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AGOAssured Guaranty Ltd.
$68.99$3.1B
Overview & Tools
OverviewChart Terminal ↗Visualize
Valuation & Forecasts
Valuation ModelsEstimatesDCF Model
Price & Analyst Data
Analyst TargetsPrice History
Financial Statements
Income StatementBalance SheetCash FlowRatios & Margins
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P/E HistoryRevenue HistoryEarnings HistoryDividend HistoryTotal Return
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AGO logo

Assured Guaranty Ltd.

AGO
NYSE · Specialty Insurance
$68.99
At close - Sep 23, 4:00 PM EDT - USD
Market Cap$3.06B
P/E6.8x
52W High$92.40
Volume530.03K
OverviewTerminalAnalysisFinancialsValuationEarningsBreakoutsOwnership
VCP Research Verdict2026Q2

Reserve Releases Mask Volatile Earnings Quality

Assured Guaranty's core underwriting remains disciplined, with combined ratios below 100% for five consecutive quarters (75.1% in 2026Q2), but earnings quality is undermined by reliance on reserve releases and fair value swings, as evidenced by negative loss r...

GrowthMixed
ProfitabilityStable
ValuationAttractive
TechnicalsWeak
Explore valuation models
MARKET ACTION

AGO price & volume

Price trend, volume and key moving averages

Launch Terminal
Loading chart...
Decision Checklist4 Core Signals

What matters now

The signals most likely to change the investment case.

01

Earnings momentum

9/12 Beats

EPS beat 9 of last 12 quarters

02

Valuation risk

-50% Peers

P/E is 50% below peer median

03

Market leadership

RS 25 · Lag

Laggard (Underperforming 75% of market)

04

Weak Trend

Below 200DMA

Price < 200DMA

Next CatalystConfirmed earnings · Nov 5

Market performance

Price History →

Trailing total returns as of 9/24/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).

YTD Return
AGO-20.97%
S&P 500 (^GSPC)+12.39%
1-Year Return
AGO-15.80%
S&P 500 (^GSPC)+15.77%
3-Year Return
AGO+18.89%
S&P 500 (^GSPC)+71.90%
5-Year Return
AGO+57.54%
S&P 500 (^GSPC)+66.92%
02

Test the fundamentals

Check whether operating performance supports the current valuation.

VALUATION & INTRINSIC VALUE

Valuation Scenarios

Valuation Analysis
Trailing P/E5Y Low
6.8x
Forward P/E
10.0x
EV/EBITDA0th %ile
5.8x
FCF YieldCash Flow
8.5%

Valuation vs 5-Year History

Multiple Range
Metric
Current
5Y Median
Historical Range
Percentile
P/E
6.8x
9.6x
20th· Low
EV/EBITDA
5.8x
10.8x
0th· Low
Price/FCF
11.8x
17.1x
33rd· Fair
Current Multiple
5Y Median (50th %ile)

Intrinsic Value Scenarios

DCF Projection
Bear$42.79-38.0%
Base (Fair)$98.75+40.4%
Bull$175.97+155.1%
$42.79 Bear$98.75 Base$175.97 Bull
Current Market Price: $68.99
Trades at a 30.1% discount to Base DCF ($98.75)
Open DCF & Valuation Models →Chart Terminal ↗

Growth & profitability

Annual revenue & EPS trend
Revenue
$788M-3.2% YoY
Net income
$503M+33.8% YoY
Free cash flow
$259M+451.1% YoY
Operating margin
84%+24.1 pts YoY
ROIC (TTM)7%
Avg ROIC 5Y-
ROE (TTM)8.9%
Piotroski Score6 / 9
Financial Statements →
03

Monitor what changed

Recent results and news deserve attention only when they alter the forward view.

OPERATING RESULTS

Recent Earnings

Earnings History
EPS Beat Rate9/12 (75%)
Revenue Beat Rate9/12 (75%)
QuarterEPS (Act vs Est)Revenue (Act vs Est)
Q3 2026Latest
Aug 6, 2026
$1.23-18.5%
vs $1.51
$195M-4.9%
vs $205M
Q2 2026
May 7, 2026
$2.50+66.7%
vs $1.50
$261M+25.1%
vs $209M
Q1 2026
Feb 26, 2026
$2.32+50.6%
vs $1.54
$277M+34.6%
vs $206M
Q4 2025
Nov 6, 2025
$2.42+57.1%
vs $1.54
$199M+1.1%
vs $197M
Historical baseline: 12 quarters analyzedGAAP / Adjusted
MARKET COVERAGE

Latest News

5 Stories
Defense World·6d ago
Universal Insurance (NYSE:UVE) vs. Assured Guaranty (NYSE:AGO) Critical Comparison

Assured Guaranty (NYSE: AGO - Get Free Report) and Universal Insurance (NYSE: UVE - Get Free Report) are both finance companies, but which is the superior investment? We will compare the two companies based on the strength of their earnings, risk, valuation, dividends, profitability, analyst recommendations and institutional ownership. Earnings and Valuation This table compares Assured Guaranty

Defense World·Aug 25, 2026
BlackRock Inc. Purchases Shares of 5,787,502 Assured Guaranty Ltd. $AGO

BlackRock Inc. purchased a new stake in Assured Guaranty Ltd. (NYSE: AGO) during the second quarter, according to the company in its most recent Form 13F filing with the Securities and Exchange Commission. The firm purchased 5,787,502 shares of the financial services provider's stock, valued at approximately $463,926,000. BlackRock Inc. owned 13.09% of

Seeking Alpha·Aug 14, 2026
Dividend Champion, Contender, And Challenger Highlights: Week August 16

A weekly summary of dividend activity for Dividend Champions, Contenders, and Challengers. Companies which changed their dividends. Companies with upcoming ex-dividend dates.

GuruFocus·Aug 12, 2026
Assured Guaranty Guarantees €200 Million of Debt as part of the Refinancing of France's A28 Toll Road

Assured Guaranty (Europe) SA (AGE)*, an indirect subsidiary of Assured Guaranty Ltd. (together with its subsidiaries, Assured Guaranty), announced that it has g

Filtered for Assured Guaranty Ltd.More Headlines
04

Compare before deciding

Benchmark AGO against direct peers instead of judging its metrics in isolation.

Peers Comparison

Key metrics vs top competitors for Assured Guaranty Ltd. (AGO)

Full Screener →
CompanyPriceMarket CapP/E RatioRev Growth (1Y)Net MarginROEDiv Yield
AGO logoAGOAssured Guaranty Ltd.Current
$68.99$3.06B6.78-3.19%63.83%8.87%2%
MBI logoMBIMBIA Inc.
$4.51$229.71M-1.2690.48%-154.26%——
AGM logoAGMFederal Agricultural Mortgage
$217.17$2.36B13.078.95%15.75%12.66%—
RDN logoRDNRadian Group Inc.
$34.54$4.59B8.34-3.36%32.45%11.26%—
MTG logoMTGMGIC Investment Corporation
$29.30$6.01B9.330.49%59.2%13.9%—
ESNT logoESNTEssent Group Ltd.
$65.45$6.03B9.49-0.49%51.43%11.91%—

Compare AGO vs Peers

Assured Guaranty Ltd. (AGO) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.

Closest Rival

vs MBI

Most directly comparable listed peer for AGO.

Scale Benchmark

vs BAC

Larger-name benchmark to compare AGO against a more recognizable public peer.

Peer Set

Compare Top 5

vs MBI, AGM, RDN, MTG

05

Keep researching

Verify the primary filings, follow material updates, and answer the remaining questions.

AGO SEC Filings & Documents

Assured Guaranty Ltd. (AGO) SEC filings — annual & quarterly reports (10-K, 10-Q)

8-K Announcements

6
Material company update

Aug 7, 2026·SEC

Material company update

Aug 6, 2026·SEC

Material company update

May 8, 2026·SEC

10-K Annual Reports

3
FY 2026

Feb 27, 2026·SEC

FY 2025

Feb 28, 2025·SEC

FY 2024

Feb 28, 2024·SEC

10-Q Quarterly Reports

6
FY 2026

Aug 7, 2026·SEC

FY 2026

May 8, 2026·SEC

FY 2025

Nov 7, 2025·SEC

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AGO Frequently Asked Questions

Assured Guaranty Ltd. (AGO) stock FAQ — growth, dividends, profitability & financials explained

Growth & Financials
How fast is Assured Guaranty Ltd. growing?

Assured Guaranty Ltd. (AGO) saw revenue decline by 3.2% over the past year.

Is AGO profitable?

Yes, Assured Guaranty Ltd. (AGO) is profitable, generating $351.0M in net income for fiscal year 2025 (63.8% net margin).

Dividend & Returns
Does AGO pay dividends?

Yes, Assured Guaranty Ltd. (AGO) pays a dividend with a yield of 2.00%. This makes it attractive for income-focused investors.

What is AGO's return on equity?

Assured Guaranty Ltd. (AGO) has a return on equity (ROE) of 8.9%. This is below average, suggesting room for improvement.

Industry Metrics
What is Assured Guaranty Ltd.'s combined ratio?

Assured Guaranty Ltd. (AGO) has a combined ratio of 16.0%. A ratio below 100% indicates underwriting profitability.

What if you invested $1,000 in AGO back in 2003?

Total return calculator · dividends reinvested · 23+ years of data

See returns →