Fool - Investing News·3d ago
Ameris: 3 Key Takeaways for Long-Term InvestorsThe bank's willingness to sacrifice market share for loan pricing power signals how disciplined management can sustain profitability across rate cycles.
Ameris Bancorp's net interest income climbed from $211.9M in 2024Q2 to $257.7M in 2026Q3, suggesting loan volume and repricing are carrying earnings, while net interest margin has held near 0.9%.
Price trend, volume and key moving averages
Trailing total returns as of 11/8/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).
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| Quarter | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|
Q4 2026Latest Oct 22, 2026 | $1.73+3.0% vs $1.68 | $321M-1.8% vs $327M |
Q3 2026 Jul 23, 2026 | $1.60-3.6% vs $1.66 | $318M-1.9% vs $324M |
Q2 2026 Apr 23, 2026 | $1.63+5.8% vs $1.54 | $314M+1.6% vs $309M |
Q1 2026 Jan 29, 2026 | $1.59+1.9% vs $1.56 | $310M-0.2% vs $310M |
The bank's willingness to sacrifice market share for loan pricing power signals how disciplined management can sustain profitability across rate cycles.
Ameris Bancorp ( ABCB ) Q3 2026 Earnings Call October 23, 2026 9:00 AM EDT Company Participants Nicole Stokes - Corporate Executive VP & CFO H. Proctor - Vice Chairman & CEO Douglas Strange - Corporate Executive VP & Chief Credit Officer Conference Call Participants Russell Elliott Gunther - Stephens Inc., Research Division Wood Lay - Keefe, Bruyette, & Woods, Inc., Research Division Stephen Scouten - Piper Sandler & Co., Research Division Christopher Marinac - Brean Capital, LLC, Research Division David Feaster - Raymond James & Associates, Inc., Research Division Gary Tenner - D.A.
Although the revenue and EPS for Ameris Bancorp (ABCB) give a sense of how its business performed in the quarter ended September 2026, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.
Ameris Bancorp (ABCB) came out with quarterly earnings of $1.73 per share, beating the Zacks Consensus Estimate of $1.68 per share. This compares to earnings of $1.53 per share a year ago.
Benchmark ABCB against direct peers instead of judging its metrics in isolation.
Key metrics vs top competitors for Ameris Bancorp (ABCB)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $81.79 | $5.5B | 14.19 | 9.44% | 30.79% | 9.44% | 0.98% | |
| $23.34 | $3.39B | 13.00 | -86.6% | 27.54% | 7.61% | 3.66% | |
| $29.86 | $6.01B | 12.16 | -3.54% | 43.71% | 10.95% | 2.69% | |
| $13.18 | $1.68B | 12.78 | 5.26% | 22.78% | 5.82% | 4.17% | |
| $52.83 | $2.75B | 12.68 | 14.54% | 28.98% | 11.31% | 2.7% | |
| $36.31 | $748.21M | 11.25 | 4.57% | 29.92% | 13.61% | 2.85% |
Ameris Bancorp (ABCB) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Verify the primary filings, follow material updates, and answer the remaining questions.
Ameris Bancorp (ABCB) SEC filings — annual & quarterly reports (10-K, 10-Q)
Oct 22, 2026·SEC
Jul 23, 2026·SEC
Jun 18, 2026·SEC
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Ameris Bancorp (ABCB) stock FAQ — growth, dividends, profitability & financials explained
Ameris Bancorp (ABCB) grew revenue by 8.6% over the trailing twelve months, compared with the twelve months before.
Yes. Ameris Bancorp (ABCB) earned $386.4M in net income over the trailing twelve months (a 30.8% net margin).
Yes. Ameris Bancorp (ABCB) pays a dividend that yields 0.98% at the current price, a small yield.
Ameris Bancorp (ABCB) had a return on equity (ROE) of 9.4% over the trailing twelve months. That is below the market's typical 10-15%.
Ameris Bancorp (ABCB) has a net interest margin (NIM) of 3.4%. This indicates healthy earnings from lending activities.
Ameris Bancorp (ABCB) has an efficiency ratio of 50.0%. This is excellent, indicating strong cost control.
