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Apr 30, 2026·SEC
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Insperity, Inc.(NSP)Earnings, Financials & Key Ratios
NSP•NYSE
$28.75
$1.1B mkt cap·Price updated May 6, 2026
AboutInsperity, Inc. provides human resources (HR) and business solutions to improve business performance for small and medium-sized businesses. The company offers its HR services through its Workforce Optimization and Workforce Synchronization solutions that include a range of human resources functions, such as payroll and employment administration, employee benefits, workers' compensation, government compliance, performance management, and training and development services. It also provides Insperity Premier, a cloud-based human capital management platform that offers professional employer organization HR outsourcing solutions to its clients; personnel record management services; and employer liability management services, as well as solutions for middle market. In addition, the company offers MarketPlace, an e-commerce portal that offers a range of products and services; and Workforce Acceleration, a human capital management and payroll services solution; time and attendance; performance management; organizational planning; recruiting; employment screening; retirement; and insurance services. As of December 31, 2021, it operated through 85 sales offices in the United States. The company was formerly known as Administaff, Inc. and changed its name to Insperity, Inc. in March 2011. The company was founded in 1986 and is headquartered in Kingwood, Texas.Show more
- Revenue$6.81B+3.5%
- EBITDA$35M-78.3%
- Net Income-$7M-107.7%
- EPS (Diluted)-0.18-107.5%
- Gross Margin13.21%-17.3%
- EBITDA Margin0.51%-79.0%
- Operating Margin-0.15%-108.3%
- Net Margin-0.1%-107.4%
- ROE-9.79%-110.3%
- Debt/Equity9.46+110.9%
- Interest Coverage-0.42-107.6%
NSP Key Insights
Insperity, Inc. (NSP) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Excellent 3Y average ROE of 93.5%
- ✓High quality earnings: Operating CF exceeds net income
- ✓Efficient asset utilization: 3.1x turnover
✗Weaknesses
- ✗High debt to equity ratio of 9.5x
- ✗Weak Piotroski F-Score: 2/9
- ✗Negative free cash flow
- ✗Thin 5Y average net margin of 1.9%
- ✗Trading more than 30% below 52-week high
- ✗Expensive at 23.8x book value
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
NSP Price & Volume
Insperity, Inc. (NSP) stock price & volume — 10-year historical chart
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NSP Growth Metrics
Insperity, Inc. (NSP) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years10.1%
5 Years9.7%
3 Years4.68%
TTM3.51%
Profit CAGR
10 Years-
5 Years-
3 Years-
TTM-107.69%
EPS CAGR
10 Years-
5 Years-
3 Years-
TTM-108.68%
Return on Capital
10 Years30.72%
5 Years22.49%
3 Years15.9%
Last Year-1.6%
NSP Recent Earnings
Insperity, Inc. (NSP) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 7/12 qtrs (58%)●Beat Revenue 5/12 qtrs (42%)
Q2 2026Latest
Apr 30, 2026EPS
$1.31
Est $1.24
+5.6%
Revenue
$1.9B
Est $1.9B
+0.0%
Q1 2026
Feb 10, 2026EPS
$0.60
Est $0.47
-28.9%
Revenue
$1.7B
Est $1.7B
-0.6%
Q4 2025
Nov 3, 2025EPS
$0.20
Est $0.22
-190.9%
Revenue
$1.6B
Est $1.7B
-3.3%
Q3 2025
Aug 1, 2025EPS
$0.26
Est $0.41
-36.6%
Revenue
$1.7B
Est $1.6B
+2.9%
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 30, 2026 | $1.31vs $1.24+5.6% | $1.9Bvs $1.9B+0.0% |
| Q1 2026 | Feb 10, 2026 | $0.60vs $0.47-28.9% | $1.7Bvs $1.7B-0.6% |
| Q4 2025 | Nov 3, 2025 | $0.20vs $0.22-190.9% | $1.6Bvs $1.7B-3.3% |
| Q3 2025 | Aug 1, 2025 | $0.26vs $0.41-36.6% | $1.7Bvs $1.6B+2.9% |
Based on last 12 quarters of dataView full earnings history →
NSP Peer Comparison
Insperity, Inc. (NSP) competitors in Payroll, PEO and HCM Services — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 PAYX | 32.81B | 91.38 | 19.95 | 5.56% | 26.45% | 41.13% | 1.22 | |
 ADP | 83.43B | 207.20 | 20.76 | 7.07% | 20.12% | 68.69% | 1.46 | |
 TRI | 40.01B | 91.75 | 26.99 | 4.81% | 19.91% | 12.67% | 0.18 | |
 BBSI | 723.04M | 29.44 | 14.09 | 8.37% | 4.39% | 23.66% | 0.10 | |
 ASGN | 894.99M | 20.96 | 8.06 | -2.91% | 2.85% | 6.26% | 0.65 | |
 G | 5.74B | 33.80 | 10.80 | 6.56% | 10.88% | 21.81% | 0.69 | |
 MAN | 1.36B | 29.27 | -100.93 | 0.58% | -0.07% | -0.65% | 1.16 | |
 RHI | 2.65B | 26.17 | 19.68 | -7.2% | 2.47% | 10.26% | 0.33 |
Compare NSP vs Peers
Insperity, Inc. (NSP) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
NSP Income Statement
Insperity, Inc. (NSP) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Sales/Revenue | 3.3B | 3.83B | 4.31B | 4.29B | 4.97B | 5.94B | 6.49B | 6.58B | 6.81B |
| Revenue Growth % | 12.2% | 16.01% | 12.7% | -0.64% | 16% | 19.42% | 9.21% | 1.46% | 3.51% |
| Cost of Goods Sold | 2.73B | 3.15B | 3.58B | 3.48B | 4.15B | 4.93B | 5.45B | 5.53B | 5.91B |
| COGS % of Revenue | 82.65% | 82.19% | 83.01% | 81.18% | 83.51% | 82.97% | 84.01% | 84.01% | 86.79% |
| Gross Profit | 572.73M▲ 0% | 681.91M▲ 19.1% | 732.93M▲ 7.5% | 806.85M▲ 10.1% | 820.1M▲ 1.6% | 1.01B▲ 23.3% | 1.04B▲ 2.5% | 1.05B▲ 1.4% | 900M▼ 14.4% |
| Gross Margin % | 17.35% | 17.81% | 16.99% | 18.82% | 16.49% | 17.03% | 15.99% | 15.99% | 13.21% |
| Gross Profit Growth % | 16.5% | 19.06% | 7.48% | 10.09% | 1.64% | 23.31% | 2.55% | 1.45% | -14.45% |
| Operating Expenses | 442.79M | 502.87M | 546.3M | 612.16M | 646.77M | 760.99M | 818M | 935M | 910M |
| OpEx % of Revenue | 13.42% | 13.13% | 12.66% | 14.28% | 13.01% | 12.81% | 12.61% | 14.21% | 13.36% |
| Selling, General & Admin | 424.61M | 480.03M | 517.58M | 580.98M | 573.3M | 720.33M | 728M | 891M | 241M |
| SG&A % of Revenue | 12.87% | 12.54% | 12% | 13.55% | 11.53% | 12.13% | 11.22% | 13.54% | 3.54% |
| Research & Development | 4.1M | 6M | 7.8M | 8.7M | 10.9M | 13.2M | 0 | 13M | 0 |
| R&D % of Revenue | 0.12% | 0.16% | 0.18% | 0.2% | 0.22% | 0.22% | - | 0.2% | - |
| Other Operating Expenses | 18.18M | 22.84M | 20.92M | 22.49M | 62.57M | 27.46M | 90M | 31M | 669M |
| Operating Income | 129.94M▲ 0% | 179.04M▲ 37.8% | 186.63M▲ 4.2% | 194.69M▲ 4.3% | 173.33M▼ 11.0% | 250.24M▲ 44.4% | 219M▼ 12.5% | 117M▼ 46.6% | -10M▼ 108.5% |
| Operating Margin % | 3.94% | 4.68% | 4.33% | 4.54% | 3.49% | 4.21% | 3.38% | 1.78% | -0.15% |
| Operating Income Growth % | 22.23% | 37.78% | 4.24% | 4.32% | -10.97% | 44.37% | -12.48% | -46.58% | -108.55% |
| EBITDA | 148.12M | 201.88M | 215.36M | 225.88M | 211.88M | 290.9M | 262M | 161M | 35M |
| EBITDA Margin % | 4.49% | 5.27% | 4.99% | 5.27% | 4.26% | 4.9% | 4.04% | 2.45% | 0.51% |
| EBITDA Growth % | 20.47% | 36.29% | 6.68% | 4.89% | -6.2% | 37.3% | -9.93% | -38.55% | -78.26% |
| D&A (Non-Cash Add-back) | 18.18M | 22.84M | 28.72M | 31.19M | 38.55M | 40.66M | 43M | 44M | 45M |
| EBIT | 133.35M | 187.03M | 197.29M | 197.29M | 175.78M | 259.63M | 252M | 154M | -10M |
| Net Interest Income | 200K | 3.32M | 3.01M | -5.42M | -5.01M | -4.81M | 6M | 9M | 6M |
| Interest Income | 3.41M | 7.99M | 10.66M | 2.6M | 2.45M | 9.39M | 33M | 37M | 30M |
| Interest Expense | 3.21M | 4.67M | 7.65M | 8.02M | 7.46M | 14.21M | 27M | 28M | 24M |
| Other Income/Expense | 200K | 3.32M | 3.01M | -5.42M | -5.01M | -4.81M | 6M | 9M | 6M |
| Pretax Income | 130.14M▲ 0% | 182.36M▲ 40.1% | 189.64M▲ 4.0% | 189.27M▼ 0.2% | 168.32M▼ 11.1% | 245.43M▲ 45.8% | 225M▼ 8.3% | 126M▼ 44.0% | -4M▼ 103.2% |
| Pretax Margin % | 3.94% | 4.76% | 4.4% | 4.42% | 3.38% | 4.13% | 3.47% | 1.91% | -0.06% |
| Income Tax | 45.74M | 46.95M | 38.54M | 51.03M | 44.24M | 66.08M | 54M | 35M | 3M |
| Effective Tax Rate % | 35.15% | 25.74% | 20.32% | 26.96% | 26.28% | 26.92% | 24% | 27.78% | -75% |
| Net Income | 84.4M▲ 0% | 135.41M▲ 60.4% | 151.1M▲ 11.6% | 138.24M▼ 8.5% | 124.08M▼ 10.2% | 179.35M▲ 44.5% | 171M▼ 4.7% | 91M▼ 46.8% | -7M▼ 107.7% |
| Net Margin % | 2.56% | 3.54% | 3.5% | 3.22% | 2.5% | 3.02% | 2.64% | 1.38% | -0.1% |
| Net Income Growth % | 27.9% | 60.44% | 11.58% | -8.51% | -10.24% | 44.54% | -4.66% | -46.78% | -107.69% |
| Net Income (Continuing) | 84.4M | 135.41M | 151.1M | 138.24M | 124.08M | 179.35M | 171M | 91M | -7M |
| Discontinued Operations | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| EPS (Diluted) | 2.01▲ 0% | 3.27▲ 62.7% | 3.74▲ 14.4% | 3.54▼ 5.3% | 3.18▼ 10.2% | 4.64▲ 45.9% | 4.47▼ 3.7% | 2.39▼ 46.5% | -0.18▼ 107.5% |
| EPS Growth % | 29.68% | 62.69% | 14.37% | -5.35% | -10.17% | 45.91% | -3.66% | -46.53% | -107.53% |
| EPS (Basic) | 2.02 | 3.29 | 3.76 | 3.57 | 3.22 | 4.71 | 4.53 | 2.39 | -0.18 |
| Diluted Shares Outstanding | 41.24M | 41.47M | 40.35M | 38.82M | 38.95M | 38.62M | 38.34M | 38M | 38M |
| Basic Shares Outstanding | 41.03M | 41.22M | 40.19M | 38.5M | 38.47M | 38.12M | 37.83M | 38M | 38M |
| Dividend Payout Ratio | 77.92% | 24.67% | 32.18% | 44.76% | 116.2% | 42.71% | 49.25% | 97.8% | - |
NSP Balance Sheet
Insperity, Inc. (NSP) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Total Current Assets | 778.93M | 866.54M | 974.75M | 1.08B | 1.24B | 1.51B | 1.59B | 2.08B | 1.72B |
| Cash & Short-Term Investments | 356.22M | 387.55M | 402.07M | 589.38M | 607.6M | 765.9M | 709M | 1.05B | 660M |
| Cash Only | 354.26M | 326.77M | 367.34M | 554.85M | 575.81M | 732.83M | 693M | 1.04B | 642M |
| Short-Term Investments | 1.96M | 60.78M | 34.73M | 34.53M | 31.79M | 33.07M | 16M | 16M | 18M |
| Accounts Receivable | 343.81M | 400.62M | 469.47M | 392.75M | 525.72M | 622.76M | 694M | 829M | 855M |
| Days Sales Outstanding | 38.02 | 38.19 | 39.71 | 33.44 | 38.59 | 38.28 | 39.05 | 45.98 | 45.81 |
| Inventory | 51.92M | 50.64M | 59.71M | 0 | 0 | 0 | 0 | 0 | 0 |
| Days Inventory Outstanding | 6.95 | 5.87 | 6.08 | - | - | - | - | - | - |
| Other Current Assets | 68.13M | 69.95M | 33.08M | 84.98M | 100.24M | 111.51M | 185M | 176M | 201M |
| Total Non-Current Assets | 284.76M | 325.28M | 420.25M | 507.01M | 508.24M | 527.39M | 525M | 512M | 481M |
| Property, Plant & Equipment | 95.66M | 117.21M | 204.59M | 276.92M | 273.55M | 256.52M | 254M | 257M | 240M |
| Fixed Asset Turnover | 34.50x | 32.66x | 21.09x | 15.48x | 18.18x | 23.15x | 25.54x | 25.61x | 28.38x |
| Goodwill | 12.7M | 12.69M | 12.7M | 12.7M | 12.7M | 0 | 0 | 0 | 0 |
| Intangible Assets | 62K | 19.63M | 14K | 7K | 7K | 12.71M | 13M | 13M | 13M |
| Long-Term Investments | 168.51M | 166.47M | 193.01M | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Assets | 3.54M | 20.05M | 5.97M | 207.78M | 217.09M | 242.62M | 238M | 208M | 206M |
| Total Assets | 1.06B▲ 0% | 1.19B▲ 12.0% | 1.39B▲ 17.0% | 1.58B▲ 13.6% | 1.75B▲ 10.7% | 2.04B▲ 16.3% | 2.12B▲ 4.0% | 2.6B▲ 22.5% | 2.2B▼ 15.2% |
| Asset Turnover | 3.10x | 3.21x | 3.09x | 2.71x | 2.84x | 2.91x | 3.06x | 2.53x | 3.09x |
| Asset Growth % | 17.25% | 12.04% | 17.05% | 13.57% | 10.66% | 16.32% | 3.96% | 22.5% | -15.17% |
| Total Current Liabilities | 726.48M | 772.33M | 869.04M | 904.92M | 1.13B | 1.35B | 1.44B | 1.93B | 1.62B |
| Accounts Payable | 6.45M | 10.62M | 4.57M | 6.2M | 6.41M | 7.73M | 11M | 10M | 6M |
| Days Payables Outstanding | 0.86 | 1.23 | 0.47 | 0.65 | 0.56 | 0.57 | 0.74 | 0.66 | 0.37 |
| Short-Term Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Deferred Revenue (Current) | 0 | 0 | -15.14M | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Liabilities | 347.97M | 290.06M | 68.01M | 48.19M | 50.53M | 53.48M | 60M | 71M | 84M |
| Current Ratio | 1.07x | 1.12x | 1.12x | 1.19x | 1.10x | 1.12x | 1.11x | 1.08x | 1.06x |
| Quick Ratio | 1.00x | 1.06x | 1.05x | 1.19x | 1.10x | 1.12x | 1.11x | 1.08x | 1.06x |
| Cash Conversion Cycle | 44.11 | 42.84 | 45.33 | - | - | - | - | - | - |
| Total Non-Current Liabilities | 270.89M | 341.81M | 521.87M | 635.22M | 626.29M | 604.62M | 590M | 570M | 537M |
| Long-Term Debt | 104.4M | 144.4M | 269.4M | 369.4M | 369.4M | 369.4M | 369M | 369M | 369M |
| Capital Lease Obligations | 0 | 0 | 58.86M | 64.29M | 64.19M | 55.59M | 58M | 66M | 66M |
| Deferred Tax Liabilities | 9.71M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Liabilities | 166.49M | 197.41M | 193.61M | 201.53M | 192.69M | 179.63M | 163M | 135M | 102M |
| Total Liabilities | 997.37M | 1.11B | 1.39B | 1.54B | 1.75B | 1.96B | 2.03B | 2.5B | 2.16B |
| Total Debt | 104.4M | 144.4M | 328.26M | 433.69M | 433.59M | 424.99M | 427M | 435M | 435M |
| Net Debt | -249.86M | -182.37M | -39.08M | -121.16M | -142.22M | -307.84M | -266M | -604M | -207M |
| Debt / Equity | 1.57x | 1.86x | 80.48x | 9.83x | - | 5.23x | 4.54x | 4.48x | 9.46x |
| Debt / EBITDA | 0.70x | 0.72x | 1.52x | 1.92x | 2.05x | 1.46x | 1.63x | 2.70x | 12.43x |
| Net Debt / EBITDA | -1.69x | -0.90x | -0.18x | -0.54x | -0.67x | -1.06x | -1.02x | -3.75x | -5.91x |
| Interest Coverage | 41.50x | 40.07x | 25.80x | 24.61x | 23.57x | 18.27x | 9.33x | 5.50x | -0.42x |
| Total Equity | 66.32M▲ 0% | 77.68M▲ 17.1% | 4.08M▼ 94.7% | 44.13M▲ 981.9% | -1.77M▼ 104.0% | 81.28M▲ 4681.5% | 94M▲ 15.7% | 97M▲ 3.2% | 46M▼ 52.6% |
| Equity Growth % | 9.58% | 17.12% | -94.75% | 981.93% | -104.02% | 4681.45% | 15.66% | 3.19% | -52.58% |
| Book Value per Share | 1.61 | 1.87 | 0.10 | 1.14 | -0.05 | 2.10 | 2.45 | 2.55 | 1.21 |
| Total Shareholders' Equity | 66.32M | 77.68M | 4.08M | 44.13M | -1.77M | 81.28M | 94M | 97M | 46M |
| Common Stock | 555K | 555K | 555K | 555K | 555K | 555K | 1M | 1M | 1M |
| Retained Earnings | 296.8M | 397.95M | 499.47M | 575.03M | 553.59M | 655.19M | 739M | 738M | 638M |
| Treasury Stock | -256.36M | -357.57M | -544.1M | -626.98M | -665.09M | -725.53M | -831M | -864M | -850M |
| Accumulated OCI | -5K | -9K | 12K | 5K | -9K | -82K | 9K | 0 | 0 |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
NSP Cash Flow Statement
Insperity, Inc. (NSP) cash flow — operating, investing & free cash flow history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 204.43M | 184.48M | 205.15M | 346.35M | 260.15M | 347.69M | 198.49M | 520M | -278M |
| Operating CF Margin % | 6.19% | 4.82% | 4.75% | 8.08% | 5.23% | 5.85% | 3.06% | 7.9% | -4.08% |
| Operating CF Growth % | 54.08% | -9.76% | 11.21% | 68.83% | -24.89% | 33.65% | -42.91% | 161.98% | -153.46% |
| Net Income | 84.4M | 135.41M | 151.1M | 138.24M | 124.08M | 179.35M | 171.38M | 91M | -7M |
| Depreciation & Amortization | 18.18M | 22.84M | 28.72M | 31.19M | 38.55M | 40.66M | 42.71M | 44M | 45M |
| Stock-Based Compensation | 24.34M | 20.43M | 23.99M | 60.15M | 40.62M | 50.08M | 53M | 61M | 61M |
| Deferred Taxes | 9.74M | -4.53M | 4.86M | -5.65M | 4.71M | -10.64M | -4.81M | -14M | 12M |
| Other Non-Cash Items | 80K | 137K | -486K | 783K | 884K | 843K | 0 | 0 | 0 |
| Working Capital Changes | 67.67M | 10.2M | -3.04M | 121.65M | 51.31M | 87.4M | -63.78M | 338M | -389M |
| Change in Receivables | -63.7M | -66.64M | -65.16M | 73.03M | -120.56M | -109.46M | -71.11M | -135M | 3M |
| Change in Inventory | 108.54M | 38.15M | 59.55M | 0 | 186.16M | 0 | 0 | 0 | 0 |
| Change in Payables | 2.26M | 4.17M | -6.06M | 1.64M | 209K | 1.32M | 2.96M | -1M | -4M |
| Cash from Investing | -33.25M | -94.14M | -29.72M | -98.62M | -31.01M | -32.12M | -21.73M | -38M | -31M |
| Capital Expenditures | -33.34M | -35.33M | -56.31M | -98.16M | -32.91M | -30.33M | -40.12M | -38M | -31M |
| CapEx % of Revenue | 1.01% | 0.92% | 1.31% | 2.29% | 0.66% | 0.51% | 0.62% | 0.58% | 0.46% |
| Acquisitions | 278K | 151K | 21K | 0 | 51K | 1.79M | 0 | 0 | 0 |
| Investments | - | - | - | - | - | - | - | - | - |
| Other Investing | 278K | 151K | 0 | 43K | 0 | -1.79M | 0 | 0 | 0 |
| Cash from Financing | -102.95M | -104.48M | -118.35M | -53.58M | -208.07M | -141.15M | -155.01M | -173M | -90M |
| Debt Issued (Net) | 0 | 40M | 125M | 100M | 0 | 0 | 0 | 0 | 0 |
| Equity Issued (Net) | -38.73M | -113.33M | -203.04M | -99.42M | -69.72M | -73.28M | -131.52M | -63M | -19M |
| Dividends Paid | -65.77M | -33.41M | -48.62M | -61.87M | -144.18M | -76.59M | -84.22M | -89M | -90M |
| Share Repurchases | -38.73M | -113.33M | -203.04M | -99.42M | -69.72M | -73.28M | -131.52M | -63M | -19M |
| Other Financing | 1.55M | 2.26M | 8.31M | 7.7M | 5.83M | 8.73M | 60.73M | -21M | 19M |
| Net Change in Cash | 68.23M▲ 0% | -14.14M▼ 120.7% | 57.08M▲ 503.7% | 194.15M▲ 240.2% | 21.07M▼ 89.1% | 174.42M▲ 727.8% | 21.75M▼ 87.5% | 309M▲ 1321.0% | -384M▼ 224.3% |
| Free Cash Flow | 171.09M▲ 0% | 149.15M▼ 12.8% | 148.85M▼ 0.2% | 248.19M▲ 66.7% | 227.25M▼ 8.4% | 317.36M▲ 39.7% | 158.37M▼ 50.1% | 482M▲ 204.3% | -309M▼ 164.1% |
| FCF Margin % | 5.18% | 3.9% | 3.45% | 5.79% | 4.57% | 5.34% | 2.44% | 7.32% | -4.54% |
| FCF Growth % | 73.38% | -12.82% | -0.21% | 66.75% | -8.44% | 39.65% | -50.1% | 204.35% | -164.11% |
| FCF per Share | 4.15 | 3.60 | 3.69 | 6.39 | 5.83 | 8.22 | 4.13 | 12.68 | -8.13 |
| FCF Conversion (FCF/Net Income) | 2.42x | 1.36x | 1.36x | 2.51x | 2.10x | 1.94x | 1.16x | 5.71x | 39.71x |
| Interest Paid | 3.26M | 4.01M | 7.42M | 8.98M | 7.27M | 13M | 22.07M | 32M | 23M |
| Taxes Paid | 40.87M | 40.73M | 38.3M | 51.1M | 53.84M | 57M | 62.88M | 33M | 34M |
NSP Key Ratios
Insperity, Inc. (NSP) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 56.65% | 133.08% | 188.08% | 369.64% | 573.47% | 585.86% | 451.19% | 195.12% | 95.29% | -9.79% |
| Gross Margin | 16.71% | 17.35% | 17.81% | 16.99% | 18.82% | 16.49% | 17.03% | 15.99% | 15.99% | 13.21% |
| Net Margin | 2.24% | 2.56% | 3.54% | 3.5% | 3.22% | 2.5% | 3.02% | 2.64% | 1.38% | -0.1% |
| Debt / Equity | 1.72x | 1.57x | 1.86x | 80.48x | 9.83x | - | 5.23x | 4.54x | 4.48x | 9.46x |
| Interest Coverage | 44.90x | 41.50x | 40.07x | 25.80x | 24.61x | 23.57x | 18.27x | 9.33x | 5.50x | -0.42x |
| FCF Conversion | 2.01x | 2.42x | 1.36x | 1.36x | 2.51x | 2.10x | 1.94x | 1.16x | 5.71x | 39.71x |
| Revenue Growth | 12.97% | 12.2% | 16.01% | 12.7% | -0.64% | 16% | 19.42% | 9.21% | 1.46% | 3.51% |
NSP SEC Filings & Documents
Insperity, Inc. (NSP) SEC filings — annual & quarterly reports (10-K, 10-Q)
NSP Frequently Asked Questions
Insperity, Inc. (NSP) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
Insperity, Inc. (NSP) reported $6.81B in revenue for fiscal year 2025. This represents a 657% increase from $899.6M in 1996.
Insperity, Inc. (NSP) grew revenue by 3.5% over the past year. Growth has been modest.
Insperity, Inc. (NSP) reported a net loss of $7.0M for fiscal year 2025.
Dividend & Returns
Yes, Insperity, Inc. (NSP) pays a dividend with a yield of 8.24%. This makes it attractive for income-focused investors.
Insperity, Inc. (NSP) has a return on equity (ROE) of -9.8%. Negative ROE indicates the company is unprofitable.
Insperity, Inc. (NSP) had negative free cash flow of $309.0M in fiscal year 2025, likely due to heavy capital investments.
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