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Ameris Bancorp(ABCB)Earnings, Financials & Key Ratios
ABCB•NASDAQ•Banking & Credit
$87.29
$5.96B mkt cap·14.5× P/E·Price updated May 6, 2026
AboutAmeris Bancorp operates as the bank holding company for Ameris Bank that provides range of banking services to retail and commercial customers primarily in Georgia, Alabama, Florida, North Carolina, and South Carolina. The company operates through five segments: Banking Division, Retail Mortgage Division, Warehouse Lending Division, SBA Division, and Premium Finance Division. It offers commercial and retail checking, regular interest-bearing savings, money market, individual retirement, and certificates of deposit accounts. The company also provides commercial real estate, residential real estate mortgage, agricultural, and commercial and industrial loans; consumer loans, including motor vehicle, home improvement, and home equity loans, as well as loans secured by savings accounts and small unsecured personal credit lines. In addition, it originates, administers, and services commercial insurance premium loans and small business administration loans. The company operates 165 full service domestic banking offices and 35 mortgage and loan production offices. Ameris Bancorp was founded in 1971 and is headquartered in Atlanta, Georgia.Show more
- Net Interest Income$937M+10.3%
- Total Revenue$1.67B+2.0%
- Net Income$412M+14.9%
- Return on Equity10.53%+5.4%
- Net Interest Margin3.41%+5.3%
- Efficiency Ratio36.26%+4.0%
- ROA1.53%+10.0%
- Equity / Assets14.81%+3.7%
- Book Value per Share59.33+9.3%
- Tangible BV/Share43.75+13.4%
- Debt/Equity0.18+61.3%
ABCB Key Insights
Ameris Bancorp (ABCB) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Efficient operations: 36.3% efficiency ratio
- ✓Well capitalized: 14.8% equity/assets
- ✓Trading near 52-week high
- ✓Trading at only 1.5x book value
✗Weaknesses
No significant weaknesses identified
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
ABCB Price & Volume
Ameris Bancorp (ABCB) stock price & volume — 10-year historical chart
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ABCB Growth Metrics
Ameris Bancorp (ABCB) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years20.49%
5 Years7.75%
3 Years13.42%
TTM-
Profit CAGR
10 Years26.01%
5 Years9.49%
3 Years5.95%
TTM14.91%
EPS CAGR
10 Years16.8%
5 Years9.74%
3 Years6.34%
TTM15.16%
Return on Capital
10 Years9.14%
5 Years8.65%
3 Years7%
Last Year3.39%
ABCB Recent Earnings
Ameris Bancorp (ABCB) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 9/12 qtrs (75%)●Beat Revenue 5/12 qtrs (42%)
Q2 2026Latest
Apr 23, 2026EPS
$1.63
Est $1.54
+5.8%
Revenue
$314M
Est $309M
+1.6%
Q1 2026
Jan 29, 2026EPS
$1.59
Est $1.56
+1.9%
Revenue
$310M
Est $310M
-0.2%
Q4 2025
Oct 27, 2025EPS
$1.53
Est $1.47
+4.1%
Revenue
$305M
Est $306M
-0.3%
Q3 2025
Jul 28, 2025EPS
$1.17
Est $1.35
-13.3%
Revenue
$301M
Est $305M
-1.5%
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 23, 2026 | $1.63vs $1.54+5.8% | $314Mvs $309M+1.6% |
| Q1 2026 | Jan 29, 2026 | $1.59vs $1.56+1.9% | $310Mvs $310M-0.2% |
| Q4 2025 | Oct 27, 2025 | $1.53vs $1.47+4.1% | $305Mvs $306M-0.3% |
| Q3 2025 | Jul 28, 2025 | $1.17vs $1.35-13.3% | $301Mvs $305M-1.5% |
Based on last 12 quarters of dataView full earnings history →
ABCB Peer Comparison
Ameris Bancorp (ABCB) competitors in Specialty finance and niche lenders — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 SFNC | 3.13B | 21.59 | -7.32 | -56.66% | -11.63% | 0.19 | ||
 HOMB | 5.32B | 27.03 | 13.45 | 9.47% | 10.86% | 0.30 | ||
 HOPE | 1.62B | 12.63 | 27.46 | -3.23% | 2.62% | 0.17 | ||
 NBTB | 2.36B | 45.20 | 13.57 | 10.36% | 9.51% | 0.17 | ||
 IBCP | 696.01M | 33.81 | 10.34 | -0.3% | 14.2% | 0.23 | ||
 FFIN | 4.64B | 32.60 | 20.90 | 18.79% | 13.25% | 0.12 | ||
 BANR | 2.24B | 66.23 | 11.74 | -0.95% | 10.34% | 0.19 | ||
 CVBF | 2.8B | 20.63 | 13.57 | -2.33% | 9.25% | 0.43 |
Compare ABCB vs Peers
Ameris Bancorp (ABCB) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
ABCB Income Statement
Ameris Bancorp (ABCB) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 260.13M | 343.39M | 505.17M | 637.75M | 655.33M | 801.03M | 835.04M | 849.19M | 936.92M |
| NII Growth % | 18.58% | 32.01% | 47.11% | 26.25% | 2.76% | 22.23% | 4.25% | 1.69% | 10.33% |
| Net Interest Margin % | 3.31% | 3% | 2.77% | 3.12% | 2.75% | 3.2% | 3.31% | 3.23% | 3.41% |
| Interest Income | 294.35M | 413.33M | 636.39M | 726.5M | 703.11M | 893.89M | 1.28B | 1.38B | 1.39B |
| Interest Expense | 34.22M | 69.93M | 131.23M | 88.75M | 47.78M | 92.86M | 445.39M | 529.09M | 457.6M |
| Loan Loss Provision | 8.36M | 16.67M | 19.76M | 145.38M | -35.37M | 71.7M | 142.66M | 58.79M | 70.24M |
| Non-Interest Income | 100.96M | 114.4M | 183.21M | 420.48M | 335.52M | 247.56M | 207.47M | 254.61M | 271.04M |
| Non-Interest Income % | 25.54% | 21.68% | 22.35% | 36.66% | 32.3% | 21.69% | 13.94% | 15.59% | 16.27% |
| Total Revenue | 395.31M▲ 0% | 527.72M▲ 33.5% | 819.61M▲ 55.3% | 1.15B▲ 39.9% | 1.04B▼ 9.4% | 1.14B▲ 9.9% | 1.49B▲ 30.4% | 1.63B▲ 9.7% | 1.67B▲ 2.0% |
| Revenue Growth % | 16.72% | 33.5% | 55.31% | 39.94% | -9.45% | 9.9% | 30.35% | 9.75% | 2% |
| Non-Interest Expense | 228.44M | 289.63M | 457.04M | 572.61M | 530.11M | 523.79M | 542.92M | 569.15M | 603.95M |
| Efficiency Ratio | 57.79% | 54.88% | 55.76% | 49.92% | 51.04% | 45.89% | 36.49% | 34.86% | 36.26% |
| Operating Income | 124.28M▲ 0% | 151.49M▲ 21.9% | 211.58M▲ 39.7% | 340.24M▲ 60.8% | 496.11M▲ 45.8% | 453.1M▼ 8.7% | 356.94M▼ 21.2% | 475.86M▲ 33.3% | 533.76M▲ 12.2% |
| Operating Margin % | 31.44% | 28.71% | 25.82% | 29.66% | 47.77% | 39.7% | 23.99% | 29.14% | 32.05% |
| Operating Income Growth % | 18.09% | 21.89% | 39.67% | 60.81% | 45.81% | -8.67% | -21.22% | 33.32% | 12.17% |
| Pretax Income | 124.28M▲ 0% | 151.49M▲ 21.9% | 211.58M▲ 39.7% | 340.24M▲ 60.8% | 496.11M▲ 45.8% | 453.1M▼ 8.7% | 356.94M▼ 21.2% | 475.86M▲ 33.3% | 533.76M▲ 12.2% |
| Pretax Margin % | 31.44% | 28.71% | 25.82% | 29.66% | 47.77% | 39.7% | 23.99% | 29.14% | 32.05% |
| Income Tax | 50.73M | 30.46M | 50.14M | 78.26M | 119.2M | 106.56M | 87.83M | 117.17M | 121.61M |
| Effective Tax Rate % | 40.82% | 20.11% | 23.7% | 23% | 24.03% | 23.52% | 24.61% | 24.62% | 22.78% |
| Net Income | 73.55M▲ 0% | 121.03M▲ 64.6% | 161.44M▲ 33.4% | 261.99M▲ 62.3% | 376.91M▲ 43.9% | 346.54M▼ 8.1% | 269.11M▼ 22.3% | 358.69M▲ 33.3% | 412.15M▲ 14.9% |
| Net Margin % | 18.61% | 22.93% | 19.7% | 22.84% | 36.29% | 30.36% | 18.09% | 21.97% | 24.75% |
| Net Income Growth % | 2.01% | 64.56% | 33.39% | 62.28% | 43.87% | -8.06% | -22.35% | 33.29% | 14.91% |
| Net Income (Continuing) | 73.55M | 121.03M | 161.44M | 261.99M | 376.91M | 346.54M | 269.11M | 358.69M | 412.15M |
| EPS (Diluted) | 1.98▲ 0% | 2.80▲ 41.4% | 2.75▼ 1.8% | 3.77▲ 37.1% | 5.40▲ 43.2% | 4.99▼ 7.6% | 3.89▼ 22.0% | 5.19▲ 33.4% | 6.00▲ 15.6% |
| EPS Growth % | -4.81% | 41.41% | -1.79% | 37.09% | 43.24% | -7.59% | -22.04% | 33.42% | 15.61% |
| EPS (Basic) | 2.00 | 2.81 | 2.76 | 3.78 | 5.43 | 5.01 | 3.90 | 5.21 | 6.02 |
| Diluted Shares Outstanding | 37.14M | 43.25M | 58.61M | 69.43M | 69.76M | 69.42M | 69.1M | 69.1M | 68.71M |
ABCB Balance Sheet
Ameris Bancorp (ABCB) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 1.14B | 1.85B | 2B | 3.08B | 4.64B | 2.62B | 2.57B | 2.89B | 253.81M |
| Cash & Due from Banks | 330.65M | 655.29M | 597.68M | 2.1B | 4.04B | 1.12B | 1.17B | 1.22B | 253.81M |
| Short Term Investments | 810.87M | 1.19B | 1.4B | 982.88M | 592.62M | 1.5B | 1.4B | 1.67B | 0 |
| Total Investments | 7.07B | 9.8B | 15.91B | 16.46B | 17.68B | 21.79B | 21.86B | 22.83B | 25.13B |
| Investments Growth % | 14.08% | 38.61% | 62.3% | 3.48% | 7.42% | 23.22% | 0.33% | 4.45% | 10.08% |
| Long-Term Investments | 6.26B | 8.61B | 14.5B | 15.48B | 17.09B | 20.29B | 20.46B | 21.16B | 25.13B |
| Accounts Receivables | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Goodwill & Intangibles | 139.03M | 562.12M | 1.02B | 999.98M | 1.14B | 1.12B | 1.1B | 1.09B | 1.07B |
| Goodwill | 125.53M | 503.43M | 931.64M | 928M | 1.01B | 1.02B | 1.02B | 1.02B | 1.02B |
| Intangible Assets | 13.5M | 58.69M | 91.59M | 71.97M | 125.94M | 106.19M | 87.95M | 70.76M | 54.82M |
| PP&E (Net) | 117.74M | 145.41M | 233.1M | 222.89M | 225.4M | 220.28M | 216.44M | 209.46M | 213.1M |
| Other Assets | 169.32M | 244.29M | 479.07M | 624.66M | 768.38M | 805.46M | 856.58M | 913.15M | 723.12M |
| Total Current Assets | 1.14B | 1.85B | 2B | 3.08B | 4.64B | 2.62B | 2.57B | 2.89B | 333.81M |
| Total Non-Current Assets | 6.71B | 9.6B | 16.24B | 17.36B | 19.22B | 22.44B | 22.63B | 23.37B | 27.18B |
| Total Assets | 7.86B▲ 0% | 11.44B▲ 45.7% | 18.24B▲ 59.4% | 20.44B▲ 12.0% | 23.86B▲ 16.7% | 25.05B▲ 5.0% | 25.2B▲ 0.6% | 26.26B▲ 4.2% | 27.52B▲ 4.8% |
| Asset Growth % | 13.99% | 45.66% | 59.41% | 12.04% | 16.73% | 5.01% | 0.6% | 4.2% | 4.77% |
| Return on Assets (ROA) | 1% | 1.25% | 1.09% | 1.35% | 1.7% | 1.42% | 1.07% | 1.39% | 1.53% |
| Accounts Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Debt | 366.74M | 261.35M | 1.55B | 561.14M | 872.05M | 2B | 639.9M | 424.1M | 743.02M |
| Net Debt | 36.09M | -393.95M | 949.22M | -1.54B | -3.17B | 885.93M | -527.4M | -796.28M | 489.21M |
| Long-Term Debt | 336.1M | 170.96M | 1.53B | 549.5M | 866.21M | 2B | 639.9M | 424.1M | 167.43M |
| Short-Term Debt | 30.64M | 90.38M | 20.64M | 11.64M | 5.84M | 0 | 0 | 0 | 535.25M |
| Other Liabilities | 59.14M | 76.51M | 199.02M | 272.59M | 354.26M | 389.09M | 428.54M | 363.98M | 22.7B |
| Total Current Liabilities | 6.66B | 9.74B | 14.05B | 16.97B | 19.67B | 19.46B | 20.71B | 21.72B | 535.25M |
| Total Non-Current Liabilities | 395.24M | 247.47M | 1.73B | 822.09M | 1.22B | 2.39B | 1.07B | 788.08M | 22.9B |
| Total Liabilities | 7.05B | 9.99B | 15.77B | 17.79B | 20.89B | 21.86B | 21.78B | 22.51B | 23.44B |
| Total Equity | 804.48M▲ 0% | 1.46B▲ 81.0% | 2.47B▲ 69.6% | 2.65B▲ 7.2% | 2.97B▲ 12.1% | 3.2B▲ 7.8% | 3.43B▲ 7.2% | 3.75B▲ 9.5% | 4.08B▲ 8.6% |
| Equity Growth % | 24.45% | 81.03% | 69.57% | 7.19% | 12.06% | 7.79% | 7.17% | 9.48% | 8.65% |
| Equity / Assets (Capital Ratio) | 10.24% | 12.73% | 13.54% | 12.95% | 12.43% | 12.76% | 13.6% | 14.28% | 14.81% |
| Return on Equity (ROE) | 10.14% | 10.71% | 8.22% | 10.24% | 13.43% | 11.24% | 8.13% | 9.99% | 10.53% |
| Book Value per Share | 21.66 | 33.67 | 42.13 | 38.13 | 42.52 | 46.06 | 49.59 | 54.29 | 59.33 |
| Tangible BV per Share | 17.92 | 20.68 | 24.68 | 23.72 | 26.20 | 29.90 | 33.62 | 38.57 | 43.75 |
| Common Stock | 38.73M | 49.02M | 71.5M | 71.75M | 72.02M | 72.26M | 72.52M | 72.7M | 72.9M |
| Additional Paid-in Capital | 508.4M | 1.05B | 1.91B | 1.91B | 1.92B | 1.94B | 1.95B | 1.96B | 1.97B |
| Retained Earnings | 273.12M | 377.13M | 507.95M | 671.51M | 1.01B | 1.31B | 1.54B | 1.85B | 2.21B |
| Accumulated OCI | -1.28M | -4.83M | 18M | 33.51M | 15.59M | -46.51M | -35.94M | -30.12M | 8.31M |
| Treasury Stock | -14.5M | -16.56M | -34.97M | -42.97M | -52.41M | -74.83M | -95.17M | -103.13M | -186.7M |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
ABCB Cash Flow Statement
Ameris Bancorp (ABCB) cash flow — operating, investing & free cash flow history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | -62.56M | -108.8M | -940.21M | 798.4M | 9.14M | 1.06B | 568.96M | 154.19M | 390.18M |
| Operating CF Growth % | 10.33% | -73.91% | -764.14% | 184.92% | -98.86% | 11524.43% | -46.45% | -72.9% | 153.05% |
| Net Income | 73.55M | 121.03M | 161.44M | 261.99M | 376.91M | 346.54M | 269.11M | 358.69M | 412.15M |
| Depreciation & Amortization | 13.13M | 19.53M | 41.1M | 55.11M | 47.93M | 53.63M | 45.93M | 46.73M | 38.44M |
| Deferred Taxes | 12.43M | 1.37M | 22.82M | -7.93M | 38.41M | -35.68M | -20.47M | -20.08M | -10.55M |
| Other Non-Cash Items | -174.85M | -245.03M | -1.2B | 627.77M | -482.09M | 712.3M | 231.5M | -224.71M | -31.4M |
| Working Capital Changes | 9.87M | -11.95M | 28.8M | -142.35M | 20.03M | -21.03M | 32.94M | -19.87M | -31.14M |
| Cash from Investing | -666.91M | -53.31M | -487.09M | -1.2B | -420.98M | -4.87B | -338.19M | -846.68M | -1.3B |
| Purchase of Investments | -113.26M | -290.65M | -264.29M | 0 | -99.25M | -1.29B | -39.09M | -719.47M | -1.08B |
| Sale/Maturity of Investments | 129.3M | 254.63M | 331.17M | 472.43M | 365.37M | 189.21M | 187.42M | 454.51M | 543.84M |
| Net Investment Activity | 16.04M | -36.01M | 66.88M | 472.43M | 266.12M | -1.1B | 148.33M | -264.96M | -535.11M |
| Acquisitions | 0 | 51.49M | 244.18M | -2.42M | -126.66M | -14M | 0 | 0 | 0 |
| Other Investing | -679.19M | -58.79M | -786.57M | -1.65B | -534.99M | -3.74B | -468.99M | -568.24M | -747.15M |
| Cash from Financing | 861.74M | 510.99M | 1.37B | 1.9B | 2.36B | 865.53M | -181.59M | 745.56M | 781.16M |
| Dividends Paid | -14.65M | -16.41M | -24.68M | -41.69M | -41.8M | -41.61M | -41.65M | -41.46M | -55.25M |
| Share Repurchases | -886K | -2.06M | -18.41M | -8M | -9.44M | -22.42M | -20.35M | -7.95M | -82.89M |
| Stock Issued | 88.66M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Stock Activity | 87.77M | -2.06M | -18.41M | -8M | -9.44M | -22.42M | -20.35M | -7.95M | -82.89M |
| Debt Issuance (Net) | -1000K | -1000K | 1000K | -1000K | -1000K | 1000K | -1000K | -1000K | 1000K |
| Other Financing | 1.03B | 843.71M | 317.48M | 2.93B | 2.71B | -205.86M | 1.25B | 1.01B | 653.55M |
| Net Change in Cash | 132.27M▲ 0% | 348.87M▲ 163.7% | -57.68M▼ 116.5% | 1.5B▲ 2692.8% | 1.95B▲ 30.2% | -2.95B▼ 251.3% | 49.17M▲ 101.7% | 53.07M▲ 7.9% | -131.46M▼ 347.7% |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 198.38M | 330.66M | 679.53M | 621.85M | 2.12B | 4.06B | 1.12B | 1.17B | 1.22B |
| Cash at End | 330.66M | 679.53M | 621.85M | 2.12B | 4.06B | 1.12B | 1.17B | 1.22B | 1.09B |
| Interest Paid | 32.47M | 67.52M | 125.37M | 94.79M | 48.96M | 86.64M | 418.44M | 540.27M | 461.94M |
| Income Taxes Paid | 38.94M | 20.03M | 35.87M | 98.61M | 71.81M | 133.89M | 101.33M | 102.51M | 0 |
| Free Cash Flow | -66.32M▲ 0% | -118.81M▼ 79.1% | -951.79M▼ 701.1% | 780.28M▲ 182.0% | -16.31M▼ 102.1% | 1.05B▲ 6531.8% | 551.43M▼ 47.4% | 140.72M▼ 74.5% | 369.64M▲ 162.7% |
| FCF Growth % | 17.86% | -79.14% | -701.09% | 181.98% | -102.09% | 6531.84% | -47.43% | -74.48% | 162.69% |
ABCB Banking Ratios
Ameris Bancorp (ABCB) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 12.42% | 10.14% | 10.71% | 8.22% | 10.24% | 13.43% | 11.24% | 8.13% | 9.99% | 10.53% |
| Return on Assets (ROA) | 1.16% | 1% | 1.25% | 1.09% | 1.35% | 1.7% | 1.42% | 1.07% | 1.39% | 1.53% |
| Net Interest Margin | 3.18% | 3.31% | 3% | 2.77% | 3.12% | 2.75% | 3.2% | 3.31% | 3.23% | 3.41% |
| Efficiency Ratio | 61.9% | 57.79% | 54.88% | 55.76% | 49.92% | 51.04% | 45.89% | 36.49% | 34.86% | 36.26% |
| Equity / Assets | 9.38% | 10.24% | 12.73% | 13.54% | 12.95% | 12.43% | 12.76% | 13.6% | 14.28% | 14.81% |
| Book Value / Share | 18.63 | 21.66 | 33.67 | 42.13 | 38.13 | 42.52 | 46.06 | 49.59 | 54.29 | 59.33 |
| NII Growth | 24.97% | 18.58% | 32.01% | 47.11% | 26.25% | 2.76% | 22.23% | 4.25% | 1.69% | 10.33% |
| Dividend Payout | 11.91% | 19.92% | 13.55% | 15.28% | 15.91% | 11.09% | 12.01% | 15.48% | 11.56% | 13.41% |
ABCB SEC Filings & Documents
Ameris Bancorp (ABCB) SEC filings — annual & quarterly reports (10-K, 10-Q)
ABCB Frequently Asked Questions
Ameris Bancorp (ABCB) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
Ameris Bancorp (ABCB) grew revenue by 2.0% over the past year. Growth has been modest.
Yes, Ameris Bancorp (ABCB) is profitable, generating $412.2M in net income for fiscal year 2025 (24.7% net margin).
Dividend & Returns
Yes, Ameris Bancorp (ABCB) pays a dividend with a yield of 0.92%. This makes it attractive for income-focused investors.
Ameris Bancorp (ABCB) has a return on equity (ROE) of 10.5%. This is reasonable for most industries.
Industry Metrics
Ameris Bancorp (ABCB) has a net interest margin (NIM) of 3.4%. This indicates healthy earnings from lending activities.
Ameris Bancorp (ABCB) has an efficiency ratio of 36.3%. This is excellent, indicating strong cost control.
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