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International Money Express, Inc.(IMXI)Earnings, Financials & Key Ratios
IMXI•NASDAQ
13.3× P/E·Price updated Jun 19, 2026
AboutInternational Money Express, Inc., through its subsidiary, operates as a money remittance services company in the United States, Latin America, Mexico, Africa, Central and South America, and the Caribbean. The company offers remittance services, which include a suite of ancillary financial processing solutions and payment services; and online payment options, pre-paid debit cards, and direct deposit payroll cards. It provides services through sending and paying agents and company-operated stores, as well as through online and Internet-enabled mobile devices. International Money Express, Inc. is headquartered in Miami, Florida.Show more
- Revenue$608M-7.7%
- EBITDA$85M-21.6%
- Net Income$33M-44.5%
- EPS (Diluted)1.08-39.7%
- Gross Margin36.02%-59.8%
- EBITDA Margin14.02%-15.0%
- Operating Margin11.2%-22.4%
- Net Margin5.38%-39.8%
- ROE22.08%-46.7%
IMXI Key Insights
International Money Express, Inc. (IMXI) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Excellent 3Y average ROE of 34.4%
- ✓Strong 5Y sales CAGR of 11.2%
- ✓Share count reduced 8.1% through buybacks
- ✓Efficient asset utilization: 1.2x turnover
✗Weaknesses
No significant weaknesses identified
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
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IMXI Price & Volume
International Money Express, Inc. (IMXI) stock price & volume — 10-year historical chart
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IMXI Growth Metrics
International Money Express, Inc. (IMXI) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years17.21%
5 Years11.22%
3 Years3.59%
TTM-26.15%
Profit CAGR
10 Years18.96%
5 Years-0.67%
3 Years-17.09%
TTM-53.36%
EPS CAGR
10 Years21.04%
5 Years4.18%
3 Years-9.97%
TTM-49.3%
Return on Capital
10 Years26.54%
5 Years28.12%
3 Years25.5%
Last Year19.81%
IMXI Recent Earnings
International Money Express, Inc. (IMXI) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 5/12 qtrs (42%)●Beat Revenue 1/12 qtrs (8%)
Q2 2026Latest
May 11, 2026Metric
Actual
Est
EPS
$0.13-63.9%
$0.36
Rev
$133M-5.9%
$141M
Q2 2026
Mar 6, 2026Metric
Actual
Est
EPS
$0.41-4.7%
$0.43
Rev
$147M-3.6%
$153M
Q4 2025
Nov 10, 2025Metric
Actual
Est
EPS
$0.38-29.6%
$0.54
Rev
$155M-4.7%
$162M
Q3 2025
Aug 11, 2025Metric
Actual
Est
EPS
$0.51+4.1%
$0.49
Rev
$161M-2.4%
$165M
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | May 11, 2026 | $0.13vs $0.36-63.9% | $133Mvs $141M-5.9% |
| Q2 2026 | Mar 6, 2026 | $0.41vs $0.43-4.7% | $147Mvs $153M-3.6% |
| Q4 2025 | Nov 10, 2025 | $0.38vs $0.54-29.6% | $155Mvs $162M-4.7% |
| Q3 2025 | Aug 11, 2025 | $0.51vs $0.49+4.1% | $161Mvs $165M-2.4% |
Based on last 12 quarters of dataView full earnings history →
IMXI Peer Comparison
International Money Express, Inc. (IMXI) competitors in Payments and fintech infrastructure — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 WU | 2.23B | 7.13 | 4.66 | -4% | 10.89% | 47.95% | ||
 EEFT | 2.5B | 65.84 | 9.63 | 6.38% | 7.29% | 23.51% | 1.65 | |
 V | 627.79B | 327.24 | 32.08 | 11.34% | 51.68% | 58.9% | 0.66 | |
 MA | 433.57B | 489.79 | 29.65 | 16.42% | 45.88% | 205.79% | 2.45 | |
 PAX | 1.81B | 11.37 | 21.06 | 2.56% | 22.33% | 14.36% | 0.31 | |
 PYPL | 37.5B | 42.51 | 7.86 | 4.32% | 15% | 25.08% | 0.49 | |
 FOUR | 2.73B | 39.42 | 36.50 | 25.5% | 2.29% | 5.13% | 2.36 | |
 GPN | 15.83B | 66.88 | 11.47 | -23.75% | -7.99% | -2.96% | 0.92 |
Compare IMXI vs Peers
International Money Express, Inc. (IMXI) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
IMXI Income Statement
International Money Express, Inc. (IMXI) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
Sales/Revenue | 201.04M | 273.9M | 319.6M | 357.21M | 459.21M | 546.8M | 658.74M | 658.65M | 607.78M | 481.94M |
Revenue Growth % | 21.55% | 36.24% | 16.68% | 11.77% | 28.55% | 19.08% | 20.47% | -0.01% | -7.72% | -26.15% |
Cost of Goods Sold | 135.46M | 182.47M | 212.67M | 238.6M | 307.46M | 364.8M | 436.26M | 68.25M | 388.87M | 471.65M |
COGS % of Revenue | 67.38% | 66.62% | 66.54% | 66.79% | 66.95% | 66.72% | 66.23% | 10.36% | 63.98% | - |
Gross Profit | 65.58M▲ 0% | 91.43M▲ 39.4% | 106.93M▲ 17.0% | 118.61M▲ 10.9% | 151.75M▲ 27.9% | 182M▲ 19.9% | 222.47M▲ 22.2% | 590.4M▲ 165.4% | 218.91M▼ 62.9% | 10.29M▲ 0% |
Gross Margin % | 32.62% | 33.38% | 33.46% | 33.21% | 33.05% | 33.28% | 33.77% | 89.64% | 36.02% | 2.13% |
Gross Profit Growth % | 14.42% | 39.41% | 16.95% | 10.92% | 27.94% | 19.94% | 22.24% | 165.38% | -62.92% | - |
Operating Expenses | 63.77M | 78.36M | 70.49M | 65.75M | 83.9M | 99.09M | 126.98M | 495.39M | 150.84M | 55.84M |
OpEx % of Revenue | 31.72% | 28.61% | 22.06% | 18.41% | 18.27% | 18.12% | 19.28% | 75.21% | 24.82% | - |
Selling, General & Admin | 38.16M | 62.69M | 57.8M | 52.92M | 70.8M | 89.62M | 119.07M | 47.89M | 125.77M | 110.94M |
SG&A % of Revenue | 18.98% | 22.89% | 18.09% | 14.81% | 15.42% | 16.39% | 18.08% | 7.27% | 20.69% | - |
Research & Development | 0 | 0 | 0 | 0 | 1M | 0 | 0 | 0 | 0 | 0 |
R&D % of Revenue | - | - | - | - | 0.22% | - | - | - | - | - |
Other Operating Expenses | 16.64M | 15.67M | 12.69M | 12.83M | 12.1M | 9.47M | 7.91M | 447.49M | 25.08M | 1000K |
Operating Income | 1.81M▲ 0% | 13.07M▲ 622.7% | 36.44M▲ 178.8% | 52.87M▲ 45.1% | 67.85M▲ 28.3% | 82.91M▲ 22.2% | 95.49M▲ 15.2% | 95.02M▼ 0.5% | 68.06M▼ 28.4% | -45.55M▲ 0% |
Operating Margin % | 0.9% | 4.77% | 11.4% | 14.8% | 14.78% | 15.16% | 14.5% | 14.43% | 11.2% | -9.45% |
Operating Income Growth % | -92.14% | 622.66% | 178.78% | 45.07% | 28.34% | 22.19% | 15.18% | -0.5% | -28.36% | - |
EBITDA | 18.84M | 28.74M | 49.13M | 63.7M | 77.34M | 92.38M | 108.36M | 108.66M | 85.23M | -27.33M |
EBITDA Margin % | 9.37% | 10.49% | 15.37% | 17.83% | 16.84% | 16.89% | 16.45% | 16.5% | 14.02% | -5.67% |
EBITDA Growth % | -26.29% | 52.6% | 70.93% | 29.64% | 21.43% | 19.44% | 17.3% | 0.28% | -21.57% | -126.4% |
D&A (Non-Cash Add-back) | 17.03M | 15.67M | 12.69M | 10.83M | 9.49M | 9.47M | 12.87M | 13.64M | 17.16M | 18.22M |
EBIT | -3.1M | 13.07M | 36.44M | 52.87M | 67.85M | 82.91M | 95.49M | 95.02M | 58.94M | -45.55M |
Net Interest Income | -11.45M | -18.45M | -8.51M | -6.57M | -4.54M | -5.63M | -10.43M | -11.74M | -11.84M | -11.34M |
Interest Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Interest Expense | 11.45M | 18.45M | 8.51M | 6.57M | 4.54M | 5.63M | 10.43M | 11.74M | 11.84M | 11.34M |
Other Income/Expense | -16.97M | -18.45M | -8.51M | -6.57M | -4.54M | -5.63M | -10.43M | -11.74M | -20.96M | 82.74M |
Pretax Income | -9.64M▲ 0% | -5.38M▲ 44.2% | 27.93M▲ 619.6% | 46.3M▲ 65.8% | 63.31M▲ 36.7% | 77.28M▲ 22.1% | 85.06M▲ 10.1% | 83.27M▼ 2.1% | 47.1M▼ 43.4% | 37.19M▲ 0% |
Pretax Margin % | -4.79% | -1.96% | 8.74% | 12.96% | 13.79% | 14.13% | 12.91% | 12.64% | 7.75% | 7.72% |
Income Tax | 534.4K | 1.87M | 8.32M | 12.52M | 16.47M | 19.95M | 25.55M | 24.45M | 14.43M | 11.78M |
Effective Tax Rate % | -5.54% | -34.75% | 29.8% | 27.03% | 26.02% | 25.81% | 30.04% | 29.36% | 30.63% | 31.67% |
Net Income | -10.17M▲ 0% | -7.24M▲ 28.8% | 19.61M▲ 370.7% | 33.78M▲ 72.3% | 46.84M▲ 38.7% | 57.33M▲ 22.4% | 59.52M▲ 3.8% | 58.82M▼ 1.2% | 32.67M▼ 44.5% | 25.41M▲ 0% |
Net Margin % | -5.06% | -2.64% | 6.14% | 9.46% | 10.2% | 10.48% | 9.03% | 8.93% | 5.38% | 5.27% |
Net Income Growth % | -208.23% | 28.8% | 370.69% | 72.29% | 38.65% | 22.39% | 3.81% | -1.17% | -44.46% | -53.36% |
Net Income (Continuing) | -10.17M | -7.24M | 19.61M | 33.78M | 46.84M | 57.33M | 59.52M | 58.82M | 32.67M | 25.41M |
Discontinued Operations | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
EPS (Diluted) | -0.28▲ 0% | -0.28▲ 0.0% | 0.52▲ 285.7% | 0.88▲ 69.2% | 1.20▲ 36.4% | 1.48▲ 23.3% | 1.63▲ 10.1% | 1.79▲ 9.8% | 1.08▼ 39.7% | 0.84▲ 0% |
EPS Growth % | -207.69% | 0% | 285.71% | 69.23% | 36.36% | 23.33% | 10.14% | 9.82% | -39.66% | -49.3% |
EPS (Basic) | -0.28 | -0.28 | 0.52 | 0.89 | 1.22 | 1.52 | 1.67 | 1.81 | 1.09 | - |
Diluted Shares Outstanding | 36.18M | 25.48M | 37.59M | 38.36M | 39.1M | 38.63M | 36.43M | 32.85M | 30.18M | 30.38M |
Basic Shares Outstanding | 36.18M | 25.48M | 37.43M | 38.06M | 38.47M | 37.73M | 35.6M | 32.43M | 29.94M | 29.86M |
Dividend Payout Ratio | - | - | - | - | - | - | - | - | - | - |
IMXI Balance Sheet
International Money Express, Inc. (IMXI) balance sheet — assets, liabilities & shareholders' equity
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
Total Current Assets | 119.11M | 138.65M | 148.23M | 186.73M | 263.55M | 382.44M | 432.87M | 297.78M | 353.16M | 402.37M |
Cash & Short-Term Investments | 59.16M | 73.03M | 86.12M | 74.91M | 132.47M | 149.49M | 239.2M | 130.5M | 168.68M | 170.32M |
Cash Only | 59.16M | 73.03M | 86.12M | 74.91M | 132.47M | 149.49M | 239.2M | 130.5M | 168.68M | 170.32M |
Short-Term Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Accounts Receivable | 51.37M | 35.8M | 39.75M | 55.48M | 68.05M | 131.12M | 156.75M | 109.16M | 107.17M | 108.07M |
Days Sales Outstanding | 93.27 | 47.7 | 45.4 | 56.69 | 54.09 | 87.52 | 86.85 | 60.49 | 64.36 | 90.82 |
Inventory | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Days Inventory Outstanding | - | - | - | - | - | - | - | - | - | - |
Other Current Assets | 7.97M | 27.11M | 19.32M | 218K | 1.02M | 4.73M | 2.61M | 1.88M | 77.31M | 123.97M |
Total Non-Current Assets | 96.95M | 87.19M | 79.08M | 72.75M | 76.99M | 129.64M | 143.94M | 164.59M | 164.53M | 163.57M |
Property, Plant & Equipment | 8.49M | 10.39M | 13.28M | 13.02M | 17.91M | 52.93M | 53.76M | 68.86M | 57.15M | 58.6M |
Fixed Asset Turnover | 23.68x | 26.35x | 24.06x | 27.43x | 25.65x | 10.33x | 12.25x | 9.56x | 10.63x | 7.41x |
Goodwill | 36.26M | 36.26M | 36.26M | 36.26M | 36.26M | 49.77M | 53.99M | 55.2M | 53.99M | 53.99M |
Intangible Assets | 48.74M | 36.4M | 27.38M | 20.43M | 15.39M | 19.83M | 18.14M | 26.85M | 25.4M | 24.37M |
Long-Term Investments | 0 | 309K | 191K | 521K | 0 | 0 | 2.9M | 2.2M | 2.7M | 5.48M |
Other Non-Current Assets | 1.71M | 1.56M | 1.22M | 3.04M | 7.43M | 7.11M | 15.16M | 11.49M | 25.3M | 23.83M |
Total Assets | 216.05M▲ 0% | 225.84M▲ 4.5% | 227.31M▲ 0.6% | 259.47M▲ 14.2% | 340.54M▲ 31.2% | 512.07M▲ 50.4% | 576.81M▲ 12.6% | 462.38M▼ 19.8% | 517.69M▲ 12.0% | 565.94M▲ 0% |
Asset Turnover | 0.93x | 1.21x | 1.41x | 1.38x | 1.35x | 1.07x | 1.14x | 1.42x | 1.17x | 0.93x |
Asset Growth % | 81.9% | 4.53% | 0.65% | 14.15% | 31.24% | 50.37% | 12.64% | -19.84% | 11.96% | 11.45% |
Total Current Liabilities | 72.62M | 68.04M | 83.72M | 83.94M | 116.86M | 184.77M | 223.37M | 152M | 140.96M | 141.83M |
Accounts Payable | 8.92M | 11.44M | 13.4M | 12.77M | 23.15M | 25.69M | 36.51M | 19.52M | 15.32M | 15.38M |
Days Payables Outstanding | 24.04 | 22.88 | 23 | 19.54 | 27.48 | 25.7 | 30.54 | 104.4 | 14.38 | 14.57 |
Short-Term Debt | 3.91M | 3.94M | 7.04M | 7.04M | 3.88M | 4.97M | 7.16M | 0 | 6.21M | 6.11M |
Deferred Revenue (Current) | 56.56M | 745K | 2.5M | 2.75M | 3.39M | 4.21M | 4.77M | 2.69M | 0 | 543K |
Other Current Liabilities | 49.12M | 37.24M | 56.06M | 57.14M | 0 | 1.32M | 2M | 105.53M | 117.49M | 110.87M |
Current Ratio | 1.64x | 2.04x | 1.77x | 2.22x | 2.26x | 2.07x | 1.94x | 1.96x | 2.51x | 2.84x |
Quick Ratio | 1.64x | 2.04x | 1.77x | 2.22x | 2.26x | 2.07x | 1.94x | 1.96x | 2.51x | 2.84x |
Cash Conversion Cycle | - | - | - | - | - | - | - | - | - | 76.25 |
Total Non-Current Liabilities | 107.53M | 113.33M | 87.62M | 81.27M | 80.64M | 177.4M | 204.4M | 175.46M | 215.68M | 261.42M |
Long-Term Debt | 108.05M | 113.33M | 87.62M | 80.58M | 79.21M | 150.24M | 181.07M | 156.62M | 194.82M | 240.81M |
Capital Lease Obligations | 0 | 0 | 0 | 0 | 0 | 23.27M | 22.67M | 18.58M | 15.48M | 63.98M |
Deferred Tax Liabilities | 0 | 8.9M | 0 | 692K | 1.43M | 3.89M | 659K | 250K | 5.37M | 11.23M |
Other Non-Current Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Total Liabilities | 180.15M | 181.37M | 171.34M | 165.21M | 197.5M | 362.17M | 427.77M | 327.45M | 356.64M | 403.25M |
Total Debt | 111.44M | 117.26M | 94.67M | 87.62M | 83.09M | 183.74M | 215.86M | 181.67M | 216.51M | 262.28M |
Net Debt | 52.28M | 44.23M | 8.55M | 12.72M | -49.38M | 34.25M | -23.34M | 51.17M | 47.83M | 91.96M |
Debt / Equity | 3.10x | 2.64x | 1.69x | 0.93x | 0.58x | 1.23x | 1.45x | 1.35x | 1.34x | 1.61x |
Debt / EBITDA | 5.92x | 4.08x | 1.93x | 1.38x | 1.07x | 1.99x | 1.99x | 1.67x | 2.54x | -9.60x |
Net Debt / EBITDA | 2.78x | 1.54x | 0.17x | 0.20x | -0.64x | 0.37x | -0.22x | 0.47x | 0.56x | -3.36x |
Interest Coverage | -0.27x | 0.71x | 4.28x | 8.05x | 14.96x | 14.73x | 9.16x | 8.09x | 4.98x | -4.02x |
Total Equity | 35.9M▲ 0% | 44.47M▲ 23.9% | 55.97M▲ 25.8% | 94.26M▲ 68.4% | 143.04M▲ 51.7% | 149.91M▲ 4.8% | 149.04M▼ 0.6% | 134.92M▼ 9.5% | 161.05M▲ 19.4% | 162.69M▲ 0% |
Equity Growth % | 1001.78% | 23.87% | 25.84% | 68.42% | 51.75% | 4.8% | -0.58% | -9.47% | 19.37% | 41.62% |
Book Value per Share | 0.99 | 1.75 | 1.49 | 2.46 | 3.66 | 3.88 | 4.09 | 4.11 | 5.34 | 5.35 |
Total Shareholders' Equity | 35.9M | 44.47M | 55.97M | 94.26M | 143.04M | 149.91M | 149.04M | 134.92M | 161.05M | 162.69M |
Common Stock | 161.13M | 4K | 4K | 4K | 4K | 4K | 4K | 4K | 4K | 4K |
Retained Earnings | -10.17M | -17.42M | 1.18M | 34.96M | 81.8M | 139.13M | 198.65M | 257.47M | 290.14M | 290.65M |
Treasury Stock | 0 | 0 | 0 | 0 | -5.57M | -59.3M | -125.56M | -200.7M | -217.03M | -217.03M |
Accumulated OCI | -2.37K | -2K | 93K | -13K | -76K | -142K | 262K | -1.45M | 104K | -367K |
Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
IMXI Cash Flow Statement
International Money Express, Inc. (IMXI) cash flow — operating, investing & free cash flow history
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
Cash from Operations | 7.42M | 19.84M | 52.53M | -880K | 78.1M | 15.17M | 143.53M | 53.09M | 36.89M | -41.76M |
Operating CF Margin % | 3.69% | 7.24% | 16.44% | -0.25% | 17.01% | 2.77% | 21.79% | 8.06% | 6.07% | - |
Operating CF Growth % | -66.88% | 167.48% | 164.81% | -101.68% | 8974.77% | -80.57% | 845.86% | -63.01% | -30.51% | -304.4% |
Net Income | -10.17M | -7.24M | 19.61M | 33.78M | 46.84M | 57.33M | 59.52M | 58.82M | 32.67M | 25.41M |
Depreciation & Amortization | 16.64M | 15.67M | 12.69M | 10.83M | 9.49M | 9.47M | 12.87M | 13.64M | 17.16M | 18.47M |
Stock-Based Compensation | 1.85M | 5.83M | 2.61M | 3.24M | 4.6M | 7.12M | 8.11M | 7.04M | 9.28M | 9.66M |
Deferred Taxes | 369.95K | 191K | 1.86M | 1.43M | 734K | -503K | -2.62M | -448K | 0 | 368K |
Other Non-Cash Items | 1.86M | 7.74M | 2.63M | 2.98M | 3.83M | 7.46M | 15M | 16.45M | 27.12M | 25.39M |
Working Capital Changes | -3.14M | -2.35M | 13.14M | -53.14M | 12.59M | -65.7M | 50.66M | -42.42M | -49.34M | -121.06M |
Change in Receivables | -29.17M | 14.34M | -5.66M | -17.08M | -13.85M | -48.63M | -29.24M | 41.6M | -7.05M | 15M |
Change in Inventory | -48.13M | -97.49M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Change in Payables | 3.56M | 16.29M | 7.23M | -1.42M | 21.96M | -1.04M | 20.64M | -23.13M | -17.83M | -14.82M |
Cash from Investing | -5.28M | -5.45M | -6.72M | -4.06M | -10.77M | -12.53M | -18.28M | -43.95M | -22.07M | -22.25M |
Capital Expenditures | -4.35M | -5.33M | -6.47M | -4.06M | -10.59M | -12.4M | -12.8M | -30M | -21.07M | -36.41M |
CapEx % of Revenue | 2.16% | 1.95% | 2.02% | 1.14% | 2.31% | 2.27% | 1.94% | 4.55% | 3.47% | 7.56% |
Acquisitions | -923.65K | -120K | -250K | 0 | -185K | -131K | -5.48M | -13.95M | 0 | -1.01M |
Investments | - | - | - | - | - | - | - | - | - | - |
Other Investing | -174.5M | -120K | 0 | 0 | 0 | 0 | 0 | 0 | -992K | 15.18M |
Cash from Financing | 12.93M | -1.11M | -32.94M | -6.16M | -9.62M | 14.06M | -37.12M | -114.2M | 20.8M | 81M |
Debt Issued (Net) | 37.79M | 4.21M | -22.96M | -7.66M | -4.07M | 71.58M | 32.53M | -32.87M | 38.21M | 93.45M |
Equity Issued (Net) | 0 | 0 | 0 | 0 | -5.57M | -52.07M | -66.26M | -75.13M | -16.29M | -11.3M |
Dividends Paid | -20.18M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Share Repurchases | 114M | 0 | 0 | 0 | -5.57M | -53.73M | -66.26M | -75.13M | -16.33M | -11.35M |
Other Financing | -4.68M | -5.33M | -9.99M | 1.5M | 20K | -5.44M | -3.39M | -6.2M | -1.13M | -1.15M |
Net Change in Cash | 15.17M▲ 0% | 13.23M▼ 12.7% | 13.09M▼ 1.1% | -11.21M▼ 185.7% | 57.57M▲ 613.5% | 17.02M▼ 70.4% | 89.71M▲ 427.1% | -108.7M▼ 221.2% | 38.18M▲ 135.1% | 18.56M▲ 0% |
Free Cash Flow | 3.07M▲ 0% | 14.51M▲ 373.3% | 46.06M▲ 217.5% | -4.94M▼ 110.7% | 67.51M▲ 1466.0% | 3M▼ 95.6% | 130.72M▲ 4255.9% | 23.09M▼ 82.3% | 15.81M▼ 31.5% | -63.05M▲ 0% |
FCF Margin % | 1.52% | 5.3% | 14.41% | -1.38% | 14.7% | 0.55% | 19.84% | 3.51% | 2.6% | -13.08% |
FCF Growth % | -84.19% | 373.28% | 217.54% | -110.73% | 1466.05% | -95.55% | 4255.95% | -82.34% | -31.51% | -359.46% |
FCF per Share | 0.08 | 0.57 | 1.23 | -0.13 | 1.73 | 0.08 | 3.59 | 0.70 | 0.52 | -2.08 |
FCF Conversion (FCF/Net Income) | -0.73x | -2.74x | 2.68x | -0.03x | 1.67x | 0.26x | 2.41x | 0.90x | 1.13x | -2.48x |
Interest Paid | 0 | 10.7M | 8.77M | 5.81M | 3.67M | 0 | 9.18M | 10.43M | 0 | 8.36M |
Taxes Paid | 0 | 1.5M | 4.87M | 11.14M | 13.46M | 0 | 21.5M | 24.59M | 0 | 5.89M |
IMXI Key Ratios
International Money Express, Inc. (IMXI) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
Return on Equity (ROE) | -51.96% | -18.03% | 39.05% | 44.98% | 39.48% | 39.14% | 39.82% | 41.43% | 22.08% | 16.51% |
Return on Invested Capital (ROIC) | 2.06% | 11.08% | 35.68% | 46.24% | 50.73% | 44.76% | 46.23% | 45.71% | 25.85% | -17.59% |
Gross Margin | 32.62% | 33.38% | 33.46% | 33.21% | 33.05% | 33.28% | 33.77% | 89.64% | 36.02% | 2.13% |
Net Margin | -5.06% | -2.64% | 6.14% | 9.46% | 10.2% | 10.48% | 9.03% | 8.93% | 5.38% | 5.27% |
Debt / Equity | 3.10x | 2.64x | 1.69x | 0.93x | 0.58x | 1.23x | 1.45x | 1.35x | 1.34x | 1.61x |
Interest Coverage | -0.27x | 0.71x | 4.28x | 8.05x | 14.96x | 14.73x | 9.16x | 8.09x | 4.98x | -4.02x |
FCF Conversion | -0.73x | -2.74x | 2.68x | -0.03x | 1.67x | 0.26x | 2.41x | 0.90x | 1.13x | -2.48x |
Revenue Growth | 21.55% | 36.24% | 16.68% | 11.77% | 28.55% | 19.08% | 20.47% | -0.01% | -7.72% | -26.15% |
Related:IMXI Dividend History·IMXI Revenue History·IMXI Price History·IMXI P/E History·IMXI Financial Ratios·IMXI Institutional Holders
IMXI SEC Filings & Documents
International Money Express, Inc. (IMXI) SEC filings — annual & quarterly reports (10-K, 10-Q)
IMXI Frequently Asked Questions
International Money Express, Inc. (IMXI) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
International Money Express, Inc. (IMXI) reported $481.9M in revenue for fiscal year 2025. This represents a 288% increase from $124.2M in 2015.
International Money Express, Inc. (IMXI) saw revenue decline by 7.7% over the past year.
Yes, International Money Express, Inc. (IMXI) is profitable, generating $25.4M in net income for fiscal year 2025 (5.4% net margin).
Dividend & Returns
International Money Express, Inc. (IMXI) has a return on equity (ROE) of 22.1%. This is excellent, indicating efficient use of shareholder capital.
International Money Express, Inc. (IMXI) had negative free cash flow of $63.1M in fiscal year 2025, likely due to heavy capital investments.