Saia, Inc.(SAIA)Earnings, Financials & Key Ratios

SAIA•NASDAQ

$449.40

$11.99B mkt cap·47.2× P/E·Price updated May 6, 2026

SectorIndustrials IndustryTrucking Sub-IndustryNetwork LTL and Regional Carriers

AboutSaia, Inc., through its subsidiaries, operates as a transportation company in North America. The company provides less-than-truckload services for shipments between 400 and 10,000 pounds; and other value-added services, including non-asset truckload, expedited, and logistics services. As of December 31, 2021, it operated 176 owned and leased facilities; and owned approximately 5,600 tractors and 19,300 trailers. The company was formerly known as SCS Transportation, Inc. and changed its name to Saia, Inc. in July 2006. Saia, Inc. was founded in 1924 and is headquartered in Johns Creek, Georgia.Show more

Revenue$3.23B+0.8%
EBITDA$601M-13.2%
Net Income$255M-29.6%
EPS (Diluted)9.52-29.6%
Gross Margin23.66%+17.8%
EBITDA Margin18.58%-13.9%
Operating Margin10.89%-27.5%
Net Margin7.89%-30.1%
ROE10.43%-38.7%
ROIC9.45%-42.5%
Debt/Equity0.16+15.5%
Interest Coverage21.52-60.4%

Analysis→Technical→

SAIA Key Insights

Saia, Inc. (SAIA) fundamental analysis — strengths, weaknesses & financial health based on data analysis

✓Strengths

✓Momentum leader: RS Rating 82 (top 18%)
✓High quality earnings: Operating CF exceeds net income
✓Strong 5Y sales CAGR of 12.2%
✓Good 3Y average ROE of 15.9%
✓Healthy 5Y average net margin of 11.1%
✓Trading near 52-week high

✗Weaknesses

No significant weaknesses identified

* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.

SAIA Price & Volume

Saia, Inc. (SAIA) stock price & volume — 10-year historical chart

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SAIA Growth Metrics

Saia, Inc. (SAIA) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR

Revenue CAGR

10 Years10.23%

5 Years12.16%

3 Years5.02%

TTM0.34%

Profit CAGR

10 Years16.58%

5 Years13.01%

3 Years-10.64%

TTM-20.58%

EPS CAGR

10 Years15.99%

5 Years12.86%

3 Years-10.77%

TTM-20.6%

Return on Capital

10 Years17.52%

5 Years20.77%

3 Years17.46%

Last Year11.54%

SAIA Recent Earnings

Saia, Inc. (SAIA) EPS & revenue vs analyst estimates — last 4 quarters

Full history →

●Beat EPS 6/12 qtrs (50%)●Beat Revenue 7/12 qtrs (58%)

Q2 2026Latest

Apr 30, 2026

EPS

$1.86

Est $1.82

+2.2%

Revenue

$806M

Est $789M

+2.2%

Q1 2026

Feb 10, 2026

EPS

$1.77

Est $1.90

-6.8%

Revenue

$790M

Est $774M

+2.1%

Q4 2025

Oct 30, 2025

EPS

$2.81

Est $2.52

+11.5%

Revenue

$840M

Est $826M

+1.6%

Q3 2025

Jul 25, 2025

EPS

$2.67

Est $2.39

+11.7%

Revenue

$817M

Est $820M

-0.3%

Quarter	Date	EPS (Act vs Est)	Revenue (Act vs Est)
Q2 2026Latest	Apr 30, 2026	$1.86vs $1.82+2.2%	$806Mvs $789M+2.2%
Q1 2026	Feb 10, 2026	$1.77vs $1.90-6.8%	$790Mvs $774M+2.1%
Q4 2025	Oct 30, 2025	$2.81vs $2.52+11.5%	$840Mvs $826M+1.6%
Q3 2025	Jul 25, 2025	$2.67vs $2.39+11.7%	$817Mvs $820M-0.3%

Based on last 12 quarters of dataView full earnings history →

Company	Market Cap	Stock Price	P/E Ratio (TTM)	Revenue Growth 1Y	Net Margin	Return on Equity (ROE)	Debt / Equity
ODFLOld Dominion Freight Line, Inc.Direct Competitor	41.81B	200.62	41.54	-5.48%	18.63%	24.03%	0.03
XPOXPO Logistics, Inc.Direct Competitor	24.84B	211.58	80.14	1.05%	4.19%	19.04%	2.53
ARCBArcBest CorporationDirect Competitor	2.72B	121.82	46.50	-4.04%	1.38%	4.3%	0.52
WERNWerner Enterprises, Inc.Direct Competitor	2.18B	36.40	-151.67	-1.84%	-0.48%	-1%	0.54
TFIITFI International Inc.Direct Competitor	11.45B	139.27	26.78	31.1%	3.92%	12.78%	1.38
FWRDForward Air CorporationProduct Competitor	572.92M	18.36	-5.28	0.84%	-4.32%	-66.68%	13.36
MRTNMarten Transport, Ltd.Product Competitor	1.23B	15.06	71.71	-8.31%	1.97%	2.27%	0.00
HTLDHeartland Express, Inc.Product Competitor	1.01B	13.10	-19.55	-23.08%	-6.51%	-6.71%	0.21

Compare SAIA vs Peers

Saia, Inc. (SAIA) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.

Closest Rival

vs ODFL

Most directly comparable listed peer for SAIA.

Scale Benchmark

vs AMZN

Larger-name benchmark to compare SAIA against a more recognizable public peer.

Peer Set

Compare Top 5

vs ODFL, XPO, ARCB, WERN

SAIA Income Statement

Saia, Inc. (SAIA) annual income statement — 10-year revenue, gross profit & net income history

10Y historyFree accessUpdated daily

Line item	Dec'17	Dec'18	Dec'19	Dec'20	Dec'21	Dec'22	Dec'23	Dec'24	Dec'25	TTM
Sales/Revenue	1.4B	1.65B	1.79B	1.82B	2.29B	2.79B	2.88B	3.21B	3.23B	3.25B
Revenue Growth %	12.34%	17.74%	8.04%	1.99%	25.59%	21.99%	3.2%	11.37%	0.79%	0.34%
Cost of Goods Sold	1.23B	1.42B	1.54B	1.54B	1.84B	2.2B	2.28B	2.56B	2.47B	2.65B
COGS % of Revenue	87.54%	86.09%	86.03%	84.42%	80.26%	78.83%	79.21%	79.92%	76.34%	-
Gross Profit	175.02M▲ 0%	230.07M▲ 31.5%	249.65M▲ 8.5%	283.85M▲ 13.7%	451.69M▲ 59.1%	590.96M▲ 30.8%	598.93M▲ 1.3%	644.41M▲ 7.6%	765.19M▲ 18.7%	598.63M▲ 0%
Gross Margin %	12.46%	13.91%	13.97%	15.58%	19.74%	21.17%	20.79%	20.08%	23.66%	18.4%
Gross Profit Growth %	9.73%	31.45%	8.51%	13.7%	59.13%	30.83%	1.35%	7.59%	18.74%	-
Operating Expenses	80.31M	88.89M	97.07M	103.53M	116.55M	120.47M	138.44M	162.25M	412.99M	248.81M
OpEx % of Revenue	5.72%	5.37%	5.43%	5.68%	5.09%	4.31%	4.8%	5.06%	12.77%	-
Selling, General & Admin	37.16M	38.42M	43.07M	49.76M	61.34M	56.6M	67.98M	77.65M	1.58B	46.44M
SG&A % of Revenue	2.65%	2.32%	2.41%	2.73%	2.68%	2.03%	2.36%	2.42%	48.85%	-
Research & Development	0	0	0	0	0	0	0	0	0	0
R&D % of Revenue	-	-	-	-	-	-	-	-	-	-
Other Operating Expenses	43.15M	50.47M	53.99M	53.77M	55.2M	63.87M	70.45M	84.61M	-1.17B	3M
Operating Income	94.71M▲ 0%	141.18M▲ 49.1%	152.59M▲ 8.1%	180.32M▲ 18.2%	335.14M▲ 85.9%	470.49M▲ 40.4%	460.5M▼ 2.1%	482.16M▲ 4.7%	352.2M▼ 27.0%	349.82M▲ 0%
Operating Margin %	6.74%	8.54%	8.54%	9.89%	14.64%	16.85%	15.98%	15.02%	10.89%	10.75%
Operating Income Growth %	19.68%	49.06%	8.08%	18.18%	85.86%	40.39%	-2.12%	4.7%	-26.95%	-
EBITDA	181.81M	243.33M	271.72M	314.98M	476.84M	627.69M	639.34M	692.26M	600.77M	601.54M
EBITDA Margin %	12.94%	14.71%	15.21%	17.28%	20.83%	22.48%	22.19%	21.57%	18.58%	18.49%
EBITDA Growth %	17.01%	33.84%	11.67%	15.92%	51.39%	31.64%	1.86%	8.28%	-13.22%	-8.12%
D&A (Non-Cash Add-back)	87.1M	102.15M	119.14M	134.66M	141.7M	157.2M	178.84M	210.1M	248.57M	251.72M
EBIT	94.8M	141.25M	153.34M	181.46M	335.99M	470.66M	468.76M	484.94M	353.83M	351.77M
Net Interest Income	-5.05M	-5.42M	-6.69M	-5.18M	-3.2M	-2.39M	3.67M	-7.88M	-16.29M	-14.56M
Interest Income	0	0	0	0	11K	217K	6.21M	1.05M	151K	175K
Interest Expense	5.05M	5.42M	6.69M	5.18M	3.21M	2.61M	2.54M	8.93M	16.44M	14.73M
Other Income/Expense	-4.96M	-5.34M	-5.93M	-4.04M	-2.37M	-2.44M	5.73M	-6.15M	-14.81M	-12.96M
Pretax Income	89.75M▲ 0%	135.83M▲ 51.3%	146.65M▲ 8.0%	176.28M▲ 20.2%	332.77M▲ 88.8%	468.05M▲ 40.7%	466.23M▼ 0.4%	476.01M▲ 2.1%	337.39M▼ 29.1%	336.86M▲ 0%
Pretax Margin %	6.39%	8.21%	8.21%	9.67%	14.54%	16.76%	16.18%	14.83%	10.43%	10.36%
Income Tax	-1.38M	30.85M	32.93M	37.94M	79.54M	110.63M	111.37M	113.94M	82.35M	81.76M
Effective Tax Rate %	-1.54%	22.71%	22.46%	21.52%	23.9%	23.64%	23.89%	23.94%	24.41%	24.27%
Net Income	91.16M▲ 0%	104.98M▲ 15.2%	113.72M▲ 8.3%	138.34M▲ 21.7%	253.24M▲ 83.1%	357.42M▲ 41.1%	354.86M▼ 0.7%	362.06M▲ 2.0%	255.04M▼ 29.6%	255.09M▲ 0%
Net Margin %	6.49%	6.35%	6.36%	7.59%	11.06%	12.8%	12.32%	11.28%	7.89%	7.84%
Net Income Growth %	89.81%	15.17%	8.32%	21.65%	83.05%	41.14%	-0.72%	2.03%	-29.56%	-20.58%
Net Income (Continuing)	91.13M	104.98M	113.72M	138.34M	253.24M	357.42M	354.86M	362.06M	255.04M	255.09M
Discontinued Operations	0	0	0	0	0	0	0	0	0	0
Minority Interest	0	0	0	0	0	0	0	0	0	0
EPS (Diluted)	3.49▲ 0%	3.99▲ 14.3%	4.30▲ 7.8%	5.20▲ 20.9%	9.48▲ 82.3%	13.40▲ 41.4%	13.26▼ 1.0%	13.52▲ 2.0%	9.52▼ 29.6%	9.52▲ 0%
EPS Growth %	86.63%	14.33%	7.77%	20.93%	82.31%	41.35%	-1.04%	1.96%	-29.59%	-20.6%
EPS (Basic)	3.57	4.08	4.38	5.29	9.62	13.48	13.32	13.56	9.54	-
Diluted Shares Outstanding	26.09M	26.29M	26.43M	26.59M	26.71M	26.67M	26.76M	26.79M	26.79M	26.81M
Basic Shares Outstanding	25.52M	25.76M	25.95M	26.14M	26.32M	26.52M	26.63M	26.7M	26.74M	26.76M
Dividend Payout Ratio	-	-	-	-	-	-	-	-	-	-

SAIA Balance Sheet

Saia, Inc. (SAIA) balance sheet — assets, liabilities & shareholders' equity

Line item	Dec'17	Dec'18	Dec'19	Dec'20	Dec'21	Dec'22	Dec'23	Dec'24	Dec'25	TTM
Total Current Assets	203.58M	213.37M	232.38M	271.7M	416.25M	530.89M	648.69M	435.77M	434.56M	499.39M
Cash & Short-Term Investments	4.72M	2.19M	248K	25.31M	106.59M	187.39M	296.21M	19.47M	19.72M	39.18M
Cash Only	4.72M	2.19M	248K	25.31M	106.59M	187.39M	296.21M	19.47M	19.72M	39.18M
Short-Term Investments	0	0	0	0	0	0	0	0	0	0
Accounts Receivable	173.94M	183.44M	204.41M	217M	276.75M	313.74M	312.75M	367.1M	332.21M	376.97M
Days Sales Outstanding	45.2	40.48	41.76	43.46	44.14	41.02	39.62	41.75	37.49	41.95
Inventory	0	0	0	0	0	0	0	0	0	0
Days Inventory Outstanding	-	-	-	-	-	-	-	-	-	-
Other Current Assets	7.05M	7.12M	9.18M	9.89M	12.58M	7.23M	7.08M	13.7M	82.63M	83.25M
Total Non-Current Assets	764.07M	920.37M	1.18B	1.28B	1.43B	1.64B	1.93B	2.73B	3.05B	3.06B
Property, Plant & Equipment	735.78M	893.06M	1.15B	1.25B	1.39B	1.6B	1.88B	2.68B	2.99B	3.01B
Fixed Asset Turnover	1.91x	1.85x	1.55x	1.46x	1.65x	1.74x	1.53x	1.20x	1.08x	1.09x
Goodwill	12.11M	12.11M	12.11M	12.11M	12.11M	12.11M	12.11M	12.11M	0	0
Intangible Assets	11.92M	10.56M	9.38M	8.22M	7.05M	6.04M	5.19M	4.34M	0	0
Long-Term Investments	0	0	0	0	0	0	0	0	0	0
Other Non-Current Assets	4.26M	4.65M	7.57M	7.01M	21.6M	22.6M	35.53M	30.88M	53.47M	176.07M
Total Assets	967.65M▲ 0%	1.13B▲ 17.2%	1.42B▲ 24.9%	1.55B▲ 9.4%	1.85B▲ 19.1%	2.17B▲ 17.9%	2.58B▲ 18.8%	3.17B▲ 22.6%	3.48B▲ 10.0%	3.56B▲ 0%
Asset Turnover	1.45x	1.46x	1.26x	1.18x	1.24x	1.28x	1.12x	1.01x	0.93x	0.93x
Asset Growth %	20.9%	17.16%	24.87%	9.4%	19.14%	17.85%	18.8%	22.58%	9.97%	46.39%
Total Current Liabilities	167.21M	209.31M	241.25M	275.75M	321.35M	274.08M	322.06M	278.36M	265.38M	328.5M
Accounts Payable	57.44M	78.99M	83.62M	89.38M	114.01M	99.79M	141.88M	114.56M	107.42M	147.13M
Days Payables Outstanding	17.05	20.25	19.86	21.2	22.65	16.55	22.69	16.3	15.88	17.05
Short-Term Debt	14.08M	18.08M	19.41M	0	0	0	0	5.31M	0	30.01M
Deferred Revenue (Current)	0	0	0	0	0	0	0	0	0	0
Other Current Liabilities	19.81M	23.14M	32.64M	40.57M	38.55M	22.68M	27.09M	38.04M	129.09M	151.35M
Current Ratio	1.22x	1.02x	0.96x	0.99x	1.30x	1.94x	2.01x	1.57x	1.64x	1.64x
Quick Ratio	1.22x	1.02x	0.96x	0.99x	1.30x	1.94x	2.01x	1.57x	1.64x	1.64x
Cash Conversion Cycle	-	-	-	-	-	-	-	-	-	24.89
Total Non-Current Liabilities	217.9M	228.57M	359.22M	311.73M	303.57M	321.28M	320.01M	577.23M	639.6M	608.9M
Long-Term Debt	118.83M	104.78M	117.03M	0	0	0	0	194.98M	276.12M	119.85M
Capital Lease Obligations	0	0	86.24M	145.71M	119.42M	115.07M	102.78M	96.8M	113.12M	539.58M
Deferred Tax Liabilities	59.42M	86.89M	111.56M	119.82M	124.14M	145.77M	155.84M	219.06M	284.37M	1.1B
Other Non-Current Liabilities	39.64M	36.9M	44.4M	46.2M	60.02M	60.44M	61.4M	66.39M	-34.01M	199.36M
Total Liabilities	384.82M	437.88M	600.47M	587.49M	624.92M	595.37M	642.07M	855.59M	904.98M	937.4M
Total Debt	132.92M	122.86M	241.69M	186.51M	160.38M	154.51M	138.71M	324.46M	418.11M	149.86M
Net Debt	128.2M	120.67M	241.44M	161.2M	53.79M	-32.88M	-157.51M	304.99M	398.39M	110.68M
Debt / Equity	0.23x	0.18x	0.30x	0.19x	0.13x	0.10x	0.07x	0.14x	0.16x	0.16x
Debt / EBITDA	0.73x	0.50x	0.89x	0.59x	0.34x	0.25x	0.22x	0.47x	0.70x	0.25x
Net Debt / EBITDA	0.71x	0.50x	0.89x	0.51x	0.11x	-0.05x	-0.25x	0.44x	0.66x	0.66x
Interest Coverage	18.77x	26.07x	22.93x	35.05x	104.60x	180.26x	184.92x	54.30x	21.52x	23.88x
Total Equity	582.55M▲ 0%	695.86M▲ 19.5%	815.23M▲ 17.2%	961.29M▲ 17.9%	1.22B▲ 26.9%	1.58B▲ 29.4%	1.94B▲ 22.9%	2.31B▲ 19.0%	2.58B▲ 11.5%	2.63B▲ 0%
Equity Growth %	20.59%	19.45%	17.15%	17.92%	26.95%	29.42%	22.93%	19.05%	11.53%	50.05%
Book Value per Share	22.33	26.47	30.84	36.15	45.69	59.21	72.54	86.28	96.23	97.97
Total Shareholders' Equity	582.55M	695.86M	815.23M	961.29M	1.22B	1.58B	1.94B	2.31B	2.58B	2.63B
Common Stock	26K	26K	26K	26K	26K	26K	27K	27K	27K	27K
Retained Earnings	339.55M	444.48M	558.2M	696.54M	949.77M	1.31B	1.66B	2.02B	2.28B	2.33B
Treasury Stock	0	0	0	0	0	0	0	0	0	0
Accumulated OCI	0	0	0	0	0	0	0	0	-9.09M	0
Minority Interest	0	0	0	0	0	0	0	0	0	0

SAIA Cash Flow Statement

Saia, Inc. (SAIA) cash flow — operating, investing & free cash flow history

Line item	Dec'17	Dec'18	Dec'19	Dec'20	Dec'21	Dec'22	Dec'23	Dec'24	Dec'25	TTM
Cash from Operations	157.85M	256.44M	272.88M	309.14M	382.59M	473.03M	577.95M	583.7M	594.97M	594.97M
Operating CF Margin %	11.24%	15.51%	15.27%	16.96%	16.72%	16.94%	20.06%	18.19%	18.4%	-
Operating CF Growth %	8.28%	62.46%	6.41%	13.29%	23.76%	23.64%	22.18%	1%	1.93%	39.8%
Net Income	91.16M	104.98M	113.72M	138.34M	253.24M	357.42M	354.86M	362.06M	255.04M	255.09M
Depreciation & Amortization	87.1M	102.15M	119.14M	134.66M	141.7M	157.2M	178.84M	210.1M	248.57M	251.72M
Stock-Based Compensation	5.08M	5.62M	6.19M	7.54M	8.7M	8.83M	11.64M	14.24M	0	0
Deferred Taxes	-20.78M	27.47M	24.66M	8.26M	4.32M	21.63M	10.07M	63.22M	0	72.15M
Other Non-Cash Items	2.45M	2.36M	2.4M	1.74M	-335K	3.12M	2.87M	7.89M	91.36M	44.69M
Working Capital Changes	-7.17M	13.86M	6.77M	18.61M	-25.03M	-75.18M	19.67M	-73.82M	0	1.88M
Change in Receivables	-38.16M	-12.98M	-16.98M	-25.05M	-63.41M	-16.62M	-23.39M	-14.66M	0	-66.09M
Change in Inventory	4.53M	-2.74M	0	0	0	0	0	0	0	0
Change in Payables	7.09M	10.61M	10.32M	5.77M	16.73M	-9.52M	10.75M	-816K	0	22.44M
Cash from Investing	-181.52M	-222.58M	-281.03M	-218.82M	-277.85M	-365.51M	-448.7M	-1.04B	-552.52M	-414.18M
Capital Expenditures	-186.7M	-223.67M	-287.65M	-231.14M	-285.75M	-367.43M	-439.88M	-1.04B	-567.64M	-364.75M
CapEx % of Revenue	13.29%	13.52%	16.1%	12.68%	12.49%	13.16%	15.27%	32.52%	17.55%	-
Acquisitions	5.17M	1.09M	0	0	0	1.92M	2.73M	2.69M	23.51M	21.54M
Investments	-	-	-	-	-	-	-	-	-	-
Other Investing	5.17M	1.09M	6.62M	12.32M	8.4M	0	-11.54M	5M	-8.39M	-70.98M
Cash from Financing	26.86M	-36.38M	6.21M	-65.27M	-23.46M	-26.71M	-20.42M	175.42M	-42.2M	-188.71M
Debt Issued (Net)	23.63M	-39.15M	7.4M	-65.45M	-20.57M	-19.47M	-14.52M	183.81M	-62M	-157.23M
Equity Issued (Net)	-1.25M	-1.4M	-3.47M	-3.6M	-6.57M	-11.75M	4.88M	2.57M	-5.89M	-8.45M
Dividends Paid	0	0	0	0	0	0	0	0	0	0
Share Repurchases	-1.25M	-1.4M	-3.47M	-3.6M	-6.57M	-11.75M	0	0	-8.67M	-8.77M
Other Financing	4.48M	4.17M	2.28M	3.79M	3.68M	4.51M	-10.78M	-10.96M	25.69M	-23.02M
Net Change in Cash	3.18M▲ 0%	-2.53M▼ 179.4%	-1.95M▲ 23.0%	25.06M▲ 1387.8%	81.28M▲ 224.3%	80.8M▼ 0.6%	108.83M▲ 34.7%	-276.74M▼ 354.3%	247K▲ 100.1%	22.64M▲ 0%
Free Cash Flow	-28.85M▲ 0%	32.76M▲ 213.6%	-14.78M▼ 145.1%	78M▲ 627.8%	96.85M▲ 24.2%	105.6M▲ 9.0%	138.07M▲ 30.7%	-459.86M▼ 433.1%	27.33M▲ 105.9%	260.78M▲ 0%
FCF Margin %	-2.05%	1.98%	-0.83%	4.28%	4.23%	3.78%	4.79%	-14.33%	0.85%	8.02%
FCF Growth %	-209.23%	213.57%	-145.11%	627.8%	24.16%	9.04%	30.75%	-433.07%	105.94%	228.48%
FCF per Share	-1.11	1.25	-0.56	2.93	3.63	3.96	5.16	-17.17	1.02	1.02
FCF Conversion (FCF/Net Income)	1.73x	2.44x	2.40x	2.23x	1.51x	1.32x	1.63x	1.61x	2.33x	1.02x
Interest Paid	0	0	0	0	0	0	0	0	0	0
Taxes Paid	0	0	0	0	0	0	0	0	0	0

SAIA Key Ratios

Saia, Inc. (SAIA) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios

Metric	2017	2018	2019	2020	2021	2022	2023	2024	2025	TTM
Return on Equity (ROE)	17.11%	16.42%	15.05%	15.57%	23.22%	25.53%	20.16%	17.03%	10.43%	10.04%
Return on Invested Capital (ROIC)	11.22%	13.87%	12.22%	12.41%	20.98%	25.02%	20.74%	16.44%	9.45%	9.45%
Gross Margin	12.46%	13.91%	13.97%	15.58%	19.74%	21.17%	20.79%	20.08%	23.66%	18.4%
Net Margin	6.49%	6.35%	6.36%	7.59%	11.06%	12.8%	12.32%	11.28%	7.89%	7.84%
Debt / Equity	0.23x	0.18x	0.30x	0.19x	0.13x	0.10x	0.07x	0.14x	0.16x	0.16x
Interest Coverage	18.77x	26.07x	22.93x	35.05x	104.60x	180.26x	184.92x	54.30x	21.52x	23.88x
FCF Conversion	1.73x	2.44x	2.40x	2.23x	1.51x	1.32x	1.63x	1.61x	2.33x	1.02x
Revenue Growth	12.34%	17.74%	8.04%	1.99%	25.59%	21.99%	3.2%	11.37%	0.79%	0.34%

SAIA SEC Filings & Documents

Saia, Inc. (SAIA) SEC filings — annual & quarterly reports (10-K, 10-Q)

8-K Announcements

Material company update

Apr 30, 2026·SEC

Material company update

Mar 3, 2026·SEC

Material company update

Feb 17, 2026·SEC

10-K Annual Reports

FY 2026

Feb 24, 2026·SEC

FY 2025

Feb 24, 2025·SEC

FY 2024

Feb 23, 2024·SEC

10-Q Quarterly Reports

FY 2026

Apr 30, 2026·SEC

FY 2025

Oct 30, 2025·SEC

FY 2025

Jul 25, 2025·SEC

SAIA Frequently Asked Questions

Saia, Inc. (SAIA) stock FAQ — growth, dividends, profitability & financials explained

Growth & Financials

Saia, Inc. (SAIA) reported $3.25B in revenue for fiscal year 2025. This represents a 697% increase from $408.0M in 1998.

Saia, Inc. (SAIA) grew revenue by 0.8% over the past year. Growth has been modest.

Yes, Saia, Inc. (SAIA) is profitable, generating $255.1M in net income for fiscal year 2025 (7.9% net margin).

Dividend & Returns

Saia, Inc. (SAIA) has a return on equity (ROE) of 10.4%. This is reasonable for most industries.

Saia, Inc. (SAIA) generated $260.8M in free cash flow for fiscal year 2025. Positive FCF indicates the company can fund dividends, buybacks, or reinvestment.

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