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AMTBAmerant Bancorp Inc.
$29.54$1.2B
Overview & Tools
OverviewChart Terminal ↗Visualize
Valuation & Forecasts
Valuation ModelsEstimatesDCF Model
Price & Analyst Data
Analyst TargetsPrice History
Financial Statements
Income StatementBalance SheetCash FlowRatios & Margins
Performance
P/E HistoryRevenue HistoryEarnings HistoryDividend HistoryTotal Return
Discovery & Screens
Live BreakoutsStock ScreenerOwnership
AMTB logo

Amerant Bancorp Inc.

AMTB
NASDAQ · Regional Banks
$29.54
At close - Nov 6, 4:00 PM EDT - USD
Market Cap$1.16B
P/E23.4x
52W High$30.95
Volume452.56K
OverviewTerminalAnalysisFinancialsValuationEarningsBreakoutsOwnership
VCP Research Verdict2026Q3

Securities-Heavy Balance Sheet Masks NIM Stagnation

Amerant's forward P/E of 13.69 versus a TTM P/E of 23.86 suggests the market expects an earnings rebound after EPS growth swung from -83.6% in 2025Q4 to 85.7% in 2026Q3, but the durability of that recovery appears uncertain given that NIM has remained pinned b...

GrowthMixed
ProfitabilityModerate
ValuationExpensive
TechnicalsStrong
Explore valuation models
MARKET ACTION

AMTB price & volume

Price trend, volume and key moving averages

Launch Terminal
Loading chart...
Decision Checklist4 Core Signals

What matters now

The signals most likely to change the investment case.

01

Earnings momentum

7/12 Beats

EPS beat 7 of last 12 quarters

02

Valuation risk

+51% Peers

P/E is 51% above peer median

03

Market leadership

RS 85 · Leader

High momentum (Outperforming 85% of market)

04

Strong Uptrend

Strong Trend

Price > 20DMA > 50DMA > 200DMA

Next CatalystEstimated earnings · Jan 22

Market performance

Price History →

Trailing total returns as of 11/6/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).

YTD Return
AMTB+51.24%
S&P 500 (^GSPC)+7.29%
1-Year Return
AMTB+79.04%
S&P 500 (^GSPC)+9.35%
3-Year Return
AMTB+55.35%
S&P 500 (^GSPC)+65.44%
5-Year Return
AMTB+4.44%
S&P 500 (^GSPC)+40.26%
02

Test the fundamentals

Check whether operating performance supports the current valuation.

VALUATION & INTRINSIC VALUE

Valuation Scenarios

Valuation Analysis
Trailing P/E5Y High
23.4x
Forward P/EExpansion
13.2x
EV/EBITDA75th %ile
24.4x
FCF YieldCash Flow
8.5%

Valuation vs 5-Year History

Multiple Range
Metric
Current
5Y Median
Historical Range
Percentile
P/E
23.4x
15.5x
75th· Fair
EV/EBITDA
24.4x
22.1x
75th· Fair
Price/FCF
11.8x
21.3x
50th· Fair
Current Multiple
5Y Median (50th %ile)

Intrinsic Value Scenarios

DCF Projection
Bear$8.74-70.4%
Base (Fair)$18.89-36.9%
Bull$32.65+10.5%
$8.74 Bear$18.89 Base$32.65 Bull
Current Market Price: $29.54
Trades at a 56.4% premium to Base DCF ($18.89)
Open DCF & Valuation Models →Chart Terminal ↗

Growth & profitability

Annual revenue & EPS trend
Revenue
$419M+37.1% YoY
Net income
$52M+432.8% YoY
Free cash flow
$98M+31.0% YoY
Operating margin
15.8%+23.7 pts YoY
ROIC (TTM)2.6%
Avg ROIC 5Y-
ROE (TTM)5.7%
Piotroski Score7 / 9
Financial Statements →
03

Monitor what changed

Recent results and news deserve attention only when they alter the forward view.

OPERATING RESULTS

Recent Earnings

Earnings History
EPS Beat Rate7/12 (58%)
Revenue Beat Rate9/12 (75%)
QuarterEPS (Act vs Est)Revenue (Act vs Est)
Q4 2026Latest
Oct 22, 2026
$0.65+14.4%
vs $0.57
$109M+5.3%
vs $103M
Q3 2026
Jul 23, 2026
$0.53+35.0%
vs $0.39
$101M+2.1%
vs $99M
Q2 2026
Apr 23, 2026
$0.44+2.3%
vs $0.43
$98M-3.1%
vs $101M
Q1 2026
Jan 22, 2026
$0.53+49.3%
vs $0.35
$112M+4.4%
vs $107M
Historical baseline: 12 quarters analyzedGAAP / Adjusted
MARKET COVERAGE

Latest News

5 Stories
Seeking Alpha·Oct 23, 2026
Amerant Bancorp Inc. (AMTB) Q3 2026 Earnings Call Transcript

Amerant Bancorp Inc. ( AMTB ) Q3 2026 Earnings Call October 23, 2026 9:00 AM EDT Company Participants Laura Rossi - EVP, Head of Investor Relations & Strategy Carlos Iafigliola - President, CEO & Director Sharymar Yepez - Senior EVP & CFO Conference Call Participants Michael Rose - Raymond James & Associates, Inc., Research Division Nicholas Lorenzoni - Stephens Inc., Research Division Stephen Scouten - Piper Sandler & Co., Research Division Presentation Operator Greetings, and welcome to the Amerant Third Quarter 2026 Earnings Conference Call. [Operator Instructions] As a reminder, this conference is being recorded.

MarketBeat·Oct 23, 2026
Amerant Bancorp Q3 Earnings Call Highlights

Amerant Bancorp NYSE: AMTB reported third-quarter 2026 net income of $25.7 million, or $0.65 per diluted share, as higher net interest income, wider margins and continued credit-quality improvement lifted profitability.

Zacks Investment Research·Oct 22, 2026
Amerant Bancorp Inc. (AMTB) Surpasses Q3 Earnings and Revenue Estimates

Amerant Bancorp Inc. (AMTB) came out with quarterly earnings of $0.65 per share, beating the Zacks Consensus Estimate of $0.57 per share. This compares to earnings of $0.39 per share a year ago.

Zacks Investment Research·Oct 22, 2026
Amerant Bancorp (AMTB) Q3 Earnings: How Key Metrics Compare to Wall Street Estimates

The headline numbers for Amerant Bancorp (AMTB) give insight into how the company performed in the quarter ended September 2026, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.

Filtered for Amerant Bancorp Inc.More Headlines
04

Compare before deciding

Benchmark AMTB against direct peers instead of judging its metrics in isolation.

Peers Comparison

Key metrics vs top competitors for Amerant Bancorp Inc. (AMTB)

Full Screener →
CompanyPriceMarket CapP/E RatioRev Growth (1Y)Net MarginROEDiv Yield
AMTB logoAMTBAmerant Bancorp Inc.Current
$29.54$1.16B23.4437.08%12.52%5.73%0.94%
OCFC logoOCFCOceanFirst Financial Corp.
$18.34$1.11B15.68-1.7%12.02%2.59%—
BUSE logoBUSEFirst Busey Corporation
$28.67$2.42B19.5055.94%36.82%9.65%—
IBCP logoIBCPIndependent Bank Corporation
$36.33$748.62M11.114.57%29.92%13.61%—
SFNC logoSFNCSimmons First National Corporation
$23.23$3.37B-7.87-86.6%-297.23%-10.89%—
INDB logoINDBIndependent Bank Corp.
$84.40$4.07B18.9724.96%34.8%9.29%—

Compare AMTB vs Peers

Amerant Bancorp Inc. (AMTB) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.

Closest Rival

vs OCFC

Most directly comparable listed peer for AMTB.

Scale Benchmark

vs V

Larger-name benchmark to compare AMTB against a more recognizable public peer.

Peer Set

Compare Top 5

vs OCFC, BUSE, IBCP, SFNC

05

Keep researching

Verify the primary filings, follow material updates, and answer the remaining questions.

AMTB SEC Filings & Documents

Amerant Bancorp Inc. (AMTB) SEC filings — annual & quarterly reports (10-K, 10-Q)

8-K Announcements

6
Material company update

Oct 22, 2026·SEC

Material company update

Jul 23, 2026·SEC

Material company update

Jun 25, 2026·SEC

10-K Annual Reports

2
FY 2026

Feb 27, 2026·SEC

FY 2025

Mar 5, 2025·SEC

10-Q Quarterly Reports

6
FY 2026

Jul 31, 2026·SEC

FY 2026

May 1, 2026·SEC

FY 2025

Oct 31, 2025·SEC

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AMTB Frequently Asked Questions

Amerant Bancorp Inc. (AMTB) stock FAQ — growth, dividends, profitability & financials explained

Growth & Financials
How fast is Amerant Bancorp Inc. growing?

Amerant Bancorp Inc. (AMTB) grew revenue by 37.1% over the past year. This is strong growth.

Is AMTB profitable?

Yes, Amerant Bancorp Inc. (AMTB) is profitable, generating $72.4M in net income for fiscal year 2025 (12.5% net margin).

Dividend & Returns
Does AMTB pay dividends?

Yes, Amerant Bancorp Inc. (AMTB) pays a dividend with a yield of 0.94%. This makes it attractive for income-focused investors.

What is AMTB's return on equity?

Amerant Bancorp Inc. (AMTB) has a return on equity (ROE) of 5.7%. This is below average, suggesting room for improvement.

Industry Metrics
What is Amerant Bancorp Inc.'s net interest margin?

Amerant Bancorp Inc. (AMTB) has a net interest margin (NIM) of 3.7%. This indicates healthy earnings from lending activities.

What is Amerant Bancorp Inc.'s efficiency ratio?

Amerant Bancorp Inc. (AMTB) has an efficiency ratio of 74.0%. This is higher than peers, suggesting room for cost optimization.

What if you invested $1,000 in AMTB back in 2016?

Total return calculator · dividends reinvested · 10+ years of data

See returns →