AtlasClear Holdings, Inc.(ATCH)Earnings, Financials & Key Ratios
ATCH•AMEX
$0.25
$2M mkt cap·Price updated May 6, 2026
AboutAtlasClear Holdings, Inc. focuses on operating as a technology enabled financial services firm. It creates a platform for trading, clearing, settlement, and banking of financial products with a focus on the small and middle market financial services firms. The company is based in Tampa, Florida.Show more
- Revenue$11M+171.3%
- EBITDA-$4M+74.6%
- Net Income$6M+104.8%
- EPS (Diluted)-0.38-670.6%
- Gross Margin80.62%+19.4%
- EBITDA Margin-32.6%+90.6%
- Operating Margin-45.29%+88.3%
- Net Margin52.97%+101.8%
ATCH Key Insights
AtlasClear Holdings, Inc. (ATCH) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Share count reduced 49.8% through buybacks
✗Weaknesses
- ✗Low quality earnings: Net income not backed by cash flow
- ✗Trading more than 30% below 52-week high
- ✗Low asset turnover indicates capital-intensive operations
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
ATCH Price & Volume
AtlasClear Holdings, Inc. (ATCH) stock price & volume — 10-year historical chart
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ATCH Growth Metrics
AtlasClear Holdings, Inc. (ATCH) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years-
5 Years-
3 Years-6.57%
TTM52.99%
Profit CAGR
10 Years-
5 Years-
3 Years57.26%
TTM101.61%
EPS CAGR
10 Years-
5 Years-
3 Years-
TTM99.73%
Return on Capital
10 Years-32.11%
5 Years-32.11%
3 Years-22.87%
Last Year-0.05%
ATCH Peer Comparison
AtlasClear Holdings, Inc. (ATCH) competitors in Payments and fintech infrastructure — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 LPRO | 202.15M | 1.71 | -47.90 | 288.02% | -5.53% | 1.17 | ||
 PFSI | 4.54B | 86.94 | 9.35 | 173.81% | 12.02% | 5.35 | ||
 SNEX | 8.36B | 106.21 | 18.03 | 32.53% | 19.31% | 7.79 | ||
 IBKR | 38.79B | 87.04 | 39.21 | 9.83% | 5.18% | 0.00 | ||
 GCMG | 1.6B | 11.28 | 328.86 | 15.82% | 8.9% | |||
 CLST | 64.41M | 15.87 | 28.34 | 55.33% | 2.53% | 0.18 | ||
 FUTU | 59.73B | 168.00 | 33.86 | 35.79% | 26.38% | 0.31 | ||
 MKTX | 5.53B | 148.84 | 20.45 | 8.58% | 15.79% | 0.05 |
Compare ATCH vs Peers
AtlasClear Holdings, Inc. (ATCH) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
ATCH Income Statement
AtlasClear Holdings, Inc. (ATCH) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Dec'20 | Jun'22 | Jun'23 | Dec'23 | Dec'24 | TTM |
|---|---|---|---|---|---|---|
| Sales/Revenue | 0 | 13.31M | 9.09M | 4M | 10.86M | 14.61M |
| Revenue Growth % | - | - | -31.72% | -55.98% | 171.31% | 52.99% |
| Cost of Goods Sold | 0 | 1.54M | 2.39M | 1.3M | 2.1M | 1.56M |
| COGS % of Revenue | - | 11.54% | 26.25% | 32.48% | 19.38% | - |
| Gross Profit | 0▲ 0% | 11.78M▲ 0% | 6.7M▼ 43.1% | 2.7M▼ 59.7% | 8.75M▲ 223.9% | 8M▲ 0% |
| Gross Margin % | - | 88.46% | 73.75% | 67.52% | 80.62% | 54.76% |
| Gross Profit Growth % | - | - | -43.07% | -59.69% | 223.93% | - |
| Operating Expenses | 21.68K | 10.76M | 7.93M | 18.22M | 13.67M | 13.21M |
| OpEx % of Revenue | - | 80.8% | 87.24% | 455.42% | 125.91% | - |
| Selling, General & Admin | 0 | 2.07M | 2.12M | 4.18M | 7.41M | 8.24M |
| SG&A % of Revenue | - | 15.54% | 23.33% | 104.47% | 68.26% | - |
| Research & Development | 0 | 0 | 0 | 0 | 0 | 0 |
| R&D % of Revenue | - | - | - | - | - | - |
| Other Operating Expenses | 21.68K | 8.69M | 5.81M | 14.04M | 6.26M | 3M |
| Operating Income | -21.68K▲ 0% | 1.02M▲ 4804.0% | -1.23M▼ 220.2% | -15.52M▼ 1165.9% | -4.92M▲ 68.3% | -6.16M▲ 0% |
| Operating Margin % | - | 7.66% | -13.49% | -387.9% | -45.29% | -42.15% |
| Operating Income Growth % | - | 4804.03% | -220.23% | -1165.88% | 68.32% | - |
| EBITDA | 0 | 1.06M | -1.2M | -13.92M | -3.54M | -5.1M |
| EBITDA Margin % | - | 7.94% | -13.18% | -347.96% | -32.6% | -34.88% |
| EBITDA Growth % | - | - | -213.3% | -1062.61% | 74.58% | 65.77% |
| D&A (Non-Cash Add-back) | 21.68K | 37.23K | 28.53K | 1.6M | 1.38M | 1.06M |
| EBIT | -21.68K | 1.88M | 259.24K | -2.46M | -345.29K | -141.94K |
| Net Interest Income | 0 | 296.01K | 1.41M | 3.11M | 2M | -2.78M |
| Interest Income | 0 | 365.86K | 1.49M | 3.11M | 2M | 1.91M |
| Interest Expense | 0 | 69.84K | 83.21K | 0 | - | 1.42M |
| Other Income/Expense | 0 | 790.8K | 1.4M | -104.99M | 10.41M | 7.77M |
| Pretax Income | -21.68K▲ 0% | 1.81M▲ 8451.6% | 176.03K▼ 90.3% | -120.51M▼ 68564.6% | 5.49M▲ 104.6% | 1.61M▲ 0% |
| Pretax Margin % | - | 13.6% | 1.94% | -3011.75% | 50.58% | 11.04% |
| Income Tax | 0 | 331.98K | 44.69K | -424.82K | -259.38K | -544.6K |
| Effective Tax Rate % | 0% | 18.34% | 25.39% | 0.35% | -4.72% | -33.76% |
| Net Income | -21.68K▲ 0% | 1.48M▲ 6920.3% | 131.33K▼ 91.1% | -120.09M▼ 91538.6% | 5.75M▲ 104.8% | 1.77M▲ 0% |
| Net Margin % | - | 11.11% | 1.44% | -3001.14% | 52.97% | 12.08% |
| Net Income Growth % | - | 6920.33% | -91.12% | -91538.57% | 104.79% | 101.61% |
| Net Income (Continuing) | -21.68K | 1.48M | 131.33K | -120.09M | 5.75M | -5.02M |
| Discontinued Operations | 0 | 0 | 0 | 0 | 0 | 0 |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 |
| EPS (Diluted) | -0.00▲ 0% | -0.25▼ 27677.8% | 26.34▲ 10636.0% | 0.07▼ 99.7% | -0.38▼ 670.6% | 0.01▲ 0% |
| EPS Growth % | - | - | 10636% | -99.75% | -670.57% | 99.73% |
| EPS (Basic) | -0.00 | -0.25 | 26.34 | 0.07 | 0.96 | - |
| Diluted Shares Outstanding | 25.16M | 22.86M | 419.27K | 11.93M | 5.99M | 162.93M |
| Basic Shares Outstanding | 25.16M | 22.86M | 419K | 11.93M | 5.99M | 142.68M |
| Dividend Payout Ratio | - | - | 31.22% | - | - | - |
ATCH Balance Sheet
AtlasClear Holdings, Inc. (ATCH) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'20 | Jun'22 | Jun'23 | Dec'23 | Dec'24 | TTM |
|---|---|---|---|---|---|---|
| Total Current Assets | 42.7K | 62.06M | 37.49M | 678.38K | 34.93B | 51.81M |
| Cash & Short-Term Investments | 21.87K | 10.68M | 9.1M | 619.55K | 7.53B | 23.08M |
| Cash Only | 21.87K | 10.65M | 9.09M | 619.55K | 7.53B | 23.08M |
| Short-Term Investments | 0 | 26.54K | 3.6K | 0 | 0 | 0 |
| Accounts Receivable | 0 | 2.07M | 1.03M | 58.83K | 1.74M | 1.26M |
| Days Sales Outstanding | - | 56.65 | 41.3 | 5.37 | 58.43 | 50.81 |
| Inventory | 0 | 0 | 0 | 0 | 0 | 0 |
| Days Inventory Outstanding | - | - | - | - | - | - |
| Other Current Assets | 0 | 48.6M | 26.96M | -58.83K | 27.4B | 27.47M |
| Total Non-Current Assets | 157.92K | 2.28M | 3.1M | 54.8M | 25.96B | 25.81M |
| Property, Plant & Equipment | 0 | 343.64K | 180.55K | 342.42K | 179.27M | 124.68K |
| Fixed Asset Turnover | - | 38.74x | 50.34x | 11.69x | 0.06x | 86.96x |
| Goodwill | 0 | 0 | 0 | 7.71M | 6.14B | 6.14M |
| Intangible Assets | 0 | 0 | 0 | 14.15M | 0 | 0 |
| Long-Term Investments | 0 | 0 | 0 | 54.8M | 87.5K | 172.29K |
| Other Non-Current Assets | 157.92K | 1.93M | 2.92M | -22.2M | 19.64B | 48.31M |
| Total Assets | 200.62K▲ 0% | 64.33M▲ 31967.5% | 40.59M▼ 36.9% | 55.48M▲ 36.7% | 60.89B▲ 109660.6% | 77.62M▲ 0% |
| Asset Turnover | - | 0.21x | 0.22x | 0.07x | 0.00x | 0.22x |
| Asset Growth % | - | 31967.47% | -36.91% | 36.68% | 109660.6% | 48.06% |
| Total Current Liabilities | 181.04K | 53.5M | 29.76M | 12.06M | 41B | 33.17M |
| Accounts Payable | 940 | 50.7M | 28.74M | 5.51M | 24.89M | 0 |
| Days Payables Outstanding | - | 12.05K | 4.4K | 1.55K | 4.32K | 2.06K |
| Short-Term Debt | 130.1K | 0 | 0 | 480K | 215.17M | 116.59K |
| Deferred Revenue (Current) | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Liabilities | 50K | -268.85K | -207.03K | 4.55M | 40.76B | 33.06M |
| Current Ratio | 0.24x | 1.16x | 1.26x | 0.06x | 0.85x | 0.85x |
| Quick Ratio | 0.24x | 1.16x | 1.26x | 0.06x | 0.85x | 0.85x |
| Cash Conversion Cycle | - | - | - | - | - | -2.01K |
| Total Non-Current Liabilities | 0 | 992.82K | 889.77K | 307.66K | 26.69B | 22.76M |
| Long-Term Debt | 0 | 650K | 650K | 0 | 789.61M | 11.58K |
| Capital Lease Obligations | 0 | 142.82K | 39.77K | 0 | 0 | 211.87K |
| Deferred Tax Liabilities | 0 | 0 | 0 | 0 | 3.37B | 9.92M |
| Other Non-Current Liabilities | 0 | 200K | 200K | 307.66K | 22.53B | 60.79M |
| Total Liabilities | 181.04K | 54.49M | 30.65M | 12.37M | 67.69B | 55.94M |
| Total Debt | 130.1K | 943.64K | 805.72K | 480K | 1B | 128.16K |
| Net Debt | 108.23K | -9.71M | -8.29M | -139.55K | -6.53B | -22.95M |
| Debt / Equity | 6.64x | 0.10x | 0.08x | 0.01x | - | 0.01x |
| Debt / EBITDA | - | 0.89x | - | - | - | -0.03x |
| Net Debt / EBITDA | - | -9.18x | - | - | - | 4.50x |
| Interest Coverage | - | 14.60x | -14.74x | - | - | -0.10x |
| Total Equity | 19.58K▲ 0% | 9.85M▲ 50185.2% | 9.94M▲ 0.9% | 43.11M▲ 333.8% | -6.8B▼ 15869.3% | 21.68M▲ 0% |
| Equity Growth % | - | 50185.16% | 0.92% | 333.83% | -15869.29% | 161.39% |
| Book Value per Share | 0.00 | 0.43 | 23.70 | 3.61 | -1135.18 | 0.13 |
| Total Shareholders' Equity | 19.58K | 9.85M | 9.94M | 43.11M | -6.8B | 21.68M |
| Common Stock | 503 | 41K | 41K | 503 | 4.02M | 14.46K |
| Retained Earnings | -5.42K | 9.5M | 9.59M | -11.51M | -142.52B | -133.57M |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 |
| Accumulated OCI | 0 | 0 | 0 | 0 | 0 | 0 |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 |
ATCH Cash Flow Statement
AtlasClear Holdings, Inc. (ATCH) cash flow — operating, investing & free cash flow history
| Line item | Dec'20 | Jun'22 | Jun'23 | Dec'23 | Dec'24 | TTM |
|---|---|---|---|---|---|---|
| Cash from Operations | -25.31K | -1.07M | -1.08M | -1.82M | 1.57M | 1.57M |
| Operating CF Margin % | - | -8.05% | -11.93% | -45.48% | 14.48% | - |
| Operating CF Growth % | - | -4135.4% | -1.13% | -67.84% | 186.38% | -1121.2% |
| Net Income | -5.42K | 1.48M | 11.05M | 794.95K | 5.75M | 1.77M |
| Depreciation & Amortization | 0 | 37.23K | 28.53K | 0 | 1.38M | 1.42M |
| Stock-Based Compensation | 0 | 0 | 0 | 0 | 0 | 2.79M |
| Deferred Taxes | 0 | -12.5K | 0 | 0 | 0 | 108.2K |
| Other Non-Cash Items | 0 | -4.9M | -14.64M | -3.41M | -8.34M | 1.52M |
| Working Capital Changes | -19.89K | 2.32M | 2.48M | 792.03K | 2.79M | -2.71M |
| Change in Receivables | 0 | 0 | 0 | -58.83K | -2.72M | -9.86M |
| Change in Inventory | 0 | 0 | 0 | 0 | 0 | 0 |
| Change in Payables | 0 | 0 | 0 | 628.16K | 3.78M | 5.97M |
| Cash from Investing | 0 | -201.25M | 351.47K | 152.34M | -145K | -85K |
| Capital Expenditures | 0 | -13.81K | 0 | 0 | -125K | -65K |
| CapEx % of Revenue | - | 0.1% | - | 0% | 1.15% | - |
| Acquisitions | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | - | - | - | - | - | - |
| Other Investing | 0 | 13.81K | 353.58K | 152.81M | -20K | -20K |
| Cash from Financing | 47.18K | 202.36M | 799.17K | -150.03M | 1.62M | 6.25M |
| Debt Issued (Net) | 130.1K | -130.1K | 480K | -70.5K | -246.07K | 4.71M |
| Equity Issued (Net) | -82.92K | 1000K | 0 | -1000K | 1000K | 1000K |
| Dividends Paid | 0 | 0 | -41K | 0 | 0 | 0 |
| Share Repurchases | 0 | 0 | 0 | -152.81M | 0 | 0 |
| Other Financing | 0 | 0 | 360.17K | 2.86M | 0 | -333.38K |
| Net Change in Cash | 21.87K▲ 0% | 41.31K▲ 88.9% | 66.38K▲ 60.7% | 489.99K▲ 638.2% | 28.99M▲ 5816.3% | 3.73M▲ 0% |
| Free Cash Flow | -25.31K▲ 0% | -1.09M▼ 4190.0% | -1.08M▲ 0.2% | -1.82M▼ 67.8% | 1.57M▲ 186.4% | -1.69M▲ 0% |
| FCF Margin % | - | -8.16% | -11.93% | -45.48% | 14.48% | -11.55% |
| FCF Growth % | - | -4189.97% | 0.15% | -67.84% | 186.38% | 84.39% |
| FCF per Share | -0.00 | -0.05 | -2.59 | -0.15 | 0.26 | 0.26 |
| FCF Conversion (FCF/Net Income) | 1.17x | -0.73x | -8.26x | 0.02x | 0.27x | -0.96x |
| Interest Paid | 0 | 0 | 0 | 0 | 0 | 0 |
| Taxes Paid | 0 | 1.21M | 277.96K | 537K | 0 | 0 |
ATCH Key Ratios
AtlasClear Holdings, Inc. (ATCH) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2021 | 2022 | 2023 | 2024 | TTM |
|---|---|---|---|---|---|
| Return on Equity (ROE) | 29.98% | 1.33% | -452.81% | - | 8.14% |
| Return on Invested Capital (ROIC) | 571.32% | -102.9% | -52.19% | - | -208.45% |
| Gross Margin | 88.46% | 73.75% | 67.52% | 80.62% | 54.76% |
| Net Margin | 11.11% | 1.44% | -3001.14% | 52.97% | 12.08% |
| Debt / Equity | 0.10x | 0.08x | 0.01x | - | 0.01x |
| Interest Coverage | 14.60x | -14.74x | - | - | -0.10x |
| FCF Conversion | -0.73x | -8.26x | 0.02x | 0.27x | -0.96x |
| Revenue Growth | - | -31.72% | -55.98% | 171.31% | 52.99% |
ATCH Frequently Asked Questions
AtlasClear Holdings, Inc. (ATCH) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
AtlasClear Holdings, Inc. (ATCH) reported $14.6M in revenue for fiscal year 2024.
AtlasClear Holdings, Inc. (ATCH) grew revenue by 171.3% over the past year. This is strong growth.
Yes, AtlasClear Holdings, Inc. (ATCH) is profitable, generating $1.8M in net income for fiscal year 2024 (53.0% net margin).
Dividend & Returns
AtlasClear Holdings, Inc. (ATCH) had negative free cash flow of $1.7M in fiscal year 2024, likely due to heavy capital investments.
Explore More ATCH
AtlasClear Holdings, Inc. (ATCH) financial analysis — history, returns, DCA and operating performance tools
Total Return Calculator
Historical returns with dividends reinvested
DCA Calculator
Dollar cost averaging vs lump sum
Dividend History
Yield, growth, payout safety & DRIP
Earnings History
EPS trends, net income & profitability
Price History
Long-term charts & historical price data
Revenue History
Sales growth patterns & revenue breakdown
Financial Ratios
30 years of market, efficiency and balance-sheet ratios
Valuation
DCF intrinsic value, peer multiples & estimates