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PLBCPlumas Bancorp
$62.54$436M
Overview & Tools
OverviewChart Terminal ↗Visualize
Valuation & Forecasts
Valuation ModelsEstimatesDCF Model
Price & Analyst Data
Analyst TargetsPrice History
Financial Statements
Income StatementBalance SheetCash FlowRatios & Margins
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P/E HistoryRevenue HistoryEarnings HistoryDividend HistoryTotal Return
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PLBC logo

Plumas Bancorp

PLBC
NASDAQ · Regional Banks
$62.54
At close - Oct 2, 4:00 PM EDT - USD
Market Cap$436M
P/E13.8x
52W High$64.00
Volume27.8K
OverviewTerminalAnalysisFinancialsValuationEarningsBreakoutsOwnership
VCP Research Verdict2026Q1

Strategic Expansion Drives Plumas Bancorp Growth Trajectory

Plumas Bancorp is successfully leveraging its expansion into the Reno-Sparks corridor to drive asset growth, which reached $2.2 billion by 2026Q1. While the bank maintains a robust capital position with an equity-to-assets ratio of 12%, investors should monito...

GrowthAccelerating
ProfitabilityStrong
ValuationReview
TechnicalsStrong
Explore valuation models
MARKET ACTION

PLBC price & volume

Price trend, volume and key moving averages

Launch Terminal
Loading chart...
Decision Checklist4 Core Signals

What matters now

The signals most likely to change the investment case.

01

Earnings momentum

8/12 Beats

EPS beat 8 of last 12 quarters

02

Valuation risk

In Line

P/E is in line with peer median

03

Market leadership

RS 79 · Avg

Average momentum (RS Rating: 79)

04

Strong Uptrend

Strong Trend

Price > 20DMA > 50DMA > 200DMA

Next CatalystEstimated earnings · Oct 15

Market performance

Price History →

Trailing total returns as of 10/3/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).

YTD Return
PLBC+44.55%
S&P 500 (^GSPC)+12.66%
1-Year Return
PLBC+51.01%
S&P 500 (^GSPC)+15.01%
3-Year Return
PLBC+95.79%
S&P 500 (^GSPC)+82.72%
5-Year Return
PLBC+108.55%
S&P 500 (^GSPC)+78.69%
02

Test the fundamentals

Check whether operating performance supports the current valuation.

VALUATION & INTRINSIC VALUE

Valuation Scenarios

Valuation Analysis
Trailing P/E5Y High
13.8x
Forward P/EExpansion
10.8x
EV/EBITDA100th %ile
11.9x
FCF YieldCash Flow
4.7%

Valuation vs 5-Year History

Multiple Range
Metric
Current
5Y Median
Historical Range
Percentile
P/E
13.8x
9.0x
100th· High
EV/EBITDA
11.9x
6.6x
100th· High
Price/FCF
21.5x
9.5x
100th· High
Current Multiple
5Y Median (50th %ile)

Intrinsic Value Scenarios

DCF Projection
No DCF Model AvailableIntrinsic value modeling is not supported for this equity.

Growth & profitability

Annual revenue & EPS trend
Revenue
$94M+51.6% YoY
Net income
$30M+3.5% YoY
Free cash flow
$20M-32.0% YoY
Operating margin
36.6%-17.0 pts YoY
ROIC (TTM)9.2%
Avg ROIC 5Y-
ROE (TTM)13.5%
Piotroski Score3 / 9
Financial Statements →
03

Monitor what changed

Recent results and news deserve attention only when they alter the forward view.

OPERATING RESULTS

Recent Earnings

Earnings History
EPS Beat Rate8/12 (73%)
Revenue Beat Rate8/12 (73%)
QuarterEPS (Act vs Est)Revenue (Act vs Est)
Q3 2026Latest
Jul 15, 2026
$1.41+2.9%
vs $1.37
$29M+2.7%
vs $28M
Q2 2026
Apr 15, 2026
$1.38+5.3%
vs $1.31
$28M+4.4%
vs $27M
Q2 2026
Mar 19, 2026
$1.58+17.0%
vs $1.35
$33M+21.7%
vs $27M
Q1 2026
Jan 21, 2026
$1.56+15.6%
vs $1.35
$28M+3.0%
vs $27M
Historical baseline: 12 quarters analyzedGAAP / Adjusted
MARKET COVERAGE

Latest News

5 Stories
Zacks Investment Research·1d ago
Why Plumas Bancorp (PLBC) is a Great Dividend Stock Right Now

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Plumas Bancorp (PLBC) have what it takes?

Zacks Investment Research·Sep 15, 2026
Why Plumas Bancorp (PLBC) is a Top Dividend Stock for Your Portfolio

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Plumas Bancorp (PLBC) have what it takes?

Defense World·Sep 3, 2026
8,874 Shares in Plumas Bancorp $PLBC Bought by Hsbc Holdings PLC

Hsbc Holdings PLC acquired a new stake in Plumas Bancorp (NASDAQ: PLBC) in the undefined quarter, according to the company in its most recent Form 13F filing with the Securities and Exchange Commission. The fund acquired 8,874 shares of the financial services provider's stock, valued at approximately $516,000. Hsbc Holdings PLC owned 0.13%

GlobeNewsWire·Sep 1, 2026
Plumas Bancorp Releases 2026 Corporate Citizenship Report Highlighting Long-Term Value Creation, Community Impact and Sustainable Growth

RENO, Nev., Sept. 01, 2026 (GLOBE NEWSWIRE) -- Plumas Bancorp (Nasdaq: PLBC), the parent company of Plumas Bank, today announced the release of its 2026 Corporate Citizenship Report, an in-depth look at the company's approach to community banking, workforce development, governance, client service, innovation and community investment.

Filtered for Plumas BancorpMore Headlines
04

Compare before deciding

Benchmark PLBC against direct peers instead of judging its metrics in isolation.

Peers Comparison

Key metrics vs top competitors for Plumas Bancorp (PLBC)

Full Screener →
CompanyPriceMarket CapP/E RatioRev Growth (1Y)Net MarginROEDiv Yield
PLBC logoPLBCPlumas BancorpCurrent
$62.54$435.79M13.7851.65%27.36%13.49%1.89%
BSVN logoBSVNBank7 Corp.
$55.48$528.13M12.33-1.1%31.77%18.18%—
HAFC logoHAFCHanmi Financial Corporation
$31.67$942.7M12.6215.63%23.16%11.2%—
CVBF logoCVBFCVB Financial Corp.
$22.28$3.2B14.667.23%29.31%8.22%—
WAFD logoWAFDWaFd, Inc.
$30.80$2.28B11.710.42%18.26%8.36%—
BANR logoBANRBanner Corporation
$67.88$2.31B12.04-0.08%31.24%10.65%—

Compare PLBC vs Peers

Plumas Bancorp (PLBC) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.

Closest Rival

vs BSVN

Most directly comparable listed peer for PLBC.

Scale Benchmark

vs NDAQ

Larger-name benchmark to compare PLBC against a more recognizable public peer.

Peer Set

Compare Top 5

vs BSVN, HAFC, CVBF, WAFD

05

Keep researching

Verify the primary filings, follow material updates, and answer the remaining questions.

PLBC SEC Filings & Documents

Plumas Bancorp (PLBC) SEC filings — annual & quarterly reports (10-K, 10-Q)

8-K Announcements

6
Material company update

Jul 16, 2026·SEC

Material company update

Jul 15, 2026·SEC

Material company update

Jul 15, 2026·SEC

10-K Annual Reports

2
FY 2026

Mar 19, 2026·SEC

FY 2025

Mar 19, 2025·SEC

10-Q Quarterly Reports

4
FY 2026

May 6, 2026·SEC

FY 2025

Nov 5, 2025·SEC

FY 2025

Aug 6, 2025·SEC

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PLBC Frequently Asked Questions

Plumas Bancorp (PLBC) stock FAQ — growth, dividends, profitability & financials explained

Growth & Financials
How fast is Plumas Bancorp growing?

Plumas Bancorp (PLBC) grew revenue by 51.6% over the past year. This is strong growth.

Is PLBC profitable?

Yes, Plumas Bancorp (PLBC) is profitable, generating $32.2M in net income for fiscal year 2025 (27.4% net margin).

Dividend & Returns
Does PLBC pay dividends?

Yes, Plumas Bancorp (PLBC) pays a dividend with a yield of 1.89%. This makes it attractive for income-focused investors.

What is PLBC's return on equity?

Plumas Bancorp (PLBC) has a return on equity (ROE) of 13.5%. This is reasonable for most industries.

Industry Metrics
What is Plumas Bancorp's net interest margin?

Plumas Bancorp (PLBC) has a net interest margin (NIM) of 4.0%. This indicates healthy earnings from lending activities.

What is Plumas Bancorp's efficiency ratio?

Plumas Bancorp (PLBC) has an efficiency ratio of 44.3%. This is excellent, indicating strong cost control.

What if you invested $1,000 in PLBC back in 2001?

Total return calculator · dividends reinvested · 25+ years of data

See returns →