Grupo Financiero Galicia S.A.(GGAL)Earnings, Financials & Key Ratios
GGAL•NASDAQ•Banking & Credit
$43.44
$5.76B mkt cap·5.1× P/E·Price updated May 6, 2026
AboutGrupo Financiero Galicia S.A., a financial service holding company, provides various financial products and services to individuals and companies in Argentina. The company operates through Banks, NaranjaX, Insurance, and Other Businesses segments. The company's products and services cover savings, current, and checking accounts; personal loans; express and mortgage loans; pledge and credit card loans; credit and debit cards; and online banking services. It also offers financing products and services; consumer finance services; electronic check; global custody services; Fima funds; financial and stock market services to individuals, companies, and financial institutions; foreign trade services; and capital market and investment banking products that include debt securities, short-term securities, bills, and financial trusts. In addition, the company provides robbery, personal accident, life collective, home, life, integral pyme, pet, surety, various risks, and technical insurance products. Further, it offers private banking services to high net worth individuals; and operates digital investment platform. As of December 31, 2021, it had 312 full service banking branches; and 1,991 ATMs and self-service terminals. Grupo Financiero Galicia S.A. was founded in 1905 and is based in Buenos Aires, Argentina.Show more
- Net Interest Income$5144.15B+37.0%
- Total Revenue$10626.57B-23.5%
- Net Income$1624.74B+121.3%
- Return on Equity40.21%+7.2%
- Net Interest Margin15.82%-57.0%
- Efficiency Ratio41.9%+2.2%
- ROA7.6%+7.2%
- Equity / Assets18.65%-5.6%
- Book Value per Share40885.91-70.1%
- Tangible BV/Share38832.85-69.8%
- Debt/Equity0.36+54.4%
GGAL Key Insights
Grupo Financiero Galicia S.A. (GGAL) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Excellent 3Y average ROE of 34.7%
- ✓Strong 5Y profit CAGR of 101.7%
- ✓Strong NIM of 15.8%
- ✓Efficient operations: 41.9% efficiency ratio
- ✓Well capitalized: 18.6% equity/assets
- ✓Trading at only 1.5x book value
✗Weaknesses
- ✗Weak Piotroski F-Score: 3/9
- ✗Shares diluted 100.0% in last year
- ✗Trading more than 30% below 52-week high
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
GGAL Price & Volume
Grupo Financiero Galicia S.A. (GGAL) stock price & volume — 10-year historical chart
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GGAL Growth Metrics
Grupo Financiero Galicia S.A. (GGAL) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years82.06%
5 Years83.56%
3 Years54.8%
TTM-
Profit CAGR
10 Years85.67%
5 Years101.66%
3 Years104.99%
TTM-5.14%
EPS CAGR
10 Years84.69%
5 Years124.39%
3 Years110.14%
TTM-78.23%
Return on Capital
10 Years8.96%
5 Years12.35%
3 Years12.81%
Last Year19.45%
GGAL Recent Earnings
Grupo Financiero Galicia S.A. (GGAL) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 2/12 qtrs (20%)●Beat Revenue 7/12 qtrs (78%)
Q2 2026Latest
Mar 30, 2026EPS
$0.07
Est $0.05
-47.4%
Revenue
$1.4B
Est $1.6B
-9.4%
Q2 2026
Mar 4, 2026EPS
$0.05
Est $0.05
+5.5%
Revenue
$1.4B
Est $1.6B
-9.4%
Q4 2025
Nov 25, 2025EPS
$0.08
Est $0.79
-89.9%
Revenue
$1.4B
Est $1.4B
+1.6%
Q3 2025
Aug 28, 2025EPS
$0.94
Est $1.49
-36.9%
Revenue
$1.7B
Est $1.5B
+10.8%
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Mar 30, 2026 | $0.07vs $0.05-47.4% | $1.4Bvs $1.6B-9.4% |
| Q2 2026 | Mar 4, 2026 | $0.05vs $0.05+5.5% | $1.4Bvs $1.6B-9.4% |
| Q4 2025 | Nov 25, 2025 | $0.08vs $0.79-89.9% | $1.4Bvs $1.4B+1.6% |
| Q3 2025 | Aug 28, 2025 | $0.94vs $1.49-36.9% | $1.7Bvs $1.5B+10.8% |
Based on last 12 quarters of dataView full earnings history →
GGAL Peer Comparison
Grupo Financiero Galicia S.A. (GGAL) competitors in Non-US regional and universal banks — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 BMA | 4.84B | 76.97 | 21.07 | -33.31% | 6.12% | 0.11 | ||
 BBAR | 3.19B | 15.62 | 12.59 | -31.12% | 9.12% | 0.13 | ||
 SUPV | 765.15M | 8.74 | -18.65 | 13.71% | -5.24% | 1.04 | ||
 BSAC | 14.85B | 31.52 | 0.03 | -4.96% | 21.52% | 2.77 | ||
 ITUB | 93.13B | 8.45 | 10.62 | 18.03% | 20.64% | 4.71 | ||
 BBD | 40.84B | 3.86 | 8.70 | 37.11% | 13.25% | 4.46 | ||
 BSBR | 44.79B | 5.98 | 18.12 | 17.45% | 10.21% | 1.03 | ||
 GFI | 41.35B | 46.20 | 33.48 | 15.57% | 23.24% | 40.64% | 0.55 |
Compare GGAL vs Peers
Grupo Financiero Galicia S.A. (GGAL) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
GGAL Income Statement
Grupo Financiero Galicia S.A. (GGAL) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Dec'16 | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 12.23B | 45.96B | 69.87B | 70.8B | 224.39B | 659.66B | 1.03T | 3.75T | 5.14T | 4.66T |
| NII Growth % | 31.43% | 275.65% | 52.04% | 1.33% | 216.93% | 193.98% | 55.61% | 265.79% | 37% | 277.4% |
| Net Interest Margin % | 5.05% | 9.39% | 7.97% | 7.57% | 14.09% | 20.18% | 9.79% | 36.75% | 15.82% | 11.09% |
| Interest Income | 29.17B | 84.14B | 163.93B | 268.18B | 492.14B | 1.76T | 4.86T | 10.35T | 8.24T | 6.18T |
| Interest Expense | 16.94B | 38.18B | 94.05B | 197.38B | 267.75B | 1.1T | 3.84T | 6.6T | 3.1T | 1.52T |
| Loan Loss Provision | 3.15B | 11.22B | 34.14B | 45.28B | 100.5B | 133.15B | 355.6B | 415.24B | 862.8B | 2.11T |
| Non-Interest Income | 20.09B | 64B | 103.15B | 241.77B | 373.58B | 1.1T | 3.66T | 3.54T | 2.38T | 3.16T |
| Non-Interest Income % | 40.78% | 43.2% | 38.62% | 47.41% | 43.15% | 38.55% | 42.94% | 25.49% | 22.42% | 33.87% |
| Total Revenue | 49.26B▲ 0% | 148.13B▲ 200.7% | 267.08B▲ 80.3% | 509.95B▲ 90.9% | 865.71B▲ 69.8% | 2.86T▲ 230.9% | 8.52T▲ 197.4% | 13.89T▲ 63.1% | 10.63T▼ 23.5% | 9.34T▲ 0% |
| Revenue Growth % | 41.15% | 200.71% | 80.3% | 90.94% | 69.76% | 230.88% | 197.43% | 63.09% | -23.52% | 158.87% |
| Non-Interest Expense | 19.8B | 75.78B | 131.82B | 184.77B | 361.34B | 1.34T | 3.88T | 5.7T | 4.45T | 4.63T |
| Efficiency Ratio | 40.2% | 51.16% | 49.36% | 36.23% | 41.74% | 46.87% | 45.6% | 41.01% | 41.9% | 49.57% |
| Operating Income | 9.37B▲ 0% | 22.95B▲ 144.9% | 7.07B▼ 69.2% | 82.51B▲ 1067.6% | 136.13B▲ 65.0% | 288.14B▲ 111.7% | 444.45B▲ 54.2% | 1.18T▲ 166.1% | 2.21T▲ 87.0% | 1.08T▲ 0% |
| Operating Margin % | 19.02% | 15.49% | 2.65% | 16.18% | 15.72% | 10.06% | 5.22% | 8.51% | 20.81% | 11.61% |
| Operating Income Growth % | 31.24% | 144.91% | -69.21% | 1067.6% | 64.97% | 111.67% | 54.25% | 166.05% | 87% | - |
| Pretax Income | 9.37B▲ 0% | 22.95B▲ 144.9% | 7.07B▼ 69.2% | 82.51B▲ 1067.6% | 136.13B▲ 65.0% | 288.14B▲ 111.7% | 444.45B▲ 54.2% | 1.18T▲ 166.1% | 2.21T▲ 87.0% | 1.08T▲ 0% |
| Pretax Margin % | 19.02% | 15.49% | 2.65% | 16.18% | 15.72% | 10.06% | 5.22% | 8.51% | 20.81% | 11.61% |
| Income Tax | 3.35B | 11.75B | 14.54B | 33.57B | 61.11B | 99.52B | 115.07B | 448.25B | 586.61B | 168.24B |
| Effective Tax Rate % | 35.78% | 51.22% | 205.79% | 40.68% | 44.9% | 34.54% | 25.89% | 37.91% | 26.53% | 15.52% |
| Net Income | 6.02B▲ 0% | 10.45B▲ 73.7% | -7.26B▼ 169.5% | 48.72B▲ 771.2% | 74.01B▲ 51.9% | 188.62B▲ 154.9% | 329.38B▲ 74.6% | 734.24B▲ 122.9% | 1.62T▲ 121.3% | 915.98B▲ 0% |
| Net Margin % | 12.22% | 7.06% | -2.72% | 9.55% | 8.55% | 6.58% | 3.87% | 5.28% | 15.29% | 9.81% |
| Net Income Growth % | 38.71% | 73.66% | -169.45% | 771.2% | 51.91% | 154.86% | 74.63% | 122.91% | 121.28% | -5.14% |
| Net Income (Continuing) | 6.02B | 11.2B | -7.48B | 48.95B | 75.01B | 188.62B | 329.38B | 734.23B | 1.62T | 916.03B |
| EPS (Diluted) | 46.30▲ 0% | 133.30▲ 187.9% | -34.20▼ 125.7% | 208.60▲ 709.9% | 268.60▲ 28.8% | 1279.00▲ 376.2% | 1025.70▼ 19.8% | 5405.60▲ 427.0% | 11868.00▲ 119.6% | 5702.42▲ 0% |
| EPS Growth % | 38.62% | 187.91% | -125.66% | 709.94% | 28.76% | 376.17% | -19.8% | 427.02% | 119.55% | -78.23% |
| EPS (Basic) | 46.30 | 82.10 | -34.30 | 208.60 | 268.60 | 1279.00 | 1025.70 | 5405.60 | 11868.00 | - |
| Diluted Shares Outstanding | 13M | 78.39M | 142.68M | 142.68M | 144.27M | 147.47M | 147.47M | 14.75M | 148.31M | 160.63M |
GGAL Balance Sheet
Grupo Financiero Galicia S.A. (GGAL) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'16 | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 17.27B | 42.82B | 150.9B | 160.53B | 307.79B | 462.49B | 627.91B | 2T | 3.76T | 24.1T |
| Cash & Due from Banks | 17.27B | 42.82B | 150.9B | 177.87B | 264.79B | 462.49B | 1.39T | 2T | 3.76T | 8.69T |
| Short Term Investments | 0 | 0 | 0 | 0 | 43B | 0 | 0 | 0 | 0 | 0 |
| Total Investments | 39.2B | 57.38B | 146.45B | 0 | 283.08B | 655.33B | 3.65T | 2.59T | 17.07T | 30.86T |
| Investments Growth % | 151.62% | 46.4% | 155.23% | -100% | - | 131.5% | 457.34% | -29.04% | 558.77% | 931.7% |
| Long-Term Investments | 0 | 57.38B | 0 | 0 | 240.08B | 655.33B | 3.65T | 2.59T | 17.07T | 98.61T |
| Accounts Receivables | 0 | 335.34M | 8.29B | 20.76B | 36.72B | 60.02B | 174.08B | 389.7B | 474.65B | 0 |
| Goodwill & Intangibles | 5.64M | 1.72B | 7.06B | 11.83B | 21.84B | 41.36B | 119.93B | 123.61B | 304.49B | 354.12B |
| Goodwill | 5.64M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Intangible Assets | 0 | 1.72B | 7.06B | 11.83B | 21.84B | 41.36B | 119.93B | 123.61B | 304.49B | 354.12B |
| PP&E (Net) | 3.82B | 18.21B | 29.79B | 44.88B | 66.01B | 121.15B | 360.68B | 355.26B | 995.52B | 1.17T |
| Other Assets | 221.15B | 369.5B | 688.63B | 718.11B | 961.17B | 2.37T | 5.76T | 18.56T | 943.13B | 916.04B |
| Total Current Assets | 17.27B | 42.82B | 150.9B | 160.53B | 307.79B | 462.49B | 627.91B | 2.03T | 12.79T | 8.69T |
| Total Non-Current Assets | 224.98B | 446.82B | 725.47B | 774.82B | 1.29T | 3.18T | 9.91T | 21.63T | 19.72T | 33.3T |
| Total Assets | 242.25B▲ 0% | 489.64B▲ 102.1% | 876.37B▲ 79.0% | 935.35B▲ 6.7% | 1.59T▲ 70.3% | 3.27T▲ 105.2% | 10.49T▲ 220.9% | 10.22T▼ 2.6% | 32.52T▲ 218.3% | 42T▲ 0% |
| Asset Growth % | 49.77% | 102.12% | 78.98% | 6.73% | 70.29% | 105.21% | 220.87% | -2.59% | 218.3% | 533.21% |
| Return on Assets (ROA) | 2.98% | 2.86% | -1.06% | 5.38% | 5.85% | 7.76% | 4.79% | 7.09% | 7.6% | 2.18% |
| Accounts Payable | 1.45B | 2.11B | 0 | 0 | 0 | 0 | 139.86B | 144.45B | 235.52B | 0 |
| Total Debt | 15.22B | 70.22B | 120.98B | 96.94B | 85.89B | 160.31B | 491.26B | 465.73B | 2.16T | 2.72T |
| Net Debt | -2.05B | 27.39B | -29.92B | -80.92B | -178.9B | -302.18B | -902.43B | -1.53T | -203.15B | -5.97T |
| Long-Term Debt | 15.22B | 70.22B | 120.98B | 91.81B | 79.3B | 151.77B | 467.36B | 436.26B | 3.55T | 2.72T |
| Short-Term Debt | 0 | 0 | 0 | 0 | 0 | 631.36M | 0 | 50.84B | 389.7B | 0 |
| Other Liabilities | 203.81B | 344.74B | 645.06B | 658.56B | 1.21T | 2.3T | 7.13T | 7.5T | 22.45T | 7.64T |
| Total Current Liabilities | 1.41B | 14.75B | 46.12B | 38.22B | 60.41B | 54.41B | 575B | 750.55B | 19.25T | 24.54T |
| Total Non-Current Liabilities | 219.03B | 414.96B | 766.04B | 760.18B | 1.3T | 2.46T | 8.36T | 7.97T | 26T | 10.36T |
| Total Liabilities | 220.44B | 422.16B | 781.23B | 774.21B | 1.32T | 2.68T | 8.59T | 8.2T | 26.45T | 34.9T |
| Total Equity | 21.81B▲ 0% | 67.48B▲ 209.3% | 95.14B▲ 41.0% | 159.06B▲ 67.2% | 275.22B▲ 73.0% | 593.09B▲ 115.5% | 1.9T▲ 219.7% | 2.02T▲ 6.4% | 6.06T▲ 200.5% | 7.09T▲ 0% |
| Equity Growth % | 39.91% | 209.32% | 41% | 67.18% | 73.03% | 115.5% | 219.66% | 6.44% | 200.49% | 407.58% |
| Equity / Assets (Capital Ratio) | 9.01% | 13.78% | 10.86% | 17.01% | 17.28% | 18.14% | 18.08% | 19.75% | 18.65% | 16.89% |
| Return on Equity (ROE) | 32.18% | 23.41% | -8.93% | 38.33% | 34.08% | 43.45% | 26.47% | 37.52% | 40.21% | 12.91% |
| Book Value per Share | 1677.73 | 860.81 | 666.84 | 1114.84 | 1907.60 | 4021.76 | 12856.12 | 136839.00 | 40885.91 | 44154.65 |
| Tangible BV per Share | 1677.29 | 838.80 | 617.38 | 1031.89 | 1756.23 | 3741.31 | 12042.85 | 128456.57 | 38832.85 | 41950.09 |
| Common Stock | 1.3B | 1.43B | 1.43B | 1.43B | 1.47B | 1.47B | 1.47B | 1.47B | 1.59B | 1.61B |
| Additional Paid-in Capital | 219.6M | 10.95B | 10.95B | 10.95B | 17.28B | 17.28B | 17.28B | 17.28B | 697.39B | 797.66B |
| Retained Earnings | 1.46B | 29.58B | 38.87B | -45.68B | -116.35B | -112.87B | -393.01B | -216.09B | 3.76T | 4.35T |
| Accumulated OCI | 278.13M | 22.57B | 41.25B | 127.8B | 270.36B | 469.85B | 1.55T | 718.73B | 1.62T | 1.94T |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
GGAL Cash Flow Statement
Grupo Financiero Galicia S.A. (GGAL) cash flow — operating, investing & free cash flow history
| Line item | Dec'16 | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 25.01B | -43.48B | 23.89B | 168.39B | 66.18B | -281.92B | 1.79T | 6.22T | -2.7T | -2.7T |
| Operating CF Growth % | 60.08% | -273.84% | 154.94% | 604.83% | -60.7% | -525.97% | 736.45% | 246.52% | -143.46% | -371.03% |
| Net Income | 6.02B | 10.45B | -5.33B | 29.77B | 136.13B | 288.14B | 204.1B | 732.22B | 747.07B | 915.98B |
| Depreciation & Amortization | 312.31M | 2.21B | 3.46B | 6.89B | 24.36B | 87.94B | 86.81B | 84.43B | 188.07B | 287.43B |
| Deferred Taxes | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Cash Items | 18.68B | 25.92B | 39.9B | 95.33B | -247.83B | -733.13B | 1.48T | 6.64T | 4.83T | 3.98T |
| Working Capital Changes | 0 | -82.07B | -14.13B | 36.39B | 153.52B | 75.12B | 23.13B | -1.24T | -8.47T | -1.46T |
| Cash from Investing | -1.48B | -5.95B | -5.52B | -7.1B | -19.94B | -17.57B | -137.68B | -178.26B | 939.32B | 827.76B |
| Purchase of Investments | 0 | 0 | 0 | 0 | -102.29M | 0 | 0 | 0 | 0 | 0 |
| Sale/Maturity of Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Investment Activity | 0 | 0 | 0 | 0 | -102.29M | 0 | 0 | 0 | 0 | 0 |
| Acquisitions | 0 | -2.25B | 0 | 0 | -300.76M | -994.5M | -2.42B | -13.67B | 1.07T | 1000K |
| Other Investing | -578.6M | 1.31B | 156.42M | 3.73B | 1.41B | 43.74B | -77.55B | -90.57B | 85.39B | 16.67B |
| Cash from Financing | 2.66B | 20.6B | 16.41B | -243.21B | -103.22B | 51.13B | 83.96B | -500.34B | 413.52B | -1.84T |
| Dividends Paid | -150M | -859.18M | -2.49B | -3.62B | -5.99B | -3.75B | -66.21B | -179.28B | -614.94B | -246.22B |
| Share Repurchases | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -979.26M | -979.26M |
| Stock Issued | 0 | 11B | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 104.03B |
| Net Stock Activity | 0 | 11B | 0 | 0 | 0 | 0 | 0 | 0 | -979.26M | 103.05B |
| Debt Issuance (Net) | 1000K | -1000K | 1000K | -1000K | -1000K | 1000K | 1000K | -1000K | 1000K | 4M |
| Other Financing | -42.61M | 15.12B | -1.1B | -206.9B | 0 | -7.93B | 0 | -270.58B | 0 | -3.28T |
| Net Change in Cash | 30.11B▲ 0% | -17.97B▼ 159.7% | 144.46B▲ 904.0% | -31.87B▼ 122.1% | 184.68B▲ 679.6% | 425.61B▲ 130.5% | 237.43B▼ 44.2% | -1.88T▼ 892.7% | 291.34B▲ 115.5% | 3T▲ 0% |
| Exchange Rate Effect | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 2M |
| Cash at Beginning | 42.98B | 220.96B | 202.99B | 347.46B | 929.14B | 3.47T | 3.89T | 4.13T | 7.12T | 7.83T |
| Cash at End | 73.09B | 202.99B | 347.46B | 315.59B | 1.11T | 3.89T | 4.13T | 3.27T | 7.41T | 9.64T |
| Interest Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Income Taxes Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Free Cash Flow | 24.11B▲ 0% | -48.5B▼ 301.1% | 18.22B▲ 137.6% | 157.56B▲ 764.9% | 519.33B▲ 229.6% | -302.46B▼ 158.2% | 1.74T▲ 674.1% | 1.59T▼ 8.3% | -2.92T▼ 283.1% | 3.62T▲ 0% |
| FCF Growth % | 62% | -301.13% | 137.56% | 764.86% | 229.62% | -158.24% | 674.15% | -8.25% | -283.07% | 236.38% |
GGAL Banking Ratios
Grupo Financiero Galicia S.A. (GGAL) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 32.18% | 23.41% | -8.93% | 38.33% | 34.08% | 43.45% | 26.47% | 37.52% | 40.21% | 12.91% |
| Return on Assets (ROA) | 2.98% | 2.86% | -1.06% | 5.38% | 5.85% | 7.76% | 4.79% | 7.09% | 7.6% | 2.18% |
| Net Interest Margin | 5.05% | 9.39% | 7.97% | 7.57% | 14.09% | 20.18% | 9.79% | 36.75% | 15.82% | 11.09% |
| Efficiency Ratio | 40.2% | 51.16% | 49.36% | 36.23% | 41.74% | 46.87% | 45.6% | 41.01% | 41.9% | 49.57% |
| Equity / Assets | 9.01% | 13.78% | 10.86% | 17.01% | 17.28% | 18.14% | 18.08% | 19.75% | 18.65% | 16.89% |
| Book Value / Share | 1.68K | 860.81 | 666.84 | 1.11K | 1.91K | 4.02K | 12.86K | 136.84K | 40.89K | 44.15K |
| NII Growth | 31.43% | 275.65% | 52.04% | 1.33% | 216.93% | 193.98% | 55.61% | 265.79% | 37% | 13.45% |
| Dividend Payout | 2.49% | 8.22% | - | 7.44% | 8.09% | 6.19% | 20.1% | 24.42% | 37.85% | 26.88% |
GGAL Frequently Asked Questions
Grupo Financiero Galicia S.A. (GGAL) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
Grupo Financiero Galicia S.A. (GGAL) saw revenue decline by 23.5% over the past year.
Yes, Grupo Financiero Galicia S.A. (GGAL) is profitable, generating $915.98B in net income for fiscal year 2024 (15.3% net margin).
Dividend & Returns
Yes, Grupo Financiero Galicia S.A. (GGAL) pays a dividend with a yield of 6.85%. This makes it attractive for income-focused investors.
Grupo Financiero Galicia S.A. (GGAL) has a return on equity (ROE) of 40.2%. This is excellent, indicating efficient use of shareholder capital.
Industry Metrics
Grupo Financiero Galicia S.A. (GGAL) has a net interest margin (NIM) of 15.8%. This indicates healthy earnings from lending activities.
Grupo Financiero Galicia S.A. (GGAL) has an efficiency ratio of 41.9%. This is excellent, indicating strong cost control.
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Grupo Financiero Galicia S.A. (GGAL) financial analysis — history, returns, DCA and operating performance tools
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