % | - | - | - | - | - |
| Total Revenue | 5.99M | 7.55M | 6.48M | 8.23M | 11.63M |
| Revenue Growth % | - | 0.26% | -0.14% | 0.27% | 0.41% |
| Non-Interest Expense | 10.73M | 15.64M | 16.29M | 12.26M | 16.41M |
| Efficiency Ratio | - | - | - | - | - |
| Operating Income | -10.43M | -14.78M | -16.04M | -11.36M | -15.94M |
| Operating Margin % | - | - | - | - | - |
| Operating Income Growth % | - | -0.42% | -0.09% | 0.29% | -0.4% |
| Pretax Income | -13.59M | -23.63M | -15.3M | -12.93M | -25.27M |
| Pretax Margin % | - | - | - | - | - |
| Income Tax | 0 | 0 | 0 | 0 | 0 |
| Effective Tax Rate % | - | - | - | - | - |
| Net Income | -13.59M | -23.63M | -15.3M | -12.93M | -25.27M |
| Net Margin % | - | - | - | - | - |
| Net Income Growth % | - | -0.74% | 0.35% | 0.15% | -0.95% |
| Net Income (Continuing) | -13.59M | -23.63M | -15.3M | -12.93M | -25.27M |
| EPS (Diluted) | -999999.00 | -613871.00 | -92180.00 | -10183.00 | -154.66 |
| EPS Growth % | - | 0.47% | 0.85% | 0.89% | 0.98% |
| EPS (Basic) | -999999.00 | -613871.00 | -92180.00 | -10183.00 | -154.66 |
| Diluted Shares Outstanding | 12 | 38 | 166 | 1.27K | 163.4K |
| Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | |
|---|---|---|---|---|---|
| Cash & Short Term Investments | 1000K | 1000K | 1000K | 898.77K | 181.73K |
| Cash & Due from Banks | 16.46M | 1.62M | 1.91M | 898.77K | 181.73K |
| Short Term Investments | 0 | 0 | 0 | 0 | 0 |
| Total Investments | 214.46K | 168.17K | 150.19K | 147.1K | 181.58K |
| Investments Growth % | - | -0.22% | -0.11% | -0.02% | 0.23% |
| Long-Term Investments | 214.46K | 168.17K | 150.19K | 147.1K | 181.58K |
| Accounts Receivables | 1000K | 700.98K | 958.9K | 879.51K | 1000K |
| Goodwill & Intangibles | - | - | - | - | - |
| Goodwill | 801.78K | 0 | 0 | 0 | 0 |
| Intangible Assets | 6.55M | 4.35M | 6.99M | 7.86M | 8.29M |
| PP&E (Net) | 432.49K | 1.35M | 1.09M | 806.13K | 740.3K |
| Other Assets | 0 | 0 | 0 | 0 | 0 |
| Total Current Assets | 23.09M | 6.19M | 7.91M | 6.7M | 5.68M |
| Total Non-Current Assets | 8M | 5.86M | 8.23M | 8.81M | 9.21M |
| Total Assets | 31.09M | 12.05M | 16.14M | 15.51M | 14.89M |
| Asset Growth % | - | -0.61% | 0.34% | -0.04% | -0.04% |
| Return on Assets (ROA) | -0.44% | -1.1% | -1.09% | -0.82% | -1.66% |
| Accounts Payable | 2.62M | 2.65M | 3.08M | 3.45M | 5.5M |
| Total Debt | 7.05M | 4.39M | 939K | 2.2M | 4.4M |
| Net Debt | -9.42M | 2.77M | -974.74K | 1.3M | 4.22M |
| Long-Term Debt | 51.77K | 1.92M | 0 | 0 | 0 |
| Short-Term Debt | 6.78M | 1.68M | 303.79K | 1.81M | 4.06M |
| Other Liabilities | 142.87K | 0 | 0 | 0 | 0 |
| Total Current Liabilities | 9.4M | 6.86M | 6.27M | 5.42M | 10.63M |
| Total Non-Current Liabilities | 408.45K | 2.71M | 635.22K | 385.64K | 338.37K |
| Total Liabilities | 9.81M | 9.56M | 6.9M | 5.81M | 10.97M |
| Total Equity | 21.28M | 2.49M | 9.24M | 9.71M | 3.92M |
| Equity Growth % | - | -0.88% | 2.72% | 0.05% | -0.6% |
| Equity / Assets (Capital Ratio) | - | - | - | - | - |
| Return on Equity (ROE) | -0.64% | -1.99% | -2.61% | -1.36% | -3.71% |
| Book Value per Share | 999999.00 | 64611.57 | 55675.10 | 7649.60 | 24.00 |
| Tangible BV per Share | - | - | - | - | - |
| Common Stock | 50.09M | 54.66M | 73.31M | 85.71M | 104.92M |
| Additional Paid-in Capital | 0 | 0 | 0 | 0 | 0 |
| Retained Earnings | -38.89M | -62.52M | -77.82M | -90.75M | -116.02M |
| Accumulated OCI | 10.08M | 10.35M | 13.75M | 14.74M | 15.03M |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 |
| Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | |
|---|---|---|---|---|---|
| Cash from Operations | -9.99M | -12.57M | -13.85M | -8.34M | -15.08M |
| Operating CF Growth % | - | -0.26% | -0.1% | 0.4% | -0.81% |
| Net Income | -13.59M | -23.63M | -15.3M | -12.93M | -25.27M |
| Depreciation & Amortization | 1.28M | 1.01M | 1.14M | 1.75M | 1.68M |
| Deferred Taxes | 0 | 0 | 0 | 0 | 0 |
| Other Non-Cash Items | 4.98M | 12.02M | 2.34M | 1.95M | 6.39M |
| Working Capital Changes | -2.66M | -1.97M | -2.04M | 884.77K | 2.11M |
| Cash from Investing | -1.53M | -3.12M | -3.56M | -2.27M | -3.36M |
| Purchase of Investments | 0 | 0 | 0 | 0 | -1.3M |
| Sale/Maturity of Investments | 0 | 0 | 0 | 0 | 0 |
| Net Investment Activity | - | - | - | - | - |
| Acquisitions | 0 | -122.02K | -159.91K | 0 | 0 |
| Other Investing | 0 | 0 | 17.98K | 0 | -35.05K |
| Cash from Financing | 25.35M | 1.01M | 17.57M | 9.6M | 17.72M |
| Dividends Paid | 0 | 0 | 0 | 0 | 0 |
| Share Repurchases | 0 | 0 | 0 | 0 | -353K |
| Stock Issued | 25.04M | 3.02M | 21.87M | 8.37M | 17.72M |
| Net Stock Activity | - | - | - | - | - |
| Debt Issuance (Net) | 459.41K | -1000K | -1000K | 89.3K | 1000K |
| Other Financing | -146.15K | -182.68K | -278.38K | 1.14M | -1.59M |
| Net Change in Cash | 13.79M | -14.84M | 294K | -1.01M | -717.04K |
| Exchange Rate Effect | -32.17K | -165.63K | 142.98K | 0 | 0 |
| Cash at Beginning | 2.67M | 16.46M | 1.62M | 1.91M | 898.77K |
| Cash at End | 16.46M | 1.62M | 1.91M | 898.77K | 181.73K |
| Interest Paid | 0 | 0 | 0 | 0 | 0 |
| Income Taxes Paid | 0 | 0 | 0 | 0 | 0 |
| Free Cash Flow | -10.01M | -12.79M | -13.87M | -8.35M | -15.1M |
| FCF Growth % | - | -0.28% | -0.08% | 0.4% | -0.81% |
| Metric | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|
| Return on Equity (ROE) | -63.87% | -198.82% | -260.92% | -136.5% | -370.85% |
| Return on Assets (ROA) | -43.71% | -109.52% | -108.53% | -81.7% | -166.25% |
| Net Interest Margin | -5.66% | -16.46% | -1.12% | -5.43% | -23.79% |
| Efficiency Ratio | 179.13% | 207.3% | 251.26% | 148.91% | 141.07% |
| Equity / Assets | 68.44% | 20.64% | 57.24% | 62.58% | 26.34% |
| Book Value / Share | 1000K | 64.61K | 55.68K | 7.65K | 24 |
| NII Growth | - | -12.67% | 90.86% | -364.03% | -320.71% |
Core AI Holdings (CHAI) grew revenue by 41.3% over the past year. This is strong growth.
Core AI Holdings (CHAI) reported a net loss of $21.9M for fiscal year 2024.
Core AI Holdings (CHAI) has a return on equity (ROE) of -370.8%. Negative ROE indicates the company is unprofitable.
Core AI Holdings (CHAI) has a net interest margin (NIM) of -23.8%. NIM has been under pressure due to interest rate environment.
Core AI Holdings (CHAI) has an efficiency ratio of 141.1%. This is higher than peers, suggesting room for cost optimization.