VCP ScannerFree US Stock Screener & Financial AnalysisFree US Stock Screener
ScreenerThemesMarketEarningsCompareWatchlistInsider
AGOAssured Guaranty Ltd.
$76.52$3.4B
Research
Overview
Valuation
ValuationTargetsPrice
Financials
RevenueEarningsP/ERatiosDividend
Ownership
Holders
Tools
Total ReturnDCA Calculator
← Back to Screener
VCP ScannerFree US Stock Screener & Financial Analysis

Find stocks. Verify deeply. Act with conviction.

Data updated daily

Product

  • Screener
  • Themes
  • Valuation
  • Total Return
  • DCA Calculator
  • News
  • Earnings

Resources

  • Market Valuation
  • Compare
  • Insider Activity
  • Methodology
  • How It Works
  • Glossary
  • Learn

Get Ideas

Get weekly stock ideas — free

Follow VCP Scanner on XFollow VCP Scanner on LinkedIn
© 2026 VCP Scanner
AboutPrivacyTerms
Not financial advice. Do your own research.
ScreenerNewsCompareWatchlist

AGO logoAssured Guaranty Ltd.(AGO)Earnings, Financials & Key Ratios

AGO•NYSE•Insurance & Managed Care
7.5× P/E·Price updated Jun 19, 2026
SectorFinancial ServicesIndustrySpecialty InsuranceSub-IndustryFinancial Guaranty and Credit Enhancement
AboutAssured Guaranty Ltd., through its subsidiaries, provides credit protection products to public finance, infrastructure, and structured finance markets in the United States and internationally. The company operates in two segments, Insurance and Asset Management. It offers financial guaranty insurance that protects holders of debt instruments and other monetary obligations from defaults in scheduled payments. The company insures and reinsures various debt obligations, including bonds issued by the United States state governmental authorities; and notes issued to finance infrastructure projects. It also insures and reinsures various the U.S. public finance obligations, such as general obligation, tax-backed, municipal utility, transportation, healthcare, higher education, infrastructure, housing revenue, investor-owned utility, renewable energy, and other public finance bonds. Further, it is involved in insuring and reinsuring of non-U.S. public finance obligations comprising regulated utilities, infrastructure finance, sovereign and sub-sovereign, renewable energy bonds, pooled infrastructure, and other public finance obligations; and the U.S. and non-U.S. Structured finance obligations, including residential mortgage-backed securities, life insurance transactions, consumer receivables securities, pooled corporate obligations, financial products, and other structured finance securities. Additionally, the company offers specialty insurance and reinsurance that include life and aircraft residual value insurance transactions; and asset management services comprising investment advisory services, including management of collateralized loan obligations, and opportunity and liquid strategy funds. It markets its financial guaranty insurance directly to issuers and underwriters of public finance and structured finance securities, as well as to investors in such obligations. Assured Guaranty Ltd. was incorporated in 2003 and is headquartered in Hamilton, Bermuda.Show more
  • Revenue$788M-3.2%
  • Combined Ratio15.99%-60.1%
  • Net Income$503M+33.8%
  • Return on Equity8.87%+33.5%
  • Medical Cost Ratio7.11%+1064.1%
  • Operating Margin84.01%+40.1%
  • Net Margin63.83%+38.2%
  • ROA4.18%+35.8%
  • Equity / Assets47.54%+1.9%

AGO Key Insights

Assured Guaranty Ltd. (AGO) fundamental analysis — strengths, weaknesses & financial health based on data analysis

✓Strengths

  • ✓Profitable underwriting: 16.0% combined ratio
  • ✓14 consecutive years of dividend growth
  • ✓Low loss ratio of 7.1%
  • ✓Share count reduced 9.0% through buybacks
  • ✓Trading at only 0.7x book value

✗Weaknesses

No significant weaknesses identified

* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.

Get notified when AGO posts new earnings or crosses analyst targets

Free. No account needed. Unsubscribe any time.

Free. Unsubscribe any time.

AGO Price & Volume

Assured Guaranty Ltd. (AGO) stock price & volume — 10-year historical chart

Loading chart...

AGO Growth Metrics

Assured Guaranty Ltd. (AGO) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR

Revenue CAGR

10 Years-8.69%
5 Years-6.18%
3 Years4.83%
TTM3.03%

Profit CAGR

10 Years-7.15%
5 Years6.8%
3 Years59.48%
TTM-6.32%

EPS CAGR

10 Years3.7%
5 Years19.43%
3 Years74.37%
TTM1.55%

Return on Capital

10 Years4.54%
5 Years4.12%
3 Years5.57%
Last Year8.17%

AGO Recent Earnings

Assured Guaranty Ltd. (AGO) EPS & revenue vs analyst estimates — last 4 quarters

Full history →
●Beat EPS 9/12 qtrs (75%)●Beat Revenue 10/12 qtrs (83%)
Q2 2026Latest
May 7, 2026
Metric
Actual
Est
EPS
$2.50+66.7%
$1.50
Rev
$261M+25.1%
$209M
Q1 2026
Feb 26, 2026
Metric
Actual
Est
EPS
$2.32+50.6%
$1.54
Rev
$277M+34.6%
$206M
Q4 2025
Nov 6, 2025
Metric
Actual
Est
EPS
$2.42+57.1%
$1.54
Rev
$199M+1.1%
$197M
Q3 2025
Aug 7, 2025
Metric
Actual
Est
EPS
$1.01-35.7%
$1.57
Rev
$199M+1.1%
$197M
QuarterDateEPS (Act vs Est)Revenue (Act vs Est)
Q2 2026LatestMay 7, 2026
$2.50vs $1.50+66.7%
$261Mvs $209M+25.1%
Q1 2026Feb 26, 2026
$2.32vs $1.54+50.6%
$277Mvs $206M+34.6%
Q4 2025Nov 6, 2025
$2.42vs $1.54+57.1%
$199Mvs $197M+1.1%
Q3 2025Aug 7, 2025
$1.01vs $1.57-35.7%
$199Mvs $197M+1.1%
Based on last 12 quarters of dataView full earnings history →

AGO Peer Comparison

Assured Guaranty Ltd. (AGO) competitors in Financial Guaranty and Credit Enhancement — business model, growth, and fundamentals comparison

Select Columns
Stock Universe
Valuation
Growth
Profitability
Financial Health
Dividends & Buybacks
Price Performance
Technical
Fundamentals ($)
Sector-Specific
Institutional Holdings
CompanyMarket CapStock PriceP/E Ratio (TTM)Revenue Growth 1YNet MarginReturn on Equity (ROE)FCF YieldDebt / Equity
MBI logoMBIMBIA Inc.Direct Competitor309.68M6.08-1.6990.48%-172.22%
AGM logoAGMFederal Agricultural Mortgage CorporationDirect Competitor2B183.4711.04-18.86%15.53%12.57%17.93
RDN logoRDNRadian Group Inc.Product Competitor4.73B34.708.38-3.36%40.28%12.01%0.24
MTG logoMTGMGIC Investment CorporationProduct Competitor5.51B26.068.300.49%59.63%14%0.13
ESNT logoESNTEssent Group Ltd.Product Competitor5.39B58.458.47-0.49%53.34%12.01%0.09
NMIH logoNMIHNMI Holdings, Inc.Product Competitor2.85B37.487.628.39%55.07%15.8%0.16
PFSI logoPFSIPennyMac Financial Services, Inc.Product Competitor4.3B82.388.86173.81%14.31%12.02%5.35
MCO logoMCOMoody's CorporationSupply Chain79.9B450.6732.978.89%31.69%64.11%1.75

Compare AGO vs Peers

Assured Guaranty Ltd. (AGO) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.

Closest Rival

vs MBI

Most directly comparable listed peer for AGO.

Scale Benchmark

vs BAC

Larger-name benchmark to compare AGO against a more recognizable public peer.

Peer Set

Compare Top 5

vs MBI, AGM, RDN, MTG

AGO Income Statement

Assured Guaranty Ltd. (AGO) annual income statement — 10-year revenue, gross profit & net income history

10Y historyFree accessUpdated daily
MetricDec'17Dec'18Dec'19Dec'20Dec'21Dec'22Dec'23Dec'24Dec'25TTM
Revenue
1.65B987M924M1.08B698M684M1.01B814M788M951M
Revenue Growth %
19.64%-40.22%-6.38%17.32%-35.61%-2.01%48.39%-19.8%-3.19%3.03%
Medical Costs & Claims
407M80M111M219M-206M30M175M-6M56M51M
Medical Cost Ratio %
24.65%8.11%12.01%20.2%-29.51%4.39%17.24%-0.74%7.11%5.36%
Gross Profit
1.24B▲ 0%
907M▼ 27.1%
813M▼ 10.4%
865M▲ 6.4%
904M▲ 4.5%
654M▼ 27.7%
840M▲ 28.4%
820M▼ 2.4%
732M▼ 10.7%
900M▲ 0%
Gross Margin %
75.35%91.89%87.99%79.8%129.51%95.61%82.76%100.74%92.89%94.64%
Gross Profit Growth %
16.59%-27.09%-10.36%6.4%4.51%-27.65%28.44%-2.38%-10.73%-
Operating Expenses
253M327M349M452M427M506M172M332M70M433M
OpEx / Revenue %
15.32%33.13%37.77%41.7%61.17%73.98%16.95%40.79%8.88%45.53%
Depreciation & Amortization
0000000000
Combined Ratio %
39.98%41.24%49.78%61.9%31.66%78.36%34.19%40.05%15.99%50.89%
Operating Income
991M▲ 0%
580M▼ 41.5%
464M▼ 20.0%
413M▼ 11.0%
477M▲ 15.5%
148M▼ 69.0%
668M▲ 351.4%
488M▼ 26.9%
662M▲ 35.7%
467M▲ 0%
Operating Margin %
60.02%58.76%50.22%38.1%68.34%21.64%65.81%59.95%84.01%49.11%
Operating Income Growth %
-2.56%-41.47%-20%-10.99%15.5%-68.97%351.35%-26.95%35.66%-
EBITDA
1.09B674M553M498M564M229M758M579M751M534M
EBITDA Margin %
65.9%68.29%59.85%45.94%80.8%33.48%74.68%71.13%95.3%56.15%
Interest Expense
97M94M89M85M87M81M90M91M89M89M
Non-Operating Income
-97M-94M-89M-85M-87M-81M-90M-91M-89M-67M
Pretax Income
991M▲ 0%
580M▼ 41.5%
464M▼ 20.0%
413M▼ 11.0%
477M▲ 15.5%
148M▼ 69.0%
668M▲ 351.4%
488M▼ 26.9%
662M▲ 35.7%
498M▲ 0%
Pretax Margin %
60.02%58.76%50.22%38.1%68.34%21.64%65.81%59.95%84.01%52.37%
Income Tax
261M59M63M45M58M11M-93M96M119M55M
Effective Tax Rate %
26.34%10.17%13.58%10.9%12.16%7.43%-13.92%19.67%17.98%11.04%
Net Income
730M▲ 0%
521M▼ 28.6%
402M▼ 22.8%
362M▼ 10.0%
389M▲ 7.5%
124M▼ 68.1%
739M▲ 496.0%
376M▼ 49.1%
503M▲ 33.8%
415M▲ 0%
Net Margin %
44.22%52.79%43.51%33.39%55.73%18.13%72.81%46.19%63.83%43.64%
Net Income Growth %
-17.14%-28.63%-22.84%-9.95%7.46%-68.12%495.97%-49.12%33.78%-6.32%
EPS (Diluted)
5.96▲ 0%
4.68▼ 21.5%
4.00▼ 14.5%
4.19▲ 4.8%
5.24▲ 25.1%
1.92▼ 63.4%
12.30▲ 540.6%
6.87▼ 44.1%
10.18▲ 48.2%
9.14▲ 0%
EPS Growth %
-9.15%-21.48%-14.53%4.75%25.06%-63.36%540.63%-44.15%48.18%1.55%
EPS (Basic)
6.054.744.044.225.291.9612.557.0110.29-
Diluted Shares Outstanding
122.3M111.3M100.2M86.2M74.3M63.9M59.6M54.3M49.4M45.4M

AGO Balance Sheet

Assured Guaranty Ltd. (AGO) balance sheet — assets, liabilities & shareholders' equity

MetricDec'17Dec'18Dec'19Dec'20Dec'21Dec'22Dec'23Dec'24Dec'25TTM
Total Assets
14.43B13.6B14.33B15.33B18.21B16.84B12.54B11.9B12.18B12.63B
Asset Growth %
1.99%-5.75%5.32%7.04%18.74%-7.5%-25.55%-5.09%2.31%6.66%
Total Investment Assets
12.1B11.44B20.69B10.13B19.11B16.58B9.44B8.81B8.7B4M
Long-Term Investments
12B11.39B10.56B9.92B9.69B8.65B1.16B1.07B6.65B28.78B
Short-Term Investments
11.3B10.82B10.12B9.62B9.43B7.93B7.97B2.34B2.05B6.88B
Total Current Assets
11.75B12.32B12.32B011.72B9.59B004.46B1.85B
Cash & Equivalents
144M104M169M162M120M107M97M121M388M312M
Receivables
001.29B2.36B2.17B1.55B1.77B1.95B2.02B7.61B
Other Current Assets
004.35B-12.15B3.6B2.92B-9.83B-4.41B0-6.88B
Goodwill & Intangibles
101M129M216M203M175M163M6M176M192M567M
Goodwill
00117M117M117M117M0000
Intangible Assets
101M129M99M86M58M46M6M176M192M0
PP&E (Net)
-101M10.96B572M1.91B5.27B5.49B366M101M00
Other Assets
-12B-11.39B-254M-12.04B-195M-114M-1.53B-1.35B876M1.87B
Total Liabilities
7.59B7.05B7.67B8.63B11.71B11.55B6.77B6.35B6.39B7.07B
Total Debt
1.29B1.23B1.24B1.22B1.67B6.99B1.69B1.7B1.7B1.71B
Net Debt
1.15B1.13B1.07B1.06B1.55B6.88B1.6B1.58B1.32B1.39B
Long-Term Debt
1.29B1.23B1.24B1.08B1.67B1.68B1.69B1.7B1.7B1.71B
Short-Term Debt
000145M023M16M13M00
Total Current Liabilities
61M1.18B1.08B0928M297M003.93B0
Accounts Payable
61M030M016M1M0000
Deferred Revenue
000043M003.72B3.63B0
Other Current Liabilities
-61M01.05B-145M299M161M-16M-3.73B309M0
Deferred Taxes
1000K1000K001000K00000
Other Liabilities
05.82B6.44B-1.08B-1.67B9.88B5.08B4.65B749M5.37B
Total Equity
6.84B▲ 0%
6.55B▼ 4.2%
6.65B▲ 1.5%
6.71B▲ 0.8%
6.5B▼ 3.1%
5.29B▼ 18.6%
5.76B▲ 8.9%
5.55B▼ 3.7%
5.79B▲ 4.2%
5.56B▲ 0%
Equity Growth %
5.15%-4.15%1.48%0.8%-3.06%-18.58%8.94%-3.68%4.25%4.22%
Shareholders Equity
6.84B6.55B6.64B6.64B6.29B5.06B5.71B5.5B5.66B5.54B
Minority Interest
0013M62M208M228M52M58M126M22M
Retained Earnings
5.89B6.37B6.29B6.14B5.99B5.58B6.07B5.88B5.83B5.82B
Common Stock
1M1M1M1M1M1M1M1M00
Accumulated OCI
372M93M342M498M300M-515M-359M-385M-168M-280M
Return on Equity (ROE)
10.94%7.78%6.09%5.42%5.89%2.1%13.37%6.64%8.87%7.27%
Return on Assets (ROA)
5.11%3.72%2.88%2.44%2.32%0.71%5.03%3.08%4.18%3.39%
Equity / Assets
47.38%48.19%46.43%43.73%35.7%31.42%45.98%46.66%47.54%44.04%
Debt / Equity
0.19x0.19x0.19x0.18x0.26x1.32x0.29x0.31x0.29x0.31x
Book Value per Share
55.9258.8966.3977.7887.4882.8296.73102.27117.19122.56
Tangible BV per Share
55.0957.7464.2375.4385.1380.2796.6399.02113.30122.56

AGO Cash Flow Statement

Assured Guaranty Ltd. (AGO) cash flow — operating, investing & free cash flow history

MetricDec'17Dec'18Dec'19Dec'20Dec'21Dec'22Dec'23Dec'24Dec'25TTM
Cash from Operations
433M462M-509M-853M-1.94B-2.48B461M47M259M362M
Operating CF Growth %
407.09%6.7%-210.17%-67.58%-127.08%-27.98%118.6%-89.8%451.06%361.19%
Operating CF / Revenue %
26.23%46.81%-55.09%-78.69%-277.51%-362.43%45.42%5.77%32.87%38.07%
Net Income
730M521M137M368M419M137M761M376M503M415M
Depreciation & Amortization
-46M-31M-35M13M12M11M0000
Stock-Based Compensation
16M19M21M25M27M39M00-34M6M
Deferred Taxes
250M74M65M58M-38M-3M-156M-4M00
Other Non-Cash Items
-26M32M3M-975M-2.36B-1.34B-8M-215M-135M-516M
Working Capital Changes
-284M-165M-700M-342M2M-1.32B-136M-110M-75M0
Cash from Investing
345M297M1.17B788M23M1.74B286M780M641M447M
Capital Expenditures
0000025M0000
Acquisitions
95M0-233M-19M-79M-25M-198M00-145M
Purchase of Investments
-2.55B-2.21B-1.73B-1.47B-1.65B-459M-1.43B-1.35B7M-1.79B
Sale/Maturity of Investments
2.6B2.37B2.94B2.19B1.69B2.12B1.74B002.3B
Other Investing
206M133M187M84M56M81M172M2.13B634M89M
Cash from Financing
-766M-795M-584M183M1.96B612M-670M-983M-616M-660M
Dividends Paid
-70M-71M-74M-69M-66M-64M-67M-68M-68M-68M
Share Repurchases
-501M-500M-500M-446M-496M-500M-199M-502M-500M-455M
Stock Issued
0000000000
Debt Issuance (Net)
-1000K-1000K1000K1000K1000K1000K-1000K-1000K-1000K-3M
Other Financing
-165M-123M-182M-42M0-57M-248M-38M-32M-125M
Net Change in Cash
17M▲ 0%
-40M▼ 335.3%
79M▲ 297.5%
115M▲ 45.6%
44M▼ 61.7%
-135M▼ 406.8%
79M▲ 158.5%
-158M▼ 300.0%
262M▲ 265.8%
133M▲ 0%
Exchange Rate Effect
5M-4M3M-3M-2M-8M2M-2M-22M-16M
Cash at Beginning
127M144M104M183M298M342M207M286M126M389M
Cash at End
144M104M183M298M342M207M286M128M388M312M
Free Cash Flow
433M▲ 0%
462M▲ 6.7%
-509M▼ 210.2%
-853M▼ 67.6%
-1.94B▼ 127.1%
-2.45B▼ 26.7%
461M▲ 118.8%
47M▼ 89.8%
259M▲ 451.1%
362M▲ 0%
FCF Growth %
407.09%6.7%-210.17%-67.58%-127.08%-26.69%118.79%-89.8%451.06%74.04%
FCF Margin %
26.23%46.81%-55.09%-78.69%-277.51%-358.77%45.42%5.77%32.87%38.07%
FCF per Share
3.544.15-5.08-9.9-26.07-38.47.730.875.247.97

AGO Key Ratios

Assured Guaranty Ltd. (AGO) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios

Metric201720182019202020212022202320242025TTM
Combined Ratio
39.98%41.24%49.78%61.9%31.66%78.36%34.19%40.05%15.99%50.89%
Medical Cost Ratio
24.65%8.11%12.01%20.2%-29.51%4.39%17.24%-0.74%7.11%5.36%
Return on Equity (ROE)
10.94%7.78%6.09%5.42%5.89%2.1%13.37%6.64%8.87%7.27%
Return on Assets (ROA)
5.11%3.72%2.88%2.44%2.32%0.71%5.03%3.08%4.18%3.39%
Equity / Assets
47.38%48.19%46.43%43.73%35.7%31.42%45.98%46.66%47.54%44.04%
Book Value / Share
55.9258.8966.3977.7887.4882.8296.73102.27117.19122.56
Debt / Equity
0.19x0.19x0.19x0.18x0.26x1.32x0.29x0.31x0.29x0.31x
Revenue Growth
19.64%-40.22%-6.38%17.32%-35.61%-2.01%48.39%-19.8%-3.19%3.03%
Related:AGO Dividend History·AGO Revenue History·AGO Price History·AGO P/E History·AGO Financial Ratios·AGO Institutional Holders

AGO SEC Filings & Documents

Assured Guaranty Ltd. (AGO) SEC filings — annual & quarterly reports (10-K, 10-Q)

8-K Announcements

6
Material company update

May 8, 2026·SEC

Material company update

May 7, 2026·SEC

Material company update

May 5, 2026·SEC

10-K Annual Reports

3
FY 2026

Feb 27, 2026·SEC

FY 2025

Feb 28, 2025·SEC

FY 2024

Feb 28, 2024·SEC

10-Q Quarterly Reports

6
FY 2026

May 8, 2026·SEC

FY 2025

Nov 7, 2025·SEC

FY 2025

Aug 8, 2025·SEC

AGO Frequently Asked Questions

Assured Guaranty Ltd. (AGO) stock FAQ — growth, dividends, profitability & financials explained

Growth & Financials

Assured Guaranty Ltd. (AGO) saw revenue decline by 3.2% over the past year.

Yes, Assured Guaranty Ltd. (AGO) is profitable, generating $415.0M in net income for fiscal year 2025 (63.8% net margin).

Dividend & Returns

Yes, Assured Guaranty Ltd. (AGO) pays a dividend with a yield of 1.80%. This makes it attractive for income-focused investors.

Assured Guaranty Ltd. (AGO) has a return on equity (ROE) of 8.9%. This is below average, suggesting room for improvement.

Industry Metrics

Assured Guaranty Ltd. (AGO) has a combined ratio of 16.0%. A ratio below 100% indicates underwriting profitability.

What if you invested $1,000 in AGO back in 2003?

Total return calculator · dividends reinvested · 23+ years of data

See returns →

How much would $100/month in AGO be worth today?

Dollar cost averaging calculator · DCA vs lump sum

Calculate →