No significant weaknesses identified
| Name | Market Cap | Current Price | P/E Ratio | Revenue Growth 1Y | Net Margin | ROE | FCF Yield | Debt/Equity |
|---|---|---|---|---|---|---|---|---|
| MQMarqeta, Inc. | 1.8B | 4.41 | 83.84 | -25.02% | -6.74% | -4.72% | 3.1% | 0.01 |
| PAYSPaySign, Inc. | 259.8M | 4.72 | 68.80 | 23.5% | 10.1% | 16.53% | 5.18% | 0.10 |
| CSGSCSG Systems International, Inc. | 2.27B | 79.48 | 26.23 | 2.39% | 6.85% | 28.79% | 5% | 2.03 |
| CPAYCorpay, Inc. | 23.14B | 330.77 | 23.68 | 5.77% | 24.37% | 25.52% | 7.63% | 2.54 |
| PAYOPayoneer Global Inc. | 1.92B | 5.40 | 17.42 | 17.64% | 6.96% | 9.64% | 6.05% | 0.03 |
| IMXIInternational Money Express, Inc. | 460.64M | 15.50 | 8.66 | -0.01% | 6.26% | 26.14% | 5.01% | 1.35 |
| ATCHAtlasClear Holdings, Inc. | 38.17M | 0.26 | -0.69 | 171.31% | -44.2% | -79.32% | 4.12% | |
| LSAKLesaka Technologies, Inc. | 392.68M | 4.67 | -4.10 | 16.92% | -11.78% | -32.78% | 0.90 |
| Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | |
|---|---|---|---|---|---|---|
| Sales/Revenue | 242.14M | 337.52M | 490.14M | 620.75M | 675.37M | 698.76M |
| Revenue Growth % | - | 0.39% | 0.45% | 0.27% | 0.09% | 0.03% |
| Cost of Goods Sold | 73.1M | 115.02M | 162.23M | 217.38M | 231.01M | 228.38M |
| COGS % of Revenue | 0.3% | 0.34% | 0.33% | 0.35% | 0.34% | 0.33% |
| Gross Profit | 169.04M | 222.5M | 327.91M | 403.37M | 444.36M | 470.39M |
| Gross Margin % | 0.7% | 0.66% | 0.67% | 0.65% | 0.66% | 0.67% |
| Gross Profit Growth % | - | 0.32% | 0.47% | 0.23% | 0.1% | 0.06% |
| Operating Expenses | 223.3M | 244.54M | 355.1M | 433.96M | 441.94M | 470.13M |
| OpEx % of Revenue | 0.92% | 0.72% | 0.72% | 0.7% | 0.65% | 0.67% |
| Selling, General & Admin | 144.23M | 137.31M | 204.16M | 251.54M | 255.8M | 261.93M |
| SG&A % of Revenue | 0.6% | 0.41% | 0.42% | 0.41% | 0.38% | 0.37% |
| Research & Development | 26.12M | 30.39M | 49.51M | 71.62M | 75.61M | 79.67M |
| R&D % of Revenue | 0.11% | 0.09% | 0.1% | 0.12% | 0.11% | 0.11% |
| Other Operating Expenses | 52.95M | 76.84M | 101.44M | 110.8M | 110.53M | 128.53M |
| Operating Income | -54.26M | -22.04M | -27.19M | -30.59M | 2.43M | 252K |
| Operating Margin % | -0.22% | -0.07% | -0.06% | -0.05% | 0% | 0% |
| Operating Income Growth % | - | 0.59% | -0.23% | -0.13% | 1.08% | -0.9% |
| EBITDA | -1.31M | 54.8M | 74.25M | 80.21M | 106.63M | 89.08M |
| EBITDA Margin % | -0.01% | 0.16% | 0.15% | 0.13% | 0.16% | 0.13% |
| EBITDA Growth % | - | 42.96% | 0.35% | 0.08% | 0.33% | -0.16% |
| D&A (Non-Cash Add-back) | 52.95M | 76.84M | 101.44M | 110.8M | 104.2M | 88.82M |
| EBIT | -69.77M | -22.04M | -55.91M | -30.59M | 2.43M | 252K |
| Net Interest Income | -40M | -41.55M | -36.11M | -33.9M | -46.41M | -35.56M |
| Interest Income | 0 | 0 | 0 | 0 | 0 | 0 |
| Interest Expense | 40M | 41.55M | 36.11M | 33.9M | 46.41M | 35.56M |
| Other Income/Expense | -55.52M | -41.55M | -64.83M | -33.9M | -46.41M | -35.56M |
| Pretax Income | -109.78M | -63.58M | -92.02M | -64.5M | -43.98M | -35.31M |
| Pretax Margin % | -0.45% | -0.19% | -0.19% | -0.1% | -0.07% | -0.05% |
| Income Tax | -16.03M | -3.63M | -10.05M | -4.68M | 1.64M | 5.78M |
| Effective Tax Rate % | 0.85% | 0.94% | 0.89% | 0.93% | 1.04% | 1.16% |
| Net Income | -93.75M | -59.95M | -81.97M | -59.82M | -45.62M | -41.09M |
| Net Margin % | -0.39% | -0.18% | -0.17% | -0.1% | -0.07% | -0.06% |
| Net Income Growth % | - | 0.36% | -0.37% | 0.27% | 0.24% | 0.1% |
| Net Income (Continuing) | -93.75M | -59.95M | -81.97M | -59.82M | -45.62M | -41.09M |
| Discontinued Operations | 0 | 0 | 0 | 0 | 0 | 0 |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 |
| EPS (Diluted) | -0.48 | -0.31 | -0.42 | -0.31 | -0.24 | -0.22 |
| EPS Growth % | - | 0.35% | -0.35% | 0.26% | 0.23% | 0.08% |
| EPS (Basic) | -0.48 | -0.31 | -0.42 | -0.31 | -0.24 | -0.22 |
| Diluted Shares Outstanding | 195.35M | 195.35M | 195.38M | 194.62M | 188.94M | 184.9M |
| Basic Shares Outstanding | 195.35M | 195.35M | 195.38M | 194.62M | 188.94M | 184.9M |
| Dividend Payout Ratio | - | - | - | - | - | - |
| Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | |
|---|---|---|---|---|---|---|
| Total Current Assets | 97.04M | 143.83M | 171.62M | 180.59M | 180.15M | 218.31M |
| Cash & Short-Term Investments | 54.86M | 96.03M | 93.99M | 92.63M | 92.61M | 135.78M |
| Cash Only | 54.86M | 96.03M | 93.99M | 92.63M | 92.61M | 135.78M |
| Short-Term Investments | 0 | 0 | 0 | 0 | 0 | 0 |
| Accounts Receivable | 25.87M | 34.8M | 51.55M | 61M | 61.53M | 53.47M |
| Days Sales Outstanding | 38.99 | 37.64 | 38.39 | 35.87 | 33.26 | 27.93 |
| Inventory | 0 | 0 | 0 | 0 | 0 | 0 |
| Days Inventory Outstanding | - | - | - | - | - | - |
| Other Current Assets | 2.48M | 2.3M | 3.57M | 26.96M | 26M | 29.06M |
| Total Non-Current Assets | 823.21M | 1.18B | 1.49B | 1.41B | 1.34B | 1.2B |
| Property, Plant & Equipment | 11.7M | 14.71M | 13.51M | 11.93M | 9.73M | 6.66M |
| Fixed Asset Turnover | 20.70x | 22.95x | 36.28x | 52.03x | 69.38x | 104.95x |
| Goodwill | 426.57M | 668.15M | 921.42M | 914.08M | 927.43M | 886.3M |
| Intangible Assets | 376.98M | 486.8M | 532.53M | 438.27M | 358.03M | 270.51M |
| Long-Term Investments | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Assets | 7.96M | 14.1M | 24.3M | 46.85M | 42.72M | 39.49M |
| Total Assets | 920.24M | 1.33B | 1.66B | 1.59B | 1.52B | 1.42B |
| Asset Turnover | 0.26x | 0.25x | 0.29x | 0.39x | 0.44x | 0.49x |
| Asset Growth % | - | 0.44% | 0.25% | -0.04% | -0.05% | -0.06% |
| Total Current Liabilities | 50.08M | 86.7M | 103.43M | 105.08M | 117.38M | 110.73M |
| Accounts Payable | 4.31M | 11.13M | 10.32M | 8.37M | 8.64M | 8.04M |
| Days Payables Outstanding | 21.53 | 35.32 | 23.23 | 14.06 | 13.65 | 12.85 |
| Short-Term Debt | 4.63M | 7.29M | 10.94M | 5.5M | 5.5M | 5.5M |
| Deferred Revenue (Current) | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K |
| Other Current Liabilities | 0 | 0 | 0 | 0 | 0 | 0 |
| Current Ratio | 1.94x | 1.66x | 1.66x | 1.72x | 1.53x | 1.97x |
| Quick Ratio | 1.94x | 1.66x | 1.66x | 1.72x | 1.53x | 1.97x |
| Cash Conversion Cycle | - | - | - | - | - | - |
| Total Non-Current Liabilities | 454.68M | 721.73M | 574.3M | 579.95M | 574.65M | 559.72M |
| Long-Term Debt | 434.13M | 691.04M | 535.18M | 530.95M | 526.7M | 522.44M |
| Capital Lease Obligations | 0 | 0 | 0 | 0 | 0 | 0 |
| Deferred Tax Liabilities | 6.21M | 10.77M | 17.86M | 0 | 0 | 0 |
| Other Non-Current Liabilities | 12.13M | 17.63M | 18.45M | 49.01M | 47.96M | 37.27M |
| Total Liabilities | 504.75M | 808.43M | 677.73M | 685.03M | 692.03M | 670.44M |
| Total Debt | 438.76M | 698.33M | 546.13M | 536.45M | 532.2M | 527.94M |
| Net Debt | 383.9M | 602.3M | 452.13M | 443.82M | 439.59M | 392.16M |
| Debt / Equity | 1.06x | 1.35x | 0.55x | 0.59x | 0.64x | 0.70x |
| Debt / EBITDA | - | 12.74x | 7.36x | 6.69x | 4.99x | 5.93x |
| Net Debt / EBITDA | - | 10.99x | 6.09x | 5.53x | 4.12x | 4.40x |
| Interest Coverage | -1.36x | -0.53x | -0.75x | -0.90x | 0.05x | 0.01x |
| Total Equity | 415.49M | 519.16M | 985.65M | 906.69M | 826.04M | 750.83M |
| Equity Growth % | - | 0.25% | 0.9% | -0.08% | -0.09% | -0.09% |
| Book Value per Share | 2.13 | 2.66 | 5.04 | 4.66 | 4.37 | 4.06 |
| Total Shareholders' Equity | 415.49M | 519.16M | 985.65M | 906.69M | 826.04M | 750.83M |
| Common Stock | 0 | 0 | 2K | 2K | 2K | 2K |
| Retained Earnings | -371.31M | -431.26M | -513.23M | -573.05M | -619.98M | -661.06M |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 |
| Accumulated OCI | 342K | 1.55M | -1.77M | -10.2M | -8.02M | -14.32M |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 |
| Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | |
|---|---|---|---|---|---|---|
| Cash from Operations | -613K | 57.54M | 37.48M | 64.8M | 104.61M | 113.16M |
| Operating CF Margin % | -0% | 0.17% | 0.08% | 0.1% | 0.15% | 0.16% |
| Operating CF Growth % | - | 94.86% | -0.35% | 0.73% | 0.61% | 0.08% |
| Net Income | -93.75M | -59.95M | -81.97M | -59.82M | -45.62M | -41.09M |
| Depreciation & Amortization | 52.95M | 76.84M | 101.44M | 110.8M | 104.2M | 88.82M |
| Stock-Based Compensation | 30.08M | 10.72M | 22.09M | 26.82M | 25.56M | 26.49M |
| Deferred Taxes | -15.97M | -4.31M | -12.03M | -7.48M | -1.66M | 2.73M |
| Other Non-Cash Items | 14.14M | 8.11M | 36.3M | 12.42M | 16.73M | 42.04M |
| Working Capital Changes | 11.93M | 26.13M | -28.36M | -17.94M | 5.39M | -5.84M |
| Change in Receivables | -3.01M | -516K | -13.34M | -13.21M | -5.01M | -319K |
| Change in Inventory | 0 | 0 | 0 | 0 | 0 | 0 |
| Change in Payables | 1.13M | 2.89M | -3.96M | -1.87M | 179K | -254K |
| Cash from Investing | -323.78M | -418.31M | -379.67M | -18.08M | -38.02M | -12.3M |
| Capital Expenditures | -7.67M | -4.53M | -3.1M | -2.57M | -3.04M | -1.46M |
| CapEx % of Revenue | 0.03% | 0.01% | 0.01% | 0% | 0% | 0% |
| Acquisitions | - | - | - | - | - | - |
| Investments | - | - | - | - | - | - |
| Other Investing | -5.66M | -10.55M | -11.69M | -15.51M | -20.04M | -10.84M |
| Cash from Financing | 309.67M | 401.85M | 341.18M | -47.31M | -66.63M | -59.61M |
| Debt Issued (Net) | - | - | - | - | - | - |
| Equity Issued (Net) | - | - | - | - | - | - |
| Dividends Paid | 0 | 0 | 0 | 0 | 0 | 0 |
| Share Repurchases | - | - | - | - | - | - |
| Other Financing | -17.56M | -7.1M | -6.82M | 5.18M | 6.15M | -3.82M |
| Net Change in Cash | - | - | - | - | - | - |
| Free Cash Flow | -13.94M | 44.46M | 22.69M | 46.72M | 81.53M | 94.26M |
| FCF Margin % | -0.06% | 0.13% | 0.05% | 0.08% | 0.12% | 0.13% |
| FCF Growth % | - | 4.19% | -0.49% | 1.06% | 0.74% | 0.16% |
| FCF per Share | -0.07 | 0.23 | 0.12 | 0.24 | 0.43 | 0.51 |
| FCF Conversion (FCF/Net Income) | 0.01x | -0.96x | -0.46x | -1.08x | -2.29x | -2.75x |
| Interest Paid | 33.98M | 35.22M | 30.85M | 30.08M | 46.01M | 45.55M |
| Taxes Paid | 337K | 736K | 1.5M | 2.51M | 3.11M | 4.55M |
| Metric | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|
| Return on Equity (ROE) | -22.56% | -12.83% | -10.89% | -6.32% | -5.27% | -5.21% |
| Return on Invested Capital (ROIC) | -5.09% | -1.72% | -1.59% | -1.65% | 0.14% | 0.02% |
| Gross Margin | 69.81% | 65.92% | 66.9% | 64.98% | 65.8% | 67.32% |
| Net Margin | -38.71% | -17.76% | -16.72% | -9.64% | -6.75% | -5.88% |
| Debt / Equity | 1.06x | 1.35x | 0.55x | 0.59x | 0.64x | 0.70x |
| Interest Coverage | -1.36x | -0.53x | -0.75x | -0.90x | 0.05x | 0.01x |
| FCF Conversion | 0.01x | -0.96x | -0.46x | -1.08x | -2.29x | -2.75x |
| Revenue Growth | - | 39.39% | 45.22% | 26.65% | 8.8% | 3.46% |
| 2021 | 2022 | 2023 | 2024 | |
|---|---|---|---|---|
| License and Service | 351.83M | 465.35M | 520.23M | 548.34M |
| License and Service Growth | - | 32.26% | 11.80% | 5.40% |
| Marketing Technology Solutions | 118.28M | 134.6M | 133.16M | 129.27M |
| Marketing Technology Solutions Growth | - | 13.80% | -1.07% | -2.92% |
| Other Revenue | 20.03M | 20.8M | 21.97M | 21.15M |
| Other Revenue Growth | - | 3.85% | 5.61% | -3.75% |
| 2021 | 2022 | 2023 | 2024 | |
|---|---|---|---|---|
| UNITED STATES | 447.23M | 567.04M | 614.78M | 636.57M |
| UNITED STATES Growth | - | 26.79% | 8.42% | 3.54% |
| Non-US | 42.91M | 53.7M | 60.59M | 62.2M |
| Non-US Growth | - | 25.17% | 12.81% | 2.66% |
EverCommerce Inc. (EVCM) reported $612.8M in revenue for fiscal year 2024. This represents a 153% increase from $242.1M in 2019.
EverCommerce Inc. (EVCM) grew revenue by 3.5% over the past year. Growth has been modest.
EverCommerce Inc. (EVCM) reported a net loss of $0.7M for fiscal year 2024.
EverCommerce Inc. (EVCM) has a return on equity (ROE) of -5.2%. Negative ROE indicates the company is unprofitable.
EverCommerce Inc. (EVCM) generated $119.4M in free cash flow for fiscal year 2024. Positive FCF indicates the company can fund dividends, buybacks, or reinvestment.