Banco BBVA Argentina S.A. (BBAR) fundamental analysis — strengths, weaknesses & financial health based on data analysis
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Banco BBVA Argentina S.A. (BBAR) stock price & volume — 10-year historical chart
Banco BBVA Argentina S.A. (BBAR) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Banco BBVA Argentina S.A. (BBAR) EPS & revenue vs analyst estimates — last 4 quarters
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | May 26, 2026 | $0.27vs $0.17+58.8% | $667Mvs $686M-2.8% |
| Q2 2026 | Mar 4, 2026 | $0.18vs $0.34-47.1% | $564Mvs $638M-11.7% |
| Q1 2026 | Jan 5, 2026 | $0.12vs $0.25-52.3% | $1.1Bvs $513M+119.2% |
| Q4 2025 | Nov 25, 2025 | $0.13vs $0.20-35.0% | $1.0B |
Banco BBVA Argentina S.A. (BBAR) competitors in Non-US regional and universal banks — business model, growth, and fundamentals comparison
Banco BBVA Argentina S.A. (BBAR) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Banco BBVA Argentina S.A. (BBAR) annual income statement — 10-year revenue, gross profit & net income history
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
Net Interest Income | 36.54B | 67.5B | 138.83B | 232.08B | 763.58B | 2.35T | 3.61T | 2.98T | 2.79T |
NII Growth % | 230.76% | 84.71% | 105.67% | 67.17% | 229.01% | 207.39% | 53.76% | -17.36% | -6.35% |
Net Interest Margin % | 11.46% | 12.14% | 22.45% | 22.19% | 38.02% | 119.83% | 27.12% | 20.26% | 11% |
Interest Income | 55.24B | 119.31B | 238.64B | 354.02B | 1.32T | 4.32T | 7T | 4.75T | 5.37T |
Interest Expense | 18.4B | 51.81B | 99.81B | 121.94B | 554.49B | 1.97T | 3.39T | 1.77T | 2.58T |
Loan Loss Provision | 0 | 78.06M | 728.85M | 1.58B | 4.31B | -8.93B | -4.43B | 7.65B | -33.03B |
Non-Interest Income | 18.5B | 21.6B | 32.54B | 56.88B | 145.57B | 294.42B | 549.56B | 449.84B | 261.23B |
Non-Interest Income % | 25.08% | 15.33% | 12% | 13.84% | 9.95% | 6.38% | 7.28% | 8.65% | 4.64% |
Total Revenue | 73.74B▲ 0% | 140.91B▲ 91.1% | 271.18B▲ 92.4% | 410.9B▲ 51.5% | 1.46T▲ 256.2% | 4.61T▲ 215.1% | 7.55T▲ 63.7% | 5.2T▼ 31.1% | 5.63T▲ 8.3% |
Revenue Growth % | 165.59% | 91.1% | 92.45% | 51.52% | 256.2% | 215.09% | 63.68% | -31.12% | 8.34% |
Non-Interest Expense | 51.37B | 83.23B | 133.46B | 234.16B | 820.06B | 2.27T | 3.48T | 2.98T | 2.57T |
Efficiency Ratio | 69.66% | 59.07% | 49.21% | 56.99% | 56.03% | 49.32% | 46.11% | 57.38% | 45.58% |
Operating Income | 3.97B▲ 0% | 5.79B▲ 45.9% | 37.19B▲ 541.8% | 53.23B▲ 43.1% | 84.79B▲ 59.3% | 375.93B▲ 343.4% | 682.31B▲ 81.5% | 441.08B▼ 35.4% | 519.82B▲ 17.9% |
Operating Margin % | 5.39% | 4.11% | 13.71% | 12.95% | 5.79% | 8.15% | 9.04% | 8.48% | 9.23% |
Operating Income Growth % | -34.82% | 45.88% | 541.8% | 43.13% | 59.3% | 343.39% | 81.5% | -35.35% | 17.85% |
Pretax Income | 3.97B▲ 0% | 5.79B▲ 45.9% | 37.19B▲ 541.8% | 53.23B▲ 43.1% | 84.79B▲ 59.3% | 375.93B▲ 343.4% | 682.31B▲ 81.5% | 441.08B▼ 35.4% | 519.82B▲ 17.9% |
Pretax Margin % | 5.39% | 4.11% | 13.71% | 12.95% | 5.79% | 8.15% | 9.04% | 8.48% | 9.23% |
Income Tax | 1.11B | 9.08B | 4.26B | 23.62B | 28.03B | -17.11B | 339.86B | 76.26B | 187.25B |
Effective Tax Rate % | 27.98% | 156.74% | 11.45% | 44.38% | 33.06% | -4.55% | 49.81% | 17.29% | 36.02% |
Net Income | 2.93B▲ 0% | -3.12B▼ 206.5% | 32.94B▲ 1155.7% | 29.55B▼ 10.3% | 57.01B▲ 92.9% | 399.02B▲ 599.9% | 341.58B▼ 14.4% | 360.41B▲ 5.5% | 315.14B▼ 12.6% |
Net Margin % | 3.97% | -2.21% | 12.15% | 7.19% | 3.9% | 8.65% | 4.53% | 6.93% | 5.59% |
Net Income Growth % | -19.62% | -206.53% | 1155.65% | -10.28% | 92.93% | 599.88% | -14.39% | 5.51% | -12.56% |
Net Income (Continuing) | 2.86B | -3.29B | 32.93B | 29.6B | 56.75B | 393.05B | 342.44B | 364.82B | 332.57B |
EPS (Diluted) | 20.25▲ 0% | -15.27▼ 175.4% | 151.83▲ 1094.3% | 144.69▼ 4.7% | 89.64▼ 38.0% | 896.76▲ 900.4% | 1754.40▲ 95.6% | 1729.56▼ 1.4% | 1543.02▼ 10.8% |
EPS Growth % | -0.59% | -175.41% | 1094.3% | -4.7% | -38.05% | 900.4% | 95.64% | -1.42% | -10.79% |
EPS (Basic) | 20.25 | -15.27 | 151.83 | 144.69 | 89.64 | 896.76 | 1754.40 | 1729.56 | 1543.02 |
Diluted Shares Outstanding | 191.59M | 204.22M | 204.22M | 204.24M | 204.24M | 204.24M | 204.24M | 204.24M | 204.24M |
Banco BBVA Argentina S.A. (BBAR) balance sheet — assets, liabilities & shareholders' equity
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
Cash & Short Term Investments | 81.67B | 190.24B | 274.28B | 422.05B | 750.64B | 913.64B | 3.93T | 5.16T | 6.65T |
Cash & Due from Banks | 56.45B | 152.46B | 212.73B | 229.49B | 425.19B | 296.3B | 2.49T | 2.82T | 4.75T |
Short Term Investments | 25.22B | 37.79B | 61.54B | 192.56B | 325.45B | 617.34B | 1.44T | 2.34T | 1.89T |
Total Investments | 216.83B | 311.52B | 329.87B | 615.9B | 1.09T | 1.33T | 5.65T | 8.87T | 17.29T |
Investments Growth % | 34.31% | 43.67% | 5.89% | 86.71% | 76.97% | 21.58% | 326.65% | 56.82% | 95.01% |
Long-Term Investments | 191.61B | 273.74B | 268.32B | 423.34B | 764.49B | 707.77B | 4.21T | 6.52T | 15.4T |
Accounts Receivables | 32.88M | 0 | 0 | 0 | 0 | 0 | 699.2B | 1.1T | 0 |
Goodwill & Intangibles | 592.15M | 975.21M | 1.06B | 2.35B | 7.16B | 9.62B | 72.16B | 69.23B | 119.29B |
Goodwill | 585.74M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Intangible Assets | 6.41M | 975.21M | 1.06B | 2.35B | 7.16B | 9.62B | 72.16B | 69.23B | 119.29B |
PP&E (Net) | 4.34B | 26.06B | 35.49B | 50.97B | 99.19B | 96.1B | 649.41B | 646.55B | 896.31B |
Other Assets | 23.98B | 25.91B | 22.14B | 110.66B | 336.29B | -1.52B | 3.43T | 791.15B | 5.42T |
Total Current Assets | 98.23B | 229.49B | 287.18B | 449.81B | 798.27B | 920.06B | 4.94T | 6.66T | 3.51T |
Total Non-Current Assets | 220.55B | 326.68B | 331.13B | 596.25B | 1.21T | 813.49B | 8.37T | 8.06T | 21.89T |
Total Assets | 318.78B▲ 0% | 556.17B▲ 74.5% | 618.31B▲ 11.2% | 1.05T▲ 69.2% | 2.01T▲ 92.0% | 1.96T▼ 2.5% | 13.31T▲ 579.3% | 14.72T▲ 10.6% | 25.4T▲ 72.6% |
Asset Growth % | 11.63% | 74.47% | 11.17% | 69.18% | 91.98% | -2.46% | 579.26% | 10.63% | 72.55% |
Return on Assets (ROA) | 0.97% | -0.71% | 5.61% | 3.55% | 3.73% | 20.12% | 4.48% | 2.57% | 1.57% |
Accounts Payable | 49.37M | 147.17M | 495.13M | 62.7M | 68.56M | 127.19M | 27.99M | 170.83M | 188.53M |
Total Debt | 4.47B | 12.33B | 21.74B | 20.7B | 29.49B | 75.06B | 140.25B | 349B | 1.96T |
Net Debt | -51.98B | -140.13B | -190.99B | -208.79B | -395.7B | -272.2B | -2.35T | -2.47T | -2.79T |
Long-Term Debt | 4.05B | 12.31B | 18.31B | 16.25B | 23.79B | 62.21B | 89.06B | 316.6B | 871.37B |
Short-Term Debt | 421.39M | 22.03M | 0 | 0 | 0 | 0 | 0 | 0 | 468.23B |
Other Liabilities | 32.4B | 70.28B | 80.23B | 122.13B | 247.73B | 710.68B | 2T | 1.75T | 19.93T |
Total Current Liabilities | 229.35B | 400.44B | 401.52B | 722.19B | 1.38T | 40.84M | 7.94T | 9.93T | 468.05B |
Total Non-Current Liabilities | 39.92B | 85.67B | 101.97B | 150.98B | 310.57B | 860.63B | 2.29T | 2.17T | 21.39T |
Total Liabilities | 269.27B | 486.11B | 503.49B | 873.17B | 1.69T | 1.59T | 10.22T | 12.1T | 21.86T |
Total Equity | 49.52B▲ 0% | 70.06B▲ 41.5% | 114.82B▲ 63.9% | 172.89B▲ 50.6% | 317.54B▲ 83.7% | 365.88B▲ 15.2% | 3.08T▲ 742.0% | 2.62T▼ 15.1% | 3.54T▲ 35.4% |
Equity Growth % | 28.54% | 41.48% | 63.89% | 50.58% | 83.66% | 15.22% | 742.03% | -15.09% | 35.43% |
Equity / Assets (Capital Ratio) | 15.53% | 12.6% | 18.57% | 16.53% | 15.81% | 18.68% | 23.15% | 17.77% | 13.95% |
Return on Equity (ROE) | 6.65% | -5.22% | 35.63% | 20.54% | 23.25% | 116.77% | 19.82% | 12.65% | 10.23% |
Book Value per Share | 258.45 | 343.05 | 562.21 | 846.53 | 1554.76 | 1791.47 | 15084.74 | 12807.82 | 17344.90 |
Tangible BV per Share | 255.36 | 338.28 | 557.01 | 835.05 | 1519.71 | 1744.38 | 14731.42 | 12468.86 | 16760.82 |
Common Stock | 612.66M | 612.66M | 612.71M | 612.71M | 612.71M | 612.71M | 612.71M | 612.71M | 612.77M |
Additional Paid-in Capital | 12.59B | 19.37B | 26.39B | 39.83B | 77.58B | 6.74B | 6.74B | 6.74B | 1.19T |
Retained Earnings | 761.2M | -10.28B | -26.12B | -87.98B | -66.53B | -143.26B | -369.31B | -367.21B | 2.26T |
Accumulated OCI | 26.51B | 46.77B | 93.15B | 188.72B | 243.6B | 833.98B | 2.5T | 2.03T | -20.8B |
Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Banco BBVA Argentina S.A. (BBAR) cash flow — operating, investing & free cash flow history
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
Cash from Operations | 9.22B | 34.1B | 27.21B | -10.14B | 116.71B | 110.48B | 601.23B | -5.17T | 1.88T |
Operating CF Growth % | -56.32% | 269.72% | -20.2% | -137.27% | 1251.01% | -5.34% | 444.22% | -960.38% | 136.41% |
Net Income | 4.48B | 13.73B | 35.81B | 18.1B | 21.08B | 61.86B | 358.31B | 441.08B | 291.25B |
Depreciation & Amortization | 644.72M | 876.37M | 2B | 4.07B | 5.58B | 10.97B | 27.88B | 79.61B | 0 |
Deferred Taxes | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Other Non-Cash Items | 2.15B | -18.28B | -27.69B | 31.01B | 72.2B | 163.69B | 375.41B | 2.22T | 1.65T |
Working Capital Changes | 3.24B | 37.77B | 17.08B | -63.32B | 17.85B | -126.05B | -160.37B | -7.91T | -54.34B |
Cash from Investing | -1.63B | -883.55M | 99.48M | -2.7B | -11B | -184.13B | -93.63B | -162.4B | -11.05T |
Purchase of Investments | -15.41B | -73.38M | -24.58B | -130.72B | -181.12B | -707.57B | 0 | 0 | -1.21T |
Sale/Maturity of Investments | 0 | 612.98M | 1.73B | 0 | 0 | 149.44B | 0 | 0 | 0 |
Net Investment Activity | -15.41B | 539.6M | -22.85B | -130.72B | -181.12B | -558.13B | 0 | 0 | -1.21T |
Acquisitions | 6.63M | -82.02M | 205.11M | 0 | 0 | 558.13B | 0 | 0 | -29.76B |
Other Investing | -853.72M | 401.47M | 25.41B | 131.17B | 178.16B | -167.72B | -51.48B | 2.13B | -9.57T |
Cash from Financing | 5.45B | 4.96B | -3.59B | 202.64B | -34.36B | -57.7B | -57.61B | 124.39B | 11.15T |
Dividends Paid | -1.02B | -970.93M | -2.41B | 0 | 0 | -8.02B | -278.33M | -90.61B | -19.81B |
Share Repurchases | 0 | 1.26B | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Stock Issued | 16.51B | 219.06M | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Net Stock Activity | 16.51B | 1.47B | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Debt Issuance (Net) | 1000K | 1000K | 1000K | -1000K | -1000K | -1000K | -1000K | 1000K | 1000K |
Other Financing | -2.16B | -3.06B | -3.77B | 220.94B | -29.47B | -29.48B | -30.32B | 37.58B | 10.83T |
Net Change in Cash | -9.33B▲ 0% | 60.87B▲ 752.3% | 57.15B▼ 6.1% | 234.3B▲ 309.9% | -68.03B▼ 129.0% | -129.03B▼ 89.7% | 220.3B▲ 270.7% | 334.96B▲ 52.0% | 1.04T▲ 209.8% |
Exchange Rate Effect | 1.8B | 22.7B | 33.43B | 30.78B | -139.72B | 1.21B | 1.25T | -541.85B | 341.69B |
Cash at Beginning | 48.86B | 38.24B | 99.11B | 212.73B | 229.6B | 425.32B | 922.37B | 2.49T | 3.71T |
Cash at End | 39.52B | 99.11B | 156.26B | 152.04B | 218.34B | 296.29B | 1.14T | 2.82T | 4.75T |
Interest Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Income Taxes Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Free Cash Flow | 8.45B▲ 0% | 32.35B▲ 283.1% | 24.55B▼ 24.1% | -13.29B▼ 154.1% | 108.67B▲ 917.8% | 94.07B▼ 13.4% | 559.08B▲ 494.4% | -5.34T▼ 1054.7% | 1.63T▲ 130.5% |
FCF Growth % | -59.19% | 283.06% | -24.12% | -154.12% | 917.85% | -13.44% | 494.35% | -1054.67% | 130.55% |
Banco BBVA Argentina S.A. (BBAR) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
Return on Equity (ROE) | 13.86% | 6.65% | -5.22% | 35.63% | 20.54% | 23.25% | 116.77% | 19.82% | 12.65% | 10.23% |
Return on Assets (ROA) | 1.84% | 0.97% | -0.71% | 5.61% | 3.55% | 3.73% | 20.12% | 4.48% | 2.57% | 1.57% |
Net Interest Margin | 3.87% | 11.46% | 12.14% | 22.45% | 22.19% | 38.02% | 119.83% | 27.12% | 20.26% | 11% |
Efficiency Ratio | 37.31% | 69.66% | 59.07% | 49.21% | 56.99% | 56.03% | 49.32% | 46.11% | 57.38% | 45.58% |
Equity / Assets | 13.49% | 15.53% | 12.6% | 18.57% | 16.53% | 15.81% | 18.68% | 23.15% | 17.77% | 13.95% |
Book Value / Share | 215.25 | 258.45 | 343.05 | 562.21 | 846.53 | 1.55K | 1.79K | 15.08K | 12.81K | 17.34K |
NII Growth | 21.54% | 230.76% | 84.71% | 105.67% | 67.17% | 229.01% | 207.39% | 53.76% | -17.36% | -6.35% |
Dividend Payout | 40.18% | 76.41% | - | 15.31% | - | - | 2.01% | 0.08% | 25.14% | 6.29% |
Banco BBVA Argentina S.A. (BBAR) stock FAQ — growth, dividends, profitability & financials explained
Banco BBVA Argentina S.A. (BBAR) grew revenue by 8.3% over the past year. This is steady growth.
Yes, Banco BBVA Argentina S.A. (BBAR) is profitable, generating $302.16B in net income for fiscal year 2025 (5.6% net margin).
Yes, Banco BBVA Argentina S.A. (BBAR) pays a dividend with a yield of 0.31%. This makes it attractive for income-focused investors.
Banco BBVA Argentina S.A. (BBAR) has a return on equity (ROE) of 10.2%. This is reasonable for most industries.
Banco BBVA Argentina S.A. (BBAR) has a net interest margin (NIM) of 11.0%. This indicates healthy earnings from lending activities.
Banco BBVA Argentina S.A. (BBAR) has an efficiency ratio of 45.6%. This is excellent, indicating strong cost control.