International Money Express, Inc.(IMXI)Earnings, Financials & Key Ratios

IMXI•NASDAQ

$15.85

$645M mkt cap·14.7× P/E·Price updated May 6, 2026

SectorTechnology IndustryInfrastructure Software Sub-IndustryPayments and fintech infrastructure

AboutInternational Money Express, Inc., through its subsidiary, operates as a money remittance services company in the United States, Latin America, Mexico, Africa, Central and South America, and the Caribbean. The company offers remittance services, which include a suite of ancillary financial processing solutions and payment services; and online payment options, pre-paid debit cards, and direct deposit payroll cards. It provides services through sending and paying agents and company-operated stores, as well as through online and Internet-enabled mobile devices. International Money Express, Inc. is headquartered in Miami, Florida.Show more

Revenue$608M-7.7%
EBITDA$73M-33.0%
Net Income$33M-44.5%
EPS (Diluted)1.08-39.7%
Gross Margin87.65%-2.2%
EBITDA Margin11.98%-27.4%
Operating Margin9.16%-36.5%
Net Margin5.38%-39.8%
ROE22.08%-46.7%
ROIC46.77%+2.3%
Interest Coverage4.70-41.9%

Technical→

IMXI Key Insights

International Money Express, Inc. (IMXI) fundamental analysis — strengths, weaknesses & financial health based on data analysis

✓Strengths

✓Excellent 3Y average ROE of 34.4%
✓Strong 5Y sales CAGR of 11.2%
✓Share count reduced 8.1% through buybacks
✓Trading near 52-week high
✓Efficient asset utilization: 1.2x turnover

✗Weaknesses

No significant weaknesses identified

* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.

IMXI Price & Volume

International Money Express, Inc. (IMXI) stock price & volume — 10-year historical chart

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IMXI Growth Metrics

International Money Express, Inc. (IMXI) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR

Revenue CAGR

10 Years17.21%

5 Years11.22%

3 Years3.59%

TTM-6.09%

Profit CAGR

10 Years18.96%

5 Years-0.67%

3 Years-17.09%

TTM-35.79%

EPS CAGR

10 Years21.04%

5 Years4.18%

3 Years-9.97%

TTM-28.49%

Return on Capital

10 Years26.18%

5 Years27.39%

3 Years24.29%

Last Year16.2%

IMXI Recent Earnings

International Money Express, Inc. (IMXI) EPS & revenue vs analyst estimates — last 4 quarters

Full history →

●Beat EPS 6/12 qtrs (50%)●Beat Revenue 2/12 qtrs (17%)

Q2 2026Latest

Mar 6, 2026

EPS

$0.41

Est $0.43

-4.7%

Revenue

$147M

Est $153M

-3.6%

Q4 2025

Nov 10, 2025

EPS

$0.38

Est $0.54

-29.6%

Revenue

$155M

Est $162M

-4.7%

Q3 2025

Aug 11, 2025

EPS

$0.51

Est $0.49

+4.1%

Revenue

$161M

Est $165M

-2.4%

Q2 2025

May 7, 2025

EPS

$0.35

Est $0.41

-14.6%

Revenue

$144M

Est $171M

-15.5%

Quarter	Date	EPS (Act vs Est)	Revenue (Act vs Est)
Q2 2026Latest	Mar 6, 2026	$0.41vs $0.43-4.7%	$147Mvs $153M-3.6%
Q4 2025	Nov 10, 2025	$0.38vs $0.54-29.6%	$155Mvs $162M-4.7%
Q3 2025	Aug 11, 2025	$0.51vs $0.49+4.1%	$161Mvs $165M-2.4%
Q2 2025	May 7, 2025	$0.35vs $0.41-14.6%	$144Mvs $171M-15.5%

Based on last 12 quarters of dataView full earnings history →

Company	Market Cap	Stock Price	P/E Ratio (TTM)	Revenue Growth 1Y	Net Margin	Return on Equity (ROE)	FCF Yield	Debt / Equity
WUThe Western Union CompanyDirect Competitor	2.82B	8.99	5.87	-4%	12.36%	47.95%	13.95%
EEFTEuronet Worldwide, Inc.Direct Competitor	2.65B	69.67	10.19	6.38%	7.29%	23.51%	15.53%	1.65
VVisa Inc.Product Competitor	611.6B	318.80	31.25	11.34%	50.14%	58.9%	3.53%	0.66
MAMastercard IncorporatedProduct Competitor	435.43B	491.89	29.78	16.42%	45.65%	205.79%	3.88%	2.45
PAXPatria Investments LimitedProduct Competitor	2.06B	12.92	23.93	2.56%	22.3%	14.33%		0.27
PYPLPayPal Holdings, Inc.Product Competitor	42.56B	46.26	8.55	4.32%	15.78%	25.08%	13.07%	0.49
FOURShift4 Payments, Inc.Product Competitor	3.93B	42.90	14.16	29.86%	5.02%	8.73%	7.91%	2.83
GPNGlobal Payments Inc.Supply Chain	16.47B	69.62	11.94	-23.75%	16.92%	5.89%	12.38%	0.92

Compare IMXI vs Peers

International Money Express, Inc. (IMXI) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.

Closest Rival

vs WU

Most directly comparable listed peer for IMXI.

Scale Benchmark

vs V

Larger-name benchmark to compare IMXI against a more recognizable public peer.

Peer Set

Compare Top 5

vs WU, EEFT, V, MA

IMXI Income Statement

International Money Express, Inc. (IMXI) annual income statement — 10-year revenue, gross profit & net income history

10Y historyFree accessUpdated daily

Line item	Dec'17	Dec'18	Dec'19	Dec'20	Dec'21	Dec'22	Dec'23	Dec'24	Dec'25	TTM
Sales/Revenue	201.04M	273.9M	319.6M	357.21M	459.21M	546.8M	658.74M	658.65M	607.78M	625.12M
Revenue Growth %	21.55%	36.24%	16.68%	11.77%	28.55%	19.08%	20.47%	-0.01%	-7.72%	-6.09%
Cost of Goods Sold	135.46M	182.47M	212.67M	238.6M	307.46M	364.8M	436.26M	68.25M	75.04M	425.39M
COGS % of Revenue	67.38%	66.62%	66.54%	66.79%	66.95%	66.72%	66.23%	10.36%	12.35%	-
Gross Profit	65.58M▲ 0%	91.43M▲ 39.4%	106.93M▲ 17.0%	118.61M▲ 10.9%	151.75M▲ 27.9%	182M▲ 19.9%	222.47M▲ 22.2%	590.4M▲ 165.4%	532.74M▼ 9.8%	199.74M▲ 0%
Gross Margin %	32.62%	33.38%	33.46%	33.21%	33.05%	33.28%	33.77%	89.64%	87.65%	31.95%
Gross Profit Growth %	14.42%	39.41%	16.95%	10.92%	27.94%	19.94%	22.24%	165.38%	-9.77%	-
Operating Expenses	63.77M	78.36M	70.49M	65.75M	83.9M	99.09M	126.98M	495.39M	477.09M	130.97M
OpEx % of Revenue	31.72%	28.61%	22.06%	18.41%	18.27%	18.12%	19.28%	75.21%	78.5%	-
Selling, General & Admin	38.16M	62.69M	57.8M	52.92M	70.8M	89.62M	119.07M	47.89M	50.73M	96.48M
SG&A % of Revenue	18.98%	22.89%	18.09%	14.81%	15.42%	16.39%	18.08%	7.27%	8.35%	-
Research & Development	0	0	0	0	1M	0	0	0	0	0
R&D % of Revenue	-	-	-	-	0.22%	-	-	-	-	-
Other Operating Expenses	16.64M	15.67M	12.69M	12.83M	12.1M	9.47M	7.91M	447.49M	426.36M	4M
Operating Income	1.81M▲ 0%	13.07M▲ 622.7%	36.44M▲ 178.8%	52.87M▲ 45.1%	67.85M▲ 28.3%	82.91M▲ 22.2%	95.49M▲ 15.2%	95.02M▼ 0.5%	55.65M▼ 41.4%	68.77M▲ 0%
Operating Margin %	0.9%	4.77%	11.4%	14.8%	14.78%	15.16%	14.5%	14.43%	9.16%	11%
Operating Income Growth %	-92.14%	622.66%	178.78%	45.07%	28.34%	22.19%	15.18%	-0.5%	-41.43%	-
EBITDA	18.84M	28.74M	49.13M	63.7M	77.34M	92.38M	108.36M	108.66M	72.81M	84.93M
EBITDA Margin %	9.37%	10.49%	15.37%	17.83%	16.84%	16.89%	16.45%	16.5%	11.98%	13.59%
EBITDA Growth %	-26.29%	52.6%	70.93%	29.64%	21.43%	19.44%	17.3%	0.28%	-32.99%	-23.7%
D&A (Non-Cash Add-back)	17.03M	15.67M	12.69M	10.83M	9.49M	9.47M	12.87M	13.64M	17.16M	16.16M
EBIT	-3.1M	13.07M	36.44M	52.87M	67.85M	82.91M	95.49M	95.02M	0	71.97M
Net Interest Income	-11.45M	-18.45M	-8.51M	-6.57M	-4.54M	-5.63M	-10.43M	-11.74M	0	-11.52M
Interest Income	0	0	0	0	0	0	0	0	0	0
Interest Expense	11.45M	18.45M	8.51M	6.57M	4.54M	5.63M	10.43M	11.74M	11.84M	11.52M
Other Income/Expense	-16.97M	-18.45M	-8.51M	-6.57M	-4.54M	-5.63M	-10.43M	-11.74M	-8.55M	-11.52M
Pretax Income	-9.64M▲ 0%	-5.38M▲ 44.2%	27.93M▲ 619.6%	46.3M▲ 65.8%	63.31M▲ 36.7%	77.28M▲ 22.1%	85.06M▲ 10.1%	83.27M▼ 2.1%	47.1M▼ 43.4%	57.25M▲ 0%
Pretax Margin %	-4.79%	-1.96%	8.74%	12.96%	13.79%	14.13%	12.91%	12.64%	7.75%	9.16%
Income Tax	534.4K	1.87M	8.32M	12.52M	16.47M	19.95M	25.55M	24.45M	14.43M	18.13M
Effective Tax Rate %	-5.54%	-34.75%	29.8%	27.03%	26.02%	25.81%	30.04%	29.36%	30.63%	31.66%
Net Income	-10.17M▲ 0%	-7.24M▲ 28.8%	19.61M▲ 370.7%	33.78M▲ 72.3%	46.84M▲ 38.7%	57.33M▲ 22.4%	59.52M▲ 3.8%	58.82M▼ 1.2%	32.67M▼ 44.5%	39.12M▲ 0%
Net Margin %	-5.06%	-2.64%	6.14%	9.46%	10.2%	10.48%	9.03%	8.93%	5.38%	6.26%
Net Income Growth %	-208.23%	28.8%	370.69%	72.29%	38.65%	22.39%	3.81%	-1.17%	-44.46%	-35.79%
Net Income (Continuing)	-10.17M	-7.24M	19.61M	33.78M	46.84M	57.33M	59.52M	58.82M	32.67M	39.12M
Discontinued Operations	0	0	0	0	0	0	0	0	0	0
Minority Interest	0	0	0	0	0	0	0	0	0	0
EPS (Diluted)	-0.28▲ 0%	-0.28▲ 0.0%	0.52▲ 285.7%	0.88▲ 69.2%	1.20▲ 36.4%	1.48▲ 23.3%	1.63▲ 10.1%	1.79▲ 9.8%	1.08▼ 39.7%	1.31▲ 0%
EPS Growth %	-207.69%	0%	285.71%	69.23%	36.36%	23.33%	10.14%	9.82%	-39.66%	-28.49%
EPS (Basic)	-0.28	-0.28	0.52	0.89	1.22	1.52	1.67	1.81	1.09	-
Diluted Shares Outstanding	36.18M	25.48M	37.59M	38.36M	39.1M	38.63M	36.43M	32.85M	30.18M	29.82M
Basic Shares Outstanding	36.18M	25.48M	37.43M	38.06M	38.47M	37.73M	35.6M	32.43M	29.94M	29.62M
Dividend Payout Ratio	-	-	-	-	-	-	-	-	-	-

IMXI Balance Sheet

International Money Express, Inc. (IMXI) balance sheet — assets, liabilities & shareholders' equity

Line item	Dec'17	Dec'18	Dec'19	Dec'20	Dec'21	Dec'22	Dec'23	Dec'24	Dec'25	TTM
Total Current Assets	119.11M	138.65M	148.23M	186.73M	263.55M	382.44M	432.87M	297.78M	353.16M	311.22M
Cash & Short-Term Investments	59.16M	73.03M	86.12M	74.91M	132.47M	149.49M	239.2M	130.5M	168.68M	151.59M
Cash Only	59.16M	73.03M	86.12M	74.91M	132.47M	149.49M	239.2M	130.5M	168.68M	151.59M
Short-Term Investments	0	0	0	0	0	0	0	0	0	0
Accounts Receivable	51.37M	35.8M	39.75M	55.48M	68.05M	131.12M	156.75M	109.16M	105.37M	121.14M
Days Sales Outstanding	93.27	47.7	45.4	56.69	54.09	87.52	86.85	60.49	63.28	73.94
Inventory	0	0	0	0	0	0	0	0	0	0
Days Inventory Outstanding	-	-	-	-	-	-	-	-	-	-
Other Current Assets	7.97M	27.11M	19.32M	218K	1.02M	4.73M	2.61M	1.88M	79.11M	1.28M
Total Non-Current Assets	96.95M	87.19M	79.08M	72.75M	76.99M	129.64M	143.94M	164.59M	164.53M	167.51M
Property, Plant & Equipment	8.49M	10.39M	13.28M	13.02M	17.91M	52.93M	53.76M	68.86M	57.15M	73.97M
Fixed Asset Turnover	23.68x	26.35x	24.06x	27.43x	25.65x	10.33x	12.25x	9.56x	10.63x	8.82x
Goodwill	36.26M	36.26M	36.26M	36.26M	36.26M	49.77M	53.99M	55.2M	53.99M	55.2M
Intangible Assets	48.74M	36.4M	27.38M	20.43M	15.39M	19.83M	18.14M	26.85M	25.4M	26.58M
Long-Term Investments	0	309K	191K	521K	0	0	2.9M	2.2M	0	4.43M
Other Non-Current Assets	1.71M	1.56M	1.22M	3.04M	7.43M	7.11M	15.16M	11.49M	27.99M	47.2M
Total Assets	216.05M▲ 0%	225.84M▲ 4.5%	227.31M▲ 0.6%	259.47M▲ 14.2%	340.54M▲ 31.2%	512.07M▲ 50.4%	576.81M▲ 12.6%	462.38M▼ 19.8%	517.69M▲ 12.0%	478.73M▲ 0%
Asset Turnover	0.93x	1.21x	1.41x	1.38x	1.35x	1.07x	1.14x	1.42x	1.17x	1.28x
Asset Growth %	81.9%	4.53%	0.65%	14.15%	31.24%	50.37%	12.64%	-19.84%	11.96%	-46.3%
Total Current Liabilities	72.62M	68.04M	83.72M	83.94M	116.86M	184.77M	223.37M	152M	140.96M	153.5M
Accounts Payable	8.92M	11.44M	13.4M	12.77M	23.15M	25.69M	36.51M	19.52M	15.32M	18.33M
Days Payables Outstanding	24.04	22.88	23	19.54	27.48	25.7	30.54	104.4	74.51	18.78
Short-Term Debt	3.91M	3.94M	7.04M	7.04M	3.88M	4.97M	7.16M	0	0	0
Deferred Revenue (Current)	56.56M	745K	2.5M	2.75M	3.39M	4.21M	4.77M	2.69M	0	5.27M
Other Current Liabilities	49.12M	37.24M	56.06M	57.14M	0	1.32M	2M	105.53M	140.96M	2.75M
Current Ratio	1.64x	2.04x	1.77x	2.22x	2.26x	2.07x	1.94x	1.96x	2.51x	2.51x
Quick Ratio	1.64x	2.04x	1.77x	2.22x	2.26x	2.07x	1.94x	1.96x	2.51x	2.51x
Cash Conversion Cycle	-	-	-	-	-	-	-	-	-	55.17
Total Non-Current Liabilities	107.53M	113.33M	87.62M	81.27M	80.64M	177.4M	204.4M	175.46M	74.72M	175.54M
Long-Term Debt	108.05M	113.33M	87.62M	80.58M	79.21M	150.24M	181.07M	156.62M	0	157.93M
Capital Lease Obligations	0	0	0	0	0	23.27M	22.67M	18.58M	0	69.21M
Deferred Tax Liabilities	0	8.9M	0	692K	1.43M	3.89M	659K	250K	5.37M	868K
Other Non-Current Liabilities	0	0	0	0	0	0	0	0	69.35M	0
Total Liabilities	180.15M	181.37M	171.34M	165.21M	197.5M	362.17M	427.77M	327.45M	215.68M	329.04M
Total Debt	111.44M	117.26M	94.67M	87.62M	83.09M	183.74M	215.86M	181.67M	0	181.13M
Net Debt	52.28M	44.23M	8.55M	12.72M	-49.38M	34.25M	-23.34M	51.17M	-168.68M	29.54M
Debt / Equity	3.10x	2.64x	1.69x	0.93x	0.58x	1.23x	1.45x	1.35x	-	1.21x
Debt / EBITDA	5.92x	4.08x	1.93x	1.38x	1.07x	1.99x	1.99x	1.67x	-	2.13x
Net Debt / EBITDA	2.78x	1.54x	0.17x	0.20x	-0.64x	0.37x	-0.22x	0.47x	-2.32x	-2.32x
Interest Coverage	0.16x	0.71x	4.28x	8.05x	14.96x	14.73x	9.16x	8.09x	4.70x	6.25x
Total Equity	35.9M▲ 0%	44.47M▲ 23.9%	55.97M▲ 25.8%	94.26M▲ 68.4%	143.04M▲ 51.7%	149.91M▲ 4.8%	149.04M▼ 0.6%	134.92M▼ 9.5%	161.05M▲ 19.4%	149.69M▲ 0%
Equity Growth %	1001.78%	23.87%	25.84%	68.42%	51.75%	4.8%	-0.58%	-9.47%	19.37%	-3.32%
Book Value per Share	0.99	1.75	1.49	2.46	3.66	3.88	4.09	4.11	5.34	5.02
Total Shareholders' Equity	35.9M	44.47M	55.97M	94.26M	143.04M	149.91M	149.04M	134.92M	161.05M	149.69M
Common Stock	161.13M	4K	4K	4K	4K	4K	4K	4K	4K	4K
Retained Earnings	-10.17M	-17.42M	1.18M	34.96M	81.8M	139.13M	198.65M	257.47M	290.14M	281.21M
Treasury Stock	0	0	0	0	-5.57M	-59.3M	-125.56M	-200.7M	0	-217.03M
Accumulated OCI	-2.37K	-2K	93K	-13K	-76K	-142K	262K	-1.45M	104K	-22K
Minority Interest	0	0	0	0	0	0	0	0	0	0

IMXI Cash Flow Statement

International Money Express, Inc. (IMXI) cash flow — operating, investing & free cash flow history

Line item	Dec'17	Dec'18	Dec'19	Dec'20	Dec'21	Dec'22	Dec'23	Dec'24	Dec'25	TTM
Cash from Operations	7.42M	19.84M	52.53M	-880K	78.1M	15.17M	143.53M	53.09M	36.89M	36.89M
Operating CF Margin %	3.69%	7.24%	16.44%	-0.25%	17.01%	2.77%	21.79%	8.06%	6.07%	-
Operating CF Growth %	-66.88%	167.48%	164.81%	-101.68%	8974.77%	-80.57%	845.86%	-63.01%	-30.51%	-16.38%
Net Income	-10.17M	-7.24M	19.61M	33.78M	46.84M	57.33M	59.52M	58.82M	32.67M	39.12M
Depreciation & Amortization	16.64M	15.67M	12.69M	10.83M	9.49M	9.47M	12.87M	13.64M	17.16M	16.41M
Stock-Based Compensation	1.85M	5.83M	2.61M	3.24M	4.6M	7.12M	8.11M	7.04M	9.28M	7.16M
Deferred Taxes	369.95K	191K	1.86M	1.43M	734K	-503K	-2.62M	-448K	0	2.14M
Other Non-Cash Items	1.86M	7.74M	2.63M	2.98M	3.83M	7.46M	15M	16.45M	-22.22M	13.24M
Working Capital Changes	-3.14M	-2.35M	13.14M	-53.14M	12.59M	-65.7M	50.66M	-42.42M	0	-30.44M
Change in Receivables	-29.17M	14.34M	-5.66M	-17.08M	-13.85M	-48.63M	-29.24M	41.6M	-7.05M	-1.29M
Change in Inventory	-48.13M	-97.49M	0	0	0	0	0	0	0	0
Change in Payables	3.56M	16.29M	7.23M	-1.42M	21.96M	-1.04M	20.64M	-23.13M	-17.83M	-13.31M
Cash from Investing	-5.28M	-5.45M	-6.72M	-4.06M	-10.77M	-12.53M	-18.28M	-43.95M	-22.07M	-33.59M
Capital Expenditures	-4.35M	-5.33M	-6.47M	-4.06M	-10.59M	-12.4M	-12.8M	-30M	-21.07M	-20.65M
CapEx % of Revenue	2.16%	1.95%	2.02%	1.14%	2.31%	2.27%	1.94%	4.55%	3.47%	-
Acquisitions	-923.65K	-120K	-250K	0	-185K	-131K	-5.48M	-13.95M	0	-13.16M
Investments	-	-	-	-	-	-	-	-	-	-
Other Investing	-174.5M	-120K	0	0	0	0	0	0	-992K	219K
Cash from Financing	12.93M	-1.11M	-32.94M	-6.16M	-9.62M	14.06M	-37.12M	-114.2M	20.8M	-19.11M
Debt Issued (Net)	37.79M	4.21M	-22.96M	-7.66M	-4.07M	71.58M	32.53M	-32.87M	0	19.71M
Equity Issued (Net)	0	0	0	0	-1000K	-1000K	-1000K	-1000K	0	-3M
Dividends Paid	-20.18M	0	0	0	0	0	0	0	0	0
Share Repurchases	114M	0	0	0	-5.57M	-53.73M	-66.26M	-75.13M	-16.33M	-36.53M
Other Financing	-4.68M	-5.33M	-9.99M	1.5M	20K	-5.44M	-3.39M	-6.2M	20.8M	-2.3M
Net Change in Cash	15.17M▲ 0%	13.23M▼ 12.7%	13.09M▼ 1.1%	-11.21M▼ 185.7%	57.57M▲ 613.5%	17.02M▼ 70.4%	89.71M▲ 427.1%	-108.7M▼ 221.2%	38.18M▲ 135.1%	-5.02M▲ 0%
Free Cash Flow	3.07M▲ 0%	14.51M▲ 373.3%	46.06M▲ 217.5%	-4.94M▼ 110.7%	67.51M▲ 1466.0%	3M▼ 95.6%	130.72M▲ 4255.9%	23.09M▼ 82.3%	15.81M▼ 31.5%	26.94M▲ 0%
FCF Margin %	1.52%	5.3%	14.41%	-1.38%	14.7%	0.55%	19.84%	3.51%	2.6%	4.31%
FCF Growth %	-84.19%	373.28%	217.54%	-110.73%	1466.05%	-95.55%	4255.95%	-82.34%	-31.51%	-69.35%
FCF per Share	0.08	0.57	1.23	-0.13	1.73	0.08	3.59	0.70	0.52	0.52
FCF Conversion (FCF/Net Income)	-0.73x	-2.74x	2.68x	-0.03x	1.67x	0.26x	2.41x	0.90x	1.13x	0.69x
Interest Paid	0	10.7M	8.77M	5.81M	3.67M	0	9.18M	10.43M	0	10.49M
Taxes Paid	0	1.5M	4.87M	11.14M	13.46M	0	21.5M	24.59M	0	6.29M

IMXI Key Ratios

International Money Express, Inc. (IMXI) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios

Metric	2017	2018	2019	2020	2021	2022	2023	2024	2025	TTM
Return on Equity (ROE)	-51.96%	-18.03%	39.05%	44.98%	39.48%	39.14%	39.82%	41.43%	22.08%	27.64%
Return on Invested Capital (ROIC)	2.06%	11.08%	35.68%	46.24%	50.73%	44.76%	46.23%	45.71%	46.77%	46.77%
Gross Margin	32.62%	33.38%	33.46%	33.21%	33.05%	33.28%	33.77%	89.64%	87.65%	31.95%
Net Margin	-5.06%	-2.64%	6.14%	9.46%	10.2%	10.48%	9.03%	8.93%	5.38%	6.26%
Debt / Equity	3.10x	2.64x	1.69x	0.93x	0.58x	1.23x	1.45x	1.35x	-	1.21x
Interest Coverage	0.16x	0.71x	4.28x	8.05x	14.96x	14.73x	9.16x	8.09x	4.70x	6.25x
FCF Conversion	-0.73x	-2.74x	2.68x	-0.03x	1.67x	0.26x	2.41x	0.90x	1.13x	0.69x
Revenue Growth	21.55%	36.24%	16.68%	11.77%	28.55%	19.08%	20.47%	-0.01%	-7.72%	-6.09%

IMXI SEC Filings & Documents

International Money Express, Inc. (IMXI) SEC filings — annual & quarterly reports (10-K, 10-Q)

8-K Announcements

Material company update

Dec 9, 2025·SEC

Material company update

Oct 7, 2025·SEC

Material company update

Aug 11, 2025·SEC

10-K Annual Reports

FY 2026

Mar 6, 2026·SEC

FY 2025

Feb 27, 2025·SEC

FY 2024

Feb 28, 2024·SEC

10-Q Quarterly Reports

FY 2025

Nov 10, 2025·SEC

FY 2025

Aug 11, 2025·SEC

FY 2025

May 8, 2025·SEC

IMXI Frequently Asked Questions

International Money Express, Inc. (IMXI) stock FAQ — growth, dividends, profitability & financials explained

Growth & Financials

International Money Express, Inc. (IMXI) reported $625.1M in revenue for fiscal year 2025. This represents a 403% increase from $124.2M in 2015.

International Money Express, Inc. (IMXI) saw revenue decline by 7.7% over the past year.

Yes, International Money Express, Inc. (IMXI) is profitable, generating $39.1M in net income for fiscal year 2025 (5.4% net margin).

Dividend & Returns

International Money Express, Inc. (IMXI) has a return on equity (ROE) of 22.1%. This is excellent, indicating efficient use of shareholder capital.

International Money Express, Inc. (IMXI) generated $26.9M in free cash flow for fiscal year 2025. Positive FCF indicates the company can fund dividends, buybacks, or reinvestment.

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International Money Express, Inc.(IMXI)Earnings, Financials & Key Ratios

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