| Name | Market Cap | Current Price | P/E Ratio | Revenue Growth 1Y | Net Margin | ROE | FCF Yield | Debt/Equity |
|---|---|---|---|---|---|---|---|---|
| PACSPACS Group, Inc. | 6.17B | 39.37 | 103.61 | 31.44% | 1.36% | 13.79% | 4.88% | 4.31 |
| Dec 2022 | Dec 2023 | Dec 2024 | |
|---|---|---|---|
| Net Interest Income | -25.54M | -49.92M | -44.34M |
| NII Growth % | - | -0.95% | 0.11% |
| Net Interest Margin % | - | - | - |
| Interest Income | 0 | 0 | 0 |
| Interest Expense | 25.54M | 49.92M | 44.34M |
| Loan Loss Provision | 2B | 2.61B | 3.25B |
| Non-Interest Income | 2.42B | 3.11B | 4.09B |
| Non-Interest Income % | - | - | - |
| Total Revenue | 2.42B | 3.11B | 4.09B |
| Revenue Growth % | - | 0.28% | 0.31% |
| Non-Interest Expense | 171.32M | 239.3M | 669.57M |
| Efficiency Ratio | - | - | - |
| Operating Income | 229.36M | 207.77M | 123.07M |
| Operating Margin % | - | - | - |
| Operating Income Growth % | - | -0.09% | -0.41% |
| Pretax Income | 207.04M | 157.32M | 101.55M |
| Pretax Margin % | - | - | - |
| Income Tax | 56.55M | 44.44M | 46.21M |
| Effective Tax Rate % | - | - | - |
| Net Income | 150.5M | 112.87M | 55.76M |
| Net Margin % | - | - | - |
| Net Income Growth % | - | -0.25% | -0.51% |
| Net Income (Continuing) | 150.5M | 112.88M | 55.34M |
| EPS (Diluted) | 1.00 | 0.75 | 0.38 |
| EPS Growth % | - | -0.25% | -0.49% |
| EPS (Basic) | 1.00 | 0.75 | 0.38 |
| Diluted Shares Outstanding | 150.15M | 150.15M | 148.57M |
| Dec 2022 | Dec 2023 | Dec 2024 | |
|---|---|---|---|
| Cash & Short Term Investments | 1000K | 1000K | 1000K |
| Cash & Due from Banks | 66.12M | 73.42M | 157.67M |
| Short Term Investments | 0 | 0 | 0 |
| Total Investments | 48.31M | 55.96M | 0 |
| Investments Growth % | - | 0.16% | -1% |
| Long-Term Investments | 48.31M | 55.96M | 66.26M |
| Accounts Receivables | 1000K | 1000K | 1000K |
| Goodwill & Intangibles | - | - | - |
| Goodwill | 55.22M | 59.02M | 67.06M |
| Intangible Assets | 6.27M | 6.27M | 0 |
| PP&E (Net) | 1.78B | 2.59B | 3.99B |
| Other Assets | 65.32M | 84M | 186.23M |
| Total Current Assets | 511.16M | 722.15M | 938.26M |
| Total Non-Current Assets | 1.95B | 2.79B | 4.3B |
| Total Assets | 2.46B | 3.51B | 5.24B |
| Asset Growth % | - | 0.43% | 0.49% |
| Return on Assets (ROA) | 0.06% | 0.04% | 0.01% |
| Accounts Payable | 110.58M | 140.95M | 175.06M |
| Total Debt | 1.93B | 2.85B | 3.09B |
| Net Debt | 1.86B | 2.77B | 2.93B |
| Long-Term Debt | 438.34M | 715.71M | 2.94B |
| Short-Term Debt | 61.36M | 16.82M | 151.08M |
| Other Liabilities | 166.26M | 235.62M | 613.01M |
| Total Current Liabilities | 483.86M | 456.93M | 978.43M |
| Total Non-Current Liabilities | 1.91B | 2.95B | 3.55B |
| Total Liabilities | 2.39B | 3.41B | 4.53B |
| Total Equity | 68.65M | 101.73M | 715.69M |
| Equity Growth % | - | 0.48% | 6.04% |
| Equity / Assets (Capital Ratio) | - | - | - |
| Return on Equity (ROE) | 2.19% | 1.32% | 0.14% |
| Book Value per Share | 0.46 | 0.68 | 4.82 |
| Tangible BV per Share | - | - | - |
| Common Stock | 1K | 1K | 155K |
| Additional Paid-in Capital | 0 | 0 | 0 |
| Retained Earnings | 63.65M | 96.13M | 118.04M |
| Accumulated OCI | 0 | 0 | 0 |
| Treasury Stock | 0 | 0 | 0 |
| Preferred Stock | 0 | 0 | 0 |
| Dec 2022 | Dec 2023 | Dec 2024 | |
|---|---|---|---|
| Cash from Operations | 92.61M | 63.7M | 367.34M |
| Operating CF Growth % | - | -0.31% | 4.77% |
| Net Income | 150.5M | 112.87M | 55.76M |
| Depreciation & Amortization | 22.31M | 25.63M | 40.81M |
| Deferred Taxes | -1.92M | -9.92M | -44.48M |
| Other Non-Cash Items | 16.02M | 29.77M | 199.71M |
| Working Capital Changes | -94.29M | -94.66M | 0 |
| Cash from Investing | -75.32M | -172.79M | -442.68M |
| Purchase of Investments | 0 | -2.6M | -90.87M |
| Sale/Maturity of Investments | 0 | 0 | 0 |
| Net Investment Activity | - | - | - |
| Acquisitions | 0 | -127.02M | 0 |
| Other Investing | 2.92M | 2.61M | -285.34M |
| Cash from Financing | 12.35M | 129.59M | 117.48M |
| Dividends Paid | -60.28M | -80.39M | -33.72M |
| Share Repurchases | 0 | 0 | 0 |
| Stock Issued | 0 | 0 | 95.28M |
| Net Stock Activity | - | - | - |
| Debt Issuance (Net) | 1000K | 1000K | 0 |
| Other Financing | 3.25M | 587K | 151.2M |
| Net Change in Cash | 29.64M | 20.5M | 42.14M |
| Exchange Rate Effect | 0 | 0 | 0 |
| Cash at Beginning | 68.56M | 98.21M | 118.7M |
| Cash at End | 98.21M | 118.7M | 160.84M |
| Interest Paid | 25.91M | 50.56M | 0 |
| Income Taxes Paid | 42.55M | 60.01M | 0 |
| Free Cash Flow | 14.38M | 17.91M | 300.88M |
| FCF Growth % | - | 0.25% | 15.79% |
| Metric | 2022 | 2023 | 2024 |
|---|---|---|---|
| Return on Equity (ROE) | 219.22% | 132.5% | 13.64% |
| Return on Assets (ROA) | 6.11% | 3.78% | 1.27% |
| Net Interest Margin | -1.04% | -1.42% | -0.85% |
| Efficiency Ratio | 7.07% | 7.69% | 16.37% |
| Equity / Assets | 2.79% | 2.9% | 13.65% |
| Book Value / Share | 0.46 | 0.68 | 4.82 |
| NII Growth | - | -95.47% | 11.17% |
| Dividend Payout | 40.05% | 71.22% | - |
| 2024 | |
|---|---|
| Reportable | 4.09B |
| Reportable Growth | - |
PACS Group, Inc. (PACS) has a price-to-earnings (P/E) ratio of 103.6x. This suggests investors expect higher future growth.
PACS Group, Inc. (PACS) grew revenue by 31.4% over the past year. This is strong growth.
Yes, PACS Group, Inc. (PACS) is profitable, generating $120.9M in net income for fiscal year 2024 (1.4% net margin).
Yes, PACS Group, Inc. (PACS) pays a dividend with a yield of 0.58%. This makes it attractive for income-focused investors.
PACS Group, Inc. (PACS) has a return on equity (ROE) of 13.6%. This is reasonable for most industries.
PACS Group, Inc. (PACS) has a net interest margin (NIM) of -0.8%. NIM has been under pressure due to interest rate environment.
PACS Group, Inc. (PACS) has an efficiency ratio of 16.4%. This is excellent, indicating strong cost control.