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Grande Group Limited Class A Ordinary Shares (GRAN) 10-Year Financial Performance & Capital Metrics

GRAN • • Banking & Credit
Financial ServicesAsset ManagementWealth Management & Financial AdvisoryIndependent Advisory Platforms
AboutA Hong Kong–based holding company incorporated in the British Virgin Islands, conducting corporate finance advisory services through its subsidiary Grande Capital Limited, a licensed Type 1 (securities dealing) and Type 6 (corporate finance advisory) firmShow more
  • Net Interest Income $9K +1.0%
  • Total Revenue $4M -4.2%
  • Net Income $2M -9.9%
  • Return on Equity 96.27% -80.8%
  • Net Interest Margin 0.2% -11.5%
  • Efficiency Ratio 32.68% +66.9%
  • ROA 36.87% -31.4%
  • Equity / Assets 45% +46.9%
  • Book Value per Share 0.21 +67.6%
  • Tangible BV/Share 0.21 +67.6%
  • Debt/Equity 0.08 -69.3%
Technical Analysis

Key Insights

Based on financial data analysis

✓Strengths

  • ✓Company is almost debt free
  • ✓Excellent 3Y average ROE of 299.4%
  • ✓Efficient operations: 32.7% efficiency ratio
  • ✓Well capitalized: 45.0% equity/assets
  • ✓Diversified revenue: 99.8% from non-interest income

✗Weaknesses

  • ✗Weak NIM of 0.2%
  • ✗Trading more than 30% below 52-week high
  • ✗Expensive at 21.6x book value

* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.

Price & Volume

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Growth Metrics

Revenue CAGR

10Y-
5Y-
3Y-
TTM-

Profit (Net Income) CAGR

10Y-
5Y-
3Y-
TTM-

EPS CAGR

10Y-
5Y-
3Y-
TTM-

ROCE

10Y Avg224.63%
5Y Avg224.63%
3Y Avg224.63%
Latest107.88%

Peer Comparison

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Technical
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Shares & Dilution
Sector-Specific
NameMarket CapCurrent PriceP/E RatioRevenue Growth 1YNet MarginROEFCF YieldDebt/Equity
GRANGrande Group Limited Class A Ordinary Shares90.57M4.5528.44-4.2%37.32%96.27%0.72%0.08
NEWTNewtekOne, Inc.421.47M14.597.4426.12%15.95%15.33%2.41
BCGBinah Capital Group, Inc.40.01M2.41-7.532.83%-3.22%5.77%23.41
EFTYETOILES CAPITAL GROUP CO., LTD226.95M15.0233.75%95.98%0.68%0.06
WTFWaton Financial Limited Ordinary Shares172.21M3.57-25.93%-160.68%-101.81%0.2%0.04
FOFOHang Feng Technology Innovation Co., Ltd. Ordinary Shares43.91M6.3916.02%30.05%96.1%3.01%

Profit & Loss

Mar 2023Mar 2024Mar 2025
Net Interest Income+3.28K9.26K9.35K
NII Growth %-1.82%0.01%
Net Interest Margin %---
Interest Income3.28K9.26K9.35K
Interest Expense000
Loan Loss Provision1.55M1.52M1.02M
Non-Interest Income+3.87M4.52M4.33M
Non-Interest Income %---
Total Revenue+3.87M4.53M4.34M
Revenue Growth %-0.17%-0.04%
Non-Interest Expense891.61K887.04K1.42M
Efficiency Ratio---
Operating Income+1.43M2.12M1.9M
Operating Margin %---
Operating Income Growth %-0.48%-0.1%
Pretax Income+1.5M2.13M1.91M
Pretax Margin %---
Income Tax+222.69K334.07K294.18K
Effective Tax Rate %---
Net Income+1.28M1.8M1.62M
Net Margin %---
Net Income Growth %-0.41%-0.1%
Net Income (Continuing)163.19K1.8M1.62M
EPS (Diluted)+0.130.180.16
EPS Growth %-0.38%-0.11%
EPS (Basic)0.130.180.16
Diluted Shares Outstanding10M10M10M

Balance Sheet

Mar 2023Mar 2024Mar 2025
Cash & Short Term Investments+1000K1000K1000K
Cash & Due from Banks1.94M2.77M2.07M
Short Term Investments000
Total Investments+0016
Investments Growth %---
Long-Term Investments0016
Accounts Receivables498.11K633.88K1000K
Goodwill & Intangibles+---
Goodwill000
Intangible Assets000
PP&E (Net)35.42K327.42K296.27K
Other Assets0325.29K883.28K
Total Current Assets2.51M3.45M3.5M
Total Non-Current Assets78.21K652.71K1.18M
Total Assets+2.59M4.1M4.68M
Asset Growth %-0.58%0.14%
Return on Assets (ROA)0.49%0.54%0.37%
Accounts Payable000
Total Debt+1.86M312.27K160.71K
Net Debt-1.94M-2.46M-1.91M
Long-Term Debt000
Short-Term Debt1.86M19.36K20.66K
Other Liabilities000
Total Current Liabilities3.13M2.68M2.57M
Total Non-Current Liabilities0160.71K0
Total Liabilities3.13M2.85M2.57M
Total Equity+-541.17K1.26M2.11M
Equity Growth %-3.32%0.68%
Equity / Assets (Capital Ratio)---
Return on Equity (ROE)-5.02%0.96%
Book Value per Share-0.050.130.21
Tangible BV per Share---
Common Stock100100228
Additional Paid-in Capital000
Retained Earnings-541.27K1.26M2.11M
Accumulated OCI00-128
Treasury Stock000
Preferred Stock000

Cash Flow

Mar 2023Mar 2024Mar 2025
Cash from Operations+228.96K1.16M794.15K
Operating CF Growth %-4.06%-0.31%
Net Income1.28M1.8M1.62M
Depreciation & Amortization219.98K186.13K184.61K
Deferred Taxes222.69K42.79K0
Other Non-Cash Items8K-3.71K96.5K
Working Capital Changes-1.5M-865.54K-1.11M
Cash from Investing+00-139.15K
Purchase of Investments000
Sale/Maturity of Investments000
Net Investment Activity---
Acquisitions000
Other Investing000
Cash from Financing+293.84K-331.02K-1.36M
Dividends Paid00-769.23K
Share Repurchases000
Stock Issued0-41.57K-71.6K
Net Stock Activity---
Debt Issuance (Net)293.84K-5.73K-30.39K
Other Financing0-283.72K-486.4K
Net Change in Cash+522.81K826.72K-702.63K
Exchange Rate Effect180.7K00
Cash at Beginning1.42M1.94M2.77M
Cash at End1.94M2.77M2.07M
Interest Paid000
Income Taxes Paid25.85K43.53K391.3K
Free Cash Flow+228.96K1.16M654.99K
FCF Growth %-4.06%-0.43%

Banking Ratios

Metric202320242025
Return on Equity (ROE)-502.44%96.27%
Return on Assets (ROA)49.4%53.74%36.87%
Net Interest Margin0.13%0.23%0.2%
Efficiency Ratio23.03%19.58%32.68%
Equity / Assets-20.9%30.64%45%
Book Value / Share-0.050.130.21
NII Growth-182.18%0.96%
Dividend Payout--47.51%

Frequently Asked Questions

Valuation & Price

Grande Group Limited Class A Ordinary Shares (GRAN) has a price-to-earnings (P/E) ratio of 28.4x. This suggests investors expect higher future growth.

Growth & Financials

Grande Group Limited Class A Ordinary Shares (GRAN) saw revenue decline by 4.2% over the past year.

Yes, Grande Group Limited Class A Ordinary Shares (GRAN) is profitable, generating $1.6M in net income for fiscal year 2025 (37.3% net margin).

Dividend & Returns

Yes, Grande Group Limited Class A Ordinary Shares (GRAN) pays a dividend with a yield of 1.69%. This makes it attractive for income-focused investors.

Grande Group Limited Class A Ordinary Shares (GRAN) has a return on equity (ROE) of 96.3%. This is excellent, indicating efficient use of shareholder capital.

Industry Metrics

Grande Group Limited Class A Ordinary Shares (GRAN) has a net interest margin (NIM) of 0.2%. NIM has been under pressure due to interest rate environment.

Grande Group Limited Class A Ordinary Shares (GRAN) has an efficiency ratio of 32.7%. This is excellent, indicating strong cost control.

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