Seeking Alpha·Oct 30, 2026
American Coastal Insurance Corporation (ACIC) Q3 2026 Earnings Call TranscriptAmerican Coastal Insurance Corporation (ACIC) Q3 2026 Earnings Call Transcript
ACIC's core profitability appears strong, with a normalized combined ratio in the high-50s to low-60s range following a severe 2024Q4 loss event, and shareholder equity has grown 67% to $340.8M since 2024Q1.
Price trend, volume and key moving averages
Trailing total returns as of 11/8/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).
Check whether operating performance supports the current valuation.
Recent results and news deserve attention only when they alter the forward view.
| Quarter | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|
Q4 2026Latest Oct 29, 2026 | $0.42-10.6% vs $0.47 | $74M+14.7% vs $65M |
Q3 2026 Aug 5, 2026 | $0.33-21.4% vs $0.42 | $216M+11.4% vs $194M |
Q2 2026 May 5, 2026 | $0.39-11.4% vs $0.44 | $149M-14.7% vs $175M |
Q1 2026 Feb 19, 2026 | $0.51+21.4% vs $0.42 | $115M-18.6% vs $141M |
American Coastal Insurance Corporation (ACIC) Q3 2026 Earnings Call Transcript
American Coastal Insurance NASDAQ: ACIC reported third-quarter net income of $19.4 million and said it maintained strong underwriting profitability despite softer commercial property insurance pricing.
American Coastal (NASDAQ:ACIC) reported third-quarter financial results on Thursday. The transcript from the company's third-quarter earnings call has been provided below.
Company to Host Quarterly Conference Call at 5:00 P.M. ET on October 29, 2026 The information in this press release should be read in conjunction with an earnings presentation that is available on the Company's website at investors.amcoastal.com/events-and-presentations.
Benchmark ACIC against direct peers instead of judging its metrics in isolation.
Key metrics vs top competitors for American Coastal Insurance Corporation (ACIC)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $10.04 | $486.58M | 5.58 | 13.07% | 28.03% | 25.89% | — | |
| $186.03 | $2.37B | 7.12 | 20.21% | 33.48% | 28.01% | 0.8% | |
| $1.39 | $783.04K | -0.00 | -22.44% | — | — | — | |
| $33.22 | $1.01B | 4.58 | 3.71% | 27.39% | 39.41% | — | |
| $254.81 | $65.59B | 5.59 | 4.64% | 16.76% | 36.34% | 1.54% | |
| $395.20 | $82.43B | 9.99 | 5.17% | 17.03% | 26.24% | 1.09% |
American Coastal Insurance Corporation (ACIC) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Verify the primary filings, follow material updates, and answer the remaining questions.
American Coastal Insurance Corporation (ACIC) SEC filings — annual & quarterly reports (10-K, 10-Q)
Oct 29, 2026·SEC
Aug 10, 2026·SEC
Aug 10, 2026·SEC
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American Coastal Insurance Corporation (ACIC) stock FAQ — growth, dividends, profitability & financials explained
American Coastal Insurance Corporation (ACIC) revenue fell by 5.2% over the trailing twelve months, compared with the twelve months before.
Yes. American Coastal Insurance Corporation (ACIC) earned $87.1M in net income over the trailing twelve months (a 28.0% net margin).
American Coastal Insurance Corporation (ACIC) had a return on equity (ROE) of 25.9% over the trailing twelve months. That is well above the market's typical 10-15%.
American Coastal Insurance Corporation (ACIC) has a combined ratio of 57.4%. A ratio below 100% indicates underwriting profitability.
