8-K Announcements
6Material company update
May 13, 2026·SEC
Material company update
Feb 20, 2026·SEC
Material company update
Nov 12, 2025·SEC
U.S. Global Investors, Inc.(GROW)Earnings, Financials & Key Ratios
GROW•NASDAQ•Banking & Credit
Price updated Jun 19, 2026
SectorFinancial ServicesIndustryGlobal Asset ManagementSub-IndustryTraditional Public Markets Fund Managers
AboutU.S. Global Investors, Inc. is a publicly owned investment manager. The firm primarily provides its services to investment companies. It also provides its services to pooled investment vehicles. The firm manages equity and fixed income mutual funds for its clients. It also manages hedge funds. The firm also manages exchange traded funds. It invests in the public equity and fixed income markets across the globe. It invests in G.A.R.P. and value stocks to make its equity investments. The firm employs a fundamental and quantitative analysis with top-down and bottom-up stock picking approach to make its investments. U.S. Global Investors, Inc. was founded in 1968 and is based in San Antonio, Texas.Show more
- Net Interest Income-$1K+66.7%
- Total Revenue$8M-23.1%
- Net Income-$334K-125.1%
- Return on Equity-0.71%-126.9%
- Net Interest Margin-0%+64.0%
- Efficiency Ratio76.99%+26.9%
- ROA-0.67%-127.0%
- Equity / Assets94.06%-0.3%
- Book Value per Share3.39-2.0%
GROW Key Insights
U.S. Global Investors, Inc. (GROW) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Company is almost debt free
- ✓Strong 5Y profit CAGR of 41.0%
- ✓Well capitalized: 94.1% equity/assets
- ✓Healthy dividend yield of 2.9%
- ✓Share count reduced 5.9% through buybacks
- ✓Diversified revenue: 100.0% from non-interest income
✗Weaknesses
- ✗Weak 3Y average ROE of 2.6%
- ✗Weak Piotroski F-Score: 2/9
- ✗Weak NIM of -0.0%
- ✗High cost structure: 77.0% efficiency ratio
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
Get notified when GROW posts new earnings or crosses analyst targets
Free. No account needed. Unsubscribe any time.
GROW Price & Volume
U.S. Global Investors, Inc. (GROW) stock price & volume — 10-year historical chart
Loading chart...
GROW Growth Metrics
U.S. Global Investors, Inc. (GROW) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years1.43%
5 Years13.56%
3 Years-30.07%
TTM-
Profit CAGR
10 Years-
5 Years-
3 Years-
TTM1848.77%
EPS CAGR
10 Years-
5 Years-
3 Years-
TTM2801.08%
Return on Capital
10 Years-0.98%
5 Years8.3%
3 Years-0.19%
Last Year-6.22%
GROW Recent Earnings
U.S. Global Investors, Inc. (GROW) EPS & revenue vs analyst estimates — last 4 quarters
Q2 2026Latest
May 13, 2026Metric
Actual
Est
EPS
$0.23
—
Rev
$3M
—
Q1 2026
Feb 20, 2026Metric
Actual
Est
EPS
$0.07
—
Rev
$3M
—
Q4 2025
Nov 12, 2025Metric
Actual
Est
EPS
$0.12
—
Rev
$2M
—
Q4 2025
Sep 8, 2025Metric
Actual
Est
EPS
$0.02
—
Rev
$2M
—
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | May 13, 2026 | $0.23 | $3M |
| Q1 2026 | Feb 20, 2026 | $0.07 | $3M |
| Q4 2025 | Nov 12, 2025 | $0.12 | $2M |
| Q4 2025 | Sep 8, 2025 | $0.02 | $2M |
Based on last 12 quarters of dataView full earnings history →
GROW Peer Comparison
U.S. Global Investors, Inc. (GROW) competitors in Traditional Public Markets Fund Managers — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 DHIL | 473.29M | 174.99 | 9.77 | 4.48% | 30.89% | 27.03% | 36.26 | |
 HNNA | 80.84M | 10.23 | 8.06 | 19.87% | 25.4% | 8.53% | 0.41 | |
 CSWC | 1.43B | 22.98 | 12.09 | 50.13% | 50.89% | 11.68% | 1.12 | |
 MFIN | 224.24M | 9.53 | 5.35 | 21.09% | 13.7% | 9.38% | 0.62 | |
 BEN | 17.17B | 33.05 | 36.32 | 3.45% | 8.99% | 5.64% | 0.94 | |
 TROW | 23.43B | 107.65 | 11.64 | 3.12% | 28.28% | 17.56% | 0.07 | |
 IVZ | 12.5B | 28.14 | -17.58 | 5.11% | -3.69% | -1.74% | 0.78 | |
 AMG | 9.42B | 352.90 | 15.52 | 19.83% | 30.92% | 16.01% | 0.61 |
Compare GROW vs Peers
U.S. Global Investors, Inc. (GROW) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
GROW Income Statement
U.S. Global Investors, Inc. (GROW) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Metric | Jun'17 | Jun'18 | Jun'19 | Jun'20 | Jun'21 | Jun'22 | Jun'23 | Jun'24 | Jun'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
Net Interest Income | 0 | 0 | 0 | 0 | 464K | 0 | -4K | -3K | -1K | -335K |
NII Growth % | - | - | - | - | - | -100% | - | 25% | 66.67% | -111400% |
Net Interest Margin % | 0% | 0% | 0% | 0% | 0.75% | 0% | -0.01% | -0.01% | -0% | -0.68% |
Interest Income | 0 | 0 | 0 | 0 | 464K | 0 | 0 | 0 | 0 | -330K |
Interest Expense | 0 | 0 | 0 | 0 | 0 | 0 | 4K | 3K | 1K | 5K |
Loan Loss Provision | 3.75M | 4.27M | 2.88M | 2.84M | 7.37M | 6.06M | 4.79M | 4.8M | 4.93M | 3.8M |
Non-Interest Income | 6.76M | 6.26M | 3.46M | 4.48M | 21.19M | 24.71M | 15.07M | 10.98M | 8.45M | 11.16M |
Non-Interest Income % | 100% | 100% | 100% | 100% | 97.86% | 100% | 100% | 100% | 100% | 103.05% |
Total Revenue | 6.76M▲ 0% | 6.26M▼ 7.4% | 3.46M▼ 44.8% | 4.48M▲ 29.4% | 21.65M▲ 383.8% | 24.71M▲ 14.1% | 15.07M▼ 39.0% | 10.98M▼ 27.1% | 8.45M▼ 23.1% | 10.83M▲ 0% |
Revenue Growth % | 22.85% | -7.42% | -44.75% | 29.4% | 383.78% | 14.13% | -39.01% | -27.13% | -23.05% | 92.67% |
Non-Interest Expense | 3.88M | 4.28M | 3.33M | 4.04M | 6.12M | 7.54M | 6.75M | 6.66M | 6.51M | 7.18M |
Efficiency Ratio | 57.4% | 68.34% | 96.33% | 90.24% | 28.26% | 30.52% | 44.79% | 60.65% | 76.99% | 66.28% |
Operating Income | -873K▲ 0% | -2.29M▼ 162.1% | -2.76M▼ 20.5% | -2.4M▲ 12.8% | 8.16M▲ 439.8% | 11.11M▲ 36.1% | 3.52M▼ 68.3% | -480K▼ 113.6% | -2.99M▼ 522.1% | -154K▲ 0% |
Operating Margin % | -12.91% | -36.54% | -79.71% | -53.69% | 37.71% | 44.97% | 23.38% | -4.37% | -35.33% | -1.42% |
Operating Income Growth % | 79.09% | -162.08% | -20.5% | 12.84% | 439.78% | 36.11% | -68.28% | -113.62% | -522.08% | - |
Pretax Income | -527K▲ 0% | 886K▲ 268.1% | -4.27M▼ 581.8% | -4.64M▼ 8.7% | 37.44M▲ 907.0% | 4.97M▼ 86.7% | 4.08M▼ 17.8% | 1.92M▼ 53.1% | -262K▼ 113.7% | 3.87M▲ 0% |
Pretax Margin % | -7.79% | 14.15% | -123.42% | -103.64% | 172.89% | 20.1% | 27.09% | 17.43% | -3.1% | 35.76% |
Income Tax | 17K | 197K | -977K | -175K | 5.48M | 1.53M | 934K | 582K | 72K | 717K |
Effective Tax Rate % | -3.23% | 22.23% | 22.89% | 3.77% | 14.63% | 30.76% | 22.88% | 30.39% | -27.48% | 18.51% |
Net Income | -513K▲ 0% | 647K▲ 226.1% | -3.39M▼ 623.6% | -4.68M▼ 38.3% | 31.96M▲ 782.3% | 3.44M▼ 89.2% | 3.15M▼ 8.5% | 1.33M▼ 57.7% | -334K▼ 125.1% | 3.16M▲ 0% |
Net Margin % | -7.59% | 10.33% | -97.95% | -104.65% | 147.6% | 13.92% | 20.89% | 12.14% | -3.95% | 29.15% |
Net Income Growth % | 86.04% | 226.12% | -623.65% | -38.25% | 782.34% | -89.24% | -8.46% | -57.67% | -125.06% | 1848.77% |
Net Income (Continuing) | -544K | 689K | -3.29M | -4.46M | 31.96M | 3.44M | 3.15M | 1.33M | -334K | 3.16M |
EPS (Diluted) | -0.03▲ 0% | 0.04▲ 226.7% | -0.23▼ 638.6% | -0.30▼ 30.4% | 2.12▲ 806.7% | 0.23▼ 89.2% | 0.22▼ 4.3% | 0.09▼ 57.3% | -0.03▼ 126.6% | 0.27▲ 0% |
EPS Growth % | 85.96% | 226.71% | -638.64% | -30.43% | 806.67% | -89.15% | -4.35% | -57.27% | -126.6% | 2801.08% |
EPS (Basic) | -0.03 | 0.04 | -0.23 | -0.30 | 2.12 | 0.23 | 0.22 | 0.09 | -0.03 | - |
Diluted Shares Outstanding | 15.21M | 15.16M | 15.14M | 15.11M | 15.07M | 15.01M | 14.64M | 14.18M | 13.34M | 11.88M |
GROW Balance Sheet
U.S. Global Investors, Inc. (GROW) balance sheet — assets, liabilities & shareholders' equity
| Metric | Jun'17 | Jun'18 | Jun'19 | Jun'20 | Jun'21 | Jun'22 | Jun'23 | Jun'24 | Jun'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
Cash & Short Term Investments | 13.68M | 14.54M | 9.49M | 8.26M | 20.76M | 34.45M | 37.04M | 37.04M | 34.24M | 138.7M |
Cash & Due from Banks | 3.96M | 6.36M | 1.47M | 1.94M | 14.44M | 22.31M | 25.4M | 27.4M | 24.55M | 24.57M |
Short Term Investments | 9.72M | 8.18M | 8.02M | 6.32M | 6.32M | 12.14M | 11.64M | 9.64M | 9.69M | 10.16M |
Total Investments | 15.25M | 17.75M | 16.9M | 12.9M | 40.29M | 29.92M | 23.6M | 18.06M | 16.06M | 18.12M |
Investments Growth % | -1.66% | 16.42% | -4.82% | -23.64% | 212.22% | -25.75% | -21.11% | -23.47% | -11.08% | 1.72% |
Long-Term Investments | 5.53M | 9.58M | 8.88M | 6.58M | 33.97M | 17.78M | 11.96M | 8.42M | 6.37M | 28.33M |
Accounts Receivables | 520K | 1.22M | 309K | 974K | 2.53M | 1.8M | 1.25M | 1.05M | 1.04M | 1.12M |
Goodwill & Intangibles | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Goodwill | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
PP&E (Net) | 2.21M | 1.97M | 1.71M | 1.6M | 1.42M | 1.46M | 1.2M | 1.19M | 1.11M | 1.18M |
Other Assets | 312K | 264K | 64K | 92K | 99K | 216K | 217K | 203K | 199K | 249K |
Total Current Assets | 17.46M | 17.12M | 13.09M | 10.54M | 26.79M | 38.03M | 40.37M | 40.32M | 39.12M | 38.05M |
Total Non-Current Assets | 8.05M | 11.81M | 10.65M | 8.27M | 35.49M | 20.33M | 15.3M | 11.65M | 8.95M | 10.87M |
Total Assets | 25.52M▲ 0% | 28.93M▲ 13.4% | 23.74M▼ 17.9% | 18.82M▼ 20.8% | 62.28M▲ 231.0% | 58.36M▼ 6.3% | 55.67M▼ 4.6% | 51.96M▼ 6.7% | 48.06M▼ 7.5% | 48.92M▲ 0% |
Asset Growth % | -3.14% | 13.37% | -17.93% | -20.75% | 230.98% | -6.29% | -4.61% | -6.66% | -7.5% | -17.15% |
Return on Assets (ROA) | -1.98% | 2.38% | -12.86% | -22.01% | 78.83% | 5.7% | 5.52% | 2.48% | -0.67% | 6.54% |
Accounts Payable | 489K | 731K | 247K | 255K | 553K | 870K | 629K | 500K | 449K | 557K |
Total Debt | 0 | 0 | 0 | 535K | 43K | 93K | 66K | 39K | 83K | 154K |
Net Debt | -3.96M | -6.36M | -1.47M | -1.4M | -14.39M | -22.22M | -25.34M | -27.36M | -24.47M | -24.42M |
Long-Term Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 75K | 75K |
Short-Term Debt | 0 | 0 | 0 | 442K | 0 | 0 | 0 | 0 | 0 | 0 |
Other Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Total Current Liabilities | 1.17M | 1.77M | 1.43M | 2.01M | 5.15M | 4.13M | 2.94M | 2.16M | 1.87M | 1.82M |
Total Non-Current Liabilities | 0 | 1.1M | 133K | 43K | 2.8M | 445K | 713K | 793K | 983K | 1.05M |
Total Liabilities | 1.17M | 2.87M | 1.56M | 2.05M | 7.95M | 4.58M | 3.65M | 2.96M | 2.86M | 2.87M |
Total Equity | 24.35M▲ 0% | 26.06M▲ 7.0% | 22.18M▼ 14.9% | 16.76M▼ 24.4% | 54.32M▲ 224.1% | 53.78M▼ 1.0% | 52.02M▼ 3.3% | 49.01M▼ 5.8% | 45.21M▼ 7.8% | 46.05M▲ 0% |
Equity Growth % | -2.76% | 7% | -14.89% | -24.41% | 224.05% | -0.99% | -3.28% | -5.8% | -7.75% | -19.37% |
Equity / Assets (Capital Ratio) | 95.43% | 90.07% | 93.41% | 89.09% | 87.23% | 92.16% | 93.44% | 94.31% | 94.06% | 94.13% |
Return on Equity (ROE) | -2.08% | 2.57% | -14.05% | -24.06% | 89.92% | 6.36% | 5.95% | 2.64% | -0.71% | 6.96% |
Book Value per Share | 1.60 | 1.72 | 1.47 | 1.11 | 3.61 | 3.58 | 3.55 | 3.46 | 3.39 | 3.88 |
Tangible BV per Share | 1.60 | 1.72 | 1.47 | 1.11 | 3.61 | 3.58 | 3.55 | 3.46 | 3.39 | 3.88 |
Common Stock | 399K | 399K | 399K | 399K | 399K | 399K | 399K | 399K | 399K | 399K |
Additional Paid-in Capital | 15.65M | 15.65M | 15.65M | 15.62M | 15.68M | 16.44M | 16.44M | 16.44M | 16.56M | 16.56M |
Retained Earnings | 9.32M | 9.51M | 7.76M | 2.63M | 33.83M | 35.92M | 37.57M | 37.46M | 35.94M | 38.42M |
Accumulated OCI | 264K | 1.86M | -206K | -4K | 6.59M | 3.62M | 1.35M | 584K | 98K | 0 |
Treasury Stock | -1.76M | -1.88M | -1.89M | -1.88M | -2.17M | -2.6M | -3.74M | -5.88M | -7.78M | -9.34M |
Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
GROW Cash Flow Statement
U.S. Global Investors, Inc. (GROW) cash flow — operating, investing & free cash flow history
| Metric | Jun'17 | Jun'18 | Jun'19 | Jun'20 | Jun'21 | Jun'22 | Jun'23 | Jun'24 | Jun'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
Cash from Operations | 690K | -34K | -1.19M | -1.95M | 4.77M | 10.54M | 2.91M | 990K | -822K | 505K |
Operating CF Growth % | -77.25% | -104.93% | -3405.88% | -63.76% | 344.16% | 121.04% | -72.38% | -65.98% | -183.03% | -76.65% |
Net Income | -544K | 689K | -3.44M | -4.8M | 31.96M | 5.5M | 3.15M | 1.33M | -334K | 3.16M |
Depreciation & Amortization | 253K | 241K | 224K | 202K | 196K | -419K | -246K | -139K | -118K | -19K |
Deferred Taxes | 0 | 50K | -966K | -139K | 1.05M | -2.44M | -440K | 335K | 709K | 610K |
Other Non-Cash Items | 448K | -1.71M | 71K | 2.8M | -28.23M | 5.95M | 1.24M | 159K | -145K | -3.36M |
Working Capital Changes | 527K | 675K | 2.91M | -119K | -274K | 1.22M | -792K | -698K | -1.06M | 51K |
Cash from Investing | -158K | 3.06M | -1.73M | 2.54M | 8.65M | -1.02M | 2.67M | 4.42M | 1.06M | 891K |
Purchase of Investments | -1.3M | -2.42M | -1.84M | -125K | -17M | -6.74M | -663K | -807K | -1.25M | -2.17M |
Sale/Maturity of Investments | 1.15M | 2.17M | 77K | 1.72M | 25.72M | 5.86M | 3.35M | 5.18M | 2.31M | 2.92M |
Net Investment Activity | -158K | -248K | -1.76M | 1.6M | 8.72M | -884K | 2.69M | 4.37M | 1.06M | 752K |
Acquisitions | 0 | 1.31M | 0 | 746K | 10.17M | 85K | -2.69M | 0 | 0 | 0 |
Other Investing | 0 | 2M | 35K | 199K | -10.17M | 0 | 2.69M | 259K | 0 | 180K |
Cash from Financing | -564K | -590K | -474K | -120K | -941K | -1.64M | -2.5M | -3.41M | -3.08M | -3.08M |
Dividends Paid | -456K | -455K | -454K | -452K | -640K | -1.24M | -1.33M | -1.28M | -1.21M | -1.16M |
Share Repurchases | -114K | -141K | -24K | -113K | -314K | -452K | -1.2M | -2.17M | -1.97M | -2M |
Stock Issued | 6K | 6K | 4K | 3K | 13K | 53K | 59K | 69K | 73K | 72K |
Net Stock Activity | -108K | -135K | -20K | -110K | -301K | -399K | -1.14M | -2.1M | -1.9M | -1.93M |
Debt Issuance (Net) | 0 | 0 | 0 | 442K | 0 | 0 | -27K | -30K | 42K | 45K |
Other Financing | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -20K | -39K |
Net Change in Cash | -35K▲ 0% | 2.41M▲ 6974.3% | -3.39M▼ 240.9% | 470K▲ 113.9% | 12.47M▲ 2554.3% | 7.88M▼ 36.8% | 3.09M▼ 60.8% | 2M▼ 35.3% | -2.85M▼ 242.5% | -1.69M▲ 0% |
Exchange Rate Effect | -3K | -28K | 2K | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Cash at Beginning | 4.99M | 4.96M | 7.36M | 2.49M | 2.96M | 15.44M | 23.31M | 26.4M | 28.4M | 26.23M |
Cash at End | 4.96M | 7.36M | 3.97M | 2.96M | 15.44M | 23.31M | 26.4M | 28.4M | 25.55M | 25.57M |
Interest Paid | 0 | 0 | 0 | 0 | 0 | 0 | 4K | 3K | 1K | 2K |
Income Taxes Paid | -21K | 9K | 124K | 3K | 4.7M | 4.14M | 1.49M | 252K | 134K | 26K |
Free Cash Flow | 690K▲ 0% | -34K▼ 104.9% | -1.19M▼ 3405.9% | -1.95M▼ 63.8% | 4.69M▲ 340.4% | 10.31M▲ 119.8% | 2.9M▼ 71.9% | 777K▼ 73.2% | -829K▼ 206.7% | 464K▲ 0% |
FCF Growth % | -77.15% | -104.93% | -3405.88% | -63.76% | 340.42% | 119.8% | -71.92% | -73.17% | -206.69% | 165.26% |
GROW Banking Ratios
U.S. Global Investors, Inc. (GROW) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
Return on Equity (ROE) | -2.08% | 2.57% | -14.05% | -24.06% | 89.92% | 6.36% | 5.95% | 2.64% | -0.71% | 6.96% |
Return on Assets (ROA) | -1.98% | 2.38% | -12.86% | -22.01% | 78.83% | 5.7% | 5.52% | 2.48% | -0.67% | 6.54% |
Net Interest Margin | 0% | 0% | 0% | 0% | 0.75% | 0% | -0.01% | -0.01% | -0% | -0.68% |
Efficiency Ratio | 57.4% | 68.34% | 96.33% | 90.24% | 28.26% | 30.52% | 44.79% | 60.65% | 76.99% | 66.28% |
Equity / Assets | 95.43% | 90.07% | 93.41% | 89.09% | 87.23% | 92.16% | 93.44% | 94.31% | 94.06% | 94.13% |
Book Value / Share | 1.6 | 1.72 | 1.47 | 1.11 | 3.61 | 3.58 | 3.55 | 3.46 | 3.39 | 3.88 |
NII Growth | - | - | - | - | - | -100% | - | 25% | 66.67% | -16650% |
Dividend Payout | - | 70.32% | - | - | 2% | 36.02% | 42.33% | 95.87% | - | 27.59% |
Related:GROW Dividend History·GROW Revenue History·GROW Price History·GROW P/E History·GROW Financial Ratios·GROW Institutional Holders
GROW SEC Filings & Documents
U.S. Global Investors, Inc. (GROW) SEC filings — annual & quarterly reports (10-K, 10-Q)
GROW Frequently Asked Questions
U.S. Global Investors, Inc. (GROW) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
U.S. Global Investors, Inc. (GROW) saw revenue decline by 23.1% over the past year.
Yes, U.S. Global Investors, Inc. (GROW) is profitable, generating $3.2M in net income for fiscal year 2025 (-4.0% net margin).
Dividend & Returns
Yes, U.S. Global Investors, Inc. (GROW) pays a dividend with a yield of 2.92%. This makes it attractive for income-focused investors.
U.S. Global Investors, Inc. (GROW) has a return on equity (ROE) of -0.7%. Negative ROE indicates the company is unprofitable.
Industry Metrics
U.S. Global Investors, Inc. (GROW) has a net interest margin (NIM) of -0.0%. NIM has been under pressure due to interest rate environment.
U.S. Global Investors, Inc. (GROW) has an efficiency ratio of 77.0%. This is higher than peers, suggesting room for cost optimization.