8-K Announcements
6Apr 7, 2026·SEC
Feb 23, 2026·SEC
Jan 6, 2026·SEC
Ambac Financial Group, Inc. (AMBC) fundamental analysis — strengths, weaknesses & financial health based on data analysis
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
Ambac Financial Group, Inc. (AMBC) stock price & volume — 10-year historical chart
Ambac Financial Group, Inc. (AMBC) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Ambac Financial Group, Inc. (AMBC) EPS & revenue vs analyst estimates — last 4 quarters
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q1 2026Latest | Feb 25, 2026 | $0.63vs $0.21-199.5% | $67M |
| Q4 2025 | Nov 10, 2025 | $0.21vs $0.23+8.7% | $67Mvs $57M+17.3% |
| Q3 2025 | Aug 7, 2025 | $0.22vs $0.24+8.3% | $55Mvs $57M-3.2% |
| Q2 2025 | May 12, 2025 | $0.13vs $0.07-85.7% | $63Mvs $33M+90.2% |
Ambac Financial Group, Inc. (AMBC) competitors in Financial Guaranty and Credit Enhancement — business model, growth, and fundamentals comparison
Ambac Financial Group, Inc. (AMBC) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Ambac Financial Group, Inc. (AMBC) annual income statement — 10-year revenue, gross profit & net income history
| Line item | Dec'16 | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 501.93M | 616M | 508M | 496M | 156M | 247M | 53.61M | 124.73M | 235.81M | 99.13M |
| Revenue Growth % | -22.13% | 22.73% | -17.53% | -2.36% | -68.55% | 58.33% | -78.29% | 132.65% | 89.06% | -59.3% |
| Medical Costs & Claims | -11.49M | 513M | -223M | 13M | 225M | -72M | 29.25M | 76.73M | 137.17M | 115.99M |
| Medical Cost Ratio % | -2.29% | 83.28% | -43.9% | 2.62% | 144.23% | -29.15% | 54.55% | 61.52% | 58.17% | 117.01% |
| Gross Profit | 513.42M▲ 0% | 103M▼ 79.9% | 731M▲ 609.7% | 483M▼ 33.9% | -69M▼ 114.3% | 319M▲ 562.3% | 24.36M▼ 92.4% | 47.99M▲ 97.0% | 98.65M▲ 105.5% | -16.86M▲ 0% |
| Gross Margin % | 102.29% | 16.72% | 143.9% | 97.38% | -44.23% | 129.15% | 45.45% | 38.48% | 41.83% | -17.01% |
| Gross Profit Growth % | -63.67% | -79.94% | 609.71% | -33.93% | -114.29% | 562.32% | -92.36% | 96.98% | 105.54% | - |
| Operating Expenses | 408.39M | 388M | 457M | 666M | 371M | 320M | 60.07M | 72.22M | 158.49M | 114.14M |
| OpEx / Revenue % | 81.36% | 62.99% | 89.96% | 134.27% | 237.82% | 129.55% | 112.05% | 57.9% | 67.21% | 115.14% |
| Depreciation & Amortization | 175.83M | 152M | 108M | 295M | 58M | 57M | 3.79M | 5.23M | 19.95M | 13.61M |
| Combined Ratio % | 79.08% | 146.27% | 46.06% | 136.9% | 382.05% | 100.4% | 166.6% | 119.42% | 125.38% | 232.15% |
| Operating Income | 105.03M▲ 0% | -285M▼ 371.4% | 274M▲ 196.1% | -183M▼ 166.8% | -440M▼ 140.4% | -1M▲ 99.8% | -35.71M▼ 3470.6% | -24.22M▲ 32.2% | -59.84M▼ 147.1% | -131.01M▲ 0% |
| Operating Margin % | 20.92% | -46.27% | 53.94% | -36.9% | -282.05% | -0.4% | -66.6% | -19.42% | -25.38% | -132.15% |
| Operating Income Growth % | -79.41% | -371.36% | 196.14% | -166.79% | -140.44% | 99.77% | -3470.6% | 32.17% | -147.08% | - |
| EBITDA | 280.85M | -133M | 382M | 112M | -382M | 56M | -31.91M | -18.99M | -39.9M | -117.4M |
| EBITDA Margin % | 55.95% | -21.59% | 75.2% | 22.58% | -244.87% | 22.67% | -59.53% | -15.23% | -16.92% | -118.42% |
| Interest Expense | 124.34M | 120M | 242M | 269M | 222M | 187M | 0 | 0 | 9.38M | 22.84M |
| Non-Operating Income | -124.34M | -121M | -241M | -269M | -222M | -190M | 0 | 0 | -9.38M | 24.41M |
| Pretax Income | 105.03M▲ 0% | -284M▼ 370.4% | 273M▲ 196.1% | -183M▼ 167.0% | -440M▼ 140.4% | 2M▲ 100.5% | -35.71M▼ 1885.3% | -24.22M▲ 32.2% | -59.84M▼ 147.1% | -131M▲ 0% |
| Pretax Margin % | 20.92% | -46.1% | 53.74% | -36.9% | -282.05% | 0.81% | -66.6% | -19.42% | -25.38% | -132.15% |
| Income Tax | 30.71M | 44M | 5M | 32M | -3M | 18M | -462K | -989K | -924K | -14.95M |
| Effective Tax Rate % | 29.24% | -15.49% | 1.83% | -17.49% | 0.68% | 900% | 1.29% | 4.08% | 1.54% | 11.41% |
| Net Income | 74.84M▲ 0% | -329M▼ 539.6% | 267M▲ 181.2% | -216M▼ 180.9% | -437M▼ 102.3% | -17M▲ 96.1% | 521.25M▲ 3166.2% | 3.63M▼ 99.3% | -556.45M▼ 15420.7% | -780.16M▲ 0% |
| Net Margin % | 14.91% | -53.41% | 52.56% | -43.55% | -280.13% | -6.88% | 972.26% | 2.91% | -235.97% | -786.98% |
| Net Income Growth % | -84.83% | -539.59% | 181.16% | -180.9% | -102.31% | 96.11% | 3166.17% | -99.3% | -15420.73% | -3126.06% |
| EPS (Diluted) | 1.64▲ 0% | -7.25▼ 542.1% | 5.74▲ 179.2% | -4.68▼ 181.5% | -9.47▼ 102.4% | -0.60▲ 93.7% | 11.31▲ 1985.0% | 0.18▼ 98.4% | -10.71▼ 6050.0% | -16.22▲ 0% |
| EPS Growth % | -84.7% | -542.07% | 179.17% | -181.53% | -102.35% | 93.66% | 1985% | -98.41% | -6050% | -3814.85% |
| EPS (Basic) | 1.66 | -7.25 | 5.86 | -4.68 | -9.47 | -0.60 | 11.48 | 0.18 | -10.71 | - |
| Diluted Shares Outstanding | 45.72M | 45.37M | 46.56M | 45.95M | 46.15M | 46.53M | 46.41M | 45.64M | 46.97M | 48.11M |
Ambac Financial Group, Inc. (AMBC) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'16 | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | 22.64B | 23.19B | 14.59B | 13.32B | 13.22B | 12.3B | 7.97B | 8.43B | 8.06B | 2.15B |
| Asset Growth % | -4.6% | 2.46% | -37.1% | -8.7% | -0.75% | -6.94% | -35.19% | 5.71% | -4.39% | -79.13% |
| Total Investment Assets | 19.88B | 20.22B | 11.1B | 9.58B | 9.89B | 7.43B | 5.83B | 354.05M | 312.92M | 4M |
| Long-Term Investments | 8.61B | 8.12B | 6.28B | 6.35B | 6.16B | 5.6B | 3.93B | 335.73M | 28.29M | 292.35M |
| Short-Term Investments | 5.99B | 5.21B | 3.55B | 3.23B | 2.81B | 1.83B | 1.9B | 335.73M | 284.62M | 426.93M |
| Total Current Assets | 521.81M | 1.18B | 6.11B | 5.74B | 0 | 4.32B | 2.6B | 0 | 898.99M | 0 |
| Cash & Equivalents | 91.03M | 623.7M | 63.09M | 24M | 20M | 17M | 30M | 19.22M | 47.27M | 51.77M |
| Receivables | 0 | 0 | 0 | 2.47B | 2.56B | 2.47B | 655M | 220.31M | 418.79M | 2.01B |
| Other Current Assets | 0 | 0 | 0 | 3.95B | -5.46B | 3.12B | 1.65B | -685.67M | 0 | -1.23B |
| Goodwill & Intangibles | 962.08M | 846.97M | 718.93M | 427M | 455M | 408M | 387M | 131.1M | 763.01M | 3.13B |
| Goodwill | 0 | 0 | 0 | 0 | 46M | 46M | 61M | 69.69M | 418.23M | 445.38M |
| Intangible Assets | 962.08M | 846.97M | 718.93M | 427M | 409M | 362M | 326M | 61.4M | 344.77M | 339.2M |
| PP&E (Net) | -523.66M | -285.09M | 6.79B | 25M | 0 | 23M | 21M | 0 | 18.11M | 0 |
| Other Assets | -8.61B | -8.12B | -7B | -176M | -6.62B | -6.01B | -4.32B | -466.83M | 6.35B | 1.36B |
| Total Liabilities | 20.66B | 21.55B | 12.96B | 11.78B | 12.07B | 11.19B | 6.65B | 7B | 6.86B | 1B |
| Total Debt | 12.27B | 13.15B | 8.2B | 7.38B | 7.23B | 6.45B | 3.75B | 3.48B | 150M | 0 |
| Net Debt | 12.18B | 12.53B | 8.13B | 7.35B | 7.21B | 6.43B | 3.72B | 3.46B | 102.72M | -51.77M |
| Long-Term Debt | 12.27B | 13.15B | 8.2B | 7.38B | 7.23B | 6.45B | 3.75B | 3.48B | 0 | 0 |
| Short-Term Debt | 0 | 0 | 0 | 0 | 0 | 790M | 670M | 0 | 150M | 0 |
| Total Current Liabilities | 42.53M | 37.88M | 32.91M | 29M | 0 | 33M | 39M | 0 | 205.56M | 0 |
| Accounts Payable | 42.53M | 37.88M | 33M | 29M | 27M | 33M | 39M | 29.67M | 53M | 87.64M |
| Deferred Revenue | -39.83M | 0 | 0 | -506M | 0 | -757M | -631M | 0 | 0 | 0 |
| Other Current Liabilities | -18.06M | -39.81M | -33M | 506M | -544M | -609M | -466M | -36.6M | 0 | -196.95M |
| Deferred Taxes | 1000K | 1000K | 1000K | 1000K | 1000K | 0 | 0 | 0 | 1000K | 280.75M |
| Other Liabilities | 8.39B | 8.39B | 4.72B | 0 | -7.26B | 0 | 2.9B | -3.48B | 6.59B | -68.86M |
| Total Equity | 1.98B▲ 0% | 1.65B▼ 16.8% | 1.63B▼ 0.7% | 1.54B▼ 5.9% | 1.15B▼ 25.4% | 1.12B▼ 2.7% | 1.32B▲ 18.7% | 1.43B▲ 8.1% | 1.2B▼ 16.5% | 1.15B▲ 0% |
| Equity Growth % | 1% | -16.82% | -0.74% | -5.89% | -25.37% | -2.7% | 18.73% | 8.05% | -16.5% | -85.98% |
| Shareholders Equity | 1.71B | 1.38B | 1.59B | 1.48B | 1.08B | 1.04B | 1.25B | 1.36B | 856.91M | 843.38M |
| Minority Interest | 264.11M | 264.11M | 41.15M | 60M | 67M | 78M | 73M | 70.04M | 338.62M | 304.04M |
| Retained Earnings | 1.56B | 1.23B | 1.42B | 1.2B | 759M | 726M | 1.25B | 1.25B | 742.18M | 491.73M |
| Common Stock | 452K | 453K | 454K | 0 | 0 | 0 | 0 | 467K | 489K | 489K |
| Accumulated OCI | -38.99M | -52.24M | -48.72M | 42M | 79M | 58M | -253M | -160.05M | -188.44M | 11.78M |
| Return on Equity (ROE) | 3.8% | -18.16% | 16.29% | -13.63% | -32.56% | -1.5% | 42.71% | 0.26% | -42.36% | -67.99% |
| Return on Assets (ROA) | 0.32% | -1.44% | 1.41% | -1.55% | -3.29% | -0.13% | 5.14% | 0.04% | -6.75% | -36.32% |
| Equity / Assets | 8.74% | 7.09% | 11.19% | 11.54% | 8.68% | 9.07% | 16.62% | 16.99% | 14.84% | 53.42% |
| Debt / Equity | 6.20x | 7.99x | 5.02x | 4.80x | 6.31x | 5.78x | 2.83x | 2.43x | 0.13x | 0.13x |
| Book Value per Share | 43.26 | 36.26 | 35.08 | 33.45 | 24.86 | 23.98 | 28.55 | 31.37 | 25.45 | 23.85 |
| Tangible BV per Share | 22.22 | 17.60 | 19.64 | 24.15 | 15.00 | 15.21 | 20.21 | 28.50 | 9.21 | 7.54 |
Ambac Financial Group, Inc. (AMBC) cash flow — operating, investing & free cash flow history
| Line item | Dec'16 | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 843.54M | -212.77M | -1.54B | -311M | -175M | -131M | 70.37M | 200M | 762K | 762K |
| Operating CF Growth % | 863.58% | -125.22% | -625.33% | 79.85% | 43.73% | 25.14% | 153.72% | 184.22% | -99.62% | -321.2% |
| Operating CF / Revenue % | 168.06% | -34.54% | -303.79% | -62.7% | -112.18% | -53.04% | 131.25% | 160.35% | 0.32% | 0.77% |
| Net Income | 74.32M | -328.71M | 267.4M | -216M | -437M | -16M | -35.24M | 4M | -58.92M | -780.16M |
| Depreciation & Amortization | 175.83M | 151.85M | 107.98M | 295M | 58M | 57M | 3.79M | 31M | 19.95M | -5.88M |
| Stock-Based Compensation | 5.25M | 4.29M | 11.85M | 12M | 11M | 14M | 11.23M | 17M | 9.36M | 5.71M |
| Deferred Taxes | 9.24M | 5.67M | -28.93M | 36M | 8M | 2M | 0 | 0 | 0 | 0 |
| Other Non-Cash Items | -212.99M | -186.03M | -188.81M | -101M | 17M | -93M | 64.42M | 18M | 15.36M | 73.7M |
| Working Capital Changes | 791.89M | 140.17M | -1.71B | -337M | 168M | -95M | 26.17M | 130M | 15.02M | -73.5M |
| Cash from Investing | -714.64M | 928.77M | 1.59B | 1B | 432M | 776M | -41.16M | 435M | -166.37M | 112.78M |
| Capital Expenditures | 0 | 0 | 0 | 0 | -178M | 0 | 0 | 0 | 0 | 0 |
| Acquisitions | 0 | 0 | 348.87M | 543M | 104M | 0 | -18.44M | -7M | -229.66M | 0 |
| Purchase of Investments | -3.06B | -2.48B | -541.75M | -1.31B | -1.45B | -470M | -96.66M | -495M | -62.99M | 234.31M |
| Sale/Maturity of Investments | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 2M |
| Other Investing | 30.41M | 106.05M | -57.35M | 99M | 178M | 175M | 2.33M | 396M | -3.75M | -118.45M |
| Cash from Financing | -69.71M | -182.12M | -585.38M | -691M | -303M | -657M | -19.23M | -423M | 194.22M | -78.88M |
| Dividends Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Share Repurchases | 0 | -1M | -1M | -3M | -3M | -6M | -14.22M | -5M | -11.7M | -15M |
| Stock Issued | -2.71M | 0 | 3K | 0 | 0 | 0 | 0 | 0 | 0 | 17M |
| Debt Issuance (Net) | -1000K | -1000K | -1000K | -1000K | -1000K | -1000K | 0 | -1000K | 1000K | -2M |
| Other Financing | -20.68M | -313M | -350.03M | -522M | -179M | -184M | 2.98M | -321M | 58.92M | 216.12M |
| Net Change in Cash | 55.28M▲ 0% | 532.68M▲ 863.6% | -541.19M▼ 201.6% | -2M▲ 99.6% | -46M▼ 2200.0% | -12M▲ 73.9% | 9.97M▲ 183.1% | 213M▲ 2036.2% | 28.05M▼ 86.8% | -56.32M▲ 0% |
| Exchange Rate Effect | -1000K | -1000K | -403K | 0 | 0 | 0 | 0 | 1000K | -558K | 544K |
| Cash at Beginning | 35.74M | 91.03M | 624.68M | 83M | 81M | 35M | 9.97M | 61M | 19.22M | 46.38M |
| Cash at End | 91.03M | 623.7M | 83.49M | 81M | 35M | 23M | 19.94M | 274M | 47.27M | 51.77M |
| Free Cash Flow | 843.54M▲ 0% | -212.77M▼ 125.2% | -1.54B▼ 625.3% | -311M▲ 79.8% | -353M▼ 13.5% | -131M▲ 62.9% | 70.37M▲ 153.7% | 200M▲ 184.2% | 762K▼ 99.6% | -34.95M▲ 0% |
| FCF Growth % | 863.58% | -125.22% | -625.33% | 79.85% | -13.5% | 62.89% | 153.72% | 184.22% | -99.62% | -120.74% |
| FCF Margin % | 168.06% | -34.54% | -303.79% | -62.7% | -226.28% | -53.04% | 131.25% | 160.35% | 0.32% | -35.26% |
| FCF per Share | 18.45 | -4.69 | -33.15 | -6.77 | -7.65 | -2.82 | 1.52 | 4.38 | 0.02 | 0.02 |
Ambac Financial Group, Inc. (AMBC) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Combined Ratio | 79.08% | 146.27% | 46.06% | 136.9% | 382.05% | 100.4% | 166.6% | 119.42% | 125.38% | 232.15% |
| Medical Cost Ratio | -2.29% | 83.28% | -43.9% | 2.62% | 144.23% | -29.15% | 54.55% | 61.52% | 58.17% | 117.01% |
| Return on Equity (ROE) | 3.8% | -18.16% | 16.29% | -13.63% | -32.56% | -1.5% | 42.71% | 0.26% | -42.36% | -67.99% |
| Return on Assets (ROA) | 0.32% | -1.44% | 1.41% | -1.55% | -3.29% | -0.13% | 5.14% | 0.04% | -6.75% | -36.32% |
| Equity / Assets | 8.74% | 7.09% | 11.19% | 11.54% | 8.68% | 9.07% | 16.62% | 16.99% | 14.84% | 53.42% |
| Book Value / Share | 43.26 | 36.26 | 35.08 | 33.45 | 24.86 | 23.98 | 28.55 | 31.37 | 25.45 | 23.85 |
| Debt / Equity | 6.20x | 7.99x | 5.02x | 4.80x | 6.31x | 5.78x | 2.83x | 2.43x | 0.13x | 0.13x |
| Revenue Growth | -22.13% | 22.73% | -17.53% | -2.36% | -68.55% | 58.33% | -78.29% | 132.65% | 89.06% | -59.3% |
Ambac Financial Group, Inc. (AMBC) SEC filings — annual & quarterly reports (10-K, 10-Q)
Apr 7, 2026·SEC
Feb 23, 2026·SEC
Jan 6, 2026·SEC
Ambac Financial Group, Inc. (AMBC) stock FAQ — growth, dividends, profitability & financials explained
Ambac Financial Group, Inc. (AMBC) grew revenue by 89.1% over the past year. This is strong growth.
Ambac Financial Group, Inc. (AMBC) reported a net loss of $780.2M for fiscal year 2024.
Ambac Financial Group, Inc. (AMBC) has a return on equity (ROE) of -42.4%. Negative ROE indicates the company is unprofitable.
Ambac Financial Group, Inc. (AMBC) has a combined ratio of 125.4%. A ratio above 100% means claims and expenses exceed premiums.
Ambac Financial Group, Inc. (AMBC) financial analysis — history, returns, DCA and operating performance tools
Historical returns with dividends reinvested
Dollar cost averaging vs lump sum
Yield, growth, payout safety & DRIP
EPS trends, net income & profitability
Long-term charts & historical price data
Sales growth patterns & revenue breakdown
30 years of market, efficiency and balance-sheet ratios
DCF intrinsic value, peer multiples & estimates