| Name | Market Cap | Current Price | P/E Ratio | Revenue Growth 1Y | Net Margin | ROE | FCF Yield | Debt/Equity |
|---|---|---|---|---|---|---|---|---|
| TWFGTWFG, Inc. Common Stock | 415.39M | 27.64 | 153.56 | 16.01% | 3.03% | 2.23% | 8.97% | 0.04 |
| AJGArthur J. Gallagher & Co. | 68.01B | 264.84 | 40.56 | 14.72% | 13.16% | 7.12% | 3.59% | 0.67 |
| ERIEErie Indemnity Company | 13.04B | 282.30 | 24.59 | 16.72% | 15.6% | 28.06% | 3.73% | 0.00 |
| BROBrown & Brown, Inc. | 27.18B | 79.61 | 23.01 | 12.05% | 18.75% | 8.04% | 4.02% | 0.63 |
| RELIReliance Global Group, Inc. | 5.09M | 0.52 | -0.06 | 2.35% | -53.39% | -103.83% | 4.35 |
| Aug 2015 | Aug 2016 | Aug 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 75.6K | 18.9K | 39.07K | 20.65K | 4.45M | 7.3M | 9.71M | 11.76M | 13.73M | 14.05M |
| Revenue Growth % | -0.65% | -0.75% | 1.07% | -0.47% | 214.53% | 0.64% | 0.33% | 0.21% | 0.17% | 0.02% |
| Medical Costs & Claims | 114.67K | 19.04K | 3.08K | 101.89K | 3.02M | 5.22M | 7.1M | 10.65M | 11.24M | 11.42M |
| Medical Cost Ratio % | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | -39.06K | -141 | 35.99K | -81.24K | 1.43M | 2.07M | 2.61M | 1.11M | 2.5M | 2.64M |
| Gross Margin % | - | - | - | - | - | - | - | - | - | - |
| Gross Profit Growth % | -1.32% | 1% | 256.27% | -3.26% | 18.58% | 0.45% | 0.26% | -0.57% | 1.24% | 0.06% |
| Operating Expenses | 591.06K | 833.4K | 501.32K | 1.44M | 4.53M | 5.7M | 5.52M | 7.69M | 16.38M | 10.33M |
| OpEx / Revenue % | - | - | - | - | - | - | - | - | - | - |
| Depreciation & Amortization | 339.19K | 852.45K | 504.39K | 1.07M | 727.98K | 1.33M | 1.61M | 2.56M | 2.61M | 1.79M |
| Combined Ratio % | - | - | - | - | - | - | - | - | - | - |
| Operating Income | -630.13K | -833.55K | -960.56K | 88.42K | -3.1M | -3.63M | -2.91M | -6.58M | -13.88M | -7.7M |
| Operating Margin % | - | - | - | - | - | - | - | - | - | - |
| Operating Income Growth % | -0.83% | -0.32% | -0.15% | 1.09% | -36.1% | -0.17% | 0.2% | -1.26% | -1.11% | 0.45% |
| EBITDA | -290.94K | 18.9K | -456.17K | 1.16M | -2.38M | -2.3M | -1.31M | -4.02M | -11.27M | -5.91M |
| EBITDA Margin % | - | - | - | - | - | - | - | - | - | - |
| Interest Expense | 0 | 0 | 179.66K | 0 | 0 | 0 | 0 | 918.03K | 1.66M | 1.58M |
| Non-Operating Income | 0 | 0 | 1.44M | 290.26K | 0 | 0 | 0 | -29.06M | -5.51M | -207.34K |
| Pretax Income | -623.93K | -833.55K | -2.58M | -961.62K | -3.5M | -3.68M | -21.1M | 21.56M | -10.03M | -9.07M |
| Pretax Margin % | - | - | - | - | - | - | - | - | - | - |
| Income Tax | 0 | 0 | 0 | -1.05M | 0 | 0 | 0 | 0 | 0 | 0 |
| Effective Tax Rate % | - | - | - | - | - | - | - | - | - | - |
| Net Income | -623.93K | -833.55K | -2.58M | 421.75K | -3.5M | -3.68M | -21.1M | 6.47M | -12.01M | -9.07M |
| Net Margin % | - | - | - | - | - | - | - | - | - | - |
| Net Income Growth % | -0.82% | -0.34% | -2.09% | 1.16% | -9.29% | -0.05% | -4.73% | 1.31% | -2.86% | 0.24% |
| EPS (Diluted) | -28.80 | -37.79 | -115.52 | 6723.61 | -18.22 | -8.16 | -57.57 | 31.63 | -10.23 | -9.01 |
| EPS Growth % | -0.73% | -0.31% | -2.06% | 59.2% | -1% | 0.55% | -6.06% | 1.55% | -1.32% | 0.12% |
| EPS (Basic) | -28.80 | -37.79 | -115.52 | 6723.61 | -18.22 | -8.16 | -57.57 | 31.63 | -10.23 | -9.01 |
| Diluted Shares Outstanding | 21.67K | 22.06K | 22.32K | 63 | 191.85K | 390.87K | 673.14K | 1.09M | 1.17M | 1.01M |
| Aug 2015 | Aug 2016 | Aug 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | 1.35M | 993.76K | 241.58K | 2.49M | 16.99M | 18.04M | 27.68M | 38.43M | 23.02M | 17.32M |
| Asset Growth % | -0.24% | -0.26% | -0.76% | 9.31% | 5.83% | 0.06% | 0.53% | 0.39% | -0.4% | -0.25% |
| Total Investment Assets | 0 | 0 | 0 | -73.48K | 0 | 1.35M | 1.35M | 900K | 0 | 0 |
| Long-Term Investments | 0 | 0 | 0 | -73.48K | 0 | 1.35M | 1.35M | 900K | 0 | 0 |
| Short-Term Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Current Assets | 7.37K | 2.07K | 93.43K | 118.53K | 646.96K | 1.44M | 7.98M | 3.27M | 4.38M | 3.99M |
| Cash & Equivalents | 7.37K | 2.07K | 68.93K | 11.23K | 6.7K | 45.21K | 4.14M | 505.41K | 1.33M | 372.69K |
| Receivables | 0 | 0 | 24.5K | 0 | 123.06K | 868.37K | 1000K | 1000K | 1000K | 1000K |
| Other Current Assets | 0 | 0 | 0 | 106.07K | 484.88K | 484.37K | 484.54K | 1.74M | 1.74M | 2.11M |
| Goodwill & Intangibles | 0 | 0 | 0 | 2.31M | 15.18M | 14.74M | 17.13M | 27.73M | 17.74M | 12.12M |
| Goodwill | 0 | 0 | 0 | 1.71M | 8.55M | 8.76M | 10.05M | 14.29M | 6.69M | 6.69M |
| Intangible Assets | 0 | 0 | 0 | 604.49K | 6.63M | 5.98M | 7.08M | 13.44M | 11.04M | 5.42M |
| PP&E (Net) | 1.34M | 991.69K | 148.15K | 59.73K | 1.16M | 512.69K | 1.2M | 1.18M | 879.83K | 1.19M |
| Other Assets | 0 | -993.76K | -241.58K | 3.78K | 1.98K | 1.8K | 16.79K | 5.35M | 20.29K | 21.79K |
| Total Liabilities | 1.35K | 6.63K | 1.82M | 146.99K | 16.35M | 18.11M | 53.74M | 29.52M | 15.87M | 14.32M |
| Total Debt | 0 | 0 | 170.27K | 2.67M | 13.34M | 13.97M | 9.43M | 17.57M | 14.54M | 13.03M |
| Net Debt | -7.37K | -2.07K | 101.34K | 2.66M | 13.33M | 13.92M | 5.3M | 17.06M | 13.21M | 12.66M |
| Long-Term Debt | 0 | 0 | 0 | 1.62M | 8.42M | 8.03M | 7.44M | 13.97M | 11.92M | 9.9M |
| Short-Term Debt | 0 | 0 | 170.27K | 1.05M | 4.34M | 5.5M | 913.92K | 2.54M | 1.85M | 2.05M |
| Total Current Liabilities | 1.35K | 6.63K | 1.82M | 1.17M | 4.67M | 6.88M | 44.98M | 7.84M | 3.19M | 3.57M |
| Accounts Payable | 1.35K | 6.63K | 7.19K | 14.89K | 102.11K | 980.94K | 547.12K | 747.47K | 635.34K | 936.95K |
| Deferred Revenue | 0 | 0 | 9.35K | 87.61K | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Liabilities | 0 | 0 | 1.63M | 35.41K | 0 | 0 | 40.95M | 3.91M | 216.06K | 58.83K |
| Deferred Taxes | 0 | 0 | 0 | -1.87K | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Liabilities | 0 | -6.63K | 0 | 0 | 2.85M | 2.93M | 516.02K | 6.99M | 268.99K | 326 |
| Total Equity | 1.34M | 985.06K | -1.48M | 59.73K | 642.32K | -63.01K | -26.07M | 8.91M | 7.15M | 3M |
| Equity Growth % | -0.23% | -0.27% | -2.5% | 1.04% | 9.75% | -1.1% | -412.67% | 1.34% | -0.2% | -0.58% |
| Shareholders Equity | 1.34M | 987.13K | -1.58M | 70.96K | 642.32K | -63.01K | -26.07M | 8.91M | 7.15M | 3M |
| Minority Interest | 0 | -2.07K | 101.34K | -11.23K | 0 | 0 | 0 | 0 | 0 | 0 |
| Retained Earnings | -1.14M | -1.98M | -4.55M | 57.85K | -8.78M | -12.36M | -33.46M | -26.99M | -39M | -48.07M |
| Common Stock | 27.99K | 28.58K | 28.79K | 265.7K | 352.74K | 363.52K | 62.81K | 104.88K | 24.09K | 193.48K |
| Accumulated OCI | -50K | -50K | -50K | 57.85K | 0 | 0 | 0 | 0 | 0 | 0 |
| Return on Equity (ROE) | -0.4% | -0.72% | - | 7.06% | -9.96% | -12.71% | - | 0.73% | -1.5% | -1.79% |
| Return on Assets (ROA) | -0.4% | -0.71% | -4.17% | 0.31% | -0.36% | -0.21% | -0.92% | 0.2% | -0.39% | -0.45% |
| Equity / Assets | - | - | - | - | - | - | - | - | - | - |
| Debt / Equity | - | - | - | 44.77x | 20.77x | - | - | 1.97x | 2.03x | 4.35x |
| Book Value per Share | 62.04 | 44.65 | -66.19 | 952.21 | 3.35 | -0.16 | -38.72 | 8.14 | 6.09 | 2.98 |
| Tangible BV per Share | - | - | - | - | - | - | - | - | - | - |
| Aug 2015 | Aug 2016 | Aug 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | -41.23K | -115.3K | -140.64K | -252.7K | -373.93K | -468.46K | -2.25M | -3.19M | -847.97K | -2.52M |
| Operating CF Growth % | 0.47% | -1.8% | -0.22% | -0.8% | -0.48% | -0.25% | -3.81% | -0.42% | 0.73% | -1.97% |
| Operating CF / Revenue % | - | - | - | - | - | - | - | - | - | - |
| Net Income | -623.93K | -833.55K | -2.58M | 421.75K | -3.5M | -3.7M | -21.1M | 6.47M | -12.01M | -9.07M |
| Depreciation & Amortization | 339.19K | 346.4K | 324.17K | 88.42K | 727.98K | 1.33M | 1.61M | 2.8M | 2.61M | 1.79M |
| Stock-Based Compensation | 174.5K | 366.58K | 0 | 548.25K | 1.05M | 1.47M | 749.13K | 1.25M | 875.11K | 533.63K |
| Deferred Taxes | 0 | 0 | 0 | 0 | 593.79K | -508.7K | 17.65M | 0 | 0 | 0 |
| Other Non-Cash Items | 165.88K | 366.58K | 2.1M | -578.33K | 842.67K | 23.28K | -329.32K | -14.61M | 7.99M | 4.19M |
| Working Capital Changes | 77.63K | 5.28K | 9.91K | -13.62K | -90.27K | 919.55K | -834.74K | 904.89K | -316.67K | 49.7K |
| Cash from Investing | 0 | 0 | 0 | 5K | -11.88M | -1.95M | -2.3M | -24.64M | 710.19K | -83.23K |
| Capital Expenditures | 0 | 0 | 0 | -56.19K | -562.33K | 0 | -690.77K | -953.56K | -22.86K | -24.26K |
| Acquisitions | 0 | 0 | 0 | 5K | -11.32M | -1.95M | -1.61M | -24.14M | 0 | 0 |
| Purchase of Investments | 0 | 0 | 0 | 0 | 0 | -1.35M | 0 | 24.64M | 0 | 0 |
| Sale/Maturity of Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 450K | 900K | 0 |
| Other Investing | 0 | 0 | 0 | -2.28K | 0 | 1.35M | -619.67K | -24.64M | -166.95K | -58.97K |
| Cash from Financing | 38K | 110K | 207.5K | 190K | 12.64M | 2.45M | 8.64M | 25.12M | 966.92K | 1.66M |
| Dividends Paid | 0 | 0 | 0 | -66.65K | 0 | 0 | 0 | 0 | 0 | 0 |
| Share Repurchases | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Stock Issued | 38K | 110K | 12.5K | 190K | 2.57M | 1.2M | 10.5M | 17.87M | 3.45M | 3.71M |
| Debt Issuance (Net) | 0 | 0 | 195K | 0 | 1000K | -188.8K | -1000K | 1000K | -1000K | -1000K |
| Other Financing | 0 | 0 | 12.5K | 256.65K | -216.13K | 2.64M | -452.24K | 603.02K | 591.35K | 0 |
| Net Change in Cash | -3.23K | -5.3K | 66.86K | -57.7K | 390.38K | 38K | 4.09M | -2.71M | 829.14K | -941.22K |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 10.6K | 7.37K | 2.07K | 68.93K | 101.21K | 491.58K | 529.58K | 4.62M | 1.91M | 2.74M |
| Cash at End | 7.37K | 2.07K | 68.93K | 11.23K | 491.58K | 529.58K | 4.62M | 1.91M | 2.74M | 1.8M |
| Free Cash Flow | -41.23K | -115.3K | -140.64K | -308.9K | -936.26K | -468.46K | -2.94M | -3.99M | -1.04M | -2.6M |
| FCF Growth % | 0.51% | -1.8% | -0.22% | -1.2% | -2.03% | 0.5% | -5.28% | -0.36% | 0.74% | -1.5% |
| FCF Margin % | - | - | - | - | - | - | - | - | - | - |
| FCF per Share | -1.9 | -5.23 | -6.3 | -4.92K | -4.88 | -1.2 | -4.37 | -3.65 | -0.88 | -2.58 |
| Metric | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|
| Combined Ratio | 933.46% | 4510.3% | 1291.06% | 7456.76% | 169.74% | 149.7% | 129.99% | 155.95% | 201.07% | 154.75% |
| Medical Cost Ratio | 151.67% | 100.75% | 7.87% | 493.43% | 67.9% | 71.59% | 73.12% | 90.54% | 81.82% | 81.23% |
| Return on Equity (ROE) | -40.26% | -71.57% | - | 706.11% | -995.79% | -1270.95% | - | 72.56% | -149.58% | -178.85% |
| Return on Assets (ROA) | -40.11% | -71.27% | -417.45% | 30.88% | -35.88% | -21.01% | -92.29% | 19.56% | -39.09% | -44.99% |
| Equity / Assets | 99.9% | 99.12% | -611.58% | 2.4% | 3.78% | -0.35% | -94.18% | 23.19% | 31.06% | 17.31% |
| Book Value / Share | 62.04 | 44.65 | -66.19 | 952.21 | 3.35 | -0.16 | -38.72 | 8.14 | 6.09 | 2.98 |
| Debt / Equity | - | - | - | 44.77x | 20.77x | - | - | 1.97x | 2.03x | 4.35x |
| Revenue Growth | -64.53% | -75% | 106.71% | -47.14% | 21453.44% | 63.95% | 33.07% | 21.13% | 16.75% | 2.35% |
| 2020 | |
|---|---|
| Property and Casualty | 1.06M |
| Property and Casualty Growth | - |
Reliance Global Group, Inc. (RELI) grew revenue by 2.3% over the past year. Growth has been modest.
Reliance Global Group, Inc. (RELI) reported a net loss of $7.0M for fiscal year 2024.
Reliance Global Group, Inc. (RELI) has a return on equity (ROE) of -178.8%. Negative ROE indicates the company is unprofitable.
Reliance Global Group, Inc. (RELI) has a combined ratio of 154.8%. A ratio above 100% means claims and expenses exceed premiums.