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Apr 28, 2026·SEC
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Western New England Bancorp, Inc.(WNEB)Earnings, Financials & Key Ratios
WNEB•NASDAQ•Banking & Credit
$14.09
$285M mkt cap·18.8× P/E·Price updated May 7, 2026
AboutWestern New England Bancorp, Inc. operates as the holding company for Westfield Bank that provides a range of commercial and retail banking products and services to individuals and businesses. The company accepts various deposit accounts, including checking, business and municipal savings, money market and sweep, individual retirement, and other savings accounts; time deposits; certificates of deposit; and interest on lawyers trust accounts. It also offers residential and commercial real estate, commercial construction, working capital, equipment financing and term, home equity, and consumer loans; commercial and industrial loans, such as revolving lines of credit. In addition, the company provides automated teller machine (ATM), telephone and online banking, remote deposit capture, cash management, overdraft and safe deposit facility, and night deposit services. As of December 31, 2021, it operated through a network of 25 banking offices, 23 free-standing ATMs, and 35 seasonal or temporary ATMS located in Agawam, Chicopee, Feeding Hills, East Longmeadow, Holyoke, Huntington, Ludlow, South Hadley, Southwick, Springfield, Ware, West Springfield and Westfield, Massachusetts and Bloomfield, Enfield, Granby, and West Hartford, Connecticut. The company was formerly known as Westfield Financial, Inc. and changed its name to Western New England Bancorp, Inc. in October 2016. Western New England Bancorp, Inc. was founded in 1853 and is headquartered in Westfield, Massachusetts.Show more
- Net Interest Income$70M+17.2%
- Total Revenue$130M+5.8%
- Net Income$15M+30.9%
- Return on Equity6.32%+28.1%
- Net Interest Margin2.56%+13.6%
- Efficiency Ratio47.12%-1.0%
- ROA0.57%+26.7%
- Equity / Assets9.05%+1.8%
- Book Value per Share12.26+9.2%
- Tangible BV/Share11.58+9.7%
- Debt/Equity0.43-17.9%
WNEB Key Insights
Western New England Bancorp, Inc. (WNEB) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Strong Piotroski F-Score: 8/9
- ✓Efficient operations: 47.1% efficiency ratio
- ✓Healthy dividend yield of 2.0%
- ✓Share count reduced 3.9% through buybacks
- ✓Trading near 52-week high
- ✓Trading at only 1.1x book value
✗Weaknesses
No significant weaknesses identified
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
WNEB Price & Volume
Western New England Bancorp, Inc. (WNEB) stock price & volume — 10-year historical chart
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WNEB Growth Metrics
Western New England Bancorp, Inc. (WNEB) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years10.32%
5 Years7.1%
3 Years9.36%
TTM-
Profit CAGR
10 Years10.33%
5 Years6.37%
3 Years-16.14%
TTM30.88%
EPS CAGR
10 Years8.56%
5 Years10.76%
3 Years-14.02%
TTM35.47%
Return on Capital
10 Years5.69%
5 Years7.49%
3 Years4.89%
Last Year5.17%
WNEB Recent Earnings
Western New England Bancorp, Inc. (WNEB) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 6/12 qtrs (67%)●Beat Revenue 9/12 qtrs (100%)
Q2 2026Latest
Apr 28, 2026EPS
$0.24
Est $0.21
+14.3%
Revenue
$22M
Est $22M
+1.4%
Q2 2026
Mar 10, 2026EPS
$0.26
Revenue
$34M
Q1 2026
Jan 27, 2026EPS
$0.26
Est $0.21
+23.8%
Revenue
$22M
Est $19M
+17.3%
Q4 2025
Oct 28, 2025EPS
$0.16
Est $0.19
-15.8%
Revenue
$21M
Est $18M
+16.7%
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 28, 2026 | $0.24vs $0.21+14.3% | $22Mvs $22M+1.4% |
| Q2 2026 | Mar 10, 2026 | $0.26 | $34M |
| Q1 2026 | Jan 27, 2026 | $0.26vs $0.21+23.8% | $22Mvs $19M+17.3% |
| Q4 2025 | Oct 28, 2025 | $0.16vs $0.19-15.8% | $21Mvs $18M+16.7% |
Based on last 12 quarters of dataView full earnings history →
WNEB Peer Comparison
Western New England Bancorp, Inc. (WNEB) competitors in Community and retail regional banks — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 NBTB | 2.35B | 45.07 | 13.53 | 10.36% | 9.51% | 0.17 | ||
 FUNC | 248.05M | 38.18 | 12.12 | 16.94% | 12.52% | 1.05 | ||
 NECB | 339.07M | 24.51 | 7.54 | -1.55% | 13.07% | 0.21 | ||
 CFFI | 252.26M | 77.48 | 9.35 | 11.78% | 10.82% | 0.44 | ||
 CTBI | 1.2B | 66.31 | 14.38 | 15.23% | 11.22% | 0.42 | ||
 FXNC | 252.79M | 27.96 | 14.27 | 27.11% | 9.98% | 0.23 | ||
 SRCE | 1.79B | 73.66 | 11.40 | 5.2% | 12.39% | 0.26 | ||
 MNSB | 176.24M | 23.51 | 13.36 | -1.44% | 7.26% | 0.32 |
Compare WNEB vs Peers
Western New England Bancorp, Inc. (WNEB) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
WNEB Income Statement
Western New England Bancorp, Inc. (WNEB) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 59.39M | 60.01M | 57.98M | 64.43M | 73.18M | 79.23M | 67.91M | 59.82M | 70.1M |
| NII Growth % | 59.18% | 1.04% | -3.39% | 11.13% | 13.58% | 8.27% | -14.29% | -11.92% | 17.19% |
| Net Interest Margin % | 2.85% | 2.83% | 2.66% | 2.72% | 2.88% | 3.1% | 2.65% | 2.25% | 2.56% |
| Interest Income | 74.04M | 78.99M | 82.12M | 82.88M | 79.85M | 85.93M | 101.12M | 109.83M | 118.62M |
| Interest Expense | 14.64M | 18.98M | 24.14M | 18.45M | 6.67M | 6.7M | 33.21M | 50.02M | 48.52M |
| Loan Loss Provision | 1.36M | 1.9M | 2.67M | 7.78M | -925K | 700K | 872K | -665K | 820K |
| Non-Interest Income | 8.5M | 9.23M | 9.71M | 9.25M | 12.56M | 13.33M | 10.9M | 12.91M | 11.21M |
| Non-Interest Income % | 10.3% | 10.47% | 10.57% | 10.04% | 13.6% | 13.43% | 9.73% | 10.52% | 8.63% |
| Total Revenue | 82.54M▲ 0% | 88.22M▲ 6.9% | 91.82M▲ 4.1% | 92.13M▲ 0.3% | 92.41M▲ 0.3% | 99.26M▲ 7.4% | 112.02M▲ 12.9% | 122.74M▲ 9.6% | 129.83M▲ 5.8% |
| Revenue Growth % | 48.76% | 6.89% | 4.08% | 0.33% | 0.31% | 7.41% | 12.85% | 9.57% | 5.77% |
| Non-Interest Expense | 44.79M | 46.24M | 47.81M | 51.75M | 54.94M | 57.23M | 58.35M | 58.43M | 61.18M |
| Efficiency Ratio | 54.26% | 52.41% | 52.07% | 56.17% | 59.45% | 57.66% | 52.09% | 47.61% | 47.12% |
| Operating Income | 21.75M▲ 0% | 21.11M▼ 2.9% | 17.2M▼ 18.5% | 14.16M▼ 17.7% | 31.72M▲ 124.1% | 34.63M▲ 9.2% | 19.58M▼ 43.4% | 14.96M▼ 23.6% | 19.3M▲ 29.0% |
| Operating Margin % | 26.35% | 23.93% | 18.73% | 15.37% | 34.33% | 34.89% | 17.48% | 12.19% | 14.87% |
| Operating Income Growth % | 193.77% | -2.94% | -18.51% | -17.7% | 124.1% | 9.16% | -43.45% | -23.6% | 29.02% |
| Pretax Income | 21.75M▲ 0% | 21.11M▼ 2.9% | 17.2M▼ 18.5% | 14.16M▼ 17.7% | 31.72M▲ 124.1% | 34.63M▲ 9.2% | 19.58M▼ 43.4% | 14.96M▼ 23.6% | 19.79M▲ 32.3% |
| Pretax Margin % | 26.35% | 23.93% | 18.73% | 15.37% | 34.33% | 34.89% | 17.48% | 12.19% | 15.24% |
| Income Tax | 9.43M | 4.7M | 3.85M | 2.94M | 8.03M | 8.74M | 4.52M | 3.29M | 4.52M |
| Effective Tax Rate % | 43.35% | 22.27% | 22.39% | 20.78% | 25.3% | 25.24% | 23.06% | 22% | 22.84% |
| Net Income | 12.32M▲ 0% | 16.41M▲ 33.2% | 13.35M▼ 18.6% | 11.21M▼ 16.0% | 23.7M▲ 111.3% | 25.89M▲ 9.2% | 15.07M▼ 41.8% | 11.67M▼ 22.6% | 15.27M▲ 30.9% |
| Net Margin % | 14.93% | 18.6% | 14.54% | 12.17% | 25.64% | 26.08% | 13.45% | 9.5% | 11.76% |
| Net Income Growth % | 154.86% | 33.18% | -18.64% | -15.99% | 111.32% | 9.23% | -41.79% | -22.58% | 30.88% |
| Net Income (Continuing) | 12.32M | 16.41M | 13.35M | 11.21M | 23.7M | 25.89M | 15.07M | 11.67M | 15.27M |
| EPS (Diluted) | 0.41▲ 0% | 0.57▲ 39.0% | 0.51▼ 10.5% | 0.45▼ 11.8% | 1.02▲ 126.7% | 1.18▲ 15.7% | 0.70▼ 40.7% | 0.56▼ 20.0% | 0.75▲ 33.9% |
| EPS Growth % | 70.83% | 39.02% | -10.53% | -11.76% | 126.67% | 15.69% | -40.68% | -20% | 33.93% |
| EPS (Basic) | 0.41 | 0.57 | 0.51 | 0.45 | 1.02 | 1.18 | 0.70 | 0.56 | 0.76 |
| Diluted Shares Outstanding | 30.03M | 29.03M | 26.3M | 25.06M | 23.3M | 21.94M | 21.61M | 21.02M | 20.21M |
WNEB Balance Sheet
Western New England Bancorp, Inc. (WNEB) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 315.23M | 279.29M | 250.81M | 286.34M | 292.91M | 175.69M | 162.96M | 217.89M | 43.15M |
| Cash & Due from Banks | 26.81M | 25.54M | 23.11M | 84.46M | 98.56M | 28.69M | 25.85M | 57.19M | 38.15M |
| Short Term Investments | 288.42M | 253.75M | 227.71M | 201.88M | 194.35M | 147M | 137.12M | 160.7M | 5M |
| Total Investments | 1.91B | 1.94B | 2B | 2.12B | 2.27B | 2.35B | 2.37B | 2.42B | 2.53B |
| Investments Growth % | 2.79% | 1.92% | 2.64% | 6.2% | 7.23% | 3.58% | 0.55% | 2.07% | 4.62% |
| Long-Term Investments | 1.62B | 1.69B | 1.77B | 1.92B | 2.08B | 2.21B | 2.23B | 2.26B | 2.52B |
| Accounts Receivables | 5.95M | 5.65M | 5.31M | 8.48M | 7.78M | 8.14M | 8.53M | 8.47M | 8.78M |
| Goodwill & Intangibles | 16.55M | 16.18M | 15.8M | 15.42M | 15.05M | 14.68M | 14.3M | 13.93M | 13.55M |
| Goodwill | 12.49M | 12.49M | 12.49M | 12.49M | 12.49M | 12.49M | 12.49M | 12.49M | 12.49M |
| Intangible Assets | 4.06M | 3.69M | 3.31M | 2.94M | 2.56M | 2.19M | 1.81M | 1.44M | 1.06M |
| PP&E (Net) | 23.5M | 24.62M | 23.76M | 25.1M | 26.16M | 24.95M | 25.57M | 24.42M | 23.34M |
| Other Assets | 93.21M | 92M | 107.96M | 99.76M | 105.34M | 106.79M | 108.95M | 118.3M | 111.41M |
| Total Current Assets | 321.17M | 284.94M | 256.13M | 294.81M | 300.68M | 183.83M | 171.49M | 226.36M | 51.93M |
| Total Non-Current Assets | 1.76B | 1.83B | 1.93B | 2.07B | 2.24B | 2.37B | 2.39B | 2.43B | 2.68B |
| Total Assets | 2.08B▲ 0% | 2.12B▲ 1.7% | 2.18B▲ 3.0% | 2.37B▲ 8.5% | 2.54B▲ 7.3% | 2.55B▲ 0.6% | 2.56B▲ 0.4% | 2.65B▲ 3.5% | 2.74B▲ 3.1% |
| Asset Growth % | 0.34% | 1.72% | 2.96% | 8.45% | 7.29% | 0.58% | 0.45% | 3.45% | 3.14% |
| Return on Assets (ROA) | 0.59% | 0.78% | 0.62% | 0.49% | 0.97% | 1.02% | 0.59% | 0.45% | 0.57% |
| Accounts Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Debt | 309.44M | 267.27M | 240.51M | 57.85M | 22.29M | 62.2M | 156.46M | 123.14M | 106.06M |
| Net Debt | 282.63M | 241.72M | 217.41M | -26.61M | -76.27M | 33.51M | 130.61M | 65.95M | 67.92M |
| Long-Term Debt | 164.79M | 208.02M | 205.51M | 57.85M | 22.29M | 20.85M | 140.36M | 117.75M | 92.79M |
| Short-Term Debt | 144.65M | 59.25M | 35M | 0 | 0 | 41.35M | 16.1M | 5.39M | 13.27M |
| Other Liabilities | 20.27M | 18.53M | 31.07M | 37.98M | 35.55M | 33.36M | 26.96M | 31.39M | 21.88M |
| Total Current Liabilities | 1.65B | 1.66B | 1.71B | 2.04B | 2.26B | 2.27B | 2.16B | 2.27B | 2.37B |
| Total Non-Current Liabilities | 185.06M | 226.55M | 236.59M | 95.83M | 57.84M | 54.21M | 167.32M | 149.14M | 114.67M |
| Total Liabilities | 1.84B | 1.88B | 1.95B | 2.14B | 2.31B | 2.33B | 2.33B | 2.42B | 2.49B |
| Total Equity | 247.28M▲ 0% | 237.03M▼ 4.1% | 232.02M▼ 2.1% | 226.64M▼ 2.3% | 223.69M▼ 1.3% | 228.14M▲ 2.0% | 237.41M▲ 4.1% | 235.91M▼ 0.6% | 247.64M▲ 5.0% |
| Equity Growth % | 3.73% | -4.15% | -2.11% | -2.32% | -1.3% | 1.99% | 4.06% | -0.63% | 4.97% |
| Equity / Assets (Capital Ratio) | 11.87% | 11.19% | 10.64% | 9.58% | 8.81% | 8.94% | 9.26% | 8.89% | 9.05% |
| Return on Equity (ROE) | 5.07% | 6.78% | 5.69% | 4.89% | 10.53% | 11.46% | 6.47% | 4.93% | 6.32% |
| Book Value per Share | 8.24 | 8.17 | 8.82 | 9.04 | 9.60 | 10.40 | 10.99 | 11.23 | 12.26 |
| Tangible BV per Share | 7.68 | 7.61 | 8.22 | 8.43 | 8.95 | 9.73 | 10.32 | 10.56 | 11.58 |
| Common Stock | 305K | 284K | 266K | 253K | 227K | 222K | 217K | 209K | 204K |
| Additional Paid-in Capital | 203.53M | 182.1M | 164.25M | 154.55M | 132.82M | 128.9M | 125.45M | 119.33M | 114.52M |
| Retained Earnings | 62.58M | 74.11M | 82.18M | 88.35M | 107.38M | 127.98M | 136.99M | 142.75M | 152.3M |
| Accumulated OCI | -12.55M | -13.42M | -8.97M | -11.28M | -12.31M | -25.04M | -21.74M | -23.27M | -16.72M |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
WNEB Cash Flow Statement
Western New England Bancorp, Inc. (WNEB) cash flow — operating, investing & free cash flow history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 18.86M | 24.64M | 15.38M | 25.07M | 28.79M | 36.77M | 14.77M | 12.17M | 18.21M |
| Operating CF Growth % | 1928.06% | 30.63% | -37.58% | 63% | 14.86% | 27.7% | -59.82% | -17.62% | 49.65% |
| Net Income | 12.32M | 16.41M | 13.35M | 11.21M | 23.7M | 25.89M | 15.07M | 11.67M | 15.27M |
| Depreciation & Amortization | 2.34M | 2.43M | 2.46M | 2.52M | 2.7M | 2.69M | 2.59M | 2.6M | 2.48M |
| Deferred Taxes | 7.34M | -796K | -680K | -2.43M | 644K | 1.09M | 191K | 178K | -1M |
| Other Non-Cash Items | 283K | 1.06M | 3.2M | 6.47M | 290K | 1.83M | 176K | -1.14M | 472K |
| Working Capital Changes | -5.03M | 3.73M | -4.55M | 5.91M | -525K | 3.52M | -5.24M | -3.18M | -94K |
| Cash from Investing | -55.97M | -45.74M | -48.08M | -123.56M | -162.91M | -111.87M | -13.71M | -46.59M | -113.61M |
| Purchase of Investments | -67.25M | -16.9M | -74.51M | -158.98M | -296.58M | -33.03M | -7.9M | -34.05M | -31.8M |
| Sale/Maturity of Investments | 76.37M | 37.53M | 107.54M | 181.09M | 73.66M | 48.45M | 32.37M | 33.83M | 16.26M |
| Net Investment Activity | 9.12M | 20.63M | 33.03M | 22.11M | -222.93M | 15.41M | 24.48M | -219K | -15.54M |
| Acquisitions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Investing | -62.88M | -63.05M | -79.83M | -142.09M | 63.47M | -126.15M | -35.28M | -45.18M | -98.07M |
| Cash from Financing | -5.99M | 20.76M | 30.65M | 161.19M | 150.13M | 1.99M | -2.57M | 72.03M | 69.33M |
| Dividends Paid | -3.58M | -4.64M | -5.27M | -5.04M | -4.68M | -5.28M | -6.07M | -5.91M | -5.71M |
| Share Repurchases | -9.31M | -22.92M | -19.45M | -10.52M | -23.28M | -6.35M | -5.02M | -7.6M | -6.1M |
| Stock Issued | 5.46M | 114K | 106K | 43K | 193K | 0 | 0 | 0 | 0 |
| Net Stock Activity | -3.85M | -22.81M | -19.35M | -10.48M | -23.09M | -6.35M | -5.02M | -7.6M | -6.1M |
| Debt Issuance (Net) | 1000K | -1000K | -1000K | -1000K | -1000K | 1000K | 1000K | -1000K | -1000K |
| Other Financing | -5.63M | 90.3M | 82.05M | 360.31M | 213.52M | -26.26M | -85.7M | 118.9M | 98.26M |
| Net Change in Cash | -43.1M▲ 0% | -343K▲ 99.2% | -2.05M▼ 497.1% | 62.7M▲ 3161.7% | 16.01M▼ 74.5% | -73.11M▼ 556.6% | -1.5M▲ 97.9% | 37.61M▲ 2604.0% | -26.07M▼ 169.3% |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 70.23M | 27.13M | 26.79M | 24.74M | 87.44M | 103.46M | 30.34M | 28.84M | 66.45M |
| Cash at End | 27.13M | 26.79M | 24.74M | 87.44M | 103.46M | 30.34M | 28.84M | 66.45M | 40.38M |
| Interest Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Income Taxes Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Free Cash Flow | 16.65M▲ 0% | 21.31M▲ 28.0% | 14.09M▼ 33.9% | 21.49M▲ 52.4% | 25.34M▲ 17.9% | 35.63M▲ 40.6% | 11.87M▼ 66.7% | 10.97M▼ 7.6% | 17.14M▲ 56.2% |
| FCF Growth % | 3089.05% | 28% | -33.87% | 52.45% | 17.92% | 40.62% | -66.68% | -7.56% | 56.19% |
WNEB Banking Ratios
Western New England Bancorp, Inc. (WNEB) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 2.56% | 5.07% | 6.78% | 5.69% | 4.89% | 10.53% | 11.46% | 6.47% | 4.93% | 6.32% |
| Return on Assets (ROA) | 0.28% | 0.59% | 0.78% | 0.62% | 0.49% | 0.97% | 1.02% | 0.59% | 0.45% | 0.57% |
| Net Interest Margin | 1.8% | 2.85% | 2.83% | 2.66% | 2.72% | 2.88% | 3.1% | 2.65% | 2.25% | 2.56% |
| Efficiency Ratio | 65.28% | 54.26% | 52.41% | 52.07% | 56.17% | 59.45% | 57.66% | 52.09% | 47.61% | 47.12% |
| Equity / Assets | 11.48% | 11.87% | 11.19% | 10.64% | 9.58% | 8.81% | 8.94% | 9.26% | 8.89% | 9.05% |
| Book Value / Share | 12.04 | 8.24 | 8.17 | 8.82 | 9.04 | 9.6 | 10.4 | 10.99 | 11.23 | 12.26 |
| NII Growth | 17.77% | 59.18% | 1.04% | -3.39% | 11.13% | 13.58% | 8.27% | -14.29% | -11.92% | 17.19% |
| Dividend Payout | 50.46% | 29.05% | 28.29% | 39.51% | 44.91% | 19.73% | 20.4% | 40.26% | 50.69% | 37.41% |
WNEB SEC Filings & Documents
Western New England Bancorp, Inc. (WNEB) SEC filings — annual & quarterly reports (10-K, 10-Q)
WNEB Frequently Asked Questions
Western New England Bancorp, Inc. (WNEB) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
Western New England Bancorp, Inc. (WNEB) grew revenue by 5.8% over the past year. This is steady growth.
Yes, Western New England Bancorp, Inc. (WNEB) is profitable, generating $15.3M in net income for fiscal year 2025 (11.8% net margin).
Dividend & Returns
Yes, Western New England Bancorp, Inc. (WNEB) pays a dividend with a yield of 2.01%. This makes it attractive for income-focused investors.
Western New England Bancorp, Inc. (WNEB) has a return on equity (ROE) of 6.3%. This is below average, suggesting room for improvement.
Industry Metrics
Western New England Bancorp, Inc. (WNEB) has a net interest margin (NIM) of 2.6%. NIM has been under pressure due to interest rate environment.
Western New England Bancorp, Inc. (WNEB) has an efficiency ratio of 47.1%. This is excellent, indicating strong cost control.
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Western New England Bancorp, Inc. (WNEB) financial analysis — history, returns, DCA and operating performance tools
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