Grupo Supervielle S.A. (SUPV) fundamental analysis — strengths, weaknesses & financial health based on data analysis
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Grupo Supervielle S.A. (SUPV) stock price & volume — 10-year historical chart
Grupo Supervielle S.A. (SUPV) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Grupo Supervielle S.A. (SUPV) EPS & revenue vs analyst estimates — last 4 quarters
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | May 6, 2026 | $0.05vs $0.03+66.7% | $199Mvs $205M-3.2% |
| Q2 2026 | Mar 2, 2026 | $0.16vs $0.03-470.8% | $403Mvs $198M+103.7% |
| Q4 2025 | Nov 25, 2025 | $0.43vs $0.03-1533.3% | $80Mvs $264.1B-100.0% |
| Q3 2025 | Aug 13, 2025 | $0.14vs $0.22-36.4% | $354M |
Grupo Supervielle S.A. (SUPV) competitors in Non-US regional and universal banks — business model, growth, and fundamentals comparison
Grupo Supervielle S.A. (SUPV) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Grupo Supervielle S.A. (SUPV) annual income statement — 10-year revenue, gross profit & net income history
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
Net Interest Income | 21.7B | 27.74B | 21.17B | 106.21B | 260.57B | 586.78B | 728.39B | 774.46B | 941.31B |
NII Growth % | 247.45% | 27.82% | -23.68% | 401.68% | 145.34% | 125.19% | 24.13% | 6.32% | 21.54% |
Net Interest Margin % | 16.05% | 12.72% | 10.46% | 28.23% | 34.26% | 27.09% | 16.25% | 17.19% | 12.09% |
Interest Income | 34.48B | 64.21B | 92.91B | 190.23B | 629.19B | 1.71T | 2.53T | 1.66T | 2.04T |
Interest Expense | 12.78B | 36.47B | 71.74B | 84.03B | 368.62B | 1.13T | 1.8T | 889.93B | 1.1T |
Loan Loss Provision | 5.74B | 10.18B | 14.87B | 23.65B | 43.77B | -22.05B | -11.98B | -4.61B | 303.63B |
Non-Interest Income | 17.02B | 30.81B | 62.1B | 52.12B | 164.69B | 251B | 490.13B | 380.43B | 280.37B |
Non-Interest Income % | 33.05% | 32.42% | 40.06% | 21.51% | 20.74% | 12.78% | 16.25% | 18.6% | 12.06% |
Total Revenue | 51.5B▲ 0% | 95.01B▲ 84.5% | 155.02B▲ 63.2% | 242.36B▲ 56.3% | 793.88B▲ 227.6% | 1.96T▲ 147.3% | 3.02T▲ 53.6% | 2.04T▼ 32.2% | 2.33T▲ 13.7% |
Revenue Growth % | 268.35% | 84.47% | 63.16% | 56.34% | 227.57% | 147.33% | 53.61% | -32.21% | 13.71% |
Non-Interest Expense | 32.34B | 52.65B | 72.48B | 122.41B | 390.32B | 918.27B | 1.04T | 1.02T | 1.03T |
Efficiency Ratio | 62.8% | 55.41% | 46.75% | 50.51% | 49.17% | 46.77% | 34.56% | 49.72% | 44.33% |
Operating Income | 641.03M▲ 0% | -4.28B▼ 768.4% | -4.08B▲ 4.8% | 12.27B▲ 400.8% | -8.83B▼ 172.0% | -58.44B▼ 561.5% | 188.13B▲ 421.9% | 142.87B▼ 24.1% | -112.72B▼ 178.9% |
Operating Margin % | 1.24% | -4.51% | -2.63% | 5.06% | -1.11% | -2.98% | 6.24% | 6.99% | -4.85% |
Operating Income Growth % | -65.05% | -768.36% | 4.8% | 400.77% | -172.01% | -561.46% | 421.93% | -24.06% | -178.9% |
Pretax Income | 641.03M▲ 0% | -4.28B▼ 768.4% | -4.08B▲ 4.8% | 12.27B▲ 400.8% | -8.83B▼ 172.0% | -58.44B▼ 561.5% | 188.13B▲ 421.9% | 142.87B▼ 24.1% | -112.72B▼ 178.9% |
Pretax Margin % | 1.24% | -4.51% | -2.63% | 5.06% | -1.11% | -2.98% | 6.24% | 6.99% | -4.85% |
Income Tax | 1.8B | 2.12B | 346.66M | 1.97B | 1.7B | -24.31B | 75.64B | 38.3B | -55.99B |
Effective Tax Rate % | 281.24% | -49.41% | -8.5% | 16.1% | -19.22% | 41.6% | 40.21% | 26.81% | 49.67% |
Net Income | -1.16B▲ 0% | -6.34B▼ 446.5% | -4.42B▲ 30.3% | 10.29B▲ 332.7% | -10.52B▼ 202.2% | -34.09B▼ 224.0% | 112.4B▲ 429.7% | 104.49B▼ 7.0% | -56.6B▼ 154.2% |
Net Margin % | -2.25% | -6.67% | -2.85% | 4.25% | -1.33% | -1.74% | 3.73% | 5.11% | -2.43% |
Net Income Growth % | -188.5% | -446.46% | 30.28% | 332.74% | -202.25% | -224% | 429.71% | -7.03% | -154.17% |
Net Income (Continuing) | -1.16B | -6.4B | -4.43B | 10.29B | -10.53B | -34.13B | 112.49B | 104.57B | -56.73B |
EPS (Diluted) | 31.00▲ 0% | -69.40▼ 323.9% | -48.40▲ 30.3% | 57.85▲ 219.5% | -9.40▼ 116.2% | -172.30▼ 1733.0% | 582.95▲ 438.3% | 1423.60▲ 144.2% | -652.95▼ 145.9% |
EPS Growth % | 51.22% | -323.87% | 30.26% | 219.52% | -116.25% | -1732.98% | 438.33% | 144.21% | -145.87% |
EPS (Basic) | -14.75 | -69.40 | -48.40 | 57.85 | -9.40 | -172.30 | 582.95 | 1423.60 | -652.95 |
Diluted Shares Outstanding | 78.57M | 91.34M | 91.34M | 91.34M | 91.34M | 90.85M | 88.55M | 87.93M | 87.54M |
Grupo Supervielle S.A. (SUPV) balance sheet — assets, liabilities & shareholders' equity
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
Cash & Short Term Investments | 16.43B | 51.84B | 36.13B | 56.98B | 82.66B | 158.18B | 553.95B | 662.73B | 1.6T |
Cash & Due from Banks | 16.42B | 51.83B | 36.13B | 56.98B | 82.66B | 158.18B | 553.26B | 662.07B | 1.6T |
Short Term Investments | 11.69M | 8.8M | 0 | 0 | 0 | 0 | 690.07M | 658.37M | 0 |
Total Investments | 85.32B | 130.37B | 118.33B | 202.13B | 409.24B | 1.5T | 1.54T | 2.88T | 5.7T |
Investments Growth % | 39.81% | 52.79% | -9.23% | 70.82% | 102.46% | 267.3% | 2.16% | 87.51% | 98.03% |
Long-Term Investments | 85.31B | 130.36B | 118.33B | 202.13B | 409.24B | 1.5T | 1.53T | 2.88T | 5.7T |
Accounts Receivables | 33.47M | 6.34M | 188.68M | 1.63B | 19.21B | 2.4B | 54.37B | 9.09B | 0 |
Goodwill & Intangibles | 459.42M | 4.17B | 5.92B | 10.24B | 22.25B | 69.37B | 147.28B | 166.01B | 231.75B |
Goodwill | 165.97M | 2.68B | 3.63B | 5.49B | 10.7B | 31.03B | 58.86B | 58.86B | 77.39B |
Intangible Assets | 293.44M | 1.49B | 2.29B | 4.74B | 11.55B | 38.34B | 88.43B | 107.16B | 154.35B |
PP&E (Net) | 2.06B | 3.36B | 5.45B | 10.72B | 21.5B | 57.22B | 111.39B | 101.94B | 132.61B |
Other Assets | 9.05B | 4.95B | 14.26B | 51.51B | 120.12B | 174.92B | 1.87T | 276.37B | 43.94B |
Total Current Assets | 37.2B | 73.94B | 56.18B | 96.59B | 181.07B | 323.32B | 790.55B | 1.07T | 1.6T |
Total Non-Current Assets | 98.03B | 144.1B | 146.24B | 279.61B | 579.41B | 1.84T | 3.69T | 3.44T | 6.19T |
Total Assets | 135.23B▲ 0% | 218.03B▲ 61.2% | 202.42B▼ 7.2% | 376.19B▲ 85.8% | 760.48B▲ 102.2% | 2.17T▲ 184.8% | 4.48T▲ 106.9% | 4.51T▲ 0.5% | 7.79T▲ 72.9% |
Asset Growth % | 35.07% | 61.23% | -7.16% | 85.85% | 102.15% | 184.82% | 106.91% | 0.54% | 72.85% |
Return on Assets (ROA) | -0.99% | -3.59% | -2.1% | 3.56% | -1.85% | -2.33% | 3.38% | 2.33% | -0.92% |
Accounts Payable | 1.78B | 2.3B | 3.21B | 5.53B | 11.51B | 50.44B | 85.14B | 55.86B | 0 |
Total Debt | 13.69B | 16.45B | 12.9B | 9.89B | 4.71B | 6.63B | 8.27B | 91.25B | 1.05T |
Net Debt | -2.72B | -35.38B | -23.24B | -47.1B | -77.95B | -151.55B | -544.99B | -570.82B | -549.16B |
Long-Term Debt | 13.69B | 16.45B | 11.17B | 8.1B | 2.06B | 1.75B | 0 | 51.16B | 656.15B |
Short-Term Debt | 0 | 0 | 435.4M | 0 | 0 | 0 | 2.05B | 33.96B | 393.26B |
Other Liabilities | 13.46B | 22.74B | 26.62B | 25.61B | 65.28B | 98.9B | 238.27B | 288.52B | 5.73T |
Total Current Liabilities | 87.68B | 152.21B | 130.48B | 286.5B | 591.2B | 1.77T | 3.49T | 3.36T | 393.26B |
Total Non-Current Liabilities | 27.25B | 39.72B | 40.03B | 35.84B | 68.86B | 104.13B | 245.97B | 344.8B | 6.39T |
Total Liabilities | 114.94B | 191.93B | 170.52B | 322.34B | 660.06B | 1.88T | 3.74T | 3.71T | 6.78T |
Total Equity | 20.29B▲ 0% | 26.1B▲ 28.6% | 31.91B▲ 22.2% | 53.86B▲ 68.8% | 100.42B▲ 86.5% | 287.54B▲ 186.4% | 743.99B▲ 158.7% | 798.8B▲ 7.4% | 1.01T▲ 26.1% |
Equity Growth % | 68.38% | 28.64% | 22.23% | 68.8% | 86.46% | 186.35% | 158.74% | 7.37% | 26.15% |
Equity / Assets (Capital Ratio) | 15.01% | 11.97% | 15.76% | 14.32% | 13.2% | 13.28% | 16.6% | 17.73% | 12.94% |
Return on Equity (ROE) | -7.18% | -27.34% | -15.24% | 24% | -13.64% | -17.57% | 21.79% | 13.55% | -6.27% |
Book Value per Share | 258.28 | 285.76 | 349.28 | 589.58 | 1099.32 | 3164.87 | 8402.37 | 9084.20 | 11510.84 |
Tangible BV per Share | 252.43 | 240.11 | 284.48 | 477.51 | 855.74 | 2401.36 | 6739.01 | 7196.26 | 8863.49 |
Common Stock | 456.72M | 456.72M | 456.72M | 456.72M | 456.72M | 444.41M | 442.67M | 437.73M | 437.56M |
Additional Paid-in Capital | 15.84B | 24.36B | 33.16B | 43.56B | 84.85B | 264.23B | 554.29B | 554.29B | 806.81B |
Retained Earnings | -755.72M | -9.7B | -19.6B | 3.06B | -7.45B | -31.64B | 97.27B | 89.74B | -48.55B |
Accumulated OCI | 3.3B | 8.82B | 14.78B | 2.02B | 12.87B | 27.69B | 34.8B | 106.59B | 263.69B |
Treasury Stock | 0 | 0 | 0 | 0 | 0 | -1.73B | -4.82B | -12.48B | -15.5B |
Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Grupo Supervielle S.A. (SUPV) cash flow — operating, investing & free cash flow history
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
Cash from Operations | -27.82B | 55.42B | 138.49B | -9.81B | 304.33B | 565.34B | 157.95B | 518.86B | -1.05T |
Operating CF Growth % | -9350.04% | 299.25% | 149.89% | -107.08% | 3203.5% | 85.76% | -72.06% | 228.5% | -301.66% |
Net Income | -1.16B | -6.34B | -4.42B | 5.28B | -10.52B | -15.65B | 51.62B | 104.57B | -56.6B |
Depreciation & Amortization | 956.82M | 904.96M | 3.73B | 3.63B | 25.63B | 29.15B | 25.1B | 52.26B | 0 |
Deferred Taxes | 1.8B | 0 | 0 | 0 | 0 | 0 | 34.73B | 0 | 0 |
Other Non-Cash Items | -41.38B | -7.67B | 12.99B | -49.32B | -161.89B | -193.82B | -348.54B | -1.61T | -497.2B |
Working Capital Changes | 11.97B | 68.53B | 126.2B | 30.6B | 451.12B | 745.67B | 395.04B | 1.97T | -492.52B |
Cash from Investing | -613.06M | -9.3B | -2.68B | -6.57B | -28.48B | -23.53B | -18.89B | -46.24B | 1.13T |
Purchase of Investments | -167.8M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -9.82B |
Sale/Maturity of Investments | 33.11M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 519.6B |
Net Investment Activity | -134.69M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 509.79B |
Acquisitions | 0 | -3.85B | -406.78M | -11.01M | 0 | 0 | 0 | 0 | 12.82B |
Other Investing | 1.03B | 532.16M | 16.48M | 571.08M | 1.99B | 2.51B | 5.86B | 10.98B | 689.28B |
Cash from Financing | 28.43B | -13.99B | -225.19B | 22.28B | -329.09B | -599.33B | -1T | -1.05T | 972.13B |
Dividends Paid | -170.38M | -687.69M | -957.83M | -800.09M | -3.12B | -1.53B | 0 | -27.96B | -38.31B |
Share Repurchases | 0 | 0 | 0 | 0 | 0 | -4.31B | -858.8M | -9.92B | 0 |
Stock Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Net Stock Activity | 0 | 0 | 0 | 0 | 0 | -4.31B | -858.8M | -9.92B | 0 |
Debt Issuance (Net) | -1000K | 1000K | -1000K | -1000K | -1000K | -1000K | -1000K | 1000K | 1000K |
Other Financing | 115.5B | -19.24B | -220.5B | -19.65B | -15.66B | -174.25B | -996.1B | -1.1T | -16.96B |
Net Change in Cash | 21.59B▲ 0% | 49.72B▲ 130.3% | -40.97B▼ 182.4% | 2.16B▲ 105.3% | 211.75B▲ 9685.4% | -101.91B▼ 148.1% | 83.31B▲ 181.7% | 214.53B▲ 157.5% | 0▼ 100.0% |
Exchange Rate Effect | 21.59B | 32.13B | 49.51B | 15.66B | 67.02B | 9.71B | 216.96B | 265.18B | -1.05T |
Cash at Beginning | 27.08B | 48.66B | 98.38B | 57.41B | 59.57B | 271.32B | 169.41B | 548.21B | 0 |
Cash at End | 48.66B | 98.38B | 57.41B | 59.57B | 271.32B | 169.41B | 252.72B | 762.74B | 0 |
Interest Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 8.89B | 0 |
Income Taxes Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Free Cash Flow | -29.32B▲ 0% | 49.44B▲ 268.6% | 136.2B▲ 175.5% | -16.94B▼ 112.4% | 273.86B▲ 1717.0% | 539.3B▲ 96.9% | 133.2B▼ 75.3% | 461.47B▲ 246.5% | -1.13T▼ 345.0% |
FCF Growth % | -3618.3% | 268.62% | 175.47% | -112.43% | 1716.98% | 96.92% | -75.3% | 246.45% | -345.02% |
Grupo Supervielle S.A. (SUPV) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
Return on Equity (ROE) | 18.09% | -7.18% | -27.34% | -15.24% | 24% | -13.64% | -17.57% | 21.79% | 13.55% | -6.27% |
Return on Assets (ROA) | 1.97% | -0.99% | -3.59% | -2.1% | 3.56% | -1.85% | -2.33% | 3.38% | 2.33% | -0.92% |
Net Interest Margin | 6.24% | 16.05% | 12.72% | 10.46% | 28.23% | 34.26% | 27.09% | 16.25% | 17.19% | 12.09% |
Efficiency Ratio | 49.9% | 62.8% | 55.41% | 46.75% | 50.51% | 49.17% | 46.77% | 34.56% | 49.72% | 44.33% |
Equity / Assets | 12.04% | 15.01% | 11.97% | 15.76% | 14.32% | 13.2% | 13.28% | 16.6% | 17.73% | 12.94% |
Book Value / Share | 186.95 | 258.28 | 285.76 | 349.28 | 589.58 | 1.1K | 3.16K | 8.4K | 9.08K | 11.51K |
NII Growth | 78.04% | 247.45% | 27.82% | -23.68% | 401.68% | 145.34% | 125.19% | 24.13% | 6.32% | 21.54% |
Dividend Payout | 1.94% | - | - | - | 7.78% | - | - | - | 26.76% | - |
Grupo Supervielle S.A. (SUPV) stock FAQ — growth, dividends, profitability & financials explained
Grupo Supervielle S.A. (SUPV) grew revenue by 13.7% over the past year. This is steady growth.
Yes, Grupo Supervielle S.A. (SUPV) is profitable, generating $1.79B in net income for fiscal year 2025 (-2.4% net margin).
Yes, Grupo Supervielle S.A. (SUPV) pays a dividend with a yield of 2.67%. This makes it attractive for income-focused investors.
Grupo Supervielle S.A. (SUPV) has a return on equity (ROE) of -6.3%. Negative ROE indicates the company is unprofitable.
Grupo Supervielle S.A. (SUPV) has a net interest margin (NIM) of 12.1%. This indicates healthy earnings from lending activities.
Grupo Supervielle S.A. (SUPV) has an efficiency ratio of 44.3%. This is excellent, indicating strong cost control.