| Name | Market Cap | Current Price | P/E Ratio | Revenue Growth 1Y | Net Margin | ROE | FCF Yield | Debt/Equity |
|---|---|---|---|---|---|---|---|---|
| FFINFirst Financial Bankshares, Inc. | 4.68B | 32.65 | 20.93 | 18.79% | 30.24% | 14.14% | 6.26% | 0.12 |
| FHNFirst Horizon Corporation | 11.85B | 24.44 | 17.97 | 4.71% | 15.7% | 9.58% | 10.33% | 0.50 |
| AUBAtlantic Union Bankshares Corporation | 5.47B | 38.36 | 17.13 | 28.8% | 15.53% | 4.22% | 5.51% | 0.17 |
| UCBUnited Community Banks, Inc. | 4.09B | 33.91 | 16.62 | 14.65% | 17.05% | 8.83% | 7.4% | 0.13 |
| SNVSynovus Financial Corp. | 6.95B | 50.05 | 16.52 | 1.16% | 14.09% | 13.7% | 11.01% | 0.35 |
| PNFPPinnacle Financial Partners, Inc. | 14.67B | 97.65 | 16.38 | 15.32% | 16.65% | 9.1% | 5.5% | 0.39 |
| CADECadence Bank | 8.27B | 44.40 | 16.03 | 32.37% | 18.03% | 9.08% | 9.39% | 0.01 |
| ABCBAmeris Bancorp | 5.56B | 81.41 | 15.69 | 9.75% | 21.97% | 9.91% | 2.53% | 0.11 |
| Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | |
|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 191.93M | 209.71M | 219.04M | 213.09M | 189.55M | 205.14M | 266.67M | 326.46M | 325.96M |
| NII Growth % | - | 0.09% | 0.04% | -0.03% | -0.11% | 0.08% | 0.3% | 0.22% | -0% |
| Net Interest Margin % | - | - | - | - | - | - | - | - | - |
| Interest Income | 238.83M | 273.32M | 309.36M | 312.97M | 260.55M | 247.84M | 338.78M | 548.58M | 595.59M |
| Interest Expense | 46.89M | 63.61M | 90.32M | 99.89M | 71M | 42.7M | 72.11M | 222.12M | 269.63M |
| Loan Loss Provision | 22.11M | -3.49M | 375K | -3.15M | 88.62M | -16.5M | 13.95M | 61.28M | 60.46M |
| Non-Interest Income | 61.56M | 71.48M | 52.99M | 58M | 73.21M | 59.91M | 48.29M | 2.44M | -20.66M |
| Non-Interest Income % | - | - | - | - | - | - | - | - | - |
| Total Revenue | 300.38M | 344.81M | 362.35M | 370.97M | 333.77M | 307.75M | 387.07M | 551.02M | 574.92M |
| Revenue Growth % | - | 0.15% | 0.05% | 0.02% | -0.1% | -0.08% | 0.26% | 0.42% | 0.04% |
| Non-Interest Expense | 197.59M | 207.64M | 214.09M | 210.2M | 178.48M | 137.53M | 222.43M | 226.3M | 268.92M |
| Efficiency Ratio | - | - | - | - | - | - | - | - | - |
| Operating Income | 33.79M | 77.05M | 57.57M | 64.03M | -4.33M | 144.02M | 78.58M | 41.33M | -24.08M |
| Operating Margin % | - | - | - | - | - | - | - | - | - |
| Operating Income Growth % | - | 1.28% | -0.25% | 0.11% | -1.07% | 34.23% | -0.45% | -0.47% | -1.58% |
| Pretax Income | 33.79M | 77.05M | 57.57M | 64.03M | -4.33M | 144.02M | 78.58M | 41.33M | -24.08M |
| Pretax Margin % | - | - | - | - | - | - | - | - | - |
| Income Tax | 10.21M | 33.99M | 11.73M | 12.7M | -2.61M | 33.71M | 16.62M | 10.54M | -8.33M |
| Effective Tax Rate % | - | - | - | - | - | - | - | - | - |
| Net Income | 23.58M | 43.06M | 45.83M | 51.33M | -1.72M | 112.92M | 63.31M | 32.49M | -15.75M |
| Net Margin % | - | - | - | - | - | - | - | - | - |
| Net Income Growth % | - | 0.83% | 0.06% | 0.12% | -1.03% | 66.58% | -0.44% | -0.49% | -1.48% |
| Net Income (Continuing) | 23.58M | 43.06M | 45.83M | 51.33M | -1.72M | 110.31M | 61.96M | 30.79M | -15.75M |
| EPS (Diluted) | 0.68 | 1.23 | 1.08 | 1.20 | -0.04 | 3.01 | 1.85 | 0.96 | -0.44 |
| EPS Growth % | - | 0.81% | -0.12% | 0.11% | -1.03% | 73.88% | -0.39% | -0.48% | -1.46% |
| EPS (Basic) | 0.68 | 1.23 | 1.08 | 1.21 | -0.04 | 3.04 | 1.87 | 0.97 | -0.44 |
| Diluted Shares Outstanding | 34.92M | 34.92M | 42.49M | 42.94M | 41.74M | 37.53M | 34.14M | 33.67M | 35.76M |
| Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | |
|---|---|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K |
| Cash & Due from Banks | 134.99M | 153.44M | 85.71M | 121.32M | 214.39M | 274.21M | 248.44M | 296.02M | 565.99M |
| Short Term Investments | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K |
| Total Investments | 7.81B | 7.78B | 7.53B | 7.36B | 7.04B | 6.79B | 8.15B | 8.62B | 8.63B |
| Investments Growth % | - | -0% | -0.03% | -0.02% | -0.04% | -0.04% | 0.2% | 0.06% | 0% |
| Long-Term Investments | 5.68B | 6.09B | 5.94B | 5.79B | 5.81B | 5.62B | 7.09B | 7.4B | 7.19B |
| Accounts Receivables | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 0 | 0 |
| Goodwill & Intangibles | - | - | - | - | - | - | - | - | - |
| Goodwill | 19.19M | 19.19M | 19.19M | 19.51M | 19.51M | 19.51M | 19.51M | 19.19M | 19.19M |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| PP&E (Net) | 148.71M | 129.36M | 123.5M | 128.82M | 109.99M | 179M | 181.76M | 162.09M | 131.84M |
| Other Assets | 224.35M | 270.25M | 276.33M | 284.79M | 282.56M | 270.5M | 326.15M | 567.3M | 505.16M |
| Total Current Assets | 2.33B | 1.91B | 1.75B | 1.76B | 1.53B | 1.54B | 1.46B | 1.51B | 2B |
| Total Non-Current Assets | 6.11B | 6.52B | 6.38B | 6.23B | 6.24B | 6.1B | 7.67B | 8.2B | 7.9B |
| Total Assets | 8.43B | 8.44B | 8.12B | 7.99B | 7.77B | 7.64B | 9.13B | 9.72B | 9.9B |
| Asset Growth % | - | 0% | -0.04% | -0.02% | -0.03% | -0.02% | 0.19% | 0.06% | 0.02% |
| Return on Assets (ROA) | 0% | 0.01% | 0.01% | 0.01% | -0% | 0.01% | 0.01% | 0% | -0% |
| Accounts Payable | 53.05M | 69.23M | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Debt | 1.1B | 1.29B | 1.28B | 1.33B | 1.17B | 1.07B | 1.2B | 921.33M | 1B |
| Net Debt | 964.12M | 1.14B | 1.2B | 1.21B | 958.37M | 795.04M | 950.86M | 625.3M | 438.72M |
| Long-Term Debt | 1.05B | 1.29B | 1.28B | 1.33B | 1.17B | 932.65M | 1.06B | 798.16M | 838.8M |
| Short-Term Debt | 50M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 59.84M |
| Other Liabilities | 0 | 0 | 60.13M | 66.31M | 83.07M | 106.41M | 178.57M | 164.07M | 151.96M |
| Total Current Liabilities | 6.68B | 6.39B | 6.03B | 5.76B | 5.73B | 5.63B | 7.04B | 7.89B | 7.91B |
| Total Non-Current Liabilities | 1.05B | 1.29B | 1.34B | 1.39B | 1.26B | 1.18B | 1.38B | 1.09B | 1.1B |
| Total Liabilities | 7.73B | 7.68B | 7.38B | 7.15B | 6.99B | 6.81B | 8.42B | 8.98B | 9.01B |
| Total Equity | 704.74M | 753.45M | 747.42M | 834.7M | 783.42M | 831.87M | 705.73M | 736.07M | 890.47M |
| Equity Growth % | - | 0.07% | -0.01% | 0.12% | -0.06% | 0.06% | -0.15% | 0.04% | 0.21% |
| Equity / Assets (Capital Ratio) | - | - | - | - | - | - | - | - | - |
| Return on Equity (ROE) | 0.03% | 0.06% | 0.06% | 0.06% | -0% | 0.14% | 0.08% | 0.05% | -0.02% |
| Book Value per Share | 20.18 | 21.58 | 17.59 | 19.44 | 18.77 | 22.17 | 20.67 | 21.86 | 24.90 |
| Tangible BV per Share | - | - | - | - | - | - | - | - | - |
| Common Stock | 12.75M | 4.25M | 4.46M | 4.67M | 3.79M | 3.59M | 3.38M | 3.36M | 4.21M |
| Additional Paid-in Capital | 359.01M | 367.5M | 385.37M | 419.05M | 305.57M | 262.51M | 194.69M | 192.7M | 343.83M |
| Retained Earnings | 343.68M | 387.83M | 393.66M | 444.12M | 442.4M | 553.17M | 590.38M | 610.8M | 582.23M |
| Accumulated OCI | -10.7M | -6.13M | -18.16M | 13.23M | 31.66M | 15.22M | -80.64M | -70.8M | -39.81M |
| Treasury Stock | 0 | 0 | -17.91M | -46.37M | 0 | 0 | 0 | 0 | 0 |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | |
|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 75.27M | 73.28M | 62.16M | 78.39M | 57.25M | 67.43M | -49.16M | 26.72M | 82.19M |
| Operating CF Growth % | - | -0.03% | -0.15% | 0.26% | -0.27% | 0.18% | -1.73% | 1.54% | 2.08% |
| Net Income | 23.58M | 43.06M | 45.83M | 51.33M | -1.72M | 110.31M | 61.96M | 30.79M | -15.75M |
| Depreciation & Amortization | 9.13M | 9.04M | 8.54M | 7.09M | 9.38M | 7.27M | 5.88M | 6.84M | 6.6M |
| Deferred Taxes | -3.99M | 14.68M | 1.27M | 525K | -11.51M | 6M | 5M | -5.51M | 165K |
| Other Non-Cash Items | 42.28M | -910K | 11.59M | 925K | 72.61M | -91.46M | -133.52M | 18.13M | 85.97M |
| Working Capital Changes | 4.27M | 7.41M | -5.25M | 12.15M | -13.81M | 30.52M | 5.73M | -30.3M | 168K |
| Cash from Investing | -322.23M | 7.57M | 206.51M | 205.84M | 286.34M | 385.32M | -1.4B | -606.62M | -576.66M |
| Purchase of Investments | -1.08B | -321.87M | -216.24M | -445.89M | -399.23M | -526.27M | -419.35M | -266.59M | -735.61M |
| Sale/Maturity of Investments | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K |
| Net Investment Activity | - | - | - | - | - | - | - | - | - |
| Acquisitions | 0 | 0 | 7.5M | -14.39M | 0 | -1.04M | 0 | -1.97M | -73.91M |
| Other Investing | -215.71M | -317.58M | 140.93M | 171.93M | -105.9M | 409.6M | -1.23B | -457.2M | -463.44M |
| Cash from Financing | 243.67M | -62.39M | -336.4M | -248.62M | -250.52M | -392.93M | 1.46B | 611.17M | 762.96M |
| Dividends Paid | 0 | 0 | -40M | 0 | 0 | 0 | -12.23M | -12.06M | -12.82M |
| Share Repurchases | 0 | 0 | -17.91M | -30.16M | -70.3M | -48.04M | -72.06M | -4.93M | -7.56M |
| Stock Issued | 0 | 0 | 17.91M | 29.22M | 0 | 0 | 0 | 0 | 155.75M |
| Net Stock Activity | - | - | - | - | - | - | - | - | - |
| Debt Issuance (Net) | 1000K | 1000K | -1000K | 1000K | -1000K | -1000K | 1000K | -1000K | 1000K |
| Other Financing | 34.2M | -304.39M | -290.29M | -289.93M | -25.5M | -100.77M | 1.41B | 850.14M | 525.97M |
| Net Change in Cash | -3.29M | 18.46M | -67.73M | 35.61M | 93.06M | 59.82M | 16.39M | 31.27M | 268.49M |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 138.28M | 134.99M | 153.44M | 85.71M | 121.32M | 214.39M | 274.21M | 290.6M | 321.87M |
| Cash at End | 134.99M | 153.44M | 85.71M | 121.32M | 214.39M | 274.21M | 290.6M | 321.87M | 590.36M |
| Interest Paid | 46.11M | 61.59M | 89.28M | 99.96M | 73.35M | 46.33M | 67.3M | 211.77M | 272.31M |
| Income Taxes Paid | 9.26M | 18.88M | 18.95M | 7.54M | 10.58M | 14.54M | 27.54M | 24.97M | 4.86M |
| Free Cash Flow | 66.73M | 64.68M | 52.12M | 64.13M | 51.67M | 60.85M | -59.79M | 15.79M | 74.79M |
| FCF Growth % | - | -0.03% | -0.19% | 0.23% | -0.19% | 0.18% | -1.98% | 1.26% | 3.74% |
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 3.35% | 5.91% | 6.11% | 6.49% | -0.21% | 13.98% | 8.23% | 4.51% | -1.94% |
| Return on Assets (ROA) | 0.28% | 0.51% | 0.55% | 0.64% | -0.02% | 1.47% | 0.76% | 0.34% | -0.16% |
| Net Interest Margin | 2.28% | 2.49% | 2.7% | 2.67% | 2.44% | 2.69% | 2.92% | 3.36% | 3.29% |
| Efficiency Ratio | 65.78% | 60.22% | 59.08% | 56.66% | 53.47% | 44.69% | 57.47% | 41.07% | 46.77% |
| Equity / Assets | 8.36% | 8.93% | 9.2% | 10.45% | 10.08% | 10.89% | 7.73% | 7.58% | 8.99% |
| Book Value / Share | 20.18 | 21.58 | 17.59 | 19.44 | 18.77 | 22.17 | 20.67 | 21.86 | 24.9 |
| NII Growth | - | 9.26% | 4.45% | -2.72% | -11.05% | 8.22% | 29.99% | 22.42% | -0.16% |
| Dividend Payout | - | - | 87.27% | - | - | - | 19.32% | 37.13% | - |
| 2018 | |
|---|---|
| Corporate LATAM | 1B |
| Corporate LATAM Growth | - |
Amerant Bancorp Inc. (AMTB) grew revenue by 4.3% over the past year. Growth has been modest.
Yes, Amerant Bancorp Inc. (AMTB) is profitable, generating $66.6M in net income for fiscal year 2024 (-2.7% net margin).
Yes, Amerant Bancorp Inc. (AMTB) pays a dividend with a yield of 1.71%. This makes it attractive for income-focused investors.
Amerant Bancorp Inc. (AMTB) has a return on equity (ROE) of -1.9%. Negative ROE indicates the company is unprofitable.
Amerant Bancorp Inc. (AMTB) has a net interest margin (NIM) of 3.3%. This indicates healthy earnings from lending activities.
Amerant Bancorp Inc. (AMTB) has an efficiency ratio of 46.8%. This is excellent, indicating strong cost control.