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Truist Financial Corporation(TFC)Earnings, Financials & Key Ratios
TFC•NYSE•Banking & Credit
$49.95
$65.73B mkt cap·14.9× P/E·Price updated May 6, 2026
AboutTruist Financial Corporation, a holding company, provides banking and trust services in the Southeastern and Mid-Atlantic United States. The company operates through three segments: Consumer Banking and Wealth, Corporate and Commercial Banking, and Insurance Holdings. Its deposit products include noninterest-bearing checking, interest-bearing checking, savings, and money market deposit accounts, as well as certificates of deposit and individual retirement accounts. The company also provides funding; asset management; automobile lending; bankcard lending; consumer finance; home equity and mortgage lending; insurance, such as property and casualty, life, health, employee benefits, workers compensation and professional liability, surety coverage, title, and other insurance products; investment brokerage; mobile/online banking; and payment, lease financing, small business lending, and wealth management/private banking services. In addition, it offers association, capital market, institutional trust, insurance premium and commercial finance, international banking, leasing, merchant, commercial deposit and treasury, government finance, commercial middle market lending, small business and student lending, floor plan and commercial mortgage lending, mortgage warehouse lending, private equity investment, real estate lending, and supply chain financing services. Further, the company provides corporate and investment banking, retail and wholesale brokerage, securities underwriting, and investment advisory services. As of December 31, 2021, the company operated through 2,517 banking offices. The company was formerly known as BB&T Corporation and changed its name to Truist Financial Corporation in December 2019. Truist Financial Corporation was founded in 1872 and is headquartered in Charlotte, North Carolina.Show more
- Net Interest Income$14.09B-3.0%
- Total Revenue$24.25B-19.0%
- Net Income$4.82B+541.6%
- Return on Equity7.84%+530.3%
- Net Interest Margin2.65%-2.2%
- Efficiency Ratio49.52%-20.6%
- ROA0.9%+551.5%
- Equity / Assets11.99%+8.3%
- Book Value per Share47.84+7.5%
- Tangible BV/Share31.02+12.3%
- Debt/Equity0.98-6.7%
TFC Key Insights
Truist Financial Corporation (TFC) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Efficient operations: 49.5% efficiency ratio
- ✓10 consecutive years of dividend growth
- ✓Well capitalized: 12.0% equity/assets
- ✓Healthy dividend yield of 4.2%
- ✓Trading at only 1.0x book value
✗Weaknesses
No significant weaknesses identified
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
TFC Price & Volume
Truist Financial Corporation (TFC) stock price & volume — 10-year historical chart
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TFC Growth Metrics
Truist Financial Corporation (TFC) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years8.9%
5 Years10.59%
3 Years1.69%
TTM-
Profit CAGR
10 Years8.5%
5 Years8.37%
3 Years-9.22%
TTM437.79%
EPS CAGR
10 Years2.02%
5 Years-1.96%
3 Years-9.08%
TTM346.9%
Return on Capital
10 Years4.78%
5 Years3.16%
3 Years1.56%
Last Year-0.52%
TFC Recent Earnings
Truist Financial Corporation (TFC) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 7/12 qtrs (58%)●Beat Revenue 3/12 qtrs (25%)
Q2 2026Latest
Apr 17, 2026EPS
$1.09
Est $1.00
+9.3%
Revenue
$5.2B
Est $5.2B
+0.6%
Q1 2026
Jan 21, 2026EPS
$1.00
Est $1.09
-8.3%
Revenue
$5.3B
Est $5.3B
-0.2%
Q4 2025
Oct 17, 2025EPS
$1.04
Est $0.99
+4.5%
Revenue
$5.2B
Est $5.2B
-0.0%
Q3 2025
Jul 18, 2025EPS
$0.91
Est $0.92
-1.4%
Revenue
$5.0B
Est $5.0B
-0.5%
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 17, 2026 | $1.09vs $1.00+9.3% | $5.2Bvs $5.2B+0.6% |
| Q1 2026 | Jan 21, 2026 | $1.00vs $1.09-8.3% | $5.3Bvs $5.3B-0.2% |
| Q4 2025 | Oct 17, 2025 | $1.04vs $0.99+4.5% | $5.2Bvs $5.2B-0.0% |
| Q3 2025 | Jul 18, 2025 | $0.91vs $0.92-1.4% | $5.0Bvs $5.0B-0.5% |
Based on last 12 quarters of dataView full earnings history →
TFC Peer Comparison
Truist Financial Corporation (TFC) competitors in Banks with large fee businesses — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 USB | 86.46B | 55.60 | 12.06 | 0.35% | 17.68% | 11.54% | 1.19 | |
 PNC | 89.61B | 221.63 | 16.13 | 5.62% | 17.48% | 11.05% | 8.79% | 1.13 |
 RF | 24.34B | 28.04 | 12.24 | 2.51% | 22.44% | 11.29% | 8.96% | 0.26 |
 CFG | 27.77B | 64.36 | 21.24 | 1.31% | 12.22% | 6.6% | 6.77% | 0.51 |
 HBAN | 25.97B | 16.41 | 11.81 | 4.38% | 17.71% | 10.04% | 8.77% | 0.76 |
 KEY | 24.11B | 21.87 | 14.39 | 23.56% | 16.35% | 8.97% | 0.54 | |
 MTB | 33.12B | 215.49 | 14.72 | 7.18% | 19.31% | 9.65% | 10.25% | 0.47 |
 JPM | 834.2B | 309.40 | 15.67 | 14.61% | 21.59% | 16.11% | 2.18 |
Compare TFC vs Peers
Truist Financial Corporation (TFC) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
TFC Income Statement
Truist Financial Corporation (TFC) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Dec'16 | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 6.32B | 6.54B | 6.68B | 7.31B | 13.83B | 13.01B | 14.31B | 14.52B | 14.09B | 14.31B |
| NII Growth % | 13.04% | 3.39% | 2.25% | 9.44% | 89.06% | -5.93% | 10.05% | 1.47% | -2.98% | 7.78% |
| Net Interest Margin % | 2.88% | 2.95% | 2.96% | 1.55% | 2.72% | 2.4% | 2.58% | 2.71% | 2.65% | 2.63% |
| Interest Income | 7.07B | 7.37B | 8.12B | 9.41B | 15.55B | 13.77B | 16.63B | 24.45B | 25.07B | 24.61B |
| Interest Expense | 745M | 839M | 1.44B | 2.1B | 1.72B | 768M | 2.32B | 9.93B | 10.97B | 10.29B |
| Loan Loss Provision | 572M | 547M | 566M | 615M | 2.33B | -813M | 777M | 2.11B | 1.87B | 1.85B |
| Non-Interest Income | 4.47B | 4.78B | 4.88B | 5.25B | 8.88B | 9.29B | 5.66B | 5.5B | -813M | 5.82B |
| Non-Interest Income % | 38.76% | 39.34% | 37.52% | 35.84% | 36.35% | 40.28% | 25.39% | 18.36% | -3.35% | 19.13% |
| Total Revenue | 11.54B▲ 0% | 12.16B▲ 5.4% | 13B▲ 6.9% | 14.66B▲ 12.8% | 24.43B▲ 66.6% | 23.06B▼ 5.6% | 22.29B▼ 3.3% | 29.95B▲ 34.3% | 24.25B▼ 19.0% | 30.43B▲ 0% |
| Revenue Growth % | 8.59% | 5.36% | 6.91% | 12.83% | 66.58% | -5.58% | -3.34% | 34.34% | -19.02% | 550.88% |
| Non-Interest Expense | 6.72B | 7.44B | 6.93B | 7.93B | 14.9B | 15.12B | 12.17B | 18.68B | 12.01B | 11.94B |
| Efficiency Ratio | 58.25% | 61.24% | 53.34% | 54.11% | 60.99% | 65.54% | 54.58% | 62.36% | 49.52% | 39.24% |
| Operating Income | 3.5B▲ 0% | 3.33B▼ 5.0% | 4.06B▲ 22.1% | 4.02B▼ 1.0% | 5.47B▲ 36.2% | 7.99B▲ 46.0% | 7.03B▼ 12.1% | -765M▼ 110.9% | -601M▲ 21.4% | 6.34B▲ 0% |
| Operating Margin % | 30.33% | 27.36% | 31.24% | 27.41% | 22.41% | 34.66% | 31.53% | -2.55% | -2.48% | 20.83% |
| Operating Income Growth % | 19.99% | -4.97% | 22.07% | -1.01% | 36.18% | 46.04% | -12.06% | -110.88% | 21.44% | - |
| Pretax Income | 3.5B▲ 0% | 3.33B▼ 5.0% | 4.06B▲ 22.1% | 4.02B▼ 1.0% | 5.47B▲ 36.2% | 7.99B▲ 46.0% | 7.03B▼ 12.1% | -765M▼ 110.9% | -601M▲ 21.4% | 6.34B▲ 0% |
| Pretax Margin % | 30.33% | 27.36% | 31.24% | 27.41% | 22.41% | 34.66% | 31.53% | -2.55% | -2.48% | 20.83% |
| Income Tax | 1.06B | 911M | 803M | 782M | 981M | 1.56B | 1.25B | 738M | -556M | 1.1B |
| Effective Tax Rate % | 30.23% | 27.39% | 19.78% | 19.46% | 17.92% | 19.47% | 17.78% | -96.47% | 92.51% | 17.31% |
| Net Income | 2.43B▲ 0% | 2.39B▼ 1.3% | 3.24B▲ 35.2% | 3.22B▼ 0.4% | 4.48B▲ 39.0% | 6.44B▲ 43.7% | 6.26B▼ 2.8% | -1.09B▼ 117.4% | 4.82B▲ 541.6% | 5.23B▲ 0% |
| Net Margin % | 21.03% | 19.69% | 24.91% | 21.99% | 18.35% | 27.92% | 28.08% | -3.64% | 19.87% | 17.19% |
| Net Income Growth % | 16.41% | -1.32% | 35.21% | -0.4% | 39.02% | 43.69% | -2.79% | -117.43% | 541.61% | 437.79% |
| Net Income (Continuing) | 2.44B | 2.42B | 3.26B | 3.24B | 4.49B | 6.44B | 5.78B | -1.5B | -45M | 5.24B |
| EPS (Diluted) | 2.77▲ 0% | 2.74▼ 1.1% | 3.91▲ 42.7% | 3.71▼ 5.1% | 3.08▼ 17.0% | 4.47▲ 45.1% | 4.43▼ 0.9% | -1.09▼ 124.6% | 3.36▲ 408.3% | 4.01▲ 0% |
| EPS Growth % | 8.2% | -1.08% | 42.7% | -5.12% | -16.98% | 45.13% | -0.89% | -124.61% | 408.26% | 346.9% |
| EPS (Basic) | 2.81 | 2.78 | 3.96 | 3.76 | 3.11 | 4.51 | 4.46 | -1.09 | 3.36 | - |
| Diluted Shares Outstanding | 814.92M | 810.98M | 783.48M | 815.2M | 1.36B | 1.35B | 1.34B | 1.33B | 1.33B | 1.31B |
TFC Balance Sheet
Truist Financial Corporation (TFC) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'16 | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 31.01B | 27.26B | 28.88B | 93.79B | 139.66B | 173.42B | 93.22B | 97.6B | 44.32B | 178B |
| Cash & Due from Banks | 3.94B | 2.71B | 3.84B | 19.07B | 18.87B | 20.3B | 21.42B | 30.23B | 39.77B | 36.85B |
| Short Term Investments | 27.07B | 24.55B | 25.04B | 74.73B | 120.79B | 153.12B | 71.8B | 67.37B | 4.55B | 4.5B |
| Total Investments | 185.49B | 188.98B | 192.65B | 381.1B | 427.22B | 449.73B | 456.11B | 440.2B | 423.65B | 437.97B |
| Investments Growth % | 3.42% | 1.89% | 1.94% | 97.82% | 12.1% | 5.27% | 1.42% | -3.49% | -3.76% | 4.25% |
| Long-Term Investments | 158.56B | 164.44B | 167.61B | 306.37B | 306.44B | 296.61B | 384.31B | 372.83B | 419.1B | 1.7T |
| Accounts Receivables | 0 | 0 | 1.12B | 2.42B | 1.83B | 2.24B | 2.68B | 997M | 1.9B | 2.13B |
| Goodwill & Intangibles | 11.54B | 11.38B | 11.7B | 29.93B | 29.45B | 32.14B | 34.44B | 22.44B | 22.38B | 22.23B |
| Goodwill | 9.64B | 9.62B | 9.82B | 24.15B | 24.45B | 26.1B | 27.01B | 17.16B | 17.13B | 17.13B |
| Intangible Assets | 1.91B | 1.77B | 1.88B | 5.77B | 5.01B | 6.04B | 7.43B | 5.29B | 5.26B | 5.1B |
| PP&E (Net) | 2.11B | 2.06B | 3.49B | 7.43B | 7.01B | 6.96B | 6.88B | 6B | 5.59B | 5.66B |
| Other Assets | 14.53B | 14.61B | 6.98B | 18.52B | 15.97B | 20.62B | 20.44B | 21.38B | 23.5B | 24.51B |
| Total Current Assets | 32.68B | 29.16B | 35.91B | 110.83B | 150.35B | 184.91B | 106.16B | 109.66B | 58.66B | 56.34B |
| Total Non-Current Assets | 186.74B | 192.48B | 189.79B | 362.25B | 358.87B | 356.33B | 449.1B | 425.69B | 472.52B | 487.51B |
| Total Assets | 219.28B▲ 0% | 221.64B▲ 1.1% | 225.7B▲ 1.8% | 473.08B▲ 109.6% | 509.23B▲ 7.6% | 541.24B▲ 6.3% | 555.25B▲ 2.6% | 535.35B▼ 3.6% | 531.18B▼ 0.8% | 543.85B▲ 0% |
| Asset Growth % | 4.44% | 1.08% | 1.83% | 109.61% | 7.64% | 6.29% | 2.59% | -3.58% | -0.78% | 7.91% |
| Return on Assets (ROA) | 1.13% | 1.09% | 1.45% | 0.92% | 0.91% | 1.23% | 1.14% | -0.2% | 0.9% | 0.96% |
| Accounts Payable | 5.75B | 5.99B | 5.43B | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Debt | 24.78B | 28.59B | 28.89B | 58.88B | 45.3B | 40.89B | 65.07B | 62.12B | 62.27B | 71.11B |
| Net Debt | 20.84B | 25.87B | 25.04B | 39.81B | 26.44B | 20.59B | 43.65B | 31.89B | 22.5B | 34.25B |
| Long-Term Debt | 21.96B | 23.65B | 23.71B | 41.34B | 39.6B | 35.91B | 43.2B | 38.92B | 34.96B | 41.73B |
| Short-Term Debt | 2.81B | 4.94B | 5.18B | 17.54B | 5.71B | 4.97B | 21.87B | 23.2B | 27.31B | 29.38B |
| Other Liabilities | -1.41B | 0 | 0 | 12.92B | 11.94B | 14.6B | 16.15B | 18.11B | 14.71B | 12.19B |
| Total Current Liabilities | 168.79B | 168.3B | 171.81B | 352.26B | 386.78B | 421.46B | 435.37B | 419.07B | 417.83B | 424.28B |
| Total Non-Current Liabilities | 20.56B | 23.65B | 23.71B | 54.26B | 51.53B | 50.51B | 59.35B | 57.03B | 49.66B | 53.92B |
| Total Liabilities | 189.35B | 191.95B | 195.52B | 406.52B | 438.32B | 471.97B | 494.72B | 476.1B | 467.5B | 478.2B |
| Total Equity | 29.93B▲ 0% | 29.7B▼ 0.8% | 30.18B▲ 1.6% | 66.56B▲ 120.6% | 70.91B▲ 6.5% | 69.27B▼ 2.3% | 60.54B▼ 12.6% | 59.25B▼ 2.1% | 63.68B▲ 7.5% | 65.65B▲ 0% |
| Equity Growth % | 9.46% | -0.77% | 1.63% | 120.55% | 6.54% | -2.31% | -12.61% | -2.12% | 7.47% | 18.43% |
| Equity / Assets (Capital Ratio) | 13.65% | 13.4% | 13.37% | 14.07% | 13.93% | 12.8% | 10.9% | 11.07% | 11.99% | 12.07% |
| Return on Equity (ROE) | 8.47% | 8.03% | 10.81% | 6.67% | 6.52% | 9.19% | 9.64% | -1.82% | 7.84% | 7.97% |
| Book Value per Share | 36.72 | 36.62 | 38.52 | 81.65 | 52.21 | 51.34 | 45.23 | 44.49 | 47.84 | 50.30 |
| Tangible BV per Share | 22.56 | 22.58 | 23.59 | 44.94 | 30.52 | 27.52 | 19.50 | 27.64 | 31.02 | 33.27 |
| Common Stock | 4.05B | 3.91B | 3.82B | 6.71B | 6.75B | 6.64B | 6.63B | 6.67B | 6.58B | 6.4B |
| Additional Paid-in Capital | 9.1B | 7.89B | 6.85B | 35.61B | 35.84B | 34.56B | 34.54B | 36.18B | 35.63B | 34.28B |
| Retained Earnings | 14.81B | 16.26B | 18.12B | 19.81B | 19.45B | 23B | 26.26B | 22.09B | 23.78B | 25.44B |
| Accumulated OCI | -1.13B | -1.47B | -1.72B | -844M | 716M | -1.6B | -13.6B | -12.51B | -8.21B | -6.37B |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Preferred Stock | 3.05B | 3.05B | 3.05B | 5.1B | 8.05B | 6.67B | 6.67B | 6.67B | 5.91B | 5.91B |
TFC Cash Flow Statement
Truist Financial Corporation (TFC) cash flow — operating, investing & free cash flow history
| Line item | Dec'16 | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 3.12B | 4.63B | 4.35B | 1.52B | 7.44B | 7.89B | 11.08B | 8.63B | 2.16B | 2.16B |
| Operating CF Growth % | -0.51% | 48.8% | -6.17% | -65.05% | 389.28% | 6.12% | 40.41% | -22.11% | -74.93% | 113.72% |
| Net Income | 2.44B | 2.42B | 3.26B | 3.24B | 4.49B | 6.44B | 6.27B | -1.05B | 4.84B | 5.23B |
| Depreciation & Amortization | 555M | 550M | 555M | 630M | 1.61B | 1.38B | 1.37B | 1.22B | 979M | 871M |
| Deferred Taxes | -6M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Cash Items | 239M | 820M | 37M | 666M | 1.08B | -584M | -1.54B | 8.19B | 4.5B | 2.33B |
| Working Capital Changes | -230M | 718M | 359M | -3.18B | -97M | 655M | 4.99B | 271M | -8.15B | -4.5B |
| Cash from Investing | -976M | -5.41B | -4.96B | 8.35B | -43.65B | -32.06B | -29.97B | 22.86B | 18.6B | -20.93B |
| Purchase of Investments | -15.16B | -16.36B | -4.72B | -42.65B | -72.81B | -70.78B | -12.38B | -4.23B | -44.74B | -18.77B |
| Sale/Maturity of Investments | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 4M |
| Net Investment Activity | -15.16B | -16.36B | -4.72B | -42.65B | -72.81B | -70.77B | -12.38B | -4.23B | -44.74B | -18.76B |
| Acquisitions | -726M | 0 | -296M | 6.26B | -2.44B | -1.64B | -4.67B | -17M | 12.17B | 1000K |
| Other Investing | -2.62B | -1.36B | -6.08B | 886M | 2.51B | 6.68B | -33.11B | 13.14B | 4.84B | -22.99B |
| Cash from Financing | -1.88B | -549M | 1.5B | 5.35B | 36.02B | 25.59B | 20.02B | -22.27B | -11.64B | 14.21B |
| Dividends Paid | -1.09B | -1.18B | -1.38B | -1.46B | -2.73B | -2.85B | -2.99B | -3.13B | -3.13B | -3.04B |
| Share Repurchases | -520M | -1.61B | -1.21B | -1.73B | -500M | -3.03B | -250M | 0 | -1.75B | -3B |
| Stock Issued | 0 | 0 | 0 | 1.68B | 3.45B | 0 | 0 | 0 | 0 | 0 |
| Net Stock Activity | -520M | -1.61B | -1.21B | -42M | 2.95B | -3.03B | -250M | 0 | -1.75B | -3B |
| Debt Issuance (Net) | -1000K | 1000K | 1000K | 1000K | -1000K | -1000K | 1000K | -1000K | 1000K | 2M |
| Other Financing | 4.83B | -2.72B | 3.61B | 2.74B | 49.55B | 35.51B | -3.28B | -16.46B | -7.11B | 6.94B |
| Net Change in Cash | 257M▲ 0% | -1.32B▼ 615.2% | 888M▲ 167.1% | 15.22B▲ 1614.1% | -197M▼ 101.3% | 1.43B▲ 824.4% | 1.13B▼ 21.1% | 9.22B▲ 719.1% | 9.12B▼ 1.1% | -2.79B▲ 0% |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 4.17B | 4.28B | 2.96B | 3.84B | 19.07B | 18.87B | 20.3B | 21.42B | 30.64B | 41.45B |
| Cash at End | 4.42B | 2.96B | 3.84B | 19.07B | 18.87B | 20.3B | 21.42B | 30.64B | 39.77B | 36.85B |
| Interest Paid | 775M | 819M | 1.41B | 1.92B | 1.83B | 859M | 2.01B | 9.14B | 11.34B | 1.78B |
| Income Taxes Paid | 844M | 429M | 99M | 443M | 126M | 792M | 479M | 780M | 830M | -566M |
| Free Cash Flow | 3.12B▲ 0% | 4.63B▲ 48.8% | 3.99B▼ 14.0% | 1.3B▼ 67.5% | 6.62B▲ 411.0% | 7.45B▲ 12.5% | 10.52B▲ 41.2% | 8.63B▼ 17.9% | 2.16B▼ 74.9% | 3.93B▲ 0% |
| FCF Growth % | -0.51% | 48.8% | -14% | -67.49% | 410.96% | 12.5% | 41.17% | -17.93% | -74.93% | 4.44% |
TFC Banking Ratios
Truist Financial Corporation (TFC) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 8.47% | 8.03% | 10.81% | 6.67% | 6.52% | 9.19% | 9.64% | -1.82% | 7.84% | 7.97% |
| Return on Assets (ROA) | 1.13% | 1.09% | 1.45% | 0.92% | 0.91% | 1.23% | 1.14% | -0.2% | 0.9% | 0.96% |
| Net Interest Margin | 2.88% | 2.95% | 2.96% | 1.55% | 2.72% | 2.4% | 2.58% | 2.71% | 2.65% | 2.63% |
| Efficiency Ratio | 58.25% | 61.24% | 53.34% | 54.11% | 60.99% | 65.54% | 54.58% | 62.36% | 49.52% | 39.24% |
| Equity / Assets | 13.65% | 13.4% | 13.37% | 14.07% | 13.93% | 12.8% | 10.9% | 11.07% | 11.99% | 12.07% |
| Book Value / Share | 36.72 | 36.62 | 38.52 | 81.65 | 52.21 | 51.34 | 45.23 | 44.49 | 47.84 | 50.3 |
| NII Growth | 13.04% | 3.39% | 2.25% | 9.44% | 89.06% | -5.93% | 10.05% | 1.47% | -2.98% | 1.92% |
| Dividend Payout | 38.13% | 41.98% | 37.19% | 40.6% | 54.08% | 38.59% | 42.43% | - | 57.49% | 51.62% |
TFC SEC Filings & Documents
Truist Financial Corporation (TFC) SEC filings — annual & quarterly reports (10-K, 10-Q)
TFC Frequently Asked Questions
Truist Financial Corporation (TFC) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
Truist Financial Corporation (TFC) saw revenue decline by 19.0% over the past year.
Yes, Truist Financial Corporation (TFC) is profitable, generating $5.23B in net income for fiscal year 2024 (19.9% net margin).
Dividend & Returns
Yes, Truist Financial Corporation (TFC) pays a dividend with a yield of 4.17%. This makes it attractive for income-focused investors.
Truist Financial Corporation (TFC) has a return on equity (ROE) of 7.8%. This is below average, suggesting room for improvement.
Industry Metrics
Truist Financial Corporation (TFC) has a net interest margin (NIM) of 2.7%. NIM has been under pressure due to interest rate environment.
Truist Financial Corporation (TFC) has an efficiency ratio of 49.5%. This is excellent, indicating strong cost control.
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