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Citizens Financial Group, Inc.(CFG)Earnings, Financials & Key Ratios
CFG•NYSE•Banking & Credit
$65.62
$28.31B mkt cap·21.7× P/E·Price updated May 6, 2026
SectorFinancial ServicesIndustryRegional BanksSub-IndustryCommercial and middle-market focused banks
AboutCitizens Financial Group, Inc. operates as the bank holding company for Citizens Bank, National Association that provides retail and commercial banking products and services to individuals, small businesses, middle-market companies, corporations, and institutions in the United States. The company operates in two segments, Consumer Banking and Commercial Banking. The Consumer Banking segment offers deposit products, mortgage and home equity lending products, credit cards, business loans, wealth management, and investment services; and auto, education, and point-of-sale finance loans, as well as digital deposit products. This segment serves its customers through telephone service centers, as well as through its online and mobile platforms. The Commercial Banking segment provides various financial products and solutions, including lending and leasing, deposit and treasury management services, foreign exchange, and interest rate and commodity risk management solutions, as well as syndicated loans, corporate finance, mergers and acquisitions, and debt and equity capital markets services. This segment serves government banking, not-for-profit, healthcare, technology, professionals, oil and gas, asset finance, franchise finance, asset-based lending, commercial real estate, private equity, and sponsor finance industries. It operates approximately 1,200 branches in 14 states and the District of Columbia; 114 retail and commercial non-branch offices in national markets; and approximately 3,300 automated teller machines. The company was formerly known as RBS Citizens Financial Group, Inc. and changed its name to Citizens Financial Group, Inc. in April 2014. Citizens Financial Group, Inc. was founded in 1828 and is headquartered in Providence, Rhode Island.Show more
- Net Interest Income$5.63B-9.7%
- Total Revenue$12.35B+1.3%
- Net Income$1.51B-6.2%
- Return on Equity6.21%-7.2%
- Net Interest Margin2.59%-7.9%
- Efficiency Ratio42.27%-6.5%
- ROA0.69%-4.2%
- Equity / Assets11.15%+1.7%
- Book Value per Share53.48+4.7%
- Tangible BV/Share35.11+4.6%
- Debt/Equity0.51-10.9%
CFG Key Insights
Citizens Financial Group, Inc. (CFG) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Strong Piotroski F-Score: 7/9
- ✓Efficient operations: 42.3% efficiency ratio
- ✓Well capitalized: 11.2% equity/assets
- ✓Healthy dividend yield of 2.6%
- ✓Share count reduced 4.9% through buybacks
- ✓Trading near 52-week high
✗Weaknesses
No significant weaknesses identified
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
CFG Price & Volume
Citizens Financial Group, Inc. (CFG) stock price & volume — 10-year historical chart
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CFG Growth Metrics
Citizens Financial Group, Inc. (CFG) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years9.34%
5 Years8.89%
3 Years20.91%
TTM-
Profit CAGR
10 Years5.72%
5 Years-3.37%
3 Years-13.34%
TTM31.38%
EPS CAGR
10 Years6.93%
5 Years-4.48%
3 Years-16.26%
TTM40.55%
Return on Capital
10 Years5.36%
5 Years5.5%
3 Years5.2%
Last Year4.45%
CFG Recent Earnings
Citizens Financial Group, Inc. (CFG) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 6/12 qtrs (50%)●Beat Revenue 7/12 qtrs (58%)
Q2 2026Latest
Apr 16, 2026EPS
$1.13
Est $1.10
+2.7%
Revenue
$2.2B
Est $2.2B
+0.2%
Q1 2026
Jan 21, 2026EPS
$1.13
Est $1.10
+2.7%
Revenue
$2.2B
Est $2.2B
+0.3%
Q4 2025
Oct 15, 2025EPS
$1.05
Est $1.03
+1.9%
Revenue
$2.1B
Est $2.1B
+0.9%
Q3 2025
Jul 17, 2025EPS
$0.92
Est $0.88
+4.2%
Revenue
$2.0B
Est $2.0B
+1.4%
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 16, 2026 | $1.13vs $1.10+2.7% | $2.2Bvs $2.2B+0.2% |
| Q1 2026 | Jan 21, 2026 | $1.13vs $1.10+2.7% | $2.2Bvs $2.2B+0.3% |
| Q4 2025 | Oct 15, 2025 | $1.05vs $1.03+1.9% | $2.1Bvs $2.1B+0.9% |
| Q3 2025 | Jul 17, 2025 | $0.92vs $0.88+4.2% | $2.0Bvs $2.0B+1.4% |
Based on last 12 quarters of dataView full earnings history →
CFG Peer Comparison
Citizens Financial Group, Inc. (CFG) competitors in Commercial and middle-market focused banks — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 RF | 24.49B | 28.21 | 12.32 | 2.51% | 11.29% | 0.26 | ||
 HBAN | 26.34B | 16.64 | 11.97 | 4.38% | 10.04% | 0.76 | ||
 KEY | 24.51B | 22.23 | 14.63 | 23.56% | 8.97% | 0.54 | ||
 MTB | 33.42B | 217.42 | 14.85 | 7.18% | 9.65% | 0.47 | ||
 FITB | 34.06B | 50.84 | 16.19 | 5.62% | 11.43% | 0.97 | ||
 CMA | 11.35B | 88.67 | 16.76 | -3.91% | 9.38% | 0.70 | ||
 ZION | 9.46B | 63.96 | 12.92 | 7.98% | 12.41% | 0.71 | ||
 USB | 87.33B | 56.16 | 12.18 | 0.35% | 11.54% | 1.19 |
Compare CFG vs Peers
Citizens Financial Group, Inc. (CFG) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
CFG Income Statement
Citizens Financial Group, Inc. (CFG) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Dec'16 | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 3.76B | 4.17B | 4.53B | 4.61B | 4.59B | 4.51B | 6.01B | 6.24B | 5.63B | 5.73B |
| NII Growth % | 10.46% | 11.04% | 8.6% | 1.81% | -0.61% | -1.61% | 33.24% | 3.81% | -9.74% | 1.96% |
| Net Interest Margin % | 2.51% | 2.74% | 2.82% | 2.78% | 2.5% | 2.39% | 2.65% | 2.81% | 2.59% | 2.57% |
| Interest Income | 4.27B | 4.92B | 5.76B | 6.19B | 5.36B | 4.85B | 7.06B | 10.2B | 10.19B | 9.68B |
| Interest Expense | 508M | 747M | 1.23B | 1.57B | 771M | 339M | 1.05B | 3.96B | 4.55B | 3.95B |
| Loan Loss Provision | 369M | 321M | 326M | 393M | 1.62B | -411M | 474M | 687M | 687M | 633M |
| Non-Interest Income | 1.5B | 1.53B | 1.6B | 1.88B | 2.32B | 2.13B | 2.01B | 1.98B | 2.16B | 2.34B |
| Non-Interest Income % | 25.98% | 23.77% | 21.7% | 23.27% | 30.21% | 30.56% | 22.15% | 16.27% | 17.5% | 19.46% |
| Total Revenue | 5.76B▲ 0% | 6.45B▲ 12.0% | 7.35B▲ 13.9% | 8.07B▲ 9.7% | 7.68B▼ 4.8% | 6.99B▼ 9.0% | 9.07B▲ 29.8% | 12.19B▲ 34.4% | 12.35B▲ 1.3% | 12.02B▲ 0% |
| Revenue Growth % | 9.23% | 11.99% | 13.94% | 9.68% | -4.84% | -8.99% | 29.82% | 34.38% | 1.31% | -15.37% |
| Non-Interest Expense | 3.35B | 3.47B | 3.62B | 3.85B | 3.99B | 4.08B | 4.89B | 5.51B | 5.22B | 5.27B |
| Efficiency Ratio | 58.16% | 53.83% | 49.21% | 47.69% | 51.99% | 58.42% | 53.94% | 45.19% | 42.27% | 43.89% |
| Operating Income | 1.53B▲ 0% | 1.91B▲ 24.6% | 2.18B▲ 14.2% | 2.25B▲ 3.1% | 1.3B▼ 42.3% | 2.98B▲ 129.4% | 2.65B▼ 10.8% | 2.03B▼ 23.5% | 1.89B▼ 7.0% | 2.16B▲ 0% |
| Operating Margin % | 26.62% | 29.63% | 29.68% | 27.91% | 16.91% | 42.61% | 29.28% | 16.66% | 15.29% | 17.97% |
| Operating Income Growth % | 21.46% | 24.64% | 14.17% | 3.12% | -42.34% | 129.35% | -10.82% | -23.54% | -7% | - |
| Pretax Income | 1.53B▲ 0% | 1.91B▲ 24.6% | 2.18B▲ 14.2% | 2.25B▲ 3.1% | 1.3B▼ 42.3% | 2.98B▲ 129.4% | 2.65B▼ 10.8% | 2.03B▼ 23.5% | 1.89B▼ 7.0% | 2.16B▲ 0% |
| Pretax Margin % | 26.62% | 29.63% | 29.68% | 27.91% | 16.91% | 42.61% | 29.28% | 16.66% | 15.29% | 17.97% |
| Income Tax | 489M | 260M | 462M | 460M | 241M | 658M | 582M | 422M | 379M | 455M |
| Effective Tax Rate % | 31.88% | 13.6% | 21.16% | 20.44% | 18.57% | 22.1% | 21.92% | 20.79% | 20.07% | 21.07% |
| Net Income | 1.04B▲ 0% | 1.65B▲ 58.1% | 1.72B▲ 4.2% | 1.79B▲ 4.1% | 1.06B▼ 41.0% | 2.32B▲ 119.4% | 2.07B▼ 10.6% | 1.61B▼ 22.4% | 1.51B▼ 6.2% | 1.7B▲ 0% |
| Net Margin % | 18.13% | 25.6% | 23.4% | 22.2% | 13.77% | 33.19% | 22.86% | 13.19% | 12.22% | 14.18% |
| Net Income Growth % | 24.4% | 58.09% | 4.18% | 4.07% | -40.98% | 119.39% | -10.61% | -22.43% | -6.16% | 31.38% |
| Net Income (Continuing) | 1.04B | 1.65B | 1.72B | 1.79B | 1.06B | 2.32B | 2.07B | 1.61B | 1.51B | 1.7B |
| EPS (Diluted) | 1.97▲ 0% | 3.25▲ 65.0% | 3.52▲ 8.3% | 3.81▲ 8.2% | 2.22▼ 41.7% | 5.16▲ 132.4% | 4.10▼ 20.5% | 3.13▼ 23.7% | 3.03▼ 3.2% | 3.91▲ 0% |
| EPS Growth % | 27.1% | 64.97% | 8.31% | 8.24% | -41.73% | 132.43% | -20.54% | -23.66% | -3.19% | 40.55% |
| EPS (Basic) | 1.97 | 3.26 | 3.54 | 3.82 | 2.22 | 5.18 | 4.12 | 3.14 | 3.04 | - |
| Diluted Shares Outstanding | 523.93M | 503.69M | 480.43M | 451.21M | 428.16M | 427.44M | 477.8M | 476.69M | 453.51M | 435.47M |
CFG Balance Sheet
Citizens Financial Group, Inc. (CFG) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'16 | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 23.39B | 23.29B | 23.75B | 23.94B | 35.43B | 34.9B | 34.59B | 41.7B | 43.85B | 181.59B |
| Cash & Due from Banks | 4.14B | 3.22B | 4.22B | 3.68B | 13.04B | 9.47B | 10.85B | 12.03B | 11.24B | 12.34B |
| Short Term Investments | 19.25B | 20.07B | 19.53B | 20.25B | 22.39B | 25.43B | 23.74B | 29.67B | 32.61B | 35.3B |
| Total Investments | 128.39B | 132.5B | 138.06B | 142.66B | 150.13B | 157.14B | 188.51B | 182.58B | 178.51B | 184.31B |
| Investments Growth % | 12.97% | 3.2% | 4.19% | 3.33% | 5.24% | 4.67% | 19.96% | -3.15% | -2.23% | -0.36% |
| Long-Term Investments | 109.15B | 112.44B | 118.53B | 122.41B | 127.74B | 131.71B | 164.77B | 152.91B | 145.9B | 590.95B |
| Accounts Receivables | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Goodwill & Intangibles | 6.88B | 6.89B | 6.92B | 7.04B | 7.05B | 7.18B | 8.37B | 8.35B | 8.33B | 8.31B |
| Goodwill | 6.88B | 6.89B | 6.92B | 7.04B | 7.05B | 7.12B | 8.17B | 8.19B | 8.19B | 8.19B |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 64M | 197M | 157M | 146M | 123M |
| PP&E (Net) | 601M | 685M | 791M | 761M | 759M | 768M | 844M | 895M | 875M | 857M |
| Other Assets | 5.8B | 5.89B | 7.64B | 9.06B | 10.45B | 12.31B | 16.7B | 16.96B | 17.54B | 16.92B |
| Total Current Assets | 27.09B | 26.43B | 26.64B | 26.45B | 37.35B | 36.44B | 36.04B | 42.85B | 44.88B | 47.65B |
| Total Non-Current Assets | 122.43B | 125.9B | 133.88B | 139.28B | 146B | 151.97B | 190.69B | 179.12B | 172.65B | 175.1B |
| Total Assets | 149.52B▲ 0% | 152.34B▲ 1.9% | 160.52B▲ 5.4% | 165.73B▲ 3.2% | 183.35B▲ 10.6% | 188.41B▲ 2.8% | 226.73B▲ 20.3% | 221.96B▼ 2.1% | 217.52B▼ 2.0% | 222.75B▲ 0% |
| Asset Growth % | 8.18% | 1.88% | 5.37% | 3.25% | 10.63% | 2.76% | 20.34% | -2.1% | -2% | -1.49% |
| Return on Assets (ROA) | 0.73% | 1.09% | 1.1% | 1.1% | 0.61% | 1.25% | 1% | 0.72% | 0.69% | 0.77% |
| Accounts Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Debt | 17.15B | 14.44B | 17.24B | 14.32B | 8.59B | 7.01B | 15.89B | 13.97B | 12.4B | 10.65B |
| Net Debt | 13.01B | 11.21B | 13.02B | 10.64B | -4.45B | -2.47B | 5.04B | 1.94B | 1.17B | -1.69B |
| Long-Term Debt | 12.79B | 11.77B | 14.43B | 14.05B | 8.35B | 6.93B | 15.89B | 13.47B | 10.41B | 8.45B |
| Short-Term Debt | 4.36B | 2.67B | 2.81B | 274M | 243M | 74M | 3M | 505M | 1.99B | 2.2B |
| Other Liabilities | 2.11B | 1.97B | 2.31B | 3.03B | 4.29B | 3.62B | 6.43B | 6.31B | 6.09B | 6.25B |
| Total Current Liabilities | 114.16B | 117.76B | 122.38B | 125.59B | 147.41B | 154.44B | 180.73B | 177.85B | 176.76B | 182.22B |
| Total Non-Current Liabilities | 15.61B | 14.31B | 17.32B | 17.95B | 13.27B | 10.55B | 22.32B | 19.77B | 16.5B | 14.7B |
| Total Liabilities | 129.77B | 132.07B | 139.7B | 143.53B | 160.68B | 164.99B | 203.04B | 197.62B | 193.27B | 196.92B |
| Total Equity | 19.75B▲ 0% | 20.27B▲ 2.6% | 20.82B▲ 2.7% | 22.2B▲ 6.6% | 22.67B▲ 2.1% | 23.42B▲ 3.3% | 23.69B▲ 1.2% | 24.34B▲ 2.8% | 24.25B▼ 0.4% | 25.83B▲ 0% |
| Equity Growth % | 0.51% | 2.65% | 2.7% | 6.65% | 2.13% | 3.29% | 1.15% | 2.75% | -0.36% | 13.61% |
| Equity / Assets (Capital Ratio) | 13.21% | 13.31% | 12.97% | 13.4% | 12.37% | 12.43% | 10.45% | 10.97% | 11.15% | 11.6% |
| Return on Equity (ROE) | 5.31% | 8.26% | 8.38% | 8.33% | 4.71% | 10.06% | 8.8% | 6.7% | 6.21% | 6.6% |
| Book Value per Share | 37.69 | 40.24 | 43.33 | 49.20 | 52.95 | 54.79 | 49.58 | 51.06 | 53.48 | 59.31 |
| Tangible BV per Share | 24.57 | 26.57 | 28.92 | 33.59 | 36.49 | 37.99 | 32.06 | 33.56 | 35.11 | 40.23 |
| Common Stock | 6M | 6M | 6M | 6M | 6M | 6M | 6M | 6M | 7M | 7M |
| Additional Paid-in Capital | 18.72B | 18.78B | 18.82B | 18.89B | 18.94B | 19B | 22.14B | 22.25B | 22.36B | 22.45B |
| Retained Earnings | 2.7B | 4.16B | 5.38B | 6.5B | 6.45B | 7.98B | 9.16B | 9.82B | 10.41B | 11.06B |
| Accumulated OCI | -668M | -820M | -1.1B | -411M | -60M | -665M | -4.56B | -3.76B | -3.6B | -2.27B |
| Treasury Stock | -1.26B | -2.11B | -3.13B | -4.35B | -4.62B | -4.92B | -5.07B | -5.99B | -7.05B | -7.53B |
| Preferred Stock | 247M | 247M | 840M | 1.57B | 1.97B | 2.01B | 2.01B | 2.01B | 2.11B | 2.11B |
CFG Cash Flow Statement
Citizens Financial Group, Inc. (CFG) cash flow — operating, investing & free cash flow history
| Line item | Dec'16 | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 1.49B | 1.88B | 1.77B | 1.7B | 111M | 2.27B | 4.12B | 2.96B | 2B | 2B |
| Operating CF Growth % | 21.24% | 26.38% | -6.16% | -3.96% | -93.46% | 1949.55% | 81.05% | -28.11% | -32.42% | 1044.49% |
| Net Income | 1.04B | 1.65B | 1.72B | 1.79B | 1.06B | 2.32B | 2.07B | 1.61B | 1.51B | 1.7B |
| Depreciation & Amortization | 515M | 487M | 489M | 633M | 578M | 625M | 565M | 478M | 498M | 490M |
| Deferred Taxes | 153M | -136M | 97M | 64M | -238M | -429M | 57M | -242M | -177M | -220M |
| Other Non-Cash Items | 87M | 453M | 333M | -310M | 1.64B | 663M | 2.2B | 757M | 645M | 446M |
| Working Capital Changes | -333M | -621M | -914M | -522M | -2.98B | -962M | -858M | 273M | -571M | 314M |
| Cash from Investing | -11.33B | -3.98B | -7.08B | -3.88B | -6.14B | -10.49B | -12.64B | 5.25B | 2.99B | -2.42B |
| Purchase of Investments | -8.6B | -6.29B | -4.27B | -8.42B | -9.27B | -12.41B | -10.78B | -10.09B | -9.76B | -8.8B |
| Sale/Maturity of Investments | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 4M |
| Net Investment Activity | -8.6B | -6.29B | -4.27B | -8.42B | -9.27B | -12.41B | -10.78B | -10.09B | -9.75B | -8.8B |
| Acquisitions | 0 | 0 | -533M | -129M | -3M | -165M | -255M | 0 | 0 | 0 |
| Other Investing | -9.37B | -3.62B | -6.82B | -4.56B | -5.17B | -7.4B | -7.12B | 9.8B | 5.28B | -909M |
| Cash from Financing | 10.46B | 1.43B | 6.35B | 1.49B | 15.37B | 4.64B | 9.91B | -7.13B | -6.01B | 308M |
| Dividends Paid | -255M | -336M | -485M | -682M | -770M | -783M | -892M | -928M | -903M | -881M |
| Share Repurchases | -430M | -820M | -1.02B | -1.22B | -270M | -295M | -153M | -906M | -1.35B | -700M |
| Stock Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 392M | 0 |
| Net Stock Activity | -430M | -820M | -1.02B | -1.22B | -270M | -295M | -153M | -906M | -958M | -700M |
| Debt Issuance (Net) | 1000K | -1000K | 1000K | -1000K | -1000K | -1000K | 1000K | -1000K | -1000K | -2M |
| Other Financing | 7.61B | 4.93B | 4.47B | 5.72B | 21.75B | 7.17B | 6.12B | -3.36B | -2.55B | 4.83B |
| Net Change in Cash | 619M▲ 0% | -672M▼ 208.6% | 1.04B▲ 255.1% | -688M▼ 166.0% | 9.35B▲ 1458.6% | -3.58B▼ 138.2% | 1.39B▲ 138.9% | 1.08B▼ 22.2% | -1.03B▼ 195.0% | 735M▲ 0% |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 3.08B | 3.7B | 3.03B | 4.07B | 3.39B | 12.73B | 9.16B | 10.55B | 11.63B | 8.55B |
| Cash at End | 3.7B | 3.03B | 4.07B | 3.39B | 12.73B | 9.16B | 10.55B | 11.63B | 10.6B | 11.65B |
| Interest Paid | 505M | 716M | 1.18B | 1.56B | 837M | 347M | 989M | 3.64B | 4.38B | 0 |
| Income Taxes Paid | 94M | 371M | 241M | 326M | 261M | 1.25B | 183M | 375M | 208M | 0 |
| Free Cash Flow | 1.19B▲ 0% | 1.44B▲ 21.6% | 1.53B▲ 6.4% | 1.6B▲ 4.4% | -7M▼ 100.4% | 2.15B▲ 30828.6% | 3.99B▲ 85.6% | 2.79B▼ 30.2% | 1.88B▼ 32.6% | 2.72B▲ 0% |
| FCF Growth % | 27.63% | 21.57% | 6.38% | 4.36% | -100.44% | 30828.57% | 85.63% | -30.15% | -32.63% | 31.75% |
CFG Banking Ratios
Citizens Financial Group, Inc. (CFG) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 5.31% | 8.26% | 8.38% | 8.33% | 4.71% | 10.06% | 8.8% | 6.7% | 6.21% | 6.6% |
| Return on Assets (ROA) | 0.73% | 1.09% | 1.1% | 1.1% | 0.61% | 1.25% | 1% | 0.72% | 0.69% | 0.77% |
| Net Interest Margin | 2.51% | 2.74% | 2.82% | 2.78% | 2.5% | 2.39% | 2.65% | 2.81% | 2.59% | 2.57% |
| Efficiency Ratio | 58.16% | 53.83% | 49.21% | 47.69% | 51.99% | 58.42% | 53.94% | 45.19% | 42.27% | 43.89% |
| Equity / Assets | 13.21% | 13.31% | 12.97% | 13.4% | 12.37% | 12.43% | 10.45% | 10.97% | 11.15% | 11.6% |
| Book Value / Share | 37.69 | 40.24 | 43.33 | 49.2 | 52.95 | 54.79 | 49.58 | 51.06 | 53.48 | 59.31 |
| NII Growth | 10.46% | 11.04% | 8.6% | 1.81% | -0.61% | -1.61% | 33.24% | 3.81% | -9.74% | 0.33% |
| Dividend Payout | 23.06% | 19.49% | 27.37% | 34.45% | 63.58% | 28.89% | 37.58% | 50.25% | 50.96% | 43.6% |
CFG SEC Filings & Documents
Citizens Financial Group, Inc. (CFG) SEC filings — annual & quarterly reports (10-K, 10-Q)
CFG Frequently Asked Questions
Citizens Financial Group, Inc. (CFG) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
Citizens Financial Group, Inc. (CFG) grew revenue by 1.3% over the past year. Growth has been modest.
Yes, Citizens Financial Group, Inc. (CFG) is profitable, generating $1.70B in net income for fiscal year 2024 (12.2% net margin).
Dividend & Returns
Yes, Citizens Financial Group, Inc. (CFG) pays a dividend with a yield of 2.58%. This makes it attractive for income-focused investors.
Citizens Financial Group, Inc. (CFG) has a return on equity (ROE) of 6.2%. This is below average, suggesting room for improvement.
Industry Metrics
Citizens Financial Group, Inc. (CFG) has a net interest margin (NIM) of 2.6%. NIM has been under pressure due to interest rate environment.
Citizens Financial Group, Inc. (CFG) has an efficiency ratio of 42.3%. This is excellent, indicating strong cost control.
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