8-K Announcements
6May 8, 2026·SEC
May 7, 2026·SEC
May 5, 2026·SEC
Assured Guaranty Ltd. (AGO) fundamental analysis — strengths, weaknesses & financial health based on data analysis
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Assured Guaranty Ltd. (AGO) stock price & volume — 10-year historical chart
Assured Guaranty Ltd. (AGO) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Assured Guaranty Ltd. (AGO) EPS & revenue vs analyst estimates — last 4 quarters
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | May 7, 2026 | $2.50vs $1.50+66.7% | $261Mvs $209M+25.1% |
| Q1 2026 | Feb 26, 2026 | $2.32vs $1.54+50.6% | $277Mvs $206M+34.6% |
| Q4 2025 | Nov 6, 2025 | $2.42vs $1.54+57.1% | $199Mvs $197M+1.1% |
| Q3 2025 | Aug 7, 2025 | $1.01vs $1.57-35.7% | $199Mvs $197M+1.1% |
Assured Guaranty Ltd. (AGO) competitors in Financial Guaranty and Credit Enhancement — business model, growth, and fundamentals comparison
Assured Guaranty Ltd. (AGO) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Assured Guaranty Ltd. (AGO) annual income statement — 10-year revenue, gross profit & net income history
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
Revenue | 1.65B | 987M | 924M | 1.08B | 698M | 684M | 1.01B | 814M | 788M | 951M |
Revenue Growth % | 19.64% | -40.22% | -6.38% | 17.32% | -35.61% | -2.01% | 48.39% | -19.8% | -3.19% | 3.03% |
Medical Costs & Claims | 407M | 80M | 111M | 219M | -206M | 30M | 175M | -6M | 56M | 51M |
Medical Cost Ratio % | 24.65% | 8.11% | 12.01% | 20.2% | -29.51% | 4.39% | 17.24% | -0.74% | 7.11% | 5.36% |
Gross Profit | 1.24B▲ 0% | 907M▼ 27.1% | 813M▼ 10.4% | 865M▲ 6.4% | 904M▲ 4.5% | 654M▼ 27.7% | 840M▲ 28.4% | 820M▼ 2.4% | 732M▼ 10.7% | 900M▲ 0% |
Gross Margin % | 75.35% | 91.89% | 87.99% | 79.8% | 129.51% | 95.61% | 82.76% | 100.74% | 92.89% | 94.64% |
Gross Profit Growth % | 16.59% | -27.09% | -10.36% | 6.4% | 4.51% | -27.65% | 28.44% | -2.38% | -10.73% | - |
Operating Expenses | 253M | 327M | 349M | 452M | 427M | 506M | 172M | 332M | 70M | 433M |
OpEx / Revenue % | 15.32% | 33.13% | 37.77% | 41.7% | 61.17% | 73.98% | 16.95% | 40.79% | 8.88% | 45.53% |
Depreciation & Amortization | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Combined Ratio % | 39.98% | 41.24% | 49.78% | 61.9% | 31.66% | 78.36% | 34.19% | 40.05% | 15.99% | 50.89% |
Operating Income | 991M▲ 0% | 580M▼ 41.5% | 464M▼ 20.0% | 413M▼ 11.0% | 477M▲ 15.5% | 148M▼ 69.0% | 668M▲ 351.4% | 488M▼ 26.9% | 662M▲ 35.7% | 467M▲ 0% |
Operating Margin % | 60.02% | 58.76% | 50.22% | 38.1% | 68.34% | 21.64% | 65.81% | 59.95% | 84.01% | 49.11% |
Operating Income Growth % | -2.56% | -41.47% | -20% | -10.99% | 15.5% | -68.97% | 351.35% | -26.95% | 35.66% | - |
EBITDA | 1.09B | 674M | 553M | 498M | 564M | 229M | 758M | 579M | 751M | 534M |
EBITDA Margin % | 65.9% | 68.29% | 59.85% | 45.94% | 80.8% | 33.48% | 74.68% | 71.13% | 95.3% | 56.15% |
Interest Expense | 97M | 94M | 89M | 85M | 87M | 81M | 90M | 91M | 89M | 89M |
Non-Operating Income | -97M | -94M | -89M | -85M | -87M | -81M | -90M | -91M | -89M | -67M |
Pretax Income | 991M▲ 0% | 580M▼ 41.5% | 464M▼ 20.0% | 413M▼ 11.0% | 477M▲ 15.5% | 148M▼ 69.0% | 668M▲ 351.4% | 488M▼ 26.9% | 662M▲ 35.7% | 498M▲ 0% |
Pretax Margin % | 60.02% | 58.76% | 50.22% | 38.1% | 68.34% | 21.64% | 65.81% | 59.95% | 84.01% | 52.37% |
Income Tax | 261M | 59M | 63M | 45M | 58M | 11M | -93M | 96M | 119M | 55M |
Effective Tax Rate % | 26.34% | 10.17% | 13.58% | 10.9% | 12.16% | 7.43% | -13.92% | 19.67% | 17.98% | 11.04% |
Net Income | 730M▲ 0% | 521M▼ 28.6% | 402M▼ 22.8% | 362M▼ 10.0% | 389M▲ 7.5% | 124M▼ 68.1% | 739M▲ 496.0% | 376M▼ 49.1% | 503M▲ 33.8% | 415M▲ 0% |
Net Margin % | 44.22% | 52.79% | 43.51% | 33.39% | 55.73% | 18.13% | 72.81% | 46.19% | 63.83% | 43.64% |
Net Income Growth % | -17.14% | -28.63% | -22.84% | -9.95% | 7.46% | -68.12% | 495.97% | -49.12% | 33.78% | -6.32% |
EPS (Diluted) | 5.96▲ 0% | 4.68▼ 21.5% | 4.00▼ 14.5% | 4.19▲ 4.8% | 5.24▲ 25.1% | 1.92▼ 63.4% | 12.30▲ 540.6% | 6.87▼ 44.1% | 10.18▲ 48.2% | 9.14▲ 0% |
EPS Growth % | -9.15% | -21.48% | -14.53% | 4.75% | 25.06% | -63.36% | 540.63% | -44.15% | 48.18% | 1.55% |
EPS (Basic) | 6.05 | 4.74 | 4.04 | 4.22 | 5.29 | 1.96 | 12.55 | 7.01 | 10.29 | - |
Diluted Shares Outstanding | 122.3M | 111.3M | 100.2M | 86.2M | 74.3M | 63.9M | 59.6M | 54.3M | 49.4M | 45.4M |
Assured Guaranty Ltd. (AGO) balance sheet — assets, liabilities & shareholders' equity
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
Total Assets | 14.43B | 13.6B | 14.33B | 15.33B | 18.21B | 16.84B | 12.54B | 11.9B | 12.18B | 12.63B |
Asset Growth % | 1.99% | -5.75% | 5.32% | 7.04% | 18.74% | -7.5% | -25.55% | -5.09% | 2.31% | 6.66% |
Total Investment Assets | 12.1B | 11.44B | 20.69B | 10.13B | 19.11B | 16.58B | 9.44B | 8.81B | 8.7B | 4M |
Long-Term Investments | 12B | 11.39B | 10.56B | 9.92B | 9.69B | 8.65B | 1.16B | 1.07B | 6.65B | 28.78B |
Short-Term Investments | 11.3B | 10.82B | 10.12B | 9.62B | 9.43B | 7.93B | 7.97B | 2.34B | 2.05B | 6.88B |
Total Current Assets | 11.75B | 12.32B | 12.32B | 0 | 11.72B | 9.59B | 0 | 0 | 4.46B | 1.85B |
Cash & Equivalents | 144M | 104M | 169M | 162M | 120M | 107M | 97M | 121M | 388M | 312M |
Receivables | 0 | 0 | 1.29B | 2.36B | 2.17B | 1.55B | 1.77B | 1.95B | 2.02B | 7.61B |
Other Current Assets | 0 | 0 | 4.35B | -12.15B | 3.6B | 2.92B | -9.83B | -4.41B | 0 | -6.88B |
Goodwill & Intangibles | 101M | 129M | 216M | 203M | 175M | 163M | 6M | 176M | 192M | 567M |
Goodwill | 0 | 0 | 117M | 117M | 117M | 117M | 0 | 0 | 0 | 0 |
Intangible Assets | 101M | 129M | 99M | 86M | 58M | 46M | 6M | 176M | 192M | 0 |
PP&E (Net) | -101M | 10.96B | 572M | 1.91B | 5.27B | 5.49B | 366M | 101M | 0 | 0 |
Other Assets | -12B | -11.39B | -254M | -12.04B | -195M | -114M | -1.53B | -1.35B | 876M | 1.87B |
Total Liabilities | 7.59B | 7.05B | 7.67B | 8.63B | 11.71B | 11.55B | 6.77B | 6.35B | 6.39B | 7.07B |
Total Debt | 1.29B | 1.23B | 1.24B | 1.22B | 1.67B | 6.99B | 1.69B | 1.7B | 1.7B | 1.71B |
Net Debt | 1.15B | 1.13B | 1.07B | 1.06B | 1.55B | 6.88B | 1.6B | 1.58B | 1.32B | 1.39B |
Long-Term Debt | 1.29B | 1.23B | 1.24B | 1.08B | 1.67B | 1.68B | 1.69B | 1.7B | 1.7B | 1.71B |
Short-Term Debt | 0 | 0 | 0 | 145M | 0 | 23M | 16M | 13M | 0 | 0 |
Total Current Liabilities | 61M | 1.18B | 1.08B | 0 | 928M | 297M | 0 | 0 | 3.93B | 0 |
Accounts Payable | 61M | 0 | 30M | 0 | 16M | 1M | 0 | 0 | 0 | 0 |
Deferred Revenue | 0 | 0 | 0 | 0 | 43M | 0 | 0 | 3.72B | 3.63B | 0 |
Other Current Liabilities | -61M | 0 | 1.05B | -145M | 299M | 161M | -16M | -3.73B | 309M | 0 |
Deferred Taxes | 1000K | 1000K | 0 | 0 | 1000K | 0 | 0 | 0 | 0 | 0 |
Other Liabilities | 0 | 5.82B | 6.44B | -1.08B | -1.67B | 9.88B | 5.08B | 4.65B | 749M | 5.37B |
Total Equity | 6.84B▲ 0% | 6.55B▼ 4.2% | 6.65B▲ 1.5% | 6.71B▲ 0.8% | 6.5B▼ 3.1% | 5.29B▼ 18.6% | 5.76B▲ 8.9% | 5.55B▼ 3.7% | 5.79B▲ 4.2% | 5.56B▲ 0% |
Equity Growth % | 5.15% | -4.15% | 1.48% | 0.8% | -3.06% | -18.58% | 8.94% | -3.68% | 4.25% | 4.22% |
Shareholders Equity | 6.84B | 6.55B | 6.64B | 6.64B | 6.29B | 5.06B | 5.71B | 5.5B | 5.66B | 5.54B |
Minority Interest | 0 | 0 | 13M | 62M | 208M | 228M | 52M | 58M | 126M | 22M |
Retained Earnings | 5.89B | 6.37B | 6.29B | 6.14B | 5.99B | 5.58B | 6.07B | 5.88B | 5.83B | 5.82B |
Common Stock | 1M | 1M | 1M | 1M | 1M | 1M | 1M | 1M | 0 | 0 |
Accumulated OCI | 372M | 93M | 342M | 498M | 300M | -515M | -359M | -385M | -168M | -280M |
Return on Equity (ROE) | 10.94% | 7.78% | 6.09% | 5.42% | 5.89% | 2.1% | 13.37% | 6.64% | 8.87% | 7.27% |
Return on Assets (ROA) | 5.11% | 3.72% | 2.88% | 2.44% | 2.32% | 0.71% | 5.03% | 3.08% | 4.18% | 3.39% |
Equity / Assets | 47.38% | 48.19% | 46.43% | 43.73% | 35.7% | 31.42% | 45.98% | 46.66% | 47.54% | 44.04% |
Debt / Equity | 0.19x | 0.19x | 0.19x | 0.18x | 0.26x | 1.32x | 0.29x | 0.31x | 0.29x | 0.31x |
Book Value per Share | 55.92 | 58.89 | 66.39 | 77.78 | 87.48 | 82.82 | 96.73 | 102.27 | 117.19 | 122.56 |
Tangible BV per Share | 55.09 | 57.74 | 64.23 | 75.43 | 85.13 | 80.27 | 96.63 | 99.02 | 113.30 | 122.56 |
Assured Guaranty Ltd. (AGO) cash flow — operating, investing & free cash flow history
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
Cash from Operations | 433M | 462M | -509M | -853M | -1.94B | -2.48B | 461M | 47M | 259M | 362M |
Operating CF Growth % | 407.09% | 6.7% | -210.17% | -67.58% | -127.08% | -27.98% | 118.6% | -89.8% | 451.06% | 361.19% |
Operating CF / Revenue % | 26.23% | 46.81% | -55.09% | -78.69% | -277.51% | -362.43% | 45.42% | 5.77% | 32.87% | 38.07% |
Net Income | 730M | 521M | 137M | 368M | 419M | 137M | 761M | 376M | 503M | 415M |
Depreciation & Amortization | -46M | -31M | -35M | 13M | 12M | 11M | 0 | 0 | 0 | 0 |
Stock-Based Compensation | 16M | 19M | 21M | 25M | 27M | 39M | 0 | 0 | -34M | 6M |
Deferred Taxes | 250M | 74M | 65M | 58M | -38M | -3M | -156M | -4M | 0 | 0 |
Other Non-Cash Items | -26M | 32M | 3M | -975M | -2.36B | -1.34B | -8M | -215M | -135M | -516M |
Working Capital Changes | -284M | -165M | -700M | -342M | 2M | -1.32B | -136M | -110M | -75M | 0 |
Cash from Investing | 345M | 297M | 1.17B | 788M | 23M | 1.74B | 286M | 780M | 641M | 447M |
Capital Expenditures | 0 | 0 | 0 | 0 | 0 | 25M | 0 | 0 | 0 | 0 |
Acquisitions | 95M | 0 | -233M | -19M | -79M | -25M | -198M | 0 | 0 | -145M |
Purchase of Investments | -2.55B | -2.21B | -1.73B | -1.47B | -1.65B | -459M | -1.43B | -1.35B | 7M | -1.79B |
Sale/Maturity of Investments | 2.6B | 2.37B | 2.94B | 2.19B | 1.69B | 2.12B | 1.74B | 0 | 0 | 2.3B |
Other Investing | 206M | 133M | 187M | 84M | 56M | 81M | 172M | 2.13B | 634M | 89M |
Cash from Financing | -766M | -795M | -584M | 183M | 1.96B | 612M | -670M | -983M | -616M | -660M |
Dividends Paid | -70M | -71M | -74M | -69M | -66M | -64M | -67M | -68M | -68M | -68M |
Share Repurchases | -501M | -500M | -500M | -446M | -496M | -500M | -199M | -502M | -500M | -455M |
Stock Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Debt Issuance (Net) | -1000K | -1000K | 1000K | 1000K | 1000K | 1000K | -1000K | -1000K | -1000K | -3M |
Other Financing | -165M | -123M | -182M | -42M | 0 | -57M | -248M | -38M | -32M | -125M |
Net Change in Cash | 17M▲ 0% | -40M▼ 335.3% | 79M▲ 297.5% | 115M▲ 45.6% | 44M▼ 61.7% | -135M▼ 406.8% | 79M▲ 158.5% | -158M▼ 300.0% | 262M▲ 265.8% | 133M▲ 0% |
Exchange Rate Effect | 5M | -4M | 3M | -3M | -2M | -8M | 2M | -2M | -22M | -16M |
Cash at Beginning | 127M | 144M | 104M | 183M | 298M | 342M | 207M | 286M | 126M | 389M |
Cash at End | 144M | 104M | 183M | 298M | 342M | 207M | 286M | 128M | 388M | 312M |
Free Cash Flow | 433M▲ 0% | 462M▲ 6.7% | -509M▼ 210.2% | -853M▼ 67.6% | -1.94B▼ 127.1% | -2.45B▼ 26.7% | 461M▲ 118.8% | 47M▼ 89.8% | 259M▲ 451.1% | 362M▲ 0% |
FCF Growth % | 407.09% | 6.7% | -210.17% | -67.58% | -127.08% | -26.69% | 118.79% | -89.8% | 451.06% | 74.04% |
FCF Margin % | 26.23% | 46.81% | -55.09% | -78.69% | -277.51% | -358.77% | 45.42% | 5.77% | 32.87% | 38.07% |
FCF per Share | 3.54 | 4.15 | -5.08 | -9.9 | -26.07 | -38.4 | 7.73 | 0.87 | 5.24 | 7.97 |
Assured Guaranty Ltd. (AGO) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
Combined Ratio | 39.98% | 41.24% | 49.78% | 61.9% | 31.66% | 78.36% | 34.19% | 40.05% | 15.99% | 50.89% |
Medical Cost Ratio | 24.65% | 8.11% | 12.01% | 20.2% | -29.51% | 4.39% | 17.24% | -0.74% | 7.11% | 5.36% |
Return on Equity (ROE) | 10.94% | 7.78% | 6.09% | 5.42% | 5.89% | 2.1% | 13.37% | 6.64% | 8.87% | 7.27% |
Return on Assets (ROA) | 5.11% | 3.72% | 2.88% | 2.44% | 2.32% | 0.71% | 5.03% | 3.08% | 4.18% | 3.39% |
Equity / Assets | 47.38% | 48.19% | 46.43% | 43.73% | 35.7% | 31.42% | 45.98% | 46.66% | 47.54% | 44.04% |
Book Value / Share | 55.92 | 58.89 | 66.39 | 77.78 | 87.48 | 82.82 | 96.73 | 102.27 | 117.19 | 122.56 |
Debt / Equity | 0.19x | 0.19x | 0.19x | 0.18x | 0.26x | 1.32x | 0.29x | 0.31x | 0.29x | 0.31x |
Revenue Growth | 19.64% | -40.22% | -6.38% | 17.32% | -35.61% | -2.01% | 48.39% | -19.8% | -3.19% | 3.03% |
Assured Guaranty Ltd. (AGO) SEC filings — annual & quarterly reports (10-K, 10-Q)
May 8, 2026·SEC
May 7, 2026·SEC
May 5, 2026·SEC
Assured Guaranty Ltd. (AGO) stock FAQ — growth, dividends, profitability & financials explained
Assured Guaranty Ltd. (AGO) saw revenue decline by 3.2% over the past year.
Yes, Assured Guaranty Ltd. (AGO) is profitable, generating $415.0M in net income for fiscal year 2025 (63.8% net margin).
Yes, Assured Guaranty Ltd. (AGO) pays a dividend with a yield of 1.80%. This makes it attractive for income-focused investors.
Assured Guaranty Ltd. (AGO) has a return on equity (ROE) of 8.9%. This is below average, suggesting room for improvement.
Assured Guaranty Ltd. (AGO) has a combined ratio of 16.0%. A ratio below 100% indicates underwriting profitability.