Nisun International Enterprise Development Group Co., Ltd(NISN)Earnings, Financials & Key Ratios
NISN•NASDAQ•Banking & Credit
$0.68
$3M mkt cap·3.0× P/E·Price updated Apr 24, 2026
AboutNisun International Enterprise Development Group Co., Ltd, an investment holding company, provides technology-driven integrated supply chain solutions for enterprises and financial institutions in the People's Republic of China and internationally. It offers professional solutions for technology supply chain management, technology asset routing, and digital transformation of tech and finance institutions. The company also provides a range of technology-driven customized financing solutions to small- and mid-sized enterprises (SMEs) to enhance SMEs' access to capital through its closed-loop ecosystem built on fintech platforms; and direct banking solutions to small- and medium-sized commercial banks and other financial institutions in their distribution and management of direct banking and other financial products. Nisun International Enterprise Development Group Co., Ltd has a strategic collaboration with Henan Wanbang International Agricultural Products Logistics Co., Ltd. for cooperation on businesses related to the agricultural field. The company was formerly known as Hebron Technology Co., Ltd. and changed its name to Nisun International Enterprise Development Group Co., Ltd in September 2020. Nisun International Enterprise Development Group Co., Ltd was founded in 2005 and is headquartered in Shanghai, the People's Republic of China.Show more
- Net Interest Income$2M-35.0%
- Total Revenue$340M-12.2%
- Net Income$924K-94.7%
- Return on Equity0.45%-95.0%
- Net Interest Margin0.61%-24.3%
- Efficiency Ratio8.01%+42.7%
- ROA0.31%-94.6%
- Equity / Assets77.79%+21.0%
- Book Value per Share52.09+1.2%
- Tangible BV/Share47.83+2.2%
- Debt/Equity0.04+71.7%
NISN Key Insights
Nisun International Enterprise Development Group Co., Ltd (NISN) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Company is almost debt free
- ✓Efficient operations: 8.0% efficiency ratio
- ✓Well capitalized: 77.8% equity/assets
- ✓Diversified revenue: 99.5% from non-interest income
- ✓Trading at only 0.0x book value
✗Weaknesses
- ✗Profits declining 19.5% over 5 years
- ✗Weak Piotroski F-Score: 3/9
- ✗Weak NIM of 0.6%
- ✗Weak momentum: RS Rating 4 (bottom 4%)
- ✗Trading more than 30% below 52-week high
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
NISN Price & Volume
Nisun International Enterprise Development Group Co., Ltd (NISN) stock price & volume — 10-year historical chart
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NISN Growth Metrics
Nisun International Enterprise Development Group Co., Ltd (NISN) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years35.13%
5 Years74.31%
3 Years28.46%
TTM-
Profit CAGR
10 Years-12.25%
5 Years-19.55%
3 Years-68.79%
TTM-61.46%
EPS CAGR
10 Years-22.22%
5 Years-32.81%
3 Years-74.66%
TTM-74.51%
Return on Capital
10 Years14.63%
5 Years12.76%
3 Years6.87%
Last Year1.78%
NISN Peer Comparison
Nisun International Enterprise Development Group Co., Ltd (NISN) competitors in Small Business and Middle-Market Lending — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 CLPS | 25.89M | 0.93 | -3.56 | 15.17% | -1.27% | -6.06% | 0.59 | |
 RETO | 356.46K | 0.65 | -0.04 | -43.49% | -291.88% | -183.45% | 0.00 | |
 AIXI | 7.9M | 0.75 | -0.47 | 18.84% | -45.89% | |||
 FTFT | 7.02M | 1.39 | -0.60 | 77.47% | -120.63% | -16.38% | 0.04 | |
 QFIN | 3.9B | 13.75 | 2.24 | 5.38% | 28.76% | 0.07 | ||
 FINV | 2.96B | 5.22 | 3.93 | 3.69% | 17.43% | 0.00 | ||
 LXEH | 1.39M | 1.19 | -0.39 | -35.45% | -179.26% | -83.46% | 0.90 | |
 CNF | 1.03M | 3.06 | -0.02 | -60.88% | -1.25% | 1.18 |
Compare NISN vs Peers
Nisun International Enterprise Development Group Co., Ltd (NISN) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
NISN Income Statement
Nisun International Enterprise Development Group Co., Ltd (NISN) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Dec'16 | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 |
|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | -49.63K | -56.95K | -207.35K | -158.12K | 585.18K | 2.12M | 2.79M | 2.56M | 1.66M |
| NII Growth % | 10.78% | -14.77% | -264.08% | 23.74% | 470.09% | 262.78% | 31.46% | -8.36% | -34.99% |
| Net Interest Margin % | -0.11% | -0.1% | -0.37% | -0.19% | 0.54% | 0.77% | 0.98% | 0.81% | 0.61% |
| Interest Income | 0 | 0 | 952 | 0 | 585.18K | 2.12M | 2.79M | 2.56M | 1.66M |
| Interest Expense | 49.63K | 56.95K | 208.31K | 158.12K | 0 | 0 | 0 | 0 | 0 |
| Loan Loss Provision | 16.59M | 18.7M | 17.5M | 12.89M | 19.97M | 106.15M | 197.12M | 346.16M | 308.71M |
| Non-Interest Income | 27.1M | 29.2M | 25.29M | 21.1M | 41.61M | 158.08M | 231.38M | 384.11M | 337.96M |
| Non-Interest Income % | 100% | 100% | 100% | 100% | 98.61% | 98.67% | 98.81% | 99.34% | 99.51% |
| Total Revenue | 27.1M▲ 0% | 29.2M▲ 7.8% | 25.29M▼ 13.4% | 21.1M▼ 16.6% | 42.19M▲ 99.9% | 160.2M▲ 279.7% | 234.17M▲ 46.2% | 386.67M▲ 65.1% | 339.62M▼ 12.2% |
| Revenue Growth % | 17.84% | 7.76% | -13.39% | -16.56% | 99.92% | 279.71% | 46.18% | 65.12% | -12.17% |
| Non-Interest Expense | 2.48M | 6.57M | 4.99M | 4.04M | 12.19M | 15.86M | 19.34M | 21.71M | 27.2M |
| Efficiency Ratio | 9.16% | 22.49% | 19.75% | 19.17% | 28.89% | 9.9% | 8.26% | 5.61% | 8.01% |
| Operating Income | 7.98M▲ 0% | 3.88M▼ 51.4% | -5.33M▼ 237.5% | 5.27M▲ 198.8% | 10.03M▲ 90.4% | 38.19M▲ 280.8% | 17.71M▼ 53.6% | 18.8M▲ 6.2% | 3.71M▼ 80.3% |
| Operating Margin % | 29.45% | 13.28% | -21.07% | 24.96% | 23.77% | 23.84% | 7.56% | 4.86% | 1.09% |
| Operating Income Growth % | 31.83% | -51.42% | -237.45% | 198.83% | 90.4% | 280.81% | -53.63% | 6.18% | -80.28% |
| Pretax Income | 7.94M▲ 0% | 4.2M▼ 47.1% | -5.8M▼ 238.1% | 3.18M▲ 154.9% | 10.86M▲ 241.2% | 40.78M▲ 275.6% | 22.52M▼ 44.8% | 23.52M▲ 4.4% | 5.56M▼ 76.3% |
| Pretax Margin % | 29.29% | 14.37% | -22.92% | 15.08% | 25.74% | 25.45% | 9.62% | 6.08% | 1.64% |
| Income Tax | 2M | -2.94M | -651.05K | 442.6K | 941.06K | 10.27M | 4.74M | 5.82M | 4.53M |
| Effective Tax Rate % | 25.23% | -70.01% | 11.23% | 13.91% | 8.67% | 25.19% | 21.05% | 24.73% | 81.38% |
| Net Income | 5.93M▲ 0% | 7.14M▲ 20.2% | -5.14M▼ 172.1% | 2.74M▲ 153.3% | -13.23M▼ 582.8% | 30.38M▲ 329.7% | 17.62M▼ 42.0% | 17.58M▼ 0.2% | 923.64K▼ 94.7% |
| Net Margin % | 21.9% | 24.44% | -20.34% | 12.98% | -31.35% | 18.96% | 7.52% | 4.55% | 0.27% |
| Net Income Growth % | 35.02% | 20.24% | -172.09% | 153.26% | -582.77% | 329.67% | -42% | -0.24% | -94.75% |
| Net Income (Continuing) | 5.93M | 7.14M | -5.31M | 1.23M | 9.92M | 30.51M | 17.78M | 17.7M | 1.04M |
| EPS (Diluted) | 4.90▲ 0% | 4.90▲ 0.0% | -3.26▼ 166.5% | 1.68▲ 151.5% | -7.12▼ 523.8% | 14.13▲ 298.5% | 4.42▼ 68.7% | 4.46▲ 0.9% | 0.23▼ 94.8% |
| EPS Growth % | 33.88% | 0% | -166.53% | 151.53% | -523.81% | 298.46% | -68.72% | 0.91% | -94.84% |
| EPS (Basic) | 4.90 | 4.90 | -3.26 | 1.68 | -7.12 | 14.13 | 4.42 | 4.46 | 0.23 |
| Diluted Shares Outstanding | 1.2M | 1.47M | 1.58M | 1.63M | 1.86M | 2.15M | 3.99M | 3.94M | 4.05M |
NISN Balance Sheet
Nisun International Enterprise Development Group Co., Ltd (NISN) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'16 | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 |
|---|---|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 11.88M | 3.22M | 947.59K | 3.45M | 26.82M | 132.11M | 75.6M | 127.24M | 51.9M |
| Cash & Due from Banks | 11.88M | 3.22M | 947.59K | 3.45M | 22.14M | 91.45M | 63.9M | 114.45M | 45.02M |
| Short Term Investments | 0 | 0 | 0 | 0 | 4.68M | 40.67M | 11.7M | 12.79M | 6.88M |
| Total Investments | 0 | -1.09M | 3.05M | 3.71M | 20.9M | 57.28M | 34.24M | 13.16M | 7.34M |
| Investments Growth % | 100% | - | 381.19% | 21.42% | 463.66% | 174.02% | -40.23% | -61.57% | -44.21% |
| Long-Term Investments | 0 | -1.09M | 3.05M | 3.71M | 16.22M | 16.61M | 22.54M | 368.53K | 457.42K |
| Accounts Receivables | 13.39M | 19.01M | 2.66M | 1.23M | 15.68M | 78.31M | 18.93M | 21.12M | 78.42M |
| Goodwill & Intangibles | 1.07M | 1.09M | 969.34K | 16.2M | 28.9M | 28.63M | 25.61M | 18.54M | 17.26M |
| Goodwill | 0 | 0 | 0 | 11.07M | 25.17M | 25.77M | 23.81M | 17.66M | 17.05M |
| Intangible Assets | 1.07M | 1.09M | 969.34K | 5.12M | 3.73M | 2.85M | 1.8M | 882.83K | 205.03K |
| PP&E (Net) | 12.26M | 15.67M | 13.49M | 13.8M | 2.12M | 943.63K | 4.07M | 3.27M | 1.97M |
| Other Assets | -1.07M | 46.1K | -925.71K | 5.37M | 0 | 0 | 0 | 0 | 0 |
| Total Current Assets | 34.58M | 38.58M | 38.42M | 43.71M | 60.4M | 227.8M | 230.89M | 293.3M | 251.33M |
| Total Non-Current Assets | 12.5M | 15.97M | 18.23M | 41.09M | 47.7M | 46.18M | 52.52M | 22.6M | 20.09M |
| Total Assets | 47.08M▲ 0% | 54.55M▲ 15.9% | 56.65M▲ 3.9% | 84.8M▲ 49.7% | 108.1M▲ 27.5% | 273.98M▲ 153.5% | 283.42M▲ 3.4% | 315.9M▲ 11.5% | 271.42M▼ 14.1% |
| Asset Growth % | 56.23% | 15.87% | 3.86% | 49.68% | 27.47% | 153.46% | 3.45% | 11.46% | -14.08% |
| Return on Assets (ROA) | 15.37% | 14.04% | -9.25% | 3.87% | -13.71% | 15.9% | 6.32% | 5.87% | 0.31% |
| Accounts Payable | 1.19M | 1.28M | 1.36M | 224.04K | 1.31M | 35M | 40.93M | 45.46M | 38.86M |
| Total Debt | 820.76K | 1.52M | 4.21M | 3.96M | 11.95M | 11.8M | 11.9M | 4.48M | 7.99M |
| Net Debt | -11.06M | -1.7M | 3.26M | 508.13K | -10.19M | -79.65M | -52M | -109.98M | -37.03M |
| Long-Term Debt | 532.77K | 414.91K | 212.35K | 54.73K | 0 | 0 | 0 | 0 | 0 |
| Short-Term Debt | 287.99K | 692.44K | 3.99M | 1.95M | 10.53M | 11.31M | 8.46M | 1.97M | 6.22M |
| Other Liabilities | 0 | 0 | 0 | -368.02K | 676.01K | 504.03K | 727.33K | 114.65K | 0 |
| Total Current Liabilities | 15.4M | 13.19M | 19.68M | 28.23M | 26.8M | 88.72M | 90.47M | 111.09M | 59.47M |
| Total Non-Current Liabilities | 532.77K | 826.6K | 212.35K | 2.63M | 1.36M | 653.02K | 3.15M | 1.76M | 818.13K |
| Total Liabilities | 15.93M | 14.02M | 19.9M | 30.86M | 28.16M | 89.38M | 93.62M | 112.84M | 60.29M |
| Total Equity | 31.15M▲ 0% | 40.53M▲ 30.1% | 36.76M▼ 9.3% | 53.94M▲ 46.7% | 79.94M▲ 48.2% | 184.6M▲ 130.9% | 189.8M▲ 2.8% | 203.05M▲ 7.0% | 211.13M▲ 4.0% |
| Equity Growth % | 88.98% | 30.13% | -9.31% | 46.73% | 48.21% | 130.93% | 2.81% | 6.99% | 3.98% |
| Equity / Assets (Capital Ratio) | 66.16% | 74.31% | 64.88% | 63.6% | 73.95% | 67.38% | 66.97% | 64.28% | 77.79% |
| Return on Equity (ROE) | 24.92% | 19.91% | -13.31% | 6.04% | -19.76% | 22.97% | 9.41% | 8.95% | 0.45% |
| Book Value per Share | 25.86 | 27.58 | 23.32 | 33.15 | 43.01 | 85.83 | 47.61 | 51.49 | 52.09 |
| Tangible BV per Share | 24.97 | 26.84 | 22.71 | 23.19 | 27.46 | 72.52 | 41.19 | 46.79 | 47.83 |
| Common Stock | 14.7K | 14.7K | 16.27K | 17.71K | 20.55K | 39.81K | 40.06K | 40.18K | 47.25K |
| Additional Paid-in Capital | 10.24M | 10.24M | 13.36M | 28.37M | 59.47M | 130.32M | 130.5M | 130.54M | 139.71M |
| Retained Earnings | 22.74M | 29.88M | 24.73M | 27.47M | 14.38M | 37.82M | 53.21M | 68.4M | 72.52M |
| Accumulated OCI | -1.85M | 402.39K | -1.35M | -1.91M | 2.97M | 12.45M | 2.23M | 89.57K | -4.26M |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | -355.84K | -261.59K | -1.25M |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
NISN Cash Flow Statement
Nisun International Enterprise Development Group Co., Ltd (NISN) cash flow — operating, investing & free cash flow history
| Line item | Dec'16 | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 |
|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 1.58M | -6.1M | -725.08K | 335.23K | 2.69M | 23.86M | -28.95M | 35.5M | -75.69M |
| Operating CF Growth % | -59.88% | -486.53% | 88.11% | 146.23% | 701.46% | 787.95% | -221.36% | 222.61% | -313.21% |
| Net Income | 5.93M | 7.14M | -5.14M | 1.23M | 9.92M | 30.51M | 17.78M | 17.58M | 923.64K |
| Depreciation & Amortization | 517.4K | 940K | 1.2M | 242.41K | 1.69M | 2.18M | 2.11M | 1.26M | 1.04M |
| Deferred Taxes | 56.97K | 11.53K | -1.47M | -55.73K | -584.76K | 275.75K | 271.91K | -710.67K | -118.22K |
| Other Non-Cash Items | 372 | 199.89K | 8.2M | -263.48K | 309.2K | -323.63K | 4.75M | 8.45M | 20.07M |
| Working Capital Changes | -4.93M | -14.38M | -3.5M | -819.64K | -9.74M | -9.35M | -54.18M | 8.9M | -97.6M |
| Cash from Investing | -980.92K | -3.13M | -115.21K | -1.96M | -4.72M | -25.25M | 17.84M | 19.78M | 6.01M |
| Purchase of Investments | 0 | 0 | 0 | 0 | -3.07M | -39.53M | -59M | -104.37M | -39.18M |
| Sale/Maturity of Investments | 0 | 0 | 0 | 0 | -59.42K | 1000K | 1000K | 1000K | 1000K |
| Net Investment Activity | 0 | 0 | 0 | 0 | -3.12M | -38.53M | -58M | -103.37M | -38.18M |
| Acquisitions | 0 | 0 | 0 | 2.04M | -10.6M | -7.01M | -530.32K | 36.22K | 593.26K |
| Other Investing | 0 | 0 | -115.21K | -3.77M | 9.3M | 16.59M | -501.9K | -273.19K | -205.41K |
| Cash from Financing | 10.27M | 863.37K | 730.67K | 3.15M | 18.36M | 70.53M | -8.34M | -6.75M | -739.85K |
| Dividends Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Share Repurchases | 0 | 0 | 0 | 0 | 0 | 0 | -355.84K | 0 | -1.06M |
| Stock Issued | 10.13M | 0 | 0 | 3.58M | 6.5M | 70.79M | 0 | 94.25K | 0 |
| Net Stock Activity | 10.13M | 0 | 0 | 3.58M | 6.5M | 70.79M | -355.84K | 94.25K | -1.06M |
| Debt Issuance (Net) | 62.46K | 1000K | 0 | 0 | 1000K | 784.61K | -1000K | -1000K | 315.65K |
| Other Financing | 10.2M | -119.85K | 730.67K | -430K | 3.28M | -1.05M | 27.02K | -35.29K | 0 |
| Net Change in Cash | 10.76M▲ 0% | -8.66M▼ 180.5% | -203.86K▲ 97.6% | 1.34M▲ 757.4% | 19.42M▲ 1348.9% | 69.43M▲ 257.6% | -24.31M▼ 135.0% | 47.33M▲ 294.7% | -69.63M▼ 247.1% |
| Exchange Rate Effect | -104.29K | -294.92K | -94.24K | -1000K | 1000K | 294.93K | -1000K | -1000K | 786.54K |
| Cash at Beginning | 1.12M | 11.88M | 3.28M | 3.07M | 2.78M | 22.2M | 91.63M | 67.32M | 114.65M |
| Cash at End | 11.88M | 3.22M | 3.07M | 4.41M | 22.2M | 91.63M | 67.32M | 114.65M | 45.02M |
| Interest Paid | 0 | 0 | 91.92K | 0 | 124.78K | 370.36K | 496.93K | 29.96K | 170.75K |
| Income Taxes Paid | 0 | 0 | 42.25K | 0 | 552.78K | 5.55M | 10.39M | 4.53M | 5.67M |
| Free Cash Flow | 596.38K▲ 0% | -9.22M▼ 1646.6% | -840.29K▲ 90.9% | 97.69K▲ 111.6% | 2.39M▲ 2343.9% | 23.65M▲ 890.7% | -29.68M▼ 225.5% | 34.95M▲ 217.8% | -75.71M▼ 316.6% |
| FCF Growth % | -25.03% | -1646.59% | 90.89% | 111.63% | 2343.91% | 890.68% | -225.49% | 217.76% | -316.63% |
NISN Banking Ratios
Nisun International Enterprise Development Group Co., Ltd (NISN) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 29.81% | 24.92% | 19.91% | -13.31% | 6.04% | -19.76% | 22.97% | 9.41% | 8.95% | 0.45% |
| Return on Assets (ROA) | 16.61% | 15.37% | 14.04% | -9.25% | 3.87% | -13.71% | 15.9% | 6.32% | 5.87% | 0.31% |
| Net Interest Margin | -0.18% | -0.11% | -0.1% | -0.37% | -0.19% | 0.54% | 0.77% | 0.98% | 0.81% | 0.61% |
| Efficiency Ratio | 11.68% | 9.16% | 22.49% | 19.75% | 19.17% | 28.89% | 9.9% | 8.26% | 5.61% | 8.01% |
| Equity / Assets | 54.69% | 66.16% | 74.31% | 64.88% | 63.6% | 73.95% | 67.38% | 66.97% | 64.28% | 77.79% |
| Book Value / Share | 13.73 | 25.86 | 27.58 | 23.32 | 33.15 | 43.01 | 85.83 | 47.61 | 51.49 | 52.09 |
| NII Growth | 21.1% | 10.78% | -14.77% | -264.08% | 23.74% | 470.09% | 262.78% | 31.46% | -8.36% | -34.99% |
NISN Frequently Asked Questions
Nisun International Enterprise Development Group Co., Ltd (NISN) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
Nisun International Enterprise Development Group Co., Ltd (NISN) saw revenue decline by 12.2% over the past year.
Yes, Nisun International Enterprise Development Group Co., Ltd (NISN) is profitable, generating $18.5M in net income for fiscal year 2024 (0.3% net margin).
Dividend & Returns
Nisun International Enterprise Development Group Co., Ltd (NISN) has a return on equity (ROE) of 0.4%. This is below average, suggesting room for improvement.
Industry Metrics
Nisun International Enterprise Development Group Co., Ltd (NISN) has a net interest margin (NIM) of 0.6%. NIM has been under pressure due to interest rate environment.
Nisun International Enterprise Development Group Co., Ltd (NISN) has an efficiency ratio of 8.0%. This is excellent, indicating strong cost control.
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Nisun International Enterprise Development Group Co., Ltd (NISN) financial analysis — history, returns, DCA and operating performance tools
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