Universal Insurance Holdings is currently benefiting from a significant improvement in underwriting discipline, evidenced by a combined ratio that compressed from 104.7% in 2024Q3 ...
EPS beat 12 of last 12 quarters
P/E is 46% below its peer median
Average momentum (RS Rating: 78)
Price > 20DMA > 50DMA > 200DMA
Estimated earnings - Oct 23
Trailing total returns as of 7/26/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).
Based on DCF analysis
Universal Insurance Holdings, Inc. (UVE) EPS & revenue vs analyst estimates — last 4 quarters
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q3 2026Latest | Jul 23, 2026 | $1.84vs $1.57+17.2% | $621Mvs $615M+1.1% |
| Q2 2026 | Apr 23, 2026 | $2.00vs $1.39+43.9% | $507Mvs $481M+5.3% |
| Q1 2026 | Feb 24, 2026 | $2.17vs $1.30+66.9% | $484Mvs $485M-0.3% |
| Q4 2025 | Oct 23, 2025 | $1.36vs $1.10+23.6% | $401Mvs $373M+7.5% |
Recent stock market news and headlines for Universal Insurance Holdings, Inc. (UVE)
Universal Insurance NYSE: UVE reported higher second-quarter earnings as improved claims trends, premium growth and increased investment income helped lower its net loss ratio and strengthen underwriting results.
Universal Insurance Holdings, Inc. (UVE) Q2 2026 Earnings Call Transcript
Universal Insurance's Q2 earnings surged 49.6% as lower losses, premium growth and stronger investment income fueled a 28.7% estimate beat.
Universal Insurance Holdings (UVE) came out with quarterly earnings of $1.84 per share, beating the Zacks Consensus Estimate of $1.43 per share. This compares to earnings of $1.23 per share a year ago.
FORT LAUDERDALE, Fla.--(BUSINESS WIRE)--Universal Reports Second Quarter 2026 Results.
Key metrics vs top competitors for Universal Insurance Holdings, Inc. (UVE)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $41.61 | $1.16B | 6.58 | 4.94% | 11.47% | 39.59% | 1.85% | |
| $178.83 | $2.32B | 7.19 | 20.21% | 32.64% | 30.81% | — | |
| $27.82 | $844.33M | 4.40 | 3.71% | 25.99% | 43.68% | — | |
| $259.97 | $66.92B | 6.81 | 4.64% | 18.09% | 42.74% | — | |
| $387.26 | $80.77B | 14.12 | 5.17% | 16.95% | 25.62% | — | |
| $359.75 | $139.53B | 13.98 | 6.47% | 18.48% | 14.49% | — |
Universal Insurance Holdings, Inc. (UVE) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Universal Insurance Holdings, Inc. (UVE) SEC filings — annual & quarterly reports (10-K, 10-Q)
Jul 23, 2026·SEC
Jul 8, 2026·SEC
Jun 18, 2026·SEC
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Universal Insurance Holdings, Inc. (UVE) stock FAQ — growth, dividends, profitability & financials explained
Universal Insurance Holdings, Inc. (UVE) grew revenue by 4.9% over the past year. Growth has been modest.
Yes, Universal Insurance Holdings, Inc. (UVE) is profitable, generating $195.8M in net income for fiscal year 2025 (11.5% net margin).
Yes, Universal Insurance Holdings, Inc. (UVE) pays a dividend with a yield of 1.85%. This makes it attractive for income-focused investors.
Universal Insurance Holdings, Inc. (UVE) has a return on equity (ROE) of 39.6%. This is excellent, indicating efficient use of shareholder capital.
Universal Insurance Holdings, Inc. (UVE) has a combined ratio of 84.8%. A ratio below 100% indicates underwriting profitability.
