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Esquire Financial Holdings, Inc.(ESQ)Earnings, Financials & Key Ratios
ESQ•NASDAQ•Banking & Credit
$107.30
$927M mkt cap·18.2× P/E·Price updated May 7, 2026
AboutEsquire Financial Holdings, Inc. operates as the bank holding company for Esquire Bank, National Association that provides commercial banking products and services to legal industry and small businesses, and commercial and retail customers in the United States. The company offers checking, savings, money market, and time deposits, as well as certificates of deposit. It also provides commercial loans, including short-term financing for inventory, receivables, the purchase of supplies, or other operating needs arising during the normal course of business, as well as loans to its qualified merchant customers; commercial lines of credit; consumer loans consisting of post-settlement consumer and structured settlement loans to plaintiffs and claimants, as well as loans to individuals for debt consolidation, medical expenses, living expenses, payment of outstanding bills, or other consumer needs; and real estate loans, such as multifamily, 1-4 family residential, commercial real estate, and construction loans, as well as merchant services. As of January 25, 2022, the company operated a full-service branch in Jericho, New York; and an administrative office in Boca Raton, Florida. Esquire Financial Holdings, Inc. was founded in 2006 and is headquartered in Jericho, New York.Show more
- Net Interest Income$121M+21.6%
- Total Revenue$164M+19.0%
- Net Income$51M+16.5%
- Return on Equity19.31%-3.7%
- Net Interest Margin5.14%-2.7%
- Efficiency Ratio43.33%-1.5%
- ROA2.39%-4.0%
- Equity / Assets12.24%-2.3%
- Book Value per Share33.25+19.0%
- Tangible BV/Share33.25+19.0%
- Debt/Equity0.01
ESQ Key Insights
Esquire Financial Holdings, Inc. (ESQ) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Company is almost debt free
- ✓Excellent 3Y average ROE of 20.8%
- ✓Strong 5Y profit CAGR of 32.1%
- ✓Strong NIM of 5.1%
- ✓Efficient operations: 43.3% efficiency ratio
- ✓Well capitalized: 12.2% equity/assets
✗Weaknesses
No significant weaknesses identified
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
ESQ Price & Volume
Esquire Financial Holdings, Inc. (ESQ) stock price & volume — 10-year historical chart
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ESQ Growth Metrics
Esquire Financial Holdings, Inc. (ESQ) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years26.73%
5 Years25.29%
3 Years24.17%
TTM-
Profit CAGR
10 Years45.79%
5 Years32.15%
3 Years21.26%
TTM16.48%
EPS CAGR
10 Years38.9%
5 Years28.94%
3 Years19.22%
TTM13.95%
Return on Capital
10 Years17%
5 Years20.79%
3 Years20.47%
Last Year5.24%
ESQ Recent Earnings
Esquire Financial Holdings, Inc. (ESQ) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 6/12 qtrs (67%)●Beat Revenue 9/12 qtrs (100%)
Q2 2026Latest
Apr 23, 2026EPS
$1.58
Est $1.52
+3.9%
Revenue
$40M
Est $40M
+2.3%
Q2 2026
Mar 13, 2026EPS
$1.55
Revenue
$44M
Q1 2026
Jan 22, 2026EPS
$1.55
Est $1.56
-0.6%
Revenue
$39M
Est $38M
+3.5%
Q4 2025
Oct 23, 2025EPS
$1.47
Est $1.47
+0.0%
Revenue
$38M
Est $31M
+22.7%
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 23, 2026 | $1.58vs $1.52+3.9% | $40Mvs $40M+2.3% |
| Q2 2026 | Mar 13, 2026 | $1.55 | $44M |
| Q1 2026 | Jan 22, 2026 | $1.55vs $1.56-0.6% | $39Mvs $38M+3.5% |
| Q4 2025 | Oct 23, 2025 | $1.47vs $1.47+0.0% | $38Mvs $31M+22.7% |
Based on last 12 quarters of dataView full earnings history →
ESQ Peer Comparison
Esquire Financial Holdings, Inc. (ESQ) competitors in Specialty finance and niche lenders — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 MNSB | 176.24M | 23.51 | 13.36 | -1.44% | 7.26% | 0.32 | ||
 CHMG | 331.34M | 68.90 | 22.01 | -6.46% | 6.27% | 0.02 | ||
 CZWI | 202.97M | 21.08 | 14.44 | -9.41% | 7.81% | 0.28 | ||
 NBTB | 2.35B | 45.07 | 13.53 | 10.36% | 9.51% | 0.17 | ||
 AROW | 612.09M | 37.07 | 13.99 | 8.75% | 10.58% | 0.07 | ||
 BWFG | 415.48M | 52.11 | 11.71 | 6.13% | 12.21% | 0.60 | ||
 EVLV | 1.25B | 7.14 | -35.68 | 40.48% | -22.71% | -30.45% | 0.35 | |
 LPRO | 191.51M | 1.62 | -45.38 | 288.02% | -7.04% | 1.17 |
Compare ESQ vs Peers
Esquire Financial Holdings, Inc. (ESQ) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
ESQ Income Statement
Esquire Financial Holdings, Inc. (ESQ) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 19.86M | 27.74M | 34.11M | 37.44M | 43.7M | 59.35M | 83.77M | 99.93M | 121.48M |
| NII Growth % | 26.82% | 39.7% | 22.97% | 9.76% | 16.73% | 35.79% | 41.16% | 19.29% | 21.57% |
| Net Interest Margin % | 3.72% | 4.18% | 4.27% | 4% | 3.71% | 4.25% | 5.18% | 5.28% | 5.14% |
| Interest Income | 20.39M | 28.95M | 36.66M | 38.63M | 44.53M | 60.99M | 91.89M | 113.37M | 139.42M |
| Interest Expense | 538K | 1.21M | 2.55M | 1.19M | 828K | 1.65M | 8.12M | 13.44M | 17.94M |
| Loan Loss Provision | 905K | 1.38M | 1.85M | 6.25M | 6.96M | 3.49M | 4.53M | 4.7M | 6.78M |
| Non-Interest Income | 5.52M | 7.86M | 11.81M | 14.65M | 21.02M | 24.93M | 29.75M | 24.89M | 25.08M |
| Non-Interest Income % | 21.29% | 21.34% | 24.37% | 27.49% | 32.07% | 29.01% | 24.46% | 18% | 15.25% |
| Total Revenue | 25.91M▲ 0% | 36.81M▲ 42.1% | 48.47M▲ 31.7% | 53.28M▲ 9.9% | 65.56M▲ 23.0% | 85.92M▲ 31.1% | 121.64M▲ 41.6% | 138.27M▲ 13.7% | 164.5M▲ 19.0% |
| Revenue Growth % | 27.68% | 42.05% | 31.69% | 9.92% | 23.05% | 31.06% | 41.58% | 13.67% | 18.97% |
| Non-Interest Expense | 17.43M | 22.3M | 24.93M | 28.67M | 35.06M | 41.98M | 53.12M | 60.84M | 71.27M |
| Efficiency Ratio | 67.28% | 60.57% | 51.44% | 53.81% | 53.49% | 48.86% | 43.67% | 44% | 43.33% |
| Operating Income | 7.03M▲ 0% | 11.92M▲ 69.5% | 19.14M▲ 60.5% | 17.17M▼ 10.3% | 22.71M▲ 32.3% | 38.8M▲ 70.9% | 55.88M▲ 44.0% | 59.28M▲ 6.1% | 68.52M▲ 15.6% |
| Operating Margin % | 27.15% | 32.4% | 39.48% | 32.22% | 34.64% | 45.16% | 45.94% | 42.87% | 41.65% |
| Operating Income Growth % | 53.31% | 69.52% | 60.5% | -10.3% | 32.28% | 70.87% | 44.02% | 6.08% | 15.58% |
| Pretax Income | 7.03M▲ 0% | 11.92M▲ 69.5% | 19.14M▲ 60.5% | 17.17M▼ 10.3% | 22.71M▲ 32.3% | 38.8M▲ 70.9% | 55.88M▲ 44.0% | 59.28M▲ 6.1% | 65.62M▲ 10.7% |
| Pretax Margin % | 27.15% | 32.4% | 39.48% | 32.22% | 34.64% | 45.16% | 45.94% | 42.87% | 39.89% |
| Income Tax | 3.39M | 3.19M | 5M | 4.55M | 4.78M | 10.28M | 14.87M | 15.62M | 14.76M |
| Effective Tax Rate % | 48.19% | 26.75% | 26.1% | 26.5% | 21.06% | 26.5% | 26.61% | 26.35% | 22.5% |
| Net Income | 3.64M▲ 0% | 8.73M▲ 139.7% | 14.14M▲ 61.9% | 12.62M▼ 10.8% | 17.93M▲ 42.1% | 28.52M▲ 59.1% | 41.01M▲ 43.8% | 43.66M▲ 6.5% | 50.85M▲ 16.5% |
| Net Margin % | 14.06% | 23.73% | 29.18% | 23.68% | 27.34% | 33.19% | 33.72% | 31.57% | 30.91% |
| Net Income Growth % | 29.13% | 139.68% | 61.93% | -10.78% | 42.06% | 59.1% | 43.81% | 6.45% | 16.48% |
| Net Income (Continuing) | 3.64M | 8.73M | 14.14M | 12.62M | 17.93M | 28.52M | 41.01M | 43.66M | 50.85M |
| EPS (Diluted) | 0.58▲ 0% | 1.13▲ 94.8% | 1.82▲ 61.1% | 1.65▼ 9.3% | 2.26▲ 37.0% | 3.47▲ 53.5% | 4.91▲ 41.5% | 5.14▲ 4.7% | 5.88▲ 14.4% |
| EPS Growth % | 5.45% | 94.83% | 61.06% | -9.34% | 36.97% | 53.54% | 41.5% | 4.68% | 14.4% |
| EPS (Basic) | 0.59 | 1.18 | 1.91 | 1.70 | 2.40 | 3.73 | 5.31 | 5.58 | 6.30 |
| Diluted Shares Outstanding | 6.24M | 7.73M | 7.78M | 7.64M | 7.95M | 8.11M | 8.35M | 8.49M | 8.71M |
ESQ Balance Sheet
Esquire Financial Holdings, Inc. (ESQ) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 171.84M | 176.26M | 208.22M | 182.84M | 297.54M | 273.39M | 287.32M | 368.07M | 482.39M |
| Cash & Due from Banks | 43.08M | 30.56M | 61.81M | 65.19M | 149.16M | 164.12M | 165.21M | 126.33M | 235.89M |
| Short Term Investments | 128.76M | 145.7M | 146.42M | 117.66M | 148.38M | 109.27M | 122.11M | 241.75M | 246.5M |
| Total Investments | 473.47M | 608.17M | 704.8M | 778.67M | 923.83M | 1.12B | 1.39B | 1.69B | 2.04B |
| Investments Growth % | 28.73% | 28.45% | 15.89% | 10.48% | 18.64% | 21.53% | 23.8% | 21.34% | 21.03% |
| Long-Term Investments | 344.71M | 462.47M | 558.38M | 661.02M | 775.44M | 1.01B | 1.27B | 1.44B | 1.79B |
| Accounts Receivables | 2.84M | 3.85M | 3.24M | 4.53M | 4.2M | 5.77M | 9.13M | 10.12M | 12.64M |
| Goodwill & Intangibles | 0 | 0 | 0 | 0 | 0 | 0 | 2.88M | 0 | 0 |
| Goodwill | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 2.88M | 0 | 0 |
| PP&E (Net) | 2.55M | 2.69M | 2.83M | 3.02M | 3.33M | 2.7M | 2.6M | 2.44M | 4.38M |
| Other Assets | 9.38M | 15.55M | 23.28M | 82.71M | 95.41M | 90.75M | 35.54M | 54.04M | -1.81B |
| Total Current Assets | 174.67M | 180.12M | 211.47M | 187.37M | 301.74M | 279.16M | 296.45M | 378.2M | 482.39M |
| Total Non-Current Assets | 358.89M | 483.78M | 586.54M | 749.35M | 877.03M | 1.12B | 1.32B | 1.51B | 4.38M |
| Total Assets | 533.56M▲ 0% | 663.9M▲ 24.4% | 798.01M▲ 20.2% | 936.71M▲ 17.4% | 1.18B▲ 25.8% | 1.4B▲ 18.4% | 1.62B▲ 15.9% | 1.89B▲ 17.0% | 2.37B▲ 25.0% |
| Asset Growth % | 25.59% | 24.43% | 20.2% | 17.38% | 25.84% | 18.4% | 15.85% | 17.05% | 25% |
| Return on Assets (ROA) | 0.76% | 1.46% | 1.93% | 1.45% | 1.69% | 2.22% | 2.72% | 2.49% | 2.39% |
| Accounts Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Debt | 278K | 89K | 86K | 49K | 0 | 0 | 0 | 0 | 2.64M |
| Net Debt | -42.8M | -30.47M | -61.72M | -65.14M | -149.16M | -164.12M | -165.21M | -126.33M | -233.25M |
| Long-Term Debt | 278K | 89K | 86K | 49K | 0 | 0 | 0 | 0 | 0 |
| Short-Term Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 988K |
| Other Liabilities | 0 | 0 | 0 | -49K | 0 | 0 | 11.02M | 13.17M | 2.08B |
| Total Current Liabilities | 449.9M | 571.04M | 686.86M | 810.64M | 1.04B | 1.24B | 1.41B | 1.64B | 988K |
| Total Non-Current Liabilities | 278K | 89K | 86K | 0 | 0 | 0 | 11.02M | 13.17M | 2.08B |
| Total Liabilities | 450.17M | 571.13M | 686.95M | 810.64M | 1.04B | 1.24B | 1.42B | 1.66B | 2.08B |
| Total Equity | 83.38M▲ 0% | 92.77M▲ 11.3% | 111.06M▲ 19.7% | 126.08M▲ 13.5% | 143.74M▲ 14.0% | 158.16M▲ 10.0% | 198.56M▲ 25.5% | 237.09M▲ 19.4% | 289.6M▲ 22.1% |
| Equity Growth % | 59.78% | 11.26% | 19.71% | 13.52% | 14.01% | 10.03% | 25.54% | 19.41% | 22.14% |
| Equity / Assets (Capital Ratio) | 15.63% | 13.97% | 13.92% | 13.46% | 12.19% | 11.33% | 12.28% | 12.53% | 12.24% |
| Return on Equity (ROE) | 5.38% | 9.92% | 13.88% | 10.64% | 13.29% | 18.89% | 22.99% | 20.04% | 19.31% |
| Book Value per Share | 13.36 | 12.00 | 14.27 | 16.49 | 18.09 | 19.51 | 23.79 | 27.94 | 33.25 |
| Tangible BV per Share | 13.36 | 12.00 | 14.27 | 16.49 | 18.09 | 19.51 | 23.45 | 27.94 | 33.25 |
| Common Stock | 73K | 75K | 77K | 78K | 81K | 82K | 84K | 85K | 87K |
| Additional Paid-in Capital | 86.66M | 88.54M | 89.68M | 91.62M | 93.61M | 96.39M | 99.71M | 104.05M | 109.89M |
| Retained Earnings | -1.96M | 6.77M | 20.92M | 33.53M | 51.46M | 77.71M | 114.26M | 152.93M | 197.79M |
| Accumulated OCI | -1.39M | -2.61M | 386K | 1.41M | -850K | -15.12M | -13.23M | -14.29M | -8.49M |
| Treasury Stock | 0 | 0 | 0 | -567K | -567K | -906K | -2.27M | -5.69M | -9.68M |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
ESQ Cash Flow Statement
Esquire Financial Holdings, Inc. (ESQ) cash flow — operating, investing & free cash flow history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 3.98M | 10.11M | 16.31M | 15.59M | 30.08M | 38.8M | 42.4M | 42.21M | 59.84M |
| Operating CF Growth % | -37.03% | 154.13% | 61.29% | -4.41% | 92.94% | 28.98% | 9.29% | -0.45% | 41.76% |
| Net Income | 3.64M | 8.73M | 14.14M | 12.62M | 17.93M | 28.52M | 41.01M | 43.66M | 50.82M |
| Depreciation & Amortization | 411K | 795K | 1.29M | 1.62M | 2.23M | 2.55M | 2.54M | 3.29M | 1.22M |
| Deferred Taxes | 0 | 0 | -116K | -955K | 653K | -1.33M | -2.55M | -1.11M | 20K |
| Other Non-Cash Items | 1.94M | 2.3M | 2.68M | 6.99M | 6.6M | 2.88M | -350K | 4.65M | 12.07M |
| Working Capital Changes | -2.57M | -3.22M | -2.78M | -6.23M | 697K | 3.73M | -1.46M | -12.11M | -9.24M |
| Cash from Investing | -108.79M | -142.74M | -97.31M | -135.44M | -170.49M | -221.5M | -215.4M | -308.27M | -362.09M |
| Purchase of Investments | -59.04M | -45.29M | -28.28M | -37.98M | -86.83M | -85.83M | -28.8M | -161.69M | -48.3M |
| Sale/Maturity of Investments | 21.52M | 23.41M | 31.07M | 67.09M | 52.16M | 26.37M | 26.18M | 46.15M | 59.86M |
| Net Investment Activity | -37.52M | -21.88M | 2.79M | 29.11M | -34.66M | -59.46M | -2.62M | -115.53M | 11.56M |
| Acquisitions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Investing | -71.09M | -120.29M | -99.45M | -163.81M | -134.82M | -161.97M | -212.18M | -192.02M | -368.07M |
| Cash from Financing | 104.9M | 120.12M | 112.25M | 123.23M | 224.38M | 197.67M | 174.09M | 227.17M | 411.81M |
| Dividends Paid | 0 | 0 | 0 | 0 | 0 | -2.15M | -3.72M | -4.85M | -5.86M |
| Share Repurchases | 0 | 0 | 0 | -567K | 0 | 0 | -286K | 0 | 0 |
| Stock Issued | 26.34M | 378K | 0 | 0 | 0 | 0 | 0 | 505K | 887K |
| Net Stock Activity | 26.34M | 378K | 0 | -567K | 0 | 0 | -286K | 505K | 887K |
| Debt Issuance (Net) | -93K | -189K | -3K | -37K | -1K | -2K | -2K | -2K | -2K |
| Other Financing | 78.65M | 120.31M | 112.25M | 123.83M | 224.38M | 199.82M | 178.1M | 231.52M | 416.78M |
| Net Change in Cash | 84K▲ 0% | -12.52M▼ 14998.8% | 31.24M▲ 349.7% | 3.38M▼ 89.2% | 83.97M▲ 2385.1% | 14.97M▼ 82.2% | 1.09M▼ 92.7% | -38.88M▼ 3676.8% | 109.56M▲ 381.8% |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 42.99M | 43.08M | 30.56M | 61.81M | 65.19M | 149.16M | 164.12M | 165.21M | 126.33M |
| Cash at End | 43.08M | 30.56M | 61.81M | 65.19M | 149.16M | 164.12M | 165.21M | 126.33M | 235.89M |
| Interest Paid | 535K | 1.2M | 2.55M | 1.2M | 828K | 1.62M | 8.13M | 13.43M | 0 |
| Income Taxes Paid | 2.63M | 2.67M | 5.15M | 6.25M | 5.96M | 8.65M | 17.59M | 18M | 0 |
| Free Cash Flow | 3.79M▲ 0% | 8.86M▲ 133.8% | 14.25M▲ 60.8% | 12.45M▼ 12.6% | 27.14M▲ 117.9% | 37.56M▲ 38.4% | 39.4M▲ 4.9% | 39.06M▼ 0.8% | 56.68M▲ 45.1% |
| FCF Growth % | 3.72% | 133.81% | 60.83% | -12.59% | 117.88% | 38.42% | 4.89% | -0.85% | 45.1% |
ESQ Banking Ratios
Esquire Financial Holdings, Inc. (ESQ) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 5.55% | 5.38% | 9.92% | 13.88% | 10.64% | 13.29% | 18.89% | 22.99% | 20.04% | 19.31% |
| Return on Assets (ROA) | 0.73% | 0.76% | 1.46% | 1.93% | 1.45% | 1.69% | 2.22% | 2.72% | 2.49% | 2.39% |
| Net Interest Margin | 3.69% | 3.72% | 4.18% | 4.27% | 4% | 3.71% | 4.25% | 5.18% | 5.28% | 5.14% |
| Efficiency Ratio | 71.94% | 67.28% | 60.57% | 51.44% | 53.81% | 53.49% | 48.86% | 43.67% | 44% | 43.33% |
| Equity / Assets | 12.28% | 15.63% | 13.97% | 13.92% | 13.46% | 12.19% | 11.33% | 12.28% | 12.53% | 12.24% |
| Book Value / Share | 10.4 | 13.36 | 12 | 14.27 | 16.49 | 18.09 | 19.51 | 23.79 | 27.94 | 33.25 |
| NII Growth | 30.54% | 26.82% | 39.7% | 22.97% | 9.76% | 16.73% | 35.79% | 41.16% | 19.29% | 21.57% |
| Dividend Payout | - | - | - | - | - | - | 7.54% | 9.07% | 11.1% | 11.53% |
ESQ SEC Filings & Documents
Esquire Financial Holdings, Inc. (ESQ) SEC filings — annual & quarterly reports (10-K, 10-Q)
ESQ Frequently Asked Questions
Esquire Financial Holdings, Inc. (ESQ) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
Esquire Financial Holdings, Inc. (ESQ) grew revenue by 19.0% over the past year. This is strong growth.
Yes, Esquire Financial Holdings, Inc. (ESQ) is profitable, generating $50.9M in net income for fiscal year 2025 (30.9% net margin).
Dividend & Returns
Yes, Esquire Financial Holdings, Inc. (ESQ) pays a dividend with a yield of 0.63%. This makes it attractive for income-focused investors.
Esquire Financial Holdings, Inc. (ESQ) has a return on equity (ROE) of 19.3%. This is reasonable for most industries.
Industry Metrics
Esquire Financial Holdings, Inc. (ESQ) has a net interest margin (NIM) of 5.1%. This indicates healthy earnings from lending activities.
Esquire Financial Holdings, Inc. (ESQ) has an efficiency ratio of 43.3%. This is excellent, indicating strong cost control.
Explore More ESQ
Esquire Financial Holdings, Inc. (ESQ) financial analysis — history, returns, DCA and operating performance tools
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Earnings History
EPS trends, net income & profitability
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Long-term charts & historical price data
Revenue History
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Financial Ratios
30 years of market, efficiency and balance-sheet ratios
Valuation
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