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CTO logoCTO Realty Growth, Inc.(CTO)Earnings, Financials & Key Ratios

CTO•NYSE•REIT / Real Estate
$20.50
$693M mkt cap·256.6× P/E·Price updated May 6, 2026
SectorReal EstateIndustryDiversified REITsSub-IndustryDiversified Multi-Property Equity REITs
AboutCTO Realty Growth, Inc. is a Florida-based publicly traded real estate company, which owns income properties comprised of approximately 2.4 million square feet in diversified markets in the United States and an approximately 23.5% interest in Alpine Income Property Trust, Inc., a publicly traded net lease real estate investment trust (NYSE: PINE).Show more
  • Revenue$150M+20.1%
  • FFO$70M+11.1%
  • FFO/Share2.17-12.6%
  • FFO Payout80.67%+26.3%
  • FFO per Share2.17-12.6%
  • NOI Margin-5.62%-107.7%
  • FFO Margin46.88%-7.5%
  • ROE1.71%+565.8%
  • ROA0.83%+556.0%
  • Debt/Assets51.27%+13.4%
  • Net Debt/EBITDA6.89+8.4%
  • Book Value/Share17.57-27.2%
Technical→

CTO Key Insights

CTO Realty Growth, Inc. (CTO) fundamental analysis — strengths, weaknesses & financial health based on data analysis

✓Strengths

  • ✓FFO growing 106.7% TTM
  • ✓Trading near 52-week high
  • ✓Trading at only 1.2x book value

✗Weaknesses

  • ✗Weak 3Y average ROE of 0.8%
  • ✗Profits declining 33.7% over 5 years
  • ✗Low NOI margin of -5.6%
  • ✗Dividend payout exceeds 100% of earnings
  • ✗Shares diluted 27.1% in last year

* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.

CTO Price & Volume

CTO Realty Growth, Inc. (CTO) stock price & volume — 10-year historical chart

Loading chart...

CTO Growth Metrics

CTO Realty Growth, Inc. (CTO) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR

Revenue CAGR

10 Years13.27%
5 Years21.54%
3 Years22.02%
TTM17.17%

Profit CAGR

10 Years1.92%
5 Years-33.65%
3 Years47.3%
TTM321.31%

EPS CAGR

10 Years-16.41%
5 Years-57.2%
3 Years-
TTM166.82%

Return on Capital

10 Years5.29%
5 Years2.63%
3 Years2.47%
Last Year2.82%

CTO Recent Earnings

CTO Realty Growth, Inc. (CTO) EPS & revenue vs analyst estimates — last 4 quarters

Full history →
●Beat EPS 6/12 qtrs (50%)●Beat Revenue 8/12 qtrs (67%)
Q2 2026Latest
Apr 28, 2026
EPS
$0.13
Est $0.03
+420.0%
Revenue
$41M
Est $39M
+5.9%
Q1 2026
Feb 19, 2026
EPS
$0.82
Est $0.50
+64.0%
Revenue
$38M
Est $38M
+1.1%
Q4 2025
Oct 28, 2025
EPS
$0.03
Est $0.49
-93.9%
Revenue
$38M
Est $38M
-0.4%
Q3 2025
Jul 29, 2025
EPS
$0.77
Est $0.49
-257.1%
Revenue
$38M
Est $37M
+1.2%
QuarterDateEPS (Act vs Est)Revenue (Act vs Est)
Q2 2026LatestApr 28, 2026
$0.13vs $0.03+420.0%
$41Mvs $39M+5.9%
Q1 2026Feb 19, 2026
$0.82vs $0.50+64.0%
$38Mvs $38M+1.1%
Q4 2025Oct 28, 2025
$0.03vs $0.49-93.9%
$38Mvs $38M-0.4%
Q3 2025Jul 29, 2025
$0.77vs $0.49-257.1%
$38Mvs $37M+1.2%
Based on last 12 quarters of dataView full earnings history →

CTO Peer Comparison

CTO Realty Growth, Inc. (CTO) competitors in Diversified Multi-Property Equity REITs — business model, growth, and fundamentals comparison

Select Columns
Stock Universe
Valuation
Growth
Profitability
Financial Health
Dividends & Buybacks
Price Performance
Technical
Fundamentals ($)
Sector-Specific
CompanyMarket CapStock PriceP/E Ratio (TTM)Revenue Growth 1YNet MarginReturn on Equity (ROE)FCF YieldDebt / Equity
WHLR logoWHLRWheeler Real Estate Investment Trust, Inc.Direct Competitor127.21M1.19-0.03-4.02%11.86%12.47%5.11
PECO logoPECOPhillips Edison & Company, Inc.Direct Competitor5.07B40.2845.2610.72%15.61%4.46%0.96
SITC logoSITCSITE Centers Corp.Direct Competitor294.84M5.621.66-62.67%72.14%12.2%
KRG logoKRGKite Realty Group TrustDirect Competitor5.41B26.6519.310.69%34.64%8.89%1.06
REG logoREGRegency Centers CorporationProduct Competitor14.48B79.0828.043.39%37.4%9%0.83
KIM logoKIMKimco Realty CorporationProduct Competitor16.05B23.8028.675.06%28.51%5.81%0.82
BRX logoBRXBrixmor Property Group Inc.Product Competitor9.29B30.2924.236.73%31.99%14.85%1.95
AKR logoAKRAcadia Realty TrustProduct Competitor2.9B22.16233.2614.2%37.72%5.8%0.73

Compare CTO vs Peers

CTO Realty Growth, Inc. (CTO) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.

Closest Rival

vs WHLR

Most directly comparable listed peer for CTO.

Scale Benchmark

vs O

Larger-name benchmark to compare CTO against a more recognizable public peer.

Peer Set

Compare Top 5

vs WHLR, PECO, SITC, KRG

CTO Income Statement

CTO Realty Growth, Inc. (CTO) annual income statement — 10-year revenue, gross profit & net income history

10Y historyFree accessUpdated daily
Line itemDec'17Dec'18Dec'19Dec'20Dec'21Dec'22Dec'23Dec'24Dec'25TTM
Revenue91.41M86.69M44.94M56.38M70.27M82.32M109.12M124.52M149.54M154.91M
Revenue Growth %28.61%-5.17%-48.16%25.46%24.64%17.14%32.55%14.11%20.1%17.17%
Property Operating Expenses30.45M19.68M7.11M15.21M22.43M22.86M30.18M33.22M157.95M159.23M
Net Operating Income (NOI)
60.96M▲ 0%
67M▲ 9.9%
37.84M▼ 43.5%
41.17M▲ 8.8%
47.84M▲ 16.2%
59.46M▲ 24.3%
78.94M▲ 32.8%
91.3M▲ 15.7%
-8.41M▼ 109.2%
-4.32M▲ 0%
NOI Margin %66.69%77.29%84.19%73.02%68.08%72.23%72.34%73.32%-5.62%-2.79%
Operating Expenses22.92M25.55M3.64M28.89M24.5M41.75M52.44M73.69M-41.49M-55.46M
G&A Expenses10.25M9.79M9.36M10.14M11.05M12.9M14.25M16.27M18.53M18.92M
EBITDA87.33M97.8M47.61M31.34M43.93M46.56M70.68M82.66M93.09M93.92M
EBITDA Margin %95.53%112.82%105.95%55.59%62.51%56.56%64.77%66.38%62.25%60.63%
Depreciation & Amortization47.06M34.31M13.41M19.06M20.58M28.86M44.17M65.05M60.02M58.42M
D&A / Revenue %51.48%39.58%29.85%33.81%29.29%35.05%40.48%52.24%40.13%37.71%
Operating Income
40.27M▲ 0%
63.49M▲ 57.7%
34.2M▼ 46.1%
12.28M▼ 64.1%
23.34M▲ 90.1%
17.71M▼ 24.1%
26.51M▲ 49.7%
17.61M▼ 33.6%
33.08M▲ 87.8%
35.5M▲ 0%
Operating Margin %44.05%73.24%76.1%21.78%33.22%21.51%24.29%14.14%22.12%22.92%
Interest Expense8.52M10.42M12.02M10.84M8.93M11.12M22.36M21.47M26.93M2M
Interest Coverage0.85x2.97x1.05x0.50x3.94x1.59x1.23x0.46x1.39x-
Non-Operating Income471.11K-20.39M21.52M6.89M-11.86M-21K-1.02M7.63M-4.39M-3.5M
Pretax Income
31.78M▲ 0%
53.12M▲ 67.1%
22.08M▼ 58.4%
-4.99M▼ 122.6%
26.86M▲ 638.3%
328K▼ 98.8%
6.13M▲ 1770.1%
-2.3M▼ 137.6%
10.54M▲ 557.4%
14.49M▲ 0%
Pretax Margin %34.77%61.28%49.12%-8.85%38.22%0.4%5.62%-1.85%7.05%9.35%
Income Tax9.94M14.16M5.47M-83.5M-3.08M-2.83M604K-339K446K219K
Effective Tax Rate %31.26%26.66%24.79%1673.33%-11.46%-862.8%9.85%14.71%4.23%1.51%
Net Income
41.72M▲ 0%
37.17M▼ 10.9%
114.97M▲ 209.3%
78.51M▼ 31.7%
29.94M▼ 61.9%
3.16M▼ 89.5%
5.53M▲ 75.1%
-1.97M▼ 135.5%
10.09M▲ 613.6%
12.27M▲ 0%
Net Margin %45.64%42.88%255.83%139.25%42.61%3.84%5.07%-1.58%6.75%7.92%
Net Income Growth %156.72%-10.91%209.34%-31.72%-61.86%-89.45%75.11%-135.53%613.59%321.31%
Funds From Operations (FFO)
88.78M▲ 0%
71.48M▼ 19.5%
128.39M▲ 79.6%
97.57M▼ 24.0%
50.52M▼ 48.2%
32.01M▼ 36.6%
49.7M▲ 55.3%
63.08M▲ 26.9%
70.11M▲ 11.1%
70.7M▲ 0%
FFO Margin %97.12%82.45%285.68%173.06%71.89%38.89%45.55%50.66%46.88%45.64%
FFO Growth %46.54%-19.49%79.62%-24%-48.22%-36.63%55.26%26.92%11.13%245.45%
FFO per Share5.314.318.566.912.861.732.212.482.172.17
FFO Payout Ratio %1.12%2.08%1.71%14.83%46.67%90.26%68.94%63.85%80.67%37.52%
EPS (Diluted)
2.49▲ 0%
2.24▼ 10.0%
1.11▼ 50.4%
5.56▲ 400.9%
1.56▼ 71.9%
-0.09▼ 105.6%
0.03▲ 138.3%
-0.35▼ 1141.7%
0.08▲ 122.8%
0.38▲ 0%
EPS Growth %162.11%-10.04%-50.45%400.9%-71.94%-105.62%138.31%-1141.67%122.83%166.82%
EPS (Basic)2.512.251.115.561.56-0.090.03-0.350.08-
Diluted Shares Outstanding16.73M16.59M14.99M14.11M17.68M18.51M22.53M25.4M32.29M32.52M

CTO Balance Sheet

CTO Realty Growth, Inc. (CTO) balance sheet — assets, liabilities & shareholders' equity

Line itemDec'17Dec'18Dec'19Dec'20Dec'21Dec'22Dec'23Dec'24Dec'25TTM
Total Assets466.13M556.33M703.29M665.93M733.14M986.54M989.67M1.18B1.26B1.3B
Asset Growth %14.07%19.35%26.42%-5.31%10.09%34.56%0.32%19.4%6.96%37.5%
Real Estate & Other Assets-41.95B-54.39B2.87M14.03M505.02M761.11M753.26M916.98M00
PP&E (Net)52.82M26.51M363.63K480.2M168K63K422K305K00
Investment Securities1000K1000K1000K1000K000000
Total Current Assets14.18M98.12M183.24M65.26M127.44M106.14M136.87M182.7M47.79M52.77M
Cash & Equivalents6.56M2.31M6.47M4.29M8.62M19.33M10.21M9.02M6.47M8.28M
Receivables1000K1000K1000K1000K1000K1000K1000K1000K1000K0
Other Current Assets10M31.26M1.97M-47.34M25.93M-3.56M7.61M8.04M-22.13M0
Intangible Assets38.76M43.56M49.02M50.18M100.51M116.71M97.11M79.2M84.71M86.48M
Total Liabilities281.95M344.57M417.87M315.03M302.66M481.77M532.14M568.85M696.56M724.3M
Total Debt195.82M247.62M287.58M298.24M284.07M455.53M506.23M534.41M648.06M0
Net Debt189.26M245.31M281.11M268.77M275.46M436.2M496.01M525.39M641.59M-8.28M
Long-Term Debt195.82M247.62M212.51M250.65M230.8M394.91M444.54M468M598.54M0
Short-Term Borrowings0074.71M23.18M47.47M50.67M50.83M50.99M17.93M0
Capital Lease Obligations29.77M27.39M26.56M24.41M5.8M9.95M10.86M15.42M31.59M31.55M
Total Current Liabilities14.07M14.78M84.64M14.29M56.03M64.16M65.12M75.02M20.54M18.82M
Accounts Payable1.67M1.04M1.39M1.05M676K2.54M2.76M3.28M1.71M1.85M
Deferred Revenue2.03M7.2M5.83M3.32M4.5M5.74M5.2M10.18M18.8M16.91M
Other Liabilities8.74M9.61M-1.96M5.28M5.04M12.75M11.62M10.52M47.36M705.48M
Total Equity
397.15M▲ 0%
465.58M▲ 17.2%
285.41M▼ 38.7%
350.9M▲ 22.9%
430.48M▲ 22.7%
504.77M▲ 17.3%
457.53M▼ 9.4%
612.8M▲ 33.9%
567.35M▼ 7.4%
575.36M▲ 0%
Equity Growth %20.48%17.23%-38.7%22.94%22.68%17.26%-9.36%33.94%-7.42%-0.28%
Shareholders Equity184.18M211.76M285.41M350.9M430.48M504.77M457.53M612.8M567.35M575.36M
Minority Interest212.97M253.82M178.88M264.41M000000
Common Stock5.96M6M6.02M7.25M60K229K226K317K324K333K
Additional Paid-in Capital22.74M24.33M26.69M83.18M85.41M172.47M168.44M367.83M382.49M0
Retained Earnings177.61M213.3M326.07M339.92M343.46M316.28M281.94M232.09M184.89M176.44M
Preferred Stock177.61M213.3M326.07M030K30K30K47K47K47K
Return on Assets (ROA)9.54%7.27%18.26%11.47%4.28%0.37%0.56%-0.18%0.83%0.98%
Return on Equity (ROE)11.48%8.62%30.62%24.68%7.66%0.68%1.15%-0.37%1.71%2.16%
Debt / Assets42.01%44.51%40.89%44.79%38.75%46.17%51.15%45.23%51.27%0%
Debt / Equity0.49x0.53x1.01x0.85x0.66x0.90x1.11x0.87x1.14x1.14x
Net Debt / EBITDA2.17x2.51x5.90x8.58x6.27x9.37x7.02x6.36x6.89x6.89x
Book Value per Share23.7428.0719.0424.8624.3527.2720.3124.1217.5717.69

CTO Cash Flow Statement

CTO Realty Growth, Inc. (CTO) cash flow — operating, investing & free cash flow history

Line itemDec'17Dec'18Dec'19Dec'20Dec'21Dec'22Dec'23Dec'24Dec'25TTM
Cash from Operations57.55M48.66M16.41M16.93M27.58M56.1M46.42M69.35M64.6M64.6M
Operating CF Growth %302.74%-15.45%-66.27%3.17%62.89%103.42%-17.25%49.39%-6.85%61.33%
Operating CF / Revenue %62.95%56.13%36.51%30.03%39.24%68.15%42.54%55.69%43.2%41.7%
Net Income41.72M37.17M114.97M78.51M29.94M3.16M5.53M-1.97M10.09M12.27M
Depreciation & Amortization12.66M16.14M15.8M19.06M20.58M28.86M44.17M65.05M59.01M61.51M
Stock-Based Compensation1.44M1.68M2.69M2.79M3.17M3.23M3.67M3.64M4.16M2.88M
Other Non-Cash Items-515.25K-21.52M-150.48M5.99M-16.61M11.54M-1.63M-5.9M-401K-8.8M
Working Capital Changes11.19M2.6M-1.67M1.11M-6.47M12.32M-5.84M8.99M-8.42M-918K
Cash from Investing-79.22M-77.9M103.1M-91.12M-102.97M-267.63M-52.56M-242.15M-71.5M-59.51M
Acquisitions (Net)0-2.14M96.05M-41K23.86M40.78M0084.28M0
Purchase of Investments-2.94M0-49.8M-28.23M-507K-56.11M-3.24M-447K-153.53M0
Sale of Investments15M11.96M96.13M22.96M061.63M1.17M1.66M2.47M5.19M
Other Investing3.35M21.68M111.42M82M-126.32M0-50.5M-243.36M25.34M-64.7M
Cash from Financing20.45M38.66M-5.8M-26.89M72.91M201.38M2.77M172.35M30.66M-5.88M
Dividends Paid-997.46K-1.48M-2.2M-14.47M-25.91M-33.68M-39.04M-47.09M-56.56M-44.55M
Common Dividends-997.46K-1.48M-2.2M-14.47M-23.58M-28.9M-34.27M-40.28M-56.56M-26.53M
Debt Issuance (Net)1000K1000K1000K-1000K1000K1000K1000K1000K1000K-1000K
Share Repurchases-7.21M-9.84M-41.1M-4.1M-2.41M-2.79M-6.61M-664K-10.39M-8.25M
Other Financing261K-324K-937.78K-2.69M-2.19M-3.25M-833K-1.72M-15.12M120.96M
Net Change in Cash
-1.22M▲ 0%
9.42M▲ 871.8%
113.7M▲ 1107.5%
-101.08M▼ 188.9%
-2.48M▲ 97.6%
-10.15M▼ 310.1%
-3.38M▲ 66.8%
-458K▲ 86.4%
23.76M▲ 5287.3%
3.5M▲ 0%
Exchange Rate Effect0000000000
Cash at Beginning7.78M12.62M21.2M134.91M33.83M31.35M21.19M17.82M17.36M41.12M
Cash at End6.56M22.03M134.9M33.83M31.35M21.19M17.82M17.36M41.12M18.87M
Free Cash Flow
-37.08M▲ 0%
-60.74M▼ 63.8%
-134.29M▼ 121.1%
-150.88M▼ 12.4%
27.58M▲ 118.3%
-257.83M▼ 1034.9%
46.42M▲ 118.0%
69.35M▲ 49.4%
49.44M▼ 28.7%
68.89M▲ 0%
FCF Growth %-30.87%-63.8%-121.1%-12.35%118.28%-1034.94%118%49.39%-28.72%1.46%
FCF / Revenue %-40.57%-70.07%-298.82%-267.61%39.24%-313.2%42.54%55.69%33.06%44.47%

CTO Key Ratios

CTO Realty Growth, Inc. (CTO) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios

Metric201720182019202020212022202320242025TTM
FFO per Share5.314.318.566.912.861.732.212.482.172.17
FFO Payout Ratio1.12%2.08%1.71%14.83%46.67%90.26%68.94%63.85%80.67%37.52%
NOI Margin66.69%77.29%84.19%73.02%68.08%72.23%72.34%73.32%-5.62%-2.79%
Net Debt / EBITDA2.17x2.51x5.90x8.58x6.27x9.37x7.02x6.36x6.89x6.89x
Debt / Assets42.01%44.51%40.89%44.79%38.75%46.17%51.15%45.23%51.27%0%
Interest Coverage0.85x2.97x1.05x0.50x3.94x1.59x1.23x0.46x1.39x-
Book Value / Share23.7428.0719.0424.8624.3527.2720.3124.1217.5717.69
Revenue Growth28.61%-5.17%-48.16%25.46%24.64%17.14%32.55%14.11%20.1%17.17%

CTO SEC Filings & Documents

CTO Realty Growth, Inc. (CTO) SEC filings — annual & quarterly reports (10-K, 10-Q)

8-K Announcements

6
Material company update

Apr 29, 2026·SEC

Material company update

Apr 28, 2026·SEC

Material company update

Feb 19, 2026·SEC

10-K Annual Reports

3
FY 2026

Feb 19, 2026·SEC

FY 2025

Feb 20, 2025·SEC

FY 2024

Feb 22, 2024·SEC

10-Q Quarterly Reports

6
FY 2026

Apr 28, 2026·SEC

FY 2025

Oct 28, 2025·SEC

FY 2025

Jul 29, 2025·SEC

CTO Frequently Asked Questions

CTO Realty Growth, Inc. (CTO) stock FAQ — growth, dividends, profitability & financials explained

Growth & Financials

CTO Realty Growth, Inc. (CTO) reported $154.9M in revenue for fiscal year 2025. This represents a 620% increase from $21.5M in 1996.

CTO Realty Growth, Inc. (CTO) grew revenue by 20.1% over the past year. This is strong growth.

Yes, CTO Realty Growth, Inc. (CTO) is profitable, generating $12.3M in net income for fiscal year 2025 (6.7% net margin).

Dividend & Returns

Yes, CTO Realty Growth, Inc. (CTO) pays a dividend with a yield of 8.54%. This makes it attractive for income-focused investors.

CTO Realty Growth, Inc. (CTO) has a return on equity (ROE) of 1.7%. This is below average, suggesting room for improvement.

Industry Metrics

CTO Realty Growth, Inc. (CTO) generated Funds From Operations (FFO) of $70.7M in the trailing twelve months. FFO is the primary profitability metric for REITs.

CTO Realty Growth, Inc. (CTO) offers a 8.54% dividend yield, which is attractive for income investors. REITs are required to distribute at least 90% of taxable income to shareholders.

Explore More CTO

CTO Realty Growth, Inc. (CTO) financial analysis — history, returns, DCA and operating performance tools

Total Return Calculator

Historical returns with dividends reinvested

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Dividend History

Yield, growth, payout safety & DRIP

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Earnings History

EPS trends, net income & profitability

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Price History

Long-term charts & historical price data

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Revenue History

Sales growth patterns & revenue breakdown

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Financial Ratios

30 years of market, efficiency and balance-sheet ratios

→

Valuation

DCF intrinsic value, peer multiples & estimates

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